Home > Sutter Community Bank > Income and Expense
Sutter Community Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 5,065 |
| Total interest expense | $108,000 | 5,563 |
| Net interest income | $1,889,000 | 4,973 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $133,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $71,000 | 4,828 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,265 |
| Total noninterest expense | $1,992,000 | 4,617 |
| Salaries and employee benefits | $1,063,000 | 4,640 |
| Premises and equipment expense | $134,000 | 5,279 |
| Additional noninterest expense | $795,000 | 4,202 |
| Pre-tax net operating income | $30,000 | 5,874 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-7,000 | 6,056 |
| Income before extraordinary items | $37,000 | 5,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 5,903 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $37,000 | 5,903 |
| Net charge-offs | $-34,000 | 5,497 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $37,000 | 5,860 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 5,097 |
| Total interest expense | $73,000 | 5,606 |
| Net interest income | $1,272,000 | 4,998 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $69,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $46,000 | 4,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $1,321,000 | 4,669 |
| Salaries and employee benefits | $718,000 | 4,666 |
| Premises and equipment expense | $91,000 | 5,304 |
| Additional noninterest expense | $512,000 | 4,308 |
| Pre-tax net operating income | $20,000 | 5,922 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-4,000 | 6,119 |
| Income before extraordinary items | $24,000 | 5,947 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 5,948 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $24,000 | 5,949 |
| Net charge-offs | $-22,000 | 5,499 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $24,000 | 5,906 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 5,109 |
| Total interest expense | $36,000 | 5,670 |
| Net interest income | $647,000 | 5,005 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $43,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 5,398 |
| Total noninterest expense | $676,000 | 4,643 |
| Salaries and employee benefits | $369,000 | 4,635 |
| Premises and equipment expense | $42,000 | 5,437 |
| Additional noninterest expense | $265,000 | 4,242 |
| Pre-tax net operating income | $14,000 | 5,900 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $14,000 | 5,946 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $14,000 | 5,947 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $14,000 | 5,947 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $14,000 | 5,899 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 5,125 |
| Total interest expense | $149,000 | 5,780 |
| Net interest income | $2,709,000 | 5,004 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $186,000 | 5,487 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $87,000 | 5,166 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $99,000 | 5,246 |
| Total noninterest expense | $2,716,000 | 4,716 |
| Salaries and employee benefits | $1,267,000 | 4,979 |
| Premises and equipment expense | $175,000 | 5,513 |
| Additional noninterest expense | $1,274,000 | 3,923 |
| Pre-tax net operating income | $179,000 | 5,711 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-65,000 | 6,233 |
| Income before extraordinary items | $244,000 | 5,549 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $244,000 | 5,548 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $244,000 | 5,549 |
| Net charge-offs | $-54,000 | 6,011 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $244,000 | 5,499 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 5,202 |
| Total interest expense | $110,000 | 5,874 |
| Net interest income | $2,004,000 | 5,075 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $156,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $61,000 | 5,306 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $95,000 | 5,103 |
| Total noninterest expense | $2,061,000 | 4,699 |
| Salaries and employee benefits | $917,000 | 5,067 |
| Premises and equipment expense | $133,000 | 5,550 |
| Additional noninterest expense | $1,011,000 | 3,805 |
| Pre-tax net operating income | $99,000 | 5,893 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-49,000 | 6,377 |
| Income before extraordinary items | $148,000 | 5,743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $148,000 | 5,742 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $148,000 | 5,743 |
| Net charge-offs | $-43,000 | 5,996 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $148,000 | 5,704 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 5,329 |
| Total interest expense | $73,000 | 5,932 |
| Net interest income | $1,247,000 | 5,210 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $39,000 | 5,372 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $31,000 | 5,707 |
| Total noninterest expense | $1,350,000 | 4,790 |
| Salaries and employee benefits | $605,000 | 5,129 |
| Premises and equipment expense | $87,000 | 5,612 |
| Additional noninterest expense | $658,000 | 3,889 |
| Pre-tax net operating income | $-33,000 | 6,256 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-72,000 | 6,493 |
| Income before extraordinary items | $39,000 | 6,053 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $39,000 | 6,054 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $39,000 | 6,055 |
| Net charge-offs | $-23,000 | 5,932 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 712 |
| Net operating income | $39,000 | 6,021 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 5,406 |
| Total interest expense | $37,000 | 5,997 |
| Net interest income | $614,000 | 5,284 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $30,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $11,000 | 5,913 |
| Total noninterest expense | $667,000 | 4,857 |
| Salaries and employee benefits | $287,000 | 5,269 |
| Premises and equipment expense | $44,000 | 5,666 |
| Additional noninterest expense | $336,000 | 3,844 |
| Pre-tax net operating income | $-23,000 | 6,298 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-43,000 | 6,566 |
| Income before extraordinary items | $20,000 | 6,051 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,052 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $20,000 | 6,052 |
| Net charge-offs | $-14,000 | 5,900 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $20,000 | 6,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 5,255 |
| Total interest expense | $184,000 | 5,998 |
| Net interest income | $2,764,000 | 5,110 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $204,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $103,000 | 5,218 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $101,000 | 5,361 |
| Total noninterest expense | $2,498,000 | 5,036 |
| Salaries and employee benefits | $1,190,000 | 5,277 |
| Premises and equipment expense | $189,000 | 5,633 |
| Additional noninterest expense | $1,119,000 | 4,349 |
| Pre-tax net operating income | $370,000 | 5,296 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $135,000 | 3,236 |
| Income before extraordinary items | $235,000 | 5,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $235,000 | 5,613 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $235,000 | 5,613 |
| Net charge-offs | $-3,000 | 5,962 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 909 |
| Net operating income | $235,000 | 5,558 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 5,255 |
| Total interest expense | $142,000 | 6,057 |
| Net interest income | $2,139,000 | 5,087 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $162,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $78,000 | 5,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $84,000 | 5,349 |
| Total noninterest expense | $1,882,000 | 5,053 |
| Salaries and employee benefits | $942,000 | 5,189 |
| Premises and equipment expense | $140,000 | 5,693 |
| Additional noninterest expense | $800,000 | 4,478 |
| Pre-tax net operating income | $319,000 | 5,276 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $118,000 | 3,191 |
| Income before extraordinary items | $201,000 | 5,637 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $201,000 | 5,638 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $201,000 | 5,638 |
| Net charge-offs | $9,000 | 4,738 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $201,000 | 5,567 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 5,240 |
| Total interest expense | $99,000 | 6,075 |
| Net interest income | $1,453,000 | 5,056 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $140,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 4,912 |
| Total noninterest expense | $1,272,000 | 5,041 |
| Salaries and employee benefits | $655,000 | 5,136 |
| Premises and equipment expense | $92,000 | 5,743 |
| Additional noninterest expense | $525,000 | 4,521 |
| Pre-tax net operating income | $221,000 | 5,201 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $82,000 | 3,143 |
| Income before extraordinary items | $139,000 | 5,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,615 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $139,000 | 5,615 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $139,000 | 5,511 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 5,167 |
| Total interest expense | $50,000 | 6,143 |
| Net interest income | $773,000 | 4,939 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $96,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,322 |
| Total noninterest expense | $637,000 | 5,070 |
| Salaries and employee benefits | $341,000 | 5,094 |
| Premises and equipment expense | $44,000 | 5,849 |
| Additional noninterest expense | $252,000 | 4,625 |
| Pre-tax net operating income | $157,000 | 4,812 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $58,000 | 2,891 |
| Income before extraordinary items | $99,000 | 5,264 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $99,000 | 5,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $99,000 | 5,266 |
| Net charge-offs | $18,000 | 3,151 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $99,000 | 5,160 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 5,159 |
| Total interest expense | $272,000 | 6,099 |
| Net interest income | $3,260,000 | 4,929 |
| Provision for loan and lease losses | $575,000 | 2,523 |
| Total noninterest income | $535,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $154,000 | 4,735 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $381,000 | 3,695 |
| Total noninterest expense | $2,532,000 | 5,152 |
| Salaries and employee benefits | $1,396,000 | 5,019 |
| Premises and equipment expense | $160,000 | 6,039 |
| Additional noninterest expense | $976,000 | 4,853 |
| Pre-tax net operating income | $688,000 | 4,535 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $263,000 | 2,776 |
| Income before extraordinary items | $425,000 | 5,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $425,000 | 5,127 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $425,000 | 5,128 |
| Net charge-offs | $390,000 | 2,974 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 976 |
| Net operating income | $425,000 | 4,918 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 5,192 |
| Total interest expense | $213,000 | 6,175 |
| Net interest income | $2,502,000 | 4,948 |
| Provision for loan and lease losses | $475,000 | 2,338 |
| Total noninterest income | $507,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $120,000 | 4,730 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $387,000 | 3,315 |
| Total noninterest expense | $1,963,000 | 5,108 |
| Salaries and employee benefits | $1,099,000 | 4,925 |
| Premises and equipment expense | $118,000 | 6,124 |
| Additional noninterest expense | $746,000 | 4,848 |
| Pre-tax net operating income | $571,000 | 4,538 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $207,000 | 2,796 |
| Income before extraordinary items | $364,000 | 5,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $364,000 | 5,105 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $364,000 | 5,105 |
| Net charge-offs | $398,000 | 2,463 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $364,000 | 4,919 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 5,218 |
| Total interest expense | $149,000 | 6,204 |
| Net interest income | $1,663,000 | 4,979 |
| Provision for loan and lease losses | $375,000 | 2,150 |
| Total noninterest income | $429,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 2,866 |
| Total noninterest expense | $1,311,000 | 5,141 |
| Salaries and employee benefits | $721,000 | 5,001 |
| Premises and equipment expense | $77,000 | 6,188 |
| Additional noninterest expense | $513,000 | 4,791 |
| Pre-tax net operating income | $406,000 | 4,423 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $150,000 | 2,714 |
| Income before extraordinary items | $256,000 | 5,028 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $256,000 | 5,031 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $256,000 | 5,031 |
| Net charge-offs | $398,000 | 2,008 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $256,000 | 4,838 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 5,353 |
| Total interest expense | $78,000 | 6,242 |
| Net interest income | $795,000 | 5,102 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $104,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $613,000 | 5,315 |
| Salaries and employee benefits | $343,000 | 5,185 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $186,000 | 4,623 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $59,000 | 2,917 |
| Income before extraordinary items | $127,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $127,000 | 5,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $127,000 | 5,085 |
| Net charge-offs | $35,000 | 3,308 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $127,000 | 4,932 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 5,554 |
| Total interest expense | $432,000 | 6,093 |
| Net interest income | $2,903,000 | 5,345 |
| Provision for loan and lease losses | $451,000 | 3,591 |
| Total noninterest income | $311,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $144,000 | 4,966 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $167,000 | 4,697 |
| Total noninterest expense | $2,634,000 | 5,218 |
| Salaries and employee benefits | $1,429,000 | 5,086 |
| Premises and equipment expense | $172,000 | 6,241 |
| Additional noninterest expense | $1,033,000 | 4,829 |
| Pre-tax net operating income | $129,000 | 5,673 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,058,000 | 7,180 |
| Income before extraordinary items | $1,187,000 | 3,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,187,000 | 3,230 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,187,000 | 3,230 |
| Net charge-offs | $367,000 | 3,558 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,083 |
| Net operating income | $1,187,000 | 3,129 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 5,642 |
| Total interest expense | $344,000 | 6,115 |
| Net interest income | $2,115,000 | 5,436 |
| Provision for loan and lease losses | $326,000 | 3,491 |
| Total noninterest income | $541,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $113,000 | 4,911 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $428,000 | 2,929 |
| Total noninterest expense | $2,017,000 | 5,169 |
| Salaries and employee benefits | $1,078,000 | 5,066 |
| Premises and equipment expense | $130,000 | 6,270 |
| Additional noninterest expense | $809,000 | 4,760 |
| Pre-tax net operating income | $313,000 | 5,055 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-171,000 | 7,069 |
| Income before extraordinary items | $484,000 | 4,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $484,000 | 4,374 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $484,000 | 4,374 |
| Net charge-offs | $168,000 | 3,912 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $484,000 | 4,246 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 5,732 |
| Total interest expense | $239,000 | 6,150 |
| Net interest income | $1,366,000 | 5,530 |
| Provision for loan and lease losses | $326,000 | 2,847 |
| Total noninterest income | $420,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $66,000 | 5,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 2,634 |
| Total noninterest expense | $1,334,000 | 5,251 |
| Salaries and employee benefits | $704,000 | 5,155 |
| Premises and equipment expense | $91,000 | 6,241 |
| Additional noninterest expense | $539,000 | 4,814 |
| Pre-tax net operating income | $126,000 | 5,539 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-171,000 | 7,195 |
| Income before extraordinary items | $297,000 | 4,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $297,000 | 4,461 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $297,000 | 4,463 |
| Net charge-offs | $151,000 | 3,394 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $297,000 | 4,386 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 5,742 |
| Total interest expense | $132,000 | 6,075 |
| Net interest income | $682,000 | 5,537 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $288,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $256,000 | 2,113 |
| Total noninterest expense | $679,000 | 5,234 |
| Salaries and employee benefits | $355,000 | 5,187 |
| Premises and equipment expense | $47,000 | 6,228 |
| Additional noninterest expense | $277,000 | 4,735 |
| Pre-tax net operating income | $291,000 | 3,584 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $290,000 | 3,314 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $290,000 | 3,311 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $290,000 | 3,312 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $290,000 | 3,262 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 5,694 |
| Total interest expense | $535,000 | 6,430 |
| Net interest income | $2,997,000 | 5,357 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $164,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 5,039 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $2,652,000 | 5,363 |
| Salaries and employee benefits | $1,360,000 | 5,323 |
| Premises and equipment expense | $204,000 | 6,171 |
| Additional noninterest expense | $1,088,000 | 4,868 |
| Pre-tax net operating income | $314,000 | 4,859 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $314,000 | 4,894 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $314,000 | 4,897 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $314,000 | 4,897 |
| Net charge-offs | $59,000 | 5,806 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,017 |
| Net operating income | $314,000 | 4,748 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 5,805 |
| Total interest expense | $406,000 | 6,551 |
| Net interest income | $2,235,000 | 5,442 |
| Provision for loan and lease losses | $145,000 | 5,303 |
| Total noninterest income | $-88,000 | 7,529 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $103,000 | 5,134 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-191,000 | 7,458 |
| Total noninterest expense | $1,982,000 | 5,383 |
| Salaries and employee benefits | $1,007,000 | 5,399 |
| Premises and equipment expense | $155,000 | 6,228 |
| Additional noninterest expense | $820,000 | 4,855 |
| Pre-tax net operating income | $20,000 | 5,898 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $20,000 | 6,045 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $20,000 | 6,046 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $20,000 | 6,046 |
| Net charge-offs | $51,000 | 5,486 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 912 |
| Net operating income | $20,000 | 5,924 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 5,880 |
| Total interest expense | $299,000 | 6,495 |
| Net interest income | $1,441,000 | 5,559 |
| Provision for loan and lease losses | $130,000 | 4,798 |
| Total noninterest income | $-211,000 | 7,680 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $64,000 | 5,249 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-275,000 | 7,636 |
| Total noninterest expense | $1,333,000 | 5,384 |
| Salaries and employee benefits | $669,000 | 5,450 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $556,000 | 4,797 |
| Pre-tax net operating income | $-233,000 | 6,482 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-233,000 | 6,608 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-233,000 | 6,610 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-233,000 | 6,609 |
| Net charge-offs | $17,000 | 5,588 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 754 |
| Net operating income | $-233,000 | 6,555 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,969 |
| Total interest expense | $169,000 | 6,411 |
| Net interest income | $689,000 | 5,698 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $-317,000 | 7,864 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-348,000 | 7,845 |
| Total noninterest expense | $700,000 | 5,303 |
| Salaries and employee benefits | $344,000 | 5,416 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $300,000 | 4,585 |
| Pre-tax net operating income | $-378,000 | 7,069 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-378,000 | 7,161 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-378,000 | 7,163 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-378,000 | 7,162 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 514 |
| Net operating income | $-378,000 | 7,134 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 5,886 |
| Total interest expense | $1,142,000 | 5,753 |
| Net interest income | $2,570,000 | 5,768 |
| Provision for loan and lease losses | $1,023,000 | 3,466 |
| Total noninterest income | $1,121,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $95,000 | 5,827 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,026,000 | 2,114 |
| Total noninterest expense | $2,604,000 | 5,573 |
| Salaries and employee benefits | $1,430,000 | 5,340 |
| Premises and equipment expense | $254,000 | 6,026 |
| Additional noninterest expense | $920,000 | 5,476 |
| Pre-tax net operating income | $64,000 | 5,207 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $62,000 | 5,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $62,000 | 5,313 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $62,000 | 5,313 |
| Net charge-offs | $677,000 | 3,395 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 659 |
| Net operating income | $62,000 | 5,249 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 5,919 |
| Total interest expense | $895,000 | 5,810 |
| Net interest income | $1,925,000 | 5,797 |
| Provision for loan and lease losses | $677,000 | 3,333 |
| Total noninterest income | $780,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $68,000 | 5,928 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $712,000 | 2,277 |
| Total noninterest expense | $1,975,000 | 5,549 |
| Salaries and employee benefits | $1,075,000 | 5,366 |
| Premises and equipment expense | $202,000 | 5,946 |
| Additional noninterest expense | $698,000 | 5,422 |
| Pre-tax net operating income | $53,000 | 5,476 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $51,000 | 5,555 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $51,000 | 5,555 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $51,000 | 5,555 |
| Net charge-offs | $216,000 | 4,160 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 591 |
| Net operating income | $51,000 | 5,495 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 5,964 |
| Total interest expense | $606,000 | 5,895 |
| Net interest income | $1,289,000 | 5,792 |
| Provision for loan and lease losses | $677,000 | 2,535 |
| Total noninterest income | $519,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $479,000 | 2,281 |
| Total noninterest expense | $1,363,000 | 5,506 |
| Salaries and employee benefits | $704,000 | 5,480 |
| Premises and equipment expense | $149,000 | 5,767 |
| Additional noninterest expense | $510,000 | 5,193 |
| Pre-tax net operating income | $-232,000 | 6,334 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $-234,000 | 6,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-234,000 | 6,437 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-234,000 | 6,437 |
| Net charge-offs | $91,000 | 4,347 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 551 |
| Net operating income | $-234,000 | 6,426 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 6,023 |
| Total interest expense | $318,000 | 5,891 |
| Net interest income | $625,000 | 5,890 |
| Provision for loan and lease losses | $92,000 | 4,020 |
| Total noninterest income | $207,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $190,000 | 2,591 |
| Total noninterest expense | $654,000 | 5,571 |
| Salaries and employee benefits | $346,000 | 5,576 |
| Premises and equipment expense | $76,000 | 5,763 |
| Additional noninterest expense | $232,000 | 5,163 |
| Pre-tax net operating income | $86,000 | 5,184 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 441 |
| Net operating income | $84,000 | 4,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 6,506 |
| Total interest expense | $1,378,000 | 6,156 |
| Net interest income | $1,802,000 | 6,642 |
| Provision for loan and lease losses | $189,000 | 5,279 |
| Total noninterest income | $10,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-94,000 | 8,126 |
| Total noninterest expense | $2,712,000 | 5,419 |
| Salaries and employee benefits | $1,565,000 | 5,212 |
| Premises and equipment expense | $299,000 | 5,808 |
| Additional noninterest expense | $848,000 | 5,322 |
| Pre-tax net operating income | $-1,089,000 | 7,054 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,090,000 | 7,036 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,090,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,218 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 711 |
| Net operating income | $-1,090,000 | 7,157 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 6,598 |
| Total interest expense | $1,039,000 | 6,241 |
| Net interest income | $1,309,000 | 6,755 |
| Provision for loan and lease losses | $108,000 | 5,070 |
| Total noninterest income | $438,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $355,000 | 3,385 |
| Total noninterest expense | $2,075,000 | 5,352 |
| Salaries and employee benefits | $1,224,000 | 5,097 |
| Premises and equipment expense | $223,000 | 5,829 |
| Additional noninterest expense | $628,000 | 5,292 |
| Pre-tax net operating income | $-436,000 | 7,216 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-437,000 | 7,140 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-437,000 | 7,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,201 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 568 |
| Net operating income | $-437,000 | 7,276 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 6,693 |
| Total interest expense | $682,000 | 6,407 |
| Net interest income | $865,000 | 6,797 |
| Provision for loan and lease losses | $102,000 | 4,222 |
| Total noninterest income | $364,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $313,000 | 2,957 |
| Total noninterest expense | $1,385,000 | 5,381 |
| Salaries and employee benefits | $817,000 | 5,147 |
| Premises and equipment expense | $146,000 | 5,901 |
| Additional noninterest expense | $422,000 | 5,255 |
| Pre-tax net operating income | $-258,000 | 7,386 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-259,000 | 7,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-259,000 | 7,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 503 |
| Net operating income | $-259,000 | 7,460 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 6,741 |
| Total interest expense | $326,000 | 6,668 |
| Net interest income | $463,000 | 6,679 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $270,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $247,000 | 2,248 |
| Total noninterest expense | $674,000 | 5,486 |
| Salaries and employee benefits | $435,000 | 4,983 |
| Premises and equipment expense | $72,000 | 5,981 |
| Additional noninterest expense | $167,000 | 5,879 |
| Pre-tax net operating income | $25,000 | 6,911 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $25,000 | 6,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 405 |
| Net operating income | $25,000 | 6,856 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 7,121 |
| Total interest expense | $1,018,000 | 7,141 |
| Net interest income | $1,599,000 | 7,005 |
| Provision for loan and lease losses | $218,000 | 3,740 |
| Total noninterest income | $497,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $59,000 | 6,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $438,000 | 3,553 |
| Total noninterest expense | $2,580,000 | 5,505 |
| Salaries and employee benefits | $1,545,000 | 5,219 |
| Premises and equipment expense | $290,000 | 5,867 |
| Additional noninterest expense | $745,000 | 5,558 |
| Pre-tax net operating income | $-702,000 | 7,919 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-703,000 | 7,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-703,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $236,000 | 709 |
| Net operating income | $-703,000 | 7,991 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 7,244 |
| Total interest expense | $683,000 | 7,334 |
| Net interest income | $1,203,000 | 7,034 |
| Provision for loan and lease losses | $138,000 | 3,600 |
| Total noninterest income | $190,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $152,000 | 5,065 |
| Total noninterest expense | $1,900,000 | 5,533 |
| Salaries and employee benefits | $1,125,000 | 5,287 |
| Premises and equipment expense | $215,000 | 5,892 |
| Additional noninterest expense | $560,000 | 5,511 |
| Pre-tax net operating income | $-645,000 | 8,160 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-646,000 | 8,205 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-646,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 638 |
| Net operating income | $-646,000 | 8,195 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 7,396 |
| Total interest expense | $397,000 | 7,575 |
| Net interest income | $782,000 | 7,138 |
| Provision for loan and lease losses | $113,000 | 3,123 |
| Total noninterest income | $158,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $137,000 | 4,494 |
| Total noninterest expense | $1,253,000 | 5,585 |
| Salaries and employee benefits | $736,000 | 5,384 |
| Premises and equipment expense | $137,000 | 6,041 |
| Additional noninterest expense | $380,000 | 5,455 |
| Pre-tax net operating income | $-426,000 | 8,252 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-427,000 | 8,291 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-427,000 | 8,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 601 |
| Net operating income | $-427,000 | 8,281 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,544 |
| Total interest expense | $163,000 | 7,846 |
| Net interest income | $383,000 | 7,201 |
| Provision for loan and lease losses | $76,000 | 2,397 |
| Total noninterest income | $127,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $119,000 | 3,446 |
| Total noninterest expense | $630,000 | 5,600 |
| Salaries and employee benefits | $360,000 | 5,500 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $-196,000 | 8,299 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-197,000 | 8,325 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-197,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 537 |
| Net operating income | $-197,000 | 8,313 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 8,391 |
| Total interest expense | $194,000 | 8,423 |
| Net interest income | $621,000 | 8,303 |
| Provision for loan and lease losses | $218,000 | 3,381 |
| Total noninterest income | $17,000 | 8,435 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $9,000 | 7,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $2,124,000 | 5,986 |
| Salaries and employee benefits | $1,098,000 | 6,154 |
| Premises and equipment expense | $253,000 | 6,189 |
| Additional noninterest expense | $773,000 | 5,326 |
| Pre-tax net operating income | $-1,704,000 | 8,551 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,704,000 | 8,572 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,704,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $9,478,000 | 225 |
| Net operating income | $-1,704,000 | 8,563 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,620 |
| Total interest expense | $82,000 | 8,583 |
| Net interest income | $262,000 | 8,598 |
| Provision for loan and lease losses | $85,000 | 4,435 |
| Total noninterest income | $7,000 | 8,574 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,000 | 7,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $1,474,000 | 6,203 |
| Salaries and employee benefits | $733,000 | 6,459 |
| Premises and equipment expense | $185,000 | 6,275 |
| Additional noninterest expense | $556,000 | 5,460 |
| Pre-tax net operating income | $-1,290,000 | 8,635 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,290,000 | 8,649 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,290,000 | 8,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $9,478,000 | 167 |
| Net operating income | $-1,290,000 | 8,642 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $90,000 | 8,743 |
| Total interest expense | $18,000 | 8,691 |
| Net interest income | $72,000 | 8,737 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $862,000 | 6,582 |
| Salaries and employee benefits | $437,000 | 6,759 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $311,000 | 5,963 |
| Pre-tax net operating income | $-790,000 | 8,652 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-790,000 | 8,665 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-790,000 | 8,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $9,478,000 | 108 |
| Net operating income | $-790,000 | 8,657 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.