Home > Tarrytowns Bank, FSB > Income and Expense
Tarrytowns Bank, FSB, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,018,000 | 3,229 |
| Total interest expense | $5,388,000 | 2,795 |
| Net interest income | $4,630,000 | 3,650 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $208,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $2,706,000 | 4,500 |
| Salaries and employee benefits | $1,650,000 | 3,939 |
| Premises and equipment expense | $400,000 | 4,413 |
| Additional noninterest expense | $656,000 | 5,412 |
| Pre-tax net operating income | $2,092,000 | 3,227 |
| Securities gains (losses) | $167,000 | 1,003 |
| Applicable income taxes | $943,000 | 2,418 |
| Income before extraordinary items | $1,316,000 | 3,644 |
| Extraordinary gains, net | $-963,000 | 10,456 |
| Net income | $353,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,209,120 | 3,815 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,080,000 | 3,557 |
| Total interest expense | $4,760,000 | 3,126 |
| Net interest income | $4,320,000 | 3,955 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $190,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $2,781,000 | 4,361 |
| Salaries and employee benefits | $1,643,000 | 3,937 |
| Premises and equipment expense | $362,000 | 4,778 |
| Additional noninterest expense | $776,000 | 4,836 |
| Pre-tax net operating income | $1,674,000 | 4,084 |
| Securities gains (losses) | $66,000 | 1,184 |
| Applicable income taxes | $729,000 | 3,136 |
| Income before extraordinary items | $1,011,000 | 4,667 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,011,000 | 4,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $390,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $274,000 | 626 |
| Net operating income | $968,760 | 4,751 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 3,881 |
| Total interest expense | $4,234,000 | 3,519 |
| Net interest income | $4,097,000 | 4,232 |
| Provision for loan and lease losses | $93,000 | 5,288 |
| Total noninterest income | $238,000 | 7,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $238,000 | 4,674 |
| Total noninterest expense | $3,155,000 | 4,138 |
| Salaries and employee benefits | $1,442,000 | 4,474 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $1,355,000 | 3,403 |
| Pre-tax net operating income | $1,087,000 | 5,457 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $311,000 | 5,722 |
| Income before extraordinary items | $787,000 | 5,373 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $787,000 | 5,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $779,080 | 5,340 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 4,424 |
| Total interest expense | $3,823,000 | 3,829 |
| Net interest income | $3,429,000 | 4,949 |
| Provision for loan and lease losses | $203,000 | 2,974 |
| Total noninterest income | $150,000 | 9,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $2,203,000 | 5,549 |
| Salaries and employee benefits | $1,155,000 | 5,388 |
| Premises and equipment expense | $363,000 | 4,901 |
| Additional noninterest expense | $685,000 | 5,960 |
| Pre-tax net operating income | $1,173,000 | 5,333 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $350,000 | 5,442 |
| Income before extraordinary items | $823,000 | 5,340 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $823,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $823,000 | 5,314 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,358,000 | 4,614 |
| Total interest expense | $2,740,000 | 4,284 |
| Net interest income | $3,618,000 | 4,797 |
| Provision for loan and lease losses | $192,000 | 3,103 |
| Total noninterest income | $159,000 | 9,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $159,000 | 6,034 |
| Total noninterest expense | $1,838,000 | 6,596 |
| Salaries and employee benefits | $953,000 | 6,344 |
| Premises and equipment expense | $366,000 | 4,924 |
| Additional noninterest expense | $519,000 | 7,674 |
| Pre-tax net operating income | $1,747,000 | 3,852 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $827,000 | 2,698 |
| Income before extraordinary items | $921,000 | 4,813 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $921,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,299 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $920,360 | 4,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,394,000 | 4,680 |
| Total interest expense | $2,898,000 | 4,246 |
| Net interest income | $3,496,000 | 4,964 |
| Provision for loan and lease losses | $230,000 | 3,613 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $1,911,000 | 6,588 |
| Salaries and employee benefits | $887,000 | 6,793 |
| Premises and equipment expense | $324,000 | 5,535 |
| Additional noninterest expense | $700,000 | 6,561 |
| Pre-tax net operating income | $1,515,000 | 4,287 |
| Securities gains (losses) | $-32,000 | 13,020 |
| Applicable income taxes | $593,000 | 3,643 |
| Income before extraordinary items | $890,000 | 5,141 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $890,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $910,480 | 4,825 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,716,000 | 5,001 |
| Total interest expense | $3,590,000 | 4,457 |
| Net interest income | $3,126,000 | 5,528 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $1,747,000 | 7,126 |
| Salaries and employee benefits | $832,000 | 7,050 |
| Premises and equipment expense | $304,000 | 5,913 |
| Additional noninterest expense | $611,000 | 7,412 |
| Pre-tax net operating income | $1,239,000 | 4,794 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $649,000 | 3,208 |
| Income before extraordinary items | $591,000 | 6,639 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $591,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $590,360 | 6,285 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.