Home > Sutton Bank > Income and Expense

Sutton Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$85,106,000609
Total interest expense$3,071,0002,587
Net interest income$82,035,000443
Provision for loan and lease losses$378,0001,477
Total noninterest income$59,810,000221
Gross Fiduciary activities income$0981
Service charges on deposit accounts$701,0001,319
Trading account gains and fees$238,00092
Additional Noninterest Income$58,871,000154
Total noninterest expense$50,867,000565
Salaries and employee benefits$21,611,000705
Premises and equipment expense$4,268,000638
Additional noninterest expense$58,871,000154
Pre-tax net operating income$90,600,000222
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$90,600,000185
Extraordinary gains, net$054
Net income$90,600,000189
Minority interest net income$088
Net income of bank and minority interests.$90,600,000188
Net charge-offs$133,0001,346
Cash dividends$53,400,000159
Sale, conversion, retirement of capital stock, net$0540
Net operating income$90,600,000193
2023-09-30 (YTD Data)Rank
Total interest income$60,903,000623
Total interest expense$2,080,0002,599
Net interest income$58,823,000474
Provision for loan and lease losses$183,0001,726
Total noninterest income$45,030,000219
Gross Fiduciary activities income$0950
Service charges on deposit accounts$521,0001,328
Trading account gains and fees$-53,0001,196
Additional Noninterest Income$44,562,000158
Total noninterest expense$37,897,000563
Salaries and employee benefits$16,023,000719
Premises and equipment expense$3,229,000635
Additional noninterest expense$44,562,000158
Pre-tax net operating income$65,773,000232
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$65,773,000203
Extraordinary gains, net$052
Net income$65,773,000204
Minority interest net income$081
Net income of bank and minority interests.$65,773,000204
Net charge-offs$131,0001,070
Cash dividends$33,400,000185
Sale, conversion, retirement of capital stock, net$0507
Net operating income$65,773,000207
2023-06-30 (YTD Data)Rank
Total interest income$38,628,000625
Total interest expense$1,181,0002,644
Net interest income$37,447,000495
Provision for loan and lease losses$183,0001,395
Total noninterest income$29,683,000216
Gross Fiduciary activities income$0931
Service charges on deposit accounts$333,0001,357
Trading account gains and fees$64,00091
Additional Noninterest Income$29,286,000154
Total noninterest expense$24,778,000561
Salaries and employee benefits$10,629,000714
Premises and equipment expense$2,260,000601
Additional noninterest expense$29,286,000154
Pre-tax net operating income$42,169,000244
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$42,169,000207
Extraordinary gains, net$051
Net income$42,169,000211
Minority interest net income$081
Net income of bank and minority interests.$42,169,000207
Net charge-offs$171,000729
Cash dividends$21,400,000181
Sale, conversion, retirement of capital stock, net$0486
Net operating income$42,169,000211
2023-03-31 (YTD Data)Rank
Total interest income$17,967,000655
Total interest expense$503,0002,634
Net interest income$17,464,000522
Provision for loan and lease losses$183,000935
Total noninterest income$14,592,000211
Gross Fiduciary activities income$0913
Service charges on deposit accounts$166,0001,367
Trading account gains and fees$119,00081
Additional Noninterest Income$14,307,000153
Total noninterest expense$11,778,000595
Salaries and employee benefits$5,528,000705
Premises and equipment expense$1,063,000651
Additional noninterest expense$14,307,000153
Pre-tax net operating income$20,095,000253
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$20,095,000214
Extraordinary gains, net$04
Net income$20,095,000214
Minority interest net income$048
Net income of bank and minority interests.$20,095,000214
Net charge-offs$1,0001,904
Cash dividends$9,800,000191
Sale, conversion, retirement of capital stock, net$0430
Net operating income$20,095,000217
2022-12-31 (YTD Data)Rank
Total interest income$40,025,000890
Total interest expense$924,0002,524
Net interest income$39,101,000840
Provision for loan and lease losses$03,012
Total noninterest income$47,812,000257
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$692,0001,355
Trading account gains and fees$-462,0001,194
Additional Noninterest Income$47,582,000186
Total noninterest expense$38,117,000700
Salaries and employee benefits$18,819,000794
Premises and equipment expense$3,172,000819
Additional noninterest expense$47,582,000186
Pre-tax net operating income$48,796,000389
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$48,796,000321
Extraordinary gains, net$05
Net income$48,796,000321
Minority interest net income$063
Net income of bank and minority interests.$48,796,000321
Net charge-offs$-81,0004,226
Cash dividends$21,880,000279
Sale, conversion, retirement of capital stock, net$0568
Net operating income$48,796,000332
2022-09-30 (YTD Data)Rank
Total interest income$23,276,0001,072
Total interest expense$604,0002,398
Net interest income$22,672,0001,012
Provision for loan and lease losses$02,835
Total noninterest income$32,366,000285
Gross Fiduciary activities income$0968
Service charges on deposit accounts$523,0001,363
Trading account gains and fees$-1,140,0001,206
Additional Noninterest Income$32,983,000199
Total noninterest expense$27,094,000722
Salaries and employee benefits$13,946,000795
Premises and equipment expense$2,249,000858
Additional noninterest expense$32,983,000199
Pre-tax net operating income$27,944,000466
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$27,944,000389
Extraordinary gains, net$04
Net income$27,944,000389
Minority interest net income$057
Net income of bank and minority interests.$27,944,000389
Net charge-offs$3,0002,106
Cash dividends$12,880,000290
Sale, conversion, retirement of capital stock, net$0519
Net operating income$27,944,000398
2022-06-30 (YTD Data)Rank
Total interest income$11,796,0001,290
Total interest expense$382,0002,327
Net interest income$11,414,0001,238
Provision for loan and lease losses$02,599
Total noninterest income$20,409,000294
Gross Fiduciary activities income$0925
Service charges on deposit accounts$334,0001,383
Trading account gains and fees$-1,008,0001,204
Additional Noninterest Income$21,083,000215
Total noninterest expense$16,423,000784
Salaries and employee benefits$8,703,000832
Premises and equipment expense$1,444,000878
Additional noninterest expense$6,276,000634
Pre-tax net operating income$15,400,000520
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$15,400,000430
Extraordinary gains, net$04
Net income$15,400,000429
Minority interest net income$060
Net income of bank and minority interests.$15,400,000430
Net charge-offs$4,0001,826
Cash dividends$7,700,000326
Sale, conversion, retirement of capital stock, net$0494
Net operating income$15,400,000442
2022-03-31 (YTD Data)Rank
Total interest income$5,026,0001,428
Total interest expense$184,0002,345
Net interest income$4,842,0001,388
Provision for loan and lease losses$02,285
Total noninterest income$9,784,000311
Gross Fiduciary activities income$0892
Service charges on deposit accounts$163,0001,396
Trading account gains and fees$-550,0001,215
Additional Noninterest Income$10,171,000225
Total noninterest expense$7,460,000852
Salaries and employee benefits$3,909,000915
Premises and equipment expense$705,000903
Additional noninterest expense$2,846,000679
Pre-tax net operating income$7,166,000526
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$7,166,000456
Extraordinary gains, net$04
Net income$7,166,000455
Minority interest net income$050
Net income of bank and minority interests.$7,166,000456
Net charge-offs$4,0001,408
Cash dividends$3,600,000315
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,166,000462
2021-12-31 (YTD Data)Rank
Total interest income$20,754,0001,433
Total interest expense$826,0002,481
Net interest income$19,928,0001,372
Provision for loan and lease losses$03,064
Total noninterest income$36,640,000349
Gross Fiduciary activities income$0994
Service charges on deposit accounts$536,0001,532
Trading account gains and fees$-91,0001,256
Additional Noninterest Income$36,195,000277
Total noninterest expense$27,014,000924
Salaries and employee benefits$13,588,0001,020
Premises and equipment expense$2,814,000914
Additional noninterest expense$10,612,000732
Pre-tax net operating income$29,554,000558
Securities gains (losses)$-14,0004,398
Applicable income taxes$03,710
Income before extraordinary items$29,540,000480
Extraordinary gains, net$010
Net income$29,540,000480
Minority interest net income$074
Net income of bank and minority interests.$29,540,000481
Net charge-offs$-282,0004,620
Cash dividends$13,650,000389
Sale, conversion, retirement of capital stock, net$0582
Net operating income$29,554,000469
2021-09-30 (YTD Data)Rank
Total interest income$15,362,0001,483
Total interest expense$622,0002,553
Net interest income$14,740,0001,405
Provision for loan and lease losses$120,0001,843
Total noninterest income$26,569,000362
Gross Fiduciary activities income$0957
Service charges on deposit accounts$377,0001,597
Trading account gains and fees$-102,0001,288
Additional Noninterest Income$26,294,000284
Total noninterest expense$19,701,000948
Salaries and employee benefits$10,108,0001,045
Premises and equipment expense$1,931,000985
Additional noninterest expense$7,662,000755
Pre-tax net operating income$21,488,000586
Securities gains (losses)$-14,0004,590
Applicable income taxes$03,719
Income before extraordinary items$21,474,000503
Extraordinary gains, net$08
Net income$21,474,000501
Minority interest net income$069
Net income of bank and minority interests.$21,474,000503
Net charge-offs$127,000985
Cash dividends$9,950,000386
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,488,000494
2021-06-30 (YTD Data)Rank
Total interest income$9,763,0001,534
Total interest expense$421,0002,596
Net interest income$9,342,0001,460
Provision for loan and lease losses$120,0001,537
Total noninterest income$17,216,000366
Gross Fiduciary activities income$0951
Service charges on deposit accounts$224,0001,659
Trading account gains and fees$-26,0001,296
Additional Noninterest Income$17,018,000295
Total noninterest expense$13,076,000943
Salaries and employee benefits$6,566,0001,058
Premises and equipment expense$1,251,0001,002
Additional noninterest expense$5,259,000730
Pre-tax net operating income$13,362,000605
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$13,362,000526
Extraordinary gains, net$06
Net income$13,362,000525
Minority interest net income$067
Net income of bank and minority interests.$13,362,000526
Net charge-offs$6,0001,873
Cash dividends$5,950,000400
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,362,000520
2021-03-31 (YTD Data)Rank
Total interest income$4,910,0001,535
Total interest expense$204,0002,730
Net interest income$4,706,0001,432
Provision for loan and lease losses$60,0001,591
Total noninterest income$7,366,000409
Gross Fiduciary activities income$0922
Service charges on deposit accounts$114,0001,646
Trading account gains and fees$-47,0001,302
Additional Noninterest Income$7,299,000340
Total noninterest expense$6,004,000999
Salaries and employee benefits$3,298,0001,052
Premises and equipment expense$611,0001,022
Additional noninterest expense$2,095,000858
Pre-tax net operating income$6,008,000666
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$6,008,000569
Extraordinary gains, net$03
Net income$6,008,000569
Minority interest net income$055
Net income of bank and minority interests.$6,008,000569
Net charge-offs$9,0001,389
Cash dividends$2,950,000355
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,008,000560
2020-12-31 (YTD Data)Rank
Total interest income$20,355,0001,476
Total interest expense$1,028,0002,880
Net interest income$19,327,0001,326
Provision for loan and lease losses$1,250,0001,387
Total noninterest income$25,135,000425
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$498,0001,624
Trading account gains and fees$739,000100
Additional Noninterest Income$23,898,000357
Total noninterest expense$21,584,0001,051
Salaries and employee benefits$10,992,0001,159
Premises and equipment expense$2,470,000993
Additional noninterest expense$8,122,000869
Pre-tax net operating income$21,628,000556
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$21,628,000493
Extraordinary gains, net$04
Net income$21,628,000492
Minority interest net income$072
Net income of bank and minority interests.$21,628,000493
Net charge-offs$202,0001,544
Cash dividends$5,800,000681
Sale, conversion, retirement of capital stock, net$0566
Net operating income$21,628,000477
2020-09-30 (YTD Data)Rank
Total interest income$15,418,0001,466
Total interest expense$799,0002,933
Net interest income$14,619,0001,304
Provision for loan and lease losses$1,050,0001,316
Total noninterest income$18,820,000408
Gross Fiduciary activities income$0981
Service charges on deposit accounts$372,0001,631
Trading account gains and fees$692,00092
Additional Noninterest Income$17,756,000345
Total noninterest expense$15,894,0001,055
Salaries and employee benefits$8,057,0001,167
Premises and equipment expense$1,830,000997
Additional noninterest expense$6,007,000863
Pre-tax net operating income$16,495,000518
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$16,495,000462
Extraordinary gains, net$04
Net income$16,495,000462
Minority interest net income$065
Net income of bank and minority interests.$16,495,000462
Net charge-offs$196,0001,271
Cash dividends$5,800,000524
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,495,000451
2020-06-30 (YTD Data)Rank
Total interest income$10,524,0001,451
Total interest expense$574,0002,938
Net interest income$9,950,0001,274
Provision for loan and lease losses$750,0001,265
Total noninterest income$11,307,000411
Gross Fiduciary activities income$0970
Service charges on deposit accounts$251,0001,633
Trading account gains and fees$629,00085
Additional Noninterest Income$10,427,000344
Total noninterest expense$10,447,0001,056
Salaries and employee benefits$5,258,0001,184
Premises and equipment expense$1,194,0001,008
Additional noninterest expense$3,995,000857
Pre-tax net operating income$10,060,000512
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$10,060,000448
Extraordinary gains, net$04
Net income$10,060,000447
Minority interest net income$065
Net income of bank and minority interests.$10,060,000448
Net charge-offs$10,0002,452
Cash dividends$3,000,000605
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,060,000433
2020-03-31 (YTD Data)Rank
Total interest income$5,528,0001,383
Total interest expense$352,0002,777
Net interest income$5,176,0001,208
Provision for loan and lease losses$350,0001,098
Total noninterest income$5,229,000412
Gross Fiduciary activities income$0941
Service charges on deposit accounts$153,0001,607
Trading account gains and fees$439,00074
Additional Noninterest Income$4,637,000328
Total noninterest expense$5,329,0001,049
Salaries and employee benefits$2,664,0001,173
Premises and equipment expense$596,0001,031
Additional noninterest expense$2,069,000833
Pre-tax net operating income$4,726,000500
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$4,726,000425
Extraordinary gains, net$04
Net income$4,726,000424
Minority interest net income$056
Net income of bank and minority interests.$4,726,000425
Net charge-offs$9,0001,897
Cash dividends$2,000,000509
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,726,000416
2019-12-31 (YTD Data)Rank
Total interest income$21,611,0001,426
Total interest expense$1,669,0002,610
Net interest income$19,942,0001,263
Provision for loan and lease losses$2,380,000466
Total noninterest income$17,176,000473
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$667,0001,563
Trading account gains and fees$128,000121
Additional Noninterest Income$16,381,000375
Total noninterest expense$17,362,0001,208
Salaries and employee benefits$8,958,0001,324
Premises and equipment expense$2,195,0001,092
Additional noninterest expense$6,209,0001,062
Pre-tax net operating income$17,376,000681
Securities gains (losses)$-1,0004,531
Applicable income taxes$03,859
Income before extraordinary items$17,375,000599
Extraordinary gains, net$011
Net income$17,375,000598
Minority interest net income$076
Net income of bank and minority interests.$17,375,000600
Net charge-offs$2,668,000337
Cash dividends$6,600,000647
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,376,000587
2019-09-30 (YTD Data)Rank
Total interest income$16,317,0001,426
Total interest expense$1,265,0002,618
Net interest income$15,052,0001,266
Provision for loan and lease losses$1,455,000514
Total noninterest income$12,110,000497
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$490,0001,587
Trading account gains and fees$132,000117
Additional Noninterest Income$11,488,000382
Total noninterest expense$12,866,0001,225
Salaries and employee benefits$6,561,0001,353
Premises and equipment expense$1,627,0001,104
Additional noninterest expense$4,678,0001,055
Pre-tax net operating income$12,841,000692
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$12,841,000612
Extraordinary gains, net$011
Net income$12,841,000612
Minority interest net income$072
Net income of bank and minority interests.$12,841,000612
Net charge-offs$2,023,000306
Cash dividends$6,600,000488
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,841,000604
2019-06-30 (YTD Data)Rank
Total interest income$10,874,0001,421
Total interest expense$828,0002,623
Net interest income$10,046,0001,268
Provision for loan and lease losses$1,080,000459
Total noninterest income$7,702,000505
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$324,0001,584
Trading account gains and fees$112,000113
Additional Noninterest Income$7,266,000389
Total noninterest expense$8,696,0001,212
Salaries and employee benefits$4,315,0001,362
Premises and equipment expense$1,078,0001,112
Additional noninterest expense$3,303,0001,012
Pre-tax net operating income$7,972,000707
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$7,972,000627
Extraordinary gains, net$011
Net income$7,972,000627
Minority interest net income$069
Net income of bank and minority interests.$7,972,000627
Net charge-offs$2,010,000232
Cash dividends$4,100,000517
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,972,000614
2019-03-31 (YTD Data)Rank
Total interest income$5,349,0001,444
Total interest expense$396,0002,656
Net interest income$4,953,0001,279
Provision for loan and lease losses$205,000924
Total noninterest income$3,403,000545
Gross Fiduciary activities income$0972
Service charges on deposit accounts$162,0001,572
Trading account gains and fees$63,000112
Additional Noninterest Income$3,178,000421
Total noninterest expense$4,260,0001,224
Salaries and employee benefits$2,206,0001,345
Premises and equipment expense$548,0001,103
Additional noninterest expense$1,506,0001,070
Pre-tax net operating income$3,891,000703
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,891,000628
Extraordinary gains, net$05
Net income$3,891,000628
Minority interest net income$052
Net income of bank and minority interests.$3,891,000627
Net charge-offs$413,000384
Cash dividends$3,100,000365
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,891,000611
2018-12-31 (YTD Data)Rank
Total interest income$19,854,0001,460
Total interest expense$1,527,0002,307
Net interest income$18,327,0001,333
Provision for loan and lease losses$1,407,000664
Total noninterest income$10,910,000635
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$715,0001,507
Trading account gains and fees$52,000120
Additional Noninterest Income$10,143,000495
Total noninterest expense$15,797,0001,285
Salaries and employee benefits$7,765,0001,458
Premises and equipment expense$2,085,0001,128
Additional noninterest expense$5,947,0001,089
Pre-tax net operating income$12,033,000904
Securities gains (losses)$-3,0004,159
Applicable income taxes$03,978
Income before extraordinary items$12,030,000787
Extraordinary gains, net$06
Net income$12,030,000786
Minority interest net income$072
Net income of bank and minority interests.$12,030,000786
Net charge-offs$1,534,000426
Cash dividends$6,650,000578
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,033,000782
2018-09-30 (YTD Data)Rank
Total interest income$14,618,0001,467
Total interest expense$1,117,0002,276
Net interest income$13,501,0001,348
Provision for loan and lease losses$1,296,000537
Total noninterest income$8,075,000644
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$507,0001,583
Trading account gains and fees$-78,0001,824
Additional Noninterest Income$7,646,000501
Total noninterest expense$10,997,0001,379
Salaries and employee benefits$5,743,0001,468
Premises and equipment expense$1,601,0001,103
Additional noninterest expense$3,653,0001,275
Pre-tax net operating income$9,283,000883
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$9,283,000764
Extraordinary gains, net$05
Net income$9,283,000763
Minority interest net income$066
Net income of bank and minority interests.$9,283,000763
Net charge-offs$1,533,000333
Cash dividends$4,850,000557
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,283,000761
2018-06-30 (YTD Data)Rank
Total interest income$9,568,0001,472
Total interest expense$710,0002,265
Net interest income$8,858,0001,361
Provision for loan and lease losses$1,185,000417
Total noninterest income$4,974,000690
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$312,0001,689
Trading account gains and fees$-46,0001,842
Additional Noninterest Income$4,708,000527
Total noninterest expense$7,208,0001,411
Salaries and employee benefits$3,816,0001,476
Premises and equipment expense$1,070,0001,102
Additional noninterest expense$2,322,0001,336
Pre-tax net operating income$5,439,000965
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$5,439,000835
Extraordinary gains, net$06
Net income$5,439,000833
Minority interest net income$065
Net income of bank and minority interests.$5,439,000834
Net charge-offs$1,529,000258
Cash dividends$1,350,0001,047
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,439,000830
2018-03-31 (YTD Data)Rank
Total interest income$4,691,0001,486
Total interest expense$337,0002,264
Net interest income$4,354,0001,383
Provision for loan and lease losses$111,0001,371
Total noninterest income$2,142,000746
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$157,0001,681
Trading account gains and fees$-52,0001,865
Additional Noninterest Income$2,037,000571
Total noninterest expense$3,550,0001,435
Salaries and employee benefits$1,905,0001,496
Premises and equipment expense$538,0001,115
Additional noninterest expense$1,107,0001,373
Pre-tax net operating income$2,835,000905
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,835,000782
Extraordinary gains, net$07
Net income$2,835,000782
Minority interest net income$052
Net income of bank and minority interests.$2,835,000782
Net charge-offs$-10,0004,740
Cash dividends$1,350,000575
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,835,000774
2017-12-31 (YTD Data)Rank
Total interest income$18,004,0001,483
Total interest expense$1,440,0001,993
Net interest income$16,564,0001,408
Provision for loan and lease losses$2,356,000457
Total noninterest income$6,517,000914
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$691,0001,584
Trading account gains and fees$46,000130
Additional Noninterest Income$5,780,000744
Total noninterest expense$13,023,0001,523
Salaries and employee benefits$6,893,0001,608
Premises and equipment expense$1,698,0001,356
Additional noninterest expense$4,432,0001,381
Pre-tax net operating income$7,702,0001,210
Securities gains (losses)$11,0001,559
Applicable income taxes$04,135
Income before extraordinary items$7,713,000930
Extraordinary gains, net$09
Net income$7,713,000930
Minority interest net income$076
Net income of bank and minority interests.$7,713,000930
Net charge-offs$1,034,000676
Cash dividends$3,350,000945
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,702,000922
2017-09-30 (YTD Data)Rank
Total interest income$13,439,0001,493
Total interest expense$1,087,0001,950
Net interest income$12,352,0001,420
Provision for loan and lease losses$282,0001,683
Total noninterest income$4,607,000972
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$527,0001,570
Trading account gains and fees$43,000127
Additional Noninterest Income$4,037,000790
Total noninterest expense$9,535,0001,556
Salaries and employee benefits$5,107,0001,639
Premises and equipment expense$1,241,0001,388
Additional noninterest expense$3,187,0001,432
Pre-tax net operating income$7,142,0001,049
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$7,142,000839
Extraordinary gains, net$09
Net income$7,142,000840
Minority interest net income$071
Net income of bank and minority interests.$7,142,000839
Net charge-offs$38,0002,625
Cash dividends$3,350,000702
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,142,000832
2017-06-30 (YTD Data)Rank
Total interest income$8,698,0001,515
Total interest expense$729,0001,913
Net interest income$7,969,0001,453
Provision for loan and lease losses$171,0001,728
Total noninterest income$3,001,000989
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$343,0001,589
Trading account gains and fees$66,000115
Additional Noninterest Income$2,592,000809
Total noninterest expense$6,300,0001,567
Salaries and employee benefits$3,346,0001,666
Premises and equipment expense$828,0001,394
Additional noninterest expense$2,126,0001,427
Pre-tax net operating income$4,499,0001,080
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,499,000875
Extraordinary gains, net$011
Net income$4,499,000876
Minority interest net income$071
Net income of bank and minority interests.$4,499,000875
Net charge-offs$18,0002,639
Cash dividends$2,350,000668
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,499,000863
2017-03-31 (YTD Data)Rank
Total interest income$4,185,0001,567
Total interest expense$364,0001,892
Net interest income$3,821,0001,510
Provision for loan and lease losses$60,0001,878
Total noninterest income$1,437,0001,021
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$176,0001,561
Trading account gains and fees$32,000118
Additional Noninterest Income$1,229,000822
Total noninterest expense$3,083,0001,615
Salaries and employee benefits$1,635,0001,716
Premises and equipment expense$416,0001,401
Additional noninterest expense$1,032,0001,456
Pre-tax net operating income$2,115,0001,119
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,115,000891
Extraordinary gains, net$08
Net income$2,115,000892
Minority interest net income$055
Net income of bank and minority interests.$2,115,000891
Net charge-offs$60,0001,215
Cash dividends$1,350,000561
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,115,000878
2016-12-31 (YTD Data)Rank
Total interest income$16,468,0001,539
Total interest expense$1,649,0001,667
Net interest income$14,819,0001,508
Provision for loan and lease losses$219,0002,341
Total noninterest income$5,644,0001,053
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$760,0001,504
Trading account gains and fees$-69,0005,892
Additional Noninterest Income$4,953,000850
Total noninterest expense$11,830,0001,642
Salaries and employee benefits$6,190,0001,741
Premises and equipment expense$1,322,0001,711
Additional noninterest expense$4,318,0001,423
Pre-tax net operating income$8,414,0001,058
Securities gains (losses)$5,0002,878
Applicable income taxes$04,278
Income before extraordinary items$8,419,000886
Extraordinary gains, net$05
Net income$8,419,000885
Minority interest net income$082
Net income of bank and minority interests.$8,419,000885
Net charge-offs$286,0001,576
Cash dividends$4,160,000790
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,414,000863
2016-09-30 (YTD Data)Rank
Total interest income$12,341,0001,542
Total interest expense$1,253,0001,646
Net interest income$11,088,0001,511
Provision for loan and lease losses$164,0002,268
Total noninterest income$4,278,0001,036
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$563,0001,527
Trading account gains and fees$84,000133
Additional Noninterest Income$3,631,000853
Total noninterest expense$8,951,0001,619
Salaries and employee benefits$4,643,0001,735
Premises and equipment expense$1,799,000993
Additional noninterest expense$2,509,0001,794
Pre-tax net operating income$6,251,0001,079
Securities gains (losses)$6,0002,746
Applicable income taxes$04,325
Income before extraordinary items$6,257,000891
Extraordinary gains, net$05
Net income$6,257,000890
Minority interest net income$071
Net income of bank and minority interests.$6,257,000891
Net charge-offs$291,0001,162
Cash dividends$4,160,000581
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,251,000864
2016-06-30 (YTD Data)Rank
Total interest income$8,176,0001,552
Total interest expense$856,0001,606
Net interest income$7,320,0001,531
Provision for loan and lease losses$110,0002,220
Total noninterest income$2,844,0001,034
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$366,0001,540
Trading account gains and fees$117,000115
Additional Noninterest Income$2,361,000857
Total noninterest expense$5,949,0001,633
Salaries and employee benefits$3,058,0001,756
Premises and equipment expense$1,185,0001,003
Additional noninterest expense$1,706,0001,770
Pre-tax net operating income$4,105,0001,085
Securities gains (losses)$6,0002,403
Applicable income taxes$04,338
Income before extraordinary items$4,111,000888
Extraordinary gains, net$016
Net income$4,111,000886
Minority interest net income$071
Net income of bank and minority interests.$4,111,000887
Net charge-offs$16,0002,882
Cash dividends$2,800,000592
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,105,000868
2016-03-31 (YTD Data)Rank
Total interest income$4,030,0001,575
Total interest expense$436,0001,583
Net interest income$3,594,0001,564
Provision for loan and lease losses$55,0002,084
Total noninterest income$1,279,0001,085
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$158,0001,728
Trading account gains and fees$50,000108
Additional Noninterest Income$1,071,000889
Total noninterest expense$2,855,0001,696
Salaries and employee benefits$1,553,0001,734
Premises and equipment expense$603,0001,009
Additional noninterest expense$699,0002,090
Pre-tax net operating income$1,963,0001,103
Securities gains (losses)$6,0001,655
Applicable income taxes$04,259
Income before extraordinary items$1,969,000905
Extraordinary gains, net$012
Net income$1,969,000906
Minority interest net income$062
Net income of bank and minority interests.$1,969,000906
Net charge-offs$8,0002,423
Cash dividends$1,400,000569
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,963,000881
2015-12-31 (YTD Data)Rank
Total interest income$15,174,0001,639
Total interest expense$1,867,0001,477
Net interest income$13,307,0001,649
Provision for loan and lease losses$113,0002,956
Total noninterest income$5,580,0001,036
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$771,0001,519
Trading account gains and fees$5,000152
Additional Noninterest Income$4,804,000839
Total noninterest expense$10,967,0001,732
Salaries and employee benefits$5,826,0001,785
Premises and equipment expense$2,224,0001,063
Additional noninterest expense$2,917,0002,058
Pre-tax net operating income$7,807,0001,092
Securities gains (losses)$-3,0005,742
Applicable income taxes$04,402
Income before extraordinary items$7,804,000911
Extraordinary gains, net$023
Net income$7,804,000911
Minority interest net income$081
Net income of bank and minority interests.$7,804,000911
Net charge-offs$108,0002,575
Cash dividends$5,460,000618
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,807,000890
2015-09-30 (YTD Data)Rank
Total interest income$11,282,0001,668
Total interest expense$1,441,0001,450
Net interest income$9,841,0001,683
Provision for loan and lease losses$60,0003,107
Total noninterest income$4,358,0001,023
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$564,0001,566
Trading account gains and fees$-13,0006,231
Additional Noninterest Income$3,807,000825
Total noninterest expense$8,117,0001,761
Salaries and employee benefits$4,300,0001,824
Premises and equipment expense$1,639,0001,106
Additional noninterest expense$2,178,0002,050
Pre-tax net operating income$6,022,0001,087
Securities gains (losses)$-2,0005,864
Applicable income taxes$04,489
Income before extraordinary items$6,020,000893
Extraordinary gains, net$021
Net income$6,020,000894
Minority interest net income$078
Net income of bank and minority interests.$6,020,000893
Net charge-offs$40,0002,937
Cash dividends$2,870,000754
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,022,000867
2015-06-30 (YTD Data)Rank
Total interest income$7,542,0001,667
Total interest expense$976,0001,433
Net interest income$6,566,0001,690
Provision for loan and lease losses$60,0002,661
Total noninterest income$2,972,0001,009
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$367,0001,582
Trading account gains and fees$-46,0006,329
Additional Noninterest Income$2,651,000793
Total noninterest expense$5,414,0001,770
Salaries and employee benefits$2,877,0001,828
Premises and equipment expense$1,081,0001,118
Additional noninterest expense$1,456,0002,055
Pre-tax net operating income$4,064,0001,071
Securities gains (losses)$-2,0005,970
Applicable income taxes$04,497
Income before extraordinary items$4,062,000878
Extraordinary gains, net$022
Net income$4,062,000878
Minority interest net income$075
Net income of bank and minority interests.$4,062,000878
Net charge-offs$-25,0005,541
Cash dividends$2,870,000528
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,064,000855
2015-03-31 (YTD Data)Rank
Total interest income$3,758,0001,664
Total interest expense$498,0001,409
Net interest income$3,260,0001,693
Provision for loan and lease losses$60,0001,893
Total noninterest income$1,616,000921
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$181,0001,573
Trading account gains and fees$-7,0006,391
Additional Noninterest Income$1,442,000704
Total noninterest expense$2,663,0001,794
Salaries and employee benefits$1,443,0001,830
Premises and equipment expense$539,0001,128
Additional noninterest expense$681,0002,150
Pre-tax net operating income$2,153,0001,000
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,153,000814
Extraordinary gains, net$013
Net income$2,153,000812
Minority interest net income$064
Net income of bank and minority interests.$2,153,000814
Net charge-offs$-10,0005,418
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,153,000784
2014-12-31 (YTD Data)Rank
Total interest income$15,574,0001,599
Total interest expense$2,046,0001,444
Net interest income$13,528,0001,639
Provision for loan and lease losses$520,0001,424
Total noninterest income$5,458,0001,032
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$851,0001,496
Trading account gains and fees$115,000131
Additional Noninterest Income$4,492,000825
Total noninterest expense$11,332,0001,692
Salaries and employee benefits$5,622,0001,837
Premises and equipment expense$2,031,0001,177
Additional noninterest expense$3,679,0001,683
Pre-tax net operating income$7,134,0001,134
Securities gains (losses)$23,0002,251
Applicable income taxes$04,531
Income before extraordinary items$7,157,000934
Extraordinary gains, net$017
Net income$7,157,000933
Minority interest net income$084
Net income of bank and minority interests.$7,157,000933
Net charge-offs$248,0002,232
Cash dividends$4,795,000630
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,134,000909
2014-09-30 (YTD Data)Rank
Total interest income$11,719,0001,598
Total interest expense$1,517,0001,485
Net interest income$10,202,0001,626
Provision for loan and lease losses$400,0001,373
Total noninterest income$3,720,0001,112
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$639,0001,505
Trading account gains and fees$108,000116
Additional Noninterest Income$2,973,000908
Total noninterest expense$8,038,0001,780
Salaries and employee benefits$4,113,0001,878
Premises and equipment expense$1,510,0001,193
Additional noninterest expense$2,415,0001,903
Pre-tax net operating income$5,484,0001,124
Securities gains (losses)$-8,0006,123
Applicable income taxes$04,583
Income before extraordinary items$5,476,000908
Extraordinary gains, net$015
Net income$5,476,000907
Minority interest net income$081
Net income of bank and minority interests.$5,476,000907
Net charge-offs$313,0001,564
Cash dividends$3,625,000580
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,484,000887
2014-06-30 (YTD Data)Rank
Total interest income$7,741,0001,608
Total interest expense$990,0001,522
Net interest income$6,751,0001,627
Provision for loan and lease losses$280,0001,354
Total noninterest income$2,488,0001,099
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$408,0001,535
Trading account gains and fees$68,000128
Additional Noninterest Income$2,012,000887
Total noninterest expense$5,483,0001,732
Salaries and employee benefits$2,759,0001,874
Premises and equipment expense$1,008,0001,206
Additional noninterest expense$1,716,0001,785
Pre-tax net operating income$3,476,0001,140
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$3,476,000935
Extraordinary gains, net$020
Net income$3,476,000935
Minority interest net income$080
Net income of bank and minority interests.$3,476,000935
Net charge-offs$265,0001,354
Cash dividends$2,325,000574
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,476,000915
2014-03-31 (YTD Data)Rank
Total interest income$3,806,0001,626
Total interest expense$507,0001,495
Net interest income$3,299,0001,658
Provision for loan and lease losses$160,0001,150
Total noninterest income$1,171,0001,107
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$199,0001,558
Trading account gains and fees$0147
Additional Noninterest Income$972,000861
Total noninterest expense$2,582,0001,835
Salaries and employee benefits$1,378,0001,885
Premises and equipment expense$494,0001,249
Additional noninterest expense$710,0002,120
Pre-tax net operating income$1,728,0001,108
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,728,000905
Extraordinary gains, net$016
Net income$1,728,000906
Minority interest net income$066
Net income of bank and minority interests.$1,728,000906
Net charge-offs$133,0001,191
Cash dividends$1,075,000573
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,728,000881
2013-12-31 (YTD Data)Rank
Total interest income$14,329,0001,740
Total interest expense$1,910,0001,777
Net interest income$12,419,0001,729
Provision for loan and lease losses$390,0002,146
Total noninterest income$4,205,0001,281
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$876,0001,523
Trading account gains and fees$0184
Additional Noninterest Income$3,329,0001,074
Total noninterest expense$10,613,0001,803
Salaries and employee benefits$5,244,0001,940
Premises and equipment expense$1,992,0001,191
Additional noninterest expense$3,377,0001,879
Pre-tax net operating income$5,621,0001,305
Securities gains (losses)$-7,0006,216
Applicable income taxes$04,631
Income before extraordinary items$5,614,0001,102
Extraordinary gains, net$029
Net income$5,614,0001,105
Minority interest net income$090
Net income of bank and minority interests.$5,614,0001,105
Net charge-offs$767,0001,536
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,621,0001,074
2013-09-30 (YTD Data)Rank
Total interest income$10,506,0001,790
Total interest expense$1,408,0001,847
Net interest income$9,098,0001,773
Provision for loan and lease losses$250,0002,282
Total noninterest income$3,208,0001,283
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$654,0001,528
Trading account gains and fees$0180
Additional Noninterest Income$2,554,0001,087
Total noninterest expense$7,890,0001,818
Salaries and employee benefits$3,903,0001,966
Premises and equipment expense$1,495,0001,202
Additional noninterest expense$2,492,0001,892
Pre-tax net operating income$4,166,0001,348
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,166,0001,115
Extraordinary gains, net$025
Net income$4,166,0001,117
Minority interest net income$084
Net income of bank and minority interests.$4,166,0001,117
Net charge-offs$621,0001,393
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,166,0001,096
2013-06-30 (YTD Data)Rank
Total interest income$6,966,0001,796
Total interest expense$939,0001,883
Net interest income$6,027,0001,778
Provision for loan and lease losses$150,0002,434
Total noninterest income$2,149,0001,295
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$441,0001,499
Trading account gains and fees$0157
Additional Noninterest Income$1,708,0001,090
Total noninterest expense$5,105,0001,869
Salaries and employee benefits$2,597,0001,981
Premises and equipment expense$990,0001,208
Additional noninterest expense$1,518,0002,043
Pre-tax net operating income$2,921,0001,272
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,921,0001,062
Extraordinary gains, net$022
Net income$2,921,0001,063
Minority interest net income$082
Net income of bank and minority interests.$2,921,0001,065
Net charge-offs$449,0001,336
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,921,0001,022
2013-03-31 (YTD Data)Rank
Total interest income$3,510,0001,801
Total interest expense$476,0001,909
Net interest income$3,034,0001,774
Provision for loan and lease losses$100,0002,044
Total noninterest income$1,067,0001,307
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$233,0001,413
Trading account gains and fees$0148
Additional Noninterest Income$834,0001,119
Total noninterest expense$2,546,0001,889
Salaries and employee benefits$1,304,0001,989
Premises and equipment expense$487,0001,242
Additional noninterest expense$755,0002,067
Pre-tax net operating income$1,455,0001,253
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,455,0001,048
Extraordinary gains, net$010
Net income$1,455,0001,048
Minority interest net income$076
Net income of bank and minority interests.$1,455,0001,050
Net charge-offs$437,000839
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,455,000999
2012-12-31 (YTD Data)Rank
Total interest income$14,559,0001,808
Total interest expense$2,777,0001,599
Net interest income$11,782,0001,859
Provision for loan and lease losses$678,0002,304
Total noninterest income$4,180,0001,285
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$989,0001,421
Trading account gains and fees$0166
Additional Noninterest Income$3,191,0001,110
Total noninterest expense$10,402,0001,850
Salaries and employee benefits$5,262,0001,911
Premises and equipment expense$1,973,0001,198
Additional noninterest expense$3,167,0002,050
Pre-tax net operating income$4,882,0001,404
Securities gains (losses)$-1,0006,602
Applicable income taxes$04,751
Income before extraordinary items$4,881,0001,215
Extraordinary gains, net$029
Net income$4,881,0001,217
Minority interest net income$093
Net income of bank and minority interests.$4,881,0001,216
Net charge-offs$677,0002,269
Cash dividends$3,250,000813
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,882,0001,148
2012-09-30 (YTD Data)Rank
Total interest income$10,986,0001,831
Total interest expense$2,206,0001,577
Net interest income$8,780,0001,893
Provision for loan and lease losses$425,0002,500
Total noninterest income$3,111,0001,306
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$720,0001,479
Trading account gains and fees$0157
Additional Noninterest Income$2,391,0001,109
Total noninterest expense$7,727,0001,854
Salaries and employee benefits$3,963,0001,900
Premises and equipment expense$1,475,0001,212
Additional noninterest expense$2,289,0002,129
Pre-tax net operating income$3,739,0001,410
Securities gains (losses)$1,0003,476
Applicable income taxes$04,802
Income before extraordinary items$3,740,0001,203
Extraordinary gains, net$020
Net income$3,740,0001,204
Minority interest net income$086
Net income of bank and minority interests.$3,740,0001,204
Net charge-offs$510,0002,161
Cash dividends$2,400,000665
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,739,0001,135
2012-06-30 (YTD Data)Rank
Total interest income$7,332,0001,841
Total interest expense$1,549,0001,555
Net interest income$5,783,0001,913
Provision for loan and lease losses$375,0002,150
Total noninterest income$2,033,0001,317
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$465,0001,508
Trading account gains and fees$0153
Additional Noninterest Income$1,568,0001,099
Total noninterest expense$4,980,0001,932
Salaries and employee benefits$2,660,0001,887
Premises and equipment expense$982,0001,219
Additional noninterest expense$1,338,0002,424
Pre-tax net operating income$2,461,0001,411
Securities gains (losses)$1,0003,081
Applicable income taxes$04,770
Income before extraordinary items$2,462,0001,213
Extraordinary gains, net$019
Net income$2,462,0001,214
Minority interest net income$084
Net income of bank and minority interests.$2,462,0001,213
Net charge-offs$406,0001,989
Cash dividends$1,600,000642
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,461,0001,145
2012-03-31 (YTD Data)Rank
Total interest income$3,744,0001,816
Total interest expense$815,0001,543
Net interest income$2,929,0001,894
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,065,0001,269
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$225,0001,541
Trading account gains and fees$0148
Additional Noninterest Income$840,0001,036
Total noninterest expense$2,530,0001,889
Salaries and employee benefits$1,349,0001,863
Premises and equipment expense$508,0001,177
Additional noninterest expense$673,0002,379
Pre-tax net operating income$1,164,0001,482
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,164,0001,242
Extraordinary gains, net$019
Net income$1,164,0001,243
Minority interest net income$078
Net income of bank and minority interests.$1,164,0001,243
Net charge-offs$123,0002,278
Cash dividends$750,000607
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,164,0001,177
2011-12-31 (YTD Data)Rank
Total interest income$15,885,0001,773
Total interest expense$3,915,0001,551
Net interest income$11,970,0001,846
Provision for loan and lease losses$1,976,0001,581
Total noninterest income$4,338,0001,173
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,007,0001,472
Trading account gains and fees$0146
Additional Noninterest Income$3,331,000962
Total noninterest expense$10,469,0001,839
Salaries and employee benefits$5,488,0001,763
Premises and equipment expense$1,960,0001,278
Additional noninterest expense$3,021,0002,193
Pre-tax net operating income$3,863,0001,478
Securities gains (losses)$252,0001,273
Applicable income taxes$04,719
Income before extraordinary items$4,115,0001,217
Extraordinary gains, net$029
Net income$4,115,0001,217
Minority interest net income$096
Net income of bank and minority interests.$4,115,0001,217
Net charge-offs$2,501,0001,353
Cash dividends$1,810,0001,042
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,863,0001,219
2011-09-30 (YTD Data)Rank
Total interest income$12,065,0001,771
Total interest expense$2,995,0001,579
Net interest income$9,070,0001,837
Provision for loan and lease losses$1,450,0001,542
Total noninterest income$3,202,0001,184
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$764,0001,464
Trading account gains and fees$0145
Additional Noninterest Income$2,438,000972
Total noninterest expense$7,882,0001,832
Salaries and employee benefits$4,039,0001,814
Premises and equipment expense$1,503,0001,270
Additional noninterest expense$2,340,0002,140
Pre-tax net operating income$2,940,0001,516
Securities gains (losses)$247,0001,055
Applicable income taxes$04,740
Income before extraordinary items$3,187,0001,215
Extraordinary gains, net$021
Net income$3,187,0001,215
Minority interest net income$087
Net income of bank and minority interests.$3,187,0001,215
Net charge-offs$787,0002,164
Cash dividends$1,560,000805
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,940,0001,244
2011-06-30 (YTD Data)Rank
Total interest income$8,138,0001,770
Total interest expense$2,047,0001,602
Net interest income$6,091,0001,833
Provision for loan and lease losses$600,0002,044
Total noninterest income$2,200,0001,153
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$508,0001,441
Trading account gains and fees$0153
Additional Noninterest Income$1,692,000938
Total noninterest expense$5,446,0001,790
Salaries and employee benefits$2,716,0001,809
Premises and equipment expense$1,000,0001,284
Additional noninterest expense$1,730,0001,974
Pre-tax net operating income$2,245,0001,309
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,245,0001,104
Extraordinary gains, net$015
Net income$2,245,0001,104
Minority interest net income$089
Net income of bank and minority interests.$2,245,0001,104
Net charge-offs$633,0001,898
Cash dividends$1,000,000803
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,245,0001,069
2011-03-31 (YTD Data)Rank
Total interest income$4,050,0001,777
Total interest expense$1,031,0001,646
Net interest income$3,019,0001,840
Provision for loan and lease losses$300,0001,892
Total noninterest income$1,132,0001,109
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$262,0001,366
Trading account gains and fees$0158
Additional Noninterest Income$870,000908
Total noninterest expense$2,745,0001,795
Salaries and employee benefits$1,373,0001,801
Premises and equipment expense$505,0001,295
Additional noninterest expense$867,0001,954
Pre-tax net operating income$1,106,0001,315
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,106,0001,108
Extraordinary gains, net$09
Net income$1,106,0001,107
Minority interest net income$086
Net income of bank and minority interests.$1,106,0001,108
Net charge-offs$504,0001,331
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,106,0001,079
2010-12-31 (YTD Data)Rank
Total interest income$16,903,0001,786
Total interest expense$5,589,0001,487
Net interest income$11,314,0001,925
Provision for loan and lease losses$2,925,0001,644
Total noninterest income$4,382,0001,186
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,102,0001,379
Trading account gains and fees$0175
Additional Noninterest Income$3,280,000994
Total noninterest expense$10,746,0001,830
Salaries and employee benefits$5,209,0001,869
Premises and equipment expense$2,064,0001,251
Additional noninterest expense$3,473,0002,017
Pre-tax net operating income$2,025,0002,214
Securities gains (losses)$29,0002,945
Applicable income taxes$04,655
Income before extraordinary items$2,054,0001,976
Extraordinary gains, net$029
Net income$2,054,0001,977
Minority interest net income$0111
Net income of bank and minority interests.$2,054,0001,978
Net charge-offs$2,369,0001,690
Cash dividends$750,0001,830
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,025,0001,925
2010-09-30 (YTD Data)Rank
Total interest income$12,698,0001,823
Total interest expense$4,447,0001,455
Net interest income$8,251,0002,005
Provision for loan and lease losses$2,360,0001,486
Total noninterest income$3,496,0001,128
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$817,0001,438
Trading account gains and fees$0165
Additional Noninterest Income$2,679,000895
Total noninterest expense$8,504,0001,742
Salaries and employee benefits$4,168,0001,761
Premises and equipment expense$1,545,0001,282
Additional noninterest expense$2,791,0001,874
Pre-tax net operating income$883,0003,307
Securities gains (losses)$29,0002,736
Applicable income taxes$04,726
Income before extraordinary items$912,0003,055
Extraordinary gains, net$023
Net income$912,0003,053
Minority interest net income$0110
Net income of bank and minority interests.$912,0003,056
Net charge-offs$2,143,0001,446
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$883,0002,983
2010-06-30 (YTD Data)Rank
Total interest income$8,388,0001,868
Total interest expense$3,189,0001,409
Net interest income$5,199,0002,122
Provision for loan and lease losses$2,120,0001,231
Total noninterest income$2,249,0001,130
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$529,0001,489
Trading account gains and fees$0152
Additional Noninterest Income$1,720,000886
Total noninterest expense$5,728,0001,728
Salaries and employee benefits$2,796,0001,758
Premises and equipment expense$1,053,0001,255
Additional noninterest expense$1,879,0001,858
Pre-tax net operating income$-400,0006,669
Securities gains (losses)$8,0002,663
Applicable income taxes$04,691
Income before extraordinary items$-392,0006,777
Extraordinary gains, net$019
Net income$-392,0006,779
Minority interest net income$0105
Net income of bank and minority interests.$-392,0006,778
Net charge-offs$1,839,0001,199
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-400,0006,741
2010-03-31 (YTD Data)Rank
Total interest income$4,362,0001,834
Total interest expense$1,622,0001,454
Net interest income$2,740,0002,037
Provision for loan and lease losses$1,810,000798
Total noninterest income$1,112,0001,123
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$257,0001,518
Trading account gains and fees$0175
Additional Noninterest Income$855,000896
Total noninterest expense$2,925,0001,707
Salaries and employee benefits$1,444,0001,735
Premises and equipment expense$544,0001,254
Additional noninterest expense$937,0001,839
Pre-tax net operating income$-883,0007,377
Securities gains (losses)$8,0001,783
Applicable income taxes$04,611
Income before extraordinary items$-875,0007,435
Extraordinary gains, net$016
Net income$-875,0007,435
Minority interest net income$091
Net income of bank and minority interests.$-875,0007,436
Net charge-offs$1,550,000769
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-883,0007,427
2009-12-31 (YTD Data)Rank
Total interest income$18,168,0001,864
Total interest expense$7,187,0001,646
Net interest income$10,981,0002,003
Provision for loan and lease losses$1,922,0002,531
Total noninterest income$4,387,0001,220
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,044,0001,616
Trading account gains and fees$0211
Additional Noninterest Income$3,343,000975
Total noninterest expense$12,258,0001,665
Salaries and employee benefits$5,431,0001,827
Premises and equipment expense$2,139,0001,275
Additional noninterest expense$4,688,0001,593
Pre-tax net operating income$1,188,0002,724
Securities gains (losses)$40,0002,746
Applicable income taxes$04,388
Income before extraordinary items$1,228,0002,434
Extraordinary gains, net$034
Net income$1,228,0002,432
Minority interest net income$0115
Net income of bank and minority interests.$1,228,0002,433
Net charge-offs$1,140,0002,714
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,188,0002,448
2009-09-30 (YTD Data)Rank
Total interest income$13,479,0001,917
Total interest expense$5,384,0001,722
Net interest income$8,095,0002,032
Provision for loan and lease losses$1,462,0002,257
Total noninterest income$3,127,0001,277
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$754,0001,674
Trading account gains and fees$0212
Additional Noninterest Income$2,373,0001,019
Total noninterest expense$9,282,0001,637
Salaries and employee benefits$4,067,0001,840
Premises and equipment expense$1,631,0001,264
Additional noninterest expense$3,584,0001,500
Pre-tax net operating income$478,0003,959
Securities gains (losses)$36,0002,456
Applicable income taxes$04,592
Income before extraordinary items$514,0003,643
Extraordinary gains, net$027
Net income$514,0003,641
Minority interest net income$0118
Net income of bank and minority interests.$514,0003,643
Net charge-offs$888,0002,331
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$478,0003,679
2009-06-30 (YTD Data)Rank
Total interest income$8,971,0001,965
Total interest expense$3,540,0001,826
Net interest income$5,431,0002,018
Provision for loan and lease losses$892,0002,215
Total noninterest income$2,048,0001,308
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$494,0001,688
Trading account gains and fees$0193
Additional Noninterest Income$1,554,0001,064
Total noninterest expense$6,244,0001,654
Salaries and employee benefits$2,726,0001,854
Premises and equipment expense$1,106,0001,270
Additional noninterest expense$2,412,0001,522
Pre-tax net operating income$343,0003,956
Securities gains (losses)$19,0002,345
Applicable income taxes$04,657
Income before extraordinary items$362,0003,648
Extraordinary gains, net$021
Net income$362,0003,646
Minority interest net income$0112
Net income of bank and minority interests.$362,0003,647
Net charge-offs$392,0002,633
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$343,0003,613
2009-03-31 (YTD Data)Rank
Total interest income$4,465,0001,992
Total interest expense$1,706,0001,938
Net interest income$2,759,0001,982
Provision for loan and lease losses$240,0002,611
Total noninterest income$986,0001,296
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$252,0001,601
Trading account gains and fees$0171
Additional Noninterest Income$734,0001,081
Total noninterest expense$2,882,0001,720
Salaries and employee benefits$1,419,0001,831
Premises and equipment expense$545,0001,314
Additional noninterest expense$918,0001,763
Pre-tax net operating income$623,0001,991
Securities gains (losses)$19,0001,701
Applicable income taxes$04,835
Income before extraordinary items$642,0001,681
Extraordinary gains, net$015
Net income$642,0001,682
Minority interest net income$0102
Net income of bank and minority interests.$642,0001,683
Net charge-offs$147,0002,444
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$623,0001,640
2008-12-31 (YTD Data)Rank
Total interest income$18,818,0002,024
Total interest expense$8,118,0001,945
Net interest income$10,700,0002,068
Provision for loan and lease losses$1,891,0001,870
Total noninterest income$2,373,0001,884
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$957,0001,824
Trading account gains and fees$0154
Additional Noninterest Income$1,416,0001,666
Total noninterest expense$10,270,0001,886
Salaries and employee benefits$5,754,0001,774
Premises and equipment expense$2,178,0001,255
Additional noninterest expense$2,338,0002,481
Pre-tax net operating income$912,0003,925
Securities gains (losses)$100,0001,125
Applicable income taxes$04,979
Income before extraordinary items$1,012,0003,264
Extraordinary gains, net$039
Net income$1,012,0003,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,739,0001,406
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$912,0003,607
2008-09-30 (YTD Data)Rank
Total interest income$14,362,0002,032
Total interest expense$6,317,0001,949
Net interest income$8,045,0002,084
Provision for loan and lease losses$621,0002,434
Total noninterest income$1,840,0001,885
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$722,0001,823
Trading account gains and fees$0148
Additional Noninterest Income$1,118,0001,677
Total noninterest expense$7,699,0001,865
Salaries and employee benefits$4,420,0001,752
Premises and equipment expense$1,648,0001,249
Additional noninterest expense$1,631,0002,572
Pre-tax net operating income$1,565,0002,755
Securities gains (losses)$100,000968
Applicable income taxes$05,372
Income before extraordinary items$1,665,0002,122
Extraordinary gains, net$031
Net income$1,665,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,0001,731
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,565,0002,357
2008-06-30 (YTD Data)Rank
Total interest income$9,631,0002,062
Total interest expense$4,345,0001,992
Net interest income$5,286,0002,105
Provision for loan and lease losses$266,0002,733
Total noninterest income$1,122,0002,055
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$472,0001,835
Trading account gains and fees$0149
Additional Noninterest Income$650,0001,894
Total noninterest expense$4,952,0001,941
Salaries and employee benefits$3,006,0001,735
Premises and equipment expense$1,104,0001,244
Additional noninterest expense$842,0003,208
Pre-tax net operating income$1,190,0002,602
Securities gains (losses)$98,000979
Applicable income taxes$05,627
Income before extraordinary items$1,288,0002,055
Extraordinary gains, net$021
Net income$1,288,0002,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,916
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,190,0002,169
2008-03-31 (YTD Data)Rank
Total interest income$4,973,0002,042
Total interest expense$2,318,0002,001
Net interest income$2,655,0002,093
Provision for loan and lease losses$155,0002,087
Total noninterest income$411,0002,553
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$226,0001,875
Trading account gains and fees$0158
Additional Noninterest Income$185,0002,689
Total noninterest expense$2,309,0002,077
Salaries and employee benefits$1,497,0001,759
Premises and equipment expense$552,0001,243
Additional noninterest expense$260,0004,564
Pre-tax net operating income$602,0002,694
Securities gains (losses)$96,000733
Applicable income taxes$05,622
Income before extraordinary items$698,0002,038
Extraordinary gains, net$015
Net income$698,0002,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0001,464
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$602,0002,233
2007-12-31 (YTD Data)Rank
Total interest income$21,478,0001,970
Total interest expense$9,911,0001,959
Net interest income$11,567,0001,966
Provision for loan and lease losses$734,0001,787
Total noninterest income$4,082,0001,282
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$978,0001,797
Trading account gains and fees$0178
Additional Noninterest Income$3,104,000987
Total noninterest expense$17,275,0001,087
Salaries and employee benefits$6,927,0001,455
Premises and equipment expense$2,141,0001,241
Additional noninterest expense$8,207,000698
Pre-tax net operating income$-2,360,0008,321
Securities gains (losses)$28,000991
Applicable income taxes$06,070
Income before extraordinary items$-2,332,0008,356
Extraordinary gains, net$039
Net income$-2,332,0008,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$734,0001,286
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-2,360,0008,347
2007-09-30 (YTD Data)Rank
Total interest income$16,225,0001,954
Total interest expense$7,431,0001,966
Net interest income$8,794,0001,953
Provision for loan and lease losses$242,0002,667
Total noninterest income$3,218,0001,228
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$743,0001,759
Trading account gains and fees$0184
Additional Noninterest Income$2,475,000943
Total noninterest expense$14,900,000937
Salaries and employee benefits$5,756,0001,305
Premises and equipment expense$1,610,0001,227
Additional noninterest expense$7,534,000562
Pre-tax net operating income$-3,130,0008,495
Securities gains (losses)$5,0001,185
Applicable income taxes$06,220
Income before extraordinary items$-3,125,0008,505
Extraordinary gains, net$033
Net income$-3,125,0008,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,715
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-3,130,0008,497
2007-06-30 (YTD Data)Rank
Total interest income$10,821,0001,968
Total interest expense$4,841,0002,004
Net interest income$5,980,0001,934
Provision for loan and lease losses$56,0004,239
Total noninterest income$2,625,0001,076
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$483,0001,802
Trading account gains and fees$0168
Additional Noninterest Income$2,142,000813
Total noninterest expense$6,343,0001,447
Salaries and employee benefits$3,885,0001,309
Premises and equipment expense$1,063,0001,258
Additional noninterest expense$1,395,0001,934
Pre-tax net operating income$2,206,0001,991
Securities gains (losses)$5,0001,010
Applicable income taxes$06,265
Income before extraordinary items$2,211,0001,584
Extraordinary gains, net$029
Net income$2,211,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,700
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,206,0001,567
2007-03-31 (YTD Data)Rank
Total interest income$5,386,0001,976
Total interest expense$2,366,0002,029
Net interest income$3,020,0001,910
Provision for loan and lease losses$30,0003,737
Total noninterest income$1,591,000902
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$241,0001,760
Trading account gains and fees$0195
Additional Noninterest Income$1,350,000654
Total noninterest expense$3,409,0001,366
Salaries and employee benefits$2,215,0001,165
Premises and equipment expense$524,0001,287
Additional noninterest expense$670,0001,972
Pre-tax net operating income$1,172,0001,899
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,172,0001,477
Extraordinary gains, net$022
Net income$1,172,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,253
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,172,0001,469
2006-12-31 (YTD Data)Rank
Total interest income$20,227,0001,959
Total interest expense$7,849,0002,078
Net interest income$12,378,0001,867
Provision for loan and lease losses$309,0002,715
Total noninterest income$5,200,0001,058
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,063,0001,664
Trading account gains and fees$0130
Additional Noninterest Income$4,137,000791
Total noninterest expense$12,351,0001,449
Salaries and employee benefits$7,538,0001,296
Premises and equipment expense$2,006,0001,292
Additional noninterest expense$2,807,0001,876
Pre-tax net operating income$4,918,0001,913
Securities gains (losses)$2,0001,439
Applicable income taxes$-225,0008,473
Income before extraordinary items$5,145,0001,420
Extraordinary gains, net$051
Net income$5,145,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,637
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,143,0001,405
2006-09-30 (YTD Data)Rank
Total interest income$14,839,0001,990
Total interest expense$5,594,0002,114
Net interest income$9,245,0001,891
Provision for loan and lease losses$224,0002,697
Total noninterest income$3,561,0001,146
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$794,0001,669
Trading account gains and fees$0126
Additional Noninterest Income$2,767,000874
Total noninterest expense$8,864,0001,518
Salaries and employee benefits$5,365,0001,382
Premises and equipment expense$1,470,0001,329
Additional noninterest expense$2,029,0001,927
Pre-tax net operating income$3,718,0001,961
Securities gains (losses)$01,388
Applicable income taxes$-225,0008,634
Income before extraordinary items$3,943,0001,429
Extraordinary gains, net$045
Net income$3,943,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,338
Cash dividends$1,000,0001,917
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,943,0001,413
2006-06-30 (YTD Data)Rank
Total interest income$9,495,0002,027
Total interest expense$3,451,0002,158
Net interest income$6,044,0001,931
Provision for loan and lease losses$148,0002,699
Total noninterest income$2,038,0001,292
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$526,0001,668
Trading account gains and fees$0126
Additional Noninterest Income$1,512,0001,008
Total noninterest expense$5,480,0001,632
Salaries and employee benefits$3,237,0001,539
Premises and equipment expense$950,0001,363
Additional noninterest expense$1,293,0002,039
Pre-tax net operating income$2,454,0001,983
Securities gains (losses)$2,000970
Applicable income taxes$-215,0008,694
Income before extraordinary items$2,671,0001,403
Extraordinary gains, net$039
Net income$2,671,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,381
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,669,0001,397
2006-03-31 (YTD Data)Rank
Total interest income$4,451,0002,115
Total interest expense$1,559,0002,262
Net interest income$2,892,0002,009
Provision for loan and lease losses$75,0002,394
Total noninterest income$766,0001,567
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$255,0001,654
Trading account gains and fees$0115
Additional Noninterest Income$511,0001,323
Total noninterest expense$2,421,0001,841
Salaries and employee benefits$1,361,0001,812
Premises and equipment expense$461,0001,412
Additional noninterest expense$599,0002,159
Pre-tax net operating income$1,162,0002,035
Securities gains (losses)$2,000793
Applicable income taxes$-215,0008,740
Income before extraordinary items$1,379,0001,327
Extraordinary gains, net$021
Net income$1,379,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,357
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,377,0001,310
2005-12-31 (YTD Data)Rank
Total interest income$16,164,0002,062
Total interest expense$5,354,0002,074
Net interest income$10,810,0002,055
Provision for loan and lease losses$623,0001,583
Total noninterest income$3,489,0001,431
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,054,0001,648
Trading account gains and fees$0138
Additional Noninterest Income$2,435,0001,183
Total noninterest expense$9,182,0001,847
Salaries and employee benefits$4,842,0001,915
Premises and equipment expense$1,738,0001,406
Additional noninterest expense$2,602,0001,944
Pre-tax net operating income$4,494,0002,028
Securities gains (losses)$6,0001,641
Applicable income taxes$843,0002,530
Income before extraordinary items$3,657,0001,880
Extraordinary gains, net$046
Net income$3,657,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,421
Cash dividends$3,050,0001,004
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,652,1401,861
2005-09-30 (YTD Data)Rank
Total interest income$11,765,0002,074
Total interest expense$3,863,0002,046
Net interest income$7,902,0002,092
Provision for loan and lease losses$365,0001,851
Total noninterest income$2,534,0001,471
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$769,0001,673
Trading account gains and fees$0126
Additional Noninterest Income$1,765,0001,207
Total noninterest expense$6,632,0001,891
Salaries and employee benefits$3,504,0001,947
Premises and equipment expense$1,280,0001,422
Additional noninterest expense$1,848,0002,013
Pre-tax net operating income$3,439,0002,010
Securities gains (losses)$6,0001,641
Applicable income taxes$737,0002,322
Income before extraordinary items$2,708,0001,937
Extraordinary gains, net$035
Net income$2,708,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,370
Cash dividends$1,550,0001,301
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,703,2601,901
2005-06-30 (YTD Data)Rank
Total interest income$7,572,0002,080
Total interest expense$2,463,0002,019
Net interest income$5,109,0002,122
Provision for loan and lease losses$259,0001,734
Total noninterest income$1,808,0001,376
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$497,0001,695
Trading account gains and fees$0116
Additional Noninterest Income$1,311,0001,106
Total noninterest expense$4,426,0001,871
Salaries and employee benefits$2,337,0001,937
Premises and equipment expense$828,0001,456
Additional noninterest expense$1,261,0001,944
Pre-tax net operating income$2,232,0002,003
Securities gains (losses)$2,0001,855
Applicable income taxes$439,0002,459
Income before extraordinary items$1,795,0001,902
Extraordinary gains, net$030
Net income$1,795,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,191
Cash dividends$1,551,000905
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,793,4001,868
2005-03-31 (YTD Data)Rank
Total interest income$3,686,0002,101
Total interest expense$1,185,0001,988
Net interest income$2,501,0002,159
Provision for loan and lease losses$105,0001,941
Total noninterest income$710,0001,628
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$238,0001,705
Trading account gains and fees$0115
Additional Noninterest Income$472,0001,379
Total noninterest expense$2,174,0001,909
Salaries and employee benefits$1,155,0001,970
Premises and equipment expense$419,0001,444
Additional noninterest expense$600,0002,047
Pre-tax net operating income$932,0002,296
Securities gains (losses)$01,685
Applicable income taxes$195,0002,641
Income before extraordinary items$737,0002,233
Extraordinary gains, net$024
Net income$737,0002,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,526
Cash dividends$1,300,000525
Sale, conversion, retirement of capital stock, net$0491
Net operating income$737,0002,195
2004-12-31 (YTD Data)Rank
Total interest income$13,047,0002,205
Total interest expense$4,180,0001,953
Net interest income$8,867,0002,304
Provision for loan and lease losses$480,0002,016
Total noninterest income$3,170,0001,527
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$917,0001,909
Trading account gains and fees$0138
Additional Noninterest Income$2,253,0001,221
Total noninterest expense$8,341,0001,922
Salaries and employee benefits$4,358,0001,999
Premises and equipment expense$1,544,0001,495
Additional noninterest expense$2,439,0002,012
Pre-tax net operating income$3,216,0002,439
Securities gains (losses)$51,0001,720
Applicable income taxes$607,0003,009
Income before extraordinary items$2,660,0002,300
Extraordinary gains, net$034
Net income$2,660,0002,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,836
Cash dividends$1,500,0001,711
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,618,6902,277
2004-09-30 (YTD Data)Rank
Total interest income$9,493,0002,232
Total interest expense$3,051,0001,964
Net interest income$6,442,0002,342
Provision for loan and lease losses$360,0001,934
Total noninterest income$2,425,0001,517
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$683,0001,933
Trading account gains and fees$0134
Additional Noninterest Income$1,742,0001,200
Total noninterest expense$6,175,0001,941
Salaries and employee benefits$3,219,0002,020
Premises and equipment expense$1,120,0001,553
Additional noninterest expense$1,836,0001,960
Pre-tax net operating income$2,332,0002,540
Securities gains (losses)$51,0001,641
Applicable income taxes$424,0003,201
Income before extraordinary items$1,959,0002,364
Extraordinary gains, net$026
Net income$1,959,0002,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,837
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,917,1802,355
2004-06-30 (YTD Data)Rank
Total interest income$6,140,0002,292
Total interest expense$1,984,0001,981
Net interest income$4,156,0002,400
Provision for loan and lease losses$240,0001,886
Total noninterest income$1,602,0001,523
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$448,0001,930
Trading account gains and fees$0130
Additional Noninterest Income$1,154,0001,196
Total noninterest expense$4,043,0001,972
Salaries and employee benefits$2,122,0002,057
Premises and equipment expense$718,0001,610
Additional noninterest expense$1,203,0001,992
Pre-tax net operating income$1,475,0002,625
Securities gains (losses)$39,0001,614
Applicable income taxes$253,0003,373
Income before extraordinary items$1,261,0002,416
Extraordinary gains, net$021
Net income$1,261,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0001,468
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,228,6302,405
2004-03-31 (YTD Data)Rank
Total interest income$2,987,0002,371
Total interest expense$946,0002,111
Net interest income$2,041,0002,442
Provision for loan and lease losses$120,0001,785
Total noninterest income$725,0001,619
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$225,0001,875
Trading account gains and fees$0121
Additional Noninterest Income$500,0001,294
Total noninterest expense$1,989,0002,020
Salaries and employee benefits$1,052,0002,094
Premises and equipment expense$347,0001,687
Additional noninterest expense$590,0002,002
Pre-tax net operating income$657,0002,849
Securities gains (losses)$37,0001,369
Applicable income taxes$100,0003,780
Income before extraordinary items$594,0002,517
Extraordinary gains, net$016
Net income$594,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,482
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$562,1802,573
2003-12-31 (YTD Data)Rank
Total interest income$11,800,0002,420
Total interest expense$3,753,0002,361
Net interest income$8,047,0002,421
Provision for loan and lease losses$610,0001,817
Total noninterest income$4,375,0001,246
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$925,0001,869
Trading account gains and fees$0160
Additional Noninterest Income$3,450,000984
Total noninterest expense$7,990,0001,982
Salaries and employee benefits$4,195,0002,027
Premises and equipment expense$1,561,0001,456
Additional noninterest expense$2,234,0002,157
Pre-tax net operating income$3,822,0002,040
Securities gains (losses)$163,0001,484
Applicable income taxes$813,0002,507
Income before extraordinary items$3,172,0001,945
Extraordinary gains, net$054
Net income$3,172,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$593,0001,400
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,041,6001,921
2003-09-30 (YTD Data)Rank
Total interest income$8,848,0002,459
Total interest expense$2,847,0002,418
Net interest income$6,001,0002,444
Provision for loan and lease losses$460,0001,778
Total noninterest income$3,565,0001,196
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$687,0001,887
Trading account gains and fees$0153
Additional Noninterest Income$2,878,000948
Total noninterest expense$6,052,0001,970
Salaries and employee benefits$3,207,0002,009
Premises and equipment expense$1,197,0001,433
Additional noninterest expense$1,648,0002,174
Pre-tax net operating income$3,054,0002,019
Securities gains (losses)$86,0001,875
Applicable income taxes$662,0002,480
Income before extraordinary items$2,478,0001,943
Extraordinary gains, net$040
Net income$2,478,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,633
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,410,0601,881
2003-06-30 (YTD Data)Rank
Total interest income$5,880,0002,482
Total interest expense$1,935,0002,447
Net interest income$3,945,0002,466
Provision for loan and lease losses$300,0001,769
Total noninterest income$2,394,0001,192
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$453,0001,869
Trading account gains and fees$0150
Additional Noninterest Income$1,941,000934
Total noninterest expense$4,044,0001,943
Salaries and employee benefits$2,130,0002,000
Premises and equipment expense$848,0001,355
Additional noninterest expense$1,066,0002,231
Pre-tax net operating income$1,995,0002,040
Securities gains (losses)$4,0003,287
Applicable income taxes$416,0002,619
Income before extraordinary items$1,583,0002,005
Extraordinary gains, net$030
Net income$1,583,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,341
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,579,8401,904
2003-03-31 (YTD Data)Rank
Total interest income$3,008,0002,443
Total interest expense$992,0002,450
Net interest income$2,016,0002,407
Provision for loan and lease losses$150,0001,666
Total noninterest income$1,138,0001,210
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$228,0001,799
Trading account gains and fees$0134
Additional Noninterest Income$910,000955
Total noninterest expense$1,922,0002,037
Salaries and employee benefits$1,033,0002,047
Premises and equipment expense$345,0001,663
Additional noninterest expense$544,0002,160
Pre-tax net operating income$1,082,0001,904
Securities gains (losses)$4,0002,461
Applicable income taxes$237,0002,409
Income before extraordinary items$849,0001,857
Extraordinary gains, net$021
Net income$849,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,357
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$845,8801,767
2002-12-31 (YTD Data)Rank
Total interest income$13,487,0002,283
Total interest expense$4,704,0002,364
Net interest income$8,783,0002,203
Provision for loan and lease losses$1,130,0001,208
Total noninterest income$3,699,0001,333
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$859,0001,879
Trading account gains and fees$0153
Additional Noninterest Income$2,840,0001,029
Total noninterest expense$7,729,0001,953
Salaries and employee benefits$4,037,0001,979
Premises and equipment expense$1,335,0001,646
Additional noninterest expense$2,357,0001,966
Pre-tax net operating income$3,623,0002,150
Securities gains (losses)$1,0004,369
Applicable income taxes$784,0002,633
Income before extraordinary items$2,840,0002,104
Extraordinary gains, net$070
Net income$2,840,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,050,000929
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,839,2202,034
2001-12-31 (YTD Data)Rank
Total interest income$15,126,0002,254
Total interest expense$7,177,0002,234
Net interest income$7,949,0002,254
Provision for loan and lease losses$758,0001,563
Total noninterest income$2,724,0001,595
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$659,0002,265
Trading account gains and fees$0177
Additional Noninterest Income$2,065,0001,217
Total noninterest expense$6,807,0002,110
Salaries and employee benefits$3,690,0002,039
Premises and equipment expense$1,174,0001,834
Additional noninterest expense$1,943,0002,301
Pre-tax net operating income$3,108,0002,191
Securities gains (losses)$34,0002,711
Applicable income taxes$718,0002,620
Income before extraordinary items$2,424,0002,149
Extraordinary gains, net$0105
Net income$2,424,0002,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,0001,186
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,397,8202,099
2000-12-31 (YTD Data)Rank
Total interest income$15,092,0002,321
Total interest expense$8,169,0002,104
Net interest income$6,923,0002,569
Provision for loan and lease losses$489,0001,917
Total noninterest income$2,260,0001,709
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$503,0002,675
Trading account gains and fees$0180
Additional Noninterest Income$1,757,0001,236
Total noninterest expense$5,941,0002,298
Salaries and employee benefits$3,258,0002,191
Premises and equipment expense$888,0002,335
Additional noninterest expense$1,795,0002,391
Pre-tax net operating income$2,753,0002,562
Securities gains (losses)$01,956
Applicable income taxes$659,0002,927
Income before extraordinary items$2,094,0002,450
Extraordinary gains, net$038
Net income$2,094,0002,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,092
Cash dividends$100,0005,913
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,094,0002,455
1999-12-31 (YTD Data)Rank
Total interest income$11,792,0002,737
Total interest expense$5,599,0002,630
Net interest income$6,193,0002,839
Provision for loan and lease losses$648,0001,408
Total noninterest income$2,082,0001,811
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$365,0003,454
Trading account gains and fees$0173
Additional Noninterest Income$1,717,0001,276
Total noninterest expense$5,045,0002,672
Salaries and employee benefits$2,982,0002,351
Premises and equipment expense$652,0003,055
Additional noninterest expense$1,411,0003,018
Pre-tax net operating income$2,582,0002,721
Securities gains (losses)$4,0002,267
Applicable income taxes$643,0003,075
Income before extraordinary items$1,943,0002,654
Extraordinary gains, net$035
Net income$1,943,0002,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,576
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,940,0002,630
1998-12-31 (YTD Data)Rank
Total interest income$9,540,0003,369
Total interest expense$4,501,0003,308
Net interest income$5,039,0003,360
Provision for loan and lease losses$446,0001,895
Total noninterest income$1,845,0001,954
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$275,0004,205
Trading account gains and fees$0224
Additional Noninterest Income$1,570,0001,362
Total noninterest expense$3,777,0003,389
Salaries and employee benefits$2,154,0003,108
Premises and equipment expense$530,0003,529
Additional noninterest expense$1,093,0003,644
Pre-tax net operating income$2,661,0002,640
Securities gains (losses)$38,0001,949
Applicable income taxes$756,0002,861
Income before extraordinary items$1,943,0002,624
Extraordinary gains, net$032
Net income$1,943,0002,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,658
Cash dividends$10,0007,368
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,915,6402,574
1997-12-31 (YTD Data)Rank
Total interest income$8,725,0003,665
Total interest expense$4,283,0003,431
Net interest income$4,442,0003,853
Provision for loan and lease losses$401,0002,086
Total noninterest income$1,260,0002,518
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$276,0004,331
Trading account gains and feesNANA
Additional Noninterest Income$984,0001,757
Total noninterest expense$3,141,0003,950
Salaries and employee benefits$1,718,0003,800
Premises and equipment expense$459,0003,981
Additional noninterest expense$964,0004,040
Pre-tax net operating income$2,160,0003,292
Securities gains (losses)$8,0002,485
Applicable income taxes$598,0003,681
Income before extraordinary items$1,570,0003,226
Extraordinary gains, net$044
Net income$1,570,0003,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,195
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,564,2403,170
1996-12-31 (YTD Data)Rank
Total interest income$7,779,0004,141
Total interest expense$3,746,0003,939
Net interest income$4,033,0004,289
Provision for loan and lease losses$352,0002,309
Total noninterest income$1,025,0003,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,392
Trading account gains and feesNANA
Additional Noninterest Income$815,0002,085
Total noninterest expense$2,926,0004,381
Salaries and employee benefits$1,587,0004,096
Premises and equipment expense$436,0004,234
Additional noninterest expense$903,0004,735
Pre-tax net operating income$1,780,0003,768
Securities gains (losses)$3,0003,304
Applicable income taxes$465,0004,391
Income before extraordinary items$1,318,0003,590
Extraordinary gains, net$053
Net income$1,318,0003,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,051
Cash dividends$2,125,0001,224
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,315,7803,547
1995-12-31 (YTD Data)Rank
Total interest income$6,632,0004,771
Total interest expense$3,200,0004,481
Net interest income$3,432,0004,942
Provision for loan and lease losses$263,0002,476
Total noninterest income$865,0003,463
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0005,995
Trading account gains and feesNANA
Additional Noninterest Income$682,0002,330
Total noninterest expense$2,558,0004,900
Salaries and employee benefits$1,426,0004,483
Premises and equipment expense$330,0005,249
Additional noninterest expense$802,0005,245
Pre-tax net operating income$1,476,0004,513
Securities gains (losses)$-1,0009,017
Applicable income taxes$391,0005,024
Income before extraordinary items$1,084,0004,303
Extraordinary gains, net$065
Net income$1,084,0004,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,232
Cash dividends$100,0006,741
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,084,7304,293
1994-12-31 (YTD Data)Rank
Total interest income$5,195,0005,493
Total interest expense$2,314,0004,965
Net interest income$2,881,0005,773
Provision for loan and lease losses$231,0002,778
Total noninterest income$677,0004,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0006,885
Trading account gains and feesNANA
Additional Noninterest Income$527,0002,862
Total noninterest expense$2,068,0006,033
Salaries and employee benefits$1,037,0005,912
Premises and equipment expense$276,0006,064
Additional noninterest expense$755,0005,967
Pre-tax net operating income$1,259,0005,058
Securities gains (losses)$-22,00010,411
Applicable income taxes$337,0005,424
Income before extraordinary items$900,0004,917
Extraordinary gains, net$0249
Net income$900,0004,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,425
Cash dividends$60,0007,692
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$916,0604,900
1993-12-31 (YTD Data)Rank
Total interest income$4,410,0006,409
Total interest expense$1,997,0005,842
Net interest income$2,413,0006,711
Provision for loan and lease losses$282,0003,141
Total noninterest income$528,0005,398
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0009,905
Trading account gains and feesNANA
Additional Noninterest Income$474,0003,371
Total noninterest expense$1,686,0007,231
Salaries and employee benefits$803,0007,302
Premises and equipment expense$270,0006,333
Additional noninterest expense$613,0007,218
Pre-tax net operating income$973,0006,006
Securities gains (losses)$9,0005,582
Applicable income taxes$285,0006,264
Income before extraordinary items$697,0006,132
Extraordinary gains, net$80,0001,785
Net income$777,0005,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0003,065
Cash dividends$240,0004,974
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$690,6105,915
1992-12-31 (YTD Data)Rank
Total interest income$4,150,0007,318
Total interest expense$2,113,0006,835
Net interest income$2,037,0007,648
Provision for loan and lease losses$185,0005,429
Total noninterest income$229,0008,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$42,00010,631
Trading account gains and feesNANA
Additional Noninterest Income$187,0005,899
Total noninterest expense$1,388,0008,347
Salaries and employee benefits$625,0008,595
Premises and equipment expense$225,0007,284
Additional noninterest expense$538,0008,106
Pre-tax net operating income$693,0007,141
Securities gains (losses)$87,0003,239
Applicable income taxes$212,0007,328
Income before extraordinary items$568,0006,792
Extraordinary gains, net$01,422
Net income$568,0006,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0006,068
Cash dividends$220,0004,803
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$504,4906,912

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.