Home > Susquehanna Bank DV > Income and Expense
Susquehanna Bank DV, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $130,638,000 | 258 |
| Total interest expense | $51,092,000 | 272 |
| Net interest income | $79,546,000 | 247 |
| Provision for loan and lease losses | $15,017,000 | 300 |
| Total noninterest income | $15,030,000 | 377 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,874,000 | 242 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,156,000 | 365 |
| Total noninterest expense | $56,769,000 | 297 |
| Salaries and employee benefits | $23,591,000 | 324 |
| Premises and equipment expense | $8,621,000 | 251 |
| Additional noninterest expense | $24,557,000 | 258 |
| Pre-tax net operating income | $22,790,000 | 253 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,072,000 | 270 |
| Income before extraordinary items | $16,718,000 | 227 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $16,718,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,754,000 | 216 |
| Cash dividends | $18,000,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $16,718,000 | 247 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $87,525,000 | 260 |
| Total interest expense | $34,694,000 | 275 |
| Net interest income | $52,831,000 | 252 |
| Provision for loan and lease losses | $9,111,000 | 297 |
| Total noninterest income | $11,696,000 | 349 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,856,000 | 241 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,840,000 | 310 |
| Total noninterest expense | $37,137,000 | 294 |
| Salaries and employee benefits | $15,058,000 | 343 |
| Premises and equipment expense | $5,641,000 | 256 |
| Additional noninterest expense | $16,438,000 | 251 |
| Pre-tax net operating income | $18,279,000 | 228 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,047,000 | 251 |
| Income before extraordinary items | $13,232,000 | 232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,232,000 | 231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,028,000 | 185 |
| Cash dividends | $12,000,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $13,232,000 | 228 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $44,275,000 | 269 |
| Total interest expense | $18,400,000 | 284 |
| Net interest income | $25,875,000 | 256 |
| Provision for loan and lease losses | $2,620,000 | 332 |
| Total noninterest income | $5,236,000 | 380 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,893,000 | 245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,343,000 | 358 |
| Total noninterest expense | $18,624,000 | 288 |
| Salaries and employee benefits | $7,348,000 | 352 |
| Premises and equipment expense | $2,865,000 | 254 |
| Additional noninterest expense | $8,411,000 | 237 |
| Pre-tax net operating income | $9,867,000 | 233 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,983,000 | 241 |
| Income before extraordinary items | $6,884,000 | 239 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,884,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,136,000 | 189 |
| Cash dividends | $6,000,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,884,000 | 233 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $172,241,000 | 284 |
| Total interest expense | $79,288,000 | 283 |
| Net interest income | $92,953,000 | 280 |
| Provision for loan and lease losses | $6,496,000 | 333 |
| Total noninterest income | $22,629,000 | 343 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $7,862,000 | 233 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,767,000 | 315 |
| Total noninterest expense | $74,641,000 | 279 |
| Salaries and employee benefits | $29,977,000 | 334 |
| Premises and equipment expense | $10,205,000 | 271 |
| Additional noninterest expense | $34,459,000 | 231 |
| Pre-tax net operating income | $34,445,000 | 312 |
| Securities gains (losses) | $-2,970,000 | 8,475 |
| Applicable income taxes | $8,193,000 | 378 |
| Income before extraordinary items | $23,282,000 | 322 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $23,282,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,587,000 | 214 |
| Cash dividends | $24,000,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $25,479,800 | 293 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $127,152,000 | 291 |
| Total interest expense | $58,672,000 | 284 |
| Net interest income | $68,480,000 | 274 |
| Provision for loan and lease losses | $3,294,000 | 362 |
| Total noninterest income | $16,806,000 | 347 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,798,000 | 230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,008,000 | 318 |
| Total noninterest expense | $55,697,000 | 272 |
| Salaries and employee benefits | $22,653,000 | 331 |
| Premises and equipment expense | $7,548,000 | 275 |
| Additional noninterest expense | $25,496,000 | 224 |
| Pre-tax net operating income | $26,295,000 | 332 |
| Securities gains (losses) | $-2,970,000 | 8,524 |
| Applicable income taxes | $6,396,000 | 398 |
| Income before extraordinary items | $16,929,000 | 358 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $16,929,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,446,000 | 183 |
| Cash dividends | $18,000,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $19,097,100 | 317 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $83,545,000 | 302 |
| Total interest expense | $37,726,000 | 301 |
| Net interest income | $45,819,000 | 285 |
| Provision for loan and lease losses | $1,980,000 | 328 |
| Total noninterest income | $10,954,000 | 370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,777,000 | 237 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,177,000 | 342 |
| Total noninterest expense | $36,535,000 | 284 |
| Salaries and employee benefits | $14,884,000 | 344 |
| Premises and equipment expense | $5,011,000 | 279 |
| Additional noninterest expense | $16,640,000 | 239 |
| Pre-tax net operating income | $18,258,000 | 340 |
| Securities gains (losses) | $-2,970,000 | 8,588 |
| Applicable income taxes | $4,278,000 | 433 |
| Income before extraordinary items | $11,010,000 | 389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,010,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,739,000 | 181 |
| Cash dividends | $12,000,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $13,148,400 | 333 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $41,980,000 | 294 |
| Total interest expense | $18,964,000 | 297 |
| Net interest income | $23,016,000 | 283 |
| Provision for loan and lease losses | $1,115,000 | 277 |
| Total noninterest income | $5,488,000 | 367 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,740,000 | 252 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,748,000 | 330 |
| Total noninterest expense | $18,225,000 | 286 |
| Salaries and employee benefits | $7,340,000 | 357 |
| Premises and equipment expense | $2,545,000 | 273 |
| Additional noninterest expense | $8,340,000 | 231 |
| Pre-tax net operating income | $9,164,000 | 343 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $2,664,000 | 366 |
| Income before extraordinary items | $6,498,000 | 342 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,498,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,977,000 | 157 |
| Cash dividends | $6,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,499,420 | 337 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $151,538,000 | 303 |
| Total interest expense | $67,230,000 | 287 |
| Net interest income | $84,308,000 | 297 |
| Provision for loan and lease losses | $3,040,000 | 370 |
| Total noninterest income | $19,571,000 | 383 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,464,000 | 267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,107,000 | 354 |
| Total noninterest expense | $63,699,000 | 313 |
| Salaries and employee benefits | $24,954,000 | 395 |
| Premises and equipment expense | $8,938,000 | 293 |
| Additional noninterest expense | $29,807,000 | 243 |
| Pre-tax net operating income | $37,140,000 | 339 |
| Securities gains (losses) | $-483,000 | 8,512 |
| Applicable income taxes | $10,338,000 | 384 |
| Income before extraordinary items | $26,319,000 | 344 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $26,319,000 | 342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,161,000 | 266 |
| Cash dividends | $24,000,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $26,666,760 | 332 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $110,352,000 | 318 |
| Total interest expense | $48,094,000 | 300 |
| Net interest income | $62,258,000 | 318 |
| Provision for loan and lease losses | $1,840,000 | 432 |
| Total noninterest income | $14,260,000 | 406 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,605,000 | 291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,655,000 | 371 |
| Total noninterest expense | $46,605,000 | 328 |
| Salaries and employee benefits | $17,807,000 | 421 |
| Premises and equipment expense | $6,580,000 | 310 |
| Additional noninterest expense | $22,218,000 | 251 |
| Pre-tax net operating income | $28,073,000 | 357 |
| Securities gains (losses) | $-109,000 | 8,432 |
| Applicable income taxes | $7,799,000 | 407 |
| Income before extraordinary items | $20,165,000 | 354 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $20,165,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,252,000 | 253 |
| Cash dividends | $18,000,000 | 199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $20,243,480 | 347 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $67,774,000 | 332 |
| Total interest expense | $29,058,000 | 318 |
| Net interest income | $38,716,000 | 337 |
| Provision for loan and lease losses | $1,040,000 | 497 |
| Total noninterest income | $8,250,000 | 449 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,625,000 | 332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,625,000 | 404 |
| Total noninterest expense | $29,086,000 | 348 |
| Salaries and employee benefits | $10,873,000 | 464 |
| Premises and equipment expense | $4,012,000 | 344 |
| Additional noninterest expense | $14,201,000 | 261 |
| Pre-tax net operating income | $16,840,000 | 388 |
| Securities gains (losses) | $-110,000 | 8,559 |
| Applicable income taxes | $5,037,000 | 415 |
| Income before extraordinary items | $11,693,000 | 395 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,693,000 | 394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,629,000 | 240 |
| Cash dividends | $12,000,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $11,770,000 | 385 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $29,269,000 | 358 |
| Total interest expense | $13,315,000 | 321 |
| Net interest income | $15,954,000 | 394 |
| Provision for loan and lease losses | $500,000 | 481 |
| Total noninterest income | $3,275,000 | 519 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $994,000 | 413 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,281,000 | 451 |
| Total noninterest expense | $12,506,000 | 396 |
| Salaries and employee benefits | $4,538,000 | 549 |
| Premises and equipment expense | $1,800,000 | 377 |
| Additional noninterest expense | $6,168,000 | 284 |
| Pre-tax net operating income | $6,223,000 | 477 |
| Securities gains (losses) | $-90,000 | 8,644 |
| Applicable income taxes | $1,633,000 | 545 |
| Income before extraordinary items | $4,500,000 | 478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,500,000 | 477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $932,000 | 226 |
| Cash dividends | $6,000,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,565,700 | 460 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $110,750,000 | 338 |
| Total interest expense | $39,837,000 | 331 |
| Net interest income | $70,913,000 | 350 |
| Provision for loan and lease losses | $3,735,000 | 298 |
| Total noninterest income | $16,067,000 | 459 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,905,000 | 437 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,162,000 | 392 |
| Total noninterest expense | $47,419,000 | 404 |
| Salaries and employee benefits | $17,872,000 | 519 |
| Premises and equipment expense | $7,073,000 | 358 |
| Additional noninterest expense | $22,474,000 | 305 |
| Pre-tax net operating income | $35,826,000 | 349 |
| Securities gains (losses) | $3,144,000 | 105 |
| Applicable income taxes | $9,461,000 | 413 |
| Income before extraordinary items | $29,509,000 | 307 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $29,509,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,007,000 | 289 |
| Cash dividends | $15,500,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $27,119,560 | 320 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $81,679,000 | 334 |
| Total interest expense | $28,949,000 | 326 |
| Net interest income | $52,730,000 | 344 |
| Provision for loan and lease losses | $3,195,000 | 254 |
| Total noninterest income | $9,458,000 | 536 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,788,000 | 458 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,670,000 | 461 |
| Total noninterest expense | $35,086,000 | 407 |
| Salaries and employee benefits | $13,138,000 | 525 |
| Premises and equipment expense | $5,321,000 | 353 |
| Additional noninterest expense | $16,627,000 | 306 |
| Pre-tax net operating income | $23,907,000 | 381 |
| Securities gains (losses) | $3,144,000 | 94 |
| Applicable income taxes | $8,444,000 | 369 |
| Income before extraordinary items | $18,607,000 | 355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,607,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,308,000 | 271 |
| Cash dividends | $10,500,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $16,437,640 | 386 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $53,412,000 | 327 |
| Total interest expense | $17,792,000 | 321 |
| Net interest income | $35,620,000 | 335 |
| Provision for loan and lease losses | $2,230,000 | 248 |
| Total noninterest income | $6,577,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,782,000 | 465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,795,000 | 445 |
| Total noninterest expense | $23,456,000 | 404 |
| Salaries and employee benefits | $8,686,000 | 521 |
| Premises and equipment expense | $3,557,000 | 348 |
| Additional noninterest expense | $11,213,000 | 298 |
| Pre-tax net operating income | $16,511,000 | 368 |
| Securities gains (losses) | $2,463,000 | 95 |
| Applicable income taxes | $5,764,000 | 359 |
| Income before extraordinary items | $13,210,000 | 332 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,210,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,836,000 | 238 |
| Cash dividends | $8,000,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $11,485,900 | 363 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $26,354,000 | 329 |
| Total interest expense | $8,335,000 | 323 |
| Net interest income | $18,019,000 | 333 |
| Provision for loan and lease losses | $950,000 | 271 |
| Total noninterest income | $3,164,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $881,000 | 449 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,283,000 | 443 |
| Total noninterest expense | $11,573,000 | 401 |
| Salaries and employee benefits | $4,351,000 | 518 |
| Premises and equipment expense | $1,852,000 | 338 |
| Additional noninterest expense | $5,370,000 | 310 |
| Pre-tax net operating income | $8,660,000 | 351 |
| Securities gains (losses) | $114,000 | 350 |
| Applicable income taxes | $2,789,000 | 365 |
| Income before extraordinary items | $5,985,000 | 352 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,985,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $942,000 | 233 |
| Cash dividends | $4,000,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,907,480 | 349 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $76,698,000 | 388 |
| Total interest expense | $19,752,000 | 432 |
| Net interest income | $56,946,000 | 387 |
| Provision for loan and lease losses | $3,355,000 | 347 |
| Total noninterest income | $9,542,000 | 630 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,399,000 | 514 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,143,000 | 570 |
| Total noninterest expense | $36,480,000 | 489 |
| Salaries and employee benefits | $14,216,000 | 600 |
| Premises and equipment expense | $5,619,000 | 421 |
| Additional noninterest expense | $16,645,000 | 364 |
| Pre-tax net operating income | $26,653,000 | 400 |
| Securities gains (losses) | $3,537,000 | 141 |
| Applicable income taxes | $8,672,000 | 401 |
| Income before extraordinary items | $21,518,000 | 368 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,518,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,416,000 | 403 |
| Cash dividends | $10,503,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $19,006,730 | 395 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $50,792,000 | 430 |
| Total interest expense | $12,253,000 | 497 |
| Net interest income | $38,539,000 | 416 |
| Provision for loan and lease losses | $1,755,000 | 459 |
| Total noninterest income | $6,278,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,363,000 | 554 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,915,000 | 670 |
| Total noninterest expense | $24,516,000 | 527 |
| Salaries and employee benefits | $9,599,000 | 655 |
| Premises and equipment expense | $3,928,000 | 451 |
| Additional noninterest expense | $10,989,000 | 400 |
| Pre-tax net operating income | $18,546,000 | 419 |
| Securities gains (losses) | $3,399,000 | 134 |
| Applicable income taxes | $6,315,000 | 409 |
| Income before extraordinary items | $15,630,000 | 377 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $15,630,000 | 378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,624,000 | 404 |
| Cash dividends | $1,003,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $13,216,710 | 412 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $25,182,000 | 561 |
| Total interest expense | $5,448,000 | 728 |
| Net interest income | $19,734,000 | 514 |
| Provision for loan and lease losses | $602,000 | 823 |
| Total noninterest income | $3,301,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,233,000 | 702 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,068,000 | 777 |
| Total noninterest expense | $13,068,000 | 635 |
| Salaries and employee benefits | $4,975,000 | 857 |
| Premises and equipment expense | $2,276,000 | 515 |
| Additional noninterest expense | $5,817,000 | 475 |
| Pre-tax net operating income | $9,365,000 | 511 |
| Securities gains (losses) | $74,000 | 1,213 |
| Applicable income taxes | $2,384,000 | 632 |
| Income before extraordinary items | $7,055,000 | 502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,055,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 650 |
| Cash dividends | $1,003,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,999,500 | 479 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,127,000 | 687 |
| Total interest expense | $2,118,000 | 950 |
| Net interest income | $8,009,000 | 617 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $962,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $541,000 | 785 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $421,000 | 1,479 |
| Total noninterest expense | $5,125,000 | 789 |
| Salaries and employee benefits | $2,032,000 | 1,063 |
| Premises and equipment expense | $719,000 | 802 |
| Additional noninterest expense | $2,374,000 | 558 |
| Pre-tax net operating income | $3,821,000 | 592 |
| Securities gains (losses) | $72,000 | 986 |
| Applicable income taxes | $1,198,000 | 642 |
| Income before extraordinary items | $2,695,000 | 629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,695,000 | 628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 669 |
| Cash dividends | $1,003,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,645,320 | 594 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $37,421,000 | 759 |
| Total interest expense | $8,457,000 | 1,058 |
| Net interest income | $28,964,000 | 654 |
| Provision for loan and lease losses | $1,170,000 | 1,023 |
| Total noninterest income | $3,788,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,223,000 | 775 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,565,000 | 1,766 |
| Total noninterest expense | $19,730,000 | 821 |
| Salaries and employee benefits | $7,504,000 | 1,127 |
| Premises and equipment expense | $2,736,000 | 820 |
| Additional noninterest expense | $9,490,000 | 586 |
| Pre-tax net operating income | $11,852,000 | 740 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $3,551,000 | 809 |
| Income before extraordinary items | $8,334,000 | 780 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,334,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $956,000 | 962 |
| Cash dividends | $2,019,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,310,900 | 732 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $27,594,000 | 789 |
| Total interest expense | $6,468,000 | 1,080 |
| Net interest income | $21,126,000 | 677 |
| Provision for loan and lease losses | $870,000 | 1,014 |
| Total noninterest income | $2,750,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,682,000 | 775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,068,000 | 1,959 |
| Total noninterest expense | $14,657,000 | 835 |
| Salaries and employee benefits | $5,619,000 | 1,135 |
| Premises and equipment expense | $1,968,000 | 873 |
| Additional noninterest expense | $7,070,000 | 586 |
| Pre-tax net operating income | $8,349,000 | 811 |
| Securities gains (losses) | $33,000 | 2,620 |
| Applicable income taxes | $2,505,000 | 894 |
| Income before extraordinary items | $5,877,000 | 860 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,877,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,588 |
| Cash dividends | $2,015,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,853,900 | 803 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,681,000 | 787 |
| Total interest expense | $4,507,000 | 1,065 |
| Net interest income | $14,174,000 | 674 |
| Provision for loan and lease losses | $570,000 | 1,037 |
| Total noninterest income | $1,729,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,091,000 | 789 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $638,000 | 2,108 |
| Total noninterest expense | $9,602,000 | 854 |
| Salaries and employee benefits | $3,609,000 | 1,191 |
| Premises and equipment expense | $1,317,000 | 865 |
| Additional noninterest expense | $4,676,000 | 592 |
| Pre-tax net operating income | $5,731,000 | 779 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,795,000 | 851 |
| Income before extraordinary items | $3,936,000 | 858 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,936,000 | 859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,352 |
| Cash dividends | $2,015,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,936,000 | 789 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 794 |
| Total interest expense | $2,261,000 | 1,080 |
| Net interest income | $7,083,000 | 676 |
| Provision for loan and lease losses | $285,000 | 1,003 |
| Total noninterest income | $903,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $551,000 | 758 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $352,000 | 1,890 |
| Total noninterest expense | $4,794,000 | 853 |
| Salaries and employee benefits | $1,759,000 | 1,212 |
| Premises and equipment expense | $673,000 | 855 |
| Additional noninterest expense | $2,362,000 | 590 |
| Pre-tax net operating income | $2,907,000 | 777 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $874,000 | 893 |
| Income before extraordinary items | $2,033,000 | 831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,033,000 | 830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,818 |
| Cash dividends | $2,005,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,033,000 | 765 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,455,000 | 826 |
| Total interest expense | $9,607,000 | 1,173 |
| Net interest income | $26,848,000 | 701 |
| Provision for loan and lease losses | $715,000 | 1,797 |
| Total noninterest income | $10,546,000 | 608 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,642,000 | 978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,904,000 | 463 |
| Total noninterest expense | $24,913,000 | 658 |
| Salaries and employee benefits | $6,574,000 | 1,227 |
| Premises and equipment expense | $2,407,000 | 903 |
| Additional noninterest expense | $15,932,000 | 406 |
| Pre-tax net operating income | $11,766,000 | 746 |
| Securities gains (losses) | $131,000 | 1,503 |
| Applicable income taxes | $3,726,000 | 775 |
| Income before extraordinary items | $8,171,000 | 780 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,171,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 2,077 |
| Cash dividends | $5,495,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,080,610 | 757 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,817,000 | 1,325 |
| Total interest expense | $9,679,000 | 1,679 |
| Net interest income | $16,138,000 | 1,103 |
| Provision for loan and lease losses | $560,000 | 2,011 |
| Total noninterest income | $2,283,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,050,000 | 1,421 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,233,000 | 1,763 |
| Total noninterest expense | $11,849,000 | 1,228 |
| Salaries and employee benefits | $4,506,000 | 1,675 |
| Premises and equipment expense | $1,798,000 | 1,184 |
| Additional noninterest expense | $5,545,000 | 882 |
| Pre-tax net operating income | $6,012,000 | 1,246 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $1,749,000 | 1,313 |
| Income before extraordinary items | $4,343,000 | 1,248 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,343,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,761 |
| Cash dividends | $781,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,286,200 | 1,219 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $25,516,000 | 1,372 |
| Total interest expense | $10,954,000 | 1,570 |
| Net interest income | $14,562,000 | 1,204 |
| Provision for loan and lease losses | $550,000 | 1,730 |
| Total noninterest income | $1,716,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $730,000 | 1,899 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $986,000 | 1,878 |
| Total noninterest expense | $10,247,000 | 1,352 |
| Salaries and employee benefits | $4,500,000 | 1,583 |
| Premises and equipment expense | $1,575,000 | 1,298 |
| Additional noninterest expense | $4,172,000 | 1,115 |
| Pre-tax net operating income | $5,481,000 | 1,354 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,477,000 | 1,535 |
| Income before extraordinary items | $4,004,000 | 1,314 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,004,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,472 |
| Cash dividends | $4,598,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,004,000 | 1,300 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,939,000 | 1,356 |
| Total interest expense | $9,701,000 | 1,551 |
| Net interest income | $14,238,000 | 1,237 |
| Provision for loan and lease losses | $780,000 | 1,214 |
| Total noninterest income | $1,196,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $601,000 | 2,227 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $595,000 | 2,644 |
| Total noninterest expense | $9,738,000 | 1,425 |
| Salaries and employee benefits | $4,612,000 | 1,512 |
| Premises and equipment expense | $1,552,000 | 1,308 |
| Additional noninterest expense | $3,574,000 | 1,288 |
| Pre-tax net operating income | $4,916,000 | 1,529 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,401,000 | 1,683 |
| Income before extraordinary items | $3,515,000 | 1,524 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,515,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,801 |
| Cash dividends | $2,719,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,515,000 | 1,495 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,982,000 | 1,345 |
| Total interest expense | $10,235,000 | 1,490 |
| Net interest income | $13,747,000 | 1,230 |
| Provision for loan and lease losses | $822,000 | 1,154 |
| Total noninterest income | $886,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $655,000 | 1,949 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $231,000 | 4,605 |
| Total noninterest expense | $9,501,000 | 1,385 |
| Salaries and employee benefits | $5,210,000 | 1,260 |
| Premises and equipment expense | $1,791,000 | 1,074 |
| Additional noninterest expense | $2,500,000 | 1,706 |
| Pre-tax net operating income | $4,310,000 | 1,709 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $1,127,000 | 2,095 |
| Income before extraordinary items | $3,178,000 | 1,661 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,178,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,248 |
| Cash dividends | $2,211,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $3,181,700 | 1,594 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,887,000 | 1,950 |
| Total interest expense | $8,148,000 | 1,896 |
| Net interest income | $8,739,000 | 1,991 |
| Provision for loan and lease losses | $471,000 | 1,873 |
| Total noninterest income | $921,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $477,000 | 2,738 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $444,000 | 3,071 |
| Total noninterest expense | $7,106,000 | 1,825 |
| Salaries and employee benefits | $3,802,000 | 1,724 |
| Premises and equipment expense | $1,597,000 | 1,236 |
| Additional noninterest expense | $1,707,000 | 2,424 |
| Pre-tax net operating income | $2,083,000 | 3,400 |
| Securities gains (losses) | $85,000 | 1,060 |
| Applicable income taxes | $576,000 | 3,799 |
| Income before extraordinary items | $1,592,000 | 3,182 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,592,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,964 |
| Cash dividends | $1,205,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 405 |
| Net operating income | $1,529,950 | 3,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,170,000 | 2,224 |
| Total interest expense | $7,391,000 | 2,122 |
| Net interest income | $7,779,000 | 2,315 |
| Provision for loan and lease losses | $163,000 | 3,895 |
| Total noninterest income | $564,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $379,000 | 3,495 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $185,000 | 5,391 |
| Total noninterest expense | $6,533,000 | 2,114 |
| Salaries and employee benefits | $3,347,000 | 1,973 |
| Premises and equipment expense | $1,310,000 | 1,551 |
| Additional noninterest expense | $1,876,000 | 2,601 |
| Pre-tax net operating income | $1,647,000 | 4,034 |
| Securities gains (losses) | $20,000 | 2,000 |
| Applicable income taxes | $443,000 | 4,553 |
| Income before extraordinary items | $1,224,000 | 3,809 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,224,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,209,400 | 3,802 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,742,000 | 3,087 |
| Total interest expense | $4,855,000 | 3,101 |
| Net interest income | $5,887,000 | 3,025 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $696,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $406,000 | 3,316 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $290,000 | 4,083 |
| Total noninterest expense | $5,155,000 | 2,630 |
| Salaries and employee benefits | $2,577,000 | 2,599 |
| Premises and equipment expense | $950,000 | 2,110 |
| Additional noninterest expense | $1,628,000 | 2,859 |
| Pre-tax net operating income | $1,313,000 | 4,925 |
| Securities gains (losses) | $122,000 | 870 |
| Applicable income taxes | $360,000 | 5,320 |
| Income before extraordinary items | $1,075,000 | 4,330 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,075,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $983,500 | 4,649 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,969,000 | 3,746 |
| Total interest expense | $2,773,000 | 4,249 |
| Net interest income | $5,196,000 | 3,443 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $766,000 | 3,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 5,099 |
| Total noninterest expense | $4,582,000 | 3,006 |
| Salaries and employee benefits | $2,213,000 | 2,992 |
| Premises and equipment expense | $822,000 | 2,472 |
| Additional noninterest expense | $1,547,000 | 3,208 |
| Pre-tax net operating income | $1,220,000 | 5,180 |
| Securities gains (losses) | $41,000 | 1,276 |
| Applicable income taxes | $388,000 | 4,868 |
| Income before extraordinary items | $873,000 | 5,029 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $873,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,196 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $844,710 | 5,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,462,000 | 4,064 |
| Total interest expense | $2,459,000 | 4,899 |
| Net interest income | $5,003,000 | 3,567 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $559,000 | 5,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,629 |
| Total noninterest expense | $4,228,000 | 3,318 |
| Salaries and employee benefits | $2,017,000 | 3,259 |
| Premises and equipment expense | $784,000 | 2,606 |
| Additional noninterest expense | $1,427,000 | 3,651 |
| Pre-tax net operating income | $1,259,000 | 4,999 |
| Securities gains (losses) | $127,000 | 2,182 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $925,000 | 4,988 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $1,025,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 12,937 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $839,910 | 5,129 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 4,614 |
| Total interest expense | $2,873,000 | 5,342 |
| Net interest income | $4,495,000 | 4,007 |
| Provision for loan and lease losses | $216,000 | 5,027 |
| Total noninterest income | $380,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $4,225,000 | 3,331 |
| Salaries and employee benefits | $2,066,000 | 3,125 |
| Premises and equipment expense | $770,000 | 2,698 |
| Additional noninterest expense | $1,389,000 | 3,818 |
| Pre-tax net operating income | $434,000 | 8,930 |
| Securities gains (losses) | $100,000 | 3,002 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $383,000 | 8,385 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $383,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 4,257 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $311,000 | 8,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.