Home > TCF NATIONAL BANK > Income and Expense

TCF NATIONAL BANK, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$181,057,000247
Total interest expense$88,651,000250
Net interest income$92,406,000247
Provision for loan and lease losses$-3,340,00010,214
Total noninterest income$35,761,000276
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$20,352,000114
Trading account gains and fees$0173
Additional Noninterest Income$15,409,000354
Total noninterest expense$69,832,000281
Salaries and employee benefits$29,869,000263
Premises and equipment expense$8,971,000279
Additional noninterest expense$30,992,000272
Pre-tax net operating income$61,675,000215
Securities gains (losses)$03,155
Applicable income taxes$21,494,000217
Income before extraordinary items$40,181,000221
Extraordinary gains, net$035
Net income$40,181,000222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,262
Cash dividends$40,181,000164
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$40,181,000215
1998-12-31 (YTD Data)Rank
Total interest income$174,450,000248
Total interest expense$87,780,000245
Net interest income$86,670,000252
Provision for loan and lease losses$-3,000,00010,443
Total noninterest income$32,009,000279
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$15,217,000132
Trading account gains and fees$0224
Additional Noninterest Income$16,792,000327
Total noninterest expense$63,713,000291
Salaries and employee benefits$27,108,000282
Premises and equipment expense$8,535,000278
Additional noninterest expense$28,070,000294
Pre-tax net operating income$57,966,000219
Securities gains (losses)$-40,00010,357
Applicable income taxes$20,245,000219
Income before extraordinary items$37,681,000224
Extraordinary gains, net$032
Net income$37,681,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,00010,066
Cash dividends$37,681,000172
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$37,707,000214
1997-12-31 (YTD Data)Rank
Total interest income$172,680,000260
Total interest expense$87,612,000255
Net interest income$85,068,000261
Provision for loan and lease losses$-3,337,00010,917
Total noninterest income$34,297,000264
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$12,847,000146
Trading account gains and fees$0239
Additional Noninterest Income$21,450,000253
Total noninterest expense$73,198,000263
Salaries and employee benefits$26,425,000270
Premises and equipment expense$8,528,000275
Additional noninterest expense$38,245,000236
Pre-tax net operating income$49,504,000232
Securities gains (losses)$494,000428
Applicable income taxes$17,304,000242
Income before extraordinary items$32,694,000238
Extraordinary gains, net$044
Net income$32,694,000238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,699,00010,917
Cash dividends$24,988,000194
Sale, conversion, retirement of capital stock, net$14,000,00060
Net operating income$32,372,900233
1996-12-31 (YTD Data)Rank
Total interest income$177,645,000285
Total interest expense$94,264,000264
Net interest income$83,381,000294
Provision for loan and lease losses$-1,201,00011,412
Total noninterest income$22,946,000356
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$22,946,000272
Total noninterest expense$77,764,000297
Salaries and employee benefits$25,042,000318
Premises and equipment expense$16,709,000191
Additional noninterest expense$36,013,000294
Pre-tax net operating income$29,764,000344
Securities gains (losses)$1,284,000215
Applicable income taxes$10,699,000347
Income before extraordinary items$20,349,000338
Extraordinary gains, net$053
Net income$20,349,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00011,131
Cash dividends$16,000,000324
Sale, conversion, retirement of capital stock, net$0953
Net operating income$19,501,560343
1995-12-31 (YTD Data)Rank
Total interest income$200,428,000275
Total interest expense$118,561,000239
Net interest income$81,867,000312
Provision for loan and lease losses$4,500,000345
Total noninterest income$15,731,000465
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$15,731,000334
Total noninterest expense$98,439,000249
Salaries and employee benefits$31,917,000284
Premises and equipment expense$18,425,000181
Additional noninterest expense$48,097,000245
Pre-tax net operating income$-5,341,00011,970
Securities gains (losses)$-20,253,00011,966
Applicable income taxes$-10,474,00011,962
Income before extraordinary items$-15,120,00011,961
Extraordinary gains, net$-963,00011,959
Net income$-16,083,00011,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,086,00011,954
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-2,158,08011,910
1994-12-31 (YTD Data)Rank
Total interest income$12,998,0002,343
Total interest expense$5,984,0002,085
Net interest income$7,014,0002,571
Provision for loan and lease losses$101,0004,511
Total noninterest income$2,105,0001,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$2,105,0001,091
Total noninterest expense$10,148,0001,445
Salaries and employee benefits$4,116,0001,625
Premises and equipment expense$2,197,000975
Additional noninterest expense$3,835,0001,464
Pre-tax net operating income$-1,130,00012,472
Securities gains (losses)$-1,0008,790
Applicable income taxes$-464,00012,480
Income before extraordinary items$-667,00012,384
Extraordinary gains, net$0249
Net income$-667,00012,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-666,36012,388
1993-12-31 (YTD Data)Rank
Total interest income$3,754,0007,186
Total interest expense$2,356,0005,055
Net interest income$1,398,0009,423
Provision for loan and lease losses$63,0006,860
Total noninterest income$489,0005,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$489,0003,312
Total noninterest expense$3,068,0004,424
Salaries and employee benefits$1,073,0005,776
Premises and equipment expense$922,0002,222
Additional noninterest expense$1,073,0004,638
Pre-tax net operating income$-1,244,00013,010
Securities gains (losses)$07,477
Applicable income taxes$-509,00013,138
Income before extraordinary items$-735,00012,952
Extraordinary gains, net$03,149
Net income$-735,00012,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$30,000,00048
Net operating income$-735,00012,905

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.