Home > Sycamore Bank > Income and Expense

Sycamore Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$7,535,000	2,463
Total interest expense	$416,000	2,900
Net interest income	$7,119,000	2,418
Provision for loan and lease losses	$-177,000	4,492
Total noninterest income	$2,035,000	1,749
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$864,000	924
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,171,000	1,890
Total noninterest expense	$10,152,000	1,613
Salaries and employee benefits	$3,098,000	2,440
Premises and equipment expense	$784,000	1,979
Additional noninterest expense	$1,171,000	1,890
Pre-tax net operating income	$-821,000	4,704
Securities gains (losses)	$-20,000	3,940
Applicable income taxes	$-218,000	4,681
Income before extraordinary items	$-623,000	4,664
Extraordinary gains, net	$0	4
Net income	$-623,000	4,665
Minority interest net income	$0	57
Net income of bank and minority interests.	$-623,000	4,665
Net charge-offs	$15,000	1,701
Cash dividends	$1,622,000	1,283
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$-607,200	4,682
2022-06-30 (YTD Data)		Rank
Total interest income	$4,765,000	2,505
Total interest expense	$265,000	2,825
Net interest income	$4,500,000	2,472
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,423,000	1,701
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$566,000	930
Trading account gains and fees	$0	108
Additional Noninterest Income	$857,000	1,833
Total noninterest expense	$4,001,000	2,283
Salaries and employee benefits	$2,087,000	2,425
Premises and equipment expense	$486,000	2,053
Additional noninterest expense	$1,428,000	2,072
Pre-tax net operating income	$1,922,000	2,251
Securities gains (losses)	$-20,000	4,087
Applicable income taxes	$386,000	1,670
Income before extraordinary items	$1,516,000	2,326
Extraordinary gains, net	$0	4
Net income	$1,516,000	2,326
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,516,000	2,326
Net charge-offs	$-1,000	2,999
Cash dividends	$222,000	2,418
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,532,000	2,350
2022-03-31 (YTD Data)		Rank
Total interest income	$2,312,000	2,503
Total interest expense	$132,000	2,808
Net interest income	$2,180,000	2,464
Provision for loan and lease losses	$0	2,285
Total noninterest income	$586,000	1,890
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$282,000	927
Trading account gains and fees	$0	103
Additional Noninterest Income	$304,000	2,171
Total noninterest expense	$2,029,000	2,265
Salaries and employee benefits	$1,066,000	2,409
Premises and equipment expense	$233,000	2,121
Additional noninterest expense	$730,000	2,035
Pre-tax net operating income	$737,000	2,494
Securities gains (losses)	$-20,000	4,336
Applicable income taxes	$120,000	1,959
Income before extraordinary items	$597,000	2,544
Extraordinary gains, net	$0	4
Net income	$597,000	2,542
Minority interest net income	$0	50
Net income of bank and minority interests.	$597,000	2,544
Net charge-offs	$0	1,838
Cash dividends	$222,000	1,683
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$613,600	2,538
2021-12-31 (YTD Data)		Rank
Total interest income	$9,915,000	2,475
Total interest expense	$658,000	2,786
Net interest income	$9,257,000	2,422
Provision for loan and lease losses	$90,000	2,262
Total noninterest income	$4,623,000	1,379
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$995,000	984
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,628,000	1,334
Total noninterest expense	$8,810,000	2,152
Salaries and employee benefits	$4,645,000	2,263
Premises and equipment expense	$1,084,000	1,936
Additional noninterest expense	$3,081,000	1,936
Pre-tax net operating income	$4,980,000	2,056
Securities gains (losses)	$-15,000	4,403
Applicable income taxes	$1,020,000	1,589
Income before extraordinary items	$3,945,000	2,187
Extraordinary gains, net	$0	10
Net income	$3,945,000	2,188
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,945,000	2,188
Net charge-offs	$1,000	2,638
Cash dividends	$1,343,000	1,923
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,956,850	2,158
2021-09-30 (YTD Data)		Rank
Total interest income	$7,504,000	2,514
Total interest expense	$519,000	2,817
Net interest income	$6,985,000	2,468
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$3,538,000	1,390
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$712,000	1,007
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,826,000	1,350
Total noninterest expense	$6,539,000	2,168
Salaries and employee benefits	$3,423,000	2,293
Premises and equipment expense	$856,000	1,910
Additional noninterest expense	$2,260,000	1,978
Pre-tax net operating income	$3,894,000	2,085
Securities gains (losses)	$-11,000	4,566
Applicable income taxes	$854,000	1,586
Income before extraordinary items	$3,029,000	2,232
Extraordinary gains, net	$0	8
Net income	$3,029,000	2,231
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,029,000	2,232
Net charge-offs	$-16,000	3,803
Cash dividends	$663,000	2,080
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,037,690	2,201
2021-06-30 (YTD Data)		Rank
Total interest income	$4,723,000	2,590
Total interest expense	$353,000	2,855
Net interest income	$4,370,000	2,557
Provision for loan and lease losses	$90,000	1,757
Total noninterest income	$1,078,000	2,159
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$456,000	1,008
Trading account gains and fees	$0	133
Additional Noninterest Income	$622,000	2,415
Total noninterest expense	$4,294,000	2,185
Salaries and employee benefits	$2,277,000	2,299
Premises and equipment expense	$528,000	1,991
Additional noninterest expense	$1,489,000	1,979
Pre-tax net operating income	$1,064,000	3,181
Securities gains (losses)	$-9,000	4,639
Applicable income taxes	$174,000	2,401
Income before extraordinary items	$881,000	3,281
Extraordinary gains, net	$0	6
Net income	$881,000	3,280
Minority interest net income	$0	67
Net income of bank and minority interests.	$881,000	3,281
Net charge-offs	$-16,000	3,970
Cash dividends	$442,000	2,072
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$888,560	3,246
2021-03-31 (YTD Data)		Rank
Total interest income	$2,386,000	2,579
Total interest expense	$176,000	2,941
Net interest income	$2,210,000	2,520
Provision for loan and lease losses	$70,000	1,542
Total noninterest income	$541,000	2,155
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$242,000	943
Trading account gains and fees	$0	127
Additional Noninterest Income	$299,000	2,456
Total noninterest expense	$2,155,000	2,169
Salaries and employee benefits	$1,159,000	2,269
Premises and equipment expense	$247,000	2,080
Additional noninterest expense	$749,000	1,930
Pre-tax net operating income	$526,000	3,178
Securities gains (losses)	$-6,000	4,631
Applicable income taxes	$66,000	2,540
Income before extraordinary items	$454,000	3,227
Extraordinary gains, net	$0	3
Net income	$454,000	3,228
Minority interest net income	$0	55
Net income of bank and minority interests.	$454,000	3,227
Net charge-offs	$-18,000	4,295
Cash dividends	$221,000	1,760
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$459,220	3,185
2020-12-31 (YTD Data)		Rank
Total interest income	$10,194,000	2,487
Total interest expense	$1,056,000	2,848
Net interest income	$9,138,000	2,400
Provision for loan and lease losses	$570,000	2,111
Total noninterest income	$2,416,000	1,917
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$970,000	977
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,446,000	2,108
Total noninterest expense	$8,320,000	2,211
Salaries and employee benefits	$4,136,000	2,433
Premises and equipment expense	$990,000	2,048
Additional noninterest expense	$3,194,000	1,830
Pre-tax net operating income	$2,664,000	2,588
Securities gains (losses)	$58,000	1,653
Applicable income taxes	$518,000	1,919
Income before extraordinary items	$2,204,000	2,703
Extraordinary gains, net	$0	4
Net income	$2,204,000	2,701
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,204,000	2,703
Net charge-offs	$57,000	2,333
Cash dividends	$776,000	2,449
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,157,020	2,686
2020-09-30 (YTD Data)		Rank
Total interest income	$7,563,000	2,517
Total interest expense	$847,000	2,843
Net interest income	$6,716,000	2,421
Provision for loan and lease losses	$420,000	2,103
Total noninterest income	$1,624,000	1,993
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$703,000	995
Trading account gains and fees	$0	125
Additional Noninterest Income	$921,000	2,227
Total noninterest expense	$6,149,000	2,205
Salaries and employee benefits	$3,052,000	2,436
Premises and equipment expense	$734,000	2,058
Additional noninterest expense	$2,363,000	1,826
Pre-tax net operating income	$1,771,000	2,752
Securities gains (losses)	$10,000	2,124
Applicable income taxes	$323,000	2,042
Income before extraordinary items	$1,458,000	2,867
Extraordinary gains, net	$0	4
Net income	$1,458,000	2,866
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,458,000	2,867
Net charge-offs	$55,000	2,008
Cash dividends	$320,000	2,670
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,449,800	2,828
2020-06-30 (YTD Data)		Rank
Total interest income	$4,990,000	2,559
Total interest expense	$602,000	2,872
Net interest income	$4,388,000	2,483
Provision for loan and lease losses	$265,000	2,163
Total noninterest income	$1,069,000	1,946
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$493,000	966
Trading account gains and fees	$0	123
Additional Noninterest Income	$576,000	2,241
Total noninterest expense	$4,088,000	2,217
Salaries and employee benefits	$2,015,000	2,455
Premises and equipment expense	$488,000	2,057
Additional noninterest expense	$1,585,000	1,804
Pre-tax net operating income	$1,104,000	2,803
Securities gains (losses)	$10,000	1,872
Applicable income taxes	$181,000	2,141
Income before extraordinary items	$933,000	2,900
Extraordinary gains, net	$0	4
Net income	$933,000	2,899
Minority interest net income	$0	65
Net income of bank and minority interests.	$933,000	2,900
Net charge-offs	$63,000	1,603
Cash dividends	$224,000	2,604
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$924,600	2,863
2020-03-31 (YTD Data)		Rank
Total interest income	$2,509,000	2,550
Total interest expense	$329,000	2,877
Net interest income	$2,180,000	2,449
Provision for loan and lease losses	$75,000	2,175
Total noninterest income	$574,000	1,798
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$302,000	935
Trading account gains and fees	$0	106
Additional Noninterest Income	$272,000	2,108
Total noninterest expense	$2,138,000	2,174
Salaries and employee benefits	$1,054,000	2,393
Premises and equipment expense	$239,000	2,107
Additional noninterest expense	$845,000	1,746
Pre-tax net operating income	$541,000	2,683
Securities gains (losses)	$0	1,705
Applicable income taxes	$62,000	2,267
Income before extraordinary items	$479,000	2,684
Extraordinary gains, net	$0	4
Net income	$479,000	2,683
Minority interest net income	$0	56
Net income of bank and minority interests.	$479,000	2,685
Net charge-offs	$12,000	1,803
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$479,000	2,672
2019-12-31 (YTD Data)		Rank
Total interest income	$10,063,000	2,584
Total interest expense	$1,292,000	2,946
Net interest income	$8,771,000	2,461
Provision for loan and lease losses	$328,000	1,870
Total noninterest income	$2,920,000	1,594
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,217,000	960
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,703,000	1,688
Total noninterest expense	$8,333,000	2,186
Salaries and employee benefits	$4,231,000	2,346
Premises and equipment expense	$934,000	2,129
Additional noninterest expense	$3,168,000	1,827
Pre-tax net operating income	$3,030,000	2,440
Securities gains (losses)	$5,000	2,084
Applicable income taxes	$644,000	1,780
Income before extraordinary items	$2,391,000	2,633
Extraordinary gains, net	$0	11
Net income	$2,391,000	2,633
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,391,000	2,635
Net charge-offs	$33,000	2,876
Cash dividends	$1,234,000	2,098
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,387,050	2,602
2019-09-30 (YTD Data)		Rank
Total interest income	$7,481,000	2,627
Total interest expense	$965,000	2,976
Net interest income	$6,516,000	2,505
Provision for loan and lease losses	$203,000	1,952
Total noninterest income	$2,034,000	1,663
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$893,000	979
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,141,000	1,777
Total noninterest expense	$6,182,000	2,205
Salaries and employee benefits	$3,156,000	2,375
Premises and equipment expense	$698,000	2,145
Additional noninterest expense	$2,328,000	1,854
Pre-tax net operating income	$2,165,000	2,588
Securities gains (losses)	$4,000	1,882
Applicable income taxes	$455,000	1,882
Income before extraordinary items	$1,714,000	2,762
Extraordinary gains, net	$0	11
Net income	$1,714,000	2,763
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,714,000	2,763
Net charge-offs	$7,000	3,061
Cash dividends	$599,000	2,339
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,710,840	2,735
2019-06-30 (YTD Data)		Rank
Total interest income	$4,995,000	2,628
Total interest expense	$644,000	2,955
Net interest income	$4,351,000	2,514
Provision for loan and lease losses	$128,000	1,976
Total noninterest income	$1,420,000	1,580
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$573,000	1,004
Trading account gains and fees	$0	131
Additional Noninterest Income	$847,000	1,653
Total noninterest expense	$4,111,000	2,215
Salaries and employee benefits	$2,099,000	2,391
Premises and equipment expense	$455,000	2,183
Additional noninterest expense	$1,557,000	1,877
Pre-tax net operating income	$1,532,000	2,467
Securities gains (losses)	$0	1,702
Applicable income taxes	$325,000	1,789
Income before extraordinary items	$1,207,000	2,663
Extraordinary gains, net	$0	11
Net income	$1,207,000	2,662
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,207,000	2,662
Net charge-offs	$-1,000	3,898
Cash dividends	$319,000	2,531
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,207,000	2,631
2019-03-31 (YTD Data)		Rank
Total interest income	$2,425,000	2,679
Total interest expense	$311,000	2,983
Net interest income	$2,114,000	2,570
Provision for loan and lease losses	$52,000	2,024
Total noninterest income	$824,000	1,408
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$280,000	1,013
Trading account gains and fees	$0	126
Additional Noninterest Income	$544,000	1,366
Total noninterest expense	$2,043,000	2,235
Salaries and employee benefits	$1,062,000	2,380
Premises and equipment expense	$228,000	2,208
Additional noninterest expense	$753,000	1,913
Pre-tax net operating income	$843,000	2,296
Securities gains (losses)	$0	1,087
Applicable income taxes	$181,000	1,669
Income before extraordinary items	$662,000	2,442
Extraordinary gains, net	$0	5
Net income	$662,000	2,441
Minority interest net income	$0	52
Net income of bank and minority interests.	$662,000	2,441
Net charge-offs	$-3,000	4,217
Cash dividends	$160,000	2,160
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$662,000	2,427
2018-12-31 (YTD Data)		Rank
Total interest income	$9,210,000	2,681
Total interest expense	$979,000	2,959
Net interest income	$8,231,000	2,598
Provision for loan and lease losses	$242,000	2,178
Total noninterest income	$2,542,000	1,733
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,217,000	979
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,325,000	1,926
Total noninterest expense	$7,777,000	2,288
Salaries and employee benefits	$3,923,000	2,483
Premises and equipment expense	$924,000	2,159
Additional noninterest expense	$2,930,000	1,962
Pre-tax net operating income	$2,754,000	2,639
Securities gains (losses)	$-2,000	4,086
Applicable income taxes	$549,000	1,902
Income before extraordinary items	$2,203,000	2,787
Extraordinary gains, net	$0	6
Net income	$2,203,000	2,786
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,203,000	2,786
Net charge-offs	$100,000	2,141
Cash dividends	$1,259,000	1,960
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,204,600	2,780
2018-09-30 (YTD Data)		Rank
Total interest income	$6,789,000	2,698
Total interest expense	$715,000	2,927
Net interest income	$6,074,000	2,635
Provision for loan and lease losses	$158,000	2,219
Total noninterest income	$1,936,000	1,724
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$912,000	978
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,024,000	1,912
Total noninterest expense	$5,774,000	2,312
Salaries and employee benefits	$2,884,000	2,516
Premises and equipment expense	$699,000	2,144
Additional noninterest expense	$2,191,000	1,963
Pre-tax net operating income	$2,078,000	2,677
Securities gains (losses)	$-2,000	4,476
Applicable income taxes	$416,000	1,949
Income before extraordinary items	$1,660,000	2,834
Extraordinary gains, net	$0	5
Net income	$1,660,000	2,833
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,660,000	2,833
Net charge-offs	$15,000	2,827
Cash dividends	$657,000	2,115
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,661,600	2,824
2018-06-30 (YTD Data)		Rank
Total interest income	$4,426,000	2,727
Total interest expense	$452,000	2,946
Net interest income	$3,974,000	2,666
Provision for loan and lease losses	$105,000	2,147
Total noninterest income	$1,137,000	1,864
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$598,000	994
Trading account gains and fees	$0	130
Additional Noninterest Income	$539,000	2,192
Total noninterest expense	$3,777,000	2,349
Salaries and employee benefits	$1,886,000	2,566
Premises and equipment expense	$459,000	2,196
Additional noninterest expense	$1,432,000	2,004
Pre-tax net operating income	$1,229,000	2,835
Securities gains (losses)	$1,000	871
Applicable income taxes	$214,000	2,162
Income before extraordinary items	$1,016,000	2,929
Extraordinary gains, net	$0	6
Net income	$1,016,000	2,928
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,016,000	2,928
Net charge-offs	$12,000	2,509
Cash dividends	$318,000	2,431
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,015,170	2,919
2018-03-31 (YTD Data)		Rank
Total interest income	$2,168,000	2,779
Total interest expense	$204,000	3,049
Net interest income	$1,964,000	2,690
Provision for loan and lease losses	$53,000	2,037
Total noninterest income	$565,000	1,849
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$304,000	977
Trading account gains and fees	$0	123
Additional Noninterest Income	$261,000	2,176
Total noninterest expense	$1,861,000	2,398
Salaries and employee benefits	$939,000	2,608
Premises and equipment expense	$233,000	2,208
Additional noninterest expense	$689,000	2,063
Pre-tax net operating income	$615,000	2,774
Securities gains (losses)	$1,000	666
Applicable income taxes	$91,000	2,244
Income before extraordinary items	$525,000	2,818
Extraordinary gains, net	$0	7
Net income	$525,000	2,818
Minority interest net income	$0	52
Net income of bank and minority interests.	$525,000	2,818
Net charge-offs	$11,000	1,925
Cash dividends	$159,000	2,061
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$524,150	2,810
2017-12-31 (YTD Data)		Rank
Total interest income	$8,523,000	2,749
Total interest expense	$744,000	3,041
Net interest income	$7,779,000	2,693
Provision for loan and lease losses	$193,000	2,415
Total noninterest income	$2,460,000	1,791
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,177,000	1,033
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,283,000	1,990
Total noninterest expense	$7,394,000	2,416
Salaries and employee benefits	$3,743,000	2,579
Premises and equipment expense	$909,000	2,244
Additional noninterest expense	$2,742,000	2,090
Pre-tax net operating income	$2,652,000	2,668
Securities gains (losses)	$4,000	1,851
Applicable income taxes	$882,000	1,988
Income before extraordinary items	$1,774,000	2,886
Extraordinary gains, net	$0	9
Net income	$1,774,000	2,885
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,774,000	2,886
Net charge-offs	$85,000	2,580
Cash dividends	$1,149,000	2,039
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,771,320	2,862
2017-09-30 (YTD Data)		Rank
Total interest income	$6,369,000	2,774
Total interest expense	$551,000	3,051
Net interest income	$5,818,000	2,716
Provision for loan and lease losses	$157,000	2,261
Total noninterest income	$1,718,000	1,886
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$861,000	1,060
Trading account gains and fees	$0	145
Additional Noninterest Income	$857,000	2,147
Total noninterest expense	$5,413,000	2,471
Salaries and employee benefits	$2,751,000	2,643
Premises and equipment expense	$687,000	2,247
Additional noninterest expense	$1,975,000	2,147
Pre-tax net operating income	$1,966,000	2,734
Securities gains (losses)	$4,000	1,878
Applicable income taxes	$617,000	1,896
Income before extraordinary items	$1,353,000	3,022
Extraordinary gains, net	$0	9
Net income	$1,353,000	3,021
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,353,000	3,022
Net charge-offs	$69,000	2,211
Cash dividends	$608,000	2,207
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,350,240	3,003
2017-06-30 (YTD Data)		Rank
Total interest income	$4,193,000	2,777
Total interest expense	$357,000	3,068
Net interest income	$3,836,000	2,728
Provision for loan and lease losses	$105,000	2,204
Total noninterest income	$1,124,000	1,900
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$553,000	1,085
Trading account gains and fees	$0	139
Additional Noninterest Income	$571,000	2,165
Total noninterest expense	$3,577,000	2,496
Salaries and employee benefits	$1,816,000	2,678
Premises and equipment expense	$460,000	2,248
Additional noninterest expense	$1,301,000	2,173
Pre-tax net operating income	$1,278,000	2,746
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$402,000	1,892
Income before extraordinary items	$879,000	3,024
Extraordinary gains, net	$0	11
Net income	$879,000	3,023
Minority interest net income	$0	71
Net income of bank and minority interests.	$879,000	3,024
Net charge-offs	$81,000	1,668
Cash dividends	$318,000	2,447
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$876,930	3,007
2017-03-31 (YTD Data)		Rank
Total interest income	$2,058,000	2,812
Total interest expense	$166,000	3,184
Net interest income	$1,892,000	2,748
Provision for loan and lease losses	$53,000	2,041
Total noninterest income	$554,000	1,920
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$276,000	1,087
Trading account gains and fees	$0	142
Additional Noninterest Income	$278,000	2,196
Total noninterest expense	$1,757,000	2,542
Salaries and employee benefits	$906,000	2,718
Premises and equipment expense	$228,000	2,291
Additional noninterest expense	$623,000	2,247
Pre-tax net operating income	$636,000	2,701
Securities gains (losses)	$1,000	1,030
Applicable income taxes	$202,000	1,859
Income before extraordinary items	$435,000	2,986
Extraordinary gains, net	$0	8
Net income	$435,000	2,986
Minority interest net income	$0	55
Net income of bank and minority interests.	$435,000	2,986
Net charge-offs	$81,000	1,048
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$434,320	2,972
2016-12-31 (YTD Data)		Rank
Total interest income	$8,210,000	2,796
Total interest expense	$622,000	3,256
Net interest income	$7,588,000	2,725
Provision for loan and lease losses	$190,000	2,504
Total noninterest income	$2,087,000	2,065
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,025,000	1,188
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,062,000	2,332
Total noninterest expense	$7,004,000	2,551
Salaries and employee benefits	$3,601,000	2,695
Premises and equipment expense	$902,000	2,313
Additional noninterest expense	$2,501,000	2,310
Pre-tax net operating income	$2,481,000	2,691
Securities gains (losses)	$6,000	2,819
Applicable income taxes	$705,000	1,958
Income before extraordinary items	$1,782,000	2,986
Extraordinary gains, net	$0	5
Net income	$1,782,000	2,985
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,782,000	2,985
Net charge-offs	$265,000	1,657
Cash dividends	$1,084,000	2,105
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,777,680	2,940
2016-09-30 (YTD Data)		Rank
Total interest income	$6,121,000	2,808
Total interest expense	$461,000	3,290
Net interest income	$5,660,000	2,733
Provision for loan and lease losses	$96,000	2,787
Total noninterest income	$1,526,000	2,103
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$741,000	1,217
Trading account gains and fees	$0	169
Additional Noninterest Income	$785,000	2,350
Total noninterest expense	$5,179,000	2,569
Salaries and employee benefits	$2,652,000	2,732
Premises and equipment expense	$670,000	2,327
Additional noninterest expense	$1,857,000	2,326
Pre-tax net operating income	$1,911,000	2,696
Securities gains (losses)	$5,000	2,808
Applicable income taxes	$618,000	1,869
Income before extraordinary items	$1,298,000	3,060
Extraordinary gains, net	$0	5
Net income	$1,298,000	3,060
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,298,000	3,060
Net charge-offs	$89,000	2,162
Cash dividends	$451,000	2,505
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,294,600	3,009
2016-06-30 (YTD Data)		Rank
Total interest income	$4,069,000	2,829
Total interest expense	$304,000	3,325
Net interest income	$3,765,000	2,748
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$994,000	2,115
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$466,000	1,259
Trading account gains and fees	$0	157
Additional Noninterest Income	$528,000	2,309
Total noninterest expense	$3,430,000	2,601
Salaries and employee benefits	$1,770,000	2,751
Premises and equipment expense	$450,000	2,323
Additional noninterest expense	$1,210,000	2,378
Pre-tax net operating income	$1,269,000	2,670
Securities gains (losses)	$4,000	2,523
Applicable income taxes	$410,000	1,862
Income before extraordinary items	$863,000	3,040
Extraordinary gains, net	$0	16
Net income	$863,000	3,038
Minority interest net income	$0	71
Net income of bank and minority interests.	$863,000	3,039
Net charge-offs	$101,000	1,612
Cash dividends	$158,000	2,998
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$860,280	2,990
2016-03-31 (YTD Data)		Rank
Total interest income	$2,036,000	2,832
Total interest expense	$149,000	3,387
Net interest income	$1,887,000	2,741
Provision for loan and lease losses	$24,000	2,793
Total noninterest income	$482,000	2,111
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$232,000	1,256
Trading account gains and fees	$0	142
Additional Noninterest Income	$250,000	2,337
Total noninterest expense	$1,710,000	2,612
Salaries and employee benefits	$886,000	2,755
Premises and equipment expense	$225,000	2,330
Additional noninterest expense	$599,000	2,392
Pre-tax net operating income	$635,000	2,647
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$202,000	1,832
Income before extraordinary items	$435,000	2,975
Extraordinary gains, net	$0	12
Net income	$435,000	2,974
Minority interest net income	$0	62
Net income of bank and minority interests.	$435,000	2,975
Net charge-offs	$4,000	2,652
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$433,640	2,926
2015-12-31 (YTD Data)		Rank
Total interest income	$7,858,000	2,868
Total interest expense	$567,000	3,498
Net interest income	$7,291,000	2,784
Provision for loan and lease losses	$52,000	3,587
Total noninterest income	$1,901,000	2,178
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,002,000	1,217
Trading account gains and fees	$0	159
Additional Noninterest Income	$899,000	2,516
Total noninterest expense	$6,938,000	2,574
Salaries and employee benefits	$3,517,000	2,730
Premises and equipment expense	$971,000	2,220
Additional noninterest expense	$2,450,000	2,384
Pre-tax net operating income	$2,202,000	2,835
Securities gains (losses)	$9,000	2,638
Applicable income taxes	$616,000	2,036
Income before extraordinary items	$1,595,000	3,118
Extraordinary gains, net	$0	23
Net income	$1,595,000	3,119
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,595,000	3,120
Net charge-offs	$556,000	1,078
Cash dividends	$1,078,000	2,037
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,588,520	3,082
2015-09-30 (YTD Data)		Rank
Total interest income	$5,813,000	2,917
Total interest expense	$420,000	3,575
Net interest income	$5,393,000	2,825
Provision for loan and lease losses	$52,000	3,213
Total noninterest income	$1,403,000	2,211
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$753,000	1,223
Trading account gains and fees	$0	153
Additional Noninterest Income	$650,000	2,568
Total noninterest expense	$5,156,000	2,604
Salaries and employee benefits	$2,638,000	2,740
Premises and equipment expense	$733,000	2,240
Additional noninterest expense	$1,785,000	2,425
Pre-tax net operating income	$1,588,000	2,972
Securities gains (losses)	$8,000	2,465
Applicable income taxes	$494,000	2,033
Income before extraordinary items	$1,102,000	3,327
Extraordinary gains, net	$0	21
Net income	$1,102,000	3,325
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,102,000	3,326
Net charge-offs	$486,000	877
Cash dividends	$458,000	2,420
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,096,480	3,285
2015-06-30 (YTD Data)		Rank
Total interest income	$3,803,000	2,961
Total interest expense	$281,000	3,589
Net interest income	$3,522,000	2,863
Provision for loan and lease losses	$52,000	2,861
Total noninterest income	$913,000	2,246
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$486,000	1,235
Trading account gains and fees	$0	157
Additional Noninterest Income	$427,000	2,596
Total noninterest expense	$3,375,000	2,660
Salaries and employee benefits	$1,790,000	2,714
Premises and equipment expense	$480,000	2,283
Additional noninterest expense	$1,105,000	2,602
Pre-tax net operating income	$1,008,000	3,052
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$314,000	2,085
Income before extraordinary items	$699,000	3,414
Extraordinary gains, net	$0	22
Net income	$699,000	3,414
Minority interest net income	$0	75
Net income of bank and minority interests.	$699,000	3,415
Net charge-offs	$471,000	669
Cash dividends	$158,000	2,940
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$695,550	3,364
2015-03-31 (YTD Data)		Rank
Total interest income	$1,898,000	2,959
Total interest expense	$135,000	3,702
Net interest income	$1,763,000	2,870
Provision for loan and lease losses	$53,000	2,030
Total noninterest income	$441,000	2,277
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$238,000	1,234
Trading account gains and fees	$0	152
Additional Noninterest Income	$203,000	2,608
Total noninterest expense	$1,658,000	2,702
Salaries and employee benefits	$901,000	2,725
Premises and equipment expense	$232,000	2,375
Additional noninterest expense	$525,000	2,688
Pre-tax net operating income	$493,000	3,041
Securities gains (losses)	$5,000	1,653
Applicable income taxes	$157,000	2,050
Income before extraordinary items	$341,000	3,418
Extraordinary gains, net	$0	13
Net income	$341,000	3,421
Minority interest net income	$0	64
Net income of bank and minority interests.	$341,000	3,421
Net charge-offs	$8,000	2,565
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$337,600	3,351
2014-12-31 (YTD Data)		Rank
Total interest income	$7,907,000	2,910
Total interest expense	$617,000	3,560
Net interest income	$7,290,000	2,811
Provision for loan and lease losses	$348,000	1,846
Total noninterest income	$1,907,000	2,171
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,168,000	1,130
Trading account gains and fees	$0	180
Additional Noninterest Income	$739,000	2,742
Total noninterest expense	$6,564,000	2,741
Salaries and employee benefits	$3,552,000	2,728
Premises and equipment expense	$1,087,000	2,096
Additional noninterest expense	$1,925,000	2,973
Pre-tax net operating income	$2,285,000	2,753
Securities gains (losses)	$94,000	1,297
Applicable income taxes	$705,000	1,888
Income before extraordinary items	$1,674,000	3,042
Extraordinary gains, net	$0	17
Net income	$1,674,000	3,042
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,674,000	3,043
Net charge-offs	$217,000	2,375
Cash dividends	$1,098,000	1,931
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,608,200	3,067
2014-09-30 (YTD Data)		Rank
Total interest income	$5,922,000	2,943
Total interest expense	$471,000	3,573
Net interest income	$5,451,000	2,834
Provision for loan and lease losses	$235,000	1,885
Total noninterest income	$1,415,000	2,192
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$886,000	1,127
Trading account gains and fees	$0	174
Additional Noninterest Income	$529,000	2,832
Total noninterest expense	$4,784,000	2,808
Salaries and employee benefits	$2,611,000	2,779
Premises and equipment expense	$833,000	2,076
Additional noninterest expense	$1,340,000	3,142
Pre-tax net operating income	$1,847,000	2,658
Securities gains (losses)	$82,000	1,127
Applicable income taxes	$615,000	1,779
Income before extraordinary items	$1,314,000	2,980
Extraordinary gains, net	$0	15
Net income	$1,314,000	2,980
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,314,000	2,981
Net charge-offs	$188,000	2,065
Cash dividends	$475,000	2,267
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,258,240	3,004
2014-06-30 (YTD Data)		Rank
Total interest income	$3,934,000	2,954
Total interest expense	$324,000	3,543
Net interest income	$3,610,000	2,855
Provision for loan and lease losses	$125,000	2,089
Total noninterest income	$939,000	2,169
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$575,000	1,129
Trading account gains and fees	$0	172
Additional Noninterest Income	$364,000	2,781
Total noninterest expense	$3,209,000	2,811
Salaries and employee benefits	$1,737,000	2,795
Premises and equipment expense	$559,000	2,069
Additional noninterest expense	$913,000	3,108
Pre-tax net operating income	$1,215,000	2,626
Securities gains (losses)	$37,000	1,347
Applicable income taxes	$397,000	1,766
Income before extraordinary items	$855,000	2,961
Extraordinary gains, net	$0	20
Net income	$855,000	2,967
Minority interest net income	$0	80
Net income of bank and minority interests.	$855,000	2,967
Net charge-offs	$46,000	2,857
Cash dividends	$159,000	2,892
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$829,840	2,957
2014-03-31 (YTD Data)		Rank
Total interest income	$1,921,000	3,009
Total interest expense	$165,000	3,564
Net interest income	$1,756,000	2,918
Provision for loan and lease losses	$53,000	2,188
Total noninterest income	$489,000	2,075
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$269,000	1,189
Trading account gains and fees	$0	147
Additional Noninterest Income	$220,000	2,415
Total noninterest expense	$1,636,000	2,780
Salaries and employee benefits	$888,000	2,772
Premises and equipment expense	$284,000	2,094
Additional noninterest expense	$464,000	3,066
Pre-tax net operating income	$556,000	2,703
Securities gains (losses)	$1,000	1,605
Applicable income taxes	$172,000	1,871
Income before extraordinary items	$385,000	3,085
Extraordinary gains, net	$0	16
Net income	$385,000	3,088
Minority interest net income	$0	66
Net income of bank and minority interests.	$385,000	3,088
Net charge-offs	$23,000	2,396
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$384,310	3,043
2013-12-31 (YTD Data)		Rank
Total interest income	$7,459,000	3,098
Total interest expense	$748,000	3,601
Net interest income	$6,711,000	2,998
Provision for loan and lease losses	$220,000	2,851
Total noninterest income	$1,750,000	2,346
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,215,000	1,137
Trading account gains and fees	$0	184
Additional Noninterest Income	$535,000	3,264
Total noninterest expense	$6,362,000	2,853
Salaries and employee benefits	$3,451,000	2,832
Premises and equipment expense	$1,120,000	2,031
Additional noninterest expense	$1,791,000	3,223
Pre-tax net operating income	$1,879,000	2,974
Securities gains (losses)	$4,000	2,846
Applicable income taxes	$467,000	2,232
Income before extraordinary items	$1,416,000	3,265
Extraordinary gains, net	$0	29
Net income	$1,416,000	3,267
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,416,000	3,268
Net charge-offs	$237,000	2,823
Cash dividends	$1,029,000	1,883
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,413,000	3,211
2013-09-30 (YTD Data)		Rank
Total interest income	$5,495,000	3,164
Total interest expense	$571,000	3,642
Net interest income	$4,924,000	3,070
Provision for loan and lease losses	$45,000	4,007
Total noninterest income	$1,255,000	2,454
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$916,000	1,137
Trading account gains and fees	$0	180
Additional Noninterest Income	$339,000	3,565
Total noninterest expense	$4,713,000	2,891
Salaries and employee benefits	$2,576,000	2,852
Premises and equipment expense	$836,000	2,062
Additional noninterest expense	$1,301,000	3,292
Pre-tax net operating income	$1,421,000	3,017
Securities gains (losses)	$4,000	2,720
Applicable income taxes	$422,000	2,087
Income before extraordinary items	$1,003,000	3,419
Extraordinary gains, net	$0	25
Net income	$1,003,000	3,422
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,003,000	3,423
Net charge-offs	$57,000	3,755
Cash dividends	$244,000	2,811
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,000,200	3,354
2013-06-30 (YTD Data)		Rank
Total interest income	$3,574,000	3,231
Total interest expense	$387,000	3,665
Net interest income	$3,187,000	3,140
Provision for loan and lease losses	$10,000	4,495
Total noninterest income	$817,000	2,530
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$594,000	1,139
Trading account gains and fees	$0	157
Additional Noninterest Income	$223,000	3,626
Total noninterest expense	$3,116,000	2,913
Salaries and employee benefits	$1,728,000	2,856
Premises and equipment expense	$553,000	2,071
Additional noninterest expense	$835,000	3,395
Pre-tax net operating income	$878,000	3,153
Securities gains (losses)	$3,000	2,553
Applicable income taxes	$256,000	2,185
Income before extraordinary items	$625,000	3,537
Extraordinary gains, net	$0	22
Net income	$625,000	3,539
Minority interest net income	$0	82
Net income of bank and minority interests.	$625,000	3,540
Net charge-offs	$27,000	3,818
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$622,870	3,441
2013-03-31 (YTD Data)		Rank
Total interest income	$1,777,000	3,270
Total interest expense	$195,000	3,729
Net interest income	$1,582,000	3,167
Provision for loan and lease losses	$5,000	4,198
Total noninterest income	$416,000	2,498
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$299,000	1,119
Trading account gains and fees	$0	148
Additional Noninterest Income	$117,000	3,543
Total noninterest expense	$1,554,000	2,942
Salaries and employee benefits	$868,000	2,859
Premises and equipment expense	$271,000	2,162
Additional noninterest expense	$415,000	3,417
Pre-tax net operating income	$439,000	3,127
Securities gains (losses)	$3,000	1,729
Applicable income taxes	$128,000	2,166
Income before extraordinary items	$314,000	3,493
Extraordinary gains, net	$0	10
Net income	$314,000	3,494
Minority interest net income	$0	76
Net income of bank and minority interests.	$314,000	3,495
Net charge-offs	$3,000	3,820
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$311,870	3,413
2012-12-31 (YTD Data)		Rank
Total interest income	$7,595,000	3,247
Total interest expense	$921,000	3,813
Net interest income	$6,674,000	3,103
Provision for loan and lease losses	$173,000	4,138
Total noninterest income	$1,581,000	2,525
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,182,000	1,201
Trading account gains and fees	$0	166
Additional Noninterest Income	$399,000	3,636
Total noninterest expense	$6,388,000	2,894
Salaries and employee benefits	$3,298,000	2,929
Premises and equipment expense	$1,147,000	2,027
Additional noninterest expense	$1,943,000	3,162
Pre-tax net operating income	$1,694,000	3,120
Securities gains (losses)	$628,000	795
Applicable income taxes	$538,000	2,108
Income before extraordinary items	$1,784,000	2,806
Extraordinary gains, net	$0	29
Net income	$1,784,000	2,809
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,784,000	2,808
Net charge-offs	$703,000	2,228
Cash dividends	$1,514,000	1,476
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,300,440	3,246
2012-09-30 (YTD Data)		Rank
Total interest income	$5,722,000	3,302
Total interest expense	$711,000	3,863
Net interest income	$5,011,000	3,153
Provision for loan and lease losses	$173,000	3,719
Total noninterest income	$1,089,000	2,674
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$865,000	1,240
Trading account gains and fees	$0	157
Additional Noninterest Income	$224,000	4,089
Total noninterest expense	$4,874,000	2,856
Salaries and employee benefits	$2,449,000	2,967
Premises and equipment expense	$875,000	2,015
Additional noninterest expense	$1,550,000	3,029
Pre-tax net operating income	$1,053,000	3,541
Securities gains (losses)	$12,000	3,069
Applicable income taxes	$301,000	2,462
Income before extraordinary items	$764,000	3,939
Extraordinary gains, net	$0	20
Net income	$764,000	3,939
Minority interest net income	$0	86
Net income of bank and minority interests.	$764,000	3,941
Net charge-offs	$552,000	2,059
Cash dividends	$255,000	2,699
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$755,360	3,798
2012-06-30 (YTD Data)		Rank
Total interest income	$3,822,000	3,321
Total interest expense	$482,000	3,916
Net interest income	$3,340,000	3,163
Provision for loan and lease losses	$173,000	3,189
Total noninterest income	$645,000	2,801
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$570,000	1,243
Trading account gains and fees	$0	153
Additional Noninterest Income	$75,000	5,011
Total noninterest expense	$3,282,000	2,832
Salaries and employee benefits	$1,648,000	2,954
Premises and equipment expense	$596,000	1,978
Additional noninterest expense	$1,038,000	3,031
Pre-tax net operating income	$530,000	4,024
Securities gains (losses)	$12,000	2,678
Applicable income taxes	$140,000	2,778
Income before extraordinary items	$402,000	4,351
Extraordinary gains, net	$0	19
Net income	$402,000	4,354
Minority interest net income	$0	84
Net income of bank and minority interests.	$402,000	4,353
Net charge-offs	$507,000	1,754
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$393,120	4,204
2012-03-31 (YTD Data)		Rank
Total interest income	$1,906,000	3,344
Total interest expense	$245,000	3,980
Net interest income	$1,661,000	3,185
Provision for loan and lease losses	$153,000	2,286
Total noninterest income	$378,000	2,569
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$288,000	1,225
Trading account gains and fees	$0	148
Additional Noninterest Income	$90,000	3,856
Total noninterest expense	$1,627,000	2,856
Salaries and employee benefits	$819,000	2,980
Premises and equipment expense	$302,000	1,965
Additional noninterest expense	$506,000	3,067
Pre-tax net operating income	$259,000	4,103
Securities gains (losses)	$12,000	1,741
Applicable income taxes	$70,000	2,762
Income before extraordinary items	$201,000	4,375
Extraordinary gains, net	$0	19
Net income	$201,000	4,378
Minority interest net income	$0	78
Net income of bank and minority interests.	$201,000	4,378
Net charge-offs	$77,000	2,677
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$192,120	4,293
2011-12-31 (YTD Data)		Rank
Total interest income	$7,807,000	3,394
Total interest expense	$989,000	4,423
Net interest income	$6,818,000	3,140
Provision for loan and lease losses	$543,000	3,340
Total noninterest income	$762,000	3,609
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,184,000	1,242
Trading account gains and fees	$0	146
Additional Noninterest Income	$-422,000	7,069
Total noninterest expense	$6,347,000	2,907
Salaries and employee benefits	$3,205,000	2,956
Premises and equipment expense	$1,166,000	2,113
Additional noninterest expense	$1,976,000	3,173
Pre-tax net operating income	$690,000	4,309
Securities gains (losses)	$0	3,838
Applicable income taxes	$76,000	3,539
Income before extraordinary items	$614,000	4,361
Extraordinary gains, net	$0	29
Net income	$614,000	4,363
Minority interest net income	$0	96
Net income of bank and minority interests.	$614,000	4,363
Net charge-offs	$862,000	2,539
Cash dividends	$578,000	2,257
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$614,000	4,238
2011-09-30 (YTD Data)		Rank
Total interest income	$5,891,000	3,409
Total interest expense	$748,000	4,521
Net interest income	$5,143,000	3,139
Provision for loan and lease losses	$411,000	3,171
Total noninterest income	$1,291,000	2,229
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$892,000	1,237
Trading account gains and fees	$0	145
Additional Noninterest Income	$399,000	3,046
Total noninterest expense	$4,767,000	2,920
Salaries and employee benefits	$2,439,000	2,912
Premises and equipment expense	$866,000	2,149
Additional noninterest expense	$1,462,000	3,224
Pre-tax net operating income	$1,256,000	2,916
Securities gains (losses)	$0	3,555
Applicable income taxes	$383,000	1,990
Income before extraordinary items	$873,000	3,332
Extraordinary gains, net	$0	21
Net income	$873,000	3,334
Minority interest net income	$0	87
Net income of bank and minority interests.	$873,000	3,333
Net charge-offs	$796,000	2,144
Cash dividends	$364,000	2,141
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$873,000	3,223
2011-06-30 (YTD Data)		Rank
Total interest income	$3,924,000	3,454
Total interest expense	$509,000	4,578
Net interest income	$3,415,000	3,158
Provision for loan and lease losses	$196,000	3,576
Total noninterest income	$827,000	2,279
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$594,000	1,214
Trading account gains and fees	$0	153
Additional Noninterest Income	$233,000	3,253
Total noninterest expense	$3,123,000	2,993
Salaries and employee benefits	$1,631,000	2,928
Premises and equipment expense	$569,000	2,202
Additional noninterest expense	$923,000	3,392
Pre-tax net operating income	$923,000	2,675
Securities gains (losses)	$0	2,914
Applicable income taxes	$289,000	1,838
Income before extraordinary items	$634,000	3,093
Extraordinary gains, net	$0	15
Net income	$634,000	3,096
Minority interest net income	$0	89
Net income of bank and minority interests.	$634,000	3,096
Net charge-offs	$826,000	1,640
Cash dividends	$102,000	2,764
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$634,000	2,998
2011-03-31 (YTD Data)		Rank
Total interest income	$1,938,000	3,501
Total interest expense	$258,000	4,670
Net interest income	$1,680,000	3,193
Provision for loan and lease losses	$125,000	3,068
Total noninterest income	$388,000	2,402
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$289,000	1,227
Trading account gains and fees	$0	158
Additional Noninterest Income	$99,000	3,590
Total noninterest expense	$1,544,000	3,029
Salaries and employee benefits	$827,000	2,915
Premises and equipment expense	$289,000	2,209
Additional noninterest expense	$428,000	3,565
Pre-tax net operating income	$399,000	2,975
Securities gains (losses)	$0	1,772
Applicable income taxes	$122,000	1,985
Income before extraordinary items	$277,000	3,384
Extraordinary gains, net	$0	9
Net income	$277,000	3,381
Minority interest net income	$0	86
Net income of bank and minority interests.	$277,000	3,382
Net charge-offs	$11,000	4,347
Cash dividends	$102,000	1,881
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$277,000	3,333
2010-12-31 (YTD Data)		Rank
Total interest income	$8,264,000	3,469
Total interest expense	$1,381,000	4,466
Net interest income	$6,883,000	3,108
Provision for loan and lease losses	$2,655,000	1,754
Total noninterest income	$1,091,000	3,082
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,279,000	1,174
Trading account gains and fees	$0	175
Additional Noninterest Income	$-188,000	7,269
Total noninterest expense	$6,308,000	2,987
Salaries and employee benefits	$3,220,000	2,936
Premises and equipment expense	$1,225,000	2,066
Additional noninterest expense	$1,863,000	3,451
Pre-tax net operating income	$-989,000	6,472
Securities gains (losses)	$0	3,793
Applicable income taxes	$-691,000	7,239
Income before extraordinary items	$-298,000	6,239
Extraordinary gains, net	$0	29
Net income	$-298,000	6,240
Minority interest net income	$0	111
Net income of bank and minority interests.	$-298,000	6,240
Net charge-offs	$1,813,000	1,975
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-298,000	6,188
2010-09-30 (YTD Data)		Rank
Total interest income	$6,268,000	3,505
Total interest expense	$1,082,000	4,503
Net interest income	$5,186,000	3,143
Provision for loan and lease losses	$493,000	3,562
Total noninterest income	$1,162,000	2,477
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$940,000	1,228
Trading account gains and fees	$0	165
Additional Noninterest Income	$222,000	3,996
Total noninterest expense	$4,684,000	3,006
Salaries and employee benefits	$2,408,000	2,957
Premises and equipment expense	$919,000	2,085
Additional noninterest expense	$1,357,000	3,497
Pre-tax net operating income	$1,171,000	2,832
Securities gains (losses)	$0	3,651
Applicable income taxes	$374,000	1,936
Income before extraordinary items	$797,000	3,290
Extraordinary gains, net	$0	23
Net income	$797,000	3,288
Minority interest net income	$0	110
Net income of bank and minority interests.	$797,000	3,290
Net charge-offs	$366,000	3,468
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$797,000	3,162
2010-06-30 (YTD Data)		Rank
Total interest income	$4,196,000	3,525
Total interest expense	$743,000	4,531
Net interest income	$3,453,000	3,136
Provision for loan and lease losses	$180,000	4,360
Total noninterest income	$749,000	2,474
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$578,000	1,358
Trading account gains and fees	$0	152
Additional Noninterest Income	$171,000	3,768
Total noninterest expense	$3,032,000	3,091
Salaries and employee benefits	$1,571,000	3,017
Premises and equipment expense	$602,000	2,147
Additional noninterest expense	$859,000	3,612
Pre-tax net operating income	$990,000	2,392
Securities gains (losses)	$0	3,184
Applicable income taxes	$331,000	1,637
Income before extraordinary items	$659,000	2,878
Extraordinary gains, net	$0	19
Net income	$659,000	2,875
Minority interest net income	$0	105
Net income of bank and minority interests.	$659,000	2,876
Net charge-offs	$202,000	3,527
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$659,000	2,769
2010-03-31 (YTD Data)		Rank
Total interest income	$2,082,000	3,605
Total interest expense	$380,000	4,610
Net interest income	$1,702,000	3,212
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$377,000	2,478
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$258,000	1,512
Trading account gains and fees	$0	175
Additional Noninterest Income	$119,000	3,212
Total noninterest expense	$1,507,000	3,135
Salaries and employee benefits	$773,000	3,103
Premises and equipment expense	$305,000	2,172
Additional noninterest expense	$429,000	3,631
Pre-tax net operating income	$512,000	2,367
Securities gains (losses)	$0	2,284
Applicable income taxes	$168,000	1,611
Income before extraordinary items	$344,000	2,858
Extraordinary gains, net	$0	16
Net income	$344,000	2,855
Minority interest net income	$0	91
Net income of bank and minority interests.	$344,000	2,858
Net charge-offs	$11,000	4,779
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$344,000	2,743
2009-12-31 (YTD Data)		Rank
Total interest income	$8,534,000	3,653
Total interest expense	$2,119,000	4,291
Net interest income	$6,415,000	3,269
Provision for loan and lease losses	$913,000	3,640
Total noninterest income	$1,267,000	2,869
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,450,000	1,193
Trading account gains and fees	$0	211
Additional Noninterest Income	$-183,000	7,672
Total noninterest expense	$6,825,000	2,855
Salaries and employee benefits	$3,297,000	2,941
Premises and equipment expense	$1,261,000	2,120
Additional noninterest expense	$2,267,000	2,998
Pre-tax net operating income	$-56,000	5,517
Securities gains (losses)	$309,000	1,214
Applicable income taxes	$-58,000	6,470
Income before extraordinary items	$311,000	4,428
Extraordinary gains, net	$0	34
Net income	$311,000	4,429
Minority interest net income	$0	115
Net income of bank and minority interests.	$311,000	4,430
Net charge-offs	$998,000	2,864
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,000	5,476
2009-09-30 (YTD Data)		Rank
Total interest income	$6,391,000	3,701
Total interest expense	$1,685,000	4,286
Net interest income	$4,706,000	3,334
Provision for loan and lease losses	$511,000	3,761
Total noninterest income	$1,248,000	2,439
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,077,000	1,200
Trading account gains and fees	$0	212
Additional Noninterest Income	$171,000	4,552
Total noninterest expense	$5,090,000	2,862
Salaries and employee benefits	$2,530,000	2,917
Premises and equipment expense	$958,000	2,117
Additional noninterest expense	$1,602,000	3,118
Pre-tax net operating income	$353,000	4,348
Securities gains (losses)	$309,000	981
Applicable income taxes	$175,000	2,441
Income before extraordinary items	$487,000	3,734
Extraordinary gains, net	$0	27
Net income	$487,000	3,732
Minority interest net income	$0	118
Net income of bank and minority interests.	$487,000	3,733
Net charge-offs	$683,000	2,657
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$258,340	4,529
2009-06-30 (YTD Data)		Rank
Total interest income	$4,270,000	3,724
Total interest expense	$1,213,000	4,219
Net interest income	$3,057,000	3,405
Provision for loan and lease losses	$292,000	3,783
Total noninterest income	$917,000	2,313
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$690,000	1,233
Trading account gains and fees	$0	193
Additional Noninterest Income	$227,000	3,451
Total noninterest expense	$3,391,000	2,897
Salaries and employee benefits	$1,708,000	2,905
Premises and equipment expense	$637,000	2,137
Additional noninterest expense	$1,046,000	3,182
Pre-tax net operating income	$291,000	4,179
Securities gains (losses)	$309,000	741
Applicable income taxes	$157,000	2,219
Income before extraordinary items	$443,000	3,316
Extraordinary gains, net	$0	21
Net income	$443,000	3,311
Minority interest net income	$0	112
Net income of bank and minority interests.	$443,000	3,314
Net charge-offs	$487,000	2,381
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$214,340	4,342
2009-03-31 (YTD Data)		Rank
Total interest income	$2,135,000	3,758
Total interest expense	$631,000	4,229
Net interest income	$1,504,000	3,445
Provision for loan and lease losses	$123,000	3,566
Total noninterest income	$468,000	2,243
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$330,000	1,250
Trading account gains and fees	$0	171
Additional Noninterest Income	$138,000	3,102
Total noninterest expense	$1,578,000	3,004
Salaries and employee benefits	$853,000	2,940
Premises and equipment expense	$329,000	2,119
Additional noninterest expense	$396,000	3,606
Pre-tax net operating income	$271,000	3,498
Securities gains (losses)	$0	2,434
Applicable income taxes	$59,000	2,750
Income before extraordinary items	$212,000	3,772
Extraordinary gains, net	$0	15
Net income	$212,000	3,771
Minority interest net income	$0	102
Net income of bank and minority interests.	$212,000	3,773
Net charge-offs	$441,000	1,450
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$212,000	3,618
2008-12-31 (YTD Data)		Rank
Total interest income	$9,976,000	3,526
Total interest expense	$4,015,000	3,500
Net interest income	$5,961,000	3,499
Provision for loan and lease losses	$450,000	3,957
Total noninterest income	$1,743,000	2,367
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,614,000	1,106
Trading account gains and fees	$0	154
Additional Noninterest Income	$129,000	5,550
Total noninterest expense	$6,333,000	2,923
Salaries and employee benefits	$3,378,000	2,928
Premises and equipment expense	$1,270,000	2,129
Additional noninterest expense	$1,685,000	3,321
Pre-tax net operating income	$921,000	3,907
Securities gains (losses)	$-495,000	7,556
Applicable income taxes	$107,000	3,337
Income before extraordinary items	$319,000	5,027
Extraordinary gains, net	$0	39
Net income	$319,000	5,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$317,000	3,460
Cash dividends	$1,187,000	2,076
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$690,250	4,104
2008-09-30 (YTD Data)		Rank
Total interest income	$7,665,000	3,528
Total interest expense	$3,223,000	3,442
Net interest income	$4,442,000	3,542
Provision for loan and lease losses	$350,000	3,295
Total noninterest income	$1,399,000	2,322
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,218,000	1,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$181,000	4,627
Total noninterest expense	$4,734,000	2,915
Salaries and employee benefits	$2,514,000	2,965
Premises and equipment expense	$960,000	2,121
Additional noninterest expense	$1,260,000	3,250
Pre-tax net operating income	$757,000	4,200
Securities gains (losses)	$-480,000	7,763
Applicable income taxes	$244,000	2,694
Income before extraordinary items	$33,000	6,478
Extraordinary gains, net	$0	31
Net income	$33,000	6,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	2,573
Cash dividends	$475,000	2,815
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$340,200	5,198
2008-06-30 (YTD Data)		Rank
Total interest income	$5,229,000	3,529
Total interest expense	$2,275,000	3,423
Net interest income	$2,954,000	3,539
Provision for loan and lease losses	$50,000	5,164
Total noninterest income	$928,000	2,357
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$790,000	1,122
Trading account gains and fees	$0	149
Additional Noninterest Income	$138,000	4,450
Total noninterest expense	$3,138,000	2,938
Salaries and employee benefits	$1,652,000	3,052
Premises and equipment expense	$631,000	2,150
Additional noninterest expense	$855,000	3,153
Pre-tax net operating income	$694,000	3,710
Securities gains (losses)	$0	3,233
Applicable income taxes	$236,000	2,500
Income before extraordinary items	$458,000	4,201
Extraordinary gains, net	$0	21
Net income	$458,000	4,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	2,335
Cash dividends	$237,000	3,253
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$458,000	4,142
2008-03-31 (YTD Data)		Rank
Total interest income	$2,712,000	3,512
Total interest expense	$1,214,000	3,419
Net interest income	$1,498,000	3,486
Provision for loan and lease losses	$0	6,080
Total noninterest income	$474,000	2,312
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$387,000	1,130
Trading account gains and fees	$0	158
Additional Noninterest Income	$87,000	4,033
Total noninterest expense	$1,538,000	2,984
Salaries and employee benefits	$816,000	3,105
Premises and equipment expense	$320,000	2,129
Additional noninterest expense	$402,000	3,294
Pre-tax net operating income	$434,000	3,358
Securities gains (losses)	$0	2,688
Applicable income taxes	$153,000	2,294
Income before extraordinary items	$281,000	3,958
Extraordinary gains, net	$0	15
Net income	$281,000	3,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,745
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$281,000	3,870
2007-12-31 (YTD Data)		Rank
Total interest income	$11,286,000	3,454
Total interest expense	$4,876,000	3,525
Net interest income	$6,410,000	3,339
Provision for loan and lease losses	$-130,000	8,407
Total noninterest income	$1,931,000	2,271
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,594,000	1,114
Trading account gains and fees	$0	178
Additional Noninterest Income	$337,000	4,039
Total noninterest expense	$6,381,000	2,804
Salaries and employee benefits	$3,240,000	3,030
Premises and equipment expense	$1,169,000	2,218
Additional noninterest expense	$1,972,000	2,698
Pre-tax net operating income	$2,090,000	3,222
Securities gains (losses)	$-212,000	8,260
Applicable income taxes	$644,000	2,416
Income before extraordinary items	$1,234,000	3,883
Extraordinary gains, net	$0	39
Net income	$1,234,000	3,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,950
Cash dividends	$1,184,000	2,382
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,373,920	3,610
2007-09-30 (YTD Data)		Rank
Total interest income	$8,451,000	3,465
Total interest expense	$3,638,000	3,544
Net interest income	$4,813,000	3,338
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,399,000	2,337
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,182,000	1,118
Trading account gains and fees	$0	184
Additional Noninterest Income	$217,000	4,335
Total noninterest expense	$4,513,000	2,941
Salaries and employee benefits	$2,312,000	3,140
Premises and equipment expense	$831,000	2,323
Additional noninterest expense	$1,370,000	2,829
Pre-tax net operating income	$1,699,000	3,205
Securities gains (losses)	$-212,000	8,381
Applicable income taxes	$503,000	2,526
Income before extraordinary items	$984,000	3,930
Extraordinary gains, net	$0	33
Net income	$984,000	3,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,960
Cash dividends	$474,000	3,016
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,123,920	3,613
2007-06-30 (YTD Data)		Rank
Total interest income	$5,602,000	3,497
Total interest expense	$2,394,000	3,574
Net interest income	$3,208,000	3,358
Provision for loan and lease losses	$0	6,209
Total noninterest income	$937,000	2,332
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$773,000	1,143
Trading account gains and fees	$0	168
Additional Noninterest Income	$164,000	4,159
Total noninterest expense	$2,988,000	2,982
Salaries and employee benefits	$1,525,000	3,205
Premises and equipment expense	$545,000	2,368
Additional noninterest expense	$918,000	2,829
Pre-tax net operating income	$1,157,000	3,179
Securities gains (losses)	$-212,000	8,473
Applicable income taxes	$315,000	2,677
Income before extraordinary items	$630,000	4,066
Extraordinary gains, net	$0	29
Net income	$630,000	4,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$237,000	3,441
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$772,040	3,574
2007-03-31 (YTD Data)		Rank
Total interest income	$2,745,000	3,534
Total interest expense	$1,179,000	3,579
Net interest income	$1,566,000	3,429
Provision for loan and lease losses	$0	5,779
Total noninterest income	$468,000	2,298
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$381,000	1,128
Trading account gains and fees	$0	195
Additional Noninterest Income	$87,000	4,037
Total noninterest expense	$1,463,000	3,043
Salaries and employee benefits	$771,000	3,186
Premises and equipment expense	$269,000	2,422
Additional noninterest expense	$423,000	3,028
Pre-tax net operating income	$571,000	3,235
Securities gains (losses)	$10,000	691
Applicable income taxes	$191,000	2,458
Income before extraordinary items	$390,000	3,558
Extraordinary gains, net	$0	22
Net income	$390,000	3,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$383,300	3,578
2006-12-31 (YTD Data)		Rank
Total interest income	$11,173,000	3,277
Total interest expense	$4,265,000	3,433
Net interest income	$6,908,000	3,139
Provision for loan and lease losses	$84,000	4,973
Total noninterest income	$1,876,000	2,333
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,543,000	1,144
Trading account gains and fees	$0	130
Additional Noninterest Income	$333,000	4,097
Total noninterest expense	$5,940,000	2,895
Salaries and employee benefits	$2,986,000	3,140
Premises and equipment expense	$1,090,000	2,278
Additional noninterest expense	$1,864,000	2,729
Pre-tax net operating income	$2,760,000	2,937
Securities gains (losses)	$0	1,687
Applicable income taxes	$946,000	2,279
Income before extraordinary items	$1,814,000	3,331
Extraordinary gains, net	$0	51
Net income	$1,814,000	3,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,380
Cash dividends	$1,182,000	2,300
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,814,000	3,308
2006-09-30 (YTD Data)		Rank
Total interest income	$8,273,000	3,282
Total interest expense	$3,125,000	3,399
Net interest income	$5,148,000	3,182
Provision for loan and lease losses	$70,000	4,662
Total noninterest income	$1,443,000	2,294
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,142,000	1,167
Trading account gains and fees	$0	126
Additional Noninterest Income	$301,000	3,727
Total noninterest expense	$4,446,000	2,893
Salaries and employee benefits	$2,223,000	3,152
Premises and equipment expense	$826,000	2,250
Additional noninterest expense	$1,397,000	2,722
Pre-tax net operating income	$2,075,000	3,030
Securities gains (losses)	$0	1,388
Applicable income taxes	$704,000	2,378
Income before extraordinary items	$1,371,000	3,399
Extraordinary gains, net	$0	45
Net income	$1,371,000	3,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,725
Cash dividends	$473,000	3,030
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,371,000	3,393
2006-06-30 (YTD Data)		Rank
Total interest income	$5,423,000	3,287
Total interest expense	$2,024,000	3,341
Net interest income	$3,399,000	3,215
Provision for loan and lease losses	$34,000	4,919
Total noninterest income	$947,000	2,304
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$751,000	1,187
Trading account gains and fees	$0	126
Additional Noninterest Income	$196,000	3,782
Total noninterest expense	$2,973,000	2,896
Salaries and employee benefits	$1,472,000	3,173
Premises and equipment expense	$541,000	2,291
Additional noninterest expense	$960,000	2,666
Pre-tax net operating income	$1,339,000	3,116
Securities gains (losses)	$0	1,185
Applicable income taxes	$481,000	2,372
Income before extraordinary items	$858,000	3,570
Extraordinary gains, net	$0	39
Net income	$858,000	3,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,673
Cash dividends	$236,000	3,480
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$858,000	3,555
2006-03-31 (YTD Data)		Rank
Total interest income	$2,632,000	3,306
Total interest expense	$982,000	3,300
Net interest income	$1,650,000	3,280
Provision for loan and lease losses	$27,000	4,199
Total noninterest income	$465,000	2,295
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$353,000	1,224
Trading account gains and fees	$0	115
Additional Noninterest Income	$112,000	3,511
Total noninterest expense	$1,439,000	2,989
Salaries and employee benefits	$722,000	3,245
Premises and equipment expense	$270,000	2,304
Additional noninterest expense	$447,000	2,819
Pre-tax net operating income	$649,000	3,139
Securities gains (losses)	$0	955
Applicable income taxes	$220,000	2,473
Income before extraordinary items	$429,000	3,509
Extraordinary gains, net	$0	21
Net income	$429,000	3,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,757
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$429,000	3,492
2005-12-31 (YTD Data)		Rank
Total interest income	$9,180,000	3,367
Total interest expense	$2,790,000	3,531
Net interest income	$6,390,000	3,254
Provision for loan and lease losses	$109,000	4,707
Total noninterest income	$1,536,000	2,647
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,241,000	1,406
Trading account gains and fees	$0	138
Additional Noninterest Income	$295,000	4,373
Total noninterest expense	$5,298,000	3,079
Salaries and employee benefits	$2,627,000	3,342
Premises and equipment expense	$975,000	2,422
Additional noninterest expense	$1,696,000	2,923
Pre-tax net operating income	$2,519,000	3,147
Securities gains (losses)	$0	2,296
Applicable income taxes	$869,000	2,475
Income before extraordinary items	$1,650,000	3,559
Extraordinary gains, net	$0	46
Net income	$1,650,000	3,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,820
Cash dividends	$1,182,000	2,186
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,650,000	3,529
2005-09-30 (YTD Data)		Rank
Total interest income	$6,658,000	3,407
Total interest expense	$1,917,000	3,621
Net interest income	$4,741,000	3,280
Provision for loan and lease losses	$82,000	4,582
Total noninterest income	$1,032,000	2,841
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$884,000	1,470
Trading account gains and fees	$0	126
Additional Noninterest Income	$148,000	5,207
Total noninterest expense	$3,672,000	3,266
Salaries and employee benefits	$1,797,000	3,574
Premises and equipment expense	$677,000	2,573
Additional noninterest expense	$1,198,000	3,043
Pre-tax net operating income	$2,019,000	3,036
Securities gains (losses)	$0	2,317
Applicable income taxes	$682,000	2,435
Income before extraordinary items	$1,337,000	3,413
Extraordinary gains, net	$0	35
Net income	$1,337,000	3,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,534
Cash dividends	$473,000	2,903
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,337,000	3,369
2005-06-30 (YTD Data)		Rank
Total interest income	$4,326,000	3,409
Total interest expense	$1,135,000	3,782
Net interest income	$3,191,000	3,232
Provision for loan and lease losses	$6,000	6,298
Total noninterest income	$659,000	2,900
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$556,000	1,519
Trading account gains and fees	$0	116
Additional Noninterest Income	$103,000	5,124
Total noninterest expense	$2,297,000	3,423
Salaries and employee benefits	$1,159,000	3,667
Premises and equipment expense	$415,000	2,747
Additional noninterest expense	$723,000	3,275
Pre-tax net operating income	$1,547,000	2,690
Securities gains (losses)	$0	2,146
Applicable income taxes	$526,000	2,194
Income before extraordinary items	$1,021,000	3,040
Extraordinary gains, net	$0	30
Net income	$1,021,000	3,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,194
Cash dividends	$236,000	3,305
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,021,000	2,995
2005-03-31 (YTD Data)		Rank
Total interest income	$2,110,000	3,443
Total interest expense	$536,000	3,836
Net interest income	$1,574,000	3,279
Provision for loan and lease losses	$6,000	5,706
Total noninterest income	$321,000	2,894
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$264,000	1,537
Trading account gains and fees	$0	115
Additional Noninterest Income	$57,000	4,893
Total noninterest expense	$1,078,000	3,629
Salaries and employee benefits	$573,000	3,699
Premises and equipment expense	$126,000	4,172
Additional noninterest expense	$379,000	3,160
Pre-tax net operating income	$811,000	2,546
Securities gains (losses)	$0	1,685
Applicable income taxes	$278,000	2,094
Income before extraordinary items	$533,000	2,900
Extraordinary gains, net	$0	24
Net income	$533,000	2,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,934
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$533,000	2,848
2004-12-31 (YTD Data)		Rank
Total interest income	$8,113,000	3,375
Total interest expense	$1,834,000	3,915
Net interest income	$6,279,000	3,172
Provision for loan and lease losses	$303,000	2,883
Total noninterest income	$1,497,000	2,692
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,196,000	1,471
Trading account gains and fees	$0	138
Additional Noninterest Income	$301,000	4,261
Total noninterest expense	$4,518,000	3,401
Salaries and employee benefits	$2,357,000	3,504
Premises and equipment expense	$830,000	2,700
Additional noninterest expense	$1,331,000	3,455
Pre-tax net operating income	$2,955,000	2,624
Securities gains (losses)	$11,000	2,784
Applicable income taxes	$992,000	2,171
Income before extraordinary items	$1,974,000	2,950
Extraordinary gains, net	$0	34
Net income	$1,974,000	2,950
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	2,115
Cash dividends	$1,181,000	2,074
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,966,630	2,903
2004-09-30 (YTD Data)		Rank
Total interest income	$6,022,000	3,375
Total interest expense	$1,350,000	3,926
Net interest income	$4,672,000	3,178
Provision for loan and lease losses	$278,000	2,391
Total noninterest income	$1,144,000	2,657
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$904,000	1,467
Trading account gains and fees	$0	134
Additional Noninterest Income	$240,000	4,135
Total noninterest expense	$3,274,000	3,479
Salaries and employee benefits	$1,663,000	3,658
Premises and equipment expense	$620,000	2,705
Additional noninterest expense	$991,000	3,458
Pre-tax net operating income	$2,264,000	2,597
Securities gains (losses)	$15,000	2,477
Applicable income taxes	$761,000	2,181
Income before extraordinary items	$1,518,000	2,921
Extraordinary gains, net	$0	26
Net income	$1,518,000	2,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	1,777
Cash dividends	$472,000	2,799
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,507,950	2,864
2004-06-30 (YTD Data)		Rank
Total interest income	$3,975,000	3,401
Total interest expense	$890,000	3,963
Net interest income	$3,085,000	3,207
Provision for loan and lease losses	$193,000	2,274
Total noninterest income	$767,000	2,657
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$600,000	1,464
Trading account gains and fees	$0	130
Additional Noninterest Income	$167,000	4,110
Total noninterest expense	$2,184,000	3,499
Salaries and employee benefits	$1,112,000	3,665
Premises and equipment expense	$412,000	2,721
Additional noninterest expense	$660,000	3,456
Pre-tax net operating income	$1,475,000	2,625
Securities gains (losses)	$0	3,413
Applicable income taxes	$490,000	2,239
Income before extraordinary items	$985,000	2,968
Extraordinary gains, net	$0	21
Net income	$985,000	2,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	1,278
Cash dividends	$236,000	3,240
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$985,000	2,885
2004-03-31 (YTD Data)		Rank
Total interest income	$1,984,000	3,411
Total interest expense	$441,000	4,034
Net interest income	$1,543,000	3,192
Provision for loan and lease losses	$99,000	2,165
Total noninterest income	$359,000	2,741
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$294,000	1,459
Trading account gains and fees	$0	121
Additional Noninterest Income	$65,000	4,579
Total noninterest expense	$1,020,000	3,696
Salaries and employee benefits	$554,000	3,700
Premises and equipment expense	$200,000	2,811
Additional noninterest expense	$266,000	4,111
Pre-tax net operating income	$783,000	2,461
Securities gains (losses)	$0	2,934
Applicable income taxes	$261,000	2,124
Income before extraordinary items	$522,000	2,839
Extraordinary gains, net	$0	16
Net income	$522,000	2,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	1,730
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$522,000	2,738
2003-12-31 (YTD Data)		Rank
Total interest income	$7,329,000	3,683
Total interest expense	$1,805,000	4,344
Net interest income	$5,524,000	3,415
Provision for loan and lease losses	$156,000	4,510
Total noninterest income	$1,497,000	2,849
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,284,000	1,343
Trading account gains and fees	$0	160
Additional Noninterest Income	$213,000	5,160
Total noninterest expense	$4,018,000	3,710
Salaries and employee benefits	$2,087,000	3,791
Premises and equipment expense	$744,000	2,929
Additional noninterest expense	$1,187,000	3,764
Pre-tax net operating income	$2,847,000	2,621
Securities gains (losses)	$39,000	2,721
Applicable income taxes	$927,000	2,285
Income before extraordinary items	$1,959,000	2,910
Extraordinary gains, net	$0	54
Net income	$1,959,000	2,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,330
Cash dividends	$1,540,000	1,690
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,932,480	2,819
2003-09-30 (YTD Data)		Rank
Total interest income	$5,455,000	3,738
Total interest expense	$1,394,000	4,378
Net interest income	$4,061,000	3,485
Provision for loan and lease losses	$104,000	4,607
Total noninterest income	$1,134,000	2,895
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$963,000	1,350
Trading account gains and fees	$0	153
Additional Noninterest Income	$171,000	5,087
Total noninterest expense	$2,904,000	3,792
Salaries and employee benefits	$1,433,000	4,071
Premises and equipment expense	$563,000	2,912
Additional noninterest expense	$908,000	3,693
Pre-tax net operating income	$2,187,000	2,661
Securities gains (losses)	$39,000	2,515
Applicable income taxes	$715,000	2,358
Income before extraordinary items	$1,511,000	2,945
Extraordinary gains, net	$0	40
Net income	$1,511,000	2,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,060
Cash dividends	$816,000	1,973
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,484,480	2,844
2003-06-30 (YTD Data)		Rank
Total interest income	$3,691,000	3,729
Total interest expense	$975,000	4,323
Net interest income	$2,716,000	3,471
Provision for loan and lease losses	$69,000	4,553
Total noninterest income	$763,000	2,852
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$646,000	1,332
Trading account gains and fees	$0	150
Additional Noninterest Income	$117,000	5,041
Total noninterest expense	$1,891,000	3,854
Salaries and employee benefits	$955,000	4,058
Premises and equipment expense	$373,000	2,933
Additional noninterest expense	$563,000	3,890
Pre-tax net operating income	$1,519,000	2,561
Securities gains (losses)	$0	3,782
Applicable income taxes	$491,000	2,347
Income before extraordinary items	$1,028,000	2,917
Extraordinary gains, net	$0	30
Net income	$1,028,000	2,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,430
Cash dividends	$580,000	1,953
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,028,000	2,758
2003-03-31 (YTD Data)		Rank
Total interest income	$1,860,000	3,725
Total interest expense	$500,000	4,344
Net interest income	$1,360,000	3,444
Provision for loan and lease losses	$39,000	4,168
Total noninterest income	$362,000	2,847
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$312,000	1,339
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	5,268
Total noninterest expense	$930,000	3,891
Salaries and employee benefits	$488,000	3,973
Premises and equipment expense	$184,000	2,956
Additional noninterest expense	$258,000	4,109
Pre-tax net operating income	$753,000	2,589
Securities gains (losses)	$0	2,891
Applicable income taxes	$242,000	2,375
Income before extraordinary items	$511,000	2,898
Extraordinary gains, net	$0	21
Net income	$511,000	2,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,384
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$511,000	2,756
2002-12-31 (YTD Data)		Rank
Total interest income	$8,128,000	3,604
Total interest expense	$2,453,000	4,156
Net interest income	$5,675,000	3,289
Provision for loan and lease losses	$155,000	4,849
Total noninterest income	$1,514,000	2,599
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,275,000	1,268
Trading account gains and fees	$0	153
Additional Noninterest Income	$239,000	4,685
Total noninterest expense	$3,859,000	3,657
Salaries and employee benefits	$2,006,000	3,726
Premises and equipment expense	$731,000	2,890
Additional noninterest expense	$1,122,000	3,805
Pre-tax net operating income	$3,175,000	2,369
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,101,000	2,065
Income before extraordinary items	$2,074,000	2,723
Extraordinary gains, net	$0	70
Net income	$2,074,000	2,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$271,000	2,525
Cash dividends	$1,194,000	1,972
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,074,000	2,629
2001-12-31 (YTD Data)		Rank
Total interest income	$8,855,000	3,688
Total interest expense	$3,952,000	3,840
Net interest income	$4,903,000	3,487
Provision for loan and lease losses	$439,000	2,444
Total noninterest income	$1,541,000	2,461
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,314,000	1,123
Trading account gains and fees	$0	177
Additional Noninterest Income	$227,000	4,672
Total noninterest expense	$3,759,000	3,619
Salaries and employee benefits	$1,959,000	3,655
Premises and equipment expense	$710,000	2,914
Additional noninterest expense	$1,090,000	3,790
Pre-tax net operating income	$2,246,000	2,906
Securities gains (losses)	$9,000	3,652
Applicable income taxes	$672,000	2,752
Income before extraordinary items	$1,583,000	3,093
Extraordinary gains, net	$0	105
Net income	$1,583,000	3,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	2,416
Cash dividends	$973,000	2,317
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,576,700	3,009
2000-12-31 (YTD Data)		Rank
Total interest income	$9,333,000	3,614
Total interest expense	$4,436,000	3,665
Net interest income	$4,897,000	3,544
Provision for loan and lease losses	$215,000	3,578
Total noninterest income	$1,130,000	2,891
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$860,000	1,600
Trading account gains and fees	$0	180
Additional Noninterest Income	$270,000	4,145
Total noninterest expense	$3,608,000	3,607
Salaries and employee benefits	$1,933,000	3,567
Premises and equipment expense	$674,000	2,962
Additional noninterest expense	$1,001,000	3,996
Pre-tax net operating income	$2,204,000	3,076
Securities gains (losses)	$-6,000	8,044
Applicable income taxes	$711,000	2,748
Income before extraordinary items	$1,487,000	3,285
Extraordinary gains, net	$0	38
Net income	$1,487,000	3,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,088
Cash dividends	$1,269,000	1,893
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,491,080	3,270
1999-12-31 (YTD Data)		Rank
Total interest income	$8,594,000	3,658
Total interest expense	$3,515,000	4,030
Net interest income	$5,079,000	3,411
Provision for loan and lease losses	$274,000	2,882
Total noninterest income	$1,038,000	3,003
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$820,000	1,619
Trading account gains and fees	$0	173
Additional Noninterest Income	$218,000	4,745
Total noninterest expense	$3,656,000	3,581
Salaries and employee benefits	$1,865,000	3,643
Premises and equipment expense	$742,000	2,732
Additional noninterest expense	$1,049,000	3,866
Pre-tax net operating income	$2,187,000	3,112
Securities gains (losses)	$0	3,155
Applicable income taxes	$502,000	3,630
Income before extraordinary items	$1,685,000	2,958
Extraordinary gains, net	$0	35
Net income	$1,685,000	2,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,998
Cash dividends	$746,000	2,799
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,685,000	2,925
1998-12-31 (YTD Data)		Rank
Total interest income	$8,236,000	3,842
Total interest expense	$3,829,000	3,824
Net interest income	$4,407,000	3,800
Provision for loan and lease losses	$126,000	4,520
Total noninterest income	$1,055,000	2,967
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$794,000	1,598
Trading account gains and fees	$0	224
Additional Noninterest Income	$261,000	4,317
Total noninterest expense	$3,570,000	3,549
Salaries and employee benefits	$1,783,000	3,698
Premises and equipment expense	$728,000	2,687
Additional noninterest expense	$1,059,000	3,763
Pre-tax net operating income	$1,766,000	3,694
Securities gains (losses)	$6,000	3,324
Applicable income taxes	$399,000	4,418
Income before extraordinary items	$1,373,000	3,502
Extraordinary gains, net	$165,000	13
Net income	$1,538,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	2,000
Cash dividends	$597,000	3,178
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,368,380	3,420
1997-12-31 (YTD Data)		Rank
Total interest income	$7,860,000	4,038
Total interest expense	$3,761,000	3,901
Net interest income	$4,099,000	4,156
Provision for loan and lease losses	$356,000	2,300
Total noninterest income	$872,000	3,367
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$701,000	1,860
Trading account gains and fees	$0	239
Additional Noninterest Income	$171,000	5,356
Total noninterest expense	$3,635,000	3,490
Salaries and employee benefits	$1,756,000	3,726
Premises and equipment expense	$738,000	2,612
Additional noninterest expense	$1,141,000	3,491
Pre-tax net operating income	$980,000	5,894
Securities gains (losses)	$0	3,944
Applicable income taxes	$138,000	7,787
Income before extraordinary items	$842,000	5,283
Extraordinary gains, net	$0	44
Net income	$842,000	5,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	1,559
Cash dividends	$373,000	4,122
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$842,000	5,230
1996-12-31 (YTD Data)		Rank
Total interest income	$7,810,000	4,131
Total interest expense	$3,722,000	3,961
Net interest income	$4,088,000	4,241
Provision for loan and lease losses	$312,000	2,493
Total noninterest income	$819,000	3,637
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$625,000	2,160
Trading account gains and fees	$0	262
Additional Noninterest Income	$194,000	5,254
Total noninterest expense	$3,373,000	3,914
Salaries and employee benefits	$1,711,000	3,836
Premises and equipment expense	$573,000	3,356
Additional noninterest expense	$1,089,000	4,094
Pre-tax net operating income	$1,213,000	5,088
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$226,000	6,757
Income before extraordinary items	$986,000	4,568
Extraordinary gains, net	$0	53
Net income	$986,000	4,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$521,000	1,378
Cash dividends	$298,000	4,618
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$986,810	4,515
1995-12-31 (YTD Data)		Rank
Total interest income	$7,793,000	4,110
Total interest expense	$3,834,000	3,816
Net interest income	$3,959,000	4,351
Provision for loan and lease losses	$1,104,000	875
Total noninterest income	$991,000	3,123
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$712,000	1,898
Trading account gains and fees	$0	522
Additional Noninterest Income	$279,000	4,180
Total noninterest expense	$3,398,000	3,851
Salaries and employee benefits	$1,582,000	4,092
Premises and equipment expense	$508,000	3,716
Additional noninterest expense	$1,308,000	3,472
Pre-tax net operating income	$448,000	8,760
Securities gains (losses)	$0	3,831
Applicable income taxes	$70,000	9,795
Income before extraordinary items	$378,000	8,253
Extraordinary gains, net	$0	65
Net income	$378,000	8,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$777,000	1,049
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$378,000	8,241
1994-12-31 (YTD Data)		Rank
Total interest income	$7,174,000	4,127
Total interest expense	$2,867,000	4,126
Net interest income	$4,307,000	4,084
Provision for loan and lease losses	$2,049,000	570
Total noninterest income	$776,000	3,810
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$606,000	2,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	5,815
Total noninterest expense	$2,976,000	4,446
Salaries and employee benefits	$1,438,000	4,448
Premises and equipment expense	$444,000	4,205
Additional noninterest expense	$1,094,000	4,375
Pre-tax net operating income	$58,000	11,874
Securities gains (losses)	$0	3,600
Applicable income taxes	$-154,000	12,359
Income before extraordinary items	$212,000	10,130
Extraordinary gains, net	$0	249
Net income	$212,000	10,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,743,000	617
Cash dividends	$669,000	2,609
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$212,000	10,181
1993-12-31 (YTD Data)		Rank
Total interest income	$6,673,000	4,508
Total interest expense	$2,666,000	4,554
Net interest income	$4,007,000	4,390
Provision for loan and lease losses	$280,000	3,154
Total noninterest income	$700,000	4,442
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$512,000	2,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	5,866
Total noninterest expense	$2,817,000	4,765
Salaries and employee benefits	$1,393,000	4,574
Premises and equipment expense	$408,000	4,640
Additional noninterest expense	$1,016,000	4,859
Pre-tax net operating income	$1,610,000	4,071
Securities gains (losses)	$0	7,477
Applicable income taxes	$412,000	4,906
Income before extraordinary items	$1,198,000	4,027
Extraordinary gains, net	$0	3,149
Net income	$1,198,000	4,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	2,432
Cash dividends	$595,000	2,703
Sale, conversion, retirement of capital stock, net	$-11,000	13,161
Net operating income	$1,198,000	3,816
1992-12-31 (YTD Data)		Rank
Total interest income	$5,129,000	6,262
Total interest expense	$2,181,000	6,659
Net interest income	$2,948,000	5,797
Provision for loan and lease losses	$259,000	4,503
Total noninterest income	$520,000	5,499
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$390,000	3,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	7,163
Total noninterest expense	$1,864,000	6,758
Salaries and employee benefits	$864,000	6,846
Premises and equipment expense	$304,000	5,913
Additional noninterest expense	$696,000	6,772
Pre-tax net operating income	$1,345,000	4,485
Securities gains (losses)	$18,000	5,726
Applicable income taxes	$377,000	5,017
Income before extraordinary items	$986,000	4,566
Extraordinary gains, net	$0	1,422
Net income	$986,000	4,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	5,311
Cash dividends	$453,000	3,023
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$973,040	4,291

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.