Home > Taneytown Bank & Trust Company > Assets and Liabilities
Taneytown Bank & Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 147 | 1,197 |
| Assets and Liabilities | ||
| Total Assets: | $292,610,000 | 1,558 |
| Cash and due from depository institutions | $8,265,000 | 1,197 |
| Interest-bearing balances | $1,184,000 | 2,292 |
| Securities | $95,143,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $12,614,000 | 1,055 |
| Net loans & leases | $160,656,000 | 1,767 |
| Loan loss allowance | $2,539,000 | 1,448 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,024,000 | 928 |
| Other real estate owned | $137,000 | 1,197 |
| Goodwill and other intangibles | $3,928,000 | 650 |
| All other assets | $3,843,000 | 1,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,610,000 | 1,558 |
| Total liabilities | $268,546,000 | 1,531 |
| Total deposits | $231,819,000 | 1,602 |
| Interest-bearing deposits | $206,370,000 | 1,563 |
| Deposits held in domestic offices | $231,819,000 | 1,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $35,657,000 | 695 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,070,000 | 3,376 |
| Total equity capital | $24,064,000 | 1,855 |
| Total bank equity capital | $24,064,000 | 1,855 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,571,000 | 546 |
| Surplus | $14,575,000 | 1,127 |
| Undivided profits | $2,918,000 | 6,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,710,000 | 1,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $972,000 | 2,333 |
| Earning assets | $269,597,000 | 1,566 |
| Long-term assets (5+ years) | $141,289,000 | 558 |
| Average Assets, year-to-date | $276,523,600 | 1,562 |
| Average Assets, quarterly | $292,887,000 | 1,531 |
| Volatile liabilities | $28,039,000 | 2,258 |
| Insider loans | $2,414,000 | 1,746 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $32,726,000 | 1,464 |
| Tier 1 (core) risk-based capital | $20,406,200 | 2,082 |
| Tier 2 risk-based capital | $2,128,150 | 1,453 |
| Total risk weighted assets | $169,689,850 | 1,652 |
| Total unused commitments | $32,726,000 | 1,468 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 160 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $262,748,000 | 1,769 |
| Cash and due from depository institutions | $10,482,000 | 1,154 |
| Interest-bearing balances | $108,000 | 4,488 |
| Securities | $69,939,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $156,690,000 | 1,844 |
| Loan loss allowance | $2,100,000 | 1,816 |
| Trading account assets | $10,118,000 | 95 |
| Bank premises and fixed assets | $8,435,000 | 928 |
| Other real estate owned | $656,000 | 1,154 |
| Goodwill and other intangibles | $917,000 | 1,337 |
| All other assets | $3,511,000 | 2,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,748,000 | 1,769 |
| Total liabilities | $241,111,000 | 1,737 |
| Total deposits | $225,244,000 | 1,702 |
| Interest-bearing deposits | $201,037,000 | 1,663 |
| Deposits held in domestic offices | $225,244,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $15,339,000 | 1,056 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $528,000 | 5,736 |
| Total equity capital | $21,637,000 | 2,068 |
| Total bank equity capital | $21,637,000 | 2,068 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,571,000 | 576 |
| Surplus | $14,575,000 | 1,173 |
| Undivided profits | $491,000 | 9,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,550,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,015,000 | 2,215 |
| Earning assets | $238,855,000 | 1,793 |
| Long-term assets (5+ years) | $89,773,000 | 792 |
| Average Assets, year-to-date | $266,632,400 | 1,676 |
| Average Assets, quarterly | $263,705,000 | 1,745 |
| Volatile liabilities | $14,813,000 | 3,652 |
| Insider loans | $2,287,000 | 1,863 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $10,118,000 | 210 |
| Unused loan commitments | $39,915,000 | 1,256 |
| Tier 1 (core) risk-based capital | $21,628,000 | 1,997 |
| Tier 2 risk-based capital | $2,100,000 | 1,520 |
| Total risk weighted assets | $170,215,900 | 1,685 |
| Total unused commitments | $39,915,000 | 1,262 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 114 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $225,255,000 | 2,100 |
| Cash and due from depository institutions | $8,780,000 | 1,677 |
| Interest-bearing balances | $805,000 | 2,785 |
| Securities | $69,122,000 | 1,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $136,772,000 | 2,063 |
| Loan loss allowance | $1,904,000 | 2,026 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,724,000 | 1,341 |
| Other real estate owned | $1,311,000 | 1,677 |
| Goodwill and other intangibles | $84,000 | 2,432 |
| All other assets | $3,462,000 | 2,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,255,000 | 2,100 |
| Total liabilities | $209,859,000 | 2,033 |
| Total deposits | $185,646,000 | 2,130 |
| Interest-bearing deposits | $163,995,000 | 2,075 |
| Deposits held in domestic offices | $185,646,000 | 2,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,003,000 | 1,414 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $16,633,000 | 926 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,577,000 | 2,542 |
| Total equity capital | $15,396,000 | 2,901 |
| Total bank equity capital | $15,396,000 | 2,901 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,561,000 | 578 |
| Surplus | $6,561,000 | 2,301 |
| Undivided profits | $2,274,000 | 7,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,231,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $891,000 | 2,598 |
| Earning assets | $206,699,000 | 2,105 |
| Long-term assets (5+ years) | $56,239,000 | 1,073 |
| Average Assets, year-to-date | $217,957,600 | 2,081 |
| Average Assets, quarterly | $224,328,500 | 2,082 |
| Volatile liabilities | $21,388,000 | 2,495 |
| Insider loans | $2,799,000 | 1,550 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $48,061,000 | 1,057 |
| Tier 1 (core) risk-based capital | $15,241,000 | 2,823 |
| Tier 2 risk-based capital | $1,854,710 | 1,701 |
| Total risk weighted assets | $148,197,710 | 1,887 |
| Total unused commitments | $48,061,000 | 1,065 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 106 | 1,892 |
| Assets and Liabilities | ||
| Total Assets: | $211,008,000 | 2,194 |
| Cash and due from depository institutions | $7,445,000 | 1,892 |
| Interest-bearing balances | $1,133,000 | 2,250 |
| Securities | $48,808,000 | 2,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $145,564,000 | 1,918 |
| Loan loss allowance | $1,902,000 | 2,059 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,778,000 | 1,279 |
| Other real estate owned | $278,000 | 1,892 |
| Goodwill and other intangibles | $9,000 | 2,908 |
| All other assets | $3,126,000 | 2,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,008,000 | 2,194 |
| Total liabilities | $192,689,000 | 2,188 |
| Total deposits | $172,033,000 | 2,249 |
| Interest-bearing deposits | $151,652,000 | 2,192 |
| Deposits held in domestic offices | $172,033,000 | 2,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,150,000 | 3,210 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,369,000 | 934 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,137,000 | 2,771 |
| Total equity capital | $18,319,000 | 2,233 |
| Total bank equity capital | $18,319,000 | 2,233 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,564,000 | 563 |
| Surplus | $6,570,000 | 2,221 |
| Undivided profits | $5,185,000 | 4,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $961,000 | 2,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $977,000 | 2,039 |
| Earning assets | $195,505,000 | 2,165 |
| Long-term assets (5+ years) | $45,398,000 | 1,271 |
| Average Assets, year-to-date | $203,353,200 | 2,214 |
| Average Assets, quarterly | $211,351,000 | 2,165 |
| Volatile liabilities | $20,724,000 | 2,473 |
| Insider loans | $2,563,000 | 1,647 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $33,407,000 | 1,329 |
| Tier 1 (core) risk-based capital | $18,595,000 | 2,213 |
| Tier 2 risk-based capital | $1,898,080 | 1,660 |
| Total risk weighted assets | $151,621,680 | 1,834 |
| Total unused commitments | $33,407,000 | 1,338 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 103 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $191,768,000 | 2,428 |
| Cash and due from depository institutions | $6,536,000 | 2,031 |
| Interest-bearing balances | $295,000 | 5,147 |
| Securities | $54,913,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $752,000 | 8,399 |
| Net loans & leases | $121,370,000 | 2,204 |
| Loan loss allowance | $1,509,000 | 2,610 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,774,000 | 1,262 |
| Other real estate owned | $64,000 | 2,031 |
| Goodwill and other intangibles | $58,000 | 2,437 |
| All other assets | $2,301,000 | 3,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,768,000 | 2,428 |
| Total liabilities | $174,479,000 | 2,427 |
| Total deposits | $155,722,000 | 2,543 |
| Interest-bearing deposits | $137,294,000 | 2,501 |
| Deposits held in domestic offices | $155,722,000 | 2,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,805,000 | 822 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $952,000 | 3,257 |
| Total equity capital | $17,289,000 | 2,336 |
| Total bank equity capital | $17,289,000 | 2,336 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,561,000 | 545 |
| Surplus | $6,561,000 | 2,123 |
| Undivided profits | $4,167,000 | 4,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 3,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,063,000 | 1,629 |
| Earning assets | $177,330,000 | 2,392 |
| Long-term assets (5+ years) | $35,823,000 | 1,619 |
| Average Assets, year-to-date | $177,380,600 | 2,538 |
| Average Assets, quarterly | $190,508,500 | 2,421 |
| Volatile liabilities | $25,866,000 | 1,949 |
| Insider loans | $3,507,000 | 1,183 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,619,000 | 1,863 |
| Tier 1 (core) risk-based capital | $17,141,000 | 2,291 |
| Tier 2 risk-based capital | $1,509,000 | 2,022 |
| Total risk weighted assets | $134,887,100 | 1,988 |
| Total unused commitments | $20,619,000 | 1,883 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 97 | 2,221 |
| Assets and Liabilities | ||
| Total Assets: | $157,725,000 | 2,981 |
| Cash and due from depository institutions | $6,428,000 | 2,221 |
| Interest-bearing balances | $2,880,000 | 2,153 |
| Securities | $41,569,000 | 3,298 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
| Net loans & leases | $101,079,000 | 2,647 |
| Loan loss allowance | $1,113,000 | 3,403 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,835,000 | 1,245 |
| Other real estate owned | $755,000 | 2,221 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,959,000 | 3,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,725,000 | 2,981 |
| Total liabilities | $142,310,000 | 3,008 |
| Total deposits | $141,069,000 | 2,905 |
| Interest-bearing deposits | $130,404,000 | 2,761 |
| Deposits held in domestic offices | $141,069,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,135 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $741,000 | 4,181 |
| Total equity capital | $15,415,000 | 2,490 |
| Total bank equity capital | $15,415,000 | 2,490 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,561,000 | 553 |
| Surplus | $6,561,000 | 2,039 |
| Undivided profits | $2,293,000 | 6,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 3,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $638,000 | 3,166 |
| Earning assets | $145,628,000 | 2,953 |
| Long-term assets (5+ years) | $14,467,000 | 3,334 |
| Average Assets, year-to-date | $153,626,400 | 2,984 |
| Average Assets, quarterly | $154,455,500 | 3,017 |
| Volatile liabilities | $4,360,000 | 7,090 |
| Insider loans | $2,598,000 | 238 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,220,000 | 1,876 |
| Tier 1 (core) risk-based capital | $15,415,000 | 2,425 |
| Tier 2 risk-based capital | $1,113,000 | 2,652 |
| Total risk weighted assets | $110,938,500 | 2,454 |
| Total unused commitments | $19,220,000 | 1,892 |
| Derivatives | $0 | 651 |