Home > Taneytown Bank & Trust Company > Income and Expense
Taneytown Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,856,000 | 1,585 |
| Total interest expense | $10,687,000 | 1,460 |
| Net interest income | $10,169,000 | 1,716 |
| Provision for loan and lease losses | $1,110,000 | 907 |
| Total noninterest income | $2,763,000 | 1,364 |
| Gross Fiduciary activities income | $121,000 | 1,009 |
| Service charges on deposit accounts | $600,000 | 2,184 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,042,000 | 1,083 |
| Total noninterest expense | $9,545,000 | 1,376 |
| Salaries and employee benefits | $5,626,000 | 1,164 |
| Premises and equipment expense | $1,498,000 | 1,309 |
| Additional noninterest expense | $2,421,000 | 1,749 |
| Pre-tax net operating income | $2,277,000 | 3,163 |
| Securities gains (losses) | $87,000 | 1,050 |
| Applicable income taxes | $173,000 | 7,274 |
| Income before extraordinary items | $2,191,000 | 2,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,191,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 1,063 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,110,090 | 2,402 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,593,000 | 1,725 |
| Total interest expense | $10,322,000 | 1,544 |
| Net interest income | $9,271,000 | 1,932 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $2,258,000 | 1,663 |
| Gross Fiduciary activities income | $150,000 | 1,040 |
| Service charges on deposit accounts | $438,000 | 3,079 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,670,000 | 1,315 |
| Total noninterest expense | $8,678,000 | 1,636 |
| Salaries and employee benefits | $5,087,000 | 1,318 |
| Premises and equipment expense | $1,340,000 | 1,511 |
| Additional noninterest expense | $2,251,000 | 2,212 |
| Pre-tax net operating income | $2,551,000 | 2,733 |
| Securities gains (losses) | $-220,000 | 11,316 |
| Applicable income taxes | $572,000 | 3,726 |
| Income before extraordinary items | $1,759,000 | 2,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,759,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,846 |
| Cash dividends | $2,587,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,924,000 | 2,490 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,066,000 | 1,976 |
| Total interest expense | $7,852,000 | 1,994 |
| Net interest income | $9,214,000 | 1,945 |
| Provision for loan and lease losses | $885,000 | 1,049 |
| Total noninterest income | $1,373,000 | 2,441 |
| Gross Fiduciary activities income | $151,000 | 1,065 |
| Service charges on deposit accounts | $329,000 | 3,972 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $893,000 | 1,952 |
| Total noninterest expense | $6,471,000 | 2,125 |
| Salaries and employee benefits | $3,806,000 | 1,746 |
| Premises and equipment expense | $436,000 | 4,221 |
| Additional noninterest expense | $2,229,000 | 2,206 |
| Pre-tax net operating income | $3,231,000 | 2,291 |
| Securities gains (losses) | $54,000 | 1,255 |
| Applicable income taxes | $892,000 | 2,626 |
| Income before extraordinary items | $2,393,000 | 2,115 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,393,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 950 |
| Cash dividends | $5,841,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,353,580 | 2,120 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,994,000 | 2,068 |
| Total interest expense | $6,271,000 | 1,998 |
| Net interest income | $8,723,000 | 2,068 |
| Provision for loan and lease losses | $687,000 | 1,219 |
| Total noninterest income | $1,160,000 | 2,794 |
| Gross Fiduciary activities income | $125,000 | 1,131 |
| Service charges on deposit accounts | $329,000 | 4,049 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $706,000 | 2,320 |
| Total noninterest expense | $6,063,000 | 2,319 |
| Salaries and employee benefits | $3,524,000 | 1,892 |
| Premises and equipment expense | $964,000 | 2,101 |
| Additional noninterest expense | $1,575,000 | 3,167 |
| Pre-tax net operating income | $3,133,000 | 2,263 |
| Securities gains (losses) | $-78,000 | 11,363 |
| Applicable income taxes | $777,000 | 2,842 |
| Income before extraordinary items | $2,278,000 | 2,145 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,278,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,928 |
| Cash dividends | $363,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,336,500 | 2,111 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,440,000 | 2,480 |
| Total interest expense | $5,225,000 | 2,473 |
| Net interest income | $7,215,000 | 2,486 |
| Provision for loan and lease losses | $375,000 | 2,560 |
| Total noninterest income | $1,440,000 | 2,517 |
| Gross Fiduciary activities income | $93,000 | 1,228 |
| Service charges on deposit accounts | $266,000 | 4,866 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,081,000 | 1,931 |
| Total noninterest expense | $5,904,000 | 2,426 |
| Salaries and employee benefits | $3,518,000 | 1,902 |
| Premises and equipment expense | $989,000 | 2,073 |
| Additional noninterest expense | $1,397,000 | 3,711 |
| Pre-tax net operating income | $2,376,000 | 2,835 |
| Securities gains (losses) | $205,000 | 1,669 |
| Applicable income taxes | $608,000 | 3,559 |
| Income before extraordinary items | $1,973,000 | 2,556 |
| Extraordinary gains, net | $-12,000 | 12,346 |
| Net income | $1,961,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $295,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,817,200 | 2,589 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,655,000 | 3,016 |
| Total interest expense | $5,807,000 | 2,868 |
| Net interest income | $5,848,000 | 3,137 |
| Provision for loan and lease losses | $263,000 | 4,471 |
| Total noninterest income | $1,608,000 | 2,272 |
| Gross Fiduciary activities income | $98,000 | 1,258 |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,328,000 | 1,643 |
| Total noninterest expense | $4,758,000 | 3,004 |
| Salaries and employee benefits | $2,675,000 | 2,416 |
| Premises and equipment expense | $782,000 | 2,660 |
| Additional noninterest expense | $1,301,000 | 4,037 |
| Pre-tax net operating income | $2,435,000 | 2,554 |
| Securities gains (losses) | $192,000 | 2,066 |
| Applicable income taxes | $675,000 | 3,095 |
| Income before extraordinary items | $1,952,000 | 2,339 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,952,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $262,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,809,920 | 2,350 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.