Sutter Buttes Savings Bank, F.S.B., Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$4,574,0006,383
Total interest expense$3,143,0004,548
Net interest income$1,431,0008,713
Provision for loan and lease losses$-34,00011,540
Total noninterest income$339,0006,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$339,0003,698
Total noninterest expense$1,549,0007,120
Salaries and employee benefits$737,0007,477
Premises and equipment expense$295,0005,704
Additional noninterest expense$517,0007,119
Pre-tax net operating income$255,00010,080
Securities gains (losses)$120,000881
Applicable income taxes$91,0009,373
Income before extraordinary items$284,0009,094
Extraordinary gains, net$065
Net income$284,0009,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,004
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$192,8009,987
1994-12-31 (YTD Data)Rank
Total interest income$3,929,0006,793
Total interest expense$2,276,0005,022
Net interest income$1,653,0008,443
Provision for loan and lease losses$-11,00011,773
Total noninterest income$179,0009,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$179,0005,633
Total noninterest expense$1,696,0007,003
Salaries and employee benefits$834,0007,020
Premises and equipment expense$297,0005,766
Additional noninterest expense$565,0007,294
Pre-tax net operating income$147,00011,295
Securities gains (losses)$37,0001,338
Applicable income taxes$75,0009,915
Income before extraordinary items$109,00011,302
Extraordinary gains, net$0249
Net income$109,00011,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,00012,269
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$85,32011,572
1993-12-31 (YTD Data)Rank
Total interest income$3,610,0007,388
Total interest expense$1,908,0006,070
Net interest income$1,702,0008,485
Provision for loan and lease losses$-101,00012,914
Total noninterest income$173,0009,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$173,0006,106
Total noninterest expense$1,615,0007,461
Salaries and employee benefits$712,0007,924
Premises and equipment expense$269,0006,349
Additional noninterest expense$634,0007,047
Pre-tax net operating income$361,0009,718
Securities gains (losses)$122,0002,231
Applicable income taxes$4,00011,985
Income before extraordinary items$479,0007,712
Extraordinary gains, net$03,149
Net income$479,0007,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,00012,903
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$358,2208,593
1992-12-31 (YTD Data)Rank
Total interest income$3,946,0007,584
Total interest expense$2,232,0006,554
Net interest income$1,714,0008,608
Provision for loan and lease losses$-108,00013,722
Total noninterest income$188,0009,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$188,0005,875
Total noninterest expense$1,600,0007,579
Salaries and employee benefits$569,0009,093
Premises and equipment expense$231,0007,148
Additional noninterest expense$800,0006,070
Pre-tax net operating income$410,0009,151
Securities gains (losses)$08,369
Applicable income taxes$44,00011,422
Income before extraordinary items$366,0008,542
Extraordinary gains, net$01,422
Net income$366,0008,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,00013,501
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$366,0008,190

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.