Home > Sylvester Banking Company > Income and Expense
Sylvester Banking Company, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 7,614 |
| Total interest expense | $398,000 | 8,112 |
| Net interest income | $1,541,000 | 7,302 |
| Provision for loan and lease losses | $4,000 | 7,558 |
| Total noninterest income | $340,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $308,000 | 4,236 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $1,443,000 | 6,994 |
| Salaries and employee benefits | $1,019,000 | 6,197 |
| Premises and equipment expense | $99,000 | 8,079 |
| Additional noninterest expense | $325,000 | 7,604 |
| Pre-tax net operating income | $434,000 | 6,904 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $155,000 | 5,234 |
| Income before extraordinary items | $279,000 | 7,382 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $279,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $149,000 | 5,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $279,000 | 7,240 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 7,622 |
| Total interest expense | $322,000 | 8,143 |
| Net interest income | $1,181,000 | 7,304 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $258,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $230,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $1,046,000 | 7,087 |
| Salaries and employee benefits | $738,000 | 6,302 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $240,000 | 7,654 |
| Pre-tax net operating income | $393,000 | 6,734 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $125,000 | 5,331 |
| Income before extraordinary items | $268,000 | 7,133 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $268,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $112,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $268,000 | 6,972 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 7,602 |
| Total interest expense | $232,000 | 8,131 |
| Net interest income | $806,000 | 7,256 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $174,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $150,000 | 4,294 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $707,000 | 7,056 |
| Salaries and employee benefits | $488,000 | 6,352 |
| Premises and equipment expense | $51,000 | 8,066 |
| Additional noninterest expense | $168,000 | 7,540 |
| Pre-tax net operating income | $273,000 | 6,675 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $87,000 | 5,305 |
| Income before extraordinary items | $186,000 | 7,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $186,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $74,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $186,000 | 6,910 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,627 |
| Total interest expense | $124,000 | 8,118 |
| Net interest income | $400,000 | 7,294 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $354,000 | 7,087 |
| Salaries and employee benefits | $241,000 | 6,396 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $87,000 | 7,495 |
| Pre-tax net operating income | $138,000 | 6,639 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $93,000 | 7,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $37,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $93,000 | 6,871 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 7,443 |
| Total interest expense | $689,000 | 7,850 |
| Net interest income | $1,713,000 | 7,098 |
| Provision for loan and lease losses | $-29,000 | 9,210 |
| Total noninterest income | $340,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $306,000 | 4,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $1,491,000 | 6,864 |
| Salaries and employee benefits | $1,027,000 | 6,035 |
| Premises and equipment expense | $105,000 | 8,102 |
| Additional noninterest expense | $359,000 | 7,417 |
| Pre-tax net operating income | $591,000 | 6,450 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $185,000 | 5,219 |
| Income before extraordinary items | $406,000 | 6,815 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $406,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $149,000 | 5,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $406,000 | 6,688 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 7,113 |
| Total interest expense | $1,327,000 | 7,348 |
| Net interest income | $1,808,000 | 6,771 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $295,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $262,000 | 4,520 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $1,491,000 | 6,816 |
| Salaries and employee benefits | $984,000 | 6,041 |
| Premises and equipment expense | $108,000 | 8,182 |
| Additional noninterest expense | $399,000 | 7,153 |
| Pre-tax net operating income | $597,000 | 6,180 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $195,000 | 5,073 |
| Income before extraordinary items | $402,000 | 6,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $402,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $149,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $402,000 | 6,435 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 6,909 |
| Total interest expense | $1,294,000 | 7,594 |
| Net interest income | $2,226,000 | 6,224 |
| Provision for loan and lease losses | $46,000 | 6,690 |
| Total noninterest income | $504,000 | 4,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,312 |
| Total noninterest expense | $1,617,000 | 6,448 |
| Salaries and employee benefits | $973,000 | 6,033 |
| Premises and equipment expense | $106,000 | 8,342 |
| Additional noninterest expense | $538,000 | 6,141 |
| Pre-tax net operating income | $1,067,000 | 5,097 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $367,000 | 4,176 |
| Income before extraordinary items | $700,000 | 5,428 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $700,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $149,000 | 5,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $700,000 | 5,426 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 6,666 |
| Total interest expense | $1,469,000 | 7,058 |
| Net interest income | $2,186,000 | 6,308 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $315,000 | 6,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $1,471,000 | 6,850 |
| Salaries and employee benefits | $896,000 | 6,330 |
| Premises and equipment expense | $129,000 | 8,053 |
| Additional noninterest expense | $446,000 | 6,934 |
| Pre-tax net operating income | $1,006,000 | 5,295 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $348,000 | 4,490 |
| Income before extraordinary items | $658,000 | 5,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $658,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $890,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $658,000 | 5,610 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 6,807 |
| Total interest expense | $1,504,000 | 7,180 |
| Net interest income | $2,137,000 | 6,416 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $319,000 | 6,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $1,471,000 | 6,775 |
| Salaries and employee benefits | $908,000 | 6,176 |
| Premises and equipment expense | $104,000 | 8,619 |
| Additional noninterest expense | $459,000 | 6,726 |
| Pre-tax net operating income | $980,000 | 5,477 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $337,000 | 4,871 |
| Income before extraordinary items | $643,000 | 5,852 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $643,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $149,000 | 5,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $643,000 | 5,742 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 7,187 |
| Total interest expense | $1,407,000 | 7,567 |
| Net interest income | $2,068,000 | 6,781 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $282,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $1,413,000 | 7,006 |
| Salaries and employee benefits | $886,000 | 6,365 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $937,000 | 6,028 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $322,000 | 5,531 |
| Income before extraordinary items | $616,000 | 6,274 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $616,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $149,000 | 5,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $615,340 | 6,218 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 7,492 |
| Total interest expense | $1,447,000 | 7,699 |
| Net interest income | $1,967,000 | 7,213 |
| Provision for loan and lease losses | $-31,000 | 11,160 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $1,409,000 | 7,366 |
| Salaries and employee benefits | $885,000 | 6,528 |
| Premises and equipment expense | $100,000 | 9,292 |
| Additional noninterest expense | $424,000 | 7,681 |
| Pre-tax net operating income | $829,000 | 6,378 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $264,000 | 6,251 |
| Income before extraordinary items | $566,000 | 6,471 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $566,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,855 |
| Cash dividends | $149,000 | 6,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $565,320 | 6,406 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 7,809 |
| Total interest expense | $1,355,000 | 8,102 |
| Net interest income | $1,943,000 | 7,429 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $237,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $1,424,000 | 7,515 |
| Salaries and employee benefits | $901,000 | 6,547 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $430,000 | 7,900 |
| Pre-tax net operating income | $756,000 | 7,028 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $235,000 | 6,877 |
| Income before extraordinary items | $524,000 | 7,077 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $524,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $149,000 | 6,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $521,930 | 7,067 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 8,265 |
| Total interest expense | $1,148,000 | 8,116 |
| Net interest income | $1,735,000 | 8,214 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $242,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $1,475,000 | 7,671 |
| Salaries and employee benefits | $896,000 | 6,663 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $483,000 | 8,026 |
| Pre-tax net operating income | $501,000 | 8,651 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $354,000 | 8,605 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $354,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $149,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $354,000 | 8,661 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 8,418 |
| Total interest expense | $1,202,000 | 8,241 |
| Net interest income | $1,751,000 | 8,361 |
| Provision for loan and lease losses | $-44,000 | 12,712 |
| Total noninterest income | $269,000 | 8,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $1,475,000 | 7,911 |
| Salaries and employee benefits | $879,000 | 6,841 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $502,000 | 8,190 |
| Pre-tax net operating income | $589,000 | 8,017 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $407,000 | 8,358 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $407,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 12,650 |
| Cash dividends | $149,000 | 6,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $406,310 | 8,087 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 8,536 |
| Total interest expense | $1,504,000 | 8,494 |
| Net interest income | $1,760,000 | 8,469 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,423,000 | 8,203 |
| Salaries and employee benefits | $813,000 | 7,186 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $474,000 | 8,709 |
| Pre-tax net operating income | $629,000 | 7,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $435,000 | 7,884 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $435,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $149,000 | 5,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $435,000 | 7,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.