Home > Taft National Bank > Income and Expense
Taft National Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 7,168 |
| Total interest expense | $22,000 | 8,930 |
| Net interest income | $558,000 | 6,383 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $195,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $146,000 | 2,732 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $765,000 | 4,623 |
| Salaries and employee benefits | $273,000 | 6,035 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $360,000 | 3,207 |
| Pre-tax net operating income | $-17,000 | 8,639 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-17,000 | 8,676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-17,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,585 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-17,000 | 8,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 7,070 |
| Total interest expense | $207,000 | 8,727 |
| Net interest income | $2,259,000 | 6,244 |
| Provision for loan and lease losses | $331,000 | 2,959 |
| Total noninterest income | $863,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $665,000 | 2,470 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $198,000 | 5,303 |
| Total noninterest expense | $2,831,000 | 4,792 |
| Salaries and employee benefits | $1,120,000 | 5,875 |
| Premises and equipment expense | $557,000 | 3,727 |
| Additional noninterest expense | $1,154,000 | 3,838 |
| Pre-tax net operating income | $-40,000 | 8,591 |
| Securities gains (losses) | $137,000 | 1,624 |
| Applicable income taxes | $-100,000 | 8,944 |
| Income before extraordinary items | $197,000 | 7,781 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $197,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 1,264 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $60,000 | 8,317 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 7,136 |
| Total interest expense | $183,000 | 8,733 |
| Net interest income | $1,686,000 | 6,284 |
| Provision for loan and lease losses | $323,000 | 2,374 |
| Total noninterest income | $647,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $499,000 | 2,477 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,363 |
| Total noninterest expense | $2,066,000 | 4,873 |
| Salaries and employee benefits | $858,000 | 5,764 |
| Premises and equipment expense | $416,000 | 3,746 |
| Additional noninterest expense | $792,000 | 4,083 |
| Pre-tax net operating income | $-56,000 | 8,727 |
| Securities gains (losses) | $136,000 | 1,493 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $80,000 | 8,347 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $80,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-56,000 | 8,725 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,159 |
| Total interest expense | $142,000 | 8,695 |
| Net interest income | $1,114,000 | 6,323 |
| Provision for loan and lease losses | $292,000 | 1,905 |
| Total noninterest income | $425,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $326,000 | 2,488 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $99,000 | 5,340 |
| Total noninterest expense | $1,377,000 | 4,877 |
| Salaries and employee benefits | $567,000 | 5,800 |
| Premises and equipment expense | $272,000 | 3,781 |
| Additional noninterest expense | $538,000 | 4,021 |
| Pre-tax net operating income | $-130,000 | 8,865 |
| Securities gains (losses) | $136,000 | 1,291 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $6,000 | 8,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 715 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-130,000 | 8,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,220 |
| Total interest expense | $73,000 | 8,748 |
| Net interest income | $549,000 | 6,356 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $201,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $157,000 | 2,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $660,000 | 5,009 |
| Salaries and employee benefits | $295,000 | 5,676 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $232,000 | 4,473 |
| Pre-tax net operating income | $81,000 | 7,505 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,956 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 7,018 |
| Total interest expense | $379,000 | 8,713 |
| Net interest income | $2,456,000 | 5,964 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $579,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $442,000 | 3,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 5,794 |
| Total noninterest expense | $3,293,000 | 4,153 |
| Salaries and employee benefits | $1,534,000 | 4,616 |
| Premises and equipment expense | $592,000 | 3,452 |
| Additional noninterest expense | $1,167,000 | 3,691 |
| Pre-tax net operating income | $-438,000 | 8,952 |
| Securities gains (losses) | $292,000 | 912 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $-147,000 | 8,874 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-147,000 | 8,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,777 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-439,000 | 8,975 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 6,289 |
| Total interest expense | $1,086,000 | 7,835 |
| Net interest income | $2,992,000 | 5,083 |
| Provision for loan and lease losses | $878,000 | 1,384 |
| Total noninterest income | $628,000 | 4,481 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $483,000 | 2,923 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $145,000 | 5,608 |
| Total noninterest expense | $3,077,000 | 4,248 |
| Salaries and employee benefits | $1,365,000 | 4,847 |
| Premises and equipment expense | $524,000 | 3,732 |
| Additional noninterest expense | $1,188,000 | 3,535 |
| Pre-tax net operating income | $-335,000 | 9,060 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-297,000 | 9,121 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-297,000 | 9,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,496 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-335,000 | 9,098 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 5,996 |
| Total interest expense | $1,140,000 | 7,928 |
| Net interest income | $3,486,000 | 4,623 |
| Provision for loan and lease losses | $1,515,000 | 751 |
| Total noninterest income | $559,000 | 4,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,331 |
| Total noninterest expense | $2,871,000 | 4,381 |
| Salaries and employee benefits | $1,388,000 | 4,654 |
| Premises and equipment expense | $554,000 | 3,492 |
| Additional noninterest expense | $929,000 | 4,238 |
| Pre-tax net operating income | $-341,000 | 9,444 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-146,000 | 9,643 |
| Income before extraordinary items | $-195,000 | 9,372 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-195,000 | 9,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 971 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-195,000 | 9,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 6,511 |
| Total interest expense | $1,304,000 | 7,396 |
| Net interest income | $2,511,000 | 5,786 |
| Provision for loan and lease losses | $92,000 | 5,411 |
| Total noninterest income | $434,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,074 |
| Total noninterest expense | $2,588,000 | 4,750 |
| Salaries and employee benefits | $1,153,000 | 5,319 |
| Premises and equipment expense | $511,000 | 3,695 |
| Additional noninterest expense | $924,000 | 4,287 |
| Pre-tax net operating income | $265,000 | 8,270 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $97,000 | 6,963 |
| Income before extraordinary items | $168,000 | 8,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $168,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $168,000 | 8,486 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 7,390 |
| Total interest expense | $1,124,000 | 8,095 |
| Net interest income | $1,991,000 | 6,688 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $321,000 | 6,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $2,347,000 | 4,986 |
| Salaries and employee benefits | $1,031,000 | 5,658 |
| Premises and equipment expense | $447,000 | 4,038 |
| Additional noninterest expense | $869,000 | 4,408 |
| Pre-tax net operating income | $-60,000 | 9,881 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-60,000 | 9,915 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-60,000 | 9,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-60,000 | 9,875 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,954,000 | 7,818 |
| Total interest expense | $977,000 | 8,749 |
| Net interest income | $1,977,000 | 6,959 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $296,000 | 6,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $1,890,000 | 5,873 |
| Salaries and employee benefits | $850,000 | 6,537 |
| Premises and equipment expense | $299,000 | 5,455 |
| Additional noninterest expense | $741,000 | 4,996 |
| Pre-tax net operating income | $373,000 | 8,595 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $121,000 | 8,071 |
| Income before extraordinary items | $252,000 | 8,729 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $252,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $252,000 | 8,692 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 8,200 |
| Total interest expense | $1,032,000 | 8,908 |
| Net interest income | $1,823,000 | 7,514 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $378,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,368 |
| Total noninterest expense | $1,771,000 | 6,454 |
| Salaries and employee benefits | $752,000 | 7,242 |
| Premises and equipment expense | $268,000 | 5,987 |
| Additional noninterest expense | $751,000 | 5,451 |
| Pre-tax net operating income | $420,000 | 8,395 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $273,000 | 8,648 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $273,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $273,000 | 8,577 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 8,337 |
| Total interest expense | $926,000 | 9,518 |
| Net interest income | $1,989,000 | 7,343 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $283,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $2,477,000 | 5,037 |
| Salaries and employee benefits | $745,000 | 7,432 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $1,482,000 | 3,116 |
| Pre-tax net operating income | $-385,000 | 11,762 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-377,000 | 11,765 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-377,000 | 11,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,895 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-385,000 | 11,759 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 8,180 |
| Total interest expense | $791,000 | 9,648 |
| Net interest income | $2,134,000 | 7,239 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $307,000 | 7,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $1,668,000 | 7,078 |
| Salaries and employee benefits | $787,000 | 7,279 |
| Premises and equipment expense | $243,000 | 6,633 |
| Additional noninterest expense | $638,000 | 6,751 |
| Pre-tax net operating income | $648,000 | 7,730 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $220,000 | 7,005 |
| Income before extraordinary items | $428,000 | 7,918 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $428,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $428,000 | 7,960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 8,158 |
| Total interest expense | $967,000 | 9,258 |
| Net interest income | $2,144,000 | 7,317 |
| Provision for loan and lease losses | $395,000 | 2,491 |
| Total noninterest income | $354,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $1,511,000 | 7,797 |
| Salaries and employee benefits | $723,000 | 7,844 |
| Premises and equipment expense | $234,000 | 7,011 |
| Additional noninterest expense | $554,000 | 7,731 |
| Pre-tax net operating income | $592,000 | 7,995 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $385,000 | 8,579 |
| Extraordinary gains, net | $-86,000 | 12,886 |
| Net income | $299,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,442 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $385,000 | 8,325 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 8,734 |
| Total interest expense | $1,340,000 | 9,080 |
| Net interest income | $1,801,000 | 8,346 |
| Provision for loan and lease losses | $252,000 | 4,565 |
| Total noninterest income | $308,000 | 7,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $1,460,000 | 8,072 |
| Salaries and employee benefits | $698,000 | 8,008 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $533,000 | 8,167 |
| Pre-tax net operating income | $397,000 | 9,270 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $326,000 | 8,981 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $326,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 3,751 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $302,440 | 8,912 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.