Home > Synergy Bank > Assets and Liabilities
Synergy Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 169 | 983 |
| Assets and Liabilities | ||
| Total Assets: | $912,271,000 | 723 |
| Cash and due from depository institutions | $5,597,000 | 983 |
| Interest-bearing balances | $622,000 | 2,811 |
| Securities | $133,289,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $705,616,000 | 660 |
| Loan loss allowance | $5,514,000 | 950 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,838,000 | 522 |
| Other real estate owned | $0 | 983 |
| Goodwill and other intangibles | $550,000 | 2,077 |
| All other assets | $46,381,000 | 462 |
| Life insurance assets | $22,515,000 | 287 |
| Total liabilities and capital | $912,271,000 | 723 |
| Total liabilities | $823,334,000 | 719 |
| Total deposits | $567,385,000 | 902 |
| Interest-bearing deposits | $503,219,000 | 886 |
| Deposits held in domestic offices | $567,385,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $253,184,000 | 253 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,765,000 | 1,913 |
| Total equity capital | $88,937,000 | 770 |
| Total bank equity capital | $88,937,000 | 770 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $62,725,000 | 538 |
| Undivided profits | $26,211,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 3,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,748,000 | 1,139 |
| Earning assets | $839,527,000 | 719 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $945,947,750 | 681 |
| Average Assets, quarterly | $920,201,500 | 710 |
| Volatile liabilities | $319,942,000 | 474 |
| Insider loans | $4,552,000 | 1,627 |
| FHLB advances | $248,850,000 | 220 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $45,047,000 | 1,937 |
| Tier 1 (core) risk-based capital | $88,769,000 | 691 |
| Tier 2 risk-based capital | $5,514,000 | 950 |
| Total risk weighted assets | $721,984,000 | 697 |
| Total unused commitments | $45,047,000 | 1,937 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 164 | 1,044 |
| Assets and Liabilities | ||
| Total Assets: | $928,132,000 | 720 |
| Cash and due from depository institutions | $6,936,000 | 1,044 |
| Interest-bearing balances | $2,449,000 | 1,624 |
| Securities | $125,416,000 | 943 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $730,422,000 | 641 |
| Loan loss allowance | $5,728,000 | 918 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $20,680,000 | 525 |
| Other real estate owned | $0 | 1,044 |
| Goodwill and other intangibles | $576,000 | 2,067 |
| All other assets | $44,102,000 | 480 |
| Life insurance assets | $22,274,000 | 288 |
| Total liabilities and capital | $928,132,000 | 720 |
| Total liabilities | $836,995,000 | 710 |
| Total deposits | $602,761,000 | 862 |
| Interest-bearing deposits | $539,923,000 | 834 |
| Deposits held in domestic offices | $602,761,000 | 859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $231,882,000 | 258 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,352,000 | 2,063 |
| Total equity capital | $91,137,000 | 764 |
| Total bank equity capital | $91,137,000 | 764 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $59,906,000 | 562 |
| Undivided profits | $31,230,000 | 1,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,784,000 | 1,052 |
| Earning assets | $858,287,000 | 707 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $957,173,330 | 683 |
| Average Assets, quarterly | $945,169,500 | 697 |
| Volatile liabilities | $318,682,000 | 477 |
| Insider loans | $4,452,000 | 1,662 |
| FHLB advances | $227,500,000 | 224 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $47,779,000 | 1,893 |
| Tier 1 (core) risk-based capital | $91,257,000 | 680 |
| Tier 2 risk-based capital | $5,728,000 | 934 |
| Total risk weighted assets | $730,803,000 | 688 |
| Total unused commitments | $47,779,000 | 1,894 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 160 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $962,207,000 | 684 |
| Cash and due from depository institutions | $10,870,000 | 1,054 |
| Interest-bearing balances | $5,194,000 | 1,119 |
| Securities | $134,641,000 | 880 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $754,168,000 | 616 |
| Loan loss allowance | $5,935,000 | 875 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,600,000 | 521 |
| Other real estate owned | $0 | 1,054 |
| Goodwill and other intangibles | $603,000 | 2,039 |
| All other assets | $41,325,000 | 493 |
| Life insurance assets | $22,043,000 | 285 |
| Total liabilities and capital | $962,207,000 | 684 |
| Total liabilities | $872,424,000 | 673 |
| Total deposits | $682,428,000 | 747 |
| Interest-bearing deposits | $606,860,000 | 726 |
| Deposits held in domestic offices | $682,428,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $187,830,000 | 303 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,166,000 | 2,270 |
| Total equity capital | $89,783,000 | 758 |
| Total bank equity capital | $89,783,000 | 758 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $59,594,000 | 543 |
| Undivided profits | $30,188,000 | 1,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,869,000 | 992 |
| Earning assets | $894,003,000 | 671 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $971,694,000 | 673 |
| Average Assets, quarterly | $971,694,000 | 673 |
| Volatile liabilities | $299,675,000 | 506 |
| Insider loans | $4,219,000 | 1,685 |
| FHLB advances | $183,400,000 | 261 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $54,285,000 | 1,709 |
| Tier 1 (core) risk-based capital | $89,918,000 | 681 |
| Tier 2 risk-based capital | $5,935,000 | 904 |
| Total risk weighted assets | $753,609,000 | 651 |
| Total unused commitments | $54,285,000 | 1,710 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 155 | 1,097 |
| Assets and Liabilities | ||
| Total Assets: | $981,181,000 | 663 |
| Cash and due from depository institutions | $10,079,000 | 1,097 |
| Interest-bearing balances | $4,406,000 | 1,182 |
| Securities | $142,323,000 | 857 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $764,914,000 | 601 |
| Loan loss allowance | $5,989,000 | 855 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $20,104,000 | 516 |
| Other real estate owned | $0 | 1,097 |
| Goodwill and other intangibles | $631,000 | 2,015 |
| All other assets | $43,130,000 | 470 |
| Life insurance assets | $21,816,000 | 277 |
| Total liabilities and capital | $981,181,000 | 663 |
| Total liabilities | $892,525,000 | 649 |
| Total deposits | $649,557,000 | 765 |
| Interest-bearing deposits | $582,862,000 | 743 |
| Deposits held in domestic offices | $649,557,000 | 762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $240,275,000 | 257 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,693,000 | 1,895 |
| Total equity capital | $88,656,000 | 754 |
| Total bank equity capital | $88,656,000 | 754 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $59,419,000 | 526 |
| Undivided profits | $29,236,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 4,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,832,000 | 1,034 |
| Earning assets | $911,643,000 | 647 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $982,194,600 | 632 |
| Average Assets, quarterly | $985,398,000 | 654 |
| Volatile liabilities | $418,661,000 | 427 |
| Insider loans | $4,270,000 | 1,666 |
| FHLB advances | $235,675,000 | 221 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $62,571,000 | 1,539 |
| Tier 1 (core) risk-based capital | $88,875,000 | 688 |
| Tier 2 risk-based capital | $5,989,000 | 884 |
| Total risk weighted assets | $763,429,000 | 640 |
| Total unused commitments | $62,571,000 | 1,539 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 156 | 1,110 |
| Assets and Liabilities | ||
| Total Assets: | $989,615,000 | 659 |
| Cash and due from depository institutions | $5,108,000 | 1,110 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $149,975,000 | 835 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $770,204,000 | 599 |
| Loan loss allowance | $6,032,000 | 850 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $19,502,000 | 528 |
| Other real estate owned | $0 | 1,110 |
| Goodwill and other intangibles | $735,000 | 1,921 |
| All other assets | $44,091,000 | 478 |
| Life insurance assets | $21,581,000 | 272 |
| Total liabilities and capital | $989,615,000 | 659 |
| Total liabilities | $901,757,000 | 649 |
| Total deposits | $639,192,000 | 774 |
| Interest-bearing deposits | $575,739,000 | 750 |
| Deposits held in domestic offices | $639,192,000 | 772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $259,520,000 | 254 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,045,000 | 1,695 |
| Total equity capital | $87,858,000 | 769 |
| Total bank equity capital | $87,858,000 | 769 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $58,929,000 | 530 |
| Undivided profits | $28,928,000 | 1,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,244,000 | 2,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,777,000 | 1,022 |
| Earning assets | $920,179,000 | 650 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $982,448,000 | 642 |
| Average Assets, quarterly | $992,911,500 | 642 |
| Volatile liabilities | $472,063,000 | 397 |
| Insider loans | $4,389,000 | 1,605 |
| FHLB advances | $254,750,000 | 216 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $80,033,000 | 1,272 |
| Tier 1 (core) risk-based capital | $88,261,000 | 696 |
| Tier 2 risk-based capital | $6,032,000 | 874 |
| Total risk weighted assets | $767,893,000 | 638 |
| Total unused commitments | $80,033,000 | 1,273 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 159 | 1,079 |
| Assets and Liabilities | ||
| Total Assets: | $996,208,000 | 645 |
| Cash and due from depository institutions | $13,549,000 | 1,079 |
| Interest-bearing balances | $6,780,000 | 774 |
| Securities | $156,127,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $771,726,000 | 599 |
| Loan loss allowance | $6,090,000 | 818 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,302,000 | 560 |
| Other real estate owned | $0 | 1,079 |
| Goodwill and other intangibles | $763,000 | 1,886 |
| All other assets | $35,741,000 | 547 |
| Life insurance assets | $15,424,000 | 357 |
| Total liabilities and capital | $996,208,000 | 645 |
| Total liabilities | $910,352,000 | 634 |
| Total deposits | $661,894,000 | 735 |
| Interest-bearing deposits | $594,133,000 | 710 |
| Deposits held in domestic offices | $661,894,000 | 733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $247,644,000 | 272 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $814,000 | 4,036 |
| Total equity capital | $85,856,000 | 762 |
| Total bank equity capital | $85,856,000 | 762 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $58,328,000 | 534 |
| Undivided profits | $27,527,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 3,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,549,000 | 994 |
| Earning assets | $934,633,000 | 633 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $980,059,000 | 645 |
| Average Assets, quarterly | $985,959,000 | 645 |
| Volatile liabilities | $437,394,000 | 425 |
| Insider loans | $4,516,000 | 1,536 |
| FHLB advances | $242,705,000 | 231 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $70,623,000 | 1,399 |
| Tier 1 (core) risk-based capital | $86,654,000 | 695 |
| Tier 2 risk-based capital | $6,090,000 | 848 |
| Total risk weighted assets | $763,483,000 | 639 |
| Total unused commitments | $70,623,000 | 1,400 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 160 | 1,053 |
| Assets and Liabilities | ||
| Total Assets: | $975,710,000 | 647 |
| Cash and due from depository institutions | $9,110,000 | 1,053 |
| Interest-bearing balances | $3,935,000 | 1,303 |
| Securities | $166,234,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $749,000,000 | 594 |
| Loan loss allowance | $5,899,000 | 848 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,547,000 | 534 |
| Other real estate owned | $0 | 1,053 |
| Goodwill and other intangibles | $790,000 | 1,846 |
| All other assets | $32,029,000 | 587 |
| Life insurance assets | $15,088,000 | 352 |
| Total liabilities and capital | $975,710,000 | 647 |
| Total liabilities | $889,715,000 | 637 |
| Total deposits | $674,208,000 | 711 |
| Interest-bearing deposits | $598,146,000 | 692 |
| Deposits held in domestic offices | $674,208,000 | 709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $214,612,000 | 296 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $895,000 | 3,791 |
| Total equity capital | $85,995,000 | 739 |
| Total bank equity capital | $85,995,000 | 739 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $58,159,000 | 516 |
| Undivided profits | $27,835,000 | 1,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,363,000 | 983 |
| Earning assets | $919,169,000 | 630 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $971,984,500 | 645 |
| Average Assets, quarterly | $971,984,500 | 645 |
| Volatile liabilities | $404,771,000 | 429 |
| Insider loans | $4,370,000 | 1,541 |
| FHLB advances | $209,500,000 | 252 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $87,280,000 | 1,140 |
| Tier 1 (core) risk-based capital | $86,471,000 | 685 |
| Tier 2 risk-based capital | $5,899,000 | 862 |
| Total risk weighted assets | $737,957,000 | 633 |
| Total unused commitments | $87,280,000 | 1,140 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 163 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $968,259,000 | 646 |
| Cash and due from depository institutions | $6,411,000 | 1,024 |
| Interest-bearing balances | $1,776,000 | 2,042 |
| Securities | $175,870,000 | 730 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $733,183,000 | 588 |
| Loan loss allowance | $5,763,000 | 851 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $18,567,000 | 514 |
| Other real estate owned | $0 | 1,024 |
| Goodwill and other intangibles | $818,000 | 1,820 |
| All other assets | $33,410,000 | 571 |
| Life insurance assets | $13,138,000 | 52 |
| Total liabilities and capital | $968,259,000 | 646 |
| Total liabilities | $881,891,000 | 637 |
| Total deposits | $609,088,000 | 771 |
| Interest-bearing deposits | $550,304,000 | 738 |
| Deposits held in domestic offices | $609,088,000 | 769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $271,882,000 | 252 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $921,000 | 3,700 |
| Total equity capital | $86,368,000 | 725 |
| Total bank equity capital | $86,368,000 | 725 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $58,000,000 | 504 |
| Undivided profits | $28,367,000 | 1,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,292,000 | 998 |
| Earning assets | $910,829,000 | 631 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $913,829,400 | 657 |
| Average Assets, quarterly | $954,030,000 | 647 |
| Volatile liabilities | $440,014,000 | 393 |
| Insider loans | $4,517,000 | 1,493 |
| FHLB advances | $266,600,000 | 214 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $104,575,000 | 975 |
| Tier 1 (core) risk-based capital | $86,818,000 | 665 |
| Tier 2 risk-based capital | $5,763,000 | 857 |
| Total risk weighted assets | $721,086,000 | 636 |
| Total unused commitments | $104,575,000 | 975 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 161 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $939,801,000 | 651 |
| Cash and due from depository institutions | $7,840,000 | 1,017 |
| Interest-bearing balances | $3,454,000 | 1,426 |
| Securities | $189,164,000 | 678 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $690,807,000 | 606 |
| Loan loss allowance | $5,395,000 | 897 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $17,749,000 | 525 |
| Other real estate owned | $0 | 1,017 |
| Goodwill and other intangibles | $846,000 | 1,781 |
| All other assets | $33,395,000 | 550 |
| Life insurance assets | $13,010,000 | 52 |
| Total liabilities and capital | $939,801,000 | 651 |
| Total liabilities | $854,243,000 | 646 |
| Total deposits | $585,128,000 | 795 |
| Interest-bearing deposits | $524,044,000 | 749 |
| Deposits held in domestic offices | $585,128,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $267,902,000 | 268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,213,000 | 3,026 |
| Total equity capital | $85,558,000 | 717 |
| Total bank equity capital | $85,558,000 | 717 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $58,000,000 | 490 |
| Undivided profits | $27,557,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $531,000 | 3,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,097,000 | 997 |
| Earning assets | $883,425,000 | 637 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $900,222,000 | 658 |
| Average Assets, quarterly | $930,168,500 | 650 |
| Volatile liabilities | $437,788,000 | 390 |
| Insider loans | $4,709,000 | 1,367 |
| FHLB advances | $262,450,000 | 227 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $102,431,000 | 970 |
| Tier 1 (core) risk-based capital | $85,689,000 | 663 |
| Tier 2 risk-based capital | $5,395,000 | 885 |
| Total risk weighted assets | $682,644,000 | 653 |
| Total unused commitments | $102,431,000 | 971 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 161 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $920,536,000 | 655 |
| Cash and due from depository institutions | $4,084,000 | 1,022 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $207,378,000 | 624 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $654,068,000 | 620 |
| Loan loss allowance | $5,110,000 | 938 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,606,000 | 516 |
| Other real estate owned | $0 | 1,022 |
| Goodwill and other intangibles | $873,000 | 1,751 |
| All other assets | $36,527,000 | 513 |
| Life insurance assets | $12,884,000 | 51 |
| Total liabilities and capital | $920,536,000 | 655 |
| Total liabilities | $829,280,000 | 648 |
| Total deposits | $560,478,000 | 804 |
| Interest-bearing deposits | $503,560,000 | 757 |
| Deposits held in domestic offices | $560,478,000 | 803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $267,644,000 | 265 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,158,000 | 2,938 |
| Total equity capital | $91,256,000 | 656 |
| Total bank equity capital | $91,256,000 | 656 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $58,000,000 | 476 |
| Undivided profits | $33,255,000 | 1,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,993,000 | 948 |
| Earning assets | $861,446,000 | 641 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $887,029,000 | 663 |
| Average Assets, quarterly | $904,363,000 | 657 |
| Volatile liabilities | $427,635,000 | 391 |
| Insider loans | $3,587,000 | 1,753 |
| FHLB advances | $262,022,000 | 222 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $134,279,000 | 773 |
| Tier 1 (core) risk-based capital | $91,137,000 | 591 |
| Tier 2 risk-based capital | $5,110,000 | 913 |
| Total risk weighted assets | $650,875,000 | 662 |
| Total unused commitments | $134,279,000 | 773 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 152 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $888,190,000 | 669 |
| Cash and due from depository institutions | $4,097,000 | 1,080 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $237,601,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $596,886,000 | 654 |
| Loan loss allowance | $4,705,000 | 1,005 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,255,000 | 509 |
| Other real estate owned | $0 | 1,080 |
| Goodwill and other intangibles | $901,000 | 1,725 |
| All other assets | $31,450,000 | 556 |
| Life insurance assets | $12,760,000 | 50 |
| Total liabilities and capital | $888,190,000 | 669 |
| Total liabilities | $798,213,000 | 666 |
| Total deposits | $569,493,000 | 784 |
| Interest-bearing deposits | $508,613,000 | 742 |
| Deposits held in domestic offices | $569,493,000 | 783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $226,362,000 | 290 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,358,000 | 1,699 |
| Total equity capital | $89,977,000 | 648 |
| Total bank equity capital | $89,977,000 | 648 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $58,000,000 | 466 |
| Undivided profits | $31,976,000 | 1,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,967,000 | 931 |
| Earning assets | $834,487,000 | 649 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $870,275,500 | 677 |
| Average Assets, quarterly | $870,275,500 | 677 |
| Volatile liabilities | $388,317,000 | 403 |
| Insider loans | $3,735,000 | 1,669 |
| FHLB advances | $220,570,000 | 248 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $121,377,000 | 831 |
| Tier 1 (core) risk-based capital | $90,077,000 | 595 |
| Tier 2 risk-based capital | $4,705,000 | 977 |
| Total risk weighted assets | $597,663,000 | 703 |
| Total unused commitments | $121,377,000 | 831 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 151 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $852,361,000 | 695 |
| Cash and due from depository institutions | $4,687,000 | 1,093 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $238,268,000 | 575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $561,687,000 | 699 |
| Loan loss allowance | $4,426,000 | 1,056 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,807,000 | 530 |
| Other real estate owned | $0 | 1,093 |
| Goodwill and other intangibles | $929,000 | 1,700 |
| All other assets | $29,983,000 | 573 |
| Life insurance assets | $12,637,000 | 52 |
| Total liabilities and capital | $852,361,000 | 695 |
| Total liabilities | $762,745,000 | 691 |
| Total deposits | $541,436,000 | 816 |
| Interest-bearing deposits | $488,598,000 | 770 |
| Deposits held in domestic offices | $541,436,000 | 813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $218,376,000 | 300 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,933,000 | 1,401 |
| Total equity capital | $89,616,000 | 654 |
| Total bank equity capital | $89,616,000 | 654 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $58,000,000 | 468 |
| Undivided profits | $31,615,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 4,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,727,000 | 990 |
| Earning assets | $799,955,000 | 678 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $755,691,200 | 734 |
| Average Assets, quarterly | $839,461,000 | 695 |
| Volatile liabilities | $373,777,000 | 414 |
| Insider loans | $6,359,000 | 936 |
| FHLB advances | $212,414,000 | 259 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $94,149,000 | 960 |
| Tier 1 (core) risk-based capital | $88,967,000 | 604 |
| Tier 2 risk-based capital | $4,426,000 | 1,029 |
| Total risk weighted assets | $563,463,000 | 736 |
| Total unused commitments | $94,149,000 | 960 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 154 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $826,561,000 | 709 |
| Cash and due from depository institutions | $5,095,000 | 1,064 |
| Interest-bearing balances | $346,000 | 3,868 |
| Securities | $255,006,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $519,575,000 | 724 |
| Loan loss allowance | $4,131,000 | 1,127 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,076,000 | 506 |
| Other real estate owned | $0 | 1,064 |
| Goodwill and other intangibles | $956,000 | 1,648 |
| All other assets | $28,853,000 | 569 |
| Life insurance assets | $12,526,000 | 50 |
| Total liabilities and capital | $826,561,000 | 709 |
| Total liabilities | $738,008,000 | 708 |
| Total deposits | $524,231,000 | 826 |
| Interest-bearing deposits | $474,948,000 | 785 |
| Deposits held in domestic offices | $524,231,000 | 821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $211,806,000 | 312 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,971,000 | 1,935 |
| Total equity capital | $88,553,000 | 659 |
| Total bank equity capital | $88,553,000 | 659 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $58,000,000 | 460 |
| Undivided profits | $30,552,000 | 1,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,747,000 | 1,004 |
| Earning assets | $774,927,000 | 691 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $731,523,750 | 763 |
| Average Assets, quarterly | $807,762,000 | 713 |
| Volatile liabilities | $358,325,000 | 423 |
| Insider loans | $3,395,000 | 1,729 |
| FHLB advances | $205,674,000 | 263 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $71,236,000 | 1,198 |
| Tier 1 (core) risk-based capital | $87,861,000 | 607 |
| Tier 2 risk-based capital | $4,131,000 | 1,078 |
| Total risk weighted assets | $525,366,000 | 758 |
| Total unused commitments | $71,236,000 | 1,199 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 155 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $788,963,000 | 726 |
| Cash and due from depository institutions | $5,528,000 | 1,073 |
| Interest-bearing balances | $1,300,000 | 2,563 |
| Securities | $260,466,000 | 543 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $486,963,000 | 757 |
| Loan loss allowance | $3,801,000 | 1,217 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,338,000 | 475 |
| Other real estate owned | $0 | 1,073 |
| Goodwill and other intangibles | $984,000 | 1,629 |
| All other assets | $17,684,000 | 890 |
| Life insurance assets | $2,414,000 | 184 |
| Total liabilities and capital | $788,963,000 | 726 |
| Total liabilities | $702,692,000 | 731 |
| Total deposits | $523,103,000 | 822 |
| Interest-bearing deposits | $464,083,000 | 794 |
| Deposits held in domestic offices | $523,103,000 | 818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $178,006,000 | 355 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,583,000 | 2,114 |
| Total equity capital | $86,271,000 | 641 |
| Total bank equity capital | $86,271,000 | 641 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $58,000,000 | 452 |
| Undivided profits | $28,270,000 | 1,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,625,000 | 994 |
| Earning assets | $748,729,000 | 701 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $699,844,670 | 792 |
| Average Assets, quarterly | $734,202,500 | 770 |
| Volatile liabilities | $325,492,000 | 439 |
| Insider loans | $3,199,000 | 1,803 |
| FHLB advances | $171,704,000 | 309 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $61,993,000 | 1,310 |
| Tier 1 (core) risk-based capital | $86,807,000 | 599 |
| Tier 2 risk-based capital | $3,801,000 | 1,175 |
| Total risk weighted assets | $485,168,000 | 805 |
| Total unused commitments | $61,993,000 | 1,311 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 147 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $679,442,000 | 828 |
| Cash and due from depository institutions | $8,858,000 | 1,127 |
| Interest-bearing balances | $3,120,000 | 1,818 |
| Securities | $191,964,000 | 702 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $448,718,000 | 805 |
| Loan loss allowance | $3,473,000 | 1,336 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $17,576,000 | 461 |
| Other real estate owned | $0 | 1,127 |
| Goodwill and other intangibles | $1,012,000 | 1,620 |
| All other assets | $11,314,000 | 1,262 |
| Life insurance assets | $2,564,000 | 182 |
| Total liabilities and capital | $679,443,000 | 828 |
| Total liabilities | $592,225,000 | 844 |
| Total deposits | $497,903,000 | 859 |
| Interest-bearing deposits | $447,940,000 | 831 |
| Deposits held in domestic offices | $497,903,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $91,423,000 | 558 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,899,000 | 1,476 |
| Total equity capital | $87,218,000 | 645 |
| Total bank equity capital | $87,218,000 | 645 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $58,000,000 | 441 |
| Undivided profits | $29,217,000 | 1,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 6,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,252,000 | 1,155 |
| Earning assets | $643,802,000 | 804 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $655,285,500 | 842 |
| Average Assets, quarterly | $655,285,500 | 842 |
| Volatile liabilities | $215,072,000 | 594 |
| Insider loans | $2,883,000 | 1,965 |
| FHLB advances | $84,952,000 | 514 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $69,356,000 | 1,166 |
| Tier 1 (core) risk-based capital | $85,927,000 | 599 |
| Tier 2 risk-based capital | $3,473,000 | 1,289 |
| Total risk weighted assets | $434,124,000 | 882 |
| Total unused commitments | $69,356,000 | 1,171 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 147 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $631,129,000 | 880 |
| Cash and due from depository institutions | $7,079,000 | 1,141 |
| Interest-bearing balances | $2,811,000 | 1,823 |
| Securities | $156,982,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $434,586,000 | 830 |
| Loan loss allowance | $3,274,000 | 1,411 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $17,613,000 | 459 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $776,000 | 1,783 |
| All other assets | $14,093,000 | 1,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $631,130,000 | 880 |
| Total liabilities | $590,338,000 | 847 |
| Total deposits | $516,180,000 | 834 |
| Interest-bearing deposits | $514,572,000 | 736 |
| Deposits held in domestic offices | $516,180,000 | 832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,000,000 | 949 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $59,873,000 | 751 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,285,000 | 2,604 |
| Total equity capital | $40,792,000 | 1,335 |
| Total bank equity capital | $40,792,000 | 1,335 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $13,000,000 | 1,548 |
| Undivided profits | $27,791,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 4,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,386,000 | 2,146 |
| Earning assets | $594,379,000 | 860 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $547,865,400 | 970 |
| Average Assets, quarterly | $611,521,000 | 899 |
| Volatile liabilities | $223,615,000 | 576 |
| Insider loans | $3,028,000 | 1,849 |
| FHLB advances | $59,873,000 | 673 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $68,156,000 | 1,146 |
| Tier 1 (core) risk-based capital | $40,164,000 | 1,261 |
| Tier 2 risk-based capital | $3,274,000 | 1,354 |
| Total risk weighted assets | $417,083,000 | 921 |
| Total unused commitments | $68,156,000 | 1,147 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 148 | 1,146 |
| Assets and Liabilities | ||
| Total Assets: | $591,913,000 | 951 |
| Cash and due from depository institutions | $7,604,000 | 1,146 |
| Interest-bearing balances | $3,905,000 | 1,623 |
| Securities | $152,873,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $399,036,000 | 885 |
| Loan loss allowance | $3,058,000 | 1,509 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,797,000 | 457 |
| Other real estate owned | $0 | 1,146 |
| Goodwill and other intangibles | $808,000 | 1,735 |
| All other assets | $13,795,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $591,913,000 | 951 |
| Total liabilities | $554,651,000 | 911 |
| Total deposits | $467,203,000 | 928 |
| Interest-bearing deposits | $467,203,000 | 824 |
| Deposits held in domestic offices | $467,203,000 | 924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $83,931,000 | 585 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,517,000 | 1,265 |
| Total equity capital | $37,262,000 | 1,476 |
| Total bank equity capital | $37,262,000 | 1,476 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $0 | 8,515 |
| Undivided profits | $37,261,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,383,000 | 2,287 |
| Earning assets | $555,814,000 | 924 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $527,049,500 | 1,023 |
| Average Assets, quarterly | $577,286,000 | 961 |
| Volatile liabilities | $185,080,000 | 653 |
| Insider loans | $2,931,000 | 1,881 |
| FHLB advances | $83,931,000 | 507 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $63,299,000 | 1,231 |
| Tier 1 (core) risk-based capital | $35,913,000 | 1,437 |
| Tier 2 risk-based capital | $3,058,000 | 1,435 |
| Total risk weighted assets | $387,601,000 | 978 |
| Total unused commitments | $63,299,000 | 1,235 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 147 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $562,659,000 | 988 |
| Cash and due from depository institutions | $6,835,000 | 1,151 |
| Interest-bearing balances | $3,081,000 | 2,010 |
| Securities | $147,627,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $377,090,000 | 927 |
| Loan loss allowance | $2,969,000 | 1,534 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,043,000 | 442 |
| Other real estate owned | $0 | 1,151 |
| Goodwill and other intangibles | $767,000 | 1,734 |
| All other assets | $12,297,000 | 1,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $562,659,000 | 988 |
| Total liabilities | $524,979,000 | 952 |
| Total deposits | $447,780,000 | 959 |
| Interest-bearing deposits | $446,149,000 | 841 |
| Deposits held in domestic offices | $447,780,000 | 957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $75,351,000 | 627 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,848,000 | 2,131 |
| Total equity capital | $37,680,000 | 1,451 |
| Total bank equity capital | $37,680,000 | 1,451 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $0 | 8,544 |
| Undivided profits | $37,679,000 | 859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,331,000 | 2,263 |
| Earning assets | $527,798,000 | 963 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $505,428,330 | 1,069 |
| Average Assets, quarterly | $541,629,000 | 1,013 |
| Volatile liabilities | $160,521,000 | 721 |
| Insider loans | $2,894,000 | 1,891 |
| FHLB advances | $75,351,000 | 551 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $69,976,000 | 1,116 |
| Tier 1 (core) risk-based capital | $36,249,000 | 1,383 |
| Tier 2 risk-based capital | $2,969,000 | 1,431 |
| Total risk weighted assets | $364,210,000 | 1,022 |
| Total unused commitments | $69,976,000 | 1,122 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 143 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $520,599,000 | 1,037 |
| Cash and due from depository institutions | $6,498,000 | 1,173 |
| Interest-bearing balances | $2,968,000 | 2,093 |
| Securities | $135,945,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $348,171,000 | 1,000 |
| Loan loss allowance | $2,912,000 | 1,530 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $18,305,000 | 431 |
| Other real estate owned | $0 | 1,173 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $11,680,000 | 1,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $520,599,000 | 1,037 |
| Total liabilities | $488,876,000 | 1,006 |
| Total deposits | $434,668,000 | 969 |
| Interest-bearing deposits | $433,161,000 | 856 |
| Deposits held in domestic offices | $434,668,000 | 965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $52,101,000 | 782 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,107,000 | 1,964 |
| Total equity capital | $31,723,000 | 1,681 |
| Total bank equity capital | $31,723,000 | 1,681 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $0 | 8,583 |
| Undivided profits | $31,722,000 | 991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,444,000 | 2,079 |
| Earning assets | $487,084,000 | 1,012 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $476,813,000 | 1,137 |
| Average Assets, quarterly | $476,813,000 | 1,137 |
| Volatile liabilities | $138,280,000 | 774 |
| Insider loans | $250,000 | 6,572 |
| FHLB advances | $52,101,000 | 702 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $63,168,000 | 1,167 |
| Tier 1 (core) risk-based capital | $31,177,000 | 1,582 |
| Tier 2 risk-based capital | $2,912,000 | 1,431 |
| Total risk weighted assets | $332,414,000 | 1,098 |
| Total unused commitments | $63,168,000 | 1,177 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 130 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $433,027,000 | 1,233 |
| Cash and due from depository institutions | $7,875,000 | 1,295 |
| Interest-bearing balances | $4,825,000 | 1,461 |
| Securities | $79,700,000 | 1,547 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $319,424,000 | 1,071 |
| Loan loss allowance | $2,230,000 | 1,916 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $17,640,000 | 444 |
| Other real estate owned | $0 | 1,295 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,388,000 | 1,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $433,027,000 | 1,233 |
| Total liabilities | $402,148,000 | 1,200 |
| Total deposits | $364,188,000 | 1,133 |
| Interest-bearing deposits | $362,749,000 | 977 |
| Deposits held in domestic offices | $364,188,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $36,456,000 | 1,011 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,504,000 | 2,525 |
| Total equity capital | $30,879,000 | 1,688 |
| Total bank equity capital | $30,879,000 | 1,688 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $6,000,000 | 2,779 |
| Undivided profits | $24,878,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 4,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,200,000 | 2,679 |
| Earning assets | $403,949,000 | 1,212 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $372,749,000 | 1,375 |
| Average Assets, quarterly | $425,285,000 | 1,247 |
| Volatile liabilities | $107,313,000 | 967 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $36,456,000 | 907 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $44,353,000 | 1,484 |
| Tier 1 (core) risk-based capital | $30,305,000 | 1,599 |
| Tier 2 risk-based capital | $2,230,000 | 1,783 |
| Total risk weighted assets | $291,180,000 | 1,231 |
| Total unused commitments | $44,353,000 | 1,485 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 90 | 1,903 |
| Assets and Liabilities | ||
| Total Assets: | $297,033,000 | 1,720 |
| Cash and due from depository institutions | $3,707,000 | 1,903 |
| Interest-bearing balances | $1,681,000 | 2,471 |
| Securities | $51,047,000 | 2,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $224,690,000 | 1,475 |
| Loan loss allowance | $1,372,000 | 2,789 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,637,000 | 712 |
| Other real estate owned | $0 | 1,903 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,952,000 | 1,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,033,000 | 1,720 |
| Total liabilities | $274,837,000 | 1,671 |
| Total deposits | $251,058,000 | 1,623 |
| Interest-bearing deposits | $249,988,000 | 1,396 |
| Deposits held in domestic offices | $251,058,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,500,000 | 1,301 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,279,000 | 2,877 |
| Total equity capital | $22,196,000 | 2,223 |
| Total bank equity capital | $22,196,000 | 2,223 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $22,196,000 | 1,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 7,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $991,000 | 3,486 |
| Earning assets | $277,418,000 | 1,680 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $275,122,800 | 1,758 |
| Average Assets, quarterly | $295,382,500 | 1,693 |
| Volatile liabilities | $53,020,000 | 1,659 |
| Insider loans | $1,685,000 | 2,725 |
| FHLB advances | $22,500,000 | 1,187 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $47,715,000 | 1,305 |
| Tier 1 (core) risk-based capital | $22,220,000 | 2,100 |
| Tier 2 risk-based capital | $1,372,000 | 2,591 |
| Total risk weighted assets | $196,633,000 | 1,731 |
| Total unused commitments | $47,715,000 | 1,310 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 87 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $245,127,000 | 1,981 |
| Cash and due from depository institutions | $6,139,000 | 1,932 |
| Interest-bearing balances | $4,453,000 | 965 |
| Securities | $38,226,000 | 2,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $189,098,000 | 1,683 |
| Loan loss allowance | $1,176,000 | 3,024 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,152,000 | 1,682 |
| Other real estate owned | $0 | 1,932 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,512,000 | 1,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,127,000 | 1,981 |
| Total liabilities | $224,765,000 | 1,941 |
| Total deposits | $192,057,000 | 2,046 |
| Interest-bearing deposits | $191,303,000 | 1,749 |
| Deposits held in domestic offices | $192,057,000 | 2,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,500,000 | 996 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,208,000 | 3,090 |
| Total equity capital | $20,362,000 | 2,297 |
| Total bank equity capital | $20,362,000 | 2,297 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $20,362,000 | 1,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $780,000 | 3,490 |
| Earning assets | $231,777,000 | 1,915 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $235,028,200 | 1,954 |
| Average Assets, quarterly | $243,398,000 | 1,960 |
| Volatile liabilities | $52,836,000 | 1,664 |
| Insider loans | $2,534,000 | 1,869 |
| FHLB advances | $31,500,000 | 284 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,162,000 | 2,040 |
| Tier 1 (core) risk-based capital | $20,613,000 | 2,167 |
| Tier 2 risk-based capital | $1,176,000 | 2,841 |
| Total risk weighted assets | $159,910,000 | 2,001 |
| Total unused commitments | $24,162,000 | 2,042 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $222,696,000 | 2,103 |
| Cash and due from depository institutions | $2,889,000 | 2,228 |
| Interest-bearing balances | $402,000 | 3,328 |
| Securities | $46,377,000 | 2,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $163,172,000 | 1,846 |
| Loan loss allowance | $995,000 | 3,454 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,926,000 | 1,725 |
| Other real estate owned | $0 | 2,228 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,332,000 | 1,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,696,000 | 2,103 |
| Total liabilities | $204,640,000 | 2,060 |
| Total deposits | $181,748,000 | 2,086 |
| Interest-bearing deposits | $180,999,000 | 1,811 |
| Deposits held in domestic offices | $181,748,000 | 2,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,700,000 | 1,266 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,192,000 | 2,823 |
| Total equity capital | $18,056,000 | 2,436 |
| Total bank equity capital | $18,056,000 | 2,436 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $18,056,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $631,000 | 3,718 |
| Earning assets | $209,951,000 | 2,053 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $215,090,200 | 2,096 |
| Average Assets, quarterly | $219,185,000 | 2,118 |
| Volatile liabilities | $37,161,000 | 2,128 |
| Insider loans | $1,197,000 | 3,321 |
| FHLB advances | $21,700,000 | 347 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $28,048,000 | 1,817 |
| Tier 1 (core) risk-based capital | $19,083,000 | 2,304 |
| Tier 2 risk-based capital | $995,000 | 3,176 |
| Total risk weighted assets | $136,175,000 | 2,246 |
| Total unused commitments | $28,048,000 | 1,822 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $203,975,000 | 2,254 |
| Cash and due from depository institutions | $12,234,000 | 2,040 |
| Interest-bearing balances | $8,786,000 | 716 |
| Securities | $51,780,000 | 2,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $133,366,000 | 2,097 |
| Loan loss allowance | $1,148,000 | 2,960 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,964,000 | 2,057 |
| Other real estate owned | $0 | 2,040 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,631,000 | 2,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,975,000 | 2,254 |
| Total liabilities | $186,350,000 | 2,218 |
| Total deposits | $169,776,000 | 2,248 |
| Interest-bearing deposits | $169,106,000 | 1,919 |
| Deposits held in domestic offices | $169,776,000 | 2,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,000,000 | 1,188 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $574,000 | 5,277 |
| Total equity capital | $17,625,000 | 2,534 |
| Total bank equity capital | $17,625,000 | 2,534 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $17,625,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 7,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $488,000 | 4,687 |
| Earning assets | $193,932,000 | 2,187 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $194,392,000 | 2,226 |
| Average Assets, quarterly | $200,559,500 | 2,246 |
| Volatile liabilities | $29,646,000 | 2,164 |
| Insider loans | $947,000 | 3,678 |
| FHLB advances | $16,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,650,000 | 1,726 |
| Tier 1 (core) risk-based capital | $17,639,000 | 2,426 |
| Tier 2 risk-based capital | $1,148,000 | 2,692 |
| Total risk weighted assets | $119,082,000 | 2,409 |
| Total unused commitments | $28,650,000 | 1,734 |
| Derivatives | $0 | 527 |