Home > Syringa Bank > Income and Expense

Syringa Bank, Income and Expense

2013-12-31 (YTD Data)Rank
Total interest income$6,690,0003,375
Total interest expense$1,187,0002,585
Net interest income$5,503,0003,469
Provision for loan and lease losses$400,0002,105
Total noninterest income$469,0004,496
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$169,0004,384
Trading account gains and fees$0184
Additional Noninterest Income$300,0004,092
Total noninterest expense$7,946,0002,351
Salaries and employee benefits$4,081,0002,439
Premises and equipment expense$1,187,0001,938
Additional noninterest expense$2,678,0002,309
Pre-tax net operating income$-2,374,0006,686
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-2,374,0006,693
Extraordinary gains, net$029
Net income$-2,374,0006,693
Minority interest net income$090
Net income of bank and minority interests.$-2,374,0006,693
Net charge-offs$-32,0006,349
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,374,0006,685
2013-09-30 (YTD Data)Rank
Total interest income$5,120,0003,350
Total interest expense$928,0002,577
Net interest income$4,192,0003,452
Provision for loan and lease losses$400,0001,764
Total noninterest income$477,0004,107
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$132,0004,349
Trading account gains and fees$0180
Additional Noninterest Income$345,0003,540
Total noninterest expense$5,978,0002,356
Salaries and employee benefits$3,115,0002,410
Premises and equipment expense$895,0001,939
Additional noninterest expense$1,968,0002,340
Pre-tax net operating income$-1,709,0006,769
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-1,709,0006,776
Extraordinary gains, net$025
Net income$-1,709,0006,777
Minority interest net income$084
Net income of bank and minority interests.$-1,709,0006,777
Net charge-offs$-1,0005,686
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,709,0006,769
2013-06-30 (YTD Data)Rank
Total interest income$3,474,0003,304
Total interest expense$635,0002,588
Net interest income$2,839,0003,418
Provision for loan and lease losses$400,0001,362
Total noninterest income$355,0003,910
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$87,0004,347
Trading account gains and fees$0157
Additional Noninterest Income$268,0003,366
Total noninterest expense$4,019,0002,336
Salaries and employee benefits$2,091,0002,406
Premises and equipment expense$591,0001,947
Additional noninterest expense$1,337,0002,292
Pre-tax net operating income$-1,225,0006,814
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-1,225,0006,835
Extraordinary gains, net$022
Net income$-1,225,0006,836
Minority interest net income$082
Net income of bank and minority interests.$-1,225,0006,836
Net charge-offs$54,0003,291
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,225,0006,827
2013-03-31 (YTD Data)Rank
Total interest income$1,764,0003,293
Total interest expense$335,0002,548
Net interest income$1,429,0003,411
Provision for loan and lease losses$400,000791
Total noninterest income$207,0003,598
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$45,0004,283
Trading account gains and fees$0148
Additional Noninterest Income$162,0003,075
Total noninterest expense$1,993,0002,375
Salaries and employee benefits$1,053,0002,406
Premises and equipment expense$298,0001,976
Additional noninterest expense$642,0002,394
Pre-tax net operating income$-757,0006,913
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-757,0006,917
Extraordinary gains, net$010
Net income$-757,0006,918
Minority interest net income$076
Net income of bank and minority interests.$-757,0006,918
Net charge-offs$117,0001,765
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-757,0006,909
2012-12-31 (YTD Data)Rank
Total interest income$8,200,0003,040
Total interest expense$1,685,0002,484
Net interest income$6,515,0003,169
Provision for loan and lease losses$822,0002,033
Total noninterest income$588,0004,209
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$194,0004,319
Trading account gains and fees$0166
Additional Noninterest Income$394,0003,657
Total noninterest expense$8,790,0002,165
Salaries and employee benefits$4,498,0002,218
Premises and equipment expense$1,263,0001,859
Additional noninterest expense$3,029,0002,141
Pre-tax net operating income$-2,509,0006,849
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-2,509,0006,869
Extraordinary gains, net$029
Net income$-2,509,0006,867
Minority interest net income$093
Net income of bank and minority interests.$-2,509,0006,868
Net charge-offs$1,035,0001,781
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-2,509,0006,850
2012-09-30 (YTD Data)Rank
Total interest income$6,291,0003,049
Total interest expense$1,310,0002,502
Net interest income$4,981,0003,168
Provision for loan and lease losses$822,0001,675
Total noninterest income$603,0003,675
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$147,0004,354
Trading account gains and fees$0157
Additional Noninterest Income$456,0003,084
Total noninterest expense$6,937,0002,073
Salaries and employee benefits$3,460,0002,157
Premises and equipment expense$945,0001,884
Additional noninterest expense$2,532,0001,952
Pre-tax net operating income$-2,175,0006,985
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-2,175,0007,005
Extraordinary gains, net$020
Net income$-2,175,0007,002
Minority interest net income$086
Net income of bank and minority interests.$-2,175,0007,004
Net charge-offs$716,0001,789
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,175,0006,988
2012-06-30 (YTD Data)Rank
Total interest income$4,318,0003,000
Total interest expense$904,0002,514
Net interest income$3,414,0003,112
Provision for loan and lease losses$548,0001,714
Total noninterest income$382,0003,746
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$97,0004,365
Trading account gains and fees$0153
Additional Noninterest Income$285,0003,139
Total noninterest expense$4,789,0001,997
Salaries and employee benefits$2,348,0002,112
Premises and equipment expense$633,0001,874
Additional noninterest expense$1,808,0001,844
Pre-tax net operating income$-1,541,0007,048
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-1,541,0007,075
Extraordinary gains, net$019
Net income$-1,541,0007,074
Minority interest net income$084
Net income of bank and minority interests.$-1,541,0007,075
Net charge-offs$573,0001,644
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,541,0007,059
2012-03-31 (YTD Data)Rank
Total interest income$2,287,0002,907
Total interest expense$465,0002,541
Net interest income$1,822,0002,942
Provision for loan and lease losses$-132,0007,211
Total noninterest income$234,0003,355
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$51,0004,252
Trading account gains and fees$0148
Additional Noninterest Income$183,0002,783
Total noninterest expense$2,466,0001,945
Salaries and employee benefits$1,180,0002,116
Premises and equipment expense$313,0001,904
Additional noninterest expense$973,0001,710
Pre-tax net operating income$-278,0006,928
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-278,0006,969
Extraordinary gains, net$019
Net income$-278,0006,970
Minority interest net income$078
Net income of bank and minority interests.$-278,0006,970
Net charge-offs$205,0001,827
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-278,0006,937
2011-12-31 (YTD Data)Rank
Total interest income$10,268,0002,698
Total interest expense$2,232,0002,535
Net interest income$8,036,0002,717
Provision for loan and lease losses$3,127,0001,163
Total noninterest income$-628,0007,213
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$264,0003,847
Trading account gains and fees$0146
Additional Noninterest Income$-892,0007,185
Total noninterest expense$9,588,0001,993
Salaries and employee benefits$4,778,0002,029
Premises and equipment expense$1,477,0001,677
Additional noninterest expense$3,333,0002,008
Pre-tax net operating income$-5,307,0007,074
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-5,307,0007,077
Extraordinary gains, net$029
Net income$-5,307,0007,075
Minority interest net income$096
Net income of bank and minority interests.$-5,307,0007,076
Net charge-offs$3,616,0001,060
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-5,307,0007,072
2011-09-30 (YTD Data)Rank
Total interest income$7,871,0002,675
Total interest expense$1,734,0002,567
Net interest income$6,137,0002,681
Provision for loan and lease losses$2,155,0001,179
Total noninterest income$397,0004,342
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$204,0003,818
Trading account gains and fees$0145
Additional Noninterest Income$193,0004,138
Total noninterest expense$7,215,0001,992
Salaries and employee benefits$3,701,0001,963
Premises and equipment expense$1,104,0001,715
Additional noninterest expense$2,410,0002,067
Pre-tax net operating income$-2,836,0007,091
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-2,836,0007,137
Extraordinary gains, net$021
Net income$-2,836,0007,137
Minority interest net income$087
Net income of bank and minority interests.$-2,836,0007,138
Net charge-offs$2,311,0001,107
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,836,0007,119
2011-06-30 (YTD Data)Rank
Total interest income$5,332,0002,656
Total interest expense$1,187,0002,593
Net interest income$4,145,0002,653
Provision for loan and lease losses$2,194,000861
Total noninterest income$46,0006,647
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$132,0003,851
Trading account gains and fees$0153
Additional Noninterest Income$-86,0007,181
Total noninterest expense$4,826,0002,007
Salaries and employee benefits$2,516,0001,935
Premises and equipment expense$741,0001,710
Additional noninterest expense$1,569,0002,165
Pre-tax net operating income$-2,829,0007,250
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-2,829,0007,279
Extraordinary gains, net$015
Net income$-2,829,0007,280
Minority interest net income$089
Net income of bank and minority interests.$-2,829,0007,280
Net charge-offs$2,120,000888
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,829,0007,272
2011-03-31 (YTD Data)Rank
Total interest income$2,715,0002,630
Total interest expense$612,0002,594
Net interest income$2,103,0002,614
Provision for loan and lease losses$376,0001,699
Total noninterest income$133,0004,392
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$70,0004,124
Total noninterest expense$2,396,0002,020
Salaries and employee benefits$1,263,0001,939
Premises and equipment expense$370,0001,742
Additional noninterest expense$763,0002,197
Pre-tax net operating income$-536,0007,102
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-536,0007,148
Extraordinary gains, net$09
Net income$-536,0007,149
Minority interest net income$086
Net income of bank and minority interests.$-536,0007,149
Net charge-offs$1,299,000711
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-536,0007,137
2010-12-31 (YTD Data)Rank
Total interest income$12,889,0002,329
Total interest expense$3,153,0002,497
Net interest income$9,736,0002,254
Provision for loan and lease losses$2,399,0001,856
Total noninterest income$75,0006,876
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$370,0003,217
Trading account gains and fees$0175
Additional Noninterest Income$-295,0007,337
Total noninterest expense$10,237,0001,910
Salaries and employee benefits$5,068,0001,915
Premises and equipment expense$1,547,0001,665
Additional noninterest expense$3,622,0001,956
Pre-tax net operating income$-2,825,0006,895
Securities gains (losses)$8,0003,363
Applicable income taxes$-8,0006,549
Income before extraordinary items$-2,809,0006,972
Extraordinary gains, net$029
Net income$-2,809,0006,972
Minority interest net income$0111
Net income of bank and minority interests.$-2,809,0006,973
Net charge-offs$5,851,000896
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$242,000596
Net operating income$-2,817,0006,951
2010-09-30 (YTD Data)Rank
Total interest income$9,807,0002,357
Total interest expense$2,447,0002,524
Net interest income$7,360,0002,283
Provision for loan and lease losses$1,596,0001,905
Total noninterest income$688,0003,424
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$297,0003,170
Trading account gains and fees$0165
Additional Noninterest Income$391,0003,141
Total noninterest expense$7,719,0001,895
Salaries and employee benefits$3,868,0001,882
Premises and equipment expense$1,180,0001,654
Additional noninterest expense$2,671,0001,936
Pre-tax net operating income$-1,267,0006,872
Securities gains (losses)$8,0003,163
Applicable income taxes$04,726
Income before extraordinary items$-1,259,0006,977
Extraordinary gains, net$023
Net income$-1,259,0006,976
Minority interest net income$0110
Net income of bank and minority interests.$-1,259,0006,977
Net charge-offs$3,811,000943
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$242,000479
Net operating income$-1,267,0006,942
2010-06-30 (YTD Data)Rank
Total interest income$6,530,0002,383
Total interest expense$1,699,0002,521
Net interest income$4,831,0002,312
Provision for loan and lease losses$1,129,0001,817
Total noninterest income$394,0003,668
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$204,0003,127
Trading account gains and fees$0152
Additional Noninterest Income$190,0003,578
Total noninterest expense$5,109,0001,926
Salaries and employee benefits$2,604,0001,876
Premises and equipment expense$798,0001,653
Additional noninterest expense$1,707,0002,015
Pre-tax net operating income$-1,013,0007,018
Securities gains (losses)$8,0002,663
Applicable income taxes$04,691
Income before extraordinary items$-1,005,0007,098
Extraordinary gains, net$019
Net income$-1,005,0007,097
Minority interest net income$0105
Net income of bank and minority interests.$-1,005,0007,098
Net charge-offs$3,585,000716
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$242,000354
Net operating income$-1,013,0007,075
2010-03-31 (YTD Data)Rank
Total interest income$3,393,0002,360
Total interest expense$899,0002,495
Net interest income$2,494,0002,240
Provision for loan and lease losses$1,035,0001,146
Total noninterest income$275,0003,034
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$99,0003,161
Trading account gains and fees$0175
Additional Noninterest Income$176,0002,581
Total noninterest expense$2,464,0001,998
Salaries and employee benefits$1,326,0001,887
Premises and equipment expense$396,0001,710
Additional noninterest expense$742,0002,278
Pre-tax net operating income$-730,0007,306
Securities gains (losses)$8,0001,783
Applicable income taxes$04,611
Income before extraordinary items$-722,0007,377
Extraordinary gains, net$016
Net income$-722,0007,377
Minority interest net income$091
Net income of bank and minority interests.$-722,0007,378
Net charge-offs$1,413,000820
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$244,000210
Net operating income$-730,0007,362
2009-12-31 (YTD Data)Rank
Total interest income$14,424,0002,320
Total interest expense$4,648,0002,417
Net interest income$9,776,0002,231
Provision for loan and lease losses$24,077,000431
Total noninterest income$332,0005,447
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$444,0003,123
Trading account gains and fees$0211
Additional Noninterest Income$-112,0007,607
Total noninterest expense$10,579,0001,916
Salaries and employee benefits$5,583,0001,776
Premises and equipment expense$1,561,0001,732
Additional noninterest expense$3,435,0002,090
Pre-tax net operating income$-24,548,0007,762
Securities gains (losses)$-2,0006,893
Applicable income taxes$2,414,000481
Income before extraordinary items$-26,964,0007,801
Extraordinary gains, net$034
Net income$-26,964,0007,800
Minority interest net income$0115
Net income of bank and minority interests.$-26,964,0007,800
Net charge-offs$23,949,000352
Cash dividends$569,0002,390
Sale, conversion, retirement of capital stock, net$8,976,000105
Net operating income$-26,962,0007,801
2009-09-30 (YTD Data)Rank
Total interest income$10,982,0002,315
Total interest expense$3,565,0002,470
Net interest income$7,417,0002,209
Provision for loan and lease losses$12,140,000535
Total noninterest income$269,0005,395
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$339,0003,103
Trading account gains and fees$0212
Additional Noninterest Income$-70,0007,782
Total noninterest expense$7,757,0001,939
Salaries and employee benefits$4,229,0001,776
Premises and equipment expense$1,162,0001,764
Additional noninterest expense$2,366,0002,204
Pre-tax net operating income$-12,211,0007,791
Securities gains (losses)$-2,0007,117
Applicable income taxes$2,413,000393
Income before extraordinary items$-14,626,0007,852
Extraordinary gains, net$027
Net income$-14,626,0007,851
Minority interest net income$0118
Net income of bank and minority interests.$-14,626,0007,851
Net charge-offs$13,554,000413
Cash dividends$569,0001,862
Sale, conversion, retirement of capital stock, net$7,976,00097
Net operating income$-14,624,0007,850
2009-06-30 (YTD Data)Rank
Total interest income$7,412,0002,317
Total interest expense$2,429,0002,520
Net interest income$4,983,0002,203
Provision for loan and lease losses$4,519,000809
Total noninterest income$724,0002,685
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$235,0003,006
Trading account gains and fees$0193
Additional Noninterest Income$489,0002,259
Total noninterest expense$5,286,0001,928
Salaries and employee benefits$2,804,0001,816
Premises and equipment expense$775,0001,787
Additional noninterest expense$1,707,0002,074
Pre-tax net operating income$-4,098,0007,677
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-4,098,0007,739
Extraordinary gains, net$021
Net income$-4,098,0007,738
Minority interest net income$0112
Net income of bank and minority interests.$-4,098,0007,738
Net charge-offs$4,959,000584
Cash dividends$357,0002,013
Sale, conversion, retirement of capital stock, net$7,976,00070
Net operating income$-4,098,0007,750
2009-03-31 (YTD Data)Rank
Total interest income$3,730,0002,332
Total interest expense$1,263,0002,512
Net interest income$2,467,0002,226
Provision for loan and lease losses$182,0002,979
Total noninterest income$301,0003,014
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$128,0002,756
Trading account gains and fees$0171
Additional Noninterest Income$173,0002,714
Total noninterest expense$2,518,0001,976
Salaries and employee benefits$1,394,0001,860
Premises and equipment expense$386,0001,829
Additional noninterest expense$738,0002,127
Pre-tax net operating income$68,0005,398
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$68,0005,423
Extraordinary gains, net$015
Net income$68,0005,428
Minority interest net income$0102
Net income of bank and minority interests.$68,0005,427
Net charge-offs$804,0001,071
Cash dividends$132,0002,028
Sale, conversion, retirement of capital stock, net$7,976,00035
Net operating income$68,0005,244
2008-12-31 (YTD Data)Rank
Total interest income$18,884,0002,015
Total interest expense$7,155,0002,163
Net interest income$11,729,0001,897
Provision for loan and lease losses$10,022,000595
Total noninterest income$1,183,0003,063
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$533,0002,875
Trading account gains and fees$0154
Additional Noninterest Income$650,0002,768
Total noninterest expense$12,317,0001,592
Salaries and employee benefits$7,062,0001,459
Premises and equipment expense$1,604,0001,717
Additional noninterest expense$3,651,0001,687
Pre-tax net operating income$-9,427,0007,978
Securities gains (losses)$03,220
Applicable income taxes$-2,273,0007,952
Income before extraordinary items$-7,154,0007,914
Extraordinary gains, net$039
Net income$-7,154,0007,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,284,000570
Cash dividends$542,0003,260
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-7,154,0007,950
2008-09-30 (YTD Data)Rank
Total interest income$14,789,0001,980
Total interest expense$5,638,0002,151
Net interest income$9,151,0001,849
Provision for loan and lease losses$2,858,000934
Total noninterest income$969,0002,963
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$386,0002,973
Trading account gains and fees$0148
Additional Noninterest Income$583,0002,574
Total noninterest expense$8,977,0001,623
Salaries and employee benefits$5,476,0001,421
Premises and equipment expense$1,234,0001,683
Additional noninterest expense$2,267,0001,925
Pre-tax net operating income$-1,715,0007,793
Securities gains (losses)$03,106
Applicable income taxes$-735,0007,973
Income before extraordinary items$-980,0007,493
Extraordinary gains, net$031
Net income$-980,0007,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,308,000762
Cash dividends$444,0002,921
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-980,0007,611
2008-06-30 (YTD Data)Rank
Total interest income$10,029,0001,979
Total interest expense$3,882,0002,166
Net interest income$6,147,0001,821
Provision for loan and lease losses$893,0001,326
Total noninterest income$666,0002,941
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$256,0002,944
Trading account gains and fees$0149
Additional Noninterest Income$410,0002,553
Total noninterest expense$5,966,0001,624
Salaries and employee benefits$3,676,0001,425
Premises and equipment expense$817,0001,695
Additional noninterest expense$1,473,0001,959
Pre-tax net operating income$-46,0007,084
Securities gains (losses)$03,233
Applicable income taxes$-62,0007,784
Income before extraordinary items$16,0006,909
Extraordinary gains, net$021
Net income$16,0006,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,148,000790
Cash dividends$325,0002,847
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$16,0006,859
2008-03-31 (YTD Data)Rank
Total interest income$5,194,0001,955
Total interest expense$2,084,0002,167
Net interest income$3,110,0001,799
Provision for loan and lease losses$510,000987
Total noninterest income$296,0003,160
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$115,0003,148
Trading account gains and fees$0158
Additional Noninterest Income$181,0002,718
Total noninterest expense$2,993,0001,623
Salaries and employee benefits$1,889,0001,388
Premises and equipment expense$358,0001,899
Additional noninterest expense$746,0001,891
Pre-tax net operating income$-97,0007,554
Securities gains (losses)$02,688
Applicable income taxes$-59,0008,055
Income before extraordinary items$-38,0007,460
Extraordinary gains, net$015
Net income$-38,0007,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,000569
Cash dividends$186,0002,416
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-38,0007,396
2007-12-31 (YTD Data)Rank
Total interest income$20,290,0002,065
Total interest expense$8,123,0002,287
Net interest income$12,167,0001,864
Provision for loan and lease losses$1,362,0001,140
Total noninterest income$1,228,0003,098
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$405,0003,504
Trading account gains and fees$0178
Additional Noninterest Income$823,0002,522
Total noninterest expense$11,112,0001,660
Salaries and employee benefits$6,681,0001,516
Premises and equipment expense$1,498,0001,750
Additional noninterest expense$2,933,0001,882
Pre-tax net operating income$921,0004,903
Securities gains (losses)$02,146
Applicable income taxes$309,0003,352
Income before extraordinary items$612,0005,306
Extraordinary gains, net$039
Net income$612,0005,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,456
Cash dividends$417,0003,981
Sale, conversion, retirement of capital stock, net$21,743,00076
Net operating income$612,0005,295
2007-09-30 (YTD Data)Rank
Total interest income$14,681,0002,135
Total interest expense$5,858,0002,360
Net interest income$8,823,0001,943
Provision for loan and lease losses$1,077,000845
Total noninterest income$900,0003,133
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$291,0003,572
Trading account gains and fees$0184
Additional Noninterest Income$609,0002,542
Total noninterest expense$8,821,0001,547
Salaries and employee benefits$5,429,0001,400
Premises and equipment expense$1,100,0001,782
Additional noninterest expense$2,292,0001,767
Pre-tax net operating income$-175,0007,872
Securities gains (losses)$01,655
Applicable income taxes$-68,0008,196
Income before extraordinary items$-107,0007,857
Extraordinary gains, net$033
Net income$-107,0007,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,478
Cash dividends$316,0003,556
Sale, conversion, retirement of capital stock, net$21,743,00050
Net operating income$-107,0007,841
2007-06-30 (YTD Data)Rank
Total interest income$9,177,0002,268
Total interest expense$3,632,0002,546
Net interest income$5,545,0002,093
Provision for loan and lease losses$645,000825
Total noninterest income$581,0003,224
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$183,0003,690
Trading account gains and fees$0168
Additional Noninterest Income$398,0002,584
Total noninterest expense$6,089,0001,507
Salaries and employee benefits$3,790,0001,343
Premises and equipment expense$734,0001,798
Additional noninterest expense$1,565,0001,744
Pre-tax net operating income$-608,0008,347
Securities gains (losses)$01,444
Applicable income taxes$-237,0008,477
Income before extraordinary items$-371,0008,254
Extraordinary gains, net$029
Net income$-371,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0001,922
Cash dividends$166,0003,851
Sale, conversion, retirement of capital stock, net$21,743,00038
Net operating income$-371,0008,243
2007-03-31 (YTD Data)Rank
Total interest income$4,210,0002,450
Total interest expense$1,726,0002,648
Net interest income$2,484,0002,310
Provision for loan and lease losses$303,000782
Total noninterest income$272,0003,336
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$87,0003,734
Trading account gains and fees$0195
Additional Noninterest Income$185,0002,667
Total noninterest expense$2,951,0001,555
Salaries and employee benefits$1,851,0001,392
Premises and equipment expense$364,0001,825
Additional noninterest expense$736,0001,815
Pre-tax net operating income$-498,0008,517
Securities gains (losses)$01,187
Applicable income taxes$-195,0008,564
Income before extraordinary items$-303,0008,440
Extraordinary gains, net$022
Net income$-303,0008,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,116
Cash dividends$83,0003,290
Sale, conversion, retirement of capital stock, net$21,710,00021
Net operating income$-303,0008,429
2006-12-31 (YTD Data)Rank
Total interest income$14,022,0002,682
Total interest expense$4,691,0003,189
Net interest income$9,331,0002,434
Provision for loan and lease losses$1,141,000924
Total noninterest income$1,068,0003,399
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$318,0004,007
Trading account gains and fees$0130
Additional Noninterest Income$750,0002,673
Total noninterest expense$7,394,0002,398
Salaries and employee benefits$4,267,0002,296
Premises and equipment expense$945,0002,604
Additional noninterest expense$2,182,0002,375
Pre-tax net operating income$1,864,0003,801
Securities gains (losses)$01,687
Applicable income taxes$727,0002,617
Income before extraordinary items$1,137,0004,407
Extraordinary gains, net$051
Net income$1,137,0004,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,752
Cash dividends$304,0004,437
Sale, conversion, retirement of capital stock, net$78,000932
Net operating income$1,137,0004,387
2006-09-30 (YTD Data)Rank
Total interest income$10,074,0002,783
Total interest expense$3,176,0003,344
Net interest income$6,898,0002,488
Provision for loan and lease losses$825,000921
Total noninterest income$777,0003,459
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$232,0004,090
Trading account gains and fees$0126
Additional Noninterest Income$545,0002,723
Total noninterest expense$5,226,0002,514
Salaries and employee benefits$3,018,0002,430
Premises and equipment expense$682,0002,708
Additional noninterest expense$1,526,0002,515
Pre-tax net operating income$1,624,0003,603
Securities gains (losses)$01,388
Applicable income taxes$633,0002,514
Income before extraordinary items$991,0004,190
Extraordinary gains, net$045
Net income$991,0004,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,911
Cash dividends$221,0004,051
Sale, conversion, retirement of capital stock, net$65,000777
Net operating income$991,0004,178
2006-06-30 (YTD Data)Rank
Total interest income$6,403,0002,865
Total interest expense$1,925,0003,486
Net interest income$4,478,0002,555
Provision for loan and lease losses$576,000866
Total noninterest income$528,0003,395
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$151,0004,126
Trading account gains and fees$0126
Additional Noninterest Income$377,0002,652
Total noninterest expense$3,457,0002,557
Salaries and employee benefits$2,011,0002,434
Premises and equipment expense$434,0002,792
Additional noninterest expense$1,012,0002,530
Pre-tax net operating income$973,0003,860
Securities gains (losses)$01,185
Applicable income taxes$379,0002,702
Income before extraordinary items$594,0004,467
Extraordinary gains, net$039
Net income$594,0004,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,456
Cash dividends$138,0004,091
Sale, conversion, retirement of capital stock, net$22,000737
Net operating income$594,0004,458
2006-03-31 (YTD Data)Rank
Total interest income$3,052,0002,927
Total interest expense$894,0003,559
Net interest income$2,158,0002,625
Provision for loan and lease losses$336,000709
Total noninterest income$253,0003,436
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$81,0003,912
Trading account gains and fees$0115
Additional Noninterest Income$172,0002,740
Total noninterest expense$1,701,0002,594
Salaries and employee benefits$1,026,0002,397
Premises and equipment expense$213,0002,850
Additional noninterest expense$462,0002,743
Pre-tax net operating income$374,0004,433
Securities gains (losses)$0955
Applicable income taxes$146,0003,076
Income before extraordinary items$228,0005,046
Extraordinary gains, net$021
Net income$228,0005,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,000798
Cash dividends$73,0003,368
Sale, conversion, retirement of capital stock, net$22,000485
Net operating income$228,0005,036
2005-12-31 (YTD Data)Rank
Total interest income$10,149,0003,123
Total interest expense$2,560,0003,749
Net interest income$7,589,0002,830
Provision for loan and lease losses$592,0001,662
Total noninterest income$853,0003,903
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$303,0004,159
Trading account gains and fees$0138
Additional Noninterest Income$550,0003,211
Total noninterest expense$5,835,0002,819
Salaries and employee benefits$3,460,0002,627
Premises and equipment expense$642,0003,452
Additional noninterest expense$1,733,0002,857
Pre-tax net operating income$2,015,0003,672
Securities gains (losses)$02,296
Applicable income taxes$785,0002,628
Income before extraordinary items$1,230,0004,286
Extraordinary gains, net$046
Net income$1,230,0004,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,111
Cash dividends$100,0005,466
Sale, conversion, retirement of capital stock, net$5,115,000297
Net operating income$1,230,0004,258
2005-09-30 (YTD Data)Rank
Total interest income$7,262,0003,181
Total interest expense$1,773,0003,843
Net interest income$5,489,0002,915
Provision for loan and lease losses$365,0001,851
Total noninterest income$592,0004,084
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$220,0004,261
Trading account gains and fees$0126
Additional Noninterest Income$372,0003,403
Total noninterest expense$4,221,0002,877
Salaries and employee benefits$2,503,0002,666
Premises and equipment expense$463,0003,563
Additional noninterest expense$1,255,0002,926
Pre-tax net operating income$1,495,0003,762
Securities gains (losses)$02,317
Applicable income taxes$583,0002,681
Income before extraordinary items$912,0004,422
Extraordinary gains, net$035
Net income$912,0004,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,122
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$115,000548
Net operating income$912,0004,381
2005-06-30 (YTD Data)Rank
Total interest income$4,676,0003,208
Total interest expense$1,093,0003,888
Net interest income$3,583,0002,936
Provision for loan and lease losses$179,0002,381
Total noninterest income$366,0004,255
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$141,0004,291
Trading account gains and fees$0116
Additional Noninterest Income$225,0003,561
Total noninterest expense$2,828,0002,858
Salaries and employee benefits$1,687,0002,622
Premises and equipment expense$303,0003,595
Additional noninterest expense$838,0002,893
Pre-tax net operating income$942,0003,874
Securities gains (losses)$02,146
Applicable income taxes$367,0002,743
Income before extraordinary items$575,0004,531
Extraordinary gains, net$030
Net income$575,0004,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,240
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$98,000436
Net operating income$575,0004,473
2005-03-31 (YTD Data)Rank
Total interest income$2,286,0003,243
Total interest expense$528,0003,880
Net interest income$1,758,0002,982
Provision for loan and lease losses$127,0001,664
Total noninterest income$163,0004,492
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$66,0004,389
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,786
Total noninterest expense$1,366,0002,953
Salaries and employee benefits$829,0002,693
Premises and equipment expense$147,0003,704
Additional noninterest expense$390,0003,088
Pre-tax net operating income$428,0004,088
Securities gains (losses)$01,685
Applicable income taxes$168,0002,893
Income before extraordinary items$260,0004,757
Extraordinary gains, net$024
Net income$260,0004,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,607
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$82,000276
Net operating income$260,0004,720
2004-12-31 (YTD Data)Rank
Total interest income$7,362,0003,653
Total interest expense$1,813,0003,949
Net interest income$5,549,0003,518
Provision for loan and lease losses$553,0001,800
Total noninterest income$699,0004,394
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$266,0004,596
Trading account gains and fees$0138
Additional Noninterest Income$433,0003,570
Total noninterest expense$4,981,0003,127
Salaries and employee benefits$2,954,0002,876
Premises and equipment expense$638,0003,368
Additional noninterest expense$1,389,0003,325
Pre-tax net operating income$714,0006,063
Securities gains (losses)$03,819
Applicable income taxes$-26,0008,631
Income before extraordinary items$740,0005,440
Extraordinary gains, net$034
Net income$740,0005,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,298
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$3,995,000262
Net operating income$740,0005,363
2004-09-30 (YTD Data)Rank
Total interest income$5,283,0003,756
Total interest expense$1,329,0003,985
Net interest income$3,954,0003,628
Provision for loan and lease losses$411,0001,729
Total noninterest income$503,0004,539
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$195,0004,696
Trading account gains and fees$0134
Additional Noninterest Income$308,0003,677
Total noninterest expense$3,714,0003,117
Salaries and employee benefits$2,189,0002,888
Premises and equipment expense$512,0003,189
Additional noninterest expense$1,013,0003,386
Pre-tax net operating income$332,0007,034
Securities gains (losses)$03,710
Applicable income taxes$99,0005,358
Income before extraordinary items$233,0007,289
Extraordinary gains, net$026
Net income$233,0007,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,920
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$3,995,000187
Net operating income$233,0007,225
2004-06-30 (YTD Data)Rank
Total interest income$3,372,0003,885
Total interest expense$852,0004,093
Net interest income$2,520,0003,753
Provision for loan and lease losses$351,0001,366
Total noninterest income$342,0004,476
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$122,0004,840
Trading account gains and fees$0130
Additional Noninterest Income$220,0003,559
Total noninterest expense$2,398,0003,213
Salaries and employee benefits$1,420,0002,977
Premises and equipment expense$320,0003,368
Additional noninterest expense$658,0003,466
Pre-tax net operating income$113,0007,816
Securities gains (losses)$03,413
Applicable income taxes$41,0005,802
Income before extraordinary items$72,0008,058
Extraordinary gains, net$021
Net income$72,0008,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,514
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$3,995,000122
Net operating income$72,0007,998
2004-03-31 (YTD Data)Rank
Total interest income$1,598,0004,072
Total interest expense$399,0004,347
Net interest income$1,199,0003,896
Provision for loan and lease losses$189,0001,210
Total noninterest income$144,0004,873
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$67,0004,509
Trading account gains and fees$0121
Additional Noninterest Income$77,0004,245
Total noninterest expense$1,177,0003,281
Salaries and employee benefits$706,0003,013
Premises and equipment expense$163,0003,352
Additional noninterest expense$308,0003,671
Pre-tax net operating income$-23,0008,662
Securities gains (losses)$02,934
Applicable income taxes$1,0006,972
Income before extraordinary items$-24,0008,705
Extraordinary gains, net$016
Net income$-24,0008,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$4,000,00060
Net operating income$-24,0008,660
2003-12-31 (YTD Data)Rank
Total interest income$4,953,0004,926
Total interest expense$1,275,0005,372
Net interest income$3,678,0004,631
Provision for loan and lease losses$421,0002,475
Total noninterest income$1,477,0002,874
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$182,0005,462
Trading account gains and fees$0160
Additional Noninterest Income$1,295,0002,012
Total noninterest expense$4,480,0003,362
Salaries and employee benefits$2,761,0002,986
Premises and equipment expense$637,0003,353
Additional noninterest expense$1,082,0004,027
Pre-tax net operating income$254,0007,621
Securities gains (losses)$04,500
Applicable income taxes$79,0005,941
Income before extraordinary items$175,0007,887
Extraordinary gains, net$054
Net income$175,0007,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,825
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$3,337,000258
Net operating income$175,0007,756
2003-09-30 (YTD Data)Rank
Total interest income$3,502,0005,186
Total interest expense$918,0005,646
Net interest income$2,584,0004,852
Provision for loan and lease losses$281,0002,633
Total noninterest income$1,340,0002,558
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$121,0005,773
Trading account gains and fees$0153
Additional Noninterest Income$1,219,0001,783
Total noninterest expense$3,442,0003,286
Salaries and employee benefits$2,151,0002,886
Premises and equipment expense$460,0003,462
Additional noninterest expense$831,0003,964
Pre-tax net operating income$201,0007,729
Securities gains (losses)$04,204
Applicable income taxes$50,0006,201
Income before extraordinary items$151,0007,895
Extraordinary gains, net$040
Net income$151,0007,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,539
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$2,998,000190
Net operating income$151,0007,748
2003-06-30 (YTD Data)Rank
Total interest income$2,185,0005,443
Total interest expense$585,0005,930
Net interest income$1,600,0005,120
Provision for loan and lease losses$143,0003,205
Total noninterest income$852,0002,629
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$78,0005,817
Trading account gains and fees$0150
Additional Noninterest Income$774,0001,830
Total noninterest expense$2,231,0003,354
Salaries and employee benefits$1,409,0002,944
Premises and equipment expense$312,0003,378
Additional noninterest expense$510,0004,179
Pre-tax net operating income$78,0008,180
Securities gains (losses)$03,782
Applicable income taxes$16,0006,732
Income before extraordinary items$62,0008,318
Extraordinary gains, net$030
Net income$62,0008,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,864
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$1,613,000171
Net operating income$62,0008,186
2003-03-31 (YTD Data)Rank
Total interest income$1,010,0005,739
Total interest expense$287,0006,077
Net interest income$723,0005,443
Provision for loan and lease losses$20,0005,233
Total noninterest income$418,0002,587
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$39,0005,725
Trading account gains and fees$0134
Additional Noninterest Income$379,0001,812
Total noninterest expense$1,100,0003,385
Salaries and employee benefits$698,0002,961
Premises and equipment expense$147,0003,538
Additional noninterest expense$255,0004,142
Pre-tax net operating income$21,0008,437
Securities gains (losses)$02,891
Applicable income taxes$5,0006,893
Income before extraordinary items$16,0008,542
Extraordinary gains, net$021
Net income$16,0008,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,840
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$1,263,00092
Net operating income$16,0008,428
2002-12-31 (YTD Data)Rank
Total interest income$3,517,0006,329
Total interest expense$1,100,0006,683
Net interest income$2,417,0006,021
Provision for loan and lease losses$305,0003,377
Total noninterest income$839,0003,871
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$136,0006,022
Trading account gains and fees$0153
Additional Noninterest Income$703,0002,701
Total noninterest expense$3,389,0004,071
Salaries and employee benefits$1,855,0003,981
Premises and equipment expense$620,0003,317
Additional noninterest expense$914,0004,490
Pre-tax net operating income$-438,0008,952
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-438,0009,023
Extraordinary gains, net$070
Net income$-438,0009,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,049
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$14,000789
Net operating income$-438,0008,974
2001-12-31 (YTD Data)Rank
Total interest income$3,142,0007,109
Total interest expense$1,241,0007,529
Net interest income$1,901,0006,597
Provision for loan and lease losses$169,0004,556
Total noninterest income$700,0004,193
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$114,0006,337
Trading account gains and fees$0177
Additional Noninterest Income$586,0002,873
Total noninterest expense$2,106,0005,550
Salaries and employee benefits$1,238,0005,194
Premises and equipment expense$242,0006,183
Additional noninterest expense$626,0005,686
Pre-tax net operating income$326,0007,292
Securities gains (losses)$04,612
Applicable income taxes$140,0005,550
Income before extraordinary items$186,0007,828
Extraordinary gains, net$0105
Net income$186,0007,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,614
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$186,0007,716
2000-12-31 (YTD Data)Rank
Total interest income$2,699,0007,706
Total interest expense$1,145,0007,921
Net interest income$1,554,0007,370
Provision for loan and lease losses$175,0004,079
Total noninterest income$272,0006,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0006,526
Trading account gains and feesNANA
Additional Noninterest Income$170,0005,188
Total noninterest expense$1,779,0006,101
Salaries and employee benefits$1,037,0005,782
Premises and equipment expense$223,0006,414
Additional noninterest expense$519,0006,284
Pre-tax net operating income$-128,0009,276
Securities gains (losses)$01,956
Applicable income taxes$-6,0009,303
Income before extraordinary items$-122,0009,298
Extraordinary gains, net$038
Net income$-122,0009,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,080
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-122,0009,291
1999-12-31 (YTD Data)Rank
Total interest income$2,065,0008,425
Total interest expense$797,0008,685
Net interest income$1,268,0008,058
Provision for loan and lease losses$166,0004,030
Total noninterest income$538,0004,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0006,892
Trading account gains and feesNANA
Additional Noninterest Income$447,0003,171
Total noninterest expense$1,645,0006,427
Salaries and employee benefits$1,025,0005,786
Premises and equipment expense$204,0006,750
Additional noninterest expense$416,0007,145
Pre-tax net operating income$-5,0009,425
Securities gains (losses)$-1,0008,592
Applicable income taxes$-51,0009,831
Income before extraordinary items$45,0009,266
Extraordinary gains, net$-90,00010,193
Net income$-45,0009,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$1,901,000442
Net operating income$45,6409,237
1998-12-31 (YTD Data)Rank
Total interest income$1,313,0009,513
Total interest expense$539,0009,609
Net interest income$774,0009,321
Provision for loan and lease losses$66,0005,965
Total noninterest income$480,0005,060
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$58,0007,838
Trading account gains and feesNANA
Additional Noninterest Income$422,0003,321
Total noninterest expense$1,323,0007,186
Salaries and employee benefits$787,0006,742
Premises and equipment expense$158,0007,480
Additional noninterest expense$378,0007,405
Pre-tax net operating income$-135,0009,943
Securities gains (losses)$3,0003,720
Applicable income taxes$-88,00010,204
Income before extraordinary items$-44,0009,899
Extraordinary gains, net$032
Net income$-44,0009,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-45,9209,862
1997-12-31 (YTD Data)Rank
Total interest income$423,00010,744
Total interest expense$151,00010,728
Net interest income$272,00010,714
Provision for loan and lease losses$64,0006,078
Total noninterest income$121,0009,049
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,0009,265
Trading account gains and feesNANA
Additional Noninterest Income$110,0006,518
Total noninterest expense$936,0008,568
Salaries and employee benefits$504,0008,576
Premises and equipment expense$49,00010,222
Additional noninterest expense$383,0007,499
Pre-tax net operating income$-607,00010,771
Securities gains (losses)$03,944
Applicable income taxes$-46,00010,619
Income before extraordinary items$-561,00010,771
Extraordinary gains, net$044
Net income$-561,00010,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$3,526,000279
Net operating income$-561,00010,755

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.