Home > Tallahatchie County Bank > Income and Expense
Tallahatchie County Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 5,212 |
| Total interest expense | $80,000 | 5,405 |
| Net interest income | $1,613,000 | 5,156 |
| Provision for loan and lease losses | $40,000 | 3,661 |
| Total noninterest income | $225,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $145,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,916 |
| Total noninterest expense | $1,533,000 | 5,032 |
| Salaries and employee benefits | $796,000 | 5,096 |
| Premises and equipment expense | $121,000 | 5,174 |
| Additional noninterest expense | $616,000 | 4,770 |
| Pre-tax net operating income | $265,000 | 5,098 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-60,000 | 5,524 |
| Income before extraordinary items | $325,000 | 4,792 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $325,000 | 4,792 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $325,000 | 4,792 |
| Net charge-offs | $82,000 | 2,613 |
| Cash dividends | $120,000 | 3,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $325,000 | 4,781 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,271 |
| Total interest expense | $59,000 | 5,475 |
| Net interest income | $1,204,000 | 5,215 |
| Provision for loan and lease losses | $40,000 | 3,409 |
| Total noninterest income | $167,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $107,000 | 3,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,982 |
| Total noninterest expense | $1,025,000 | 5,186 |
| Salaries and employee benefits | $520,000 | 5,246 |
| Premises and equipment expense | $98,000 | 5,155 |
| Additional noninterest expense | $407,000 | 4,957 |
| Pre-tax net operating income | $306,000 | 4,954 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-5,000 | 5,571 |
| Income before extraordinary items | $311,000 | 4,856 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $311,000 | 4,856 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $311,000 | 4,856 |
| Net charge-offs | $87,000 | 2,046 |
| Cash dividends | $60,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $311,000 | 4,843 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 5,332 |
| Total interest expense | $40,000 | 5,504 |
| Net interest income | $783,000 | 5,277 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $112,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $71,000 | 3,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,994 |
| Total noninterest expense | $679,000 | 5,236 |
| Salaries and employee benefits | $348,000 | 5,289 |
| Premises and equipment expense | $63,000 | 5,217 |
| Additional noninterest expense | $268,000 | 5,001 |
| Pre-tax net operating income | $186,000 | 5,017 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-5,000 | 5,623 |
| Income before extraordinary items | $191,000 | 4,910 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $191,000 | 4,910 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $191,000 | 4,910 |
| Net charge-offs | $88,000 | 1,615 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $191,000 | 4,894 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 5,392 |
| Total interest expense | $20,000 | 5,555 |
| Net interest income | $378,000 | 5,344 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $56,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $34,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,979 |
| Total noninterest expense | $337,000 | 5,305 |
| Salaries and employee benefits | $175,000 | 5,344 |
| Premises and equipment expense | $32,000 | 5,249 |
| Additional noninterest expense | $130,000 | 5,078 |
| Pre-tax net operating income | $82,000 | 5,093 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-3,000 | 5,655 |
| Income before extraordinary items | $85,000 | 4,983 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $85,000 | 4,983 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $85,000 | 4,983 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $85,000 | 4,968 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 5,468 |
| Total interest expense | $79,000 | 5,608 |
| Net interest income | $1,468,000 | 5,425 |
| Provision for loan and lease losses | $60,000 | 3,507 |
| Total noninterest income | $182,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $134,000 | 4,161 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $48,000 | 5,338 |
| Total noninterest expense | $1,420,000 | 5,308 |
| Salaries and employee benefits | $722,000 | 5,371 |
| Premises and equipment expense | $123,000 | 5,348 |
| Additional noninterest expense | $575,000 | 5,044 |
| Pre-tax net operating income | $170,000 | 5,374 |
| Securities gains (losses) | $17,000 | 2,451 |
| Applicable income taxes | $-46,000 | 5,727 |
| Income before extraordinary items | $233,000 | 5,246 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $233,000 | 5,245 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $233,000 | 5,245 |
| Net charge-offs | $165,000 | 2,137 |
| Cash dividends | $120,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $216,000 | 5,242 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 5,527 |
| Total interest expense | $59,000 | 5,668 |
| Net interest income | $1,098,000 | 5,489 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $137,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $100,000 | 4,196 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $37,000 | 5,387 |
| Total noninterest expense | $1,062,000 | 5,347 |
| Salaries and employee benefits | $538,000 | 5,414 |
| Premises and equipment expense | $100,000 | 5,340 |
| Additional noninterest expense | $424,000 | 5,107 |
| Pre-tax net operating income | $128,000 | 5,454 |
| Securities gains (losses) | $17,000 | 2,378 |
| Applicable income taxes | $-37,000 | 5,851 |
| Income before extraordinary items | $182,000 | 5,308 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $182,000 | 5,308 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $182,000 | 5,308 |
| Net charge-offs | $161,000 | 1,633 |
| Cash dividends | $60,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $165,000 | 5,310 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $769,000 | 5,589 |
| Total interest expense | $40,000 | 5,729 |
| Net interest income | $729,000 | 5,544 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $90,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $65,000 | 4,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,448 |
| Total noninterest expense | $710,000 | 5,407 |
| Salaries and employee benefits | $357,000 | 5,479 |
| Premises and equipment expense | $66,000 | 5,391 |
| Additional noninterest expense | $287,000 | 5,148 |
| Pre-tax net operating income | $79,000 | 5,531 |
| Securities gains (losses) | $17,000 | 2,033 |
| Applicable income taxes | $-3,000 | 5,863 |
| Income before extraordinary items | $99,000 | 5,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 5,457 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $99,000 | 5,458 |
| Net charge-offs | $116,000 | 1,495 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $82,000 | 5,478 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 5,649 |
| Total interest expense | $20,000 | 5,773 |
| Net interest income | $365,000 | 5,599 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $49,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $33,000 | 4,195 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $16,000 | 5,349 |
| Total noninterest expense | $360,000 | 5,426 |
| Salaries and employee benefits | $178,000 | 5,527 |
| Premises and equipment expense | $32,000 | 5,453 |
| Additional noninterest expense | $150,000 | 5,124 |
| Pre-tax net operating income | $39,000 | 5,555 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-16,000 | 6,005 |
| Income before extraordinary items | $55,000 | 5,411 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $55,000 | 5,411 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $55,000 | 5,411 |
| Net charge-offs | $29,000 | 1,766 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $55,000 | 5,355 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 5,689 |
| Total interest expense | $82,000 | 5,821 |
| Net interest income | $1,460,000 | 5,639 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $180,000 | 5,304 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $136,000 | 4,281 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $44,000 | 5,582 |
| Total noninterest expense | $1,372,000 | 5,527 |
| Salaries and employee benefits | $695,000 | 5,605 |
| Premises and equipment expense | $128,000 | 5,553 |
| Additional noninterest expense | $549,000 | 5,292 |
| Pre-tax net operating income | $208,000 | 5,446 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-21,000 | 5,917 |
| Income before extraordinary items | $229,000 | 5,399 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $229,000 | 5,401 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $229,000 | 5,402 |
| Net charge-offs | $14,000 | 3,902 |
| Cash dividends | $120,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $229,000 | 5,350 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 5,767 |
| Total interest expense | $62,000 | 5,910 |
| Net interest income | $1,093,000 | 5,711 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $137,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $103,000 | 4,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,628 |
| Total noninterest expense | $1,005,000 | 5,614 |
| Salaries and employee benefits | $517,000 | 5,665 |
| Premises and equipment expense | $99,000 | 5,605 |
| Additional noninterest expense | $389,000 | 5,405 |
| Pre-tax net operating income | $180,000 | 5,513 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-26,000 | 6,098 |
| Income before extraordinary items | $206,000 | 5,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,421 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $206,000 | 5,422 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $60,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $206,000 | 5,370 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 5,814 |
| Total interest expense | $42,000 | 5,964 |
| Net interest income | $729,000 | 5,755 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $90,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $66,000 | 4,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 5,637 |
| Total noninterest expense | $658,000 | 5,687 |
| Salaries and employee benefits | $345,000 | 5,717 |
| Premises and equipment expense | $67,000 | 5,632 |
| Additional noninterest expense | $246,000 | 5,515 |
| Pre-tax net operating income | $131,000 | 5,495 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-22,000 | 6,178 |
| Income before extraordinary items | $153,000 | 5,363 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,362 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $153,000 | 5,365 |
| Net charge-offs | $-18,000 | 5,444 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $153,000 | 5,310 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 5,845 |
| Total interest expense | $20,000 | 6,044 |
| Net interest income | $373,000 | 5,781 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $46,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 5,610 |
| Total noninterest expense | $331,000 | 5,734 |
| Salaries and employee benefits | $173,000 | 5,771 |
| Premises and equipment expense | $35,000 | 5,621 |
| Additional noninterest expense | $123,000 | 5,551 |
| Pre-tax net operating income | $73,000 | 5,440 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-7,000 | 6,238 |
| Income before extraordinary items | $80,000 | 5,309 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $80,000 | 5,313 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $80,000 | 5,313 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $80,000 | 5,238 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 5,879 |
| Total interest expense | $96,000 | 6,068 |
| Net interest income | $1,567,000 | 5,800 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $203,000 | 5,408 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $161,000 | 4,268 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $42,000 | 5,816 |
| Total noninterest expense | $1,358,000 | 5,805 |
| Salaries and employee benefits | $684,000 | 5,866 |
| Premises and equipment expense | $131,000 | 5,837 |
| Additional noninterest expense | $543,000 | 5,528 |
| Pre-tax net operating income | $352,000 | 5,369 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $14,000 | 4,137 |
| Income before extraordinary items | $338,000 | 5,309 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $338,000 | 5,308 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $338,000 | 5,309 |
| Net charge-offs | $142,000 | 2,832 |
| Cash dividends | $120,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $338,000 | 5,255 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 5,948 |
| Total interest expense | $75,000 | 6,128 |
| Net interest income | $1,169,000 | 5,876 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $152,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $120,000 | 4,327 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $32,000 | 5,876 |
| Total noninterest expense | $976,000 | 5,895 |
| Salaries and employee benefits | $506,000 | 5,927 |
| Premises and equipment expense | $87,000 | 5,983 |
| Additional noninterest expense | $383,000 | 5,660 |
| Pre-tax net operating income | $300,000 | 5,340 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $18,000 | 4,032 |
| Income before extraordinary items | $282,000 | 5,297 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 5,297 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $282,000 | 5,299 |
| Net charge-offs | $90,000 | 2,788 |
| Cash dividends | $60,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $282,000 | 5,254 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,005 |
| Total interest expense | $53,000 | 6,158 |
| Net interest income | $769,000 | 5,929 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $101,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $77,000 | 4,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $24,000 | 5,867 |
| Total noninterest expense | $660,000 | 5,930 |
| Salaries and employee benefits | $338,000 | 5,978 |
| Premises and equipment expense | $59,000 | 6,018 |
| Additional noninterest expense | $263,000 | 5,652 |
| Pre-tax net operating income | $180,000 | 5,418 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $16,000 | 3,937 |
| Income before extraordinary items | $164,000 | 5,393 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $164,000 | 5,395 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $164,000 | 5,396 |
| Net charge-offs | $59,000 | 2,641 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $164,000 | 5,355 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $409,000 | 6,069 |
| Total interest expense | $30,000 | 6,165 |
| Net interest income | $379,000 | 6,008 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $51,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $331,000 | 5,987 |
| Salaries and employee benefits | $168,000 | 6,042 |
| Premises and equipment expense | $28,000 | 6,120 |
| Additional noninterest expense | $135,000 | 5,673 |
| Pre-tax net operating income | $84,000 | 5,420 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-1,000 | 6,366 |
| Income before extraordinary items | $85,000 | 5,320 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,321 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $85,000 | 5,321 |
| Net charge-offs | $25,000 | 2,339 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $85,000 | 5,281 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 6,061 |
| Total interest expense | $133,000 | 6,258 |
| Net interest income | $1,604,000 | 5,972 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $231,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $164,000 | 4,442 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 5,699 |
| Total noninterest expense | $1,314,000 | 6,070 |
| Salaries and employee benefits | $649,000 | 6,162 |
| Premises and equipment expense | $113,000 | 6,197 |
| Additional noninterest expense | $552,000 | 5,712 |
| Pre-tax net operating income | $461,000 | 5,079 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $45,000 | 3,807 |
| Income before extraordinary items | $417,000 | 5,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $417,000 | 5,098 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $417,000 | 5,098 |
| Net charge-offs | $50,000 | 4,351 |
| Cash dividends | $120,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $416,100 | 5,045 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 6,120 |
| Total interest expense | $103,000 | 6,328 |
| Net interest income | $1,206,000 | 6,025 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $180,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $122,000 | 4,481 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 5,671 |
| Total noninterest expense | $948,000 | 6,151 |
| Salaries and employee benefits | $481,000 | 6,205 |
| Premises and equipment expense | $85,000 | 6,245 |
| Additional noninterest expense | $382,000 | 5,845 |
| Pre-tax net operating income | $393,000 | 5,049 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $47,000 | 3,752 |
| Income before extraordinary items | $347,000 | 5,103 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $347,000 | 5,104 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $347,000 | 5,105 |
| Net charge-offs | $16,000 | 4,516 |
| Cash dividends | $60,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $346,120 | 5,018 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,154 |
| Total interest expense | $70,000 | 6,377 |
| Net interest income | $799,000 | 6,065 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $128,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $78,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,498 |
| Total noninterest expense | $630,000 | 6,197 |
| Salaries and employee benefits | $321,000 | 6,245 |
| Premises and equipment expense | $57,000 | 6,274 |
| Additional noninterest expense | $252,000 | 5,883 |
| Pre-tax net operating income | $267,000 | 4,998 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $33,000 | 3,711 |
| Income before extraordinary items | $235,000 | 5,090 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $235,000 | 5,092 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $235,000 | 5,093 |
| Net charge-offs | $11,000 | 4,274 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $234,120 | 4,963 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 6,214 |
| Total interest expense | $36,000 | 6,433 |
| Net interest income | $393,000 | 6,123 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $53,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $319,000 | 6,243 |
| Salaries and employee benefits | $159,000 | 6,309 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $130,000 | 5,903 |
| Pre-tax net operating income | $112,000 | 5,196 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $102,000 | 5,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $102,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $102,000 | 5,221 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $101,100 | 5,139 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 6,209 |
| Total interest expense | $218,000 | 6,325 |
| Net interest income | $1,683,000 | 6,131 |
| Provision for loan and lease losses | $210,000 | 3,872 |
| Total noninterest income | $212,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $174,000 | 4,512 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $38,000 | 6,010 |
| Total noninterest expense | $1,368,000 | 6,251 |
| Salaries and employee benefits | $634,000 | 6,401 |
| Premises and equipment expense | $97,000 | 6,546 |
| Additional noninterest expense | $637,000 | 5,707 |
| Pre-tax net operating income | $317,000 | 5,378 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $25,000 | 4,128 |
| Income before extraordinary items | $292,000 | 5,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $292,000 | 5,493 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $292,000 | 5,494 |
| Net charge-offs | $163,000 | 3,976 |
| Cash dividends | $120,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $292,000 | 5,297 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 6,299 |
| Total interest expense | $177,000 | 6,382 |
| Net interest income | $1,260,000 | 6,233 |
| Provision for loan and lease losses | $113,000 | 4,227 |
| Total noninterest income | $163,000 | 5,669 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $134,000 | 4,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $990,000 | 6,339 |
| Salaries and employee benefits | $471,000 | 6,464 |
| Premises and equipment expense | $76,000 | 6,590 |
| Additional noninterest expense | $443,000 | 5,891 |
| Pre-tax net operating income | $320,000 | 5,242 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $51,000 | 3,781 |
| Income before extraordinary items | $269,000 | 5,453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $269,000 | 5,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $269,000 | 5,452 |
| Net charge-offs | $140,000 | 3,670 |
| Cash dividends | $60,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $269,000 | 5,261 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 6,360 |
| Total interest expense | $125,000 | 6,408 |
| Net interest income | $827,000 | 6,297 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $111,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $90,000 | 4,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $648,000 | 6,413 |
| Salaries and employee benefits | $315,000 | 6,514 |
| Premises and equipment expense | $50,000 | 6,643 |
| Additional noninterest expense | $283,000 | 6,005 |
| Pre-tax net operating income | $260,000 | 5,007 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $49,000 | 3,555 |
| Income before extraordinary items | $211,000 | 5,273 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $211,000 | 5,272 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $211,000 | 5,272 |
| Net charge-offs | $140,000 | 3,116 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $211,000 | 5,071 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 6,439 |
| Total interest expense | $66,000 | 6,423 |
| Net interest income | $402,000 | 6,380 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $59,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $328,000 | 6,466 |
| Salaries and employee benefits | $157,000 | 6,573 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $145,000 | 5,982 |
| Pre-tax net operating income | $118,000 | 5,217 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $22,000 | 3,624 |
| Income before extraordinary items | $96,000 | 5,417 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $96,000 | 5,417 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $96,000 | 5,417 |
| Net charge-offs | $72,000 | 2,737 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $96,000 | 5,260 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 6,501 |
| Total interest expense | $349,000 | 6,391 |
| Net interest income | $1,579,000 | 6,459 |
| Provision for loan and lease losses | $160,000 | 4,860 |
| Total noninterest income | $231,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $205,000 | 4,334 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $26,000 | 6,276 |
| Total noninterest expense | $1,248,000 | 6,577 |
| Salaries and employee benefits | $606,000 | 6,685 |
| Premises and equipment expense | $99,000 | 6,840 |
| Additional noninterest expense | $543,000 | 6,150 |
| Pre-tax net operating income | $402,000 | 4,972 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $49,000 | 3,769 |
| Income before extraordinary items | $353,000 | 5,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $353,000 | 5,079 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $353,000 | 5,079 |
| Net charge-offs | $101,000 | 4,963 |
| Cash dividends | $120,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $353,000 | 4,956 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 6,567 |
| Total interest expense | $266,000 | 6,471 |
| Net interest income | $1,179,000 | 6,525 |
| Provision for loan and lease losses | $145,000 | 4,539 |
| Total noninterest income | $173,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $153,000 | 4,362 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,000 | 6,393 |
| Total noninterest expense | $927,000 | 6,620 |
| Salaries and employee benefits | $451,000 | 6,724 |
| Premises and equipment expense | $72,000 | 6,894 |
| Additional noninterest expense | $404,000 | 6,192 |
| Pre-tax net operating income | $280,000 | 5,190 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $247,000 | 5,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 5,285 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $247,000 | 5,285 |
| Net charge-offs | $94,000 | 4,486 |
| Cash dividends | $60,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $247,000 | 5,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 6,649 |
| Total interest expense | $179,000 | 6,554 |
| Net interest income | $764,000 | 6,609 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $112,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $98,000 | 4,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $628,000 | 6,672 |
| Salaries and employee benefits | $302,000 | 6,782 |
| Premises and equipment expense | $48,000 | 6,956 |
| Additional noninterest expense | $278,000 | 6,229 |
| Pre-tax net operating income | $118,000 | 5,595 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-2,000 | 6,799 |
| Income before extraordinary items | $120,000 | 5,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 5,556 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $120,000 | 5,557 |
| Net charge-offs | $65,000 | 4,255 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $120,000 | 5,471 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 6,728 |
| Total interest expense | $90,000 | 6,646 |
| Net interest income | $368,000 | 6,682 |
| Provision for loan and lease losses | $115,000 | 3,204 |
| Total noninterest income | $58,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $48,000 | 4,430 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $300,000 | 6,786 |
| Salaries and employee benefits | $151,000 | 6,826 |
| Premises and equipment expense | $24,000 | 6,995 |
| Additional noninterest expense | $125,000 | 6,448 |
| Pre-tax net operating income | $11,000 | 6,197 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-25,000 | 7,105 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $36,000 | 5,878 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 6,800 |
| Total interest expense | $411,000 | 6,765 |
| Net interest income | $1,459,000 | 6,754 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $234,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $213,000 | 4,300 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 6,580 |
| Total noninterest expense | $1,170,000 | 6,898 |
| Salaries and employee benefits | $584,000 | 6,961 |
| Premises and equipment expense | $100,000 | 7,051 |
| Additional noninterest expense | $486,000 | 6,562 |
| Pre-tax net operating income | $463,000 | 4,455 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $90,000 | 3,304 |
| Income before extraordinary items | $373,000 | 4,702 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $373,000 | 4,703 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $373,000 | 4,703 |
| Net charge-offs | $126,000 | 5,222 |
| Cash dividends | $120,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $373,000 | 4,560 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 6,906 |
| Total interest expense | $315,000 | 6,876 |
| Net interest income | $1,091,000 | 6,861 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $179,000 | 5,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $162,000 | 4,343 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $17,000 | 6,740 |
| Total noninterest expense | $861,000 | 6,994 |
| Salaries and employee benefits | $433,000 | 7,038 |
| Premises and equipment expense | $75,000 | 7,144 |
| Additional noninterest expense | $353,000 | 6,654 |
| Pre-tax net operating income | $364,000 | 4,629 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $77,000 | 3,289 |
| Income before extraordinary items | $287,000 | 4,932 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $287,000 | 4,934 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $287,000 | 4,935 |
| Net charge-offs | $111,000 | 4,804 |
| Cash dividends | $60,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $287,000 | 4,738 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 6,964 |
| Total interest expense | $215,000 | 6,938 |
| Net interest income | $723,000 | 6,899 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $116,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $102,000 | 4,444 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $573,000 | 7,049 |
| Salaries and employee benefits | $290,000 | 7,081 |
| Premises and equipment expense | $51,000 | 7,179 |
| Additional noninterest expense | $232,000 | 6,709 |
| Pre-tax net operating income | $236,000 | 4,725 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $46,000 | 3,338 |
| Income before extraordinary items | $190,000 | 4,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $190,000 | 4,958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $190,000 | 4,957 |
| Net charge-offs | $66,000 | 4,642 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $190,000 | 4,804 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,079 |
| Total interest expense | $110,000 | 7,031 |
| Net interest income | $350,000 | 7,015 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $271,000 | 7,192 |
| Salaries and employee benefits | $146,000 | 7,156 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $107,000 | 6,905 |
| Pre-tax net operating income | $124,000 | 4,783 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $100,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 4,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $100,000 | 4,974 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $100,000 | 4,863 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 7,160 |
| Total interest expense | $524,000 | 7,080 |
| Net interest income | $1,342,000 | 7,084 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $230,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $207,000 | 4,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $1,170,000 | 7,187 |
| Salaries and employee benefits | $550,000 | 7,315 |
| Premises and equipment expense | $119,000 | 7,194 |
| Additional noninterest expense | $501,000 | 6,780 |
| Pre-tax net operating income | $342,000 | 4,379 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $52,000 | 3,240 |
| Income before extraordinary items | $297,000 | 4,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $297,000 | 4,476 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $297,000 | 4,477 |
| Net charge-offs | $53,000 | 6,172 |
| Cash dividends | $120,000 | 4,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $291,050 | 4,432 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 7,232 |
| Total interest expense | $400,000 | 7,170 |
| Net interest income | $1,000,000 | 7,135 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $176,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $157,000 | 4,592 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $854,000 | 7,276 |
| Salaries and employee benefits | $409,000 | 7,379 |
| Premises and equipment expense | $85,000 | 7,318 |
| Additional noninterest expense | $360,000 | 6,884 |
| Pre-tax net operating income | $277,000 | 4,617 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $41,000 | 3,435 |
| Income before extraordinary items | $238,000 | 4,684 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $238,000 | 4,682 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $238,000 | 4,685 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $60,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $236,300 | 4,629 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 7,319 |
| Total interest expense | $272,000 | 7,258 |
| Net interest income | $647,000 | 7,233 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $114,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $99,000 | 4,691 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $585,000 | 7,295 |
| Salaries and employee benefits | $274,000 | 7,454 |
| Premises and equipment expense | $60,000 | 7,332 |
| Additional noninterest expense | $251,000 | 6,838 |
| Pre-tax net operating income | $146,000 | 4,953 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $50,000 | 3,157 |
| Income before extraordinary items | $98,000 | 5,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 5,219 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $98,000 | 5,219 |
| Net charge-offs | $21,000 | 5,585 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $96,680 | 5,148 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,392 |
| Total interest expense | $142,000 | 7,294 |
| Net interest income | $312,000 | 7,310 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $51,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $289,000 | 7,326 |
| Salaries and employee benefits | $136,000 | 7,507 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $121,000 | 6,766 |
| Pre-tax net operating income | $59,000 | 5,506 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $48,000 | 5,713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 5,716 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $48,000 | 5,716 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,420 | 5,578 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 7,314 |
| Total interest expense | $777,000 | 7,176 |
| Net interest income | $1,249,000 | 7,313 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $183,000 | 6,611 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $157,000 | 5,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $26,000 | 7,270 |
| Total noninterest expense | $1,077,000 | 7,445 |
| Salaries and employee benefits | $522,000 | 7,605 |
| Premises and equipment expense | $131,000 | 7,317 |
| Additional noninterest expense | $424,000 | 6,941 |
| Pre-tax net operating income | $295,000 | 5,460 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $31,000 | 4,100 |
| Income before extraordinary items | $264,000 | 5,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $264,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $120,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $264,000 | 5,407 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 7,379 |
| Total interest expense | $602,000 | 7,245 |
| Net interest income | $943,000 | 7,353 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $139,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $117,000 | 5,275 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $849,000 | 7,377 |
| Salaries and employee benefits | $383,000 | 7,667 |
| Premises and equipment expense | $104,000 | 7,307 |
| Additional noninterest expense | $362,000 | 6,688 |
| Pre-tax net operating income | $188,000 | 6,083 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $177,000 | 5,824 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $177,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,888 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $177,000 | 5,997 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 7,439 |
| Total interest expense | $416,000 | 7,305 |
| Net interest income | $623,000 | 7,404 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $97,000 | 6,713 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $80,000 | 5,243 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $523,000 | 7,555 |
| Salaries and employee benefits | $253,000 | 7,743 |
| Premises and equipment expense | $67,000 | 7,393 |
| Additional noninterest expense | $203,000 | 7,035 |
| Pre-tax net operating income | $167,000 | 6,022 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $16,000 | 4,791 |
| Income before extraordinary items | $151,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $151,000 | 5,908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,494 |
| Total interest expense | $206,000 | 7,442 |
| Net interest income | $317,000 | 7,421 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $50,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $266,000 | 7,558 |
| Salaries and employee benefits | $129,000 | 7,754 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $101,000 | 7,042 |
| Pre-tax net operating income | $86,000 | 6,167 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $68,000 | 6,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $68,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $68,000 | 6,207 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 7,451 |
| Total interest expense | $805,000 | 7,493 |
| Net interest income | $1,345,000 | 7,323 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $194,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $167,000 | 5,238 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,000 | 7,619 |
| Total noninterest expense | $1,232,000 | 7,318 |
| Salaries and employee benefits | $545,000 | 7,682 |
| Premises and equipment expense | $129,000 | 7,451 |
| Additional noninterest expense | $558,000 | 6,322 |
| Pre-tax net operating income | $247,000 | 6,747 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $39,000 | 5,068 |
| Income before extraordinary items | $208,000 | 6,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $208,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,104 |
| Cash dividends | $120,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $208,000 | 6,746 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 7,532 |
| Total interest expense | $581,000 | 7,582 |
| Net interest income | $982,000 | 7,417 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $146,000 | 6,825 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $125,000 | 5,268 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $800,000 | 7,538 |
| Salaries and employee benefits | $399,000 | 7,702 |
| Premises and equipment expense | $100,000 | 7,395 |
| Additional noninterest expense | $301,000 | 7,035 |
| Pre-tax net operating income | $283,000 | 6,631 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $61,000 | 4,819 |
| Income before extraordinary items | $222,000 | 6,700 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $222,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $60,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $222,000 | 6,692 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,597 |
| Total interest expense | $374,000 | 7,654 |
| Net interest income | $653,000 | 7,490 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $98,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $531,000 | 7,596 |
| Salaries and employee benefits | $271,000 | 7,724 |
| Premises and equipment expense | $65,000 | 7,456 |
| Additional noninterest expense | $195,000 | 7,122 |
| Pre-tax net operating income | $190,000 | 6,696 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $150,000 | 6,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $150,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $150,000 | 6,739 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,637 |
| Total interest expense | $183,000 | 7,703 |
| Net interest income | $331,000 | 7,493 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $51,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $263,000 | 7,660 |
| Salaries and employee benefits | $134,000 | 7,785 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $95,000 | 7,191 |
| Pre-tax net operating income | $104,000 | 6,611 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $80,000 | 6,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $80,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,247 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $80,000 | 6,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,619 |
| Total interest expense | $550,000 | 7,823 |
| Net interest income | $1,355,000 | 7,368 |
| Provision for loan and lease losses | $123,000 | 4,355 |
| Total noninterest income | $216,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $189,000 | 5,102 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,770 |
| Total noninterest expense | $1,077,000 | 7,586 |
| Salaries and employee benefits | $525,000 | 7,807 |
| Premises and equipment expense | $129,000 | 7,500 |
| Additional noninterest expense | $423,000 | 6,957 |
| Pre-tax net operating income | $371,000 | 6,875 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $79,000 | 5,155 |
| Income before extraordinary items | $292,000 | 6,949 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $292,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $120,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $292,000 | 6,945 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 7,702 |
| Total interest expense | $378,000 | 7,942 |
| Net interest income | $1,025,000 | 7,424 |
| Provision for loan and lease losses | $93,000 | 4,203 |
| Total noninterest income | $166,000 | 6,795 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $143,000 | 5,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $803,000 | 7,603 |
| Salaries and employee benefits | $387,000 | 7,822 |
| Premises and equipment expense | $101,000 | 7,440 |
| Additional noninterest expense | $315,000 | 6,990 |
| Pre-tax net operating income | $295,000 | 7,026 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $69,000 | 5,224 |
| Income before extraordinary items | $226,000 | 7,077 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $226,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $226,000 | 7,079 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $911,000 | 7,755 |
| Total interest expense | $231,000 | 8,018 |
| Net interest income | $680,000 | 7,480 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $111,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $94,000 | 5,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $542,000 | 7,613 |
| Salaries and employee benefits | $258,000 | 7,855 |
| Premises and equipment expense | $67,000 | 7,475 |
| Additional noninterest expense | $217,000 | 6,932 |
| Pre-tax net operating income | $219,000 | 6,949 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $53,000 | 5,182 |
| Income before extraordinary items | $166,000 | 7,034 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $166,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,314 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $166,000 | 7,046 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 7,759 |
| Total interest expense | $109,000 | 8,065 |
| Net interest income | $346,000 | 7,464 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $56,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $44,000 | 5,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $284,000 | 7,548 |
| Salaries and employee benefits | $130,000 | 7,874 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $116,000 | 6,720 |
| Pre-tax net operating income | $103,000 | 7,020 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $83,000 | 7,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,380 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $83,000 | 7,005 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 7,710 |
| Total interest expense | $348,000 | 8,055 |
| Net interest income | $1,363,000 | 7,474 |
| Provision for loan and lease losses | $147,000 | 4,187 |
| Total noninterest income | $212,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $184,000 | 5,211 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $1,026,000 | 7,707 |
| Salaries and employee benefits | $495,000 | 7,919 |
| Premises and equipment expense | $129,000 | 7,543 |
| Additional noninterest expense | $402,000 | 7,085 |
| Pre-tax net operating income | $402,000 | 7,058 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $65,000 | 5,688 |
| Income before extraordinary items | $339,000 | 7,013 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $339,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,657 |
| Cash dividends | $120,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $337,320 | 7,010 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 7,766 |
| Total interest expense | $254,000 | 8,081 |
| Net interest income | $999,000 | 7,561 |
| Provision for loan and lease losses | $132,000 | 3,735 |
| Total noninterest income | $158,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 5,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $753,000 | 7,719 |
| Salaries and employee benefits | $369,000 | 7,901 |
| Premises and equipment expense | $93,000 | 7,583 |
| Additional noninterest expense | $291,000 | 7,161 |
| Pre-tax net operating income | $272,000 | 7,319 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $37,000 | 5,972 |
| Income before extraordinary items | $237,000 | 7,258 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $237,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,973 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $235,280 | 7,234 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $816,000 | 7,790 |
| Total interest expense | $164,000 | 8,073 |
| Net interest income | $652,000 | 7,615 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $103,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $499,000 | 7,734 |
| Salaries and employee benefits | $246,000 | 7,910 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $194,000 | 7,150 |
| Pre-tax net operating income | $226,000 | 7,051 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $41,000 | 5,674 |
| Income before extraordinary items | $187,000 | 7,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $185,360 | 7,002 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 7,875 |
| Total interest expense | $77,000 | 8,167 |
| Net interest income | $321,000 | 7,708 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $51,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $238,000 | 7,889 |
| Salaries and employee benefits | $122,000 | 7,990 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $91,000 | 7,336 |
| Pre-tax net operating income | $119,000 | 6,968 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $108,000 | 6,756 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $108,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,220 | 6,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 7,944 |
| Total interest expense | $236,000 | 8,349 |
| Net interest income | $1,231,000 | 7,707 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $207,000 | 7,093 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $180,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $997,000 | 7,827 |
| Salaries and employee benefits | $475,000 | 8,057 |
| Premises and equipment expense | $113,000 | 7,802 |
| Additional noninterest expense | $409,000 | 7,068 |
| Pre-tax net operating income | $381,000 | 7,154 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $57,000 | 5,970 |
| Income before extraordinary items | $324,000 | 7,127 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $324,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $324,000 | 7,075 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,992 |
| Total interest expense | $175,000 | 8,396 |
| Net interest income | $905,000 | 7,772 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $157,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $135,000 | 5,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $743,000 | 7,808 |
| Salaries and employee benefits | $351,000 | 8,063 |
| Premises and equipment expense | $90,000 | 7,711 |
| Additional noninterest expense | $302,000 | 7,066 |
| Pre-tax net operating income | $274,000 | 7,351 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $37,000 | 6,150 |
| Income before extraordinary items | $237,000 | 7,266 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $237,000 | 7,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $237,000 | 7,206 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $698,000 | 8,111 |
| Total interest expense | $118,000 | 8,440 |
| Net interest income | $580,000 | 7,880 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $103,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $86,000 | 5,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $499,000 | 7,831 |
| Salaries and employee benefits | $234,000 | 8,112 |
| Premises and equipment expense | $61,000 | 7,711 |
| Additional noninterest expense | $204,000 | 7,084 |
| Pre-tax net operating income | $154,000 | 7,514 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $137,000 | 7,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $137,000 | 7,373 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $340,000 | 8,185 |
| Total interest expense | $62,000 | 8,451 |
| Net interest income | $278,000 | 7,975 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $251,000 | 7,879 |
| Salaries and employee benefits | $119,000 | 8,132 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $66,000 | 7,667 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $60,000 | 7,586 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $60,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $60,000 | 7,515 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 8,219 |
| Total interest expense | $264,000 | 8,572 |
| Net interest income | $1,095,000 | 7,971 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $215,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $187,000 | 5,413 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $950,000 | 7,992 |
| Salaries and employee benefits | $474,000 | 8,179 |
| Premises and equipment expense | $129,000 | 7,681 |
| Additional noninterest expense | $347,000 | 7,468 |
| Pre-tax net operating income | $300,000 | 7,430 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $28,000 | 6,648 |
| Income before extraordinary items | $272,000 | 7,412 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $272,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $120,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $272,000 | 7,275 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 8,313 |
| Total interest expense | $201,000 | 8,665 |
| Net interest income | $815,000 | 8,055 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $159,000 | 7,290 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $137,000 | 5,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $704,000 | 8,007 |
| Salaries and employee benefits | $349,000 | 8,198 |
| Premises and equipment expense | $98,000 | 7,671 |
| Additional noninterest expense | $257,000 | 7,497 |
| Pre-tax net operating income | $225,000 | 7,590 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $23,000 | 6,733 |
| Income before extraordinary items | $202,000 | 7,577 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $202,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,793 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $202,000 | 7,425 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 8,389 |
| Total interest expense | $138,000 | 8,715 |
| Net interest income | $532,000 | 8,120 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $102,000 | 7,368 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $86,000 | 5,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $471,000 | 8,017 |
| Salaries and employee benefits | $234,000 | 8,213 |
| Premises and equipment expense | $61,000 | 7,800 |
| Additional noninterest expense | $176,000 | 7,450 |
| Pre-tax net operating income | $133,000 | 7,745 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $124,000 | 7,707 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,199 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $124,000 | 7,530 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,467 |
| Total interest expense | $71,000 | 8,769 |
| Net interest income | $263,000 | 8,171 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $231,000 | 8,086 |
| Salaries and employee benefits | $114,000 | 8,304 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $63,000 | 7,787 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $58,000 | 7,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,581 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $58,000 | 7,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 8,295 |
| Total interest expense | $417,000 | 8,612 |
| Net interest income | $1,160,000 | 8,018 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $177,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $153,000 | 5,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $944,000 | 8,051 |
| Salaries and employee benefits | $448,000 | 8,336 |
| Premises and equipment expense | $135,000 | 7,649 |
| Additional noninterest expense | $361,000 | 7,407 |
| Pre-tax net operating income | $333,000 | 7,427 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $49,000 | 6,546 |
| Income before extraordinary items | $284,000 | 7,404 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $284,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,452 |
| Cash dividends | $120,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $284,000 | 7,300 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 8,346 |
| Total interest expense | $812,000 | 8,407 |
| Net interest income | $1,064,000 | 8,160 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $156,000 | 5,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $924,000 | 8,154 |
| Salaries and employee benefits | $426,000 | 8,511 |
| Premises and equipment expense | $142,000 | 7,658 |
| Additional noninterest expense | $356,000 | 7,464 |
| Pre-tax net operating income | $260,000 | 7,590 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $28,000 | 7,125 |
| Income before extraordinary items | $232,000 | 7,525 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $232,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $120,000 | 5,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $232,000 | 7,407 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 8,383 |
| Total interest expense | $715,000 | 8,831 |
| Net interest income | $1,310,000 | 7,843 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $104,000 | 8,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $906,000 | 8,286 |
| Salaries and employee benefits | $423,000 | 8,634 |
| Premises and equipment expense | $153,000 | 7,548 |
| Additional noninterest expense | $330,000 | 7,715 |
| Pre-tax net operating income | $398,000 | 7,481 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $313,000 | 7,392 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $313,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $313,000 | 7,395 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 8,454 |
| Total interest expense | $761,000 | 8,785 |
| Net interest income | $1,275,000 | 8,041 |
| Provision for loan and lease losses | $160,000 | 4,104 |
| Total noninterest income | $127,000 | 8,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $848,000 | 8,602 |
| Salaries and employee benefits | $390,000 | 8,942 |
| Premises and equipment expense | $181,000 | 7,111 |
| Additional noninterest expense | $277,000 | 8,325 |
| Pre-tax net operating income | $394,000 | 7,625 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $92,000 | 7,032 |
| Income before extraordinary items | $303,000 | 7,580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $303,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,845 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $302,230 | 7,559 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 8,517 |
| Total interest expense | $852,000 | 8,808 |
| Net interest income | $1,290,000 | 8,149 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $93,000 | 9,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $819,000 | 8,716 |
| Salaries and employee benefits | $347,000 | 9,310 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $326,000 | 7,880 |
| Pre-tax net operating income | $404,000 | 7,855 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $294,000 | 7,935 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $294,000 | 7,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,203 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $294,000 | 7,852 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 8,944 |
| Total interest expense | $829,000 | 9,170 |
| Net interest income | $1,222,000 | 8,633 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $93,000 | 9,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $760,000 | 9,190 |
| Salaries and employee benefits | $366,000 | 9,485 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $248,000 | 8,870 |
| Pre-tax net operating income | $495,000 | 7,941 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $142,000 | 7,726 |
| Income before extraordinary items | $353,000 | 7,971 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $353,000 | 7,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $353,000 | 7,913 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 9,401 |
| Total interest expense | $811,000 | 9,608 |
| Net interest income | $1,170,000 | 9,098 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $746,000 | 9,650 |
| Salaries and employee benefits | $376,000 | 9,770 |
| Premises and equipment expense | $126,000 | 8,634 |
| Additional noninterest expense | $244,000 | 9,456 |
| Pre-tax net operating income | $457,000 | 8,182 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $135,000 | 8,126 |
| Income before extraordinary items | $319,000 | 8,264 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $319,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,367 |
| Cash dividends | $216,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $321,100 | 8,183 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 9,811 |
| Total interest expense | $745,000 | 10,138 |
| Net interest income | $1,197,000 | 9,334 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $787,000 | 9,824 |
| Salaries and employee benefits | $375,000 | 10,117 |
| Premises and equipment expense | $130,000 | 8,799 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $439,000 | 8,813 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $135,000 | 8,529 |
| Income before extraordinary items | $304,000 | 8,901 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $304,000 | 8,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $304,000 | 8,873 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 10,485 |
| Total interest expense | $617,000 | 10,519 |
| Net interest income | $1,008,000 | 10,360 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $98,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $799,000 | 10,254 |
| Salaries and employee benefits | $372,000 | 10,529 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $278,000 | 10,206 |
| Pre-tax net operating income | $247,000 | 10,519 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $63,000 | 10,161 |
| Income before extraordinary items | $196,000 | 10,322 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $196,000 | 10,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $186,880 | 10,473 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 11,037 |
| Total interest expense | $615,000 | 11,050 |
| Net interest income | $964,000 | 10,912 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $104,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $802,000 | 10,660 |
| Salaries and employee benefits | $358,000 | 11,061 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $292,000 | 10,549 |
| Pre-tax net operating income | $206,000 | 10,979 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $23,000 | 11,542 |
| Income before extraordinary items | $192,000 | 10,744 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $192,000 | 10,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $128,000 | 6,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $183,990 | 10,611 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 11,374 |
| Total interest expense | $787,000 | 11,392 |
| Net interest income | $982,000 | 11,162 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $109,000 | 11,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $746,000 | 11,275 |
| Salaries and employee benefits | $338,000 | 11,571 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $273,000 | 11,229 |
| Pre-tax net operating income | $285,000 | 10,281 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $199,000 | 10,612 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $199,000 | 10,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $128,000 | 6,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $196,930 | 10,308 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.