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Talmer West Bank, Net charge- offs to loans

2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0825%5,714
Percentage Net Loans Charged-off: Total real estate loans-0.2907%6,090
Percentage Net Loans Charged-off:Construction & development-0.7624%5,547
Percentage Net Loans Charged-off: Commercial real estate-0.6219%6,104
Percentage Net Loans Charged-off: Multi-family residential-0.1089%4,896
Percentage Net Loans Charged-off: 1-4 family residential1.2364%108
Percentage Net Loans Charged-off: Home equity loans3.1794%28
All other 1-4 family - Percent of loans charged-off, net0.9027%187
Percentage Net Loans Charged-off: Commercial and industrial1.1919%393
Percentage Net Loans Charged-off: Loans to individuals8.2719%44
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.2719%39
Percentage Net Loans Charged-off: All other loans and lease-0.1212%5,502
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6664%364
Percentage Net Loans Charged-off: Total real estate loans0.5508%305
Percentage Net Loans Charged-off:Construction & development0.9616%159
Percentage Net Loans Charged-off: Commercial real estate0.0232%682
Percentage Net Loans Charged-off: Multi-family residential-0.1557%4,950
Percentage Net Loans Charged-off: 1-4 family residential3.0688%37
Percentage Net Loans Charged-off: Home equity loans3.2419%35
All other 1-4 family - Percent of loans charged-off, net3.0400%38
Percentage Net Loans Charged-off: Commercial and industrial1.2777%300
Percentage Net Loans Charged-off: Loans to individuals7.8270%53
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.8270%50
Percentage Net Loans Charged-off: All other loans and lease-0.2298%5,593
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0427%5,880
Percentage Net Loans Charged-off: Total real estate loans-0.0623%5,968
Percentage Net Loans Charged-off:Construction & development1.6153%307
Percentage Net Loans Charged-off: Commercial real estate-0.3708%6,198
Percentage Net Loans Charged-off: Multi-family residential0.0474%361
Percentage Net Loans Charged-off: 1-4 family residential0.8609%304
Percentage Net Loans Charged-off: Home equity loans0.5975%349
All other 1-4 family - Percent of loans charged-off, net0.9033%303
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals2.1171%367
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1171%333
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0570%5,960
Percentage Net Loans Charged-off: Total real estate loans-0.0696%6,028
Percentage Net Loans Charged-off:Construction & development0.0328%912
Percentage Net Loans Charged-off: Commercial real estate-0.2593%6,234
Percentage Net Loans Charged-off: Multi-family residential0.4857%191
Percentage Net Loans Charged-off: 1-4 family residential0.5872%535
Percentage Net Loans Charged-off: Home equity loans0.1213%799
All other 1-4 family - Percent of loans charged-off, net0.6621%457
Percentage Net Loans Charged-off: Commercial and industrial-0.0551%5,095
Percentage Net Loans Charged-off: Loans to individuals1.6933%459
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6933%414
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1031%6,154
Percentage Net Loans Charged-off: Total real estate loans-0.0996%6,179
Percentage Net Loans Charged-off:Construction & development-0.4479%5,678
Percentage Net Loans Charged-off: Commercial real estate-0.2996%6,308
Percentage Net Loans Charged-off: Multi-family residential0.7241%134
Percentage Net Loans Charged-off: 1-4 family residential0.5557%621
Percentage Net Loans Charged-off: Home equity loans0.1390%679
All other 1-4 family - Percent of loans charged-off, net0.6245%536
Percentage Net Loans Charged-off: Commercial and industrial-0.2546%5,760
Percentage Net Loans Charged-off: Loans to individuals1.6972%467
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6972%430
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2543%1,313
Percentage Net Loans Charged-off: Total real estate loans0.2692%983
Percentage Net Loans Charged-off:Construction & development0.0700%516
Percentage Net Loans Charged-off: Commercial real estate0.2516%592
Percentage Net Loans Charged-off: Multi-family residential-0.0304%5,099
Percentage Net Loans Charged-off: 1-4 family residential0.4751%676
Percentage Net Loans Charged-off: Home equity loans0.2388%434
All other 1-4 family - Percent of loans charged-off, net0.5135%612
Percentage Net Loans Charged-off: Commercial and industrial0.0977%1,086
Percentage Net Loans Charged-off: Loans to individuals0.6528%1,237
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6528%1,124
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9096%670
Percentage Net Loans Charged-off: Total real estate loans1.0613%436
Percentage Net Loans Charged-off:Construction & development1.2409%749
Percentage Net Loans Charged-off: Commercial real estate1.0235%578
Percentage Net Loans Charged-off: Multi-family residential0.4741%373
Percentage Net Loans Charged-off: 1-4 family residential1.2151%352
Percentage Net Loans Charged-off: Home equity loans1.1272%340
All other 1-4 family - Percent of loans charged-off, net1.2262%381
Percentage Net Loans Charged-off: Commercial and industrial-0.4730%6,180
Percentage Net Loans Charged-off: Loans to individuals3.1878%252
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.1878%228
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9693%595
Percentage Net Loans Charged-off: Total real estate loans1.0997%403
Percentage Net Loans Charged-off:Construction & development-2.2237%6,146
Percentage Net Loans Charged-off: Commercial real estate1.2500%445
Percentage Net Loans Charged-off: Multi-family residential0.6153%292
Percentage Net Loans Charged-off: 1-4 family residential1.3111%321
Percentage Net Loans Charged-off: Home equity loans1.3186%307
All other 1-4 family - Percent of loans charged-off, net1.3101%341
Percentage Net Loans Charged-off: Commercial and industrial-0.6219%6,307
Percentage Net Loans Charged-off: Loans to individuals12.8076%37
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual12.8076%37
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3368%425
Percentage Net Loans Charged-off: Total real estate loans1.5284%274
Percentage Net Loans Charged-off:Construction & development0.7337%804
Percentage Net Loans Charged-off: Commercial real estate1.7143%317
Percentage Net Loans Charged-off: Multi-family residential0.3691%282
Percentage Net Loans Charged-off: 1-4 family residential1.4365%331
Percentage Net Loans Charged-off: Home equity loans1.0956%369
All other 1-4 family - Percent of loans charged-off, net1.4823%331
Percentage Net Loans Charged-off: Commercial and industrial-0.9975%6,449
Percentage Net Loans Charged-off: Loans to individuals19.0237%23
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual19.0237%25
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0578%3,245
Percentage Net Loans Charged-off: Total real estate loans0.1336%2,081
Percentage Net Loans Charged-off:Construction & development-5.7760%6,260
Percentage Net Loans Charged-off: Commercial real estate0.4979%703
Percentage Net Loans Charged-off: Multi-family residential0.3755%204
Percentage Net Loans Charged-off: 1-4 family residential-0.0669%6,404
Percentage Net Loans Charged-off: Home equity loans1.1762%292
All other 1-4 family - Percent of loans charged-off, net-0.2380%6,679
Percentage Net Loans Charged-off: Commercial and industrial-0.7150%6,427
Percentage Net Loans Charged-off: Loans to individuals2.8633%335
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8633%308
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7588%1,542
Percentage Net Loans Charged-off: Total real estate loans0.9369%1,081
Percentage Net Loans Charged-off:Construction & development1.7184%1,183
Percentage Net Loans Charged-off: Commercial real estate0.7278%1,180
Percentage Net Loans Charged-off: Multi-family residential0.2018%685
Percentage Net Loans Charged-off: 1-4 family residential1.5487%521
Percentage Net Loans Charged-off: Home equity loans-2.3161%5,195
All other 1-4 family - Percent of loans charged-off, net2.1913%321
Percentage Net Loans Charged-off: Commercial and industrial-0.8296%6,619
Percentage Net Loans Charged-off: Loans to individuals5.5560%167
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.5560%168
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0800%959
Percentage Net Loans Charged-off: Total real estate loans1.1995%773
Percentage Net Loans Charged-off:Construction & development1.3058%1,252
Percentage Net Loans Charged-off: Commercial real estate0.9509%858
Percentage Net Loans Charged-off: Multi-family residential0.2835%569
Percentage Net Loans Charged-off: 1-4 family residential2.0993%330
Percentage Net Loans Charged-off: Home equity loans-2.8443%5,243
All other 1-4 family - Percent of loans charged-off, net2.9468%222
Percentage Net Loans Charged-off: Commercial and industrial-0.0650%5,891
Percentage Net Loans Charged-off: Loans to individuals6.8625%132
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.8625%130
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7931%1,389
Percentage Net Loans Charged-off: Total real estate loans0.6119%1,591
Percentage Net Loans Charged-off:Construction & development1.3525%1,149
Percentage Net Loans Charged-off: Commercial real estate0.6344%1,092
Percentage Net Loans Charged-off: Multi-family residential0.4181%431
Percentage Net Loans Charged-off: 1-4 family residential0.4268%1,829
Percentage Net Loans Charged-off: Home equity loans-3.9569%5,271
All other 1-4 family - Percent of loans charged-off, net1.2045%721
Percentage Net Loans Charged-off: Commercial and industrial1.8977%814
Percentage Net Loans Charged-off: Loans to individuals8.7500%109
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.7500%105
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0033%5,752
Percentage Net Loans Charged-off: Total real estate loans0.2896%2,173
Percentage Net Loans Charged-off:Construction & development-1.2606%6,411
Percentage Net Loans Charged-off: Commercial real estate0.3553%1,101
Percentage Net Loans Charged-off: Multi-family residential0.7471%263
Percentage Net Loans Charged-off: 1-4 family residential0.4180%1,611
Percentage Net Loans Charged-off: Home equity loans-4.5759%5,298
All other 1-4 family - Percent of loans charged-off, net1.3244%650
Percentage Net Loans Charged-off: Commercial and industrial-3.0907%6,939
Percentage Net Loans Charged-off: Loans to individuals22.2007%40
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual22.2007%39
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6063%101
Percentage Net Loans Charged-off: Total real estate loans4.1027%141
Percentage Net Loans Charged-off:Construction & development8.0226%593
Percentage Net Loans Charged-off: Commercial real estate3.9471%194
Percentage Net Loans Charged-off: Multi-family residential1.8047%477
Percentage Net Loans Charged-off: 1-4 family residential3.9236%183
Percentage Net Loans Charged-off: Home equity loans6.3883%106
All other 1-4 family - Percent of loans charged-off, net3.4157%264
Percentage Net Loans Charged-off: Commercial and industrial8.1052%223
Percentage Net Loans Charged-off: Loans to individuals-0.0337%6,404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0322%6,344
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5807%70
Percentage Net Loans Charged-off: Total real estate loans4.9601%100
Percentage Net Loans Charged-off:Construction & development10.6039%383
Percentage Net Loans Charged-off: Commercial real estate4.8317%125
Percentage Net Loans Charged-off: Multi-family residential1.9987%398
Percentage Net Loans Charged-off: 1-4 family residential4.3030%153
Percentage Net Loans Charged-off: Home equity loans7.7424%86
All other 1-4 family - Percent of loans charged-off, net3.5754%248
Percentage Net Loans Charged-off: Commercial and industrial9.6816%152
Percentage Net Loans Charged-off: Loans to individuals2.4979%587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3492%529
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.0983%116
Percentage Net Loans Charged-off: Total real estate loans4.2986%173
Percentage Net Loans Charged-off:Construction & development8.1955%528
Percentage Net Loans Charged-off: Commercial real estate4.0223%195
Percentage Net Loans Charged-off: Multi-family residential1.2558%388
Percentage Net Loans Charged-off: 1-4 family residential4.5944%168
Percentage Net Loans Charged-off: Home equity loans10.0358%71
All other 1-4 family - Percent of loans charged-off, net3.4202%274
Percentage Net Loans Charged-off: Commercial and industrial10.1403%148
Percentage Net Loans Charged-off: Loans to individuals3.2678%440
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.0006%390
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.5943%94
Percentage Net Loans Charged-off: Total real estate loans5.6554%119
Percentage Net Loans Charged-off:Construction & development10.7031%315
Percentage Net Loans Charged-off: Commercial real estate4.7345%164
Percentage Net Loans Charged-off: Multi-family residential5.6621%136
Percentage Net Loans Charged-off: 1-4 family residential6.6051%94
Percentage Net Loans Charged-off: Home equity loans15.7788%43
All other 1-4 family - Percent of loans charged-off, net4.5856%171
Percentage Net Loans Charged-off: Commercial and industrial12.2856%128
Percentage Net Loans Charged-off: Loans to individuals6.8653%188
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual6.0216%165
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.7610%67
Percentage Net Loans Charged-off: Total real estate loans6.8451%57
Percentage Net Loans Charged-off:Construction & development14.9027%295
Percentage Net Loans Charged-off: Commercial real estate5.0524%135
Percentage Net Loans Charged-off: Multi-family residential10.2530%157
Percentage Net Loans Charged-off: 1-4 family residential7.6386%49
Percentage Net Loans Charged-off: Home equity loans5.9207%136
All other 1-4 family - Percent of loans charged-off, net8.0716%56
Percentage Net Loans Charged-off: Commercial and industrial6.6349%416
Percentage Net Loans Charged-off: Loans to individuals3.9805%445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.7186%77
Percentage Net Loans Charged-off: Total real estate loans6.8503%68
Percentage Net Loans Charged-off:Construction & development10.2909%511
Percentage Net Loans Charged-off: Commercial real estate5.6876%104
Percentage Net Loans Charged-off: Multi-family residential10.2033%137
Percentage Net Loans Charged-off: 1-4 family residential7.6955%62
Percentage Net Loans Charged-off: Home equity loans5.8878%139
All other 1-4 family - Percent of loans charged-off, net8.1604%63
Percentage Net Loans Charged-off: Commercial and industrial6.4053%401
Percentage Net Loans Charged-off: Loans to individuals2.6440%758
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.5304%107
Percentage Net Loans Charged-off: Total real estate loans6.7181%91
Percentage Net Loans Charged-off:Construction & development11.5591%411
Percentage Net Loans Charged-off: Commercial real estate5.8919%110
Percentage Net Loans Charged-off: Multi-family residential8.5172%129
Percentage Net Loans Charged-off: 1-4 family residential6.4806%90
Percentage Net Loans Charged-off: Home equity loans6.4525%120
All other 1-4 family - Percent of loans charged-off, net6.4878%106
Percentage Net Loans Charged-off: Commercial and industrial5.9564%462
Percentage Net Loans Charged-off: Loans to individuals2.9857%658
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.9779%140
Percentage Net Loans Charged-off: Total real estate loans6.7798%121
Percentage Net Loans Charged-off:Construction & development16.1088%240
Percentage Net Loans Charged-off: Commercial real estate4.4204%180
Percentage Net Loans Charged-off: Multi-family residential8.8539%106
Percentage Net Loans Charged-off: 1-4 family residential8.5988%64
Percentage Net Loans Charged-off: Home equity loans8.3833%85
All other 1-4 family - Percent of loans charged-off, net8.6546%74
Percentage Net Loans Charged-off: Commercial and industrial8.3338%310
Percentage Net Loans Charged-off: Loans to individuals3.6766%544
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5794%312
Percentage Net Loans Charged-off: Total real estate loans4.5635%289
Percentage Net Loans Charged-off:Construction & development9.0798%676
Percentage Net Loans Charged-off: Commercial real estate3.2454%304
Percentage Net Loans Charged-off: Multi-family residential4.3108%270
Percentage Net Loans Charged-off: 1-4 family residential5.8160%127
Percentage Net Loans Charged-off: Home equity loans4.8466%198
All other 1-4 family - Percent of loans charged-off, net6.0754%146
Percentage Net Loans Charged-off: Commercial and industrial4.8549%789
Percentage Net Loans Charged-off: Loans to individuals4.7377%424
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3148%478
Percentage Net Loans Charged-off: Total real estate loans3.3440%419
Percentage Net Loans Charged-off:Construction & development7.1368%716
Percentage Net Loans Charged-off: Commercial real estate1.9889%418
Percentage Net Loans Charged-off: Multi-family residential4.4581%191
Percentage Net Loans Charged-off: 1-4 family residential4.5800%178
Percentage Net Loans Charged-off: Home equity loans3.5747%250
All other 1-4 family - Percent of loans charged-off, net4.8522%186
Percentage Net Loans Charged-off: Commercial and industrial3.3162%975
Percentage Net Loans Charged-off: Loans to individuals3.6444%599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1114%874
Percentage Net Loans Charged-off: Total real estate loans1.8625%826
Percentage Net Loans Charged-off:Construction & development3.1883%1,140
Percentage Net Loans Charged-off: Commercial real estate1.3501%524
Percentage Net Loans Charged-off: Multi-family residential0.0908%490
Percentage Net Loans Charged-off: 1-4 family residential2.9835%311
Percentage Net Loans Charged-off: Home equity loans3.5343%212
All other 1-4 family - Percent of loans charged-off, net2.8334%340
Percentage Net Loans Charged-off: Commercial and industrial3.3316%857
Percentage Net Loans Charged-off: Loans to individuals2.2081%1,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0143%717
Percentage Net Loans Charged-off: Total real estate loans1.5365%734
Percentage Net Loans Charged-off:Construction & development2.2449%906
Percentage Net Loans Charged-off: Commercial real estate0.9066%478
Percentage Net Loans Charged-off: Multi-family residential0.1794%273
Percentage Net Loans Charged-off: 1-4 family residential3.1398%244
Percentage Net Loans Charged-off: Home equity loans3.9945%161
All other 1-4 family - Percent of loans charged-off, net2.9050%263
Percentage Net Loans Charged-off: Commercial and industrial4.2726%529
Percentage Net Loans Charged-off: Loans to individuals1.5294%1,471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7656%1,621
Percentage Net Loans Charged-off: Total real estate loans0.7090%1,271
Percentage Net Loans Charged-off:Construction & development0.7386%1,774
Percentage Net Loans Charged-off: Commercial real estate0.5819%783
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential1.2240%492
Percentage Net Loans Charged-off: Home equity loans1.0741%430
All other 1-4 family - Percent of loans charged-off, net1.2631%471
Percentage Net Loans Charged-off: Commercial and industrial1.0698%1,748
Percentage Net Loans Charged-off: Loans to individuals0.5048%3,706
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8574%836
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7751%1,120
Percentage Net Loans Charged-off: Total real estate loans0.8081%780
Percentage Net Loans Charged-off:Construction & development0.9675%1,101
Percentage Net Loans Charged-off: Commercial real estate0.6376%470
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential1.4120%315
Percentage Net Loans Charged-off: Home equity loans1.0843%329
All other 1-4 family - Percent of loans charged-off, net1.4989%287
Percentage Net Loans Charged-off: Commercial and industrial0.5945%1,857
Percentage Net Loans Charged-off: Loans to individuals0.6559%2,721
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8830%696
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6658%1,065
Percentage Net Loans Charged-off: Total real estate loans0.6787%707
Percentage Net Loans Charged-off:Construction & development0.7148%894
Percentage Net Loans Charged-off: Commercial real estate0.6119%391
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.0978%355
Percentage Net Loans Charged-off: Home equity loans1.0373%294
All other 1-4 family - Percent of loans charged-off, net1.1138%313
Percentage Net Loans Charged-off: Commercial and industrial0.5388%1,573
Percentage Net Loans Charged-off: Loans to individuals0.4697%2,968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3360%499
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4709%1,107
Percentage Net Loans Charged-off: Total real estate loans0.4150%785
Percentage Net Loans Charged-off:Construction & development1.4042%378
Percentage Net Loans Charged-off: Commercial real estate0.6015%256
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%7,732
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0065%7,737
Percentage Net Loans Charged-off: Commercial and industrial0.5760%1,113
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7474%290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2176%2,467
Percentage Net Loans Charged-off: Total real estate loans0.0723%2,489
Percentage Net Loans Charged-off:Construction & development0.4205%742
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1385%1,595
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1787%1,286
Percentage Net Loans Charged-off: Commercial and industrial0.9141%1,257
Percentage Net Loans Charged-off: Loans to individuals3.7249%208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0909%7,143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1477%2,499
Percentage Net Loans Charged-off: Total real estate loans0.0649%1,870
Percentage Net Loans Charged-off:Construction & development0.2150%586
Percentage Net Loans Charged-off: Commercial real estate-0.0026%7,774
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1989%921
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.2586%720
Percentage Net Loans Charged-off: Commercial and industrial0.5196%1,448
Percentage Net Loans Charged-off: Loans to individuals2.8917%311
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1130%7,170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1377%2,282
Percentage Net Loans Charged-off: Total real estate loans0.0291%1,995
Percentage Net Loans Charged-off:Construction & development0.3227%337
Percentage Net Loans Charged-off: Commercial real estate-0.0026%7,800
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.5937%1,118
Percentage Net Loans Charged-off: Loans to individuals4.5475%135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1988%7,239
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2468%1,200
Percentage Net Loans Charged-off: Total real estate loans0.0049%1,779
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0027%7,897
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0272%1,255
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0356%1,099
Percentage Net Loans Charged-off: Commercial and industrial1.2831%512
Percentage Net Loans Charged-off: Loans to individuals8.7402%54
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4430%857
Percentage Net Loans Charged-off: Total real estate loans0.2677%543
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.2959%446
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.3699%455
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.4813%345
Percentage Net Loans Charged-off: Commercial and industrial1.3732%741
Percentage Net Loans Charged-off: Loans to individuals1.4497%914
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4556%455
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2832%1,164
Percentage Net Loans Charged-off: Total real estate loans0.1147%965
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0029%7,846
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.4434%316
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.5760%230
Percentage Net Loans Charged-off: Commercial and industrial1.0672%747
Percentage Net Loans Charged-off: Loans to individuals1.8820%535
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2735%308
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2759%1,133
Percentage Net Loans Charged-off: Total real estate loans0.0176%1,962
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0015%7,898
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0695%1,234
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0901%1,040
Percentage Net Loans Charged-off: Commercial and industrial1.5554%540
Percentage Net Loans Charged-off: Loans to individuals3.9969%179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1386%431
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3119%897
Percentage Net Loans Charged-off: Total real estate loans0.0383%1,106
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0030%8,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1501%620
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1943%509
Percentage Net Loans Charged-off: Commercial and industrial1.9839%372
Percentage Net Loans Charged-off: Loans to individuals1.2379%1,031
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6120%631
Percentage Net Loans Charged-off: Total real estate loans0.2786%489
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0306%1,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.9659%134
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net1.2665%99
Percentage Net Loans Charged-off: Commercial and industrial2.8113%383
Percentage Net Loans Charged-off: Loans to individuals1.8764%735
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4783%782
Percentage Net Loans Charged-off: Total real estate loans0.1568%798
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0020%7,919
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.5804%231
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.7612%185
Percentage Net Loans Charged-off: Commercial and industrial2.6477%357
Percentage Net Loans Charged-off: Loans to individuals1.1027%1,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5594%648
Percentage Net Loans Charged-off: Total real estate loans0.1595%751
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0015%7,963
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.5887%245
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.7776%184
Percentage Net Loans Charged-off: Commercial and industrial3.1456%334
Percentage Net Loans Charged-off: Loans to individuals1.3464%1,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9283%357
Percentage Net Loans Charged-off: Total real estate loans0.2757%397
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential1.0251%131
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net1.3624%109
Percentage Net Loans Charged-off: Commercial and industrial5.1113%177
Percentage Net Loans Charged-off: Loans to individuals1.6157%904
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7200%681
Percentage Net Loans Charged-off: Total real estate loans0.5528%278
Percentage Net Loans Charged-off:Construction & development1.4536%108
Percentage Net Loans Charged-off: Commercial real estate0.4559%474
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.4744%395
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.5972%306
Percentage Net Loans Charged-off: Commercial and industrial1.7624%840
Percentage Net Loans Charged-off: Loans to individuals0.7241%2,902
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6422%716
Percentage Net Loans Charged-off: Total real estate loans0.4587%311
Percentage Net Loans Charged-off:Construction & development1.9985%70
Percentage Net Loans Charged-off: Commercial real estate0.2202%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3431%513
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.4266%420
Percentage Net Loans Charged-off: Commercial and industrial1.7366%720
Percentage Net Loans Charged-off: Loans to individuals0.7660%2,476
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5107%915
Percentage Net Loans Charged-off: Total real estate loans0.6572%203
Percentage Net Loans Charged-off:Construction & development3.0678%53
Percentage Net Loans Charged-off: Commercial real estate0.2727%433
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4951%337
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.6075%276
Percentage Net Loans Charged-off: Commercial and industrial-0.2823%7,964
Percentage Net Loans Charged-off: Loans to individuals0.6673%2,658
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0122%7,280
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0899%7,505
Percentage Net Loans Charged-off: Loans to individuals0.1199%4,313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4000%1,874
Percentage Net Loans Charged-off: Total real estate loans0.1322%1,544
Percentage Net Loans Charged-off:Construction & development0.7248%263
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1287%1,543
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1513%1,379
Percentage Net Loans Charged-off: Commercial and industrial1.7214%1,048
Percentage Net Loans Charged-off: Loans to individuals0.3843%4,818
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3963%1,641
Percentage Net Loans Charged-off: Total real estate loans0.1463%1,184
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3990%501
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.4655%444
Percentage Net Loans Charged-off: Commercial and industrial1.6040%957
Percentage Net Loans Charged-off: Loans to individuals0.3248%4,695
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3818%1,629
Percentage Net Loans Charged-off: Total real estate loans0.2197%796
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5861%315
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.6742%279
Percentage Net Loans Charged-off: Commercial and industrial1.1446%1,183
Percentage Net Loans Charged-off: Loans to individuals0.4709%3,691
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0099%5,219
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0081%2,437
Percentage Net Loans Charged-off: Loans to individuals0.6222%2,812
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1680%4,057
Percentage Net Loans Charged-off: Total real estate loans0.0380%2,810
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0919%1,773
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1030%1,627
Percentage Net Loans Charged-off: Commercial and industrial0.7450%2,295
Percentage Net Loans Charged-off: Loans to individuals0.2921%5,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0309%6,671
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.1543%3,880
Percentage Net Loans Charged-off: Loans to individuals0.2361%5,742
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0015%7,588
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0006%7,891
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%6,086
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0314%7,328
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0029%8,730
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0119%8,348
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0661%6,534
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0263%9,011
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1980%7,298
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA