Home > Synovus Bank of Jacksonville > Assets and Liabilities
Synovus Bank of Jacksonville, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 41 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $244,934,000 | 2,714 |
| Cash and due from depository institutions | $2,616,000 | 3,657 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $3,306,000 | 7,039 |
| Federal funds sold & reverse repurchase agreements | $34,420,000 | 234 |
| Net loans & leases | $188,384,000 | 2,348 |
| Loan loss allowance | $5,783,000 | 1,444 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $12,391,000 | 995 |
| Other real estate owned | $714,000 | 3,657 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,103,000 | 4,443 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $244,934,000 | 2,714 |
| Total liabilities | $223,504,000 | 2,679 |
| Total deposits | $222,617,000 | 2,469 |
| Interest-bearing deposits | $202,090,000 | 2,366 |
| Deposits held in domestic offices | $222,617,000 | 2,467 |
| % insured | 80.62% | 6,166 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $887,000 | 3,646 |
| Total equity capital | $21,430,000 | 3,033 |
| Total bank equity capital | $21,430,000 | 3,033 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,000,000 | 979 |
| Surplus | $31,792,000 | 1,064 |
| Undivided profits | $-15,362,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,786,000 | 1,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $673,000 | 4,436 |
| Earning assets | $226,110,000 | 2,681 |
| Long-term assets (5+ years) | $47,424,000 | 2,497 |
| Average Assets, year-to-date | $235,816,500 | 2,804 |
| Average Assets, quarterly | $235,816,500 | 2,804 |
| Volatile liabilities | $118,451,000 | 1,255 |
| Insider loans | $12,829,000 | 501 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $1,000,000 | 916 |
| Unused loan commitments | $43,534,000 | 1,485 |
| Tier 1 (core) risk-based capital | $21,257,000 | 2,910 |
| Tier 2 risk-based capital | $2,691,000 | 2,043 |
| Total risk weighted assets | $212,174,000 | 2,195 |
| Total unused commitments | $43,534,000 | 1,488 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 44 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $226,699,000 | 2,931 |
| Cash and due from depository institutions | $2,077,000 | 3,486 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $2,975,000 | 7,117 |
| Federal funds sold & reverse repurchase agreements | $6,156,000 | 1,366 |
| Net loans & leases | $194,904,000 | 2,329 |
| Loan loss allowance | $6,152,000 | 1,364 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $12,503,000 | 997 |
| Other real estate owned | $0 | 3,486 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,084,000 | 2,465 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $226,699,000 | 2,931 |
| Total liabilities | $205,116,000 | 2,903 |
| Total deposits | $204,298,000 | 2,687 |
| Interest-bearing deposits | $185,568,000 | 2,546 |
| Deposits held in domestic offices | $204,298,000 | 2,685 |
| % insured | 84.73% | 5,371 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $818,000 | 3,850 |
| Total equity capital | $21,583,000 | 2,979 |
| Total bank equity capital | $21,583,000 | 2,979 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,000,000 | 993 |
| Surplus | $31,778,000 | 1,063 |
| Undivided profits | $-15,195,000 | 7,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,352,000 | 1,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $699,000 | 4,451 |
| Earning assets | $204,035,000 | 2,958 |
| Long-term assets (5+ years) | $49,900,000 | 2,392 |
| Average Assets, year-to-date | $246,333,400 | 2,643 |
| Average Assets, quarterly | $235,904,000 | 2,817 |
| Volatile liabilities | $103,457,000 | 1,456 |
| Insider loans | $4,780,000 | 1,613 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $41,006,000 | 1,571 |
| Tier 1 (core) risk-based capital | $21,403,000 | 2,871 |
| Tier 2 risk-based capital | $2,686,000 | 2,077 |
| Total risk weighted assets | $211,440,000 | 2,251 |
| Total unused commitments | $41,006,000 | 1,572 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 44 | 3,522 |
| Assets and Liabilities | ||
| Total Assets: | $245,109,000 | 2,715 |
| Cash and due from depository institutions | $3,883,000 | 3,522 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $2,993,000 | 7,192 |
| Federal funds sold & reverse repurchase agreements | $27,068,000 | 304 |
| Net loans & leases | $193,299,000 | 2,363 |
| Loan loss allowance | $4,947,000 | 1,565 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $12,607,000 | 993 |
| Other real estate owned | $314,000 | 3,522 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $4,945,000 | 3,129 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $245,109,000 | 2,715 |
| Total liabilities | $223,420,000 | 2,673 |
| Total deposits | $221,744,000 | 2,447 |
| Interest-bearing deposits | $199,321,000 | 2,385 |
| Deposits held in domestic offices | $221,744,000 | 2,445 |
| % insured | 85.00% | 5,461 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,676,000 | 2,687 |
| Total equity capital | $21,689,000 | 3,052 |
| Total bank equity capital | $21,689,000 | 3,052 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,000,000 | 1,008 |
| Surplus | $30,033,000 | 1,116 |
| Undivided profits | $-13,344,000 | 7,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,378,000 | 1,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $803,000 | 4,219 |
| Earning assets | $223,360,000 | 2,741 |
| Long-term assets (5+ years) | $51,253,000 | 2,332 |
| Average Assets, year-to-date | $251,242,000 | 2,613 |
| Average Assets, quarterly | $253,788,000 | 2,610 |
| Volatile liabilities | $109,438,000 | 1,398 |
| Insider loans | $4,538,000 | 1,691 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $40,423,000 | 1,686 |
| Tier 1 (core) risk-based capital | $21,604,000 | 2,898 |
| Tier 2 risk-based capital | $2,716,000 | 2,053 |
| Total risk weighted assets | $215,005,000 | 2,233 |
| Total unused commitments | $40,423,000 | 1,687 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 43 | 3,618 |
| Assets and Liabilities | ||
| Total Assets: | $262,467,000 | 2,551 |
| Cash and due from depository institutions | $2,473,000 | 3,618 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $2,960,000 | 7,234 |
| Federal funds sold & reverse repurchase agreements | $31,733,000 | 260 |
| Net loans & leases | $207,007,000 | 2,260 |
| Loan loss allowance | $6,060,000 | 1,260 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,715,000 | 1,002 |
| Other real estate owned | $980,000 | 3,618 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,599,000 | 3,294 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $262,467,000 | 2,551 |
| Total liabilities | $239,666,000 | 2,510 |
| Total deposits | $238,222,000 | 2,297 |
| Interest-bearing deposits | $219,821,000 | 2,176 |
| Deposits held in domestic offices | $238,222,000 | 2,295 |
| % insured | 63.09% | 6,974 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,444,000 | 3,008 |
| Total equity capital | $22,801,000 | 2,898 |
| Total bank equity capital | $22,801,000 | 2,897 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,000,000 | 1,016 |
| Surplus | $24,490,000 | 1,331 |
| Undivided profits | $-6,689,000 | 7,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $10,019,000 | 1,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $778,000 | 4,232 |
| Earning assets | $241,700,000 | 2,541 |
| Long-term assets (5+ years) | $50,997,000 | 2,315 |
| Average Assets, year-to-date | $253,286,330 | 2,600 |
| Average Assets, quarterly | $257,628,000 | 2,577 |
| Volatile liabilities | $119,380,000 | 1,287 |
| Insider loans | $4,890,000 | 1,594 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $1,000,000 | 1,202 |
| Unused loan commitments | $43,830,000 | 1,644 |
| Tier 1 (core) risk-based capital | $20,833,000 | 3,026 |
| Tier 2 risk-based capital | $2,887,000 | 1,956 |
| Total risk weighted assets | $227,767,000 | 2,164 |
| Total unused commitments | $43,830,000 | 1,645 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 45 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $252,789,000 | 2,641 |
| Cash and due from depository institutions | $3,095,000 | 3,537 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $2,941,000 | 7,301 |
| Federal funds sold & reverse repurchase agreements | $24,478,000 | 456 |
| Net loans & leases | $204,612,000 | 2,292 |
| Loan loss allowance | $5,430,000 | 1,332 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $12,815,000 | 989 |
| Other real estate owned | $1,089,000 | 3,537 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,759,000 | 3,743 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $252,789,000 | 2,641 |
| Total liabilities | $229,644,000 | 2,617 |
| Total deposits | $228,206,000 | 2,367 |
| Interest-bearing deposits | $209,552,000 | 2,259 |
| Deposits held in domestic offices | $228,206,000 | 2,364 |
| % insured | 65.49% | 6,716 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,438,000 | 2,948 |
| Total equity capital | $23,145,000 | 2,877 |
| Total bank equity capital | $23,145,000 | 2,877 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $22,260,000 | 1,428 |
| Undivided profits | $-4,115,000 | 7,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,994,000 | 2,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $785,000 | 4,194 |
| Earning assets | $232,031,000 | 2,642 |
| Long-term assets (5+ years) | $48,736,000 | 2,373 |
| Average Assets, year-to-date | $248,696,000 | 2,663 |
| Average Assets, quarterly | $248,696,000 | 2,663 |
| Volatile liabilities | $113,408,000 | 1,362 |
| Insider loans | $7,686,000 | 1,027 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $56,987,000 | 1,385 |
| Tier 1 (core) risk-based capital | $21,235,000 | 2,982 |
| Tier 2 risk-based capital | $2,911,000 | 1,928 |
| Total risk weighted assets | $230,313,000 | 2,148 |
| Total unused commitments | $56,987,000 | 1,386 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 49 | 3,330 |
| Assets and Liabilities | ||
| Total Assets: | $244,603,000 | 2,703 |
| Cash and due from depository institutions | $1,115,000 | 3,330 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $2,960,000 | 7,383 |
| Federal funds sold & reverse repurchase agreements | $16,912,000 | 537 |
| Net loans & leases | $206,733,000 | 2,281 |
| Loan loss allowance | $5,386,000 | 1,305 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,888,000 | 987 |
| Other real estate owned | $510,000 | 3,330 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,485,000 | 3,936 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $244,603,000 | 2,703 |
| Total liabilities | $222,876,000 | 2,681 |
| Total deposits | $221,796,000 | 2,383 |
| Interest-bearing deposits | $201,195,000 | 2,310 |
| Deposits held in domestic offices | $221,796,000 | 2,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,080,000 | 3,565 |
| Total equity capital | $21,727,000 | 3,001 |
| Total bank equity capital | $21,727,000 | 3,001 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $20,517,000 | 1,507 |
| Undivided profits | $-3,790,000 | 7,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,206,000 | 2,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $777,000 | 4,462 |
| Earning assets | $226,605,000 | 2,679 |
| Long-term assets (5+ years) | $45,922,000 | 2,460 |
| Average Assets, year-to-date | $221,307,400 | 2,860 |
| Average Assets, quarterly | $240,242,500 | 2,718 |
| Volatile liabilities | $107,350,000 | 1,422 |
| Insider loans | $8,670,000 | 907 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $66,299,000 | 1,258 |
| Tier 1 (core) risk-based capital | $20,773,000 | 3,007 |
| Tier 2 risk-based capital | $2,893,000 | 1,912 |
| Total risk weighted assets | $228,913,000 | 2,161 |
| Total unused commitments | $66,299,000 | 1,259 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 47 | 3,481 |
| Assets and Liabilities | ||
| Total Assets: | $235,882,000 | 2,770 |
| Cash and due from depository institutions | $6,107,000 | 3,481 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $2,838,000 | 7,436 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,007 |
| Net loans & leases | $199,969,000 | 2,354 |
| Loan loss allowance | $4,521,000 | 1,384 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,341,000 | 1,122 |
| Other real estate owned | $612,000 | 3,481 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,215,000 | 4,182 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $235,882,000 | 2,770 |
| Total liabilities | $215,031,000 | 2,736 |
| Total deposits | $213,583,000 | 2,441 |
| Interest-bearing deposits | $207,550,000 | 2,204 |
| Deposits held in domestic offices | $213,583,000 | 2,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $475,000 | 3,158 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $973,000 | 3,914 |
| Total equity capital | $20,851,000 | 3,134 |
| Total bank equity capital | $20,851,000 | 3,134 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $17,858,000 | 1,679 |
| Undivided profits | $-2,007,000 | 7,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,509,000 | 2,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $901,000 | 4,199 |
| Earning assets | $214,607,000 | 2,790 |
| Long-term assets (5+ years) | $38,546,000 | 2,718 |
| Average Assets, year-to-date | $215,483,500 | 2,939 |
| Average Assets, quarterly | $223,265,000 | 2,895 |
| Volatile liabilities | $94,521,000 | 1,533 |
| Insider loans | $8,649,000 | 893 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $62,738,000 | 1,394 |
| Tier 1 (core) risk-based capital | $20,820,000 | 3,052 |
| Tier 2 risk-based capital | $2,980,000 | 1,808 |
| Total risk weighted assets | $236,852,000 | 2,108 |
| Total unused commitments | $62,738,000 | 1,397 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $210,648,000 | 3,067 |
| Cash and due from depository institutions | $4,625,000 | 3,351 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $2,742,000 | 7,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $192,175,000 | 2,410 |
| Loan loss allowance | $3,161,000 | 1,814 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,754,000 | 1,473 |
| Other real estate owned | $0 | 3,351 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,352,000 | 4,844 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $210,648,000 | 3,067 |
| Total liabilities | $190,574,000 | 3,048 |
| Total deposits | $180,216,000 | 2,893 |
| Interest-bearing deposits | $174,615,000 | 2,592 |
| Deposits held in domestic offices | $180,216,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,448,000 | 1,369 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $910,000 | 4,051 |
| Total equity capital | $20,074,000 | 3,262 |
| Total bank equity capital | $20,074,000 | 3,262 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $15,990,000 | 1,823 |
| Undivided profits | $-916,000 | 7,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,941,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $753,000 | 4,634 |
| Earning assets | $194,917,000 | 3,035 |
| Long-term assets (5+ years) | $37,259,000 | 2,786 |
| Average Assets, year-to-date | $208,684,000 | 3,033 |
| Average Assets, quarterly | $209,715,500 | 3,058 |
| Volatile liabilities | $93,786,000 | 1,554 |
| Insider loans | $7,559,000 | 1,041 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $60,055,000 | 1,481 |
| Tier 1 (core) risk-based capital | $20,043,000 | 3,173 |
| Tier 2 risk-based capital | $2,771,000 | 1,895 |
| Total risk weighted assets | $221,325,000 | 2,218 |
| Total unused commitments | $60,055,000 | 1,481 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 43 | 3,761 |
| Assets and Liabilities | ||
| Total Assets: | $208,783,000 | 3,065 |
| Cash and due from depository institutions | $2,371,000 | 3,761 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $2,815,000 | 7,520 |
| Federal funds sold & reverse repurchase agreements | $338,000 | 6,271 |
| Net loans & leases | $193,911,000 | 2,343 |
| Loan loss allowance | $2,451,000 | 2,184 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,497,000 | 1,716 |
| Other real estate owned | $0 | 3,761 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,851,000 | 5,296 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $208,783,000 | 3,065 |
| Total liabilities | $188,692,000 | 3,032 |
| Total deposits | $187,182,000 | 2,781 |
| Interest-bearing deposits | $182,262,000 | 2,485 |
| Deposits held in domestic offices | $187,182,000 | 2,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $390,000 | 2,903 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,120,000 | 3,794 |
| Total equity capital | $20,091,000 | 3,342 |
| Total bank equity capital | $20,091,000 | 3,342 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $15,467,000 | 1,841 |
| Undivided profits | $-376,000 | 7,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 4,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $787,000 | 4,511 |
| Earning assets | $197,064,000 | 2,988 |
| Long-term assets (5+ years) | $61,105,000 | 1,849 |
| Average Assets, year-to-date | $207,702,000 | 3,041 |
| Average Assets, quarterly | $207,702,000 | 3,041 |
| Volatile liabilities | $79,001,000 | 1,764 |
| Insider loans | $8,861,000 | 855 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $63,865,000 | 1,458 |
| Tier 1 (core) risk-based capital | $20,015,000 | 3,182 |
| Tier 2 risk-based capital | $2,451,000 | 2,055 |
| Total risk weighted assets | $221,411,000 | 2,183 |
| Total unused commitments | $63,865,000 | 1,459 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 40 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $206,621,000 | 3,040 |
| Cash and due from depository institutions | $2,694,000 | 3,994 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $2,725,000 | 7,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $194,055,000 | 2,339 |
| Loan loss allowance | $2,148,000 | 2,414 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,103,000 | 2,484 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,044,000 | 5,132 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $206,621,000 | 3,040 |
| Total liabilities | $187,225,000 | 3,000 |
| Total deposits | $164,057,000 | 3,108 |
| Interest-bearing deposits | $159,030,000 | 2,764 |
| Deposits held in domestic offices | $164,057,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,924,000 | 834 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,244,000 | 3,482 |
| Total equity capital | $19,396,000 | 3,387 |
| Total bank equity capital | $19,396,000 | 3,387 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $14,770,000 | 1,909 |
| Undivided profits | $-374,000 | 7,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $978,000 | 4,062 |
| Earning assets | $196,780,000 | 2,933 |
| Long-term assets (5+ years) | $55,683,000 | 1,857 |
| Average Assets, year-to-date | $197,527,800 | 3,055 |
| Average Assets, quarterly | $208,345,500 | 2,991 |
| Volatile liabilities | $81,992,000 | 1,708 |
| Insider loans | $9,311,000 | 785 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $52,517,000 | 1,703 |
| Tier 1 (core) risk-based capital | $19,376,000 | 3,254 |
| Tier 2 risk-based capital | $2,148,000 | 2,267 |
| Total risk weighted assets | $213,601,000 | 2,238 |
| Total unused commitments | $52,517,000 | 1,703 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 40 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $210,070,000 | 2,959 |
| Cash and due from depository institutions | $3,356,000 | 4,002 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $2,686,000 | 7,664 |
| Federal funds sold & reverse repurchase agreements | $19,075,000 | 723 |
| Net loans & leases | $178,756,000 | 2,447 |
| Loan loss allowance | $1,844,000 | 2,696 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,365,000 | 2,778 |
| Other real estate owned | $0 | 4,002 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,832,000 | 5,475 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $210,070,000 | 2,959 |
| Total liabilities | $190,818,000 | 2,905 |
| Total deposits | $189,074,000 | 2,682 |
| Interest-bearing deposits | $183,498,000 | 2,418 |
| Deposits held in domestic offices | $189,074,000 | 2,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $382,000 | 3,149 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,362,000 | 3,328 |
| Total equity capital | $19,252,000 | 3,381 |
| Total bank equity capital | $19,252,000 | 3,381 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $14,740,000 | 1,873 |
| Undivided profits | $-488,000 | 7,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $896,000 | 4,597 |
| Earning assets | $200,517,000 | 2,847 |
| Long-term assets (5+ years) | $48,261,000 | 1,987 |
| Average Assets, year-to-date | $195,254,500 | 3,081 |
| Average Assets, quarterly | $207,660,000 | 2,962 |
| Volatile liabilities | $53,870,000 | 2,401 |
| Insider loans | $9,284,000 | 774 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $45,896,000 | 1,915 |
| Tier 1 (core) risk-based capital | $19,255,000 | 3,275 |
| Tier 2 risk-based capital | $1,844,000 | 2,563 |
| Total risk weighted assets | $202,025,000 | 2,304 |
| Total unused commitments | $45,896,000 | 1,915 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 38 | 4,192 |
| Assets and Liabilities | ||
| Total Assets: | $205,250,000 | 3,024 |
| Cash and due from depository institutions | $2,767,000 | 4,192 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,623,000 | 7,739 |
| Federal funds sold & reverse repurchase agreements | $13,348,000 | 1,180 |
| Net loans & leases | $181,266,000 | 2,425 |
| Loan loss allowance | $1,844,000 | 2,686 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,484,000 | 3,275 |
| Other real estate owned | $0 | 4,192 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,762,000 | 5,510 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $205,250,000 | 3,024 |
| Total liabilities | $186,280,000 | 2,984 |
| Total deposits | $184,113,000 | 2,782 |
| Interest-bearing deposits | $169,616,000 | 2,620 |
| Deposits held in domestic offices | $184,113,000 | 2,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,049,000 | 2,659 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,118,000 | 3,588 |
| Total equity capital | $18,970,000 | 3,383 |
| Total bank equity capital | $18,970,000 | 3,383 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $14,722,000 | 1,875 |
| Undivided profits | $-752,000 | 7,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $875,000 | 4,399 |
| Earning assets | $197,237,000 | 2,881 |
| Long-term assets (5+ years) | $47,964,000 | 1,960 |
| Average Assets, year-to-date | $190,316,000 | 3,189 |
| Average Assets, quarterly | $194,053,500 | 3,148 |
| Volatile liabilities | $53,033,000 | 2,402 |
| Insider loans | $9,433,000 | 752 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $53,617,000 | 1,725 |
| Tier 1 (core) risk-based capital | $19,012,000 | 3,292 |
| Tier 2 risk-based capital | $1,844,000 | 2,552 |
| Total risk weighted assets | $201,004,000 | 2,320 |
| Total unused commitments | $53,617,000 | 1,726 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 38 | 4,177 |
| Assets and Liabilities | ||
| Total Assets: | $182,857,000 | 3,339 |
| Cash and due from depository institutions | $1,802,000 | 4,177 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $2,665,000 | 7,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $174,160,000 | 2,481 |
| Loan loss allowance | $1,988,000 | 2,510 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,518,000 | 4,002 |
| Other real estate owned | $0 | 4,177 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,712,000 | 5,506 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $182,857,000 | 3,339 |
| Total liabilities | $164,277,000 | 3,322 |
| Total deposits | $157,241,000 | 3,198 |
| Interest-bearing deposits | $141,135,000 | 3,044 |
| Deposits held in domestic offices | $157,241,000 | 3,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,840,000 | 1,466 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,196,000 | 3,516 |
| Total equity capital | $18,580,000 | 3,455 |
| Total bank equity capital | $18,580,000 | 3,455 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $14,706,000 | 1,848 |
| Undivided profits | $-1,126,000 | 8,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $915,000 | 4,116 |
| Earning assets | $176,825,000 | 3,180 |
| Long-term assets (5+ years) | $36,126,000 | 2,379 |
| Average Assets, year-to-date | $182,849,000 | 3,311 |
| Average Assets, quarterly | $182,849,000 | 3,311 |
| Volatile liabilities | $54,806,000 | 2,319 |
| Insider loans | $8,524,000 | 822 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $54,234,000 | 1,711 |
| Tier 1 (core) risk-based capital | $18,596,000 | 3,338 |
| Tier 2 risk-based capital | $1,988,000 | 2,383 |
| Total risk weighted assets | $191,457,000 | 2,386 |
| Total unused commitments | $54,234,000 | 1,712 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 34 | 4,525 |
| Assets and Liabilities | ||
| Total Assets: | $182,841,000 | 3,304 |
| Cash and due from depository institutions | $17,392,000 | 4,525 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $2,652,000 | 7,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $159,136,000 | 2,659 |
| Loan loss allowance | $1,820,000 | 2,683 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,209,000 | 4,267 |
| Other real estate owned | $0 | 4,525 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,452,000 | 5,933 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $182,841,000 | 3,304 |
| Total liabilities | $165,282,000 | 3,268 |
| Total deposits | $149,429,000 | 3,307 |
| Interest-bearing deposits | $132,787,000 | 3,178 |
| Deposits held in domestic offices | $149,429,000 | 3,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 987 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,353,000 | 3,178 |
| Total equity capital | $17,559,000 | 3,552 |
| Total bank equity capital | $17,559,000 | 3,552 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $13,788,000 | 1,926 |
| Undivided profits | $-1,229,000 | 8,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $868,000 | 4,431 |
| Earning assets | $161,788,000 | 3,396 |
| Long-term assets (5+ years) | $34,216,000 | 2,413 |
| Average Assets, year-to-date | $154,794,800 | 3,654 |
| Average Assets, quarterly | $176,908,500 | 3,352 |
| Volatile liabilities | $62,558,000 | 2,214 |
| Insider loans | $7,781,000 | 906 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $56,376,000 | 1,668 |
| Tier 1 (core) risk-based capital | $17,583,000 | 3,442 |
| Tier 2 risk-based capital | $1,820,000 | 2,565 |
| Total risk weighted assets | $185,706,000 | 2,425 |
| Total unused commitments | $56,376,000 | 1,669 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 33 | 4,641 |
| Assets and Liabilities | ||
| Total Assets: | $170,976,000 | 3,455 |
| Cash and due from depository institutions | $4,929,000 | 4,641 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $2,651,000 | 7,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $160,158,000 | 2,622 |
| Loan loss allowance | $1,780,000 | 2,723 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,799,000 | 4,725 |
| Other real estate owned | $0 | 4,641 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,439,000 | 5,985 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $170,976,000 | 3,455 |
| Total liabilities | $153,675,000 | 3,438 |
| Total deposits | $117,696,000 | 3,917 |
| Interest-bearing deposits | $100,587,000 | 3,891 |
| Deposits held in domestic offices | $117,696,000 | 3,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,017,000 | 579 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $962,000 | 3,940 |
| Total equity capital | $17,301,000 | 3,573 |
| Total bank equity capital | $17,301,000 | 3,573 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $13,764,000 | 1,900 |
| Undivided profits | $-1,463,000 | 8,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $871,000 | 4,428 |
| Earning assets | $162,809,000 | 3,359 |
| Long-term assets (5+ years) | $34,260,000 | 2,395 |
| Average Assets, year-to-date | $147,783,250 | 3,791 |
| Average Assets, quarterly | $165,322,500 | 3,513 |
| Volatile liabilities | $68,147,000 | 2,081 |
| Insider loans | $8,854,000 | 764 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $60,773,000 | 1,598 |
| Tier 1 (core) risk-based capital | $17,325,000 | 3,480 |
| Tier 2 risk-based capital | $1,780,000 | 2,608 |
| Total risk weighted assets | $183,288,000 | 2,430 |
| Total unused commitments | $60,773,000 | 1,598 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 31 | 4,873 |
| Assets and Liabilities | ||
| Total Assets: | $159,669,000 | 3,617 |
| Cash and due from depository institutions | $3,491,000 | 4,873 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $2,477,000 | 7,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $151,113,000 | 2,738 |
| Loan loss allowance | $1,640,000 | 2,894 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,430,000 | 5,225 |
| Other real estate owned | $0 | 4,873 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,158,000 | 6,412 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $159,669,000 | 3,617 |
| Total liabilities | $142,816,000 | 3,618 |
| Total deposits | $134,289,000 | 3,540 |
| Interest-bearing deposits | $115,685,000 | 3,451 |
| Deposits held in domestic offices | $134,289,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,910,000 | 1,391 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $617,000 | 4,732 |
| Total equity capital | $16,853,000 | 3,526 |
| Total bank equity capital | $16,853,000 | 3,526 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $13,567,000 | 1,879 |
| Undivided profits | $-1,714,000 | 8,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $703,000 | 4,764 |
| Earning assets | $153,590,000 | 3,477 |
| Long-term assets (5+ years) | $30,216,000 | 2,590 |
| Average Assets, year-to-date | $140,052,330 | 3,958 |
| Average Assets, quarterly | $149,469,000 | 3,792 |
| Volatile liabilities | $36,637,000 | 3,208 |
| Insider loans | $17,652,000 | 324 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $59,388,000 | 1,628 |
| Tier 1 (core) risk-based capital | $16,922,000 | 3,484 |
| Tier 2 risk-based capital | $1,640,000 | 2,767 |
| Total risk weighted assets | $171,180,000 | 2,553 |
| Total unused commitments | $59,388,000 | 1,628 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $139,269,000 | 3,993 |
| Cash and due from depository institutions | $6,275,000 | 5,063 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $2,516,000 | 8,019 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $128,257,000 | 3,088 |
| Loan loss allowance | $1,384,000 | 3,279 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,121,000 | 5,688 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,100,000 | 6,435 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $139,269,000 | 3,993 |
| Total liabilities | $124,315,000 | 3,990 |
| Total deposits | $103,725,000 | 4,254 |
| Interest-bearing deposits | $88,744,000 | 4,203 |
| Deposits held in domestic offices | $103,725,000 | 4,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,920,000 | 777 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $670,000 | 4,479 |
| Total equity capital | $14,954,000 | 3,867 |
| Total bank equity capital | $14,954,000 | 3,867 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $11,627,000 | 2,050 |
| Undivided profits | $-1,673,000 | 8,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $619,000 | 4,990 |
| Earning assets | $130,773,000 | 3,917 |
| Long-term assets (5+ years) | $27,091,000 | 2,749 |
| Average Assets, year-to-date | $130,244,000 | 4,153 |
| Average Assets, quarterly | $130,244,000 | 4,153 |
| Volatile liabilities | $45,852,000 | 2,659 |
| Insider loans | $15,514,000 | 391 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $57,170,000 | 1,653 |
| Tier 1 (core) risk-based capital | $14,999,000 | 3,822 |
| Tier 2 risk-based capital | $1,384,000 | 3,106 |
| Total risk weighted assets | $150,472,000 | 2,824 |
| Total unused commitments | $57,170,000 | 1,654 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $121,219,000 | 4,379 |
| Cash and due from depository institutions | $3,274,000 | 4,947 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $2,562,000 | 8,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $113,386,000 | 3,374 |
| Loan loss allowance | $1,229,000 | 3,568 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,150,000 | 5,635 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $847,000 | 7,026 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $121,219,000 | 4,379 |
| Total liabilities | $108,290,000 | 4,391 |
| Total deposits | $90,168,000 | 4,664 |
| Interest-bearing deposits | $77,384,000 | 4,559 |
| Deposits held in domestic offices | $90,168,000 | 4,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,114,000 | 848 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,008,000 | 3,474 |
| Total equity capital | $12,929,000 | 4,287 |
| Total bank equity capital | $12,929,000 | 4,287 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $9,482,000 | 2,366 |
| Undivided profits | $-1,553,000 | 8,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $595,000 | 5,203 |
| Earning assets | $115,948,000 | 4,261 |
| Long-term assets (5+ years) | $25,236,000 | 2,856 |
| Average Assets, year-to-date | $92,481,600 | 5,066 |
| Average Assets, quarterly | $115,826,500 | 4,488 |
| Volatile liabilities | $40,895,000 | 2,840 |
| Insider loans | $9,819,000 | 637 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,780,000 | 2,337 |
| Tier 1 (core) risk-based capital | $12,929,000 | 4,246 |
| Tier 2 risk-based capital | $1,230,000 | 3,363 |
| Total risk weighted assets | $136,380,000 | 3,050 |
| Total unused commitments | $33,780,000 | 2,337 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $110,434,000 | 4,624 |
| Cash and due from depository institutions | $895,000 | 5,170 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $2,590,000 | 8,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $104,822,000 | 3,525 |
| Loan loss allowance | $1,109,000 | 3,801 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,099,000 | 5,691 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,028,000 | 6,622 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $110,434,000 | 4,624 |
| Total liabilities | $100,040,000 | 4,569 |
| Total deposits | $84,897,000 | 4,795 |
| Interest-bearing deposits | $76,112,000 | 4,560 |
| Deposits held in domestic offices | $84,897,000 | 4,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,264,000 | 928 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $879,000 | 3,762 |
| Total equity capital | $10,394,000 | 5,017 |
| Total bank equity capital | $10,394,000 | 5,017 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $6,975,000 | 2,922 |
| Undivided profits | $-1,581,000 | 8,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $452,000 | 6,062 |
| Earning assets | $107,412,000 | 4,463 |
| Long-term assets (5+ years) | $24,205,000 | 2,936 |
| Average Assets, year-to-date | $85,297,250 | 5,339 |
| Average Assets, quarterly | $101,862,000 | 4,842 |
| Volatile liabilities | $36,854,000 | 2,960 |
| Insider loans | $3,296,000 | 1,945 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,355,000 | 2,821 |
| Tier 1 (core) risk-based capital | $10,393,000 | 4,947 |
| Tier 2 risk-based capital | $1,109,000 | 3,598 |
| Total risk weighted assets | $117,529,000 | 3,349 |
| Total unused commitments | $25,355,000 | 2,823 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $93,290,000 | 5,106 |
| Cash and due from depository institutions | $1,767,000 | 5,432 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $2,643,000 | 8,095 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $87,024,000 | 3,980 |
| Loan loss allowance | $925,000 | 4,278 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,117,000 | 5,625 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $739,000 | 7,155 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $93,290,000 | 5,106 |
| Total liabilities | $84,138,000 | 5,059 |
| Total deposits | $75,205,000 | 5,126 |
| Interest-bearing deposits | $67,767,000 | 4,907 |
| Deposits held in domestic offices | $75,205,000 | 5,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,476,000 | 1,342 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,457,000 | 2,483 |
| Total equity capital | $9,152,000 | 5,369 |
| Total bank equity capital | $9,152,000 | 5,369 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $5,575,000 | 3,373 |
| Undivided profits | $-1,423,000 | 8,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $337,000 | 6,637 |
| Earning assets | $89,667,000 | 4,947 |
| Long-term assets (5+ years) | $35,865,000 | 2,270 |
| Average Assets, year-to-date | $76,918,330 | 5,628 |
| Average Assets, quarterly | $86,702,500 | 5,299 |
| Volatile liabilities | $30,144,000 | 3,281 |
| Insider loans | $2,637,000 | 2,291 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $23,714,000 | 2,860 |
| Tier 1 (core) risk-based capital | $9,113,000 | 5,282 |
| Tier 2 risk-based capital | $925,000 | 4,042 |
| Total risk weighted assets | $98,796,000 | 3,758 |
| Total unused commitments | $23,714,000 | 2,861 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 25 | 5,569 |
| Assets and Liabilities | ||
| Total Assets: | $80,115,000 | 5,579 |
| Cash and due from depository institutions | $3,110,000 | 5,569 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,481,000 | 8,438 |
| Federal funds sold & reverse repurchase agreements | $4,782,000 | 2,404 |
| Net loans & leases | $69,101,000 | 4,576 |
| Loan loss allowance | $780,000 | 4,771 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,139,000 | 5,620 |
| Other real estate owned | $0 | 5,569 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $502,000 | 7,848 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $80,115,000 | 5,579 |
| Total liabilities | $71,426,000 | 5,573 |
| Total deposits | $69,930,000 | 5,383 |
| Interest-bearing deposits | $63,556,000 | 5,163 |
| Deposits held in domestic offices | $69,930,000 | 5,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $876,000 | 2,676 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $620,000 | 4,295 |
| Total equity capital | $8,689,000 | 5,477 |
| Total bank equity capital | $8,689,000 | 5,477 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $-1,311,000 | 8,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $261,000 | 7,239 |
| Earning assets | $75,364,000 | 5,513 |
| Long-term assets (5+ years) | $29,175,000 | 2,690 |
| Average Assets, year-to-date | $68,732,500 | 6,027 |
| Average Assets, quarterly | $68,732,500 | 6,027 |
| Volatile liabilities | $21,944,000 | 3,953 |
| Insider loans | $2,658,000 | 2,218 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,607,000 | 3,934 |
| Tier 1 (core) risk-based capital | $8,689,000 | 5,407 |
| Tier 2 risk-based capital | $780,000 | 4,482 |
| Total risk weighted assets | $73,731,000 | 4,550 |
| Total unused commitments | $13,607,000 | 3,935 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $57,350,000 | 6,613 |
| Cash and due from depository institutions | $3,588,000 | 6,242 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $52,150,000 | 5,369 |
| Loan loss allowance | $660,000 | 5,259 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,131,000 | 5,634 |
| Other real estate owned | $0 | 6,242 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $481,000 | 7,931 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $57,350,000 | 6,613 |
| Total liabilities | $48,423,000 | 6,720 |
| Total deposits | $37,769,000 | 7,163 |
| Interest-bearing deposits | $27,600,000 | 7,435 |
| Deposits held in domestic offices | $37,769,000 | 7,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,169,000 | 1,129 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $485,000 | 4,785 |
| Total equity capital | $8,927,000 | 5,383 |
| Total bank equity capital | $8,927,000 | 5,383 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $-1,073,000 | 8,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $139,000 | 8,288 |
| Earning assets | $52,150,000 | 6,629 |
| Long-term assets (5+ years) | $6,339,000 | 5,671 |
| Average Assets, year-to-date | $39,974,670 | 7,375 |
| Average Assets, quarterly | $47,578,000 | 7,065 |
| Volatile liabilities | $20,349,000 | 4,085 |
| Insider loans | $2,389,000 | 2,409 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,302,000 | 2,901 |
| Tier 1 (core) risk-based capital | $8,927,000 | 5,254 |
| Tier 2 risk-based capital | $648,000 | 5,024 |
| Total risk weighted assets | $51,866,000 | 5,593 |
| Total unused commitments | $21,302,000 | 2,903 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $37,806,000 | 7,600 |
| Cash and due from depository institutions | $1,709,000 | 6,572 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $34,919,000 | 6,453 |
| Loan loss allowance | $444,000 | 6,401 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $788,000 | 6,310 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $390,000 | 8,287 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $37,806,000 | 7,600 |
| Total liabilities | $28,540,000 | 7,874 |
| Total deposits | $26,581,000 | 7,875 |
| Interest-bearing deposits | $22,532,000 | 7,837 |
| Deposits held in domestic offices | $26,581,000 | 7,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,669,000 | 2,495 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $290,000 | 6,290 |
| Total equity capital | $9,266,000 | 5,251 |
| Total bank equity capital | $9,266,000 | 5,251 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $-734,000 | 8,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $86,000 | 8,669 |
| Earning assets | $34,919,000 | 7,564 |
| Long-term assets (5+ years) | $3,872,000 | 6,480 |
| Average Assets, year-to-date | $31,287,000 | 7,913 |
| Average Assets, quarterly | $31,287,000 | 7,945 |
| Volatile liabilities | $8,487,000 | 6,215 |
| Insider loans | $4,094,000 | 1,429 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $20,917,000 | 2,908 |
| Tier 1 (core) risk-based capital | $9,266,000 | 5,104 |
| Tier 2 risk-based capital | $444,000 | 6,093 |
| Total risk weighted assets | $40,905,000 | 6,238 |
| Total unused commitments | $20,917,000 | 2,912 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 17 | 6,768 |
| Assets and Liabilities | ||
| Total Assets: | $24,768,000 | 8,356 |
| Cash and due from depository institutions | $665,000 | 6,768 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $23,293,000 | 7,343 |
| Loan loss allowance | $294,000 | 7,384 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $516,000 | 7,083 |
| Other real estate owned | $0 | 6,768 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $294,000 | 8,546 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $24,768,000 | 8,356 |
| Total liabilities | $15,119,000 | 8,691 |
| Total deposits | $6,137,000 | 8,967 |
| Interest-bearing deposits | $4,756,000 | 8,944 |
| Deposits held in domestic offices | $6,137,000 | 8,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,872,000 | 1,223 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $110,000 | 7,865 |
| Total equity capital | $9,649,000 | 4,981 |
| Total bank equity capital | $9,649,000 | 4,981 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $-351,000 | 8,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $56,000 | 8,867 |
| Earning assets | $23,293,000 | 8,302 |
| Long-term assets (5+ years) | $2,821,000 | 6,939 |
| Average Assets, year-to-date | $24,768,000 | 8,330 |
| Average Assets, quarterly | $24,768,000 | 8,344 |
| Volatile liabilities | $9,672,000 | 5,867 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,966,000 | 3,105 |
| Tier 1 (core) risk-based capital | $9,649,000 | 4,916 |
| Tier 2 risk-based capital | $294,000 | 7,123 |
| Total risk weighted assets | $29,340,000 | 7,074 |
| Total unused commitments | $18,966,000 | 3,110 |
| Derivatives | $0 | 740 |