Home > TCF National Bank > Net charge- offs to loans

TCF National Bank, Net charge- offs to loans

2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5134%162
Percentage Net Loans Charged-off: Total real estate loans0.4047%78
Percentage Net Loans Charged-off:Construction & development0.2279%52
Percentage Net Loans Charged-off: Commercial real estate1.0442%42
Percentage Net Loans Charged-off: Multi-family residential0.0002%30
Percentage Net Loans Charged-off: 1-4 family residential0.0580%283
Percentage Net Loans Charged-off: Home equity loans0.4231%33
All other 1-4 family - Percent of loans charged-off, net-0.0870%4,594
Percentage Net Loans Charged-off: Commercial and industrial0.7190%183
Percentage Net Loans Charged-off: Loans to individuals-0.0569%3,864
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0569%3,825
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1282%1,227
Percentage Net Loans Charged-off: Total real estate loans0.0255%1,302
Percentage Net Loans Charged-off:Construction & development-0.0191%4,214
Percentage Net Loans Charged-off: Commercial real estate0.0887%616
Percentage Net Loans Charged-off: Multi-family residential-0.0007%3,950
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%3,815
Percentage Net Loans Charged-off: Home equity loans0.0623%262
All other 1-4 family - Percent of loans charged-off, net-0.0326%4,444
Percentage Net Loans Charged-off: Commercial and industrial0.2362%1,057
Percentage Net Loans Charged-off: Loans to individuals-0.0485%4,337
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0485%4,297
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1249%1,131
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,762
Percentage Net Loans Charged-off:Construction & development-0.0204%4,265
Percentage Net Loans Charged-off: Commercial real estate-0.0060%4,356
Percentage Net Loans Charged-off: Multi-family residential-0.0004%3,960
Percentage Net Loans Charged-off: 1-4 family residential0.0036%1,259
Percentage Net Loans Charged-off: Home equity loans0.0582%230
All other 1-4 family - Percent of loans charged-off, net-0.0212%4,325
Percentage Net Loans Charged-off: Commercial and industrial0.1956%994
Percentage Net Loans Charged-off: Loans to individuals-0.0717%4,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0717%4,325
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0503%1,764
Percentage Net Loans Charged-off: Total real estate loans0.0046%1,354
Percentage Net Loans Charged-off:Construction & development-0.0038%4,164
Percentage Net Loans Charged-off: Commercial real estate-0.0090%4,479
Percentage Net Loans Charged-off: Multi-family residential0.0001%53
Percentage Net Loans Charged-off: 1-4 family residential0.0155%938
Percentage Net Loans Charged-off: Home equity loans0.0371%232
All other 1-4 family - Percent of loans charged-off, net0.0056%1,007
Percentage Net Loans Charged-off: Commercial and industrial0.0714%1,210
Percentage Net Loans Charged-off: Loans to individuals-0.1196%4,469
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1196%4,422
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0622%1,389
Percentage Net Loans Charged-off: Total real estate loans-0.0212%4,494
Percentage Net Loans Charged-off:Construction & development-0.1068%4,523
Percentage Net Loans Charged-off: Commercial real estate-0.0269%4,694
Percentage Net Loans Charged-off: Multi-family residential0.0022%25
Percentage Net Loans Charged-off: 1-4 family residential-0.0080%4,086
Percentage Net Loans Charged-off: Home equity loans0.0284%184
All other 1-4 family - Percent of loans charged-off, net-0.0247%4,443
Percentage Net Loans Charged-off: Commercial and industrial0.1468%780
Percentage Net Loans Charged-off: Loans to individuals-0.0895%4,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0895%4,336
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4304%445
Percentage Net Loans Charged-off: Total real estate loans0.1267%611
Percentage Net Loans Charged-off:Construction & development0.1498%195
Percentage Net Loans Charged-off: Commercial real estate-0.0016%4,290
Percentage Net Loans Charged-off: Multi-family residential0.0001%114
Percentage Net Loans Charged-off: 1-4 family residential0.2047%351
Percentage Net Loans Charged-off: Home equity loans0.1383%230
All other 1-4 family - Percent of loans charged-off, net0.2522%277
Percentage Net Loans Charged-off: Commercial and industrial0.4251%981
Percentage Net Loans Charged-off: Loans to individuals2.4876%241
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4876%211
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5008%340
Percentage Net Loans Charged-off: Total real estate loans0.0389%1,081
Percentage Net Loans Charged-off:Construction & development0.0112%269
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0648%772
Percentage Net Loans Charged-off: Home equity loans0.1455%191
All other 1-4 family - Percent of loans charged-off, net-0.0021%3,983
Percentage Net Loans Charged-off: Commercial and industrial0.5270%710
Percentage Net Loans Charged-off: Loans to individuals3.1146%183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.1146%156
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3598%465
Percentage Net Loans Charged-off: Total real estate loans0.0651%742
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,418
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0999%525
Percentage Net Loans Charged-off: Home equity loans0.1700%148
All other 1-4 family - Percent of loans charged-off, net0.0209%981
Percentage Net Loans Charged-off: Commercial and industrial0.3410%789
Percentage Net Loans Charged-off: Loans to individuals1.8502%353
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8502%310
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4068%379
Percentage Net Loans Charged-off: Total real estate loans0.0689%549
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,539
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1041%429
Percentage Net Loans Charged-off: Home equity loans0.1419%123
All other 1-4 family - Percent of loans charged-off, net0.0608%533
Percentage Net Loans Charged-off: Commercial and industrial0.3362%593
Percentage Net Loans Charged-off: Loans to individuals2.1880%307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1880%276
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3159%610
Percentage Net Loans Charged-off: Total real estate loans0.0011%2,308
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0118%4,625
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,213
Percentage Net Loans Charged-off: 1-4 family residential0.0052%1,961
Percentage Net Loans Charged-off: Home equity loans0.1200%291
All other 1-4 family - Percent of loans charged-off, net-0.1547%5,151
Percentage Net Loans Charged-off: Commercial and industrial0.2418%1,224
Percentage Net Loans Charged-off: Loans to individuals1.4747%489
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4747%431
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2680%618
Percentage Net Loans Charged-off: Total real estate loans-0.0052%4,127
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,441
Percentage Net Loans Charged-off: Multi-family residential-0.0022%4,255
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%4,301
Percentage Net Loans Charged-off: Home equity loans0.1276%240
All other 1-4 family - Percent of loans charged-off, net-0.2045%5,234
Percentage Net Loans Charged-off: Commercial and industrial0.1037%1,374
Percentage Net Loans Charged-off: Loans to individuals1.3802%516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3802%453
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3224%496
Percentage Net Loans Charged-off: Total real estate loans0.1561%383
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,492
Percentage Net Loans Charged-off: Multi-family residential-0.0003%4,282
Percentage Net Loans Charged-off: 1-4 family residential0.2399%296
Percentage Net Loans Charged-off: Home equity loans0.2680%134
All other 1-4 family - Percent of loans charged-off, net0.1986%348
Percentage Net Loans Charged-off: Commercial and industrial0.0852%1,216
Percentage Net Loans Charged-off: Loans to individuals1.3102%521
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3102%458
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3032%500
Percentage Net Loans Charged-off: Total real estate loans0.0845%532
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,654
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1303%465
Percentage Net Loans Charged-off: Home equity loans0.1480%168
All other 1-4 family - Percent of loans charged-off, net0.1051%506
Percentage Net Loans Charged-off: Commercial and industrial0.0699%895
Percentage Net Loans Charged-off: Loans to individuals1.3882%565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3882%494
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3083%829
Percentage Net Loans Charged-off: Total real estate loans0.0370%1,714
Percentage Net Loans Charged-off:Construction & development-0.0048%4,407
Percentage Net Loans Charged-off: Commercial real estate0.2036%488
Percentage Net Loans Charged-off: Multi-family residential-0.0001%4,354
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%4,403
Percentage Net Loans Charged-off: Home equity loans0.1809%289
All other 1-4 family - Percent of loans charged-off, net-0.2338%5,446
Percentage Net Loans Charged-off: Commercial and industrial0.1308%1,730
Percentage Net Loans Charged-off: Loans to individuals1.2038%696
Percentage Net Loans Charged-off: Credit card loans0.0787%694
Percentage Net Loans Charged-off: Other loans to individual1.2043%629
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2745%784
Percentage Net Loans Charged-off: Total real estate loans0.0222%1,753
Percentage Net Loans Charged-off:Construction & development-0.0067%4,478
Percentage Net Loans Charged-off: Commercial real estate0.3065%294
Percentage Net Loans Charged-off: Multi-family residential-0.0002%4,386
Percentage Net Loans Charged-off: 1-4 family residential-0.0527%5,183
Percentage Net Loans Charged-off: Home equity loans0.1708%274
All other 1-4 family - Percent of loans charged-off, net-0.3299%5,538
Percentage Net Loans Charged-off: Commercial and industrial0.1223%1,435
Percentage Net Loans Charged-off: Loans to individuals1.1507%687
Percentage Net Loans Charged-off: Credit card loans0.0000%650
Percentage Net Loans Charged-off: Other loans to individual1.1512%606
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2861%709
Percentage Net Loans Charged-off: Total real estate loans0.0678%1,003
Percentage Net Loans Charged-off:Construction & development-0.0105%4,563
Percentage Net Loans Charged-off: Commercial real estate0.4834%189
Percentage Net Loans Charged-off: Multi-family residential-0.0002%4,431
Percentage Net Loans Charged-off: 1-4 family residential-0.0351%5,053
Percentage Net Loans Charged-off: Home equity loans0.1247%303
All other 1-4 family - Percent of loans charged-off, net-0.2226%5,531
Percentage Net Loans Charged-off: Commercial and industrial0.1482%1,148
Percentage Net Loans Charged-off: Loans to individuals1.0828%720
Percentage Net Loans Charged-off: Credit card loans0.0000%579
Percentage Net Loans Charged-off: Other loans to individual1.0834%635
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2685%681
Percentage Net Loans Charged-off: Total real estate loans-0.0448%5,261
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.4884%121
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.2051%5,591
Percentage Net Loans Charged-off: Home equity loans0.0776%284
All other 1-4 family - Percent of loans charged-off, net-0.5245%5,684
Percentage Net Loans Charged-off: Commercial and industrial0.1255%833
Percentage Net Loans Charged-off: Loans to individuals1.3080%618
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual1.3088%538
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3454%791
Percentage Net Loans Charged-off: Total real estate loans0.2378%564
Percentage Net Loans Charged-off:Construction & development-0.0067%4,502
Percentage Net Loans Charged-off: Commercial real estate0.0098%1,355
Percentage Net Loans Charged-off: Multi-family residential-0.0001%4,508
Percentage Net Loans Charged-off: 1-4 family residential0.3432%433
Percentage Net Loans Charged-off: Home equity loans0.3177%274
All other 1-4 family - Percent of loans charged-off, net0.3698%402
Percentage Net Loans Charged-off: Commercial and industrial0.1127%1,843
Percentage Net Loans Charged-off: Loans to individuals1.1317%788
Percentage Net Loans Charged-off: Credit card loans0.7665%565
Percentage Net Loans Charged-off: Other loans to individual1.1320%723
Percentage Net Loans Charged-off: All other loans and lease0.2089%953
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3468%660
Percentage Net Loans Charged-off: Total real estate loans0.2633%437
Percentage Net Loans Charged-off:Construction & development-0.0082%4,576
Percentage Net Loans Charged-off: Commercial real estate0.0049%1,132
Percentage Net Loans Charged-off: Multi-family residential-0.0002%4,553
Percentage Net Loans Charged-off: 1-4 family residential0.3794%353
Percentage Net Loans Charged-off: Home equity loans0.3379%248
All other 1-4 family - Percent of loans charged-off, net0.4220%311
Percentage Net Loans Charged-off: Commercial and industrial0.1246%1,486
Percentage Net Loans Charged-off: Loans to individuals1.0580%766
Percentage Net Loans Charged-off: Credit card loans1.0182%477
Percentage Net Loans Charged-off: Other loans to individual1.0581%695
Percentage Net Loans Charged-off: All other loans and lease0.1987%825
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3338%709
Percentage Net Loans Charged-off: Total real estate loans0.2891%432
Percentage Net Loans Charged-off:Construction & development-0.0080%4,656
Percentage Net Loans Charged-off: Commercial real estate0.0173%852
Percentage Net Loans Charged-off: Multi-family residential-0.0002%4,587
Percentage Net Loans Charged-off: 1-4 family residential0.4134%338
Percentage Net Loans Charged-off: Home equity loans0.3844%218
All other 1-4 family - Percent of loans charged-off, net0.4422%328
Percentage Net Loans Charged-off: Commercial and industrial0.0993%1,333
Percentage Net Loans Charged-off: Loans to individuals0.9708%820
Percentage Net Loans Charged-off: Credit card loans0.9894%448
Percentage Net Loans Charged-off: Other loans to individual0.9708%731
Percentage Net Loans Charged-off: All other loans and lease0.1732%736
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3364%663
Percentage Net Loans Charged-off: Total real estate loans0.3119%358
Percentage Net Loans Charged-off:Construction & development-0.0080%4,774
Percentage Net Loans Charged-off: Commercial real estate-0.0560%5,586
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.4643%305
Percentage Net Loans Charged-off: Home equity loans0.3705%190
All other 1-4 family - Percent of loans charged-off, net0.5545%246
Percentage Net Loans Charged-off: Commercial and industrial0.0924%970
Percentage Net Loans Charged-off: Loans to individuals0.9589%839
Percentage Net Loans Charged-off: Credit card loans1.8018%299
Percentage Net Loans Charged-off: Other loans to individual0.9583%744
Percentage Net Loans Charged-off: All other loans and lease0.1532%614
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3532%840
Percentage Net Loans Charged-off: Total real estate loans0.4117%409
Percentage Net Loans Charged-off:Construction & development0.0297%719
Percentage Net Loans Charged-off: Commercial real estate0.2227%722
Percentage Net Loans Charged-off: Multi-family residential-0.0012%4,677
Percentage Net Loans Charged-off: 1-4 family residential0.5377%361
Percentage Net Loans Charged-off: Home equity loans0.3935%332
All other 1-4 family - Percent of loans charged-off, net0.6554%267
Percentage Net Loans Charged-off: Commercial and industrial0.1180%1,843
Percentage Net Loans Charged-off: Loans to individuals0.8256%1,013
Percentage Net Loans Charged-off: Credit card loans0.2236%715
Percentage Net Loans Charged-off: Other loans to individual0.8262%916
Percentage Net Loans Charged-off: All other loans and lease0.0862%1,075
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.9195%1,289
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3534%745
Percentage Net Loans Charged-off: Total real estate loans0.4354%357
Percentage Net Loans Charged-off:Construction & development0.0099%663
Percentage Net Loans Charged-off: Commercial real estate0.2609%569
Percentage Net Loans Charged-off: Multi-family residential-0.0016%4,724
Percentage Net Loans Charged-off: 1-4 family residential0.5627%316
Percentage Net Loans Charged-off: Home equity loans0.3995%294
All other 1-4 family - Percent of loans charged-off, net0.6911%232
Percentage Net Loans Charged-off: Commercial and industrial0.1106%1,577
Percentage Net Loans Charged-off: Loans to individuals0.8108%937
Percentage Net Loans Charged-off: Credit card loans0.2954%626
Percentage Net Loans Charged-off: Other loans to individual0.8113%844
Percentage Net Loans Charged-off: All other loans and lease0.0429%1,092
Percentage Net Loans Charged-off:Coml. RE not secured by RE-3.9654%1,273
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3913%665
Percentage Net Loans Charged-off: Total real estate loans0.5229%300
Percentage Net Loans Charged-off:Construction & development0.2285%359
Percentage Net Loans Charged-off: Commercial real estate0.3477%446
Percentage Net Loans Charged-off: Multi-family residential-0.0002%4,763
Percentage Net Loans Charged-off: 1-4 family residential0.6557%287
Percentage Net Loans Charged-off: Home equity loans0.4943%272
All other 1-4 family - Percent of loans charged-off, net0.7759%230
Percentage Net Loans Charged-off: Commercial and industrial0.1264%1,290
Percentage Net Loans Charged-off: Loans to individuals0.8166%891
Percentage Net Loans Charged-off: Credit card loans0.2563%566
Percentage Net Loans Charged-off: Other loans to individual0.8171%804
Percentage Net Loans Charged-off: All other loans and lease-0.0190%5,260
Percentage Net Loans Charged-off:Coml. RE not secured by RE-5.3760%1,259
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3061%776
Percentage Net Loans Charged-off: Total real estate loans0.3950%428
Percentage Net Loans Charged-off:Construction & development-0.0130%4,973
Percentage Net Loans Charged-off: Commercial real estate0.0562%604
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.5551%366
Percentage Net Loans Charged-off: Home equity loans0.3937%242
All other 1-4 family - Percent of loans charged-off, net0.6697%298
Percentage Net Loans Charged-off: Commercial and industrial0.0867%939
Percentage Net Loans Charged-off: Loans to individuals0.7231%988
Percentage Net Loans Charged-off: Credit card loans0.3302%455
Percentage Net Loans Charged-off: Other loans to individual0.7235%894
Percentage Net Loans Charged-off: All other loans and lease-0.0164%5,306
Percentage Net Loans Charged-off:Coml. RE not secured by RE-4.4906%1,231
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1235%250
Percentage Net Loans Charged-off: Total real estate loans1.8965%66
Percentage Net Loans Charged-off:Construction & development0.0475%1,025
Percentage Net Loans Charged-off: Commercial real estate0.5406%626
Percentage Net Loans Charged-off: Multi-family residential0.0079%406
Percentage Net Loans Charged-off: 1-4 family residential2.5542%45
Percentage Net Loans Charged-off: Home equity loans0.5794%361
All other 1-4 family - Percent of loans charged-off, net3.7316%25
Percentage Net Loans Charged-off: Commercial and industrial0.0656%2,355
Percentage Net Loans Charged-off: Loans to individuals0.9069%1,034
Percentage Net Loans Charged-off: Credit card loans1.1359%489
Percentage Net Loans Charged-off: Other loans to individual0.9066%940
Percentage Net Loans Charged-off: All other loans and lease0.1261%1,025
Percentage Net Loans Charged-off:Coml. RE not secured by RE-2.6042%1,339
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5695%658
Percentage Net Loans Charged-off: Total real estate loans0.8290%299
Percentage Net Loans Charged-off:Construction & development0.0949%818
Percentage Net Loans Charged-off: Commercial real estate0.4537%652
Percentage Net Loans Charged-off: Multi-family residential0.0105%343
Percentage Net Loans Charged-off: 1-4 family residential1.0586%220
Percentage Net Loans Charged-off: Home equity loans0.5487%369
All other 1-4 family - Percent of loans charged-off, net1.3528%153
Percentage Net Loans Charged-off: Commercial and industrial0.0671%2,005
Percentage Net Loans Charged-off: Loans to individuals0.8596%1,034
Percentage Net Loans Charged-off: Credit card loans1.4260%403
Percentage Net Loans Charged-off: Other loans to individual0.8588%951
Percentage Net Loans Charged-off: All other loans and lease0.1961%811
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5003%807
Percentage Net Loans Charged-off: Total real estate loans0.7105%400
Percentage Net Loans Charged-off:Construction & development0.0409%770
Percentage Net Loans Charged-off: Commercial real estate0.6799%460
Percentage Net Loans Charged-off: Multi-family residential0.0157%258
Percentage Net Loans Charged-off: 1-4 family residential0.8367%374
Percentage Net Loans Charged-off: Home equity loans0.5438%343
All other 1-4 family - Percent of loans charged-off, net1.0019%309
Percentage Net Loans Charged-off: Commercial and industrial0.0530%1,786
Percentage Net Loans Charged-off: Loans to individuals0.8853%985
Percentage Net Loans Charged-off: Credit card loans0.7712%511
Percentage Net Loans Charged-off: Other loans to individual0.8855%904
Percentage Net Loans Charged-off: All other loans and lease0.1561%802
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4856%758
Percentage Net Loans Charged-off: Total real estate loans0.6954%390
Percentage Net Loans Charged-off:Construction & development-0.0188%5,258
Percentage Net Loans Charged-off: Commercial real estate0.4183%467
Percentage Net Loans Charged-off: Multi-family residential0.0067%174
Percentage Net Loans Charged-off: 1-4 family residential0.8800%358
Percentage Net Loans Charged-off: Home equity loans0.5832%299
All other 1-4 family - Percent of loans charged-off, net1.0442%290
Percentage Net Loans Charged-off: Commercial and industrial0.0324%1,239
Percentage Net Loans Charged-off: Loans to individuals0.9226%953
Percentage Net Loans Charged-off: Credit card loans0.3020%498
Percentage Net Loans Charged-off: Other loans to individual0.9237%864
Percentage Net Loans Charged-off: All other loans and lease0.1287%682
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8478%727
Percentage Net Loans Charged-off: Total real estate loans1.2827%319
Percentage Net Loans Charged-off:Construction & development2.8326%448
Percentage Net Loans Charged-off: Commercial real estate1.0829%547
Percentage Net Loans Charged-off: Multi-family residential0.1256%491
Percentage Net Loans Charged-off: 1-4 family residential1.4375%267
Percentage Net Loans Charged-off: Home equity loans1.1979%313
All other 1-4 family - Percent of loans charged-off, net1.5576%259
Percentage Net Loans Charged-off: Commercial and industrial0.0831%2,641
Percentage Net Loans Charged-off: Loans to individuals0.6880%1,636
Percentage Net Loans Charged-off: Credit card loans0.9375%575
Percentage Net Loans Charged-off: Other loans to individual0.6873%1,520
Percentage Net Loans Charged-off: All other loans and lease0.2209%890
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0311%37
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8637%675
Percentage Net Loans Charged-off: Total real estate loans1.3172%307
Percentage Net Loans Charged-off:Construction & development2.4309%468
Percentage Net Loans Charged-off: Commercial real estate0.8562%635
Percentage Net Loans Charged-off: Multi-family residential0.1138%413
Percentage Net Loans Charged-off: 1-4 family residential1.5543%244
Percentage Net Loans Charged-off: Home equity loans1.3345%306
All other 1-4 family - Percent of loans charged-off, net1.6611%236
Percentage Net Loans Charged-off: Commercial and industrial0.0614%2,420
Percentage Net Loans Charged-off: Loans to individuals0.6104%1,627
Percentage Net Loans Charged-off: Credit card loans0.9734%538
Percentage Net Loans Charged-off: Other loans to individual0.6093%1,511
Percentage Net Loans Charged-off: All other loans and lease0.2131%833
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.3457%34
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9289%668
Percentage Net Loans Charged-off: Total real estate loans1.4238%311
Percentage Net Loans Charged-off:Construction & development1.0739%686
Percentage Net Loans Charged-off: Commercial real estate0.8806%592
Percentage Net Loans Charged-off: Multi-family residential-0.0276%5,255
Percentage Net Loans Charged-off: 1-4 family residential1.7509%253
Percentage Net Loans Charged-off: Home equity loans1.6761%245
All other 1-4 family - Percent of loans charged-off, net1.7859%260
Percentage Net Loans Charged-off: Commercial and industrial0.0375%2,220
Percentage Net Loans Charged-off: Loans to individuals0.5819%1,617
Percentage Net Loans Charged-off: Credit card loans0.5806%580
Percentage Net Loans Charged-off: Other loans to individual0.5819%1,497
Percentage Net Loans Charged-off: All other loans and lease0.2304%746
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.9373%28
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0779%555
Percentage Net Loans Charged-off: Total real estate loans1.6420%274
Percentage Net Loans Charged-off:Construction & development1.3421%507
Percentage Net Loans Charged-off: Commercial real estate1.3876%340
Percentage Net Loans Charged-off: Multi-family residential-0.1531%5,363
Percentage Net Loans Charged-off: 1-4 family residential1.8985%236
Percentage Net Loans Charged-off: Home equity loans1.8624%191
All other 1-4 family - Percent of loans charged-off, net1.9148%244
Percentage Net Loans Charged-off: Commercial and industrial0.0709%1,505
Percentage Net Loans Charged-off: Loans to individuals0.5335%1,576
Percentage Net Loans Charged-off: Credit card loans0.5802%503
Percentage Net Loans Charged-off: Other loans to individual0.5333%1,440
Percentage Net Loans Charged-off: All other loans and lease0.2798%584
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.6718%16
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5676%555
Percentage Net Loans Charged-off: Total real estate loans2.1572%291
Percentage Net Loans Charged-off:Construction & development2.8675%877
Percentage Net Loans Charged-off: Commercial real estate1.2948%703
Percentage Net Loans Charged-off: Multi-family residential0.1178%744
Percentage Net Loans Charged-off: 1-4 family residential2.6365%203
Percentage Net Loans Charged-off: Home equity loans2.9508%208
All other 1-4 family - Percent of loans charged-off, net2.5145%256
Percentage Net Loans Charged-off: Commercial and industrial0.1846%2,805
Percentage Net Loans Charged-off: Loans to individuals1.1068%1,254
Percentage Net Loans Charged-off: Credit card loans0.7266%731
Percentage Net Loans Charged-off: Other loans to individual1.1107%1,147
Percentage Net Loans Charged-off: All other loans and lease0.6908%662
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.9741%38
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6915%485
Percentage Net Loans Charged-off: Total real estate loans2.3008%267
Percentage Net Loans Charged-off:Construction & development3.7327%689
Percentage Net Loans Charged-off: Commercial real estate1.2008%686
Percentage Net Loans Charged-off: Multi-family residential0.0972%666
Percentage Net Loans Charged-off: 1-4 family residential2.8467%204
Percentage Net Loans Charged-off: Home equity loans3.6044%157
All other 1-4 family - Percent of loans charged-off, net2.5657%272
Percentage Net Loans Charged-off: Commercial and industrial0.1698%2,599
Percentage Net Loans Charged-off: Loans to individuals1.2284%1,054
Percentage Net Loans Charged-off: Credit card loans0.8417%640
Percentage Net Loans Charged-off: Other loans to individual1.2336%940
Percentage Net Loans Charged-off: All other loans and lease0.8108%552
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.2029%33
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1314%954
Percentage Net Loans Charged-off: Total real estate loans1.6060%558
Percentage Net Loans Charged-off:Construction & development3.7654%644
Percentage Net Loans Charged-off: Commercial real estate0.4317%1,359
Percentage Net Loans Charged-off: Multi-family residential0.0269%571
Percentage Net Loans Charged-off: 1-4 family residential2.0553%355
Percentage Net Loans Charged-off: Home equity loans2.9227%203
All other 1-4 family - Percent of loans charged-off, net1.7474%461
Percentage Net Loans Charged-off: Commercial and industrial0.0548%2,645
Percentage Net Loans Charged-off: Loans to individuals1.5899%810
Percentage Net Loans Charged-off: Credit card loans0.9782%574
Percentage Net Loans Charged-off: Other loans to individual1.6018%731
Percentage Net Loans Charged-off: All other loans and lease0.1964%852
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8362%57
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0603%973
Percentage Net Loans Charged-off: Total real estate loans1.4715%621
Percentage Net Loans Charged-off:Construction & development1.0473%956
Percentage Net Loans Charged-off: Commercial real estate0.0957%1,463
Percentage Net Loans Charged-off: Multi-family residential-0.0014%5,519
Percentage Net Loans Charged-off: 1-4 family residential2.0659%378
Percentage Net Loans Charged-off: Home equity loans2.9906%193
All other 1-4 family - Percent of loans charged-off, net1.7459%482
Percentage Net Loans Charged-off: Commercial and industrial0.0780%1,822
Percentage Net Loans Charged-off: Loans to individuals4.5592%231
Percentage Net Loans Charged-off: Credit card loans1.8004%379
Percentage Net Loans Charged-off: Other loans to individual4.6507%206
Percentage Net Loans Charged-off: All other loans and lease0.1268%736
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4506%1,119
Percentage Net Loans Charged-off: Total real estate loans1.8092%778
Percentage Net Loans Charged-off:Construction & development1.8779%1,750
Percentage Net Loans Charged-off: Commercial real estate0.8690%1,399
Percentage Net Loans Charged-off: Multi-family residential0.5961%707
Percentage Net Loans Charged-off: 1-4 family residential2.1820%478
Percentage Net Loans Charged-off: Home equity loans2.6345%342
All other 1-4 family - Percent of loans charged-off, net2.0298%558
Percentage Net Loans Charged-off: Commercial and industrial0.3721%3,003
Percentage Net Loans Charged-off: Loans to individuals2.1371%745
Percentage Net Loans Charged-off: Credit card loans0.7733%793
Percentage Net Loans Charged-off: Other loans to individual2.2457%592
Percentage Net Loans Charged-off: All other loans and lease0.8106%646
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3940%1,082
Percentage Net Loans Charged-off: Total real estate loans1.7698%734
Percentage Net Loans Charged-off:Construction & development1.4517%1,708
Percentage Net Loans Charged-off: Commercial real estate0.7701%1,282
Percentage Net Loans Charged-off: Multi-family residential0.2677%713
Percentage Net Loans Charged-off: 1-4 family residential2.1878%457
Percentage Net Loans Charged-off: Home equity loans2.6828%313
All other 1-4 family - Percent of loans charged-off, net2.0222%525
Percentage Net Loans Charged-off: Commercial and industrial0.4139%2,549
Percentage Net Loans Charged-off: Loans to individuals2.7954%522
Percentage Net Loans Charged-off: Credit card loans0.7055%778
Percentage Net Loans Charged-off: Other loans to individual3.0783%384
Percentage Net Loans Charged-off: All other loans and lease0.5898%705
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3523%1,128
Percentage Net Loans Charged-off: Total real estate loans1.7181%799
Percentage Net Loans Charged-off:Construction & development1.3831%1,534
Percentage Net Loans Charged-off: Commercial real estate0.9130%1,068
Percentage Net Loans Charged-off: Multi-family residential0.3028%566
Percentage Net Loans Charged-off: 1-4 family residential2.0396%522
Percentage Net Loans Charged-off: Home equity loans2.5476%337
All other 1-4 family - Percent of loans charged-off, net1.8703%601
Percentage Net Loans Charged-off: Commercial and industrial0.5230%2,137
Percentage Net Loans Charged-off: Loans to individuals2.5097%593
Percentage Net Loans Charged-off: Credit card loans0.7846%689
Percentage Net Loans Charged-off: Other loans to individual2.7118%435
Percentage Net Loans Charged-off: All other loans and lease0.4614%703
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5092%901
Percentage Net Loans Charged-off: Total real estate loans1.9251%596
Percentage Net Loans Charged-off:Construction & development1.4093%1,113
Percentage Net Loans Charged-off: Commercial real estate1.6252%533
Percentage Net Loans Charged-off: Multi-family residential0.4524%342
Percentage Net Loans Charged-off: 1-4 family residential2.0127%503
Percentage Net Loans Charged-off: Home equity loans2.5862%286
All other 1-4 family - Percent of loans charged-off, net1.8220%557
Percentage Net Loans Charged-off: Commercial and industrial0.7842%1,392
Percentage Net Loans Charged-off: Loans to individuals0.8278%1,573
Percentage Net Loans Charged-off: Credit card loans0.3548%632
Percentage Net Loans Charged-off: Other loans to individual0.8583%1,212
Percentage Net Loans Charged-off: All other loans and lease0.3174%631
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4608%1,513
Percentage Net Loans Charged-off: Total real estate loans1.6676%1,165
Percentage Net Loans Charged-off:Construction & development5.1328%1,220
Percentage Net Loans Charged-off: Commercial real estate1.1258%1,154
Percentage Net Loans Charged-off: Multi-family residential0.0198%1,084
Percentage Net Loans Charged-off: 1-4 family residential1.8410%731
Percentage Net Loans Charged-off: Home equity loans2.2530%423
All other 1-4 family - Percent of loans charged-off, net1.7095%814
Percentage Net Loans Charged-off: Commercial and industrial0.5717%3,202
Percentage Net Loans Charged-off: Loans to individuals2.6496%780
Percentage Net Loans Charged-off: Credit card loans2.5984%574
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2485%713
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3610%1,489
Percentage Net Loans Charged-off: Total real estate loans1.5345%1,157
Percentage Net Loans Charged-off:Construction & development4.6296%1,194
Percentage Net Loans Charged-off: Commercial real estate0.9089%1,239
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.7280%707
Percentage Net Loans Charged-off: Home equity loans2.1933%418
All other 1-4 family - Percent of loans charged-off, net1.5809%802
Percentage Net Loans Charged-off: Commercial and industrial0.5323%2,866
Percentage Net Loans Charged-off: Loans to individuals3.1311%587
Percentage Net Loans Charged-off: Credit card loans2.7721%512
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2316%664
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2609%1,512
Percentage Net Loans Charged-off: Total real estate loans1.3974%1,203
Percentage Net Loans Charged-off:Construction & development3.5978%1,243
Percentage Net Loans Charged-off: Commercial real estate0.6292%1,335
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.6455%733
Percentage Net Loans Charged-off: Home equity loans2.1597%412
All other 1-4 family - Percent of loans charged-off, net1.4845%829
Percentage Net Loans Charged-off: Commercial and industrial0.6338%2,454
Percentage Net Loans Charged-off: Loans to individuals4.2818%408
Percentage Net Loans Charged-off: Credit card loans2.3501%569
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1017%624
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1919%1,483
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2160%1,398
Percentage Net Loans Charged-off: Total real estate loans1.3624%1,063
Percentage Net Loans Charged-off:Construction & development5.4110%738
Percentage Net Loans Charged-off: Commercial real estate0.3395%1,246
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.6005%701
Percentage Net Loans Charged-off: Home equity loans2.2372%351
All other 1-4 family - Percent of loans charged-off, net1.4038%777
Percentage Net Loans Charged-off: Commercial and industrial0.6878%1,799
Percentage Net Loans Charged-off: Loans to individuals2.8637%699
Percentage Net Loans Charged-off: Credit card loans2.4268%509
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9457%561
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1866%1,468
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3317%1,872
Percentage Net Loans Charged-off: Total real estate loans1.3592%1,490
Percentage Net Loans Charged-off:Construction & development5.0174%1,231
Percentage Net Loans Charged-off: Commercial real estate0.6061%1,596
Percentage Net Loans Charged-off: Multi-family residential0.0088%916
Percentage Net Loans Charged-off: 1-4 family residential1.4911%902
Percentage Net Loans Charged-off: Home equity loans2.3949%431
All other 1-4 family - Percent of loans charged-off, net1.2232%1,064
Percentage Net Loans Charged-off: Commercial and industrial1.0317%2,809
Percentage Net Loans Charged-off: Loans to individuals4.6687%429
Percentage Net Loans Charged-off: Credit card loans1.1739%979
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3501%871
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8411%154
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3303%1,538
Percentage Net Loans Charged-off: Total real estate loans1.3523%1,234
Percentage Net Loans Charged-off:Construction & development6.0411%833
Percentage Net Loans Charged-off: Commercial real estate0.5559%1,268
Percentage Net Loans Charged-off: Multi-family residential0.0119%699
Percentage Net Loans Charged-off: 1-4 family residential1.4332%771
Percentage Net Loans Charged-off: Home equity loans2.3223%370
All other 1-4 family - Percent of loans charged-off, net1.1733%912
Percentage Net Loans Charged-off: Commercial and industrial1.0951%2,241
Percentage Net Loans Charged-off: Loans to individuals4.1542%484
Percentage Net Loans Charged-off: Credit card loans0.8795%981
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3304%744
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.7020%119
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2385%1,490
Percentage Net Loans Charged-off: Total real estate loans1.3276%1,098
Percentage Net Loans Charged-off:Construction & development6.4962%681
Percentage Net Loans Charged-off: Commercial real estate0.7373%841
Percentage Net Loans Charged-off: Multi-family residential0.0327%510
Percentage Net Loans Charged-off: 1-4 family residential1.3142%782
Percentage Net Loans Charged-off: Home equity loans2.2714%321
All other 1-4 family - Percent of loans charged-off, net1.0363%912
Percentage Net Loans Charged-off: Commercial and industrial0.8685%2,146
Percentage Net Loans Charged-off: Loans to individuals3.9111%533
Percentage Net Loans Charged-off: Credit card loans0.7119%914
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9759%768
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.6915%81
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0320%1,306
Percentage Net Loans Charged-off: Total real estate loans1.0070%1,011
Percentage Net Loans Charged-off:Construction & development1.8066%991
Percentage Net Loans Charged-off: Commercial real estate0.1885%969
Percentage Net Loans Charged-off: Multi-family residential0.0027%307
Percentage Net Loans Charged-off: 1-4 family residential1.2614%615
Percentage Net Loans Charged-off: Home equity loans2.1821%270
All other 1-4 family - Percent of loans charged-off, net0.9952%720
Percentage Net Loans Charged-off: Commercial and industrial1.1571%1,332
Percentage Net Loans Charged-off: Loans to individuals4.1769%452
Percentage Net Loans Charged-off: Credit card loans0.7996%746
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0101%607
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.8817%36
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7778%1,599
Percentage Net Loans Charged-off: Total real estate loans0.7407%1,217
Percentage Net Loans Charged-off:Construction & development1.3190%1,384
Percentage Net Loans Charged-off: Commercial real estate0.3112%1,169
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.8639%726
Percentage Net Loans Charged-off: Home equity loans1.4144%353
All other 1-4 family - Percent of loans charged-off, net0.7130%833
Percentage Net Loans Charged-off: Commercial and industrial0.6182%2,431
Percentage Net Loans Charged-off: Loans to individuals1.1568%1,949
Percentage Net Loans Charged-off: Credit card loans1.3667%875
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0875%746
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.4700%55
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6953%1,239
Percentage Net Loans Charged-off: Total real estate loans0.6745%921
Percentage Net Loans Charged-off:Construction & development1.3687%918
Percentage Net Loans Charged-off: Commercial real estate0.3201%752
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.7648%622
Percentage Net Loans Charged-off: Home equity loans1.2372%302
All other 1-4 family - Percent of loans charged-off, net0.6371%687
Percentage Net Loans Charged-off: Commercial and industrial0.4451%2,149
Percentage Net Loans Charged-off: Loans to individuals0.9171%2,048
Percentage Net Loans Charged-off: Credit card loans1.2170%813
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9815%669
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6292%1,117
Percentage Net Loans Charged-off: Total real estate loans0.5936%802
Percentage Net Loans Charged-off:Construction & development1.9642%511
Percentage Net Loans Charged-off: Commercial real estate0.1991%743
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.6432%610
Percentage Net Loans Charged-off: Home equity loans1.0280%297
All other 1-4 family - Percent of loans charged-off, net0.5409%684
Percentage Net Loans Charged-off: Commercial and industrial0.6059%1,482
Percentage Net Loans Charged-off: Loans to individuals0.5235%2,797
Percentage Net Loans Charged-off: Credit card loans1.5130%674
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8755%625
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4277%1,208
Percentage Net Loans Charged-off: Total real estate loans0.3935%814
Percentage Net Loans Charged-off:Construction & development0.2620%776
Percentage Net Loans Charged-off: Commercial real estate0.0079%777
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.5148%582
Percentage Net Loans Charged-off: Home equity loans0.8786%232
All other 1-4 family - Percent of loans charged-off, net0.4203%647
Percentage Net Loans Charged-off: Commercial and industrial0.3047%1,442
Percentage Net Loans Charged-off: Loans to individuals0.4585%2,585
Percentage Net Loans Charged-off: Credit card loans2.3940%459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7180%548
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2915%1,874
Percentage Net Loans Charged-off: Total real estate loans0.2499%1,135
Percentage Net Loans Charged-off:Construction & development0.1620%1,061
Percentage Net Loans Charged-off: Commercial real estate0.1051%1,056
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.3043%880
Percentage Net Loans Charged-off: Home equity loans0.6754%247
All other 1-4 family - Percent of loans charged-off, net0.2157%1,136
Percentage Net Loans Charged-off: Commercial and industrial0.1735%2,855
Percentage Net Loans Charged-off: Loans to individuals0.2376%4,351
Percentage Net Loans Charged-off: Credit card loans2.1004%578
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6492%764
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.7023%33
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2365%1,695
Percentage Net Loans Charged-off: Total real estate loans0.2087%871
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0251%997
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2749%724
Percentage Net Loans Charged-off: Home equity loans0.6194%197
All other 1-4 family - Percent of loans charged-off, net0.1941%896
Percentage Net Loans Charged-off: Commercial and industrial0.1469%2,424
Percentage Net Loans Charged-off: Loans to individuals0.2064%4,051
Percentage Net Loans Charged-off: Credit card loans2.4174%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4853%772
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0753%46
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1674%1,962
Percentage Net Loans Charged-off: Total real estate loans0.1820%804
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0377%699
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2363%709
Percentage Net Loans Charged-off: Home equity loans0.5254%188
All other 1-4 family - Percent of loans charged-off, net0.1692%821
Percentage Net Loans Charged-off: Commercial and industrial0.0782%2,285
Percentage Net Loans Charged-off: Loans to individuals0.2233%3,545
Percentage Net Loans Charged-off: Credit card loans2.8263%393
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1323%1,034
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0941%2,281
Percentage Net Loans Charged-off: Total real estate loans0.1652%646
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0752%370
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2055%621
Percentage Net Loans Charged-off: Home equity loans0.4424%159
All other 1-4 family - Percent of loans charged-off, net0.1507%695
Percentage Net Loans Charged-off: Commercial and industrial0.1311%1,449
Percentage Net Loans Charged-off: Loans to individuals0.1668%3,210
Percentage Net Loans Charged-off: Credit card loans3.5732%310
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4065%7,287
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1629%2,337
Percentage Net Loans Charged-off: Total real estate loans0.0901%1,417
Percentage Net Loans Charged-off:Construction & development0.0018%817
Percentage Net Loans Charged-off: Commercial real estate0.0014%1,298
Percentage Net Loans Charged-off: Multi-family residential0.0332%175
Percentage Net Loans Charged-off: 1-4 family residential0.1204%1,256
Percentage Net Loans Charged-off: Home equity loans0.2811%258
All other 1-4 family - Percent of loans charged-off, net0.0783%1,565
Percentage Net Loans Charged-off: Commercial and industrial0.1037%2,910
Percentage Net Loans Charged-off: Loans to individuals0.0686%5,312
Percentage Net Loans Charged-off: Credit card loans4.4453%217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7196%673
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1007%2,701
Percentage Net Loans Charged-off: Total real estate loans0.0708%1,335
Percentage Net Loans Charged-off:Construction & development0.0025%603
Percentage Net Loans Charged-off: Commercial real estate0.0011%1,005
Percentage Net Loans Charged-off: Multi-family residential0.0532%124
Percentage Net Loans Charged-off: 1-4 family residential0.0926%1,237
Percentage Net Loans Charged-off: Home equity loans0.1886%260
All other 1-4 family - Percent of loans charged-off, net0.0667%1,384
Percentage Net Loans Charged-off: Commercial and industrial0.0868%2,489
Percentage Net Loans Charged-off: Loans to individuals0.0662%4,873
Percentage Net Loans Charged-off: Credit card loans5.1545%163
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3239%817
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1066%2,389
Percentage Net Loans Charged-off: Total real estate loans0.0667%1,232
Percentage Net Loans Charged-off:Construction & development0.0038%445
Percentage Net Loans Charged-off: Commercial real estate0.0017%807
Percentage Net Loans Charged-off: Multi-family residential0.0201%90
Percentage Net Loans Charged-off: 1-4 family residential0.0896%1,099
Percentage Net Loans Charged-off: Home equity loans0.1778%225
All other 1-4 family - Percent of loans charged-off, net0.0650%1,214
Percentage Net Loans Charged-off: Commercial and industrial0.0957%2,079
Percentage Net Loans Charged-off: Loans to individuals0.0653%4,456
Percentage Net Loans Charged-off: Credit card loans5.5139%159
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4020%676
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%2,151
Percentage Net Loans Charged-off: Total real estate loans0.0716%876
Percentage Net Loans Charged-off:Construction & development0.0077%248
Percentage Net Loans Charged-off: Commercial real estate0.0037%483
Percentage Net Loans Charged-off: Multi-family residential0.0397%45
Percentage Net Loans Charged-off: 1-4 family residential0.0942%797
Percentage Net Loans Charged-off: Home equity loans0.1801%168
All other 1-4 family - Percent of loans charged-off, net0.0693%830
Percentage Net Loans Charged-off: Commercial and industrial0.0974%1,405
Percentage Net Loans Charged-off: Loans to individuals0.0651%3,668
Percentage Net Loans Charged-off: Credit card loans6.2090%169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2667%650
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2449%1,924
Percentage Net Loans Charged-off: Total real estate loans0.0630%1,725
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0006%7,883
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0871%1,560
Percentage Net Loans Charged-off: Home equity loans0.1304%368
All other 1-4 family - Percent of loans charged-off, net0.0719%1,668
Percentage Net Loans Charged-off: Commercial and industrial-0.0861%7,546
Percentage Net Loans Charged-off: Loans to individuals0.1246%5,545
Percentage Net Loans Charged-off: Credit card loans10.6597%74
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7859%401
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2998%1,348
Percentage Net Loans Charged-off: Total real estate loans0.0557%1,610
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0067%983
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0753%1,448
Percentage Net Loans Charged-off: Home equity loans0.1069%342
All other 1-4 family - Percent of loans charged-off, net0.0638%1,506
Percentage Net Loans Charged-off: Commercial and industrial-0.1483%7,607
Percentage Net Loans Charged-off: Loans to individuals0.0496%5,526
Percentage Net Loans Charged-off: Credit card loans10.5495%69
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3873%280
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0299%4,448
Percentage Net Loans Charged-off: Total real estate loans0.0632%1,334
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0050%778
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0863%1,193
Percentage Net Loans Charged-off: Home equity loans0.1077%278
All other 1-4 family - Percent of loans charged-off, net0.0784%1,193
Percentage Net Loans Charged-off: Commercial and industrial-0.2595%7,794
Percentage Net Loans Charged-off: Loans to individuals-0.0301%7,300
Percentage Net Loans Charged-off: Credit card loans7.7177%141
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0182%7,276
Percentage Net Loans Charged-off: Total real estate loans0.0783%953
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0105%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1062%873
Percentage Net Loans Charged-off: Home equity loans0.1105%219
All other 1-4 family - Percent of loans charged-off, net0.1045%834
Percentage Net Loans Charged-off: Commercial and industrial-1.0226%8,241
Percentage Net Loans Charged-off: Loans to individuals-0.2114%7,691
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1031%4,139
Percentage Net Loans Charged-off: Total real estate loans0.0578%2,176
Percentage Net Loans Charged-off:Construction & development-0.0018%7,812
Percentage Net Loans Charged-off: Commercial real estate0.0370%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0709%1,917
Percentage Net Loans Charged-off: Home equity loans0.0889%424
All other 1-4 family - Percent of loans charged-off, net0.0650%1,918
Percentage Net Loans Charged-off: Commercial and industrial0.0471%3,941
Percentage Net Loans Charged-off: Loans to individuals-0.1598%8,340
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5360%786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0924%3,767
Percentage Net Loans Charged-off: Total real estate loans0.0625%1,750
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0127%8,288
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0897%1,455
Percentage Net Loans Charged-off: Home equity loans0.1026%335
All other 1-4 family - Percent of loans charged-off, net0.0855%1,440
Percentage Net Loans Charged-off: Commercial and industrial-0.1405%7,724
Percentage Net Loans Charged-off: Loans to individuals-0.1870%8,268
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5497%683
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0582%4,187
Percentage Net Loans Charged-off: Total real estate loans0.0435%1,862
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0076%8,320
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0621%1,505
Percentage Net Loans Charged-off: Home equity loans0.0803%306
All other 1-4 family - Percent of loans charged-off, net0.0566%1,482
Percentage Net Loans Charged-off: Commercial and industrial-0.2852%7,969
Percentage Net Loans Charged-off: Loans to individuals-0.1866%8,131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4747%644
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0233%4,351
Percentage Net Loans Charged-off: Total real estate loans0.0404%1,416
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0106%8,430
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0585%1,172
Percentage Net Loans Charged-off: Home equity loans0.0769%228
All other 1-4 family - Percent of loans charged-off, net0.0531%1,133
Percentage Net Loans Charged-off: Commercial and industrial-0.6212%8,227
Percentage Net Loans Charged-off: Loans to individuals-0.2065%7,897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4225%543
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1497%4,022
Percentage Net Loans Charged-off: Total real estate loans0.0698%2,211
Percentage Net Loans Charged-off:Construction & development-0.0175%7,978
Percentage Net Loans Charged-off: Commercial real estate0.1120%1,057
Percentage Net Loans Charged-off: Multi-family residential0.0083%172
Percentage Net Loans Charged-off: 1-4 family residential0.0701%2,087
Percentage Net Loans Charged-off: Home equity loans0.0982%409
All other 1-4 family - Percent of loans charged-off, net0.0629%2,107
Percentage Net Loans Charged-off: Commercial and industrial0.4448%2,772
Percentage Net Loans Charged-off: Loans to individuals-0.0837%8,491
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6496%878
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%4,193
Percentage Net Loans Charged-off: Total real estate loans0.0481%2,175
Percentage Net Loans Charged-off:Construction & development-0.0222%7,982
Percentage Net Loans Charged-off: Commercial real estate-0.0004%8,342
Percentage Net Loans Charged-off: Multi-family residential0.0110%127
Percentage Net Loans Charged-off: 1-4 family residential0.0661%1,768
Percentage Net Loans Charged-off: Home equity loans0.0951%332
All other 1-4 family - Percent of loans charged-off, net0.0590%1,794
Percentage Net Loans Charged-off: Commercial and industrial0.2716%2,854
Percentage Net Loans Charged-off: Loans to individuals-0.1181%8,446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5314%854
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1195%3,667
Percentage Net Loans Charged-off: Total real estate loans0.0452%1,927
Percentage Net Loans Charged-off:Construction & development-0.0339%7,968
Percentage Net Loans Charged-off: Commercial real estate-0.0028%8,406
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0642%1,530
Percentage Net Loans Charged-off: Home equity loans0.0927%290
All other 1-4 family - Percent of loans charged-off, net0.0574%1,553
Percentage Net Loans Charged-off: Commercial and industrial0.4084%2,167
Percentage Net Loans Charged-off: Loans to individuals-0.1003%8,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5924%737
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0889%3,523
Percentage Net Loans Charged-off: Total real estate loans0.0526%1,405
Percentage Net Loans Charged-off:Construction & development-0.0655%7,955
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0753%1,122
Percentage Net Loans Charged-off: Home equity loans0.0958%206
All other 1-4 family - Percent of loans charged-off, net0.0704%1,105
Percentage Net Loans Charged-off: Commercial and industrial0.0956%2,154
Percentage Net Loans Charged-off: Loans to individuals0.1134%4,640
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3933%654
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2324%3,326
Percentage Net Loans Charged-off: Total real estate loans0.0998%1,819
Percentage Net Loans Charged-off:Construction & development1.0437%222
Percentage Net Loans Charged-off: Commercial real estate0.0079%1,505
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0917%1,775
Percentage Net Loans Charged-off: Home equity loans0.0977%422
All other 1-4 family - Percent of loans charged-off, net0.0906%1,749
Percentage Net Loans Charged-off: Commercial and industrial1.1629%1,688
Percentage Net Loans Charged-off: Loans to individuals-0.3102%8,976
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8378%788
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1420%4,403
Percentage Net Loans Charged-off: Total real estate loans0.0524%2,325
Percentage Net Loans Charged-off:Construction & development0.0170%773
Percentage Net Loans Charged-off: Commercial real estate-0.0071%8,752
Percentage Net Loans Charged-off: Multi-family residential0.0011%188
Percentage Net Loans Charged-off: 1-4 family residential0.0668%1,879
Percentage Net Loans Charged-off: Home equity loans0.0985%420
All other 1-4 family - Percent of loans charged-off, net0.0624%1,865
Percentage Net Loans Charged-off: Commercial and industrial0.5606%2,541
Percentage Net Loans Charged-off: Loans to individuals-0.3373%9,275
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8689%746
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0439%5,965
Percentage Net Loans Charged-off: Total real estate loans0.0387%487
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0383%1,393
Percentage Net Loans Charged-off: Multi-family residential-0.0021%1,334
Percentage Net Loans Charged-off: 1-4 family residential0.0517%421
Percentage Net Loans Charged-off: Home equity loans0.0369%303
All other 1-4 family - Percent of loans charged-off, net0.0535%385
Percentage Net Loans Charged-off: Commercial and industrial-0.0512%1,359
Percentage Net Loans Charged-off: Loans to individuals-0.3327%1,542
Percentage Net Loans Charged-off: Credit card loans0.4001%917
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3546%191
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7692%821
Percentage Net Loans Charged-off: Total real estate loans0.1133%245
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0808%1,374
Percentage Net Loans Charged-off: Multi-family residential0.3202%51
Percentage Net Loans Charged-off: 1-4 family residential0.1291%233
Percentage Net Loans Charged-off: Home equity loans-0.0077%1,278
All other 1-4 family - Percent of loans charged-off, net0.1528%194
Percentage Net Loans Charged-off: Commercial and industrial0.0042%991
Percentage Net Loans Charged-off: Loans to individuals8.5563%21
Percentage Net Loans Charged-off: Credit card loans0.6579%861
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3824%190
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8384%763
Percentage Net Loans Charged-off: Total real estate loans0.1397%213
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0600%1,273
Percentage Net Loans Charged-off: Multi-family residential-0.0217%1,291
Percentage Net Loans Charged-off: 1-4 family residential0.1738%159
Percentage Net Loans Charged-off: Home equity loans0.0225%349
All other 1-4 family - Percent of loans charged-off, net0.2042%127
Percentage Net Loans Charged-off: Commercial and industrial-0.0092%1,208
Percentage Net Loans Charged-off: Loans to individuals5.4120%49
Percentage Net Loans Charged-off: Credit card loans0.5453%906
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1503%276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6399%1,130
Percentage Net Loans Charged-off: Total real estate loans0.0685%444
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.3582%1,389
Percentage Net Loans Charged-off: Multi-family residential0.1064%151
Percentage Net Loans Charged-off: 1-4 family residential0.1267%264
Percentage Net Loans Charged-off: Home equity loans0.0190%368
All other 1-4 family - Percent of loans charged-off, net0.1529%202
Percentage Net Loans Charged-off: Commercial and industrial0.2209%562
Percentage Net Loans Charged-off: Loans to individuals3.4111%115
Percentage Net Loans Charged-off: Credit card loans1.4874%776
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5108%125
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5827%1,483
Percentage Net Loans Charged-off: Total real estate loans0.0606%559
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0927%1,337
Percentage Net Loans Charged-off: Multi-family residential0.0215%216
Percentage Net Loans Charged-off: 1-4 family residential0.0940%394
Percentage Net Loans Charged-off: Home equity loans0.0191%378
All other 1-4 family - Percent of loans charged-off, net0.1129%333
Percentage Net Loans Charged-off: Commercial and industrial-0.6514%1,411
Percentage Net Loans Charged-off: Loans to individuals2.8974%134
Percentage Net Loans Charged-off: Credit card loans5.4584%148
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2129%3,707
Percentage Net Loans Charged-off: Total real estate loans0.1192%455
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.3824%282
Percentage Net Loans Charged-off: Multi-family residential0.2147%210
Percentage Net Loans Charged-off: 1-4 family residential0.0571%506
Percentage Net Loans Charged-off: Home equity loans0.0822%254
All other 1-4 family - Percent of loans charged-off, net0.0506%518
Percentage Net Loans Charged-off: Commercial and industrial-0.1492%1,219
Percentage Net Loans Charged-off: Loans to individuals0.7867%502
Percentage Net Loans Charged-off: Credit card loans-0.2334%1,312
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1981%4,036
Percentage Net Loans Charged-off: Total real estate loans0.1484%479
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.7616%213
Percentage Net Loans Charged-off: Multi-family residential-0.2270%1,365
Percentage Net Loans Charged-off: 1-4 family residential0.0714%497
Percentage Net Loans Charged-off: Home equity loans0.0645%271
All other 1-4 family - Percent of loans charged-off, net0.0733%486
Percentage Net Loans Charged-off: Commercial and industrial0.4165%377
Percentage Net Loans Charged-off: Loans to individuals0.5031%623
Percentage Net Loans Charged-off: Credit card loans0.9689%743
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4796%2,840
Percentage Net Loans Charged-off: Total real estate loans0.5139%322
Percentage Net Loans Charged-off:Construction & development3.5059%138
Percentage Net Loans Charged-off: Commercial real estate2.7993%111
Percentage Net Loans Charged-off: Multi-family residential0.1022%323
Percentage Net Loans Charged-off: 1-4 family residential0.0731%593
Percentage Net Loans Charged-off: Home equity loans0.0801%320
All other 1-4 family - Percent of loans charged-off, net0.0708%570
Percentage Net Loans Charged-off: Commercial and industrial-0.0450%1,197
Percentage Net Loans Charged-off: Loans to individuals0.3039%973
Percentage Net Loans Charged-off: Credit card loans0.9376%798
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5551%3,888
Percentage Net Loans Charged-off: Total real estate loans0.5627%418
Percentage Net Loans Charged-off:Construction & development-0.0822%1,434
Percentage Net Loans Charged-off: Commercial real estate2.4085%179
Percentage Net Loans Charged-off: Multi-family residential0.4054%317
Percentage Net Loans Charged-off: 1-4 family residential0.1491%481
Percentage Net Loans Charged-off: Home equity loans0.1097%320
All other 1-4 family - Percent of loans charged-off, net0.1678%442
Percentage Net Loans Charged-off: Commercial and industrial0.3058%910
Percentage Net Loans Charged-off: Loans to individuals0.5264%941
Percentage Net Loans Charged-off: Credit card loans1.9640%625
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA