Home > Talbots Classics National Bank > Income and Expense
Talbots Classics National Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,000 | 7,239 |
| Total interest expense | $4,000 | 7,215 |
| Net interest income | $10,000 | 7,239 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $2,185,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $0 | 7,045 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,185,000 | 863 |
| Total noninterest expense | $2,252,000 | 3,789 |
| Salaries and employee benefits | $304,000 | 6,555 |
| Premises and equipment expense | $90,000 | 5,976 |
| Additional noninterest expense | $1,858,000 | 1,793 |
| Pre-tax net operating income | $-57,000 | 6,459 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-52,000 | 6,947 |
| Income before extraordinary items | $-5,000 | 6,464 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,000 | 6,464 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,000 | 6,464 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-5,000 | 6,333 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $13,000 | 7,299 |
| Total interest expense | $1,000 | 7,281 |
| Net interest income | $12,000 | 7,298 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,017,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $0 | 7,087 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,017,000 | 890 |
| Total noninterest expense | $1,119,000 | 3,822 |
| Salaries and employee benefits | $154,000 | 6,596 |
| Premises and equipment expense | $45,000 | 6,015 |
| Additional noninterest expense | $920,000 | 1,805 |
| Pre-tax net operating income | $-90,000 | 6,714 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-89,000 | 7,151 |
| Income before extraordinary items | $-1,000 | 6,533 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,000 | 6,533 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,000 | 6,533 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,000 | 6,421 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $-17,000 | 7,357 |
| Total interest expense | $0 | 7,346 |
| Net interest income | $-17,000 | 7,356 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $4,506,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,506,000 | 769 |
| Total noninterest expense | $4,372,000 | 3,877 |
| Salaries and employee benefits | $696,000 | 6,483 |
| Premises and equipment expense | $172,000 | 6,241 |
| Additional noninterest expense | $3,504,000 | 1,920 |
| Pre-tax net operating income | $117,000 | 5,712 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $81,000 | 5,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $81,000 | 5,938 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $81,000 | 5,938 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $81,000 | 5,820 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $-14,000 | 7,437 |
| Total interest expense | $0 | 7,423 |
| Net interest income | $-14,000 | 7,435 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $3,188,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,188,000 | 799 |
| Total noninterest expense | $3,159,000 | 3,977 |
| Salaries and employee benefits | $542,000 | 6,451 |
| Premises and equipment expense | $119,000 | 6,382 |
| Additional noninterest expense | $2,498,000 | 2,024 |
| Pre-tax net operating income | $15,000 | 6,091 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $52,000 | 3,605 |
| Income before extraordinary items | $-37,000 | 6,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,000 | 6,331 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-37,000 | 6,331 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $1,500,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-37,000 | 6,218 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $-11,000 | 7,513 |
| Total interest expense | $0 | 7,493 |
| Net interest income | $-11,000 | 7,510 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $2,231,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,231,000 | 773 |
| Total noninterest expense | $2,034,000 | 4,117 |
| Salaries and employee benefits | $380,000 | 6,420 |
| Premises and equipment expense | $64,000 | 6,690 |
| Additional noninterest expense | $1,590,000 | 2,127 |
| Pre-tax net operating income | $186,000 | 5,194 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $108,000 | 2,808 |
| Income before extraordinary items | $78,000 | 5,835 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,834 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $78,000 | 5,835 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $78,000 | 5,754 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $-10,000 | 7,574 |
| Total interest expense | $0 | 7,555 |
| Net interest income | $-10,000 | 7,570 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $1,033,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,033,000 | 807 |
| Total noninterest expense | $1,015,000 | 4,143 |
| Salaries and employee benefits | $201,000 | 6,382 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $789,000 | 2,133 |
| Pre-tax net operating income | $8,000 | 6,237 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-61,000 | 7,221 |
| Income before extraordinary items | $69,000 | 5,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $69,000 | 5,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $69,000 | 5,381 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,000 | 7,654 |
| Total interest expense | $0 | 7,641 |
| Net interest income | $6,000 | 7,646 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $5,141,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,141,000 | 725 |
| Total noninterest expense | $4,426,000 | 3,940 |
| Salaries and employee benefits | $707,000 | 6,659 |
| Premises and equipment expense | $130,000 | 6,797 |
| Additional noninterest expense | $3,589,000 | 1,974 |
| Pre-tax net operating income | $721,000 | 3,876 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $286,000 | 2,408 |
| Income before extraordinary items | $435,000 | 4,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $435,000 | 4,514 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $435,000 | 4,514 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $435,000 | 4,365 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,000 | 7,756 |
| Total interest expense | $0 | 7,745 |
| Net interest income | $8,000 | 7,749 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $3,728,000 | 1,070 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $3,728,000 | 704 |
| Total noninterest expense | $3,012,000 | 4,221 |
| Salaries and employee benefits | $532,000 | 6,710 |
| Premises and equipment expense | $94,000 | 6,923 |
| Additional noninterest expense | $2,386,000 | 2,154 |
| Pre-tax net operating income | $724,000 | 3,644 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $279,000 | 2,214 |
| Income before extraordinary items | $445,000 | 4,320 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $445,000 | 4,321 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $445,000 | 4,321 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $445,000 | 4,154 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,000 | 7,825 |
| Total interest expense | $0 | 7,814 |
| Net interest income | $8,000 | 7,818 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $2,593,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,593,000 | 661 |
| Total noninterest expense | $1,995,000 | 4,241 |
| Salaries and employee benefits | $357,000 | 6,741 |
| Premises and equipment expense | $66,000 | 6,904 |
| Additional noninterest expense | $1,572,000 | 2,164 |
| Pre-tax net operating income | $606,000 | 3,288 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $227,000 | 2,011 |
| Income before extraordinary items | $379,000 | 3,873 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $379,000 | 3,871 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $379,000 | 3,872 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $379,000 | 3,759 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,000 | 7,928 |
| Total interest expense | $0 | 7,914 |
| Net interest income | $5,000 | 7,920 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $1,205,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,205,000 | 688 |
| Total noninterest expense | $1,004,000 | 4,269 |
| Salaries and employee benefits | $178,000 | 6,836 |
| Premises and equipment expense | $34,000 | 6,958 |
| Additional noninterest expense | $792,000 | 2,140 |
| Pre-tax net operating income | $206,000 | 3,999 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $36,000 | 3,040 |
| Income before extraordinary items | $170,000 | 4,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $170,000 | 4,168 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $170,000 | 4,166 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $170,000 | 4,069 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,000 | 8,007 |
| Total interest expense | $37,000 | 7,958 |
| Net interest income | $-21,000 | 8,006 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $5,476,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,476,000 | 663 |
| Total noninterest expense | $4,697,000 | 3,878 |
| Salaries and employee benefits | $714,000 | 6,939 |
| Premises and equipment expense | $138,000 | 7,047 |
| Additional noninterest expense | $3,845,000 | 1,912 |
| Pre-tax net operating income | $758,000 | 3,432 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $266,000 | 2,142 |
| Income before extraordinary items | $492,000 | 3,897 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $492,000 | 3,896 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $492,000 | 3,896 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $492,000 | 3,830 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,000 | 8,096 |
| Total interest expense | $0 | 8,084 |
| Net interest income | $5,000 | 8,088 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $3,921,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,921,000 | 701 |
| Total noninterest expense | $3,583,000 | 3,833 |
| Salaries and employee benefits | $561,000 | 6,856 |
| Premises and equipment expense | $102,000 | 7,110 |
| Additional noninterest expense | $2,920,000 | 1,829 |
| Pre-tax net operating income | $343,000 | 4,382 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $144,000 | 2,599 |
| Income before extraordinary items | $199,000 | 4,861 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $199,000 | 4,860 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $199,000 | 4,861 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $199,000 | 4,795 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000 | 8,192 |
| Total interest expense | $0 | 8,178 |
| Net interest income | $2,000 | 8,179 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $2,648,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,648,000 | 701 |
| Total noninterest expense | $2,486,000 | 3,741 |
| Salaries and employee benefits | $390,000 | 6,870 |
| Premises and equipment expense | $72,000 | 7,096 |
| Additional noninterest expense | $2,024,000 | 1,799 |
| Pre-tax net operating income | $164,000 | 4,865 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $135,000 | 2,366 |
| Income before extraordinary items | $29,000 | 5,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 5,716 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $29,000 | 5,716 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $29,000 | 5,631 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,000 | 8,240 |
| Total interest expense | $0 | 8,229 |
| Net interest income | $5,000 | 8,225 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $1,147,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,147,000 | 758 |
| Total noninterest expense | $1,277,000 | 3,584 |
| Salaries and employee benefits | $192,000 | 6,923 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $1,050,000 | 1,538 |
| Pre-tax net operating income | $-125,000 | 6,724 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $206,000 | 1,424 |
| Income before extraordinary items | $-331,000 | 7,251 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-331,000 | 7,252 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-331,000 | 7,252 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-331,000 | 7,204 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 8,269 |
| Total interest expense | $81,000 | 8,208 |
| Net interest income | $74,000 | 8,278 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $6,871,000 | 817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,871,000 | 511 |
| Total noninterest expense | $6,211,000 | 2,978 |
| Salaries and employee benefits | $745,000 | 7,045 |
| Premises and equipment expense | $148,000 | 7,161 |
| Additional noninterest expense | $5,318,000 | 1,204 |
| Pre-tax net operating income | $734,000 | 4,320 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $359,000 | 2,200 |
| Income before extraordinary items | $375,000 | 4,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $375,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $375,000 | 5,000 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $158,000 | 8,345 |
| Total interest expense | $77,000 | 8,276 |
| Net interest income | $81,000 | 8,353 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $5,228,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,228,000 | 541 |
| Total noninterest expense | $4,779,000 | 2,885 |
| Salaries and employee benefits | $562,000 | 7,037 |
| Premises and equipment expense | $113,000 | 7,197 |
| Additional noninterest expense | $4,104,000 | 1,123 |
| Pre-tax net operating income | $530,000 | 4,844 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $198,000 | 2,922 |
| Income before extraordinary items | $332,000 | 5,074 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $332,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $332,000 | 5,237 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $116,000 | 8,406 |
| Total interest expense | $59,000 | 8,331 |
| Net interest income | $57,000 | 8,417 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $3,677,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,677,000 | 532 |
| Total noninterest expense | $3,080,000 | 2,982 |
| Salaries and employee benefits | $369,000 | 7,122 |
| Premises and equipment expense | $74,000 | 7,276 |
| Additional noninterest expense | $2,637,000 | 1,130 |
| Pre-tax net operating income | $654,000 | 3,828 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $257,000 | 2,387 |
| Income before extraordinary items | $397,000 | 4,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $397,000 | 4,429 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 8,453 |
| Total interest expense | $40,000 | 8,343 |
| Net interest income | $26,000 | 8,472 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,626,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,626,000 | 591 |
| Total noninterest expense | $1,379,000 | 3,301 |
| Salaries and employee benefits | $189,000 | 7,104 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $1,154,000 | 1,245 |
| Pre-tax net operating income | $273,000 | 4,363 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $169,000 | 2,181 |
| Income before extraordinary items | $104,000 | 5,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $104,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $104,000 | 5,698 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 8,391 |
| Total interest expense | $295,000 | 8,213 |
| Net interest income | $230,000 | 8,450 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $7,540,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,540,000 | 494 |
| Total noninterest expense | $5,933,000 | 2,993 |
| Salaries and employee benefits | $749,000 | 7,125 |
| Premises and equipment expense | $174,000 | 7,002 |
| Additional noninterest expense | $5,010,000 | 1,123 |
| Pre-tax net operating income | $1,837,000 | 3,510 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $865,000 | 2,043 |
| Income before extraordinary items | $972,000 | 4,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $972,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,350,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $972,000 | 4,374 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,430 |
| Total interest expense | $229,000 | 8,255 |
| Net interest income | $182,000 | 8,475 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $5,329,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,329,000 | 525 |
| Total noninterest expense | $4,311,000 | 3,054 |
| Salaries and employee benefits | $561,000 | 7,098 |
| Premises and equipment expense | $135,000 | 6,930 |
| Additional noninterest expense | $3,615,000 | 1,146 |
| Pre-tax net operating income | $1,200,000 | 3,944 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $558,000 | 2,395 |
| Income before extraordinary items | $642,000 | 4,879 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $642,000 | 4,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $642,000 | 4,867 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,492 |
| Total interest expense | $151,000 | 8,320 |
| Net interest income | $125,000 | 8,541 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,807,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,807,000 | 523 |
| Total noninterest expense | $2,912,000 | 3,041 |
| Salaries and employee benefits | $378,000 | 7,120 |
| Premises and equipment expense | $97,000 | 6,826 |
| Additional noninterest expense | $2,437,000 | 1,148 |
| Pre-tax net operating income | $1,020,000 | 3,492 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $404,000 | 2,367 |
| Income before extraordinary items | $616,000 | 4,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $616,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $616,000 | 4,100 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 8,535 |
| Total interest expense | $75,000 | 8,365 |
| Net interest income | $72,000 | 8,580 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,806,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,806,000 | 538 |
| Total noninterest expense | $1,500,000 | 2,983 |
| Salaries and employee benefits | $194,000 | 7,113 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $1,259,000 | 1,079 |
| Pre-tax net operating income | $378,000 | 4,127 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $189,000 | 2,475 |
| Income before extraordinary items | $189,000 | 5,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $189,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $189,000 | 5,178 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 8,557 |
| Total interest expense | $274,000 | 8,326 |
| Net interest income | $195,000 | 8,609 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $7,389,000 | 795 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,389,000 | 506 |
| Total noninterest expense | $5,620,000 | 3,030 |
| Salaries and employee benefits | $716,000 | 7,219 |
| Premises and equipment expense | $207,000 | 6,656 |
| Additional noninterest expense | $4,697,000 | 1,142 |
| Pre-tax net operating income | $1,964,000 | 3,686 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $708,000 | 2,657 |
| Income before extraordinary items | $1,256,000 | 4,184 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,256,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,256,000 | 4,152 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $318,000 | 8,632 |
| Total interest expense | $200,000 | 8,391 |
| Net interest income | $118,000 | 8,694 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $4,996,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,996,000 | 558 |
| Total noninterest expense | $4,162,000 | 3,064 |
| Salaries and employee benefits | $535,000 | 7,223 |
| Premises and equipment expense | $154,000 | 6,694 |
| Additional noninterest expense | $3,473,000 | 1,166 |
| Pre-tax net operating income | $952,000 | 4,820 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $454,000 | 2,993 |
| Income before extraordinary items | $498,000 | 5,773 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $498,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $498,000 | 5,772 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $191,000 | 8,695 |
| Total interest expense | $126,000 | 8,432 |
| Net interest income | $65,000 | 8,742 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,564,000 | 823 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,564,000 | 534 |
| Total noninterest expense | $2,774,000 | 3,075 |
| Salaries and employee benefits | $358,000 | 7,248 |
| Premises and equipment expense | $103,000 | 6,692 |
| Additional noninterest expense | $2,313,000 | 1,172 |
| Pre-tax net operating income | $855,000 | 4,171 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $295,000 | 3,073 |
| Income before extraordinary items | $560,000 | 4,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $560,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $560,000 | 4,596 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $80,000 | 8,736 |
| Total interest expense | $59,000 | 8,470 |
| Net interest income | $21,000 | 8,774 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,644,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,644,000 | 563 |
| Total noninterest expense | $1,364,000 | 3,129 |
| Salaries and employee benefits | $179,000 | 7,271 |
| Premises and equipment expense | $48,000 | 6,838 |
| Additional noninterest expense | $1,137,000 | 1,174 |
| Pre-tax net operating income | $301,000 | 4,961 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $94,000 | 3,673 |
| Income before extraordinary items | $207,000 | 5,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $207,000 | 5,281 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 8,739 |
| Total interest expense | $156,000 | 8,528 |
| Net interest income | $87,000 | 8,790 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $7,156,000 | 812 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,156,000 | 530 |
| Total noninterest expense | $5,427,000 | 3,016 |
| Salaries and employee benefits | $700,000 | 7,269 |
| Premises and equipment expense | $233,000 | 6,388 |
| Additional noninterest expense | $4,494,000 | 1,133 |
| Pre-tax net operating income | $1,816,000 | 3,933 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $654,000 | 2,935 |
| Income before extraordinary items | $1,162,000 | 4,430 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,162,000 | 4,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,162,000 | 4,387 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $170,000 | 8,782 |
| Total interest expense | $105,000 | 8,589 |
| Net interest income | $65,000 | 8,820 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $5,112,000 | 846 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,112,000 | 555 |
| Total noninterest expense | $4,013,000 | 3,018 |
| Salaries and employee benefits | $526,000 | 7,246 |
| Premises and equipment expense | $181,000 | 6,273 |
| Additional noninterest expense | $3,306,000 | 1,143 |
| Pre-tax net operating income | $1,164,000 | 4,383 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $435,000 | 3,186 |
| Income before extraordinary items | $729,000 | 4,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $729,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $729,000 | 4,936 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $105,000 | 8,807 |
| Total interest expense | $63,000 | 8,627 |
| Net interest income | $42,000 | 8,841 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $3,467,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,467,000 | 539 |
| Total noninterest expense | $2,708,000 | 2,970 |
| Salaries and employee benefits | $349,000 | 7,261 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $2,235,000 | 1,110 |
| Pre-tax net operating income | $801,000 | 4,283 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $280,000 | 3,221 |
| Income before extraordinary items | $521,000 | 4,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $521,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $521,000 | 4,739 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $48,000 | 8,887 |
| Total interest expense | $28,000 | 8,720 |
| Net interest income | $20,000 | 8,906 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,611,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,611,000 | 554 |
| Total noninterest expense | $1,272,000 | 3,152 |
| Salaries and employee benefits | $178,000 | 7,274 |
| Premises and equipment expense | $57,000 | 6,461 |
| Additional noninterest expense | $1,037,000 | 1,194 |
| Pre-tax net operating income | $359,000 | 4,537 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $185,000 | 2,740 |
| Income before extraordinary items | $174,000 | 5,752 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $174,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $174,000 | 5,715 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $107,000 | 8,918 |
| Total interest expense | $44,000 | 8,845 |
| Net interest income | $63,000 | 8,926 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $6,620,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,620,000 | 541 |
| Total noninterest expense | $5,129,000 | 3,036 |
| Salaries and employee benefits | $703,000 | 7,266 |
| Premises and equipment expense | $227,000 | 6,430 |
| Additional noninterest expense | $4,199,000 | 1,173 |
| Pre-tax net operating income | $1,554,000 | 4,157 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $559,000 | 3,151 |
| Income before extraordinary items | $995,000 | 4,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $995,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $995,000 | 4,643 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $67,000 | 8,976 |
| Total interest expense | $24,000 | 8,917 |
| Net interest income | $43,000 | 8,980 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,836,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,836,000 | 556 |
| Total noninterest expense | $3,830,000 | 3,018 |
| Salaries and employee benefits | $523,000 | 7,241 |
| Premises and equipment expense | $171,000 | 6,414 |
| Additional noninterest expense | $3,136,000 | 1,167 |
| Pre-tax net operating income | $1,049,000 | 4,485 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $377,000 | 3,410 |
| Income before extraordinary items | $672,000 | 5,061 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $672,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $672,000 | 4,971 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $39,000 | 9,040 |
| Total interest expense | $14,000 | 8,983 |
| Net interest income | $25,000 | 9,041 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,267,000 | 848 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,267,000 | 557 |
| Total noninterest expense | $2,516,000 | 3,070 |
| Salaries and employee benefits | $349,000 | 7,303 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $2,052,000 | 1,182 |
| Pre-tax net operating income | $776,000 | 4,193 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $279,000 | 3,199 |
| Income before extraordinary items | $497,000 | 4,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $497,000 | 4,663 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $19,000 | 9,087 |
| Total interest expense | $7,000 | 9,025 |
| Net interest income | $12,000 | 9,082 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,517,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,517,000 | 585 |
| Total noninterest expense | $1,245,000 | 3,107 |
| Salaries and employee benefits | $174,000 | 7,354 |
| Premises and equipment expense | $60,000 | 6,320 |
| Additional noninterest expense | $1,011,000 | 1,191 |
| Pre-tax net operating income | $284,000 | 4,940 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $102,000 | 3,757 |
| Income before extraordinary items | $182,000 | 5,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 5,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $182,000 | 5,449 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $82,000 | 9,117 |
| Total interest expense | $33,000 | 9,066 |
| Net interest income | $49,000 | 9,126 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $5,915,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,915,000 | 670 |
| Total noninterest expense | $4,063,000 | 3,669 |
| Salaries and employee benefits | $607,000 | 7,663 |
| Premises and equipment expense | $227,000 | 6,464 |
| Additional noninterest expense | $3,229,000 | 1,530 |
| Pre-tax net operating income | $1,901,000 | 3,505 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $684,000 | 2,841 |
| Income before extraordinary items | $1,217,000 | 4,106 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,217,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,217,000 | 3,930 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $65,000 | 9,187 |
| Total interest expense | $24,000 | 9,137 |
| Net interest income | $41,000 | 9,190 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $4,418,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,418,000 | 697 |
| Total noninterest expense | $2,998,000 | 3,709 |
| Salaries and employee benefits | $458,000 | 7,622 |
| Premises and equipment expense | $162,000 | 6,596 |
| Additional noninterest expense | $2,378,000 | 1,552 |
| Pre-tax net operating income | $1,461,000 | 3,569 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $532,000 | 2,922 |
| Income before extraordinary items | $929,000 | 4,192 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $929,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $929,000 | 4,017 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $42,000 | 9,230 |
| Total interest expense | $17,000 | 9,183 |
| Net interest income | $25,000 | 9,231 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $3,112,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,112,000 | 662 |
| Total noninterest expense | $2,139,000 | 3,483 |
| Salaries and employee benefits | $307,000 | 7,637 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $1,720,000 | 1,439 |
| Pre-tax net operating income | $998,000 | 3,536 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $368,000 | 2,863 |
| Income before extraordinary items | $630,000 | 4,151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $630,000 | 4,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $630,000 | 3,958 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $23,000 | 9,275 |
| Total interest expense | $8,000 | 9,231 |
| Net interest income | $15,000 | 9,275 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,529,000 | 954 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,529,000 | 653 |
| Total noninterest expense | $1,161,000 | 3,253 |
| Salaries and employee benefits | $148,000 | 7,751 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $956,000 | 1,278 |
| Pre-tax net operating income | $383,000 | 4,142 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $137,000 | 3,381 |
| Income before extraordinary items | $246,000 | 4,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $246,000 | 4,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $114,000 | 9,301 |
| Total interest expense | $65,000 | 9,226 |
| Net interest income | $49,000 | 9,315 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $6,162,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,162,000 | 601 |
| Total noninterest expense | $5,028,000 | 2,914 |
| Salaries and employee benefits | $607,000 | 7,677 |
| Premises and equipment expense | $190,000 | 6,887 |
| Additional noninterest expense | $4,231,000 | 1,157 |
| Pre-tax net operating income | $1,183,000 | 4,751 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $452,000 | 3,655 |
| Income before extraordinary items | $731,000 | 5,438 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $731,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $731,000 | 5,300 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 9,512 |
| Total interest expense | $206,000 | 9,380 |
| Net interest income | $70,000 | 9,567 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $5,394,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,394,000 | 627 |
| Total noninterest expense | $4,893,000 | 2,877 |
| Salaries and employee benefits | $527,000 | 8,039 |
| Premises and equipment expense | $97,000 | 8,354 |
| Additional noninterest expense | $4,269,000 | 1,120 |
| Pre-tax net operating income | $571,000 | 6,277 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $215,000 | 4,900 |
| Income before extraordinary items | $356,000 | 6,804 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $356,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $356,000 | 6,681 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 9,818 |
| Total interest expense | $167,000 | 9,695 |
| Net interest income | $54,000 | 9,869 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,904,000 | 1,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,904,000 | 1,175 |
| Total noninterest expense | $1,676,000 | 6,313 |
| Salaries and employee benefits | $234,000 | 9,516 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $1,402,000 | 2,981 |
| Pre-tax net operating income | $282,000 | 7,978 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $101,000 | 6,491 |
| Income before extraordinary items | $181,000 | 8,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $181,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 356 |
| Net operating income | $181,000 | 8,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.