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Synergy Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$17,148,000817
Total interest expense$4,935,0001,005
Net interest income$12,213,000738
Provision for loan and lease losses$958,000404
Total noninterest income$1,566,0001,003
Gross Fiduciary activities income$0918
Service charges on deposit accounts$326,000828
Trading account gains and feesNANA
Additional Noninterest Income$1,240,000847
Total noninterest expense$6,845,000989
Salaries and employee benefits$4,210,000926
Premises and equipment expense$578,0001,128
Additional noninterest expense$1,240,000847
Pre-tax net operating income$5,976,000635
Securities gains (losses)$0665
Applicable income taxes$1,224,000578
Income before extraordinary items$4,752,000643
Extraordinary gains, net$047
Net income$4,752,000654
Minority interest net income$065
Net income of bank and minority interests.$4,752,000643
Net charge-offs$-2,0003,609
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$49,000358
Net operating income$4,752,000642
2024-12-31 (YTD Data)Rank
Total interest income$65,713,000837
Total interest expense$19,807,0001,036
Net interest income$45,906,000738
Provision for loan and lease losses$2,995,000482
Total noninterest income$6,096,0001,040
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,276,000850
Trading account gains and feesNANA
Additional Noninterest Income$4,820,000889
Total noninterest expense$25,882,0001,011
Salaries and employee benefits$15,326,000973
Premises and equipment expense$2,601,000990
Additional noninterest expense$4,820,000889
Pre-tax net operating income$23,125,000595
Securities gains (losses)$0940
Applicable income taxes$4,762,000548
Income before extraordinary items$18,363,000620
Extraordinary gains, net$053
Net income$18,363,000626
Minority interest net income$090
Net income of bank and minority interests.$18,363,000620
Net charge-offs$143,0001,547
Cash dividends$12,390,000444
Sale, conversion, retirement of capital stock, net$151,000426
Net operating income$18,363,000623
2024-09-30 (YTD Data)Rank
Total interest income$48,584,000831
Total interest expense$14,518,0001,060
Net interest income$34,066,000736
Provision for loan and lease losses$1,884,000508
Total noninterest income$4,481,0001,041
Gross Fiduciary activities income$0972
Service charges on deposit accounts$935,000854
Trading account gains and feesNANA
Additional Noninterest Income$3,546,000900
Total noninterest expense$19,205,0001,007
Salaries and employee benefits$11,185,000987
Premises and equipment expense$1,907,0001,004
Additional noninterest expense$3,546,000900
Pre-tax net operating income$17,458,000578
Securities gains (losses)$0930
Applicable income taxes$3,603,000548
Income before extraordinary items$13,855,000615
Extraordinary gains, net$051
Net income$13,855,000627
Minority interest net income$082
Net income of bank and minority interests.$13,855,000617
Net charge-offs$157,0001,163
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$123,000399
Net operating income$13,855,000616
2024-06-30 (YTD Data)Rank
Total interest income$1,176,0004,244
Total interest expense$04,438
Net interest income$105,465,000215
Provision for loan and lease losses$02,935
Total noninterest income$1,2554,500
Gross Fiduciary activities income$24,892,00079
Service charges on deposit accounts$04,363
Trading account gains and fees$0145
Additional Noninterest Income$04,414
Total noninterest expense$04,503
Salaries and employee benefitsNANA
Premises and equipment expense$04,478
Additional noninterest expense$2,2324,432
Pre-tax net operating income$1,636,0002,335
Securities gains (losses)$226,000162
Applicable income taxes$03,283
Income before extraordinary items$04,214
Extraordinary gains, net$4,047,00013
Net income$9,302,000616
Minority interest net income$2,000,00019
Net income of bank and minority interests.$04,217
Net charge-offs$02,587
Cash dividends$16,579,000216
Sale, conversion, retirement of capital stock, net$34,980,00014
Net operating income$04,232
2024-03-31 (YTD Data)Rank
Total interest income$15,593,000844
Total interest expense$4,452,0001,096
Net interest income$11,141,000754
Provision for loan and lease losses$183,000884
Total noninterest income$1,485,0001,050
Gross Fiduciary activities income$0895
Service charges on deposit accounts$307,000853
Trading account gains and feesNANA
Additional Noninterest Income$1,178,000896
Total noninterest expense$6,184,0001,049
Salaries and employee benefits$3,653,0001,016
Premises and equipment expense$608,0001,061
Additional noninterest expense$1,178,000896
Pre-tax net operating income$6,259,000553
Securities gains (losses)$0689
Applicable income taxes$1,298,000521
Income before extraordinary items$4,961,000582
Extraordinary gains, net$051
Net income$4,961,000588
Minority interest net income$072
Net income of bank and minority interests.$4,961,000582
Net charge-offs$134,000632
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$39,000315
Net operating income$4,961,000580
2023-12-31 (YTD Data)Rank
Total interest income$44,842,0001,025
Total interest expense$9,905,0001,301
Net interest income$34,937,000913
Provision for loan and lease losses$5,472,000310
Total noninterest income$5,296,0001,151
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,071,000948
Trading account gains and feesNANA
Additional Noninterest Income$4,225,000985
Total noninterest expense$19,993,0001,213
Salaries and employee benefits$11,559,0001,206
Premises and equipment expense$1,939,0001,253
Additional noninterest expense$4,225,000985
Pre-tax net operating income$14,768,000866
Securities gains (losses)$0988
Applicable income taxes$3,037,000742
Income before extraordinary items$11,731,000883
Extraordinary gains, net$054
Net income$11,731,000896
Minority interest net income$088
Net income of bank and minority interests.$11,731,000886
Net charge-offs$883,000569
Cash dividends$9,750,000505
Sale, conversion, retirement of capital stock, net$140,000390
Net operating income$11,731,000900
2023-09-30 (YTD Data)Rank
Total interest income$29,045,0001,122
Total interest expense$6,011,0001,402
Net interest income$23,034,0001,022
Provision for loan and lease losses$4,020,000302
Total noninterest income$3,832,0001,178
Gross Fiduciary activities income$0950
Service charges on deposit accounts$762,000981
Trading account gains and feesNANA
Additional Noninterest Income$3,070,0001,016
Total noninterest expense$13,734,0001,287
Salaries and employee benefits$8,115,0001,269
Premises and equipment expense$1,365,0001,328
Additional noninterest expense$3,070,0001,016
Pre-tax net operating income$9,112,0001,043
Securities gains (losses)$0849
Applicable income taxes$1,868,000867
Income before extraordinary items$7,244,0001,090
Extraordinary gains, net$052
Net income$7,244,0001,095
Minority interest net income$081
Net income of bank and minority interests.$7,244,0001,090
Net charge-offs$-16,0003,939
Cash dividends$6,000,000528
Sale, conversion, retirement of capital stock, net$105,000376
Net operating income$7,244,0001,107
2023-06-30 (YTD Data)Rank
Total interest income$17,317,0001,200
Total interest expense$3,224,0001,498
Net interest income$14,093,0001,114
Provision for loan and lease losses$350,000947
Total noninterest income$2,407,0001,163
Gross Fiduciary activities income$0931
Service charges on deposit accounts$483,000996
Trading account gains and feesNANA
Additional Noninterest Income$1,924,0001,007
Total noninterest expense$8,387,0001,373
Salaries and employee benefits$5,060,0001,319
Premises and equipment expense$856,0001,378
Additional noninterest expense$1,924,0001,006
Pre-tax net operating income$7,763,000871
Securities gains (losses)$-1,0003,583
Applicable income taxes$1,604,000755
Income before extraordinary items$6,158,000898
Extraordinary gains, net$051
Net income$6,158,000910
Minority interest net income$081
Net income of bank and minority interests.$6,158,000898
Net charge-offs$-10,0003,918
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$70,000365
Net operating income$6,158,790908
2023-03-31 (YTD Data)Rank
Total interest income$8,268,0001,225
Total interest expense$1,346,0001,538
Net interest income$6,922,0001,135
Provision for loan and lease losses$8,0002,392
Total noninterest income$1,146,0001,208
Gross Fiduciary activities income$0913
Service charges on deposit accounts$231,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$915,0001,038
Total noninterest expense$4,107,0001,416
Salaries and employee benefits$2,483,0001,366
Premises and equipment expense$437,0001,386
Additional noninterest expense$915,0001,038
Pre-tax net operating income$3,953,000885
Securities gains (losses)$0950
Applicable income taxes$816,000765
Income before extraordinary items$3,137,000910
Extraordinary gains, net$04
Net income$3,137,000908
Minority interest net income$048
Net income of bank and minority interests.$3,137,000909
Net charge-offs$-4,0003,763
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$35,000339
Net operating income$3,137,000922
2022-12-31 (YTD Data)Rank
Total interest income$27,914,0001,214
Total interest expense$2,246,0001,479
Net interest income$25,668,0001,175
Provision for loan and lease losses$-1,575,0004,646
Total noninterest income$4,986,0001,207
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$972,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$4,014,0001,051
Total noninterest expense$15,587,0001,436
Salaries and employee benefits$9,647,0001,354
Premises and equipment expense$1,421,0001,589
Additional noninterest expense$4,014,0001,051
Pre-tax net operating income$16,642,000872
Securities gains (losses)$0691
Applicable income taxes$3,435,000762
Income before extraordinary items$13,207,000899
Extraordinary gains, net$05
Net income$13,207,000900
Minority interest net income$063
Net income of bank and minority interests.$13,207,000900
Net charge-offs$-84,0004,234
Cash dividends$4,500,000846
Sale, conversion, retirement of capital stock, net$120,000453
Net operating income$13,207,000924
2022-09-30 (YTD Data)Rank
Total interest income$19,825,0001,213
Total interest expense$1,447,0001,360
Net interest income$18,378,0001,191
Provision for loan and lease losses$-1,791,0004,692
Total noninterest income$3,796,0001,207
Gross Fiduciary activities income$0968
Service charges on deposit accounts$720,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$3,076,0001,045
Total noninterest expense$11,652,0001,431
Salaries and employee benefits$7,246,0001,343
Premises and equipment expense$1,011,0001,666
Additional noninterest expense$3,076,0001,045
Pre-tax net operating income$12,313,000874
Securities gains (losses)$0740
Applicable income taxes$2,542,000777
Income before extraordinary items$9,771,000907
Extraordinary gains, net$04
Net income$9,771,000907
Minority interest net income$057
Net income of bank and minority interests.$9,771,000907
Net charge-offs$-104,0004,306
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$89,000417
Net operating income$9,771,000924
2022-06-30 (YTD Data)Rank
Total interest income$12,310,0001,242
Total interest expense$838,0001,319
Net interest income$11,472,0001,227
Provision for loan and lease losses$-2,541,0004,722
Total noninterest income$2,503,0001,207
Gross Fiduciary activities income$0925
Service charges on deposit accounts$475,0001,047
Trading account gains and feesNANA
Additional Noninterest Income$2,028,0001,088
Total noninterest expense$7,734,0001,426
Salaries and employee benefits$4,863,0001,334
Premises and equipment expense$655,0001,719
Additional noninterest expense$2,216,0001,485
Pre-tax net operating income$8,782,000803
Securities gains (losses)$0687
Applicable income taxes$1,815,000699
Income before extraordinary items$6,967,000812
Extraordinary gains, net$04
Net income$6,967,000812
Minority interest net income$060
Net income of bank and minority interests.$6,967,000812
Net charge-offs$-99,0004,379
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$63,000398
Net operating income$6,967,000826
2022-03-31 (YTD Data)Rank
Total interest income$5,831,0001,261
Total interest expense$407,0001,299
Net interest income$5,424,0001,249
Provision for loan and lease losses$-2,799,0004,741
Total noninterest income$1,255,0001,203
Gross Fiduciary activities income$0892
Service charges on deposit accounts$213,0001,138
Trading account gains and feesNANA
Additional Noninterest Income$1,042,0001,053
Total noninterest expense$3,848,0001,424
Salaries and employee benefits$2,447,0001,335
Premises and equipment expense$328,0001,736
Additional noninterest expense$1,073,0001,497
Pre-tax net operating income$5,630,000627
Securities gains (losses)$0623
Applicable income taxes$1,167,000580
Income before extraordinary items$4,463,000632
Extraordinary gains, net$04
Net income$4,463,000632
Minority interest net income$050
Net income of bank and minority interests.$4,463,000632
Net charge-offs$-97,0004,548
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$33,000357
Net operating income$4,463,000638
2021-12-31 (YTD Data)Rank
Total interest income$25,479,0001,208
Total interest expense$2,107,0001,275
Net interest income$23,372,0001,199
Provision for loan and lease losses$1,185,000510
Total noninterest income$5,167,0001,285
Gross Fiduciary activities income$0994
Service charges on deposit accounts$819,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$4,348,0001,175
Total noninterest expense$15,865,0001,385
Salaries and employee benefits$9,866,0001,302
Premises and equipment expense$1,368,0001,635
Additional noninterest expense$4,631,0001,411
Pre-tax net operating income$11,489,0001,156
Securities gains (losses)$02,062
Applicable income taxes$2,365,000991
Income before extraordinary items$9,124,0001,226
Extraordinary gains, net$010
Net income$9,124,0001,226
Minority interest net income$074
Net income of bank and minority interests.$9,124,0001,226
Net charge-offs$330,000798
Cash dividends$1,874,0001,610
Sale, conversion, retirement of capital stock, net$122,000446
Net operating income$9,124,0001,209
2021-09-30 (YTD Data)Rank
Total interest income$19,373,0001,216
Total interest expense$1,646,0001,302
Net interest income$17,727,0001,206
Provision for loan and lease losses$1,100,000395
Total noninterest income$3,770,0001,343
Gross Fiduciary activities income$0957
Service charges on deposit accounts$620,0001,106
Trading account gains and feesNANA
Additional Noninterest Income$3,150,0001,249
Total noninterest expense$11,890,0001,399
Salaries and employee benefits$7,461,0001,311
Premises and equipment expense$1,009,0001,685
Additional noninterest expense$3,420,0001,430
Pre-tax net operating income$8,507,0001,213
Securities gains (losses)$02,015
Applicable income taxes$1,749,0001,040
Income before extraordinary items$6,758,0001,286
Extraordinary gains, net$08
Net income$6,758,0001,286
Minority interest net income$069
Net income of bank and minority interests.$6,758,0001,286
Net charge-offs$167,000863
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$92,000418
Net operating income$6,758,0001,263
2021-06-30 (YTD Data)Rank
Total interest income$12,956,0001,211
Total interest expense$1,138,0001,311
Net interest income$11,818,0001,199
Provision for loan and lease losses$100,0001,668
Total noninterest income$2,546,0001,316
Gross Fiduciary activities income$0951
Service charges on deposit accounts$398,0001,103
Trading account gains and feesNANA
Additional Noninterest Income$2,148,0001,237
Total noninterest expense$7,947,0001,389
Salaries and employee benefits$4,904,0001,321
Premises and equipment expense$680,0001,661
Additional noninterest expense$2,363,0001,384
Pre-tax net operating income$6,317,0001,103
Securities gains (losses)$01,818
Applicable income taxes$1,303,000975
Income before extraordinary items$5,014,0001,175
Extraordinary gains, net$06
Net income$5,014,0001,176
Minority interest net income$067
Net income of bank and minority interests.$5,014,0001,176
Net charge-offs$169,000709
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$61,000407
Net operating income$5,014,0001,157
2021-03-31 (YTD Data)Rank
Total interest income$6,377,0001,236
Total interest expense$607,0001,294
Net interest income$5,770,0001,214
Provision for loan and lease losses$100,0001,234
Total noninterest income$1,208,0001,353
Gross Fiduciary activities income$0922
Service charges on deposit accounts$194,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$1,014,0001,264
Total noninterest expense$3,892,0001,400
Salaries and employee benefits$2,432,0001,318
Premises and equipment expense$337,0001,697
Additional noninterest expense$1,123,0001,397
Pre-tax net operating income$2,986,0001,148
Securities gains (losses)$01,392
Applicable income taxes$617,000996
Income before extraordinary items$2,369,0001,236
Extraordinary gains, net$03
Net income$2,369,0001,236
Minority interest net income$055
Net income of bank and minority interests.$2,369,0001,236
Net charge-offs$160,000491
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$30,000384
Net operating income$2,369,0001,205
2020-12-31 (YTD Data)Rank
Total interest income$25,778,0001,201
Total interest expense$3,786,0001,231
Net interest income$21,992,0001,192
Provision for loan and lease losses$1,525,0001,242
Total noninterest income$4,057,0001,450
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$672,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$3,385,0001,347
Total noninterest expense$14,860,0001,419
Salaries and employee benefits$9,328,0001,329
Premises and equipment expense$1,290,0001,706
Additional noninterest expense$4,242,0001,462
Pre-tax net operating income$9,664,0001,090
Securities gains (losses)$02,675
Applicable income taxes$1,976,000946
Income before extraordinary items$7,688,0001,173
Extraordinary gains, net$04
Net income$7,688,0001,173
Minority interest net income$072
Net income of bank and minority interests.$7,688,0001,173
Net charge-offs$-239,0004,884
Cash dividends$2,600,0001,247
Sale, conversion, retirement of capital stock, net$115,000435
Net operating income$7,688,0001,143
2020-09-30 (YTD Data)Rank
Total interest income$19,245,0001,205
Total interest expense$3,027,0001,228
Net interest income$16,218,0001,190
Provision for loan and lease losses$1,000,0001,363
Total noninterest income$2,930,0001,454
Gross Fiduciary activities income$0981
Service charges on deposit accounts$485,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$2,445,0001,333
Total noninterest expense$11,108,0001,404
Salaries and employee benefits$6,998,0001,315
Premises and equipment expense$972,0001,701
Additional noninterest expense$3,138,0001,459
Pre-tax net operating income$7,040,0001,075
Securities gains (losses)$02,494
Applicable income taxes$1,435,000935
Income before extraordinary items$5,605,0001,160
Extraordinary gains, net$04
Net income$5,605,0001,160
Minority interest net income$065
Net income of bank and minority interests.$5,605,0001,160
Net charge-offs$-459,0004,987
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$86,000405
Net operating income$5,605,0001,126
2020-06-30 (YTD Data)Rank
Total interest income$12,841,0001,218
Total interest expense$2,088,0001,274
Net interest income$10,753,0001,194
Provision for loan and lease losses$706,0001,326
Total noninterest income$1,958,0001,378
Gross Fiduciary activities income$0970
Service charges on deposit accounts$330,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$1,628,0001,251
Total noninterest expense$7,467,0001,391
Salaries and employee benefits$4,638,0001,317
Premises and equipment expense$639,0001,710
Additional noninterest expense$2,190,0001,388
Pre-tax net operating income$4,538,0001,037
Securities gains (losses)$02,249
Applicable income taxes$924,000885
Income before extraordinary items$3,614,0001,118
Extraordinary gains, net$04
Net income$3,614,0001,118
Minority interest net income$065
Net income of bank and minority interests.$3,614,0001,118
Net charge-offs$-491,0005,038
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$57,000385
Net operating income$3,614,0001,094
2020-03-31 (YTD Data)Rank
Total interest income$6,233,0001,253
Total interest expense$1,117,0001,317
Net interest income$5,116,0001,223
Provision for loan and lease losses$252,0001,293
Total noninterest income$1,005,0001,280
Gross Fiduciary activities income$0941
Service charges on deposit accounts$187,0001,364
Trading account gains and feesNANA
Additional Noninterest Income$818,0001,117
Total noninterest expense$3,799,0001,383
Salaries and employee benefits$2,287,0001,345
Premises and equipment expense$310,0001,776
Additional noninterest expense$1,202,0001,309
Pre-tax net operating income$2,070,0001,008
Securities gains (losses)$01,705
Applicable income taxes$359,000947
Income before extraordinary items$1,711,0001,063
Extraordinary gains, net$04
Net income$1,711,0001,062
Minority interest net income$056
Net income of bank and minority interests.$1,711,0001,063
Net charge-offs$-16,0004,606
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$30,000366
Net operating income$1,711,0001,049
2019-12-31 (YTD Data)Rank
Total interest income$25,128,0001,259
Total interest expense$4,420,0001,366
Net interest income$20,708,0001,217
Provision for loan and lease losses$724,0001,168
Total noninterest income$4,226,0001,254
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$937,0001,179
Trading account gains and feesNANA
Additional Noninterest Income$3,289,0001,129
Total noninterest expense$14,849,0001,375
Salaries and employee benefits$8,813,0001,345
Premises and equipment expense$902,0002,181
Additional noninterest expense$5,134,0001,212
Pre-tax net operating income$9,361,0001,104
Securities gains (losses)$02,379
Applicable income taxes$1,909,000929
Income before extraordinary items$7,452,0001,184
Extraordinary gains, net$011
Net income$7,452,0001,185
Minority interest net income$076
Net income of bank and minority interests.$7,452,0001,186
Net charge-offs$176,0001,789
Cash dividends$2,625,0001,313
Sale, conversion, retirement of capital stock, net$112,000467
Net operating income$7,452,0001,163
2019-09-30 (YTD Data)Rank
Total interest income$18,728,0001,276
Total interest expense$3,236,0001,398
Net interest income$15,492,0001,232
Provision for loan and lease losses$218,0001,893
Total noninterest income$3,162,0001,251
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$699,0001,192
Trading account gains and feesNANA
Additional Noninterest Income$2,463,0001,115
Total noninterest expense$11,043,0001,388
Salaries and employee benefits$6,556,0001,355
Premises and equipment expense$961,0001,726
Additional noninterest expense$3,526,0001,316
Pre-tax net operating income$7,393,0001,087
Securities gains (losses)$02,167
Applicable income taxes$1,507,000939
Income before extraordinary items$5,886,0001,152
Extraordinary gains, net$011
Net income$5,886,0001,153
Minority interest net income$072
Net income of bank and minority interests.$5,886,0001,153
Net charge-offs$-83,0004,923
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$84,000437
Net operating income$5,886,0001,131
2019-06-30 (YTD Data)Rank
Total interest income$12,238,0001,288
Total interest expense$2,061,0001,426
Net interest income$10,177,0001,252
Provision for loan and lease losses$121,0002,017
Total noninterest income$1,874,0001,332
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$458,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$1,416,0001,210
Total noninterest expense$7,339,0001,397
Salaries and employee benefits$4,345,0001,351
Premises and equipment expense$650,0001,713
Additional noninterest expense$2,344,0001,333
Pre-tax net operating income$4,591,0001,119
Securities gains (losses)$01,702
Applicable income taxes$936,000951
Income before extraordinary items$3,655,0001,191
Extraordinary gains, net$011
Net income$3,655,0001,191
Minority interest net income$069
Net income of bank and minority interests.$3,655,0001,191
Net charge-offs$-1,0003,898
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$56,000424
Net operating income$3,655,0001,167
2019-03-31 (YTD Data)Rank
Total interest income$5,982,0001,306
Total interest expense$972,0001,462
Net interest income$5,010,0001,267
Provision for loan and lease losses$121,0001,333
Total noninterest income$897,0001,334
Gross Fiduciary activities income$0972
Service charges on deposit accounts$232,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$665,0001,210
Total noninterest expense$3,652,0001,404
Salaries and employee benefits$2,167,0001,368
Premises and equipment expense$318,0001,769
Additional noninterest expense$1,167,0001,322
Pre-tax net operating income$2,134,0001,153
Securities gains (losses)$01,087
Applicable income taxes$438,000983
Income before extraordinary items$1,696,0001,240
Extraordinary gains, net$05
Net income$1,696,0001,239
Minority interest net income$052
Net income of bank and minority interests.$1,696,0001,239
Net charge-offs$-53,0005,092
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$28,000394
Net operating income$1,696,0001,217
2018-12-31 (YTD Data)Rank
Total interest income$22,848,0001,287
Total interest expense$3,333,0001,314
Net interest income$19,515,0001,273
Provision for loan and lease losses$1,969,000517
Total noninterest income$3,293,0001,443
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,023,0001,156
Trading account gains and feesNANA
Additional Noninterest Income$2,270,0001,377
Total noninterest expense$13,959,0001,434
Salaries and employee benefits$8,377,0001,368
Premises and equipment expense$1,306,0001,686
Additional noninterest expense$4,276,0001,416
Pre-tax net operating income$6,880,0001,369
Securities gains (losses)$01,125
Applicable income taxes$1,385,0001,111
Income before extraordinary items$5,495,0001,462
Extraordinary gains, net$06
Net income$5,495,0001,461
Minority interest net income$072
Net income of bank and minority interests.$5,495,0001,461
Net charge-offs$2,140,000343
Cash dividends$1,350,0001,867
Sale, conversion, retirement of capital stock, net$107,000480
Net operating income$5,495,0001,456
2018-09-30 (YTD Data)Rank
Total interest income$16,647,0001,305
Total interest expense$2,405,0001,284
Net interest income$14,242,0001,294
Provision for loan and lease losses$1,296,000537
Total noninterest income$2,516,0001,441
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$763,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$1,753,0001,370
Total noninterest expense$10,453,0001,445
Salaries and employee benefits$6,256,0001,367
Premises and equipment expense$975,0001,717
Additional noninterest expense$3,222,0001,425
Pre-tax net operating income$5,009,0001,421
Securities gains (losses)$01,118
Applicable income taxes$1,003,0001,161
Income before extraordinary items$4,006,0001,509
Extraordinary gains, net$05
Net income$4,006,0001,508
Minority interest net income$066
Net income of bank and minority interests.$4,006,0001,508
Net charge-offs$1,364,000356
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$80,000451
Net operating income$4,006,0001,494
2018-06-30 (YTD Data)Rank
Total interest income$10,917,0001,316
Total interest expense$1,549,0001,260
Net interest income$9,368,0001,313
Provision for loan and lease losses$946,000493
Total noninterest income$1,633,0001,472
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$511,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$1,122,0001,421
Total noninterest expense$6,922,0001,454
Salaries and employee benefits$4,137,0001,383
Premises and equipment expense$644,0001,738
Additional noninterest expense$2,141,0001,424
Pre-tax net operating income$3,133,0001,474
Securities gains (losses)$0961
Applicable income taxes$627,0001,210
Income before extraordinary items$2,506,0001,572
Extraordinary gains, net$06
Net income$2,506,0001,571
Minority interest net income$065
Net income of bank and minority interests.$2,506,0001,571
Net charge-offs$141,0001,115
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$54,000434
Net operating income$2,506,0001,554
2018-03-31 (YTD Data)Rank
Total interest income$5,341,0001,323
Total interest expense$745,0001,251
Net interest income$4,596,0001,328
Provision for loan and lease losses$600,000396
Total noninterest income$791,0001,494
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$265,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$526,0001,440
Total noninterest expense$3,437,0001,472
Salaries and employee benefits$2,030,0001,412
Premises and equipment expense$318,0001,781
Additional noninterest expense$1,089,0001,390
Pre-tax net operating income$1,350,0001,620
Securities gains (losses)$0735
Applicable income taxes$267,0001,316
Income before extraordinary items$1,083,0001,726
Extraordinary gains, net$07
Net income$1,083,0001,726
Minority interest net income$052
Net income of bank and minority interests.$1,083,0001,726
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$27,000401
Net operating income$1,083,0001,712
2017-12-31 (YTD Data)Rank
Total interest income$21,288,0001,287
Total interest expense$2,798,0001,161
Net interest income$18,490,0001,296
Provision for loan and lease losses$2,425,000444
Total noninterest income$3,166,0001,523
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,037,0001,155
Trading account gains and feesNANA
Additional Noninterest Income$2,129,0001,470
Total noninterest expense$13,803,0001,454
Salaries and employee benefits$7,965,0001,416
Premises and equipment expense$1,286,0001,743
Additional noninterest expense$4,552,0001,346
Pre-tax net operating income$5,428,0001,601
Securities gains (losses)$02,243
Applicable income taxes$2,221,0001,203
Income before extraordinary items$3,207,0001,930
Extraordinary gains, net$09
Net income$3,207,0001,930
Minority interest net income$076
Net income of bank and minority interests.$3,207,0001,931
Net charge-offs$6,615,000185
Cash dividends$1,028,0002,152
Sale, conversion, retirement of capital stock, net$98,000494
Net operating income$3,207,0001,908
2017-09-30 (YTD Data)Rank
Total interest income$15,882,0001,293
Total interest expense$2,062,0001,150
Net interest income$13,820,0001,300
Provision for loan and lease losses$1,959,000407
Total noninterest income$2,376,0001,534
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$774,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$1,602,0001,485
Total noninterest expense$10,306,0001,459
Salaries and employee benefits$5,971,0001,415
Premises and equipment expense$966,0001,749
Additional noninterest expense$3,369,0001,363
Pre-tax net operating income$3,931,0001,668
Securities gains (losses)$02,274
Applicable income taxes$1,264,0001,260
Income before extraordinary items$2,667,0001,919
Extraordinary gains, net$09
Net income$2,667,0001,919
Minority interest net income$071
Net income of bank and minority interests.$2,667,0001,919
Net charge-offs$6,213,000141
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$74,000452
Net operating income$2,667,0001,892
2017-06-30 (YTD Data)Rank
Total interest income$10,422,0001,303
Total interest expense$1,336,0001,142
Net interest income$9,086,0001,314
Provision for loan and lease losses$304,0001,171
Total noninterest income$1,608,0001,516
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$508,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$1,100,0001,457
Total noninterest expense$6,752,0001,489
Salaries and employee benefits$3,996,0001,420
Premises and equipment expense$637,0001,768
Additional noninterest expense$2,119,0001,433
Pre-tax net operating income$3,638,0001,279
Securities gains (losses)$01,906
Applicable income taxes$1,189,000980
Income before extraordinary items$2,449,0001,454
Extraordinary gains, net$011
Net income$2,449,0001,453
Minority interest net income$071
Net income of bank and minority interests.$2,449,0001,454
Net charge-offs$3,664,000155
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$50,000426
Net operating income$2,449,0001,437
2017-03-31 (YTD Data)Rank
Total interest income$5,138,0001,303
Total interest expense$644,0001,158
Net interest income$4,494,0001,317
Provision for loan and lease losses$234,000836
Total noninterest income$766,0001,569
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$263,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$503,0001,519
Total noninterest expense$3,310,0001,518
Salaries and employee benefits$1,959,0001,461
Premises and equipment expense$323,0001,768
Additional noninterest expense$1,028,0001,465
Pre-tax net operating income$1,716,0001,319
Securities gains (losses)$01,153
Applicable income taxes$559,0001,000
Income before extraordinary items$1,157,0001,502
Extraordinary gains, net$08
Net income$1,157,0001,502
Minority interest net income$055
Net income of bank and minority interests.$1,157,0001,502
Net charge-offs$3,0002,592
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$25,000401
Net operating income$1,157,0001,482
2016-12-31 (YTD Data)Rank
Total interest income$20,636,0001,263
Total interest expense$2,381,0001,215
Net interest income$18,255,0001,266
Provision for loan and lease losses$1,967,000533
Total noninterest income$3,451,0001,489
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,153,0001,064
Trading account gains and fees$0170
Additional Noninterest Income$2,298,0001,455
Total noninterest expense$12,591,0001,543
Salaries and employee benefits$7,438,0001,468
Premises and equipment expense$1,123,0001,972
Additional noninterest expense$4,030,0001,523
Pre-tax net operating income$7,148,0001,220
Securities gains (losses)$03,212
Applicable income taxes$2,311,000936
Income before extraordinary items$4,837,0001,427
Extraordinary gains, net$05
Net income$4,837,0001,426
Minority interest net income$082
Net income of bank and minority interests.$4,837,0001,426
Net charge-offs$165,0002,137
Cash dividends$1,027,0002,161
Sale, conversion, retirement of capital stock, net$89,000510
Net operating income$4,837,0001,396
2016-09-30 (YTD Data)Rank
Total interest income$15,488,0001,269
Total interest expense$1,764,0001,230
Net interest income$13,724,0001,271
Provision for loan and lease losses$1,592,000488
Total noninterest income$2,666,0001,452
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$879,0001,047
Trading account gains and fees$0169
Additional Noninterest Income$1,787,0001,418
Total noninterest expense$9,324,0001,559
Salaries and employee benefits$5,498,0001,481
Premises and equipment expense$841,0001,971
Additional noninterest expense$2,985,0001,543
Pre-tax net operating income$5,474,0001,216
Securities gains (losses)$03,160
Applicable income taxes$1,786,000944
Income before extraordinary items$3,688,0001,430
Extraordinary gains, net$05
Net income$3,688,0001,430
Minority interest net income$071
Net income of bank and minority interests.$3,688,0001,430
Net charge-offs$65,0002,406
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$67,000477
Net operating income$3,688,0001,388
2016-06-30 (YTD Data)Rank
Total interest income$10,292,0001,274
Total interest expense$1,151,0001,247
Net interest income$9,141,0001,278
Provision for loan and lease losses$569,000775
Total noninterest income$1,881,0001,380
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$562,0001,074
Trading account gains and fees$0157
Additional Noninterest Income$1,319,0001,297
Total noninterest expense$6,189,0001,572
Salaries and employee benefits$3,632,0001,504
Premises and equipment expense$554,0001,981
Additional noninterest expense$2,003,0001,529
Pre-tax net operating income$4,264,0001,053
Securities gains (losses)$02,835
Applicable income taxes$1,389,000843
Income before extraordinary items$2,875,0001,242
Extraordinary gains, net$016
Net income$2,875,0001,242
Minority interest net income$071
Net income of bank and minority interests.$2,875,0001,242
Net charge-offs$60,0002,015
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$45,000454
Net operating income$2,875,0001,198
2016-03-31 (YTD Data)Rank
Total interest income$5,236,0001,254
Total interest expense$565,0001,258
Net interest income$4,671,0001,247
Provision for loan and lease losses$411,000540
Total noninterest income$817,0001,497
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$277,0001,084
Trading account gains and fees$0142
Additional Noninterest Income$540,0001,441
Total noninterest expense$3,005,0001,616
Salaries and employee benefits$1,803,0001,513
Premises and equipment expense$271,0002,034
Additional noninterest expense$931,0001,632
Pre-tax net operating income$2,072,0001,054
Securities gains (losses)$02,077
Applicable income taxes$673,000842
Income before extraordinary items$1,399,0001,252
Extraordinary gains, net$012
Net income$1,399,0001,254
Minority interest net income$062
Net income of bank and minority interests.$1,399,0001,253
Net charge-offs$128,000877
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$23,000422
Net operating income$1,399,0001,220
2015-12-31 (YTD Data)Rank
Total interest income$20,495,0001,244
Total interest expense$2,215,0001,254
Net interest income$18,280,0001,246
Provision for loan and lease losses$837,000943
Total noninterest income$2,963,0001,615
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,104,0001,128
Trading account gains and fees$0159
Additional Noninterest Income$1,859,0001,607
Total noninterest expense$11,436,0001,663
Salaries and employee benefits$6,670,0001,578
Premises and equipment expense$805,0002,545
Additional noninterest expense$3,961,0001,542
Pre-tax net operating income$8,970,000978
Securities gains (losses)$03,216
Applicable income taxes$2,987,000752
Income before extraordinary items$5,983,0001,186
Extraordinary gains, net$023
Net income$5,983,0001,187
Minority interest net income$081
Net income of bank and minority interests.$5,983,0001,186
Net charge-offs$448,0001,270
Cash dividends$1,026,0002,090
Sale, conversion, retirement of capital stock, net$81,000544
Net operating income$5,983,0001,158
2015-09-30 (YTD Data)Rank
Total interest income$15,252,0001,263
Total interest expense$1,663,0001,265
Net interest income$13,589,0001,265
Provision for loan and lease losses$394,0001,266
Total noninterest income$2,180,0001,652
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$811,0001,149
Trading account gains and fees$0153
Additional Noninterest Income$1,369,0001,648
Total noninterest expense$8,438,0001,700
Salaries and employee benefits$4,977,0001,592
Premises and equipment expense$842,0002,013
Additional noninterest expense$2,619,0001,730
Pre-tax net operating income$6,937,000966
Securities gains (losses)$03,031
Applicable income taxes$2,322,000751
Income before extraordinary items$4,615,0001,154
Extraordinary gains, net$021
Net income$4,615,0001,152
Minority interest net income$078
Net income of bank and minority interests.$4,615,0001,154
Net charge-offs$409,000994
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$61,000515
Net operating income$4,615,0001,120
2015-06-30 (YTD Data)Rank
Total interest income$10,011,0001,279
Total interest expense$1,091,0001,287
Net interest income$8,920,0001,278
Provision for loan and lease losses$318,0001,058
Total noninterest income$1,397,0001,694
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$523,0001,162
Trading account gains and fees$0157
Additional Noninterest Income$874,0001,702
Total noninterest expense$5,563,0001,724
Salaries and employee benefits$3,294,0001,614
Premises and equipment expense$552,0002,051
Additional noninterest expense$1,717,0001,763
Pre-tax net operating income$4,436,000999
Securities gains (losses)$02,636
Applicable income taxes$1,484,000780
Income before extraordinary items$2,952,0001,189
Extraordinary gains, net$022
Net income$2,952,0001,189
Minority interest net income$075
Net income of bank and minority interests.$2,952,0001,190
Net charge-offs$406,000757
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$41,000494
Net operating income$2,952,0001,155
2015-03-31 (YTD Data)Rank
Total interest income$4,923,0001,290
Total interest expense$540,0001,307
Net interest income$4,383,0001,297
Provision for loan and lease losses$127,0001,237
Total noninterest income$657,0001,753
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$244,0001,210
Trading account gains and fees$0152
Additional Noninterest Income$413,0001,738
Total noninterest expense$2,708,0001,774
Salaries and employee benefits$1,630,0001,642
Premises and equipment expense$272,0002,113
Additional noninterest expense$806,0001,870
Pre-tax net operating income$2,205,000984
Securities gains (losses)$02,027
Applicable income taxes$742,000772
Income before extraordinary items$1,463,0001,157
Extraordinary gains, net$013
Net income$1,463,0001,158
Minority interest net income$064
Net income of bank and minority interests.$1,463,0001,158
Net charge-offs$66,0001,372
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$21,000468
Net operating income$1,463,0001,122
2014-12-31 (YTD Data)Rank
Total interest income$19,198,0001,325
Total interest expense$2,170,0001,348
Net interest income$17,028,0001,313
Provision for loan and lease losses$328,0001,891
Total noninterest income$2,840,0001,634
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,139,0001,160
Trading account gains and fees$0180
Additional Noninterest Income$1,701,0001,645
Total noninterest expense$10,444,0001,819
Salaries and employee benefits$6,102,0001,696
Premises and equipment expense$1,127,0002,031
Additional noninterest expense$3,215,0001,920
Pre-tax net operating income$9,096,000914
Securities gains (losses)$03,259
Applicable income taxes$3,051,000703
Income before extraordinary items$6,045,0001,095
Extraordinary gains, net$017
Net income$6,045,0001,093
Minority interest net income$084
Net income of bank and minority interests.$6,045,0001,094
Net charge-offs$-159,0006,211
Cash dividends$1,028,0001,996
Sale, conversion, retirement of capital stock, net$70,000586
Net operating income$6,045,0001,064
2014-09-30 (YTD Data)Rank
Total interest income$14,139,0001,351
Total interest expense$1,621,0001,361
Net interest income$12,518,0001,336
Provision for loan and lease losses$276,0001,720
Total noninterest income$2,057,0001,681
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$856,0001,165
Trading account gains and fees$0174
Additional Noninterest Income$1,201,0001,719
Total noninterest expense$7,661,0001,857
Salaries and employee benefits$4,545,0001,703
Premises and equipment expense$828,0002,082
Additional noninterest expense$2,288,0002,000
Pre-tax net operating income$6,638,000955
Securities gains (losses)$02,980
Applicable income taxes$2,221,000735
Income before extraordinary items$4,417,0001,131
Extraordinary gains, net$015
Net income$4,417,0001,129
Minority interest net income$081
Net income of bank and minority interests.$4,417,0001,130
Net charge-offs$-161,0006,307
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$53,000555
Net operating income$4,417,0001,096
2014-06-30 (YTD Data)Rank
Total interest income$9,242,0001,371
Total interest expense$1,060,0001,406
Net interest income$8,182,0001,359
Provision for loan and lease losses$95,0002,419
Total noninterest income$1,448,0001,585
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$564,0001,155
Trading account gains and fees$0172
Additional Noninterest Income$884,0001,581
Total noninterest expense$4,998,0001,893
Salaries and employee benefits$3,003,0001,715
Premises and equipment expense$535,0002,148
Additional noninterest expense$1,460,0002,069
Pre-tax net operating income$4,537,000899
Securities gains (losses)$02,580
Applicable income taxes$1,518,000712
Income before extraordinary items$3,019,0001,067
Extraordinary gains, net$020
Net income$3,019,0001,067
Minority interest net income$080
Net income of bank and minority interests.$3,019,0001,068
Net charge-offs$-181,0006,433
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$35,000525
Net operating income$3,019,0001,046
2014-03-31 (YTD Data)Rank
Total interest income$4,506,0001,404
Total interest expense$525,0001,441
Net interest income$3,981,0001,396
Provision for loan and lease losses$5,0003,593
Total noninterest income$649,0001,690
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$274,0001,168
Trading account gains and fees$0147
Additional Noninterest Income$375,0001,731
Total noninterest expense$2,474,0001,916
Salaries and employee benefits$1,500,0001,732
Premises and equipment expense$266,0002,184
Additional noninterest expense$708,0002,128
Pre-tax net operating income$2,151,000915
Securities gains (losses)$01,715
Applicable income taxes$721,000713
Income before extraordinary items$1,430,0001,088
Extraordinary gains, net$016
Net income$1,430,0001,089
Minority interest net income$066
Net income of bank and minority interests.$1,430,0001,089
Net charge-offs$-177,0006,575
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$18,000486
Net operating income$1,430,0001,069
2013-12-31 (YTD Data)Rank
Total interest income$18,088,0001,410
Total interest expense$2,256,0001,510
Net interest income$15,832,0001,370
Provision for loan and lease losses$233,0002,800
Total noninterest income$2,779,0001,703
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,015,0001,339
Trading account gains and fees$0184
Additional Noninterest Income$1,764,0001,661
Total noninterest expense$9,825,0001,929
Salaries and employee benefits$5,674,0001,800
Premises and equipment expense$1,160,0001,976
Additional noninterest expense$2,991,0002,093
Pre-tax net operating income$8,553,000902
Securities gains (losses)$03,182
Applicable income taxes$2,878,000689
Income before extraordinary items$5,675,0001,090
Extraordinary gains, net$029
Net income$5,675,0001,092
Minority interest net income$090
Net income of bank and minority interests.$5,675,0001,092
Net charge-offs$183,0003,110
Cash dividends$933,0002,029
Sale, conversion, retirement of capital stock, net$64,000611
Net operating income$5,675,0001,065
2013-09-30 (YTD Data)Rank
Total interest income$13,489,0001,421
Total interest expense$1,715,0001,535
Net interest income$11,774,0001,378
Provision for loan and lease losses$204,0002,554
Total noninterest income$2,224,0001,660
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$749,0001,368
Trading account gains and fees$0180
Additional Noninterest Income$1,475,0001,570
Total noninterest expense$7,212,0001,964
Salaries and employee benefits$4,195,0001,830
Premises and equipment expense$849,0002,032
Additional noninterest expense$2,168,0002,144
Pre-tax net operating income$6,582,000899
Securities gains (losses)$03,040
Applicable income taxes$2,217,000674
Income before extraordinary items$4,365,0001,074
Extraordinary gains, net$025
Net income$4,365,0001,076
Minority interest net income$084
Net income of bank and minority interests.$4,365,0001,076
Net charge-offs$150,0002,865
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$48,000575
Net operating income$4,365,0001,049
2013-06-30 (YTD Data)Rank
Total interest income$8,897,0001,434
Total interest expense$1,163,0001,538
Net interest income$7,734,0001,383
Provision for loan and lease losses$204,0002,085
Total noninterest income$1,492,0001,652
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$491,0001,363
Trading account gains and fees$0157
Additional Noninterest Income$1,001,0001,576
Total noninterest expense$4,805,0001,969
Salaries and employee benefits$2,754,0001,872
Premises and equipment expense$555,0002,066
Additional noninterest expense$1,496,0002,058
Pre-tax net operating income$4,217,000899
Securities gains (losses)$02,791
Applicable income taxes$1,421,000707
Income before extraordinary items$2,796,0001,106
Extraordinary gains, net$022
Net income$2,796,0001,107
Minority interest net income$082
Net income of bank and minority interests.$2,796,0001,109
Net charge-offs$17,0004,090
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$32,000547
Net operating income$2,796,0001,065
2013-03-31 (YTD Data)Rank
Total interest income$4,405,0001,450
Total interest expense$593,0001,553
Net interest income$3,812,0001,410
Provision for loan and lease losses$204,0001,337
Total noninterest income$701,0001,724
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$247,0001,345
Trading account gains and fees$0148
Additional Noninterest Income$454,0001,683
Total noninterest expense$2,353,0002,031
Salaries and employee benefits$1,347,0001,925
Premises and equipment expense$272,0002,150
Additional noninterest expense$734,0002,117
Pre-tax net operating income$1,956,000950
Securities gains (losses)$01,966
Applicable income taxes$660,000726
Income before extraordinary items$1,296,0001,155
Extraordinary gains, net$010
Net income$1,296,0001,157
Minority interest net income$076
Net income of bank and minority interests.$1,296,0001,157
Net charge-offs$18,0003,151
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$16,000500
Net operating income$1,296,0001,101
2012-12-31 (YTD Data)Rank
Total interest income$16,931,0001,567
Total interest expense$2,910,0001,525
Net interest income$14,021,0001,570
Provision for loan and lease losses$1,223,0001,534
Total noninterest income$2,781,0001,740
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,114,0001,277
Trading account gains and fees$0166
Additional Noninterest Income$1,667,0001,734
Total noninterest expense$8,982,0002,125
Salaries and employee benefits$5,132,0001,966
Premises and equipment expense$1,083,0002,116
Additional noninterest expense$2,767,0002,342
Pre-tax net operating income$6,597,0001,081
Securities gains (losses)$03,810
Applicable income taxes$2,236,000799
Income before extraordinary items$4,361,0001,350
Extraordinary gains, net$029
Net income$4,361,0001,351
Minority interest net income$093
Net income of bank and minority interests.$4,361,0001,351
Net charge-offs$161,0003,990
Cash dividends$513,0002,729
Sale, conversion, retirement of capital stock, net$59,000677
Net operating income$4,361,0001,285
2012-09-30 (YTD Data)Rank
Total interest income$12,500,0001,633
Total interest expense$2,254,0001,547
Net interest income$10,246,0001,623
Provision for loan and lease losses$1,142,0001,294
Total noninterest income$2,149,0001,699
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$840,0001,278
Trading account gains and fees$0157
Additional Noninterest Income$1,309,0001,673
Total noninterest expense$6,630,0002,167
Salaries and employee benefits$3,795,0001,991
Premises and equipment expense$804,0002,165
Additional noninterest expense$2,031,0002,382
Pre-tax net operating income$4,623,0001,161
Securities gains (losses)$03,575
Applicable income taxes$1,569,000873
Income before extraordinary items$3,054,0001,466
Extraordinary gains, net$020
Net income$3,054,0001,467
Minority interest net income$086
Net income of bank and minority interests.$3,054,0001,467
Net charge-offs$119,0003,797
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$44,000630
Net operating income$3,054,0001,377
2012-06-30 (YTD Data)Rank
Total interest income$8,186,0001,665
Total interest expense$1,548,0001,558
Net interest income$6,638,0001,673
Provision for loan and lease losses$708,0001,411
Total noninterest income$1,434,0001,679
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$561,0001,260
Trading account gains and fees$0153
Additional Noninterest Income$873,0001,661
Total noninterest expense$4,366,0002,203
Salaries and employee benefits$2,492,0002,011
Premises and equipment expense$527,0002,193
Additional noninterest expense$1,347,0002,412
Pre-tax net operating income$2,998,0001,191
Securities gains (losses)$03,178
Applicable income taxes$1,017,000871
Income before extraordinary items$1,981,0001,497
Extraordinary gains, net$019
Net income$1,981,0001,496
Minority interest net income$084
Net income of bank and minority interests.$1,981,0001,497
Net charge-offs$119,0003,252
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$30,000597
Net operating income$1,981,0001,406
2012-03-31 (YTD Data)Rank
Total interest income$4,041,0001,696
Total interest expense$792,0001,583
Net interest income$3,249,0001,717
Provision for loan and lease losses$369,0001,325
Total noninterest income$692,0001,718
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$270,0001,303
Trading account gains and fees$0148
Additional Noninterest Income$422,0001,689
Total noninterest expense$2,138,0002,227
Salaries and employee benefits$1,232,0002,039
Premises and equipment expense$256,0002,256
Additional noninterest expense$650,0002,460
Pre-tax net operating income$1,434,0001,227
Securities gains (losses)$02,210
Applicable income taxes$488,000910
Income before extraordinary items$946,0001,554
Extraordinary gains, net$019
Net income$946,0001,555
Minority interest net income$078
Net income of bank and minority interests.$946,0001,555
Net charge-offs$12,0003,957
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$15,000537
Net operating income$946,0001,454
2011-12-31 (YTD Data)Rank
Total interest income$15,834,0001,779
Total interest expense$3,529,0001,693
Net interest income$12,305,0001,814
Provision for loan and lease losses$757,0002,817
Total noninterest income$2,611,0001,666
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,171,0001,255
Trading account gains and fees$0146
Additional Noninterest Income$1,440,0001,692
Total noninterest expense$8,236,0002,305
Salaries and employee benefits$4,566,0002,122
Premises and equipment expense$960,0002,489
Additional noninterest expense$2,710,0002,426
Pre-tax net operating income$5,923,0001,015
Securities gains (losses)$03,838
Applicable income taxes$2,014,000780
Income before extraordinary items$3,909,0001,278
Extraordinary gains, net$029
Net income$3,909,0001,278
Minority interest net income$096
Net income of bank and minority interests.$3,909,0001,278
Net charge-offs$350,0003,612
Cash dividends$419,0002,614
Sale, conversion, retirement of capital stock, net$54,000793
Net operating income$3,909,0001,204
2011-09-30 (YTD Data)Rank
Total interest income$11,794,0001,811
Total interest expense$2,697,0001,731
Net interest income$9,097,0001,834
Provision for loan and lease losses$554,0002,730
Total noninterest income$1,933,0001,650
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$881,0001,257
Trading account gains and fees$0145
Additional Noninterest Income$1,052,0001,715
Total noninterest expense$5,986,0002,385
Salaries and employee benefits$3,333,0002,180
Premises and equipment expense$689,0002,597
Additional noninterest expense$1,964,0002,510
Pre-tax net operating income$4,490,0001,037
Securities gains (losses)$03,555
Applicable income taxes$1,523,000782
Income before extraordinary items$2,967,0001,305
Extraordinary gains, net$021
Net income$2,967,0001,305
Minority interest net income$087
Net income of bank and minority interests.$2,967,0001,305
Net charge-offs$-8,0006,968
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$40,000744
Net operating income$2,967,0001,238
2011-06-30 (YTD Data)Rank
Total interest income$7,722,0001,858
Total interest expense$1,830,0001,757
Net interest income$5,892,0001,879
Provision for loan and lease losses$364,0002,717
Total noninterest income$1,343,0001,603
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$561,0001,294
Trading account gains and fees$0153
Additional Noninterest Income$782,0001,588
Total noninterest expense$3,986,0002,413
Salaries and employee benefits$2,195,0002,220
Premises and equipment expense$437,0002,744
Additional noninterest expense$1,354,0002,470
Pre-tax net operating income$2,885,0001,048
Securities gains (losses)$02,914
Applicable income taxes$978,000776
Income before extraordinary items$1,907,0001,320
Extraordinary gains, net$015
Net income$1,907,0001,320
Minority interest net income$089
Net income of bank and minority interests.$1,907,0001,320
Net charge-offs$-8,0006,966
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$27,000693
Net operating income$1,907,0001,254
2011-03-31 (YTD Data)Rank
Total interest income$3,816,0001,881
Total interest expense$927,0001,786
Net interest income$2,889,0001,908
Provision for loan and lease losses$89,0003,551
Total noninterest income$601,0001,748
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$251,0001,421
Trading account gains and fees$0158
Additional Noninterest Income$350,0001,730
Total noninterest expense$1,991,0002,429
Salaries and employee benefits$1,100,0002,228
Premises and equipment expense$217,0002,797
Additional noninterest expense$674,0002,461
Pre-tax net operating income$1,410,0001,057
Securities gains (losses)$01,772
Applicable income taxes$479,000777
Income before extraordinary items$931,0001,313
Extraordinary gains, net$09
Net income$931,0001,313
Minority interest net income$086
Net income of bank and minority interests.$931,0001,313
Net charge-offs$-18,0007,169
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$14,000628
Net operating income$931,0001,278
2010-12-31 (YTD Data)Rank
Total interest income$15,915,0001,903
Total interest expense$4,308,0001,863
Net interest income$11,607,0001,889
Provision for loan and lease losses$442,0004,317
Total noninterest income$2,312,0001,874
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,129,0001,347
Trading account gains and fees$0175
Additional Noninterest Income$1,183,0001,973
Total noninterest expense$7,634,0002,542
Salaries and employee benefits$4,108,0002,347
Premises and equipment expense$886,0002,739
Additional noninterest expense$2,640,0002,553
Pre-tax net operating income$5,843,000888
Securities gains (losses)$03,793
Applicable income taxes$1,978,000742
Income before extraordinary items$3,865,0001,124
Extraordinary gains, net$029
Net income$3,865,0001,125
Minority interest net income$0111
Net income of bank and minority interests.$3,865,0001,127
Net charge-offs$295,0004,317
Cash dividends$391,0002,665
Sale, conversion, retirement of capital stock, net$48,000953
Net operating income$3,865,0001,077
2010-09-30 (YTD Data)Rank
Total interest income$11,948,0001,939
Total interest expense$3,270,0001,907
Net interest income$8,678,0001,924
Provision for loan and lease losses$421,0003,825
Total noninterest income$1,714,0001,900
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$835,0001,405
Trading account gains and fees$0165
Additional Noninterest Income$879,0001,960
Total noninterest expense$5,537,0002,616
Salaries and employee benefits$3,024,0002,401
Premises and equipment expense$658,0002,818
Additional noninterest expense$1,855,0002,662
Pre-tax net operating income$4,434,000930
Securities gains (losses)$03,651
Applicable income taxes$1,504,000740
Income before extraordinary items$2,930,0001,152
Extraordinary gains, net$023
Net income$2,930,0001,156
Minority interest net income$0110
Net income of bank and minority interests.$2,930,0001,156
Net charge-offs$89,0005,024
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$36,000894
Net operating income$2,930,0001,109
2010-06-30 (YTD Data)Rank
Total interest income$7,866,0001,985
Total interest expense$2,126,0002,039
Net interest income$5,740,0001,945
Provision for loan and lease losses$342,0003,427
Total noninterest income$1,148,0001,835
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$562,0001,395
Trading account gains and fees$0152
Additional Noninterest Income$586,0001,890
Total noninterest expense$3,656,0002,635
Salaries and employee benefits$1,993,0002,443
Premises and equipment expense$428,0002,892
Additional noninterest expense$1,235,0002,649
Pre-tax net operating income$2,890,000941
Securities gains (losses)$03,184
Applicable income taxes$980,000730
Income before extraordinary items$1,910,0001,169
Extraordinary gains, net$019
Net income$1,910,0001,170
Minority interest net income$0105
Net income of bank and minority interests.$1,910,0001,170
Net charge-offs$53,0004,835
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$24,000832
Net operating income$1,910,0001,121
2010-03-31 (YTD Data)Rank
Total interest income$3,851,0002,075
Total interest expense$1,041,0002,186
Net interest income$2,810,0001,997
Provision for loan and lease losses$140,0003,543
Total noninterest income$555,0001,876
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$294,0001,331
Trading account gains and fees$0175
Additional Noninterest Income$261,0002,010
Total noninterest expense$1,773,0002,741
Salaries and employee benefits$983,0002,503
Premises and equipment expense$208,0003,034
Additional noninterest expense$582,0002,778
Pre-tax net operating income$1,452,000932
Securities gains (losses)$02,284
Applicable income taxes$493,000712
Income before extraordinary items$959,0001,135
Extraordinary gains, net$016
Net income$959,0001,136
Minority interest net income$091
Net income of bank and minority interests.$959,0001,137
Net charge-offs$14,0004,653
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$12,000775
Net operating income$959,0001,106
2009-12-31 (YTD Data)Rank
Total interest income$14,772,0002,254
Total interest expense$4,038,0002,713
Net interest income$10,734,0002,037
Provision for loan and lease losses$1,223,0003,183
Total noninterest income$2,121,0002,035
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,070,0001,572
Trading account gains and fees$0211
Additional Noninterest Income$1,051,0002,090
Total noninterest expense$7,007,0002,797
Salaries and employee benefits$3,756,0002,587
Premises and equipment expense$873,0002,898
Additional noninterest expense$2,378,0002,868
Pre-tax net operating income$4,625,000903
Securities gains (losses)$03,754
Applicable income taxes$1,549,000687
Income before extraordinary items$3,076,0001,097
Extraordinary gains, net$034
Net income$3,076,0001,095
Minority interest net income$0115
Net income of bank and minority interests.$3,076,0001,096
Net charge-offs$548,0003,666
Cash dividends$265,0003,360
Sale, conversion, retirement of capital stock, net$34,0001,130
Net operating income$3,076,0001,093
2009-09-30 (YTD Data)Rank
Total interest income$10,951,0002,319
Total interest expense$2,977,0002,879
Net interest income$7,974,0002,066
Provision for loan and lease losses$1,088,0002,662
Total noninterest income$1,613,0002,053
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$799,0001,586
Trading account gains and fees$0212
Additional Noninterest Income$814,0002,102
Total noninterest expense$5,253,0002,800
Salaries and employee benefits$2,776,0002,658
Premises and equipment expense$667,0002,889
Additional noninterest expense$1,810,0002,795
Pre-tax net operating income$3,246,0001,006
Securities gains (losses)$03,497
Applicable income taxes$1,106,000779
Income before extraordinary items$2,140,0001,252
Extraordinary gains, net$027
Net income$2,140,0001,250
Minority interest net income$0118
Net income of bank and minority interests.$2,140,0001,252
Net charge-offs$280,0003,814
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$25,0001,057
Net operating income$2,140,0001,230
2009-06-30 (YTD Data)Rank
Total interest income$7,177,0002,392
Total interest expense$1,927,0003,054
Net interest income$5,250,0002,088
Provision for loan and lease losses$606,0002,682
Total noninterest income$1,040,0002,111
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$511,0001,620
Trading account gains and fees$0193
Additional Noninterest Income$529,0002,139
Total noninterest expense$3,559,0002,790
Salaries and employee benefits$1,835,0002,713
Premises and equipment expense$444,0002,928
Additional noninterest expense$1,280,0002,682
Pre-tax net operating income$2,125,0001,059
Securities gains (losses)$03,136
Applicable income taxes$724,000814
Income before extraordinary items$1,401,0001,355
Extraordinary gains, net$021
Net income$1,401,0001,353
Minority interest net income$0112
Net income of bank and minority interests.$1,401,0001,354
Net charge-offs$6,0006,180
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$17,0001,021
Net operating income$1,401,0001,315
2009-03-31 (YTD Data)Rank
Total interest income$3,540,0002,452
Total interest expense$973,0003,118
Net interest income$2,567,0002,135
Provision for loan and lease losses$285,0002,407
Total noninterest income$493,0002,164
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$245,0001,646
Trading account gains and fees$0171
Additional Noninterest Income$248,0002,210
Total noninterest expense$1,755,0002,738
Salaries and employee benefits$908,0002,783
Premises and equipment expense$219,0003,019
Additional noninterest expense$628,0002,464
Pre-tax net operating income$1,020,0001,260
Securities gains (losses)$02,434
Applicable income taxes$348,000923
Income before extraordinary items$672,0001,598
Extraordinary gains, net$015
Net income$672,0001,599
Minority interest net income$0102
Net income of bank and minority interests.$672,0001,600
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$8,000915
Net operating income$672,0001,521
2008-12-31 (YTD Data)Rank
Total interest income$14,251,0002,597
Total interest expense$4,790,0003,076
Net interest income$9,461,0002,319
Provision for loan and lease losses$973,0002,750
Total noninterest income$1,965,0002,170
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$859,0001,997
Trading account gains and fees$0154
Additional Noninterest Income$1,106,0001,990
Total noninterest expense$5,874,0003,140
Salaries and employee benefits$3,288,0002,998
Premises and equipment expense$758,0003,316
Additional noninterest expense$1,828,0003,104
Pre-tax net operating income$4,579,0001,190
Securities gains (losses)$03,220
Applicable income taxes$1,504,000869
Income before extraordinary items$3,075,0001,327
Extraordinary gains, net$039
Net income$3,075,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,572
Cash dividends$265,0004,238
Sale, conversion, retirement of capital stock, net$22,0001,245
Net operating income$3,075,0001,430
2008-09-30 (YTD Data)Rank
Total interest income$10,617,0002,670
Total interest expense$3,608,0003,165
Net interest income$7,009,0002,355
Provision for loan and lease losses$697,0002,279
Total noninterest income$1,504,0002,210
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$630,0002,046
Trading account gains and fees$0148
Additional Noninterest Income$874,0002,004
Total noninterest expense$4,292,0003,191
Salaries and employee benefits$2,417,0003,081
Premises and equipment expense$556,0003,393
Additional noninterest expense$1,319,0003,110
Pre-tax net operating income$3,524,0001,395
Securities gains (losses)$03,106
Applicable income taxes$1,173,0001,022
Income before extraordinary items$2,351,0001,541
Extraordinary gains, net$031
Net income$2,351,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,009
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$16,0001,110
Net operating income$2,351,0001,627
2008-06-30 (YTD Data)Rank
Total interest income$7,008,0002,718
Total interest expense$2,447,0003,242
Net interest income$4,561,0002,395
Provision for loan and lease losses$545,0001,825
Total noninterest income$1,038,0002,181
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$441,0001,936
Trading account gains and fees$0149
Additional Noninterest Income$597,0002,006
Total noninterest expense$2,817,0003,253
Salaries and employee benefits$1,581,0003,176
Premises and equipment expense$365,0003,456
Additional noninterest expense$871,0003,102
Pre-tax net operating income$2,237,0001,522
Securities gains (losses)$03,233
Applicable income taxes$735,0001,186
Income before extraordinary items$1,502,0001,806
Extraordinary gains, net$021
Net income$1,502,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,162
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$11,0001,007
Net operating income$1,502,0001,777
2008-03-31 (YTD Data)Rank
Total interest income$3,522,0002,770
Total interest expense$1,319,0003,211
Net interest income$2,203,0002,481
Provision for loan and lease losses$105,0002,634
Total noninterest income$531,0002,151
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$232,0001,830
Trading account gains and fees$0158
Additional Noninterest Income$299,0001,978
Total noninterest expense$1,387,0003,290
Salaries and employee benefits$771,0003,260
Premises and equipment expense$183,0003,457
Additional noninterest expense$433,0003,077
Pre-tax net operating income$1,242,0001,489
Securities gains (losses)$02,688
Applicable income taxes$423,0001,146
Income before extraordinary items$819,0001,775
Extraordinary gains, net$015
Net income$819,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,292
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$5,000895
Net operating income$819,0001,711
2007-12-31 (YTD Data)Rank
Total interest income$13,157,0003,031
Total interest expense$5,161,0003,389
Net interest income$7,996,0002,730
Provision for loan and lease losses$703,0001,841
Total noninterest income$1,914,0002,285
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$854,0002,020
Trading account gains and fees$0178
Additional Noninterest Income$1,060,0002,142
Total noninterest expense$5,169,0003,358
Salaries and employee benefits$2,807,0003,407
Premises and equipment expense$704,0003,427
Additional noninterest expense$1,658,0003,142
Pre-tax net operating income$4,038,0001,970
Securities gains (losses)$-1,0007,069
Applicable income taxes$1,348,0001,516
Income before extraordinary items$2,689,0002,220
Extraordinary gains, net$039
Net income$2,689,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,132
Cash dividends$233,0004,745
Sale, conversion, retirement of capital stock, net$10,0001,233
Net operating income$2,689,6702,207
2007-09-30 (YTD Data)Rank
Total interest income$9,625,0003,096
Total interest expense$3,788,0003,438
Net interest income$5,837,0002,808
Provision for loan and lease losses$563,0001,423
Total noninterest income$1,421,0002,301
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$617,0002,065
Trading account gains and fees$0184
Additional Noninterest Income$804,0002,118
Total noninterest expense$3,805,0003,386
Salaries and employee benefits$2,062,0003,440
Premises and equipment expense$523,0003,435
Additional noninterest expense$1,220,0003,148
Pre-tax net operating income$2,890,0002,175
Securities gains (losses)$-1,0007,322
Applicable income taxes$984,0001,669
Income before extraordinary items$1,905,0002,476
Extraordinary gains, net$033
Net income$1,905,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0007,995
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$8,0001,085
Net operating income$1,905,6602,446
2007-06-30 (YTD Data)Rank
Total interest income$6,222,0003,195
Total interest expense$2,444,0003,522
Net interest income$3,778,0002,909
Provision for loan and lease losses$396,0001,253
Total noninterest income$908,0002,376
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$402,0002,102
Trading account gains and fees$0168
Additional Noninterest Income$506,0002,227
Total noninterest expense$2,495,0003,438
Salaries and employee benefits$1,354,0003,519
Premises and equipment expense$344,0003,489
Additional noninterest expense$797,0003,202
Pre-tax net operating income$1,795,0002,345
Securities gains (losses)$-1,0007,616
Applicable income taxes$611,0001,823
Income before extraordinary items$1,183,0002,669
Extraordinary gains, net$029
Net income$1,183,0002,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$5,0001,000
Net operating income$1,183,6602,656
2007-03-31 (YTD Data)Rank
Total interest income$2,944,0003,336
Total interest expense$1,175,0003,587
Net interest income$1,769,0003,088
Provision for loan and lease losses$95,0002,102
Total noninterest income$464,0002,315
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$185,0002,202
Trading account gains and fees$0195
Additional Noninterest Income$279,0002,057
Total noninterest expense$1,171,0003,635
Salaries and employee benefits$657,0003,626
Premises and equipment expense$163,0003,650
Additional noninterest expense$351,0003,526
Pre-tax net operating income$967,0002,231
Securities gains (losses)$01,187
Applicable income taxes$329,0001,750
Income before extraordinary items$638,0002,508
Extraordinary gains, net$022
Net income$638,0002,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$3,000840
Net operating income$638,0002,482
2006-12-31 (YTD Data)Rank
Total interest income$10,251,0003,505
Total interest expense$3,753,0003,745
Net interest income$6,498,0003,314
Provision for loan and lease losses$503,0001,896
Total noninterest income$1,568,0002,625
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$698,0002,377
Trading account gains and fees$0130
Additional Noninterest Income$870,0002,450
Total noninterest expense$3,968,0004,023
Salaries and employee benefits$2,214,0003,962
Premises and equipment expense$430,0004,707
Additional noninterest expense$1,324,0003,647
Pre-tax net operating income$3,595,0002,435
Securities gains (losses)$01,687
Applicable income taxes$1,189,0001,964
Income before extraordinary items$2,406,0002,692
Extraordinary gains, net$051
Net income$2,406,0002,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,270
Cash dividends$204,0004,903
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,406,0002,681
2006-09-30 (YTD Data)Rank
Total interest income$7,335,0003,609
Total interest expense$2,632,0003,833
Net interest income$4,703,0003,430
Provision for loan and lease losses$308,0002,104
Total noninterest income$1,177,0002,626
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$511,0002,433
Trading account gains and fees$0126
Additional Noninterest Income$666,0002,391
Total noninterest expense$2,792,0004,185
Salaries and employee benefits$1,592,0004,071
Premises and equipment expense$256,0005,405
Additional noninterest expense$944,0003,783
Pre-tax net operating income$2,780,0002,454
Securities gains (losses)$01,388
Applicable income taxes$944,0001,962
Income before extraordinary items$1,836,0002,753
Extraordinary gains, net$045
Net income$1,836,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,836,0002,739
2006-06-30 (YTD Data)Rank
Total interest income$4,620,0003,722
Total interest expense$1,584,0003,972
Net interest income$3,036,0003,518
Provision for loan and lease losses$156,0002,517
Total noninterest income$762,0002,680
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$324,0002,507
Trading account gains and fees$0126
Additional Noninterest Income$438,0002,406
Total noninterest expense$1,776,0004,350
Salaries and employee benefits$1,011,0004,226
Premises and equipment expense$159,0005,628
Additional noninterest expense$606,0003,883
Pre-tax net operating income$1,866,0002,448
Securities gains (losses)$01,185
Applicable income taxes$633,0001,982
Income before extraordinary items$1,233,0002,732
Extraordinary gains, net$039
Net income$1,233,0002,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,233,0002,720
2006-03-31 (YTD Data)Rank
Total interest income$2,194,0003,811
Total interest expense$736,0004,049
Net interest income$1,458,0003,621
Provision for loan and lease losses$92,0002,109
Total noninterest income$345,0002,821
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$152,0002,572
Trading account gains and fees$0115
Additional Noninterest Income$193,0002,549
Total noninterest expense$888,0004,362
Salaries and employee benefits$493,0004,321
Premises and equipment expense$81,0005,603
Additional noninterest expense$314,0003,772
Pre-tax net operating income$823,0002,649
Securities gains (losses)$0955
Applicable income taxes$279,0002,111
Income before extraordinary items$544,0002,953
Extraordinary gains, net$021
Net income$544,0002,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$544,0002,937
2005-12-31 (YTD Data)Rank
Total interest income$6,942,0004,175
Total interest expense$2,019,0004,406
Net interest income$4,923,0003,991
Provision for loan and lease losses$323,0002,685
Total noninterest income$1,860,0002,332
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$612,0002,627
Trading account gains and fees$0138
Additional Noninterest Income$1,248,0001,911
Total noninterest expense$3,161,0004,602
Salaries and employee benefits$1,790,0004,494
Premises and equipment expense$317,0005,577
Additional noninterest expense$1,054,0004,233
Pre-tax net operating income$3,299,0002,567
Securities gains (losses)$02,296
Applicable income taxes$1,123,0002,103
Income before extraordinary items$2,176,0002,880
Extraordinary gains, net$046
Net income$2,176,0002,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,034
Cash dividends$185,0004,996
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,176,0002,847
2005-09-30 (YTD Data)Rank
Total interest income$4,950,0004,277
Total interest expense$1,381,0004,547
Net interest income$3,569,0004,100
Provision for loan and lease losses$137,0003,618
Total noninterest income$1,398,0002,325
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$472,0002,559
Trading account gains and fees$0126
Additional Noninterest Income$926,0001,920
Total noninterest expense$2,292,0004,686
Salaries and employee benefits$1,308,0004,552
Premises and equipment expense$236,0005,595
Additional noninterest expense$748,0004,416
Pre-tax net operating income$2,538,0002,546
Securities gains (losses)$02,317
Applicable income taxes$859,0002,102
Income before extraordinary items$1,679,0002,861
Extraordinary gains, net$035
Net income$1,679,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,223
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,679,0002,823
2005-06-30 (YTD Data)Rank
Total interest income$3,153,0004,350
Total interest expense$847,0004,619
Net interest income$2,306,0004,173
Provision for loan and lease losses$37,0004,943
Total noninterest income$882,0002,387
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$330,0002,423
Trading account gains and fees$0116
Additional Noninterest Income$552,0002,045
Total noninterest expense$1,506,0004,718
Salaries and employee benefits$859,0004,572
Premises and equipment expense$153,0005,650
Additional noninterest expense$494,0004,417
Pre-tax net operating income$1,645,0002,556
Securities gains (losses)$02,146
Applicable income taxes$557,0002,110
Income before extraordinary items$1,088,0002,902
Extraordinary gains, net$030
Net income$1,088,0002,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,223
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,088,0002,858
2005-03-31 (YTD Data)Rank
Total interest income$1,524,0004,435
Total interest expense$391,0004,753
Net interest income$1,133,0004,235
Provision for loan and lease losses$37,0003,710
Total noninterest income$314,0002,961
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$153,0002,519
Trading account gains and fees$0115
Additional Noninterest Income$161,0002,845
Total noninterest expense$731,0004,836
Salaries and employee benefits$419,0004,671
Premises and equipment expense$77,0005,676
Additional noninterest expense$235,0004,571
Pre-tax net operating income$679,0002,926
Securities gains (losses)$01,685
Applicable income taxes$229,0002,385
Income before extraordinary items$450,0003,309
Extraordinary gains, net$024
Net income$450,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$450,0003,272
2004-12-31 (YTD Data)Rank
Total interest income$5,363,0004,619
Total interest expense$1,253,0004,997
Net interest income$4,110,0004,391
Provision for loan and lease losses$279,0003,058
Total noninterest income$1,140,0003,239
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$619,0002,637
Trading account gains and fees$0138
Additional Noninterest Income$521,0003,239
Total noninterest expense$2,845,0004,845
Salaries and employee benefits$1,567,0004,781
Premises and equipment expense$306,0005,633
Additional noninterest expense$972,0004,445
Pre-tax net operating income$2,126,0003,373
Securities gains (losses)$03,819
Applicable income taxes$715,0002,726
Income before extraordinary items$1,411,0003,782
Extraordinary gains, net$034
Net income$1,411,0003,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,079
Cash dividends$166,0005,081
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,411,0003,721
2004-09-30 (YTD Data)Rank
Total interest income$3,906,0004,682
Total interest expense$898,0005,098
Net interest income$3,008,0004,458
Provision for loan and lease losses$132,0003,832
Total noninterest income$862,0003,240
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$463,0002,657
Trading account gains and fees$0134
Additional Noninterest Income$399,0003,192
Total noninterest expense$2,107,0004,829
Salaries and employee benefits$1,160,0004,788
Premises and equipment expense$229,0005,602
Additional noninterest expense$718,0004,438
Pre-tax net operating income$1,631,0003,397
Securities gains (losses)$03,710
Applicable income taxes$549,0002,743
Income before extraordinary items$1,082,0003,815
Extraordinary gains, net$026
Net income$1,082,0003,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,082,0003,742
2004-06-30 (YTD Data)Rank
Total interest income$2,538,0004,791
Total interest expense$576,0005,231
Net interest income$1,962,0004,533
Provision for loan and lease losses$114,0003,296
Total noninterest income$604,0003,150
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$311,0002,634
Trading account gains and fees$0130
Additional Noninterest Income$293,0003,029
Total noninterest expense$1,395,0004,894
Salaries and employee benefits$768,0004,853
Premises and equipment expense$152,0005,624
Additional noninterest expense$475,0004,497
Pre-tax net operating income$1,057,0003,410
Securities gains (losses)$03,413
Applicable income taxes$355,0002,778
Income before extraordinary items$702,0003,837
Extraordinary gains, net$021
Net income$702,0003,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$702,0003,752
2004-03-31 (YTD Data)Rank
Total interest income$1,251,0004,860
Total interest expense$291,0005,256
Net interest income$960,0004,601
Provision for loan and lease losses$24,0004,604
Total noninterest income$270,0003,339
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$146,0002,732
Trading account gains and fees$0121
Additional Noninterest Income$124,0003,282
Total noninterest expense$696,0004,947
Salaries and employee benefits$384,0004,881
Premises and equipment expense$79,0005,553
Additional noninterest expense$233,0004,555
Pre-tax net operating income$510,0003,466
Securities gains (losses)$02,934
Applicable income taxes$171,0002,842
Income before extraordinary items$339,0003,931
Extraordinary gains, net$016
Net income$339,0003,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$339,0003,806
2003-12-31 (YTD Data)Rank
Total interest income$4,731,0005,087
Total interest expense$1,173,0005,642
Net interest income$3,558,0004,743
Provision for loan and lease losses$243,0003,598
Total noninterest income$1,092,0003,521
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$538,0002,929
Trading account gains and fees$0160
Additional Noninterest Income$554,0003,401
Total noninterest expense$2,653,0005,002
Salaries and employee benefits$1,420,0005,036
Premises and equipment expense$301,0005,652
Additional noninterest expense$932,0004,503
Pre-tax net operating income$1,754,0003,702
Securities gains (losses)$04,500
Applicable income taxes$602,0003,056
Income before extraordinary items$1,152,0004,245
Extraordinary gains, net$054
Net income$1,152,0004,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,709
Cash dividends$146,0005,278
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,152,0004,079
2003-09-30 (YTD Data)Rank
Total interest income$3,497,0005,192
Total interest expense$879,0005,791
Net interest income$2,618,0004,807
Provision for loan and lease losses$124,0004,307
Total noninterest income$825,0003,573
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$388,0003,017
Trading account gains and fees$0153
Additional Noninterest Income$437,0003,383
Total noninterest expense$1,939,0005,089
Salaries and employee benefits$1,048,0005,085
Premises and equipment expense$224,0005,659
Additional noninterest expense$667,0004,639
Pre-tax net operating income$1,380,0003,697
Securities gains (losses)$04,204
Applicable income taxes$474,0003,123
Income before extraordinary items$906,0004,267
Extraordinary gains, net$040
Net income$906,0004,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,399
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$906,0004,084
2003-06-30 (YTD Data)Rank
Total interest income$2,273,0005,311
Total interest expense$594,0005,878
Net interest income$1,679,0004,938
Provision for loan and lease losses$95,0003,952
Total noninterest income$514,0003,678
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$246,0003,103
Trading account gains and fees$0150
Additional Noninterest Income$268,0003,501
Total noninterest expense$1,276,0005,128
Salaries and employee benefits$693,0005,116
Premises and equipment expense$144,0005,786
Additional noninterest expense$439,0004,680
Pre-tax net operating income$822,0003,980
Securities gains (losses)$03,782
Applicable income taxes$284,0003,334
Income before extraordinary items$538,0004,601
Extraordinary gains, net$030
Net income$538,0004,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,344
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$538,0004,385
2003-03-31 (YTD Data)Rank
Total interest income$1,100,0005,445
Total interest expense$303,0005,910
Net interest income$797,0005,110
Provision for loan and lease losses$49,0003,737
Total noninterest income$232,0003,803
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$118,0003,121
Trading account gains and fees$0134
Additional Noninterest Income$114,0003,692
Total noninterest expense$617,0005,247
Salaries and employee benefits$345,0005,143
Premises and equipment expense$70,0005,840
Additional noninterest expense$202,0004,939
Pre-tax net operating income$363,0004,298
Securities gains (losses)$02,891
Applicable income taxes$127,0003,521
Income before extraordinary items$236,0004,864
Extraordinary gains, net$021
Net income$236,0004,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$236,0004,671
2002-12-31 (YTD Data)Rank
Total interest income$4,461,0005,561
Total interest expense$1,337,0006,083
Net interest income$3,124,0005,170
Provision for loan and lease losses$263,0003,749
Total noninterest income$802,0003,993
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$396,0003,558
Trading account gains and fees$0153
Additional Noninterest Income$406,0003,670
Total noninterest expense$2,365,0005,274
Salaries and employee benefits$1,270,0005,270
Premises and equipment expense$274,0005,845
Additional noninterest expense$821,0004,841
Pre-tax net operating income$1,298,0004,490
Securities gains (losses)$04,537
Applicable income taxes$444,0003,686
Income before extraordinary items$854,0005,028
Extraordinary gains, net$070
Net income$854,0005,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,528
Cash dividends$120,0005,403
Sale, conversion, retirement of capital stock, net$0862
Net operating income$854,0004,899
2001-12-31 (YTD Data)Rank
Total interest income$4,387,0006,036
Total interest expense$1,741,0006,523
Net interest income$2,646,0005,530
Provision for loan and lease losses$340,0002,959
Total noninterest income$597,0004,589
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$272,0004,420
Trading account gains and fees$0177
Additional Noninterest Income$325,0003,939
Total noninterest expense$1,776,0006,187
Salaries and employee benefits$948,0006,176
Premises and equipment expense$197,0006,839
Additional noninterest expense$631,0005,655
Pre-tax net operating income$1,127,0004,588
Securities gains (losses)$04,612
Applicable income taxes$376,0003,851
Income before extraordinary items$751,0005,046
Extraordinary gains, net$0105
Net income$751,0005,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,788
Cash dividends$100,0005,729
Sale, conversion, retirement of capital stock, net$0922
Net operating income$751,0004,935
2000-12-31 (YTD Data)Rank
Total interest income$3,489,0006,943
Total interest expense$1,540,0007,072
Net interest income$1,949,0006,630
Provision for loan and lease losses$342,0002,612
Total noninterest income$451,0005,185
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0004,954
Trading account gains and feesNANA
Additional Noninterest Income$240,0004,373
Total noninterest expense$1,485,0006,787
Salaries and employee benefits$790,0006,782
Premises and equipment expense$228,0006,345
Additional noninterest expense$467,0006,657
Pre-tax net operating income$573,0006,690
Securities gains (losses)$01,956
Applicable income taxes$196,0005,430
Income before extraordinary items$377,0006,996
Extraordinary gains, net$038
Net income$377,0006,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$377,0007,001
1999-12-31 (YTD Data)Rank
Total interest income$1,429,0009,157
Total interest expense$593,0009,227
Net interest income$836,0008,980
Provision for loan and lease losses$243,0003,106
Total noninterest income$230,0007,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0007,217
Trading account gains and feesNANA
Additional Noninterest Income$154,0005,541
Total noninterest expense$1,391,0007,059
Salaries and employee benefits$794,0006,777
Premises and equipment expense$160,0007,502
Additional noninterest expense$437,0006,994
Pre-tax net operating income$-568,0009,893
Securities gains (losses)$03,155
Applicable income taxes$-192,00010,022
Income before extraordinary items$-376,0009,824
Extraordinary gains, net$035
Net income$-376,0009,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$5,000,000244
Net operating income$-376,0009,803

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.