Home > Tallahassee State Bank > Income and Expense
Tallahassee State Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 2,061 |
| Total interest expense | $1,030,000 | 2,203 |
| Net interest income | $2,851,000 | 1,982 |
| Provision for loan and lease losses | $7,769,000 | 275 |
| Total noninterest income | $395,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $254,000 | 1,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $141,000 | 2,954 |
| Total noninterest expense | $1,790,000 | 2,716 |
| Salaries and employee benefits | $693,000 | 3,420 |
| Premises and equipment expense | $177,000 | 3,435 |
| Additional noninterest expense | $920,000 | 1,866 |
| Pre-tax net operating income | $-6,313,000 | 7,801 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $366,000 | 894 |
| Income before extraordinary items | $-6,679,000 | 7,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,679,000 | 7,822 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,679,000 | 7,822 |
| Net charge-offs | $7,639,000 | 242 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $-6,679,000 | 7,820 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,074,000 | 1,984 |
| Total interest expense | $5,354,000 | 2,127 |
| Net interest income | $11,720,000 | 1,896 |
| Provision for loan and lease losses | $31,075,000 | 360 |
| Total noninterest income | $1,304,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,212,000 | 1,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $92,000 | 5,747 |
| Total noninterest expense | $6,077,000 | 3,146 |
| Salaries and employee benefits | $2,397,000 | 3,810 |
| Premises and equipment expense | $704,000 | 3,442 |
| Additional noninterest expense | $2,976,000 | 2,360 |
| Pre-tax net operating income | $-24,128,000 | 7,758 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-5,897,000 | 7,794 |
| Income before extraordinary items | $-18,231,000 | 7,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-18,231,000 | 7,716 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-18,231,000 | 7,716 |
| Net charge-offs | $32,263,000 | 275 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 1,095 |
| Net operating income | $-18,231,000 | 7,717 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,946,000 | 1,997 |
| Total interest expense | $4,208,000 | 2,120 |
| Net interest income | $8,738,000 | 1,896 |
| Provision for loan and lease losses | $17,233,000 | 433 |
| Total noninterest income | $1,168,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $939,000 | 1,375 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $229,000 | 4,056 |
| Total noninterest expense | $4,539,000 | 3,160 |
| Salaries and employee benefits | $1,774,000 | 3,896 |
| Premises and equipment expense | $541,000 | 3,428 |
| Additional noninterest expense | $2,224,000 | 2,341 |
| Pre-tax net operating income | $-11,866,000 | 7,786 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-4,548,000 | 7,889 |
| Income before extraordinary items | $-7,318,000 | 7,705 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,318,000 | 7,704 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,318,000 | 7,704 |
| Net charge-offs | $16,384,000 | 359 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,018 |
| Net operating income | $-7,318,000 | 7,710 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,672,000 | 2,022 |
| Total interest expense | $2,898,000 | 2,156 |
| Net interest income | $5,774,000 | 1,901 |
| Provision for loan and lease losses | $8,309,000 | 514 |
| Total noninterest income | $777,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $618,000 | 1,379 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $159,000 | 3,999 |
| Total noninterest expense | $2,975,000 | 3,241 |
| Salaries and employee benefits | $1,148,000 | 4,004 |
| Premises and equipment expense | $354,000 | 3,503 |
| Additional noninterest expense | $1,473,000 | 2,376 |
| Pre-tax net operating income | $-4,733,000 | 7,730 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,815,000 | 7,876 |
| Income before extraordinary items | $-2,918,000 | 7,630 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,918,000 | 7,629 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,918,000 | 7,629 |
| Net charge-offs | $7,904,000 | 440 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 868 |
| Net operating income | $-2,918,000 | 7,639 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 2,023 |
| Total interest expense | $1,536,000 | 2,126 |
| Net interest income | $2,865,000 | 1,910 |
| Provision for loan and lease losses | $2,314,000 | 676 |
| Total noninterest income | $397,000 | 2,512 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $314,000 | 1,313 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $1,347,000 | 3,433 |
| Salaries and employee benefits | $555,000 | 4,133 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $621,000 | 2,490 |
| Pre-tax net operating income | $-399,000 | 7,200 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-153,000 | 7,653 |
| Income before extraordinary items | $-246,000 | 7,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-246,000 | 7,109 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-246,000 | 7,109 |
| Net charge-offs | $2,175,000 | 581 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 770 |
| Net operating income | $-246,000 | 7,041 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,922,000 | 1,759 |
| Total interest expense | $8,269,000 | 1,899 |
| Net interest income | $13,653,000 | 1,630 |
| Provision for loan and lease losses | $5,855,000 | 898 |
| Total noninterest income | $1,387,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,023,000 | 1,724 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $364,000 | 3,747 |
| Total noninterest expense | $5,074,000 | 3,524 |
| Salaries and employee benefits | $2,271,000 | 4,065 |
| Premises and equipment expense | $687,000 | 3,562 |
| Additional noninterest expense | $2,116,000 | 2,718 |
| Pre-tax net operating income | $4,111,000 | 1,326 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,587,000 | 831 |
| Income before extraordinary items | $2,524,000 | 1,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,524,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,355,000 | 1,653 |
| Cash dividends | $7,059,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 1,043 |
| Net operating income | $2,524,000 | 1,711 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,955,000 | 1,744 |
| Total interest expense | $6,489,000 | 1,902 |
| Net interest income | $10,466,000 | 1,613 |
| Provision for loan and lease losses | $2,038,000 | 1,173 |
| Total noninterest income | $1,014,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $736,000 | 1,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $278,000 | 3,811 |
| Total noninterest expense | $3,766,000 | 3,540 |
| Salaries and employee benefits | $1,703,000 | 4,081 |
| Premises and equipment expense | $504,000 | 3,614 |
| Additional noninterest expense | $1,559,000 | 2,683 |
| Pre-tax net operating income | $5,676,000 | 897 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,178,000 | 606 |
| Income before extraordinary items | $3,498,000 | 1,058 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,498,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $860,000 | 1,432 |
| Cash dividends | $5,269,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 913 |
| Net operating income | $3,498,000 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,655,000 | 1,727 |
| Total interest expense | $4,594,000 | 1,876 |
| Net interest income | $7,061,000 | 1,595 |
| Provision for loan and lease losses | $880,000 | 1,338 |
| Total noninterest income | $739,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $477,000 | 1,819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $262,000 | 3,256 |
| Total noninterest expense | $2,485,000 | 3,584 |
| Salaries and employee benefits | $1,142,000 | 4,099 |
| Premises and equipment expense | $321,000 | 3,757 |
| Additional noninterest expense | $1,022,000 | 2,690 |
| Pre-tax net operating income | $4,435,000 | 797 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,701,000 | 591 |
| Income before extraordinary items | $2,734,000 | 1,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,734,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 1,081 |
| Cash dividends | $3,478,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 780 |
| Net operating income | $2,734,000 | 984 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 1,689 |
| Total interest expense | $2,638,000 | 1,790 |
| Net interest income | $3,504,000 | 1,585 |
| Provision for loan and lease losses | $-4,000 | 8,363 |
| Total noninterest income | $370,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $248,000 | 1,737 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,415 |
| Total noninterest expense | $1,221,000 | 3,644 |
| Salaries and employee benefits | $608,000 | 3,930 |
| Premises and equipment expense | $144,000 | 4,108 |
| Additional noninterest expense | $469,000 | 2,867 |
| Pre-tax net operating income | $2,657,000 | 718 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,019,000 | 573 |
| Income before extraordinary items | $1,638,000 | 922 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,638,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,598 |
| Cash dividends | $1,688,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 658 |
| Net operating income | $1,638,000 | 879 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,423,000 | 1,517 |
| Total interest expense | $12,314,000 | 1,625 |
| Net interest income | $16,109,000 | 1,395 |
| Provision for loan and lease losses | $643,000 | 1,960 |
| Total noninterest income | $1,636,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,036,000 | 1,715 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $600,000 | 2,999 |
| Total noninterest expense | $4,968,000 | 3,451 |
| Salaries and employee benefits | $2,477,000 | 3,750 |
| Premises and equipment expense | $590,000 | 3,884 |
| Additional noninterest expense | $1,901,000 | 2,786 |
| Pre-tax net operating income | $12,134,000 | 711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,659,000 | 580 |
| Income before extraordinary items | $7,475,000 | 862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,475,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,297 |
| Cash dividends | $6,334,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 898 |
| Net operating income | $7,475,000 | 848 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,488,000 | 1,512 |
| Total interest expense | $9,325,000 | 1,610 |
| Net interest income | $12,163,000 | 1,387 |
| Provision for loan and lease losses | $622,000 | 1,319 |
| Total noninterest income | $1,176,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $764,000 | 1,715 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $412,000 | 3,151 |
| Total noninterest expense | $3,599,000 | 3,541 |
| Salaries and employee benefits | $1,840,000 | 3,775 |
| Premises and equipment expense | $424,000 | 3,991 |
| Additional noninterest expense | $1,335,000 | 2,906 |
| Pre-tax net operating income | $9,118,000 | 756 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,489,000 | 617 |
| Income before extraordinary items | $5,629,000 | 918 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,629,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,474 |
| Cash dividends | $4,336,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 812 |
| Net operating income | $5,629,000 | 903 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,102,000 | 1,550 |
| Total interest expense | $6,078,000 | 1,654 |
| Net interest income | $8,024,000 | 1,424 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $793,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $495,000 | 1,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $298,000 | 3,020 |
| Total noninterest expense | $2,422,000 | 3,530 |
| Salaries and employee benefits | $1,270,000 | 3,707 |
| Premises and equipment expense | $286,000 | 3,972 |
| Additional noninterest expense | $866,000 | 2,979 |
| Pre-tax net operating income | $6,145,000 | 782 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,351,000 | 640 |
| Income before extraordinary items | $3,794,000 | 953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,794,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,310 |
| Cash dividends | $2,754,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 715 |
| Net operating income | $3,794,000 | 939 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 1,576 |
| Total interest expense | $2,951,000 | 1,691 |
| Net interest income | $3,956,000 | 1,451 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $407,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $241,000 | 1,760 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $166,000 | 2,847 |
| Total noninterest expense | $1,243,000 | 3,467 |
| Salaries and employee benefits | $671,000 | 3,576 |
| Premises and equipment expense | $143,000 | 3,992 |
| Additional noninterest expense | $429,000 | 2,989 |
| Pre-tax net operating income | $2,820,000 | 841 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,079,000 | 687 |
| Income before extraordinary items | $1,741,000 | 1,016 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,741,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $755,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 595 |
| Net operating income | $1,741,000 | 998 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,050,000 | 1,534 |
| Total interest expense | $10,078,000 | 1,668 |
| Net interest income | $15,972,000 | 1,423 |
| Provision for loan and lease losses | $1,711,000 | 639 |
| Total noninterest income | $1,513,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,062,000 | 1,666 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $451,000 | 3,527 |
| Total noninterest expense | $4,609,000 | 3,571 |
| Salaries and employee benefits | $2,342,000 | 3,794 |
| Premises and equipment expense | $506,000 | 4,231 |
| Additional noninterest expense | $1,761,000 | 2,876 |
| Pre-tax net operating income | $11,165,000 | 894 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,214,000 | 721 |
| Income before extraordinary items | $6,951,000 | 1,073 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,951,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $896,000 | 754 |
| Cash dividends | $1,722,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 792 |
| Net operating income | $6,951,000 | 1,060 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,014,000 | 1,565 |
| Total interest expense | $7,150,000 | 1,710 |
| Net interest income | $11,864,000 | 1,460 |
| Provision for loan and lease losses | $1,111,000 | 688 |
| Total noninterest income | $1,162,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $814,000 | 1,633 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $348,000 | 3,452 |
| Total noninterest expense | $3,428,000 | 3,595 |
| Salaries and employee benefits | $1,864,000 | 3,632 |
| Premises and equipment expense | $354,000 | 4,442 |
| Additional noninterest expense | $1,210,000 | 3,106 |
| Pre-tax net operating income | $8,487,000 | 917 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,231,000 | 745 |
| Income before extraordinary items | $5,256,000 | 1,099 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,256,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,092 |
| Cash dividends | $716,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 650 |
| Net operating income | $5,256,000 | 1,088 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,203,000 | 1,591 |
| Total interest expense | $4,394,000 | 1,758 |
| Net interest income | $7,809,000 | 1,477 |
| Provision for loan and lease losses | $646,000 | 769 |
| Total noninterest income | $773,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $535,000 | 1,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 3,411 |
| Total noninterest expense | $2,220,000 | 3,677 |
| Salaries and employee benefits | $1,239,000 | 3,652 |
| Premises and equipment expense | $221,000 | 4,633 |
| Additional noninterest expense | $760,000 | 3,259 |
| Pre-tax net operating income | $5,716,000 | 904 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,176,000 | 744 |
| Income before extraordinary items | $3,540,000 | 1,081 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,540,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 505 |
| Net operating income | $3,540,000 | 1,070 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 1,634 |
| Total interest expense | $1,975,000 | 1,843 |
| Net interest income | $3,827,000 | 1,500 |
| Provision for loan and lease losses | $445,000 | 560 |
| Total noninterest income | $400,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $260,000 | 1,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,094 |
| Total noninterest expense | $1,033,000 | 3,929 |
| Salaries and employee benefits | $617,000 | 3,679 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $304,000 | 3,853 |
| Pre-tax net operating income | $2,749,000 | 922 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,046,000 | 759 |
| Income before extraordinary items | $1,703,000 | 1,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,703,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 717 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 395 |
| Net operating income | $1,703,000 | 1,088 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,391,000 | 1,827 |
| Total interest expense | $5,189,000 | 2,126 |
| Net interest income | $13,202,000 | 1,658 |
| Provision for loan and lease losses | $619,000 | 1,589 |
| Total noninterest income | $1,533,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,173,000 | 1,495 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $360,000 | 3,959 |
| Total noninterest expense | $4,363,000 | 3,612 |
| Salaries and employee benefits | $2,178,000 | 3,874 |
| Premises and equipment expense | $502,000 | 4,164 |
| Additional noninterest expense | $1,683,000 | 2,942 |
| Pre-tax net operating income | $9,753,000 | 1,004 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,716,000 | 818 |
| Income before extraordinary items | $6,037,000 | 1,190 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,037,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,386 |
| Cash dividends | $2,422,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 726 |
| Net operating income | $6,037,000 | 1,172 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,082,000 | 1,877 |
| Total interest expense | $3,502,000 | 2,216 |
| Net interest income | $9,580,000 | 1,701 |
| Provision for loan and lease losses | $284,000 | 2,287 |
| Total noninterest income | $1,128,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $898,000 | 1,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $3,142,000 | 3,706 |
| Salaries and employee benefits | $1,530,000 | 4,029 |
| Premises and equipment expense | $353,000 | 4,346 |
| Additional noninterest expense | $1,259,000 | 2,921 |
| Pre-tax net operating income | $7,282,000 | 1,006 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,773,000 | 830 |
| Income before extraordinary items | $4,509,000 | 1,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,509,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,884 |
| Cash dividends | $2,118,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 568 |
| Net operating income | $4,509,000 | 1,171 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 1,901 |
| Total interest expense | $2,139,000 | 2,287 |
| Net interest income | $6,232,000 | 1,725 |
| Provision for loan and lease losses | $234,000 | 1,909 |
| Total noninterest income | $760,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $612,000 | 1,387 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $2,010,000 | 3,801 |
| Salaries and employee benefits | $987,000 | 4,124 |
| Premises and equipment expense | $224,000 | 4,445 |
| Additional noninterest expense | $799,000 | 3,022 |
| Pre-tax net operating income | $4,748,000 | 997 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,809,000 | 831 |
| Income before extraordinary items | $2,939,000 | 1,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,939,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,505 |
| Cash dividends | $1,540,000 | 912 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 461 |
| Net operating income | $2,939,000 | 1,176 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 1,951 |
| Total interest expense | $936,000 | 2,469 |
| Net interest income | $3,048,000 | 1,751 |
| Provision for loan and lease losses | $169,000 | 1,286 |
| Total noninterest income | $386,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $310,000 | 1,324 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $973,000 | 3,919 |
| Salaries and employee benefits | $488,000 | 4,160 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $375,000 | 3,185 |
| Pre-tax net operating income | $2,292,000 | 1,019 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $886,000 | 835 |
| Income before extraordinary items | $1,406,000 | 1,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,406,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $361,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 292 |
| Net operating income | $1,406,000 | 1,207 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,304,000 | 1,978 |
| Total interest expense | $2,557,000 | 2,994 |
| Net interest income | $11,747,000 | 1,722 |
| Provision for loan and lease losses | $950,000 | 1,095 |
| Total noninterest income | $1,694,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,355,000 | 1,313 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $339,000 | 4,038 |
| Total noninterest expense | $3,872,000 | 3,869 |
| Salaries and employee benefits | $2,017,000 | 3,969 |
| Premises and equipment expense | $464,000 | 4,316 |
| Additional noninterest expense | $1,391,000 | 3,315 |
| Pre-tax net operating income | $8,619,000 | 1,017 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,327,000 | 836 |
| Income before extraordinary items | $5,292,000 | 1,234 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,292,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,211 |
| Cash dividends | $2,548,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 702 |
| Net operating income | $5,292,000 | 1,200 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,508,000 | 1,997 |
| Total interest expense | $1,796,000 | 3,107 |
| Net interest income | $8,712,000 | 1,735 |
| Provision for loan and lease losses | $725,000 | 1,046 |
| Total noninterest income | $1,307,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,041,000 | 1,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $266,000 | 3,952 |
| Total noninterest expense | $2,896,000 | 3,821 |
| Salaries and employee benefits | $1,540,000 | 3,872 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $1,017,000 | 3,376 |
| Pre-tax net operating income | $6,398,000 | 1,029 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,469,000 | 868 |
| Income before extraordinary items | $3,929,000 | 1,257 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,929,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,025 |
| Cash dividends | $1,753,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 558 |
| Net operating income | $3,929,000 | 1,220 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 2,038 |
| Total interest expense | $1,126,000 | 3,245 |
| Net interest income | $5,681,000 | 1,757 |
| Provision for loan and lease losses | $475,000 | 1,057 |
| Total noninterest income | $888,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $709,000 | 1,245 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 3,982 |
| Total noninterest expense | $1,902,000 | 3,898 |
| Salaries and employee benefits | $1,031,000 | 3,887 |
| Premises and equipment expense | $218,000 | 4,496 |
| Additional noninterest expense | $653,000 | 3,490 |
| Pre-tax net operating income | $4,192,000 | 1,033 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,619,000 | 867 |
| Income before extraordinary items | $2,573,000 | 1,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,573,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 865 |
| Cash dividends | $1,453,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 442 |
| Net operating income | $2,573,000 | 1,220 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 2,060 |
| Total interest expense | $569,000 | 3,252 |
| Net interest income | $2,820,000 | 1,762 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $452,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $356,000 | 1,197 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $933,000 | 3,980 |
| Salaries and employee benefits | $514,000 | 3,915 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $314,000 | 3,608 |
| Pre-tax net operating income | $2,039,000 | 1,057 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $788,000 | 900 |
| Income before extraordinary items | $1,251,000 | 1,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,251,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 526 |
| Cash dividends | $591,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,251,000 | 1,230 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,731,000 | 2,074 |
| Total interest expense | $2,600,000 | 3,242 |
| Net interest income | $11,131,000 | 1,744 |
| Provision for loan and lease losses | $1,375,000 | 880 |
| Total noninterest income | $1,738,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,346,000 | 1,290 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $392,000 | 4,019 |
| Total noninterest expense | $3,743,000 | 3,894 |
| Salaries and employee benefits | $1,966,000 | 3,984 |
| Premises and equipment expense | $390,000 | 4,807 |
| Additional noninterest expense | $1,387,000 | 3,306 |
| Pre-tax net operating income | $7,751,000 | 1,087 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,992,000 | 925 |
| Income before extraordinary items | $4,759,000 | 1,341 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,759,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,237,000 | 779 |
| Cash dividends | $2,364,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 708 |
| Net operating income | $4,759,000 | 1,273 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 2,092 |
| Total interest expense | $2,012,000 | 3,272 |
| Net interest income | $8,348,000 | 1,754 |
| Provision for loan and lease losses | $1,075,000 | 839 |
| Total noninterest income | $1,261,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $969,000 | 1,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 4,087 |
| Total noninterest expense | $2,729,000 | 3,966 |
| Salaries and employee benefits | $1,417,000 | 4,112 |
| Premises and equipment expense | $267,000 | 5,106 |
| Additional noninterest expense | $1,045,000 | 3,266 |
| Pre-tax net operating income | $5,805,000 | 1,116 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,241,000 | 966 |
| Income before extraordinary items | $3,564,000 | 1,399 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,564,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $983,000 | 709 |
| Cash dividends | $2,027,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,564,000 | 1,321 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 2,106 |
| Total interest expense | $1,401,000 | 3,244 |
| Net interest income | $5,507,000 | 1,772 |
| Provision for loan and lease losses | $875,000 | 711 |
| Total noninterest income | $839,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $638,000 | 1,345 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $201,000 | 4,025 |
| Total noninterest expense | $1,821,000 | 3,957 |
| Salaries and employee benefits | $947,000 | 4,088 |
| Premises and equipment expense | $180,000 | 5,053 |
| Additional noninterest expense | $694,000 | 3,257 |
| Pre-tax net operating income | $3,650,000 | 1,173 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,410,000 | 1,038 |
| Income before extraordinary items | $2,240,000 | 1,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,240,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 649 |
| Cash dividends | $1,690,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,240,000 | 1,375 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 2,126 |
| Total interest expense | $714,000 | 3,264 |
| Net interest income | $2,745,000 | 1,773 |
| Provision for loan and lease losses | $345,000 | 829 |
| Total noninterest income | $420,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $318,000 | 1,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 3,896 |
| Total noninterest expense | $890,000 | 4,031 |
| Salaries and employee benefits | $484,000 | 4,004 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $320,000 | 3,457 |
| Pre-tax net operating income | $1,930,000 | 1,119 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $745,000 | 1,007 |
| Income before extraordinary items | $1,185,000 | 1,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,185,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 621 |
| Cash dividends | $990,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,185,000 | 1,296 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,956,000 | 2,208 |
| Total interest expense | $3,384,000 | 3,204 |
| Net interest income | $10,572,000 | 1,839 |
| Provision for loan and lease losses | $1,204,000 | 1,127 |
| Total noninterest income | $1,516,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,240,000 | 1,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 4,435 |
| Total noninterest expense | $3,842,000 | 3,671 |
| Salaries and employee benefits | $1,917,000 | 3,875 |
| Premises and equipment expense | $378,000 | 4,840 |
| Additional noninterest expense | $1,547,000 | 2,891 |
| Pre-tax net operating income | $7,042,000 | 1,202 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,717,000 | 1,015 |
| Income before extraordinary items | $4,325,000 | 1,433 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,325,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 1,117 |
| Cash dividends | $2,667,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 643 |
| Net operating income | $4,325,000 | 1,390 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,595,000 | 2,347 |
| Total interest expense | $5,810,000 | 2,750 |
| Net interest income | $8,785,000 | 2,025 |
| Provision for loan and lease losses | $781,000 | 1,531 |
| Total noninterest income | $1,471,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,279,000 | 1,160 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $192,000 | 5,021 |
| Total noninterest expense | $3,389,000 | 3,930 |
| Salaries and employee benefits | $1,843,000 | 3,843 |
| Premises and equipment expense | $363,000 | 4,913 |
| Additional noninterest expense | $1,183,000 | 3,543 |
| Pre-tax net operating income | $6,086,000 | 1,231 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,310,000 | 1,045 |
| Income before extraordinary items | $3,776,000 | 1,433 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,776,000 | 1,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 1,493 |
| Cash dividends | $2,137,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 598 |
| Net operating income | $3,776,000 | 1,377 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,568,000 | 2,569 |
| Total interest expense | $5,667,000 | 2,932 |
| Net interest income | $7,901,000 | 2,254 |
| Provision for loan and lease losses | $745,000 | 1,346 |
| Total noninterest income | $1,529,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,214,000 | 1,119 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $315,000 | 3,813 |
| Total noninterest expense | $3,358,000 | 3,854 |
| Salaries and employee benefits | $1,775,000 | 3,823 |
| Premises and equipment expense | $431,000 | 4,268 |
| Additional noninterest expense | $1,152,000 | 3,571 |
| Pre-tax net operating income | $5,327,000 | 1,389 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,022,000 | 1,141 |
| Income before extraordinary items | $3,305,000 | 1,596 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,305,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 978 |
| Cash dividends | $2,297,000 | 1,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,305,000 | 1,588 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,263,000 | 2,871 |
| Total interest expense | $4,191,000 | 3,445 |
| Net interest income | $7,072,000 | 2,494 |
| Provision for loan and lease losses | $618,000 | 1,465 |
| Total noninterest income | $1,413,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,176,000 | 1,131 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $237,000 | 4,556 |
| Total noninterest expense | $3,393,000 | 3,795 |
| Salaries and employee benefits | $1,763,000 | 3,807 |
| Premises and equipment expense | $368,000 | 4,800 |
| Additional noninterest expense | $1,262,000 | 3,284 |
| Pre-tax net operating income | $4,474,000 | 1,684 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,685,000 | 1,437 |
| Income before extraordinary items | $2,789,000 | 1,900 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,789,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,489 |
| Cash dividends | $1,513,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,789,000 | 1,871 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,866,000 | 2,969 |
| Total interest expense | $4,421,000 | 3,357 |
| Net interest income | $6,445,000 | 2,662 |
| Provision for loan and lease losses | $685,000 | 1,337 |
| Total noninterest income | $1,323,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,159,000 | 1,092 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $3,218,000 | 3,872 |
| Salaries and employee benefits | $1,736,000 | 3,767 |
| Premises and equipment expense | $376,000 | 4,640 |
| Additional noninterest expense | $1,106,000 | 3,607 |
| Pre-tax net operating income | $3,865,000 | 1,890 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,449,000 | 1,685 |
| Income before extraordinary items | $2,416,000 | 2,155 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,416,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 1,242 |
| Cash dividends | $1,180,000 | 1,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,416,000 | 2,093 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,740,000 | 3,318 |
| Total interest expense | $3,954,000 | 3,720 |
| Net interest income | $5,786,000 | 3,020 |
| Provision for loan and lease losses | $750,000 | 1,253 |
| Total noninterest income | $1,246,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,029,000 | 1,239 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $217,000 | 4,759 |
| Total noninterest expense | $2,945,000 | 4,157 |
| Salaries and employee benefits | $1,568,000 | 4,089 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $1,031,000 | 3,790 |
| Pre-tax net operating income | $3,337,000 | 2,264 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,256,000 | 1,990 |
| Income before extraordinary items | $2,081,000 | 2,496 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,081,000 | 2,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,142 |
| Cash dividends | $1,448,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,081,000 | 2,440 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 3,762 |
| Total interest expense | $3,216,000 | 4,496 |
| Net interest income | $5,396,000 | 3,283 |
| Provision for loan and lease losses | $610,000 | 1,479 |
| Total noninterest income | $1,082,000 | 2,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,007,000 | 1,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $2,970,000 | 4,341 |
| Salaries and employee benefits | $1,500,000 | 4,306 |
| Premises and equipment expense | $370,000 | 4,833 |
| Additional noninterest expense | $1,100,000 | 4,058 |
| Pre-tax net operating income | $2,898,000 | 2,442 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,089,000 | 2,174 |
| Income before extraordinary items | $1,809,000 | 2,687 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,809,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,532 |
| Cash dividends | $367,000 | 4,094 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 882 |
| Net operating income | $1,809,000 | 2,644 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 4,278 |
| Total interest expense | $2,915,000 | 4,888 |
| Net interest income | $4,567,000 | 3,852 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $1,127,000 | 2,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $896,000 | 1,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,713 |
| Total noninterest expense | $2,940,000 | 4,370 |
| Salaries and employee benefits | $1,402,000 | 4,557 |
| Premises and equipment expense | $396,000 | 4,583 |
| Additional noninterest expense | $1,142,000 | 3,914 |
| Pre-tax net operating income | $2,354,000 | 3,019 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $887,000 | 2,640 |
| Income before extraordinary items | $1,469,000 | 3,305 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,469,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,817 |
| Cash dividends | $856,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,467,720 | 3,280 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,229,000 | 5,459 |
| Total interest expense | $1,649,000 | 6,473 |
| Net interest income | $3,580,000 | 4,849 |
| Provision for loan and lease losses | $426,000 | 1,735 |
| Total noninterest income | $1,002,000 | 3,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $803,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $2,409,000 | 5,324 |
| Salaries and employee benefits | $1,090,000 | 5,679 |
| Premises and equipment expense | $314,000 | 5,513 |
| Additional noninterest expense | $1,005,000 | 4,690 |
| Pre-tax net operating income | $1,747,000 | 3,852 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $630,000 | 3,361 |
| Income before extraordinary items | $1,101,000 | 4,178 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,101,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $786,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,111,240 | 4,176 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 6,907 |
| Total interest expense | $1,112,000 | 8,627 |
| Net interest income | $2,860,000 | 5,862 |
| Provision for loan and lease losses | $785,000 | 1,541 |
| Total noninterest income | $855,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $773,000 | 1,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,992,000 | 6,356 |
| Salaries and employee benefits | $931,000 | 6,539 |
| Premises and equipment expense | $274,000 | 6,283 |
| Additional noninterest expense | $787,000 | 5,995 |
| Pre-tax net operating income | $938,000 | 6,173 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $340,000 | 5,612 |
| Income before extraordinary items | $598,000 | 6,795 |
| Extraordinary gains, net | $81,000 | 1,772 |
| Net income | $679,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,586 |
| Cash dividends | $227,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $598,000 | 6,549 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 8,455 |
| Total interest expense | $1,038,000 | 10,235 |
| Net interest income | $2,271,000 | 7,071 |
| Provision for loan and lease losses | $410,000 | 3,402 |
| Total noninterest income | $673,000 | 4,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $631,000 | 2,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,824,000 | 6,874 |
| Salaries and employee benefits | $838,000 | 7,010 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $727,000 | 6,569 |
| Pre-tax net operating income | $710,000 | 7,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $453,000 | 7,714 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $453,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 2,686 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $453,000 | 7,353 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.