Home > Sutton State Bank > Income and Expense
Sutton State Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 7,726 |
| Total interest expense | $223,000 | 7,466 |
| Net interest income | $413,000 | 7,733 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $138,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $96,000 | 4,873 |
| Total noninterest expense | $584,000 | 7,298 |
| Salaries and employee benefits | $334,000 | 7,150 |
| Premises and equipment expense | $60,000 | 7,332 |
| Additional noninterest expense | $190,000 | 7,245 |
| Pre-tax net operating income | $-93,000 | 6,078 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-93,000 | 6,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-93,000 | 6,174 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-93,000 | 6,174 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-93,000 | 6,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 7,778 |
| Total interest expense | $119,000 | 7,483 |
| Net interest income | $201,000 | 7,783 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $61,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $221,000 | 7,663 |
| Salaries and employee benefits | $111,000 | 7,732 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $78,000 | 7,415 |
| Pre-tax net operating income | $26,000 | 5,941 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $26,000 | 6,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $26,000 | 6,062 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $26,000 | 6,062 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $26,000 | 5,899 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 7,700 |
| Total interest expense | $545,000 | 7,587 |
| Net interest income | $935,000 | 7,663 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $285,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 6,142 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $201,000 | 4,823 |
| Total noninterest expense | $949,000 | 7,607 |
| Salaries and employee benefits | $492,000 | 7,691 |
| Premises and equipment expense | $148,000 | 7,161 |
| Additional noninterest expense | $309,000 | 7,422 |
| Pre-tax net operating income | $271,000 | 5,535 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $271,000 | 5,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $271,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 4,602 |
| Cash dividends | $334,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $271,000 | 5,377 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 7,746 |
| Total interest expense | $415,000 | 7,689 |
| Net interest income | $723,000 | 7,702 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $205,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $58,000 | 6,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $147,000 | 4,986 |
| Total noninterest expense | $708,000 | 7,645 |
| Salaries and employee benefits | $353,000 | 7,758 |
| Premises and equipment expense | $113,000 | 7,197 |
| Additional noninterest expense | $242,000 | 7,367 |
| Pre-tax net operating income | $220,000 | 5,961 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $220,000 | 5,597 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $220,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,906 |
| Cash dividends | $314,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $220,000 | 5,770 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 7,810 |
| Total interest expense | $281,000 | 7,762 |
| Net interest income | $483,000 | 7,743 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $136,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $471,000 | 7,704 |
| Salaries and employee benefits | $238,000 | 7,809 |
| Premises and equipment expense | $77,000 | 7,206 |
| Additional noninterest expense | $156,000 | 7,448 |
| Pre-tax net operating income | $148,000 | 6,129 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $148,000 | 5,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $227,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $148,000 | 5,934 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 7,856 |
| Total interest expense | $149,000 | 7,814 |
| Net interest income | $245,000 | 7,769 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $223,000 | 7,805 |
| Salaries and employee benefits | $119,000 | 7,860 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $93,000 | 6,075 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $93,000 | 5,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $30,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $93,000 | 5,853 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 7,754 |
| Total interest expense | $751,000 | 7,569 |
| Net interest income | $973,000 | 7,778 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $342,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $65,000 | 6,517 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $277,000 | 4,396 |
| Total noninterest expense | $1,005,000 | 7,653 |
| Salaries and employee benefits | $492,000 | 7,825 |
| Premises and equipment expense | $171,000 | 7,026 |
| Additional noninterest expense | $342,000 | 7,338 |
| Pre-tax net operating income | $300,000 | 6,594 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $300,000 | 6,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $300,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $233,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $300,000 | 6,406 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 7,821 |
| Total interest expense | $561,000 | 7,620 |
| Net interest income | $714,000 | 7,850 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $271,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $223,000 | 4,284 |
| Total noninterest expense | $708,000 | 7,715 |
| Salaries and employee benefits | $342,000 | 7,900 |
| Premises and equipment expense | $125,000 | 7,048 |
| Additional noninterest expense | $241,000 | 7,427 |
| Pre-tax net operating income | $277,000 | 6,655 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $277,000 | 6,435 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $277,000 | 6,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $213,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $277,000 | 6,427 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 7,870 |
| Total interest expense | $371,000 | 7,661 |
| Net interest income | $476,000 | 7,919 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $196,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $165,000 | 4,150 |
| Total noninterest expense | $483,000 | 7,740 |
| Salaries and employee benefits | $234,000 | 7,921 |
| Premises and equipment expense | $86,000 | 7,023 |
| Additional noninterest expense | $163,000 | 7,439 |
| Pre-tax net operating income | $189,000 | 6,702 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $189,000 | 6,459 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $189,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $129,000 | 4,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $189,000 | 6,455 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,940 |
| Total interest expense | $183,000 | 7,703 |
| Net interest income | $232,000 | 8,012 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $103,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $87,000 | 4,037 |
| Total noninterest expense | $252,000 | 7,716 |
| Salaries and employee benefits | $122,000 | 7,912 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $83,000 | 6,881 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $83,000 | 6,659 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $83,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $83,000 | 6,651 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 7,928 |
| Total interest expense | $590,000 | 7,734 |
| Net interest income | $925,000 | 7,944 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $358,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $71,000 | 6,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $287,000 | 4,395 |
| Total noninterest expense | $1,026,000 | 7,670 |
| Salaries and employee benefits | $509,000 | 7,844 |
| Premises and equipment expense | $181,000 | 6,913 |
| Additional noninterest expense | $336,000 | 7,390 |
| Pre-tax net operating income | $257,000 | 7,235 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $257,000 | 7,077 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $257,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $180,000 | 5,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $257,000 | 7,074 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 8,038 |
| Total interest expense | $404,000 | 7,869 |
| Net interest income | $682,000 | 8,045 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $282,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $59,000 | 6,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 4,309 |
| Total noninterest expense | $770,000 | 7,674 |
| Salaries and employee benefits | $370,000 | 7,884 |
| Premises and equipment expense | $136,000 | 6,944 |
| Additional noninterest expense | $264,000 | 7,313 |
| Pre-tax net operating income | $194,000 | 7,438 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $194,000 | 7,254 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $194,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $152,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $194,000 | 7,250 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $698,000 | 8,100 |
| Total interest expense | $238,000 | 7,994 |
| Net interest income | $460,000 | 8,075 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $192,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 4,257 |
| Total noninterest expense | $517,000 | 7,687 |
| Salaries and employee benefits | $249,000 | 7,909 |
| Premises and equipment expense | $93,000 | 6,920 |
| Additional noninterest expense | $175,000 | 7,338 |
| Pre-tax net operating income | $135,000 | 7,478 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $135,000 | 7,270 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $135,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $72,000 | 4,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $135,000 | 7,282 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,137 |
| Total interest expense | $113,000 | 8,026 |
| Net interest income | $226,000 | 8,119 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $93,000 | 5,746 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,319 |
| Total noninterest expense | $256,000 | 7,724 |
| Salaries and employee benefits | $126,000 | 7,907 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $84,000 | 7,422 |
| Pre-tax net operating income | $63,000 | 7,534 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $63,000 | 7,309 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $27,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $63,000 | 7,318 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 8,114 |
| Total interest expense | $352,000 | 8,044 |
| Net interest income | $918,000 | 8,062 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $263,000 | 6,579 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $71,000 | 6,730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $192,000 | 5,246 |
| Total noninterest expense | $946,000 | 7,835 |
| Salaries and employee benefits | $484,000 | 7,950 |
| Premises and equipment expense | $164,000 | 7,123 |
| Additional noninterest expense | $298,000 | 7,666 |
| Pre-tax net operating income | $232,000 | 7,609 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $232,000 | 7,455 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $232,000 | 7,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $255,000 | 4,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $232,000 | 7,431 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 8,143 |
| Total interest expense | $250,000 | 8,101 |
| Net interest income | $702,000 | 8,085 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $197,000 | 6,614 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 5,246 |
| Total noninterest expense | $689,000 | 7,866 |
| Salaries and employee benefits | $349,000 | 7,990 |
| Premises and equipment expense | $120,000 | 7,165 |
| Additional noninterest expense | $220,000 | 7,683 |
| Pre-tax net operating income | $207,000 | 7,597 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $207,000 | 7,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $207,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $255,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $207,000 | 7,375 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 8,163 |
| Total interest expense | $162,000 | 8,096 |
| Net interest income | $469,000 | 8,097 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $121,000 | 6,731 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 5,442 |
| Total noninterest expense | $468,000 | 7,857 |
| Salaries and employee benefits | $232,000 | 8,006 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $154,000 | 7,571 |
| Pre-tax net operating income | $119,000 | 7,746 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $119,000 | 7,598 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $119,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $155,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $119,000 | 7,555 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,213 |
| Total interest expense | $80,000 | 8,117 |
| Net interest income | $235,000 | 8,163 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $223,000 | 7,993 |
| Salaries and employee benefits | $117,000 | 8,058 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $70,000 | 7,797 |
| Pre-tax net operating income | $64,000 | 7,716 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $64,000 | 7,525 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $64,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $22,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,000 | 7,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 8,212 |
| Total interest expense | $289,000 | 8,150 |
| Net interest income | $914,000 | 8,155 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $141,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $773,000 | 8,205 |
| Salaries and employee benefits | $425,000 | 8,223 |
| Premises and equipment expense | $129,000 | 7,601 |
| Additional noninterest expense | $219,000 | 8,194 |
| Pre-tax net operating income | $270,000 | 7,543 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $266,000 | 7,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $266,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $168,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $263,090 | 7,327 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 8,296 |
| Total interest expense | $213,000 | 8,195 |
| Net interest income | $655,000 | 8,252 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $98,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $59,000 | 6,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 7,392 |
| Total noninterest expense | $546,000 | 8,282 |
| Salaries and employee benefits | $304,000 | 8,269 |
| Premises and equipment expense | $89,000 | 7,729 |
| Additional noninterest expense | $153,000 | 8,289 |
| Pre-tax net operating income | $198,000 | 7,708 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $-8,000 | 8,718 |
| Income before extraordinary items | $203,000 | 7,461 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $203,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $159,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $206,000 | 7,382 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $567,000 | 8,370 |
| Total interest expense | $139,000 | 8,276 |
| Net interest income | $428,000 | 8,319 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $61,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $365,000 | 8,325 |
| Salaries and employee benefits | $202,000 | 8,326 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $118,000 | 7,775 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-7,000 | 8,775 |
| Income before extraordinary items | $125,000 | 7,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 7,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $37,000 | 4,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $125,000 | 7,476 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $281,000 | 8,436 |
| Total interest expense | $70,000 | 8,338 |
| Net interest income | $211,000 | 8,376 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $181,000 | 8,372 |
| Salaries and employee benefits | $102,000 | 8,361 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $52,000 | 8,354 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-7,000 | 8,842 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $28,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 8,415 |
| Total interest expense | $316,000 | 8,413 |
| Net interest income | $867,000 | 8,314 |
| Provision for loan and lease losses | $17,000 | 7,172 |
| Total noninterest income | $139,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $68,000 | 7,123 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $740,000 | 8,377 |
| Salaries and employee benefits | $417,000 | 8,346 |
| Premises and equipment expense | $110,000 | 7,945 |
| Additional noninterest expense | $213,000 | 8,358 |
| Pre-tax net operating income | $249,000 | 7,644 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $-9,000 | 8,758 |
| Income before extraordinary items | $268,000 | 7,433 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $268,000 | 7,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $218,000 | 4,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $258,000 | 7,338 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $884,000 | 8,510 |
| Total interest expense | $241,000 | 8,504 |
| Net interest income | $643,000 | 8,402 |
| Provision for loan and lease losses | $17,000 | 6,906 |
| Total noninterest income | $97,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 7,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,300 |
| Total noninterest expense | $545,000 | 8,408 |
| Salaries and employee benefits | $301,000 | 8,416 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $165,000 | 8,312 |
| Pre-tax net operating income | $178,000 | 7,832 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $-9,000 | 8,913 |
| Income before extraordinary items | $197,000 | 7,603 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $197,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $218,000 | 3,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $187,000 | 7,525 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $582,000 | 8,583 |
| Total interest expense | $164,000 | 8,559 |
| Net interest income | $418,000 | 8,467 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $80,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $364,000 | 8,430 |
| Salaries and employee benefits | $203,000 | 8,440 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $111,000 | 8,289 |
| Pre-tax net operating income | $119,000 | 7,857 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $115,000 | 7,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $115,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $176,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $115,000 | 7,625 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,659 |
| Total interest expense | $82,000 | 8,643 |
| Net interest income | $204,000 | 8,536 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $185,000 | 8,448 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $46,000 | 8,048 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $46,000 | 7,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $72,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 8,686 |
| Total interest expense | $392,000 | 8,682 |
| Net interest income | $805,000 | 8,577 |
| Provision for loan and lease losses | $26,000 | 7,304 |
| Total noninterest income | $135,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 7,231 |
| Total noninterest expense | $671,000 | 8,600 |
| Salaries and employee benefits | $370,000 | 8,618 |
| Premises and equipment expense | $101,000 | 8,155 |
| Additional noninterest expense | $200,000 | 8,557 |
| Pre-tax net operating income | $243,000 | 7,775 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-4,000 | 8,814 |
| Income before extraordinary items | $247,000 | 7,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $247,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $105,000 | 5,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $247,000 | 7,486 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 8,790 |
| Total interest expense | $639,000 | 8,744 |
| Net interest income | $800,000 | 8,666 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $126,000 | 8,158 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $81,000 | 6,961 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $45,000 | 7,826 |
| Total noninterest expense | $763,000 | 8,537 |
| Salaries and employee benefits | $431,000 | 8,484 |
| Premises and equipment expense | $105,000 | 8,216 |
| Additional noninterest expense | $227,000 | 8,440 |
| Pre-tax net operating income | $146,000 | 8,118 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-18,000 | 9,046 |
| Income before extraordinary items | $164,000 | 7,938 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $164,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $197,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $164,000 | 7,830 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 8,991 |
| Total interest expense | $672,000 | 8,915 |
| Net interest income | $796,000 | 8,911 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $124,000 | 8,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 6,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,092 |
| Total noninterest expense | $661,000 | 8,931 |
| Salaries and employee benefits | $361,000 | 8,943 |
| Premises and equipment expense | $92,000 | 8,578 |
| Additional noninterest expense | $207,000 | 8,731 |
| Pre-tax net operating income | $251,000 | 8,123 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $40,000 | 7,410 |
| Income before extraordinary items | $195,000 | 8,095 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $195,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,146 |
| Cash dividends | $193,000 | 5,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $208,280 | 8,025 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 9,203 |
| Total interest expense | $634,000 | 9,128 |
| Net interest income | $762,000 | 9,148 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $95,000 | 8,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $675,000 | 9,102 |
| Salaries and employee benefits | $407,000 | 8,848 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $192,000 | 9,105 |
| Pre-tax net operating income | $12,000 | 9,364 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $-17,000 | 9,703 |
| Income before extraordinary items | $17,000 | 9,385 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,934 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $29,000 | 9,302 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 9,516 |
| Total interest expense | $603,000 | 9,465 |
| Net interest income | $708,000 | 9,473 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $124,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,276 |
| Total noninterest expense | $621,000 | 9,363 |
| Salaries and employee benefits | $379,000 | 9,097 |
| Premises and equipment expense | $34,000 | 10,124 |
| Additional noninterest expense | $208,000 | 9,036 |
| Pre-tax net operating income | $175,000 | 9,035 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $43,000 | 8,450 |
| Income before extraordinary items | $133,000 | 9,096 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $133,000 | 9,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $132,240 | 9,031 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 10,031 |
| Total interest expense | $583,000 | 9,880 |
| Net interest income | $645,000 | 10,081 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $75,000 | 9,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $537,000 | 9,993 |
| Salaries and employee benefits | $309,000 | 9,889 |
| Premises and equipment expense | $26,000 | 10,678 |
| Additional noninterest expense | $202,000 | 9,391 |
| Pre-tax net operating income | $183,000 | 9,669 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $40,000 | 9,409 |
| Income before extraordinary items | $143,000 | 9,649 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $143,000 | 9,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $143,000 | 9,601 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 10,499 |
| Total interest expense | $631,000 | 10,177 |
| Net interest income | $584,000 | 10,700 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $69,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $461,000 | 10,748 |
| Salaries and employee benefits | $289,000 | 10,439 |
| Premises and equipment expense | $22,000 | 11,270 |
| Additional noninterest expense | $150,000 | 10,550 |
| Pre-tax net operating income | $170,000 | 9,960 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $34,000 | 9,971 |
| Income before extraordinary items | $135,000 | 9,934 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $135,000 | 9,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,092 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $135,800 | 9,878 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 11,139 |
| Total interest expense | $551,000 | 10,853 |
| Net interest income | $534,000 | 11,317 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $85,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $447,000 | 11,249 |
| Salaries and employee benefits | $287,000 | 10,867 |
| Premises and equipment expense | $24,000 | 11,743 |
| Additional noninterest expense | $136,000 | 11,232 |
| Pre-tax net operating income | $172,000 | 10,637 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $34,000 | 10,512 |
| Income before extraordinary items | $138,000 | 10,577 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $138,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $138,000 | 10,542 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 11,709 |
| Total interest expense | $473,000 | 11,217 |
| Net interest income | $528,000 | 11,914 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $68,000 | 11,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 10,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $471,000 | 11,749 |
| Salaries and employee benefits | $246,000 | 11,699 |
| Premises and equipment expense | $23,000 | 12,384 |
| Additional noninterest expense | $202,000 | 11,131 |
| Pre-tax net operating income | $125,000 | 11,450 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $42,000 | 10,655 |
| Income before extraordinary items | $81,000 | 11,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $81,000 | 11,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $82,320 | 11,593 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 12,250 |
| Total interest expense | $523,000 | 11,575 |
| Net interest income | $494,000 | 12,575 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $63,000 | 12,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 11,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $416,000 | 12,571 |
| Salaries and employee benefits | $232,000 | 12,358 |
| Premises and equipment expense | $21,000 | 13,062 |
| Additional noninterest expense | $163,000 | 12,242 |
| Pre-tax net operating income | $141,000 | 11,544 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $112,000 | 11,682 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $147,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $112,000 | 11,475 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 12,724 |
| Total interest expense | $618,000 | 12,214 |
| Net interest income | $527,000 | 12,978 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $59,000 | 12,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $394,000 | 13,196 |
| Salaries and employee benefits | $227,000 | 12,865 |
| Premises and equipment expense | $26,000 | 13,525 |
| Additional noninterest expense | $141,000 | 13,080 |
| Pre-tax net operating income | $192,000 | 11,151 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $143,000 | 11,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $143,000 | 11,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 13,107 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $141,520 | 11,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.