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TCB Bank, Assets and Liabilities

1997-12-31Rank
# of Employees:931,896
Assets and Liabilities
Total Assets:$191,676,0002,356
Cash and due from depository institutions$4,957,0001,896
Interest-bearing balances$527,0003,061
Securities$40,406,0002,799
Federal funds sold & reverse repurchase agreements$2,350,0004,580
Net loans & leases$136,675,0002,055
Loan loss allowance$1,968,0001,819
Trading account assets$0203
Bank premises and fixed assets$2,413,0003,259
Other real estate owned$01,896
Goodwill and other intangibles$2,015,000984
All other assets$2,860,0002,508
Life insurance assets$01
Total liabilities and capital$191,676,0002,356
Total liabilities$174,257,0002,340
Total deposits$155,811,0002,399
Interest-bearing deposits$139,331,0002,316
Deposits held in domestic offices$155,811,0002,391
% insured0.00%1
Federal funds purchased & repurchase agreements$6,761,0001,287
Trading liabilities$080
Other borrowed funds$9,528,0001,429
Subordinated debt$0260
All other liabilities$2,157,0001,905
Total equity capital$17,419,0002,558
Total bank equity capital$17,419,0002,558
Perpetual preferred stock$0223
Common stock$440,0005,332
Surplus$3,662,0003,598
Undivided profits$13,317,0001,967
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$450,0004,320
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$780,0002,976
Earning assets$179,958,0002,314
Long-term assets (5+ years)$47,210,0001,441
Average Assets, year-to-date$188,276,4002,280
Average Assets, quarterly$190,132,0002,338
Volatile liabilities$29,574,0002,164
Insider loans$5,373,000768
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$23,516,0001,868
Tier 1 (core) risk-based capital$15,261,0002,778
Tier 2 risk-based capital$1,653,9501,837
Total risk weighted assets$132,001,8502,114
Total unused commitments$23,516,0001,875
Derivatives$0533
1996-12-31Rank
# of Employees:951,964
Assets and Liabilities
Total Assets:$184,900,0002,507
Cash and due from depository institutions$4,780,0001,964
Interest-bearing balances$875,0002,523
Securities$40,534,0002,984
Federal funds sold & reverse repurchase agreements$3,500,0003,435
Net loans & leases$128,561,0002,209
Loan loss allowance$1,843,0002,050
Trading account assets$0240
Bank premises and fixed assets$2,352,0003,290
Other real estate owned$35,0001,964
Goodwill and other intangibles$2,266,000876
All other assets$2,872,0002,560
Life insurance assets$01
Total liabilities and capital$184,900,0002,507
Total liabilities$168,291,0002,482
Total deposits$152,555,0002,536
Interest-bearing deposits$137,344,0002,421
Deposits held in domestic offices$152,555,0002,527
% insured0.00%1
Federal funds purchased & repurchase agreements$3,451,0001,855
Trading liabilities$097
Other borrowed funds$10,403,0001,294
Subordinated debt$0298
All other liabilities$1,882,0002,144
Total equity capital$16,609,0002,692
Total bank equity capital$16,609,0002,692
Perpetual preferred stock$0250
Common stock$440,0005,658
Surplus$3,650,0003,694
Undivided profits$12,519,0002,062
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,075,0002,551
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$831,0002,746
Earning assets$173,470,0002,457
Long-term assets (5+ years)$41,588,0001,508
Average Assets, year-to-date$176,593,2002,517
Average Assets, quarterly$182,653,0002,501
Volatile liabilities$24,998,0002,427
Insider loans$6,401,000660
FHLB advances$0882
Loans and leases held for sale$31,0001,529
Unused loan commitments$19,802,0002,061
Tier 1 (core) risk-based capital$14,327,0003,024
Tier 2 risk-based capital$1,598,0501,928
Total risk weighted assets$127,598,6502,203
Total unused commitments$19,802,0002,075
Derivatives$0549
1995-12-31Rank
# of Employees:872,232
Assets and Liabilities
Total Assets:$166,781,0002,763
Cash and due from depository institutions$6,616,0002,232
Interest-bearing balances$1,652,0002,016
Securities$43,362,0002,909
Federal funds sold & reverse repurchase agreements$1,250,0006,817
Net loans & leases$108,479,0002,515
Loan loss allowance$1,719,0002,205
Trading account assets$0261
Bank premises and fixed assets$2,354,0003,197
Other real estate owned$163,0002,232
Goodwill and other intangibles$1,739,000927
All other assets$2,818,0002,665
Life insurance assets$01
Total liabilities and capital$166,781,0002,763
Total liabilities$152,144,0002,743
Total deposits$141,398,0002,755
Interest-bearing deposits$126,892,0002,641
Deposits held in domestic offices$141,398,0002,744
% insured0.00%1
Federal funds purchased & repurchase agreements$2,613,0001,987
Trading liabilities$0110
Other borrowed funds$6,839,0001,428
Subordinated debt$0337
All other liabilities$1,294,0002,949
Total equity capital$14,637,0003,041
Total bank equity capital$14,637,0003,041
Perpetual preferred stock$0288
Common stock$440,0005,962
Surplus$3,000,0004,170
Undivided profits$11,197,0002,344
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$151,0007,362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$676,0003,504
Earning assets$154,743,0002,741
Long-term assets (5+ years)$29,217,0001,858
Average Assets, year-to-date$155,673,2002,831
Average Assets, quarterly$164,789,5002,769
Volatile liabilities$18,637,0002,786
Insider loans$1,623,0002,582
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$20,127,0001,994
Tier 1 (core) risk-based capital$12,790,0003,325
Tier 2 risk-based capital$1,440,4102,098
Total risk weighted assets$114,954,1102,371
Total unused commitments$20,127,0002,004
Derivatives$0628
1994-12-31Rank
# of Employees:692,924
Assets and Liabilities
Total Assets:$137,321,0003,260
Cash and due from depository institutions$6,285,0002,924
Interest-bearing balances$1,742,0001,748
Securities$28,594,0004,445
Federal funds sold & reverse repurchase agreements$4,700,0001,929
Net loans & leases$94,273,0002,782
Loan loss allowance$1,250,0002,951
Trading account assets$0286
Bank premises and fixed assets$1,449,0004,766
Other real estate owned$02,924
Goodwill and other intangibles$48,0002,559
All other assets$1,972,0003,891
Life insurance assets$01
Total liabilities and capital$137,321,0003,260
Total liabilities$123,912,0003,267
Total deposits$115,549,0003,293
Interest-bearing deposits$101,891,0003,193
Deposits held in domestic offices$115,549,0003,285
% insured0.00%1
Federal funds purchased & repurchase agreements$2,653,0002,394
Trading liabilities$087
Other borrowed funds$4,905,0001,784
Subordinated debt$0372
All other liabilities$805,0003,600
Total equity capital$13,409,0003,045
Total bank equity capital$13,409,0003,045
Perpetual preferred stock$0310
Common stock$440,0006,312
Surplus$3,000,0004,101
Undivided profits$9,969,0002,343
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$113,0008,178
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$512,0004,125
Earning assets$129,309,0003,171
Long-term assets (5+ years)$20,921,0002,448
Average Assets, year-to-date$128,439,2003,384
Average Assets, quarterly$133,266,5003,325
Volatile liabilities$12,943,0003,588
Insider loans$929,0003,909
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$16,322,0002,218
Tier 1 (core) risk-based capital$13,566,0003,049
Tier 2 risk-based capital$1,220,3902,435
Total risk weighted assets$97,601,7902,704
Total unused commitments$16,322,0002,230
Derivatives$0687
1993-12-31Rank
# of Employees:702,991
Assets and Liabilities
Total Assets:$122,626,0003,678
Cash and due from depository institutions$4,057,0002,991
Interest-bearing balances$1,318,0002,987
Securities$33,410,0004,094
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$82,027,0003,096
Loan loss allowance$1,076,0003,463
Trading account assets$0330
Bank premises and fixed assets$1,435,0004,834
Other real estate owned$65,0002,991
Goodwill and other intangibles$64,0002,403
All other assets$1,568,0004,268
Life insurance assets$01
Total liabilities and capital$122,626,0003,678
Total liabilities$110,091,0003,733
Total deposits$100,904,0003,865
Interest-bearing deposits$92,543,0003,638
Deposits held in domestic offices$100,904,0003,858
% insured0.00%1
Federal funds purchased & repurchase agreements$5,088,0001,484
Trading liabilities$01
Other borrowed funds$3,459,0001,759
Subordinated debt$0413
All other liabilities$640,0004,437
Total equity capital$12,535,0003,242
Total bank equity capital$12,535,0003,242
Perpetual preferred stock$0343
Common stock$440,0006,615
Surplus$3,000,0004,062
Undivided profits$9,095,0002,606
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$238,0007,064
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$374,0004,958
Earning assets$116,755,0003,543
Long-term assets (5+ years)$17,350,0002,967
Average Assets, year-to-date$118,951,2003,713
Average Assets, quarterly$121,650,0003,688
Volatile liabilities$17,758,0002,634
Insider loans$2,875,0001,450
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$12,834,0002,589
Tier 1 (core) risk-based capital$12,471,0003,182
Tier 2 risk-based capital$1,045,8202,762
Total risk weighted assets$83,635,1203,082
Total unused commitments$12,834,0002,613
Derivatives$0714
1992-12-31Rank
# of Employees:673,200
Assets and Liabilities
Total Assets:$115,439,0003,974
Cash and due from depository institutions$4,043,0003,200
Interest-bearing balances$1,132,0003,571
Securities$32,788,0004,132
Federal funds sold & reverse repurchase agreements$1,700,0007,040
Net loans & leases$74,022,0003,464
Loan loss allowance$986,0003,775
Trading account assets$0344
Bank premises and fixed assets$1,394,0004,937
Other real estate owned$69,0003,200
Goodwill and other intangibles$82,0002,301
All other assets$1,341,0005,029
Life insurance assets$01
Total liabilities and capital$115,439,0003,974
Total liabilities$103,823,0004,046
Total deposits$95,370,0004,189
Interest-bearing deposits$86,833,0004,053
Deposits held in domestic offices$95,370,0004,182
% insured0.00%1
Federal funds purchased & repurchase agreements$4,696,0001,418
Trading liabilities$01
Other borrowed funds$3,000,0001,649
Subordinated debt$0482
All other liabilities$757,0004,102
Total equity capital$11,616,0003,301
Total bank equity capital$11,616,0003,301
Perpetual preferred stock$0346
Common stock$440,0006,951
Surplus$3,000,0003,950
Undivided profits$8,176,0002,705
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$107,0009,942
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$367,0005,471
Earning assets$109,642,0003,835
Long-term assets (5+ years)$17,580,0002,863
Average Assets, year-to-date$111,472,0004,007
Average Assets, quarterly$114,015,5003,988
Volatile liabilities$15,111,0002,945
Insider loans$120,0005,228
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$11,747,0002,647
Tier 1 (core) risk-based capital$11,534,0003,269
Tier 2 risk-based capital$944,1003,061
Total risk weighted assets$75,486,3003,462
Total unused commitments$11,747,0002,663
Derivatives$0651