Home > Tallahassee State Bank > Net charge- offs to loans

Tallahassee State Bank, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans10.7218%44
Percentage Net Loans Charged-off: Total real estate loans12.1269%31
Percentage Net Loans Charged-off:Construction & development33.7350%78
Percentage Net Loans Charged-off: Commercial real estate0.2287%1,400
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential9.2365%57
Percentage Net Loans Charged-off: Home equity loans3.6099%230
All other 1-4 family - Percent of loans charged-off, net11.4776%44
Percentage Net Loans Charged-off: Commercial and industrial0.5565%1,936
Percentage Net Loans Charged-off: Loans to individuals-2.9633%7,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans10.1067%37
Percentage Net Loans Charged-off: Total real estate loans10.6364%35
Percentage Net Loans Charged-off:Construction & development21.9220%168
Percentage Net Loans Charged-off: Commercial real estate3.1640%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential8.4993%58
Percentage Net Loans Charged-off: Home equity loans3.2618%304
All other 1-4 family - Percent of loans charged-off, net10.5548%51
Percentage Net Loans Charged-off: Commercial and industrial7.0069%461
Percentage Net Loans Charged-off: Loans to individuals5.8117%321
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.6865%120
Percentage Net Loans Charged-off: Total real estate loans7.3427%85
Percentage Net Loans Charged-off:Construction & development14.3385%297
Percentage Net Loans Charged-off: Commercial real estate3.4861%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential3.6844%248
Percentage Net Loans Charged-off: Home equity loans1.0308%697
All other 1-4 family - Percent of loans charged-off, net4.7227%194
Percentage Net Loans Charged-off: Commercial and industrial2.6923%1,195
Percentage Net Loans Charged-off: Loans to individuals2.3350%1,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.7688%264
Percentage Net Loans Charged-off: Total real estate loans5.1452%192
Percentage Net Loans Charged-off:Construction & development11.6850%364
Percentage Net Loans Charged-off: Commercial real estate1.1483%603
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential2.1775%452
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net3.0330%301
Percentage Net Loans Charged-off: Commercial and industrial2.8355%1,002
Percentage Net Loans Charged-off: Loans to individuals0.7997%2,713
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6463%508
Percentage Net Loans Charged-off: Total real estate loans3.0199%353
Percentage Net Loans Charged-off:Construction & development7.1786%413
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential2.2454%353
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net3.1253%242
Percentage Net Loans Charged-off: Commercial and industrial0.0216%2,752
Percentage Net Loans Charged-off: Loans to individuals1.6500%1,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4043%2,791
Percentage Net Loans Charged-off: Total real estate loans0.4008%1,951
Percentage Net Loans Charged-off:Construction & development0.7989%1,728
Percentage Net Loans Charged-off: Commercial real estate0.0151%2,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3265%1,671
Percentage Net Loans Charged-off: Home equity loans0.6327%613
All other 1-4 family - Percent of loans charged-off, net0.2023%2,044
Percentage Net Loans Charged-off: Commercial and industrial0.4819%2,754
Percentage Net Loans Charged-off: Loans to individuals0.1831%5,107
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3412%2,333
Percentage Net Loans Charged-off: Total real estate loans0.3212%1,605
Percentage Net Loans Charged-off:Construction & development0.5618%1,375
Percentage Net Loans Charged-off: Commercial real estate0.0268%1,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.3898%1,107
Percentage Net Loans Charged-off: Home equity loans0.8421%392
All other 1-4 family - Percent of loans charged-off, net0.2038%1,573
Percentage Net Loans Charged-off: Commercial and industrial0.5332%1,964
Percentage Net Loans Charged-off: Loans to individuals0.3013%3,998
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4034%1,673
Percentage Net Loans Charged-off: Total real estate loans0.4617%979
Percentage Net Loans Charged-off:Construction & development0.8197%843
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.5784%670
Percentage Net Loans Charged-off: Home equity loans1.2533%256
All other 1-4 family - Percent of loans charged-off, net0.3021%1,041
Percentage Net Loans Charged-off: Commercial and industrial-0.0577%7,203
Percentage Net Loans Charged-off: Loans to individuals0.2058%4,004
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%2,525
Percentage Net Loans Charged-off: Total real estate loans0.1897%1,278
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential1.1291%274
Percentage Net Loans Charged-off: Home equity loans2.4764%120
All other 1-4 family - Percent of loans charged-off, net0.5922%479
Percentage Net Loans Charged-off: Commercial and industrial-0.1358%7,453
Percentage Net Loans Charged-off: Loans to individuals-0.3310%7,643
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0872%4,180
Percentage Net Loans Charged-off: Total real estate loans0.0782%2,407
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.2666%696
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0504%8,087
Percentage Net Loans Charged-off: Home equity loans-0.1411%6,059
All other 1-4 family - Percent of loans charged-off, net-0.0120%7,849
Percentage Net Loans Charged-off: Commercial and industrial0.2478%2,568
Percentage Net Loans Charged-off: Loans to individuals-0.6433%8,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1254%2,794
Percentage Net Loans Charged-off: Total real estate loans0.1069%1,424
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.3624%365
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0538%8,080
Percentage Net Loans Charged-off: Home equity loans-0.1512%6,060
All other 1-4 family - Percent of loans charged-off, net-0.0121%7,775
Percentage Net Loans Charged-off: Commercial and industrial0.3321%1,820
Percentage Net Loans Charged-off: Loans to individuals-0.4143%8,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0325%7,726
Percentage Net Loans Charged-off: Total real estate loans-0.0150%7,838
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0948%8,170
Percentage Net Loans Charged-off: Home equity loans-0.2838%6,061
All other 1-4 family - Percent of loans charged-off, net-0.0124%7,801
Percentage Net Loans Charged-off: Commercial and industrial-0.0413%7,074
Percentage Net Loans Charged-off: Loans to individuals-1.0341%8,262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0253%7,394
Percentage Net Loans Charged-off: Total real estate loans-0.0290%8,028
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.1811%8,297
Percentage Net Loans Charged-off: Home equity loans-0.5630%6,060
All other 1-4 family - Percent of loans charged-off, net-0.0124%7,800
Percentage Net Loans Charged-off: Commercial and industrial0.0542%1,666
Percentage Net Loans Charged-off: Loans to individuals-0.4114%7,818
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2892%1,396
Percentage Net Loans Charged-off: Total real estate loans0.0750%1,597
Percentage Net Loans Charged-off:Construction & development0.1060%472
Percentage Net Loans Charged-off: Commercial real estate0.3108%432
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.4327%8,460
Percentage Net Loans Charged-off: Home equity loans0.1586%367
All other 1-4 family - Percent of loans charged-off, net-0.6878%8,457
Percentage Net Loans Charged-off: Commercial and industrial2.2432%430
Percentage Net Loans Charged-off: Loans to individuals-0.5763%8,280
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1419%2,134
Percentage Net Loans Charged-off: Total real estate loans0.0922%1,136
Percentage Net Loans Charged-off:Construction & development0.1424%301
Percentage Net Loans Charged-off: Commercial real estate0.4294%280
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.6524%8,529
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.9271%8,517
Percentage Net Loans Charged-off: Commercial and industrial0.6773%1,062
Percentage Net Loans Charged-off: Loans to individuals-0.5808%8,252
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0133%4,622
Percentage Net Loans Charged-off: Total real estate loans0.0023%2,371
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.6472%181
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-1.1291%8,573
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-1.5970%8,561
Percentage Net Loans Charged-off: Commercial and industrial0.2574%1,567
Percentage Net Loans Charged-off: Loans to individuals-0.8786%8,344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2124%1,249
Percentage Net Loans Charged-off: Total real estate loans0.2441%366
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate1.3539%63
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.8368%8,575
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-1.1846%8,564
Percentage Net Loans Charged-off: Commercial and industrial0.0627%1,501
Percentage Net Loans Charged-off: Loans to individuals-0.3489%7,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0720%4,262
Percentage Net Loans Charged-off: Total real estate loans0.0339%2,317
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.1370%677
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0504%8,358
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0694%8,368
Percentage Net Loans Charged-off: Commercial and industrial0.2263%2,674
Percentage Net Loans Charged-off: Loans to individuals0.4531%3,787
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0411%4,478
Percentage Net Loans Charged-off: Total real estate loans-0.0183%8,034
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0600%8,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0037%2,554
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0051%2,343
Percentage Net Loans Charged-off: Commercial and industrial0.3497%1,861
Percentage Net Loans Charged-off: Loans to individuals0.3105%3,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0485%3,921
Percentage Net Loans Charged-off: Total real estate loans-0.0473%8,275
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.1495%8,386
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0056%2,070
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0075%1,881
Percentage Net Loans Charged-off: Commercial and industrial0.5093%1,373
Percentage Net Loans Charged-off: Loans to individuals0.6792%2,259
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0297%7,541
Percentage Net Loans Charged-off: Total real estate loans0.0080%1,658
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0452%1,171
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0593%1,010
Percentage Net Loans Charged-off: Commercial and industrial-0.0491%7,165
Percentage Net Loans Charged-off: Loans to individuals-0.8915%8,414
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2660%2,157
Percentage Net Loans Charged-off: Total real estate loans0.1977%947
Percentage Net Loans Charged-off:Construction & development0.0865%516
Percentage Net Loans Charged-off: Commercial real estate0.4610%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0632%8,506
Percentage Net Loans Charged-off: Home equity loans-0.8862%6,109
All other 1-4 family - Percent of loans charged-off, net0.1174%1,426
Percentage Net Loans Charged-off: Commercial and industrial0.4939%2,141
Percentage Net Loans Charged-off: Loans to individuals0.7279%2,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2971%1,665
Percentage Net Loans Charged-off: Total real estate loans0.1951%811
Percentage Net Loans Charged-off:Construction & development0.1261%371
Percentage Net Loans Charged-off: Commercial real estate0.5128%326
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.2775%8,743
Percentage Net Loans Charged-off: Home equity loans-1.3010%6,082
All other 1-4 family - Percent of loans charged-off, net-0.0734%8,518
Percentage Net Loans Charged-off: Commercial and industrial0.6121%1,569
Percentage Net Loans Charged-off: Loans to individuals0.9828%1,916
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3850%1,227
Percentage Net Loans Charged-off: Total real estate loans0.2359%658
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.5433%288
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0132%2,047
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0156%1,890
Percentage Net Loans Charged-off: Commercial and industrial0.7356%1,303
Percentage Net Loans Charged-off: Loans to individuals1.6667%960
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7539%601
Percentage Net Loans Charged-off: Total real estate loans0.6695%216
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate1.5451%98
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0396%8,462
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0468%8,490
Percentage Net Loans Charged-off: Commercial and industrial1.0503%799
Percentage Net Loans Charged-off: Loans to individuals1.0475%1,726
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6594%1,040
Percentage Net Loans Charged-off: Total real estate loans0.3229%658
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1631%910
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential1.2057%129
Percentage Net Loans Charged-off: Home equity loans1.2370%81
All other 1-4 family - Percent of loans charged-off, net1.2000%143
Percentage Net Loans Charged-off: Commercial and industrial1.3113%1,373
Percentage Net Loans Charged-off: Loans to individuals2.7093%497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7090%818
Percentage Net Loans Charged-off: Total real estate loans0.2480%757
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0730%955
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential1.0406%150
Percentage Net Loans Charged-off: Home equity loans1.6801%48
All other 1-4 family - Percent of loans charged-off, net0.9260%189
Percentage Net Loans Charged-off: Commercial and industrial1.6660%920
Percentage Net Loans Charged-off: Loans to individuals3.0773%383
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8058%724
Percentage Net Loans Charged-off: Total real estate loans0.2938%611
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential1.4298%99
Percentage Net Loans Charged-off: Home equity loans2.5126%32
All other 1-4 family - Percent of loans charged-off, net1.2305%128
Percentage Net Loans Charged-off: Commercial and industrial1.7475%855
Percentage Net Loans Charged-off: Loans to individuals3.5138%333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7927%650
Percentage Net Loans Charged-off: Total real estate loans0.3010%526
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential1.4820%93
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net1.7647%87
Percentage Net Loans Charged-off: Commercial and industrial1.7721%655
Percentage Net Loans Charged-off: Loans to individuals2.8688%528
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5028%1,655
Percentage Net Loans Charged-off: Total real estate loans0.1351%1,517
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1137%1,045
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.3487%629
Percentage Net Loans Charged-off: Home equity loans0.3775%196
All other 1-4 family - Percent of loans charged-off, net0.3429%656
Percentage Net Loans Charged-off: Commercial and industrial1.3078%1,551
Percentage Net Loans Charged-off: Loans to individuals1.5018%1,377
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3526%2,307
Percentage Net Loans Charged-off: Total real estate loans-0.0161%8,733
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0686%9,120
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0819%9,149
Percentage Net Loans Charged-off: Commercial and industrial0.9903%1,822
Percentage Net Loans Charged-off: Loans to individuals1.3076%1,568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5283%1,224
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3515%1,988
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5089%1,436
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7070%973
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5887%1,464
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2512%3,282
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3016%2,989
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4164%792
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3788%1,355
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA