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Talladega Federal Savings and Loan Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 9,198 |
| Total interest expense | $1,298,000 | 7,557 |
| Net interest income | $1,035,000 | 10,281 |
| Provision for loan and lease losses | $-130,000 | 12,233 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $192,000 | 5,402 |
| Total noninterest expense | $1,132,000 | 8,868 |
| Salaries and employee benefits | $573,000 | 8,800 |
| Premises and equipment expense | $175,000 | 7,968 |
| Additional noninterest expense | $384,000 | 8,991 |
| Pre-tax net operating income | $225,000 | 10,702 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $150,000 | 10,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $150,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $19,000 | 8,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,000 | 10,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 8,998 |
| Total interest expense | $1,442,000 | 7,401 |
| Net interest income | $1,160,000 | 10,196 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $257,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $257,000 | 4,935 |
| Total noninterest expense | $1,043,000 | 9,549 |
| Salaries and employee benefits | $447,000 | 10,187 |
| Premises and equipment expense | $149,000 | 8,943 |
| Additional noninterest expense | $447,000 | 8,754 |
| Pre-tax net operating income | $294,000 | 10,290 |
| Securities gains (losses) | $-59,000 | 13,112 |
| Applicable income taxes | $164,000 | 8,333 |
| Income before extraordinary items | $71,000 | 12,094 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $71,000 | 12,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $108,760 | 11,515 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 8,878 |
| Total interest expense | $2,088,000 | 6,898 |
| Net interest income | $971,000 | 11,207 |
| Provision for loan and lease losses | $91,000 | 7,521 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $209,000 | 5,520 |
| Total noninterest expense | $1,031,000 | 9,845 |
| Salaries and employee benefits | $392,000 | 10,964 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $487,000 | 8,581 |
| Pre-tax net operating income | $58,000 | 12,366 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $58,000 | 12,480 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $58,000 | 12,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $58,000 | 12,204 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.