Teambank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,171,000 | 987 |
| Total interest expense | $17,907,000 | 895 |
| Net interest income | $20,264,000 | 1,066 |
| Provision for loan and lease losses | $26,024,000 | 305 |
| Total noninterest income | $6,934,000 | 802 |
| Gross Fiduciary activities income | $737,000 | 481 |
| Service charges on deposit accounts | $3,213,000 | 538 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,984,000 | 971 |
| Total noninterest expense | $28,673,000 | 696 |
| Salaries and employee benefits | $9,576,000 | 1,040 |
| Premises and equipment expense | $3,189,000 | 859 |
| Additional noninterest expense | $15,908,000 | 457 |
| Pre-tax net operating income | $-27,499,000 | 8,140 |
| Securities gains (losses) | $-4,640,000 | 8,070 |
| Applicable income taxes | $1,194,000 | 1,041 |
| Income before extraordinary items | $-33,333,000 | 8,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-33,333,000 | 8,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,801,000 | 449 |
| Cash dividends | $1,300,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-28,693,000 | 8,156 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,489,000 | 949 |
| Total interest expense | $13,717,000 | 907 |
| Net interest income | $16,772,000 | 966 |
| Provision for loan and lease losses | $10,924,000 | 379 |
| Total noninterest income | $5,208,000 | 844 |
| Gross Fiduciary activities income | $558,000 | 484 |
| Service charges on deposit accounts | $2,437,000 | 536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,213,000 | 1,026 |
| Total noninterest expense | $21,215,000 | 701 |
| Salaries and employee benefits | $6,934,000 | 1,093 |
| Premises and equipment expense | $1,928,000 | 1,088 |
| Additional noninterest expense | $12,353,000 | 422 |
| Pre-tax net operating income | $-10,159,000 | 8,222 |
| Securities gains (losses) | $-3,705,000 | 8,167 |
| Applicable income taxes | $1,000,000 | 1,152 |
| Income before extraordinary items | $-14,864,000 | 8,257 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-14,864,000 | 8,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,566,000 | 982 |
| Cash dividends | $1,300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,159,000 | 8,247 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,795,000 | 942 |
| Total interest expense | $9,484,000 | 902 |
| Net interest income | $11,311,000 | 955 |
| Provision for loan and lease losses | $6,084,000 | 374 |
| Total noninterest income | $3,450,000 | 860 |
| Gross Fiduciary activities income | $362,000 | 498 |
| Service charges on deposit accounts | $1,595,000 | 538 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,493,000 | 1,061 |
| Total noninterest expense | $15,213,000 | 638 |
| Salaries and employee benefits | $4,757,000 | 1,084 |
| Premises and equipment expense | $1,287,000 | 1,078 |
| Additional noninterest expense | $9,169,000 | 382 |
| Pre-tax net operating income | $-6,536,000 | 8,322 |
| Securities gains (losses) | $-614,000 | 8,356 |
| Applicable income taxes | $-1,203,000 | 8,286 |
| Income before extraordinary items | $-5,947,000 | 8,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,947,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 1,105 |
| Cash dividends | $1,300,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-5,437,380 | 8,320 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,835,000 | 934 |
| Total interest expense | $5,085,000 | 901 |
| Net interest income | $5,750,000 | 924 |
| Provision for loan and lease losses | $2,284,000 | 371 |
| Total noninterest income | $1,682,000 | 871 |
| Gross Fiduciary activities income | $166,000 | 532 |
| Service charges on deposit accounts | $762,000 | 557 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $754,000 | 1,043 |
| Total noninterest expense | $5,243,000 | 928 |
| Salaries and employee benefits | $2,434,000 | 1,065 |
| Premises and equipment expense | $648,000 | 1,070 |
| Additional noninterest expense | $2,161,000 | 675 |
| Pre-tax net operating income | $-95,000 | 7,545 |
| Securities gains (losses) | $158,000 | 523 |
| Applicable income taxes | $-132,000 | 8,189 |
| Income before extraordinary items | $195,000 | 4,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 986 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $37,000 | 6,673 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $43,488,000 | 970 |
| Total interest expense | $20,422,000 | 966 |
| Net interest income | $23,066,000 | 954 |
| Provision for loan and lease losses | $543,000 | 2,211 |
| Total noninterest income | $7,015,000 | 831 |
| Gross Fiduciary activities income | $809,000 | 472 |
| Service charges on deposit accounts | $3,326,000 | 523 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,880,000 | 1,044 |
| Total noninterest expense | $21,395,000 | 868 |
| Salaries and employee benefits | $9,134,000 | 1,098 |
| Premises and equipment expense | $2,522,000 | 1,056 |
| Additional noninterest expense | $9,739,000 | 592 |
| Pre-tax net operating income | $8,143,000 | 1,036 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,278,000 | 1,014 |
| Income before extraordinary items | $5,865,000 | 1,102 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,865,000 | 1,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,950 |
| Cash dividends | $3,800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,865,000 | 1,081 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,254,000 | 976 |
| Total interest expense | $15,210,000 | 974 |
| Net interest income | $17,044,000 | 972 |
| Provision for loan and lease losses | $346,000 | 2,113 |
| Total noninterest income | $5,148,000 | 843 |
| Gross Fiduciary activities income | $617,000 | 465 |
| Service charges on deposit accounts | $2,457,000 | 523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,074,000 | 1,073 |
| Total noninterest expense | $15,257,000 | 909 |
| Salaries and employee benefits | $6,752,000 | 1,113 |
| Premises and equipment expense | $1,904,000 | 1,032 |
| Additional noninterest expense | $6,601,000 | 632 |
| Pre-tax net operating income | $6,589,000 | 1,049 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,947,000 | 980 |
| Income before extraordinary items | $4,642,000 | 1,131 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,642,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,722 |
| Cash dividends | $2,600,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,642,000 | 1,107 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,326,000 | 1,001 |
| Total interest expense | $10,004,000 | 1,001 |
| Net interest income | $11,322,000 | 992 |
| Provision for loan and lease losses | $230,000 | 1,959 |
| Total noninterest income | $3,408,000 | 875 |
| Gross Fiduciary activities income | $428,000 | 462 |
| Service charges on deposit accounts | $1,588,000 | 549 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,392,000 | 1,110 |
| Total noninterest expense | $9,710,000 | 972 |
| Salaries and employee benefits | $4,262,000 | 1,197 |
| Premises and equipment expense | $1,182,000 | 1,132 |
| Additional noninterest expense | $4,266,000 | 660 |
| Pre-tax net operating income | $4,790,000 | 1,000 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,436,000 | 956 |
| Income before extraordinary items | $3,354,000 | 1,077 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,354,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,522 |
| Cash dividends | $1,100,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,354,000 | 1,057 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,541,000 | 1,011 |
| Total interest expense | $5,005,000 | 984 |
| Net interest income | $5,536,000 | 1,006 |
| Provision for loan and lease losses | $190,000 | 1,217 |
| Total noninterest income | $1,597,000 | 900 |
| Gross Fiduciary activities income | $174,000 | 522 |
| Service charges on deposit accounts | $754,000 | 555 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $669,000 | 1,109 |
| Total noninterest expense | $4,783,000 | 981 |
| Salaries and employee benefits | $2,162,000 | 1,188 |
| Premises and equipment expense | $568,000 | 1,191 |
| Additional noninterest expense | $2,053,000 | 679 |
| Pre-tax net operating income | $2,160,000 | 1,083 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $633,000 | 1,064 |
| Income before extraordinary items | $1,527,000 | 1,154 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,527,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,094 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,527,000 | 1,135 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $38,432,000 | 1,026 |
| Total interest expense | $16,661,000 | 996 |
| Net interest income | $21,771,000 | 1,021 |
| Provision for loan and lease losses | $805,000 | 1,269 |
| Total noninterest income | $6,736,000 | 861 |
| Gross Fiduciary activities income | $740,000 | 484 |
| Service charges on deposit accounts | $3,369,000 | 505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,627,000 | 1,097 |
| Total noninterest expense | $19,541,000 | 902 |
| Salaries and employee benefits | $8,797,000 | 1,099 |
| Premises and equipment expense | $2,423,000 | 1,036 |
| Additional noninterest expense | $8,321,000 | 656 |
| Pre-tax net operating income | $8,161,000 | 1,209 |
| Securities gains (losses) | $-164,000 | 8,344 |
| Applicable income taxes | $2,120,000 | 1,268 |
| Income before extraordinary items | $5,877,000 | 1,239 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,877,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 990 |
| Cash dividends | $3,100,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,996,720 | 1,214 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $28,110,000 | 1,049 |
| Total interest expense | $11,968,000 | 1,015 |
| Net interest income | $16,142,000 | 1,054 |
| Provision for loan and lease losses | $460,000 | 1,489 |
| Total noninterest income | $5,062,000 | 870 |
| Gross Fiduciary activities income | $570,000 | 478 |
| Service charges on deposit accounts | $2,472,000 | 519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,020,000 | 1,093 |
| Total noninterest expense | $14,488,000 | 925 |
| Salaries and employee benefits | $6,577,000 | 1,115 |
| Premises and equipment expense | $1,735,000 | 1,107 |
| Additional noninterest expense | $6,176,000 | 675 |
| Pre-tax net operating income | $6,256,000 | 1,232 |
| Securities gains (losses) | $-164,000 | 8,512 |
| Applicable income taxes | $1,760,000 | 1,218 |
| Income before extraordinary items | $4,332,000 | 1,306 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,332,000 | 1,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,524 |
| Cash dividends | $3,100,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,448,440 | 1,260 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $18,191,000 | 1,056 |
| Total interest expense | $7,565,000 | 1,012 |
| Net interest income | $10,626,000 | 1,070 |
| Provision for loan and lease losses | $360,000 | 1,269 |
| Total noninterest income | $3,377,000 | 858 |
| Gross Fiduciary activities income | $393,000 | 477 |
| Service charges on deposit accounts | $1,591,000 | 537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,393,000 | 1,072 |
| Total noninterest expense | $9,726,000 | 923 |
| Salaries and employee benefits | $4,504,000 | 1,089 |
| Premises and equipment expense | $1,160,000 | 1,100 |
| Additional noninterest expense | $4,062,000 | 684 |
| Pre-tax net operating income | $3,917,000 | 1,287 |
| Securities gains (losses) | $-90,000 | 8,515 |
| Applicable income taxes | $1,123,000 | 1,268 |
| Income before extraordinary items | $2,704,000 | 1,391 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,704,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,381 |
| Cash dividends | $2,800,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,767,900 | 1,346 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 1,077 |
| Total interest expense | $3,522,000 | 1,029 |
| Net interest income | $5,196,000 | 1,087 |
| Provision for loan and lease losses | $230,000 | 1,009 |
| Total noninterest income | $1,670,000 | 855 |
| Gross Fiduciary activities income | $181,000 | 503 |
| Service charges on deposit accounts | $767,000 | 533 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $722,000 | 1,019 |
| Total noninterest expense | $4,871,000 | 919 |
| Salaries and employee benefits | $2,256,000 | 1,096 |
| Premises and equipment expense | $586,000 | 1,096 |
| Additional noninterest expense | $2,029,000 | 680 |
| Pre-tax net operating income | $1,765,000 | 1,398 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $501,000 | 1,399 |
| Income before extraordinary items | $1,264,000 | 1,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,264,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,060 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,264,000 | 1,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $31,238,000 | 1,055 |
| Total interest expense | $11,757,000 | 949 |
| Net interest income | $19,481,000 | 1,113 |
| Provision for loan and lease losses | $678,000 | 1,477 |
| Total noninterest income | $7,254,000 | 803 |
| Gross Fiduciary activities income | $722,000 | 484 |
| Service charges on deposit accounts | $3,550,000 | 483 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,982,000 | 1,017 |
| Total noninterest expense | $19,575,000 | 866 |
| Salaries and employee benefits | $8,573,000 | 1,077 |
| Premises and equipment expense | $2,218,000 | 1,088 |
| Additional noninterest expense | $8,784,000 | 632 |
| Pre-tax net operating income | $6,482,000 | 1,471 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,606,000 | 1,629 |
| Income before extraordinary items | $4,881,000 | 1,446 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,881,000 | 1,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,848 |
| Cash dividends | $5,090,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,877,250 | 1,430 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,822,000 | 1,052 |
| Total interest expense | $8,468,000 | 932 |
| Net interest income | $14,354,000 | 1,120 |
| Provision for loan and lease losses | $593,000 | 1,217 |
| Total noninterest income | $5,421,000 | 807 |
| Gross Fiduciary activities income | $544,000 | 471 |
| Service charges on deposit accounts | $2,674,000 | 484 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,203,000 | 1,046 |
| Total noninterest expense | $14,636,000 | 867 |
| Salaries and employee benefits | $6,234,000 | 1,103 |
| Premises and equipment expense | $1,668,000 | 1,078 |
| Additional noninterest expense | $6,734,000 | 611 |
| Pre-tax net operating income | $4,546,000 | 1,573 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,193,000 | 1,661 |
| Income before extraordinary items | $3,353,000 | 1,576 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,353,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,901 |
| Cash dividends | $3,990,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,353,000 | 1,549 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,840,000 | 1,044 |
| Total interest expense | $5,403,000 | 915 |
| Net interest income | $9,437,000 | 1,118 |
| Provision for loan and lease losses | $377,000 | 1,249 |
| Total noninterest income | $3,545,000 | 807 |
| Gross Fiduciary activities income | $380,000 | 454 |
| Service charges on deposit accounts | $1,736,000 | 483 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,429,000 | 1,039 |
| Total noninterest expense | $9,542,000 | 874 |
| Salaries and employee benefits | $4,114,000 | 1,109 |
| Premises and equipment expense | $1,111,000 | 1,072 |
| Additional noninterest expense | $4,317,000 | 625 |
| Pre-tax net operating income | $3,063,000 | 1,521 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $808,000 | 1,607 |
| Income before extraordinary items | $2,255,000 | 1,531 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,255,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $2,790,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,255,000 | 1,508 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,153,000 | 1,062 |
| Total interest expense | $2,535,000 | 925 |
| Net interest income | $4,618,000 | 1,134 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $1,735,000 | 805 |
| Gross Fiduciary activities income | $192,000 | 458 |
| Service charges on deposit accounts | $825,000 | 490 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $718,000 | 1,024 |
| Total noninterest expense | $4,635,000 | 898 |
| Salaries and employee benefits | $1,992,000 | 1,145 |
| Premises and equipment expense | $546,000 | 1,100 |
| Additional noninterest expense | $2,097,000 | 632 |
| Pre-tax net operating income | $1,573,000 | 1,453 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $427,000 | 1,541 |
| Income before extraordinary items | $1,146,000 | 1,481 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,146,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,146,000 | 1,455 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,315,000 | 1,029 |
| Total interest expense | $9,378,000 | 857 |
| Net interest income | $17,937,000 | 1,126 |
| Provision for loan and lease losses | $1,404,000 | 764 |
| Total noninterest income | $11,873,000 | 544 |
| Gross Fiduciary activities income | $684,000 | 462 |
| Service charges on deposit accounts | $3,622,000 | 498 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,567,000 | 499 |
| Total noninterest expense | $23,319,000 | 694 |
| Salaries and employee benefits | $11,410,000 | 747 |
| Premises and equipment expense | $2,667,000 | 843 |
| Additional noninterest expense | $9,242,000 | 590 |
| Pre-tax net operating income | $5,087,000 | 1,674 |
| Securities gains (losses) | $-61,000 | 8,634 |
| Applicable income taxes | $801,000 | 2,535 |
| Income before extraordinary items | $4,225,000 | 1,527 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,225,000 | 1,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 740 |
| Cash dividends | $3,150,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,276,240 | 1,460 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,209,000 | 1,032 |
| Total interest expense | $6,963,000 | 847 |
| Net interest income | $13,246,000 | 1,123 |
| Provision for loan and lease losses | $811,000 | 945 |
| Total noninterest income | $9,112,000 | 539 |
| Gross Fiduciary activities income | $506,000 | 470 |
| Service charges on deposit accounts | $2,681,000 | 506 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,925,000 | 486 |
| Total noninterest expense | $17,454,000 | 688 |
| Salaries and employee benefits | $8,644,000 | 735 |
| Premises and equipment expense | $1,974,000 | 850 |
| Additional noninterest expense | $6,836,000 | 591 |
| Pre-tax net operating income | $4,093,000 | 1,579 |
| Securities gains (losses) | $-61,000 | 8,832 |
| Applicable income taxes | $993,000 | 1,788 |
| Income before extraordinary items | $3,039,000 | 1,601 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,039,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,052 |
| Cash dividends | $2,900,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,084,750 | 1,526 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,476,000 | 1,019 |
| Total interest expense | $4,657,000 | 832 |
| Net interest income | $8,819,000 | 1,116 |
| Provision for loan and lease losses | $550,000 | 899 |
| Total noninterest income | $5,875,000 | 555 |
| Gross Fiduciary activities income | $322,000 | 483 |
| Service charges on deposit accounts | $1,683,000 | 527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,870,000 | 498 |
| Total noninterest expense | $11,693,000 | 692 |
| Salaries and employee benefits | $5,802,000 | 723 |
| Premises and equipment expense | $1,316,000 | 849 |
| Additional noninterest expense | $4,575,000 | 581 |
| Pre-tax net operating income | $2,451,000 | 1,717 |
| Securities gains (losses) | $-36,000 | 8,878 |
| Applicable income taxes | $575,000 | 1,997 |
| Income before extraordinary items | $1,840,000 | 1,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,840,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,027 |
| Cash dividends | $1,900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,867,360 | 1,653 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,642,000 | 1,047 |
| Total interest expense | $2,314,000 | 861 |
| Net interest income | $4,328,000 | 1,136 |
| Provision for loan and lease losses | $240,000 | 991 |
| Total noninterest income | $2,979,000 | 544 |
| Gross Fiduciary activities income | $150,000 | 521 |
| Service charges on deposit accounts | $764,000 | 563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,065,000 | 473 |
| Total noninterest expense | $5,806,000 | 696 |
| Salaries and employee benefits | $2,981,000 | 723 |
| Premises and equipment expense | $651,000 | 875 |
| Additional noninterest expense | $2,174,000 | 604 |
| Pre-tax net operating income | $1,261,000 | 1,647 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $295,000 | 1,954 |
| Income before extraordinary items | $966,000 | 1,640 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $966,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,833 |
| Cash dividends | $800,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $966,000 | 1,554 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,889,000 | 1,047 |
| Total interest expense | $10,054,000 | 878 |
| Net interest income | $16,835,000 | 1,152 |
| Provision for loan and lease losses | $1,650,000 | 753 |
| Total noninterest income | $13,660,000 | 523 |
| Gross Fiduciary activities income | $607,000 | 497 |
| Service charges on deposit accounts | $3,314,000 | 522 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,739,000 | 461 |
| Total noninterest expense | $23,281,000 | 703 |
| Salaries and employee benefits | $11,583,000 | 737 |
| Premises and equipment expense | $2,469,000 | 908 |
| Additional noninterest expense | $9,229,000 | 597 |
| Pre-tax net operating income | $5,564,000 | 1,487 |
| Securities gains (losses) | $286,000 | 1,074 |
| Applicable income taxes | $1,625,000 | 1,504 |
| Income before extraordinary items | $4,225,000 | 1,484 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,225,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,875,000 | 584 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,019,080 | 1,488 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,225,000 | 1,063 |
| Total interest expense | $7,673,000 | 905 |
| Net interest income | $12,552,000 | 1,174 |
| Provision for loan and lease losses | $1,198,000 | 774 |
| Total noninterest income | $10,784,000 | 530 |
| Gross Fiduciary activities income | $433,000 | 523 |
| Service charges on deposit accounts | $2,472,000 | 527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,879,000 | 450 |
| Total noninterest expense | $17,415,000 | 725 |
| Salaries and employee benefits | $8,670,000 | 752 |
| Premises and equipment expense | $1,830,000 | 929 |
| Additional noninterest expense | $6,915,000 | 599 |
| Pre-tax net operating income | $4,723,000 | 1,368 |
| Securities gains (losses) | $293,000 | 973 |
| Applicable income taxes | $1,493,000 | 1,357 |
| Income before extraordinary items | $3,523,000 | 1,413 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,523,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,343,000 | 572 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,317,900 | 1,403 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,618,000 | 1,069 |
| Total interest expense | $5,222,000 | 917 |
| Net interest income | $8,396,000 | 1,168 |
| Provision for loan and lease losses | $459,000 | 1,238 |
| Total noninterest income | $6,821,000 | 552 |
| Gross Fiduciary activities income | $274,000 | 542 |
| Service charges on deposit accounts | $1,614,000 | 533 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,933,000 | 472 |
| Total noninterest expense | $11,865,000 | 703 |
| Salaries and employee benefits | $5,832,000 | 747 |
| Premises and equipment expense | $1,255,000 | 912 |
| Additional noninterest expense | $4,778,000 | 576 |
| Pre-tax net operating income | $2,893,000 | 1,465 |
| Securities gains (losses) | $150,000 | 1,228 |
| Applicable income taxes | $786,000 | 1,644 |
| Income before extraordinary items | $2,257,000 | 1,457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,257,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 934 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,146,000 | 1,426 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 1,059 |
| Total interest expense | $2,648,000 | 925 |
| Net interest income | $4,309,000 | 1,142 |
| Provision for loan and lease losses | $326,000 | 861 |
| Total noninterest income | $3,310,000 | 555 |
| Gross Fiduciary activities income | $129,000 | 570 |
| Service charges on deposit accounts | $741,000 | 571 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,440,000 | 479 |
| Total noninterest expense | $5,738,000 | 718 |
| Salaries and employee benefits | $2,861,000 | 760 |
| Premises and equipment expense | $630,000 | 915 |
| Additional noninterest expense | $2,247,000 | 612 |
| Pre-tax net operating income | $1,555,000 | 1,374 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $425,000 | 1,553 |
| Income before extraordinary items | $1,130,000 | 1,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,130,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 778 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,130,000 | 1,353 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,986,000 | 952 |
| Total interest expense | $12,825,000 | 883 |
| Net interest income | $19,161,000 | 1,017 |
| Provision for loan and lease losses | $1,427,000 | 988 |
| Total noninterest income | $9,747,000 | 643 |
| Gross Fiduciary activities income | $595,000 | 524 |
| Service charges on deposit accounts | $3,424,000 | 479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,728,000 | 627 |
| Total noninterest expense | $19,733,000 | 799 |
| Salaries and employee benefits | $9,446,000 | 854 |
| Premises and equipment expense | $2,129,000 | 1,032 |
| Additional noninterest expense | $8,158,000 | 653 |
| Pre-tax net operating income | $7,748,000 | 1,089 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $2,702,000 | 1,019 |
| Income before extraordinary items | $5,112,000 | 1,224 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,112,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,231,000 | 799 |
| Cash dividends | $5,906,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,069,100 | 1,190 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $35,180,000 | 965 |
| Total interest expense | $17,217,000 | 947 |
| Net interest income | $17,963,000 | 1,009 |
| Provision for loan and lease losses | $1,361,000 | 981 |
| Total noninterest income | $7,412,000 | 730 |
| Gross Fiduciary activities income | $553,000 | 562 |
| Service charges on deposit accounts | $3,339,000 | 451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,520,000 | 841 |
| Total noninterest expense | $16,883,000 | 885 |
| Salaries and employee benefits | $7,971,000 | 942 |
| Premises and equipment expense | $1,968,000 | 1,081 |
| Additional noninterest expense | $6,944,000 | 738 |
| Pre-tax net operating income | $7,131,000 | 1,043 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,166,000 | 1,096 |
| Income before extraordinary items | $4,965,000 | 1,101 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,965,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,159,000 | 844 |
| Cash dividends | $4,040,000 | 726 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,965,000 | 1,061 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,654,000 | 1,235 |
| Total interest expense | $14,767,000 | 1,174 |
| Net interest income | $13,887,000 | 1,255 |
| Provision for loan and lease losses | $680,000 | 1,456 |
| Total noninterest income | $4,760,000 | 961 |
| Gross Fiduciary activities income | $508,000 | 596 |
| Service charges on deposit accounts | $2,726,000 | 494 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,526,000 | 1,364 |
| Total noninterest expense | $12,273,000 | 1,135 |
| Salaries and employee benefits | $5,522,000 | 1,279 |
| Premises and equipment expense | $1,509,000 | 1,365 |
| Additional noninterest expense | $5,242,000 | 919 |
| Pre-tax net operating income | $5,694,000 | 1,292 |
| Securities gains (losses) | $-78,000 | 9,347 |
| Applicable income taxes | $1,836,000 | 1,266 |
| Income before extraordinary items | $3,780,000 | 1,394 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,780,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 1,134 |
| Cash dividends | $3,210,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,832,260 | 1,372 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,007,000 | 1,486 |
| Total interest expense | $10,756,000 | 1,388 |
| Net interest income | $11,251,000 | 1,549 |
| Provision for loan and lease losses | $720,000 | 1,277 |
| Total noninterest income | $3,632,000 | 1,164 |
| Gross Fiduciary activities income | $524,000 | 624 |
| Service charges on deposit accounts | $1,626,000 | 817 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,482,000 | 1,410 |
| Total noninterest expense | $10,128,000 | 1,378 |
| Salaries and employee benefits | $4,662,000 | 1,480 |
| Premises and equipment expense | $1,279,000 | 1,598 |
| Additional noninterest expense | $4,187,000 | 1,119 |
| Pre-tax net operating income | $4,035,000 | 1,829 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,270,000 | 1,819 |
| Income before extraordinary items | $2,765,000 | 1,923 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,765,000 | 1,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,571 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,765,000 | 1,895 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,712,000 | 1,732 |
| Total interest expense | $9,523,000 | 1,616 |
| Net interest income | $9,189,000 | 1,859 |
| Provision for loan and lease losses | $1,098,000 | 894 |
| Total noninterest income | $3,151,000 | 1,307 |
| Gross Fiduciary activities income | $329,000 | 755 |
| Service charges on deposit accounts | $1,223,000 | 1,014 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,599,000 | 1,344 |
| Total noninterest expense | $8,217,000 | 1,612 |
| Salaries and employee benefits | $3,719,000 | 1,789 |
| Premises and equipment expense | $1,047,000 | 1,892 |
| Additional noninterest expense | $3,451,000 | 1,283 |
| Pre-tax net operating income | $3,025,000 | 2,354 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $931,000 | 2,437 |
| Income before extraordinary items | $2,108,000 | 2,439 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,108,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,560 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,098,340 | 2,373 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,932,000 | 2,345 |
| Total interest expense | $6,914,000 | 2,179 |
| Net interest income | $7,018,000 | 2,473 |
| Provision for loan and lease losses | $842,000 | 1,139 |
| Total noninterest income | $2,113,000 | 1,690 |
| Gross Fiduciary activities income | $303,000 | 804 |
| Service charges on deposit accounts | $882,000 | 1,463 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $928,000 | 1,831 |
| Total noninterest expense | $6,352,000 | 2,031 |
| Salaries and employee benefits | $2,818,000 | 2,358 |
| Premises and equipment expense | $889,000 | 2,214 |
| Additional noninterest expense | $2,645,000 | 1,616 |
| Pre-tax net operating income | $1,937,000 | 3,652 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $574,000 | 3,810 |
| Income before extraordinary items | $1,361,000 | 3,652 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,361,000 | 3,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 954 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,362,400 | 3,575 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,515,000 | 2,873 |
| Total interest expense | $5,555,000 | 2,729 |
| Net interest income | $5,960,000 | 2,970 |
| Provision for loan and lease losses | $452,000 | 1,880 |
| Total noninterest income | $1,857,000 | 1,957 |
| Gross Fiduciary activities income | $298,000 | 863 |
| Service charges on deposit accounts | $780,000 | 1,723 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $779,000 | 2,143 |
| Total noninterest expense | $5,167,000 | 2,636 |
| Salaries and employee benefits | $2,479,000 | 2,725 |
| Premises and equipment expense | $694,000 | 2,826 |
| Additional noninterest expense | $1,994,000 | 2,464 |
| Pre-tax net operating income | $2,198,000 | 3,165 |
| Securities gains (losses) | $-37,000 | 10,927 |
| Applicable income taxes | $713,000 | 3,140 |
| Income before extraordinary items | $1,448,000 | 3,310 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,448,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,667 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,472,790 | 3,204 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,898,000 | 3,038 |
| Total interest expense | $5,377,000 | 2,846 |
| Net interest income | $5,521,000 | 3,217 |
| Provision for loan and lease losses | $209,000 | 2,925 |
| Total noninterest income | $1,741,000 | 2,050 |
| Gross Fiduciary activities income | $300,000 | 902 |
| Service charges on deposit accounts | $682,000 | 1,977 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $759,000 | 2,187 |
| Total noninterest expense | $5,159,000 | 2,628 |
| Salaries and employee benefits | $2,598,000 | 2,569 |
| Premises and equipment expense | $654,000 | 2,990 |
| Additional noninterest expense | $1,907,000 | 2,504 |
| Pre-tax net operating income | $1,894,000 | 3,670 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $635,000 | 3,524 |
| Income before extraordinary items | $1,284,000 | 3,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,284,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,267,250 | 3,741 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,709,000 | 3,115 |
| Total interest expense | $4,472,000 | 2,739 |
| Net interest income | $5,237,000 | 3,416 |
| Provision for loan and lease losses | $87,000 | 4,874 |
| Total noninterest income | $1,247,000 | 2,659 |
| Gross Fiduciary activities income | $224,000 | 989 |
| Service charges on deposit accounts | $606,000 | 2,254 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $417,000 | 3,320 |
| Total noninterest expense | $5,296,000 | 2,627 |
| Salaries and employee benefits | $2,469,000 | 2,699 |
| Premises and equipment expense | $547,000 | 3,537 |
| Additional noninterest expense | $2,280,000 | 2,305 |
| Pre-tax net operating income | $1,101,000 | 5,567 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $318,000 | 5,654 |
| Income before extraordinary items | $790,000 | 5,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $790,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $407,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $785,030 | 5,507 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 3,366 |
| Total interest expense | $4,074,000 | 3,123 |
| Net interest income | $5,074,000 | 3,524 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $1,318,000 | 2,711 |
| Gross Fiduciary activities income | $210,000 | 1,052 |
| Service charges on deposit accounts | $523,000 | 2,663 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $585,000 | 2,939 |
| Total noninterest expense | $4,117,000 | 3,394 |
| Salaries and employee benefits | $2,112,000 | 3,105 |
| Premises and equipment expense | $376,000 | 4,957 |
| Additional noninterest expense | $1,629,000 | 3,265 |
| Pre-tax net operating income | $2,197,000 | 3,023 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $729,000 | 2,997 |
| Income before extraordinary items | $1,489,000 | 3,274 |
| Extraordinary gains, net | $71,000 | 1,896 |
| Net income | $1,560,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,340 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,474,930 | 3,117 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,538,000 | 3,659 |
| Total interest expense | $4,694,000 | 3,498 |
| Net interest income | $4,844,000 | 3,759 |
| Provision for loan and lease losses | $156,000 | 5,974 |
| Total noninterest income | $885,000 | 3,668 |
| Gross Fiduciary activities income | $226,000 | 1,049 |
| Service charges on deposit accounts | $372,000 | 3,719 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $287,000 | 4,547 |
| Total noninterest expense | $3,324,000 | 4,129 |
| Salaries and employee benefits | $1,682,000 | 3,808 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $1,329,000 | 3,967 |
| Pre-tax net operating income | $2,249,000 | 2,777 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $762,000 | 2,729 |
| Income before extraordinary items | $1,510,000 | 3,062 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,510,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 5,287 |
| Cash dividends | $1,335,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,494,820 | 2,858 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.