Home > Susquehanna Bank > Income and Expense

Susquehanna Bank, Income and Expense

2015-06-30 (YTD Data)		Rank
Total interest income	$311,242,000	78
Total interest expense	$43,726,000	66
Net interest income	$267,516,000	79
Provision for loan and lease losses	$10,999,000	78
Total noninterest income	$54,745,000	120
Gross Fiduciary activities income	$6,029,000	113
Service charges on deposit accounts	$17,478,000	67
Trading account gains and fees	$3,585,000	45
Additional Noninterest Income	$27,653,000	150
Total noninterest expense	$214,291,000	82
Salaries and employee benefits	$85,265,000	87
Premises and equipment expense	$27,195,000	63
Additional noninterest expense	$101,831,000	77
Pre-tax net operating income	$96,971,000	102
Securities gains (losses)	$45,000	1,293
Applicable income taxes	$28,309,000	109
Income before extraordinary items	$68,707,000	103
Extraordinary gains, net	$0	22
Net income	$68,707,000	103
Minority interest net income	$0	75
Net income of bank and minority interests.	$68,707,000	103
Net charge-offs	$12,660,000	65
Cash dividends	$52,750,000	67
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$68,675,050	104
2015-03-31 (YTD Data)		Rank
Total interest income	$156,791,000	78
Total interest expense	$22,567,000	63
Net interest income	$134,224,000	77
Provision for loan and lease losses	$5,799,000	76
Total noninterest income	$27,113,000	118
Gross Fiduciary activities income	$2,822,000	118
Service charges on deposit accounts	$8,518,000	67
Trading account gains and fees	$1,923,000	48
Additional Noninterest Income	$13,850,000	147
Total noninterest expense	$108,220,000	78
Salaries and employee benefits	$43,494,000	85
Premises and equipment expense	$14,446,000	57
Additional noninterest expense	$50,280,000	75
Pre-tax net operating income	$47,318,000	105
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$14,663,000	106
Income before extraordinary items	$32,650,000	104
Extraordinary gains, net	$0	13
Net income	$32,650,000	104
Minority interest net income	$0	64
Net income of bank and minority interests.	$32,650,000	104
Net charge-offs	$7,588,000	61
Cash dividends	$26,375,000	65
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$32,653,450	104
2014-12-31 (YTD Data)		Rank
Total interest income	$649,017,000	77
Total interest expense	$88,169,000	66
Net interest income	$560,848,000	76
Provision for loan and lease losses	$25,200,000	73
Total noninterest income	$111,190,000	111
Gross Fiduciary activities income	$11,014,000	118
Service charges on deposit accounts	$37,115,000	65
Trading account gains and fees	$3,079,000	56
Additional Noninterest Income	$59,982,000	127
Total noninterest expense	$435,333,000	79
Salaries and employee benefits	$167,277,000	82
Premises and equipment expense	$52,787,000	65
Additional noninterest expense	$215,269,000	72
Pre-tax net operating income	$211,505,000	93
Securities gains (losses)	$3,306,000	73
Applicable income taxes	$65,652,000	93
Income before extraordinary items	$149,159,000	92
Extraordinary gains, net	$0	17
Net income	$149,159,000	92
Minority interest net income	$0	84
Net income of bank and minority interests.	$149,159,000	92
Net charge-offs	$46,286,000	52
Cash dividends	$145,500,000	50
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$146,877,860	92
2014-09-30 (YTD Data)		Rank
Total interest income	$487,881,000	79
Total interest expense	$65,017,000	67
Net interest income	$422,864,000	77
Provision for loan and lease losses	$18,000,000	74
Total noninterest income	$79,480,000	115
Gross Fiduciary activities income	$8,292,000	117
Service charges on deposit accounts	$27,855,000	66
Trading account gains and fees	$1,397,000	65
Additional Noninterest Income	$41,936,000	133
Total noninterest expense	$327,256,000	79
Salaries and employee benefits	$124,720,000	82
Premises and equipment expense	$39,884,000	66
Additional noninterest expense	$162,652,000	71
Pre-tax net operating income	$157,088,000	92
Securities gains (losses)	$3,293,000	64
Applicable income taxes	$40,933,000	106
Income before extraordinary items	$119,448,000	85
Extraordinary gains, net	$0	15
Net income	$119,448,000	84
Minority interest net income	$0	81
Net income of bank and minority interests.	$119,448,000	84
Net charge-offs	$38,738,000	52
Cash dividends	$79,125,000	68
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$117,011,180	87
2014-06-30 (YTD Data)		Rank
Total interest income	$326,443,000	77
Total interest expense	$42,647,000	67
Net interest income	$283,796,000	75
Provision for loan and lease losses	$9,000,000	90
Total noninterest income	$51,600,000	114
Gross Fiduciary activities income	$5,518,000	115
Service charges on deposit accounts	$18,294,000	64
Trading account gains and fees	$995,000	66
Additional Noninterest Income	$26,793,000	130
Total noninterest expense	$215,241,000	78
Salaries and employee benefits	$82,161,000	83
Premises and equipment expense	$27,100,000	65
Additional noninterest expense	$105,980,000	70
Pre-tax net operating income	$111,155,000	89
Securities gains (losses)	$3,293,000	55
Applicable income taxes	$29,033,000	104
Income before extraordinary items	$85,415,000	81
Extraordinary gains, net	$0	20
Net income	$85,415,000	80
Minority interest net income	$0	80
Net income of bank and minority interests.	$85,415,000	80
Net charge-offs	$22,125,000	54
Cash dividends	$52,750,000	61
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$82,945,250	81
2014-03-31 (YTD Data)		Rank
Total interest income	$164,131,000	74
Total interest expense	$21,045,000	67
Net interest income	$143,086,000	74
Provision for loan and lease losses	$6,000,000	72
Total noninterest income	$24,928,000	114
Gross Fiduciary activities income	$2,692,000	116
Service charges on deposit accounts	$9,000,000	63
Trading account gains and fees	$642,000	64
Additional Noninterest Income	$12,594,000	137
Total noninterest expense	$107,099,000	73
Salaries and employee benefits	$40,233,000	86
Premises and equipment expense	$14,458,000	60
Additional noninterest expense	$52,408,000	64
Pre-tax net operating income	$54,915,000	91
Securities gains (losses)	$0	1,715
Applicable income taxes	$14,078,000	106
Income before extraordinary items	$40,837,000	82
Extraordinary gains, net	$0	16
Net income	$40,837,000	82
Minority interest net income	$0	66
Net income of bank and minority interests.	$40,837,000	82
Net charge-offs	$9,458,000	62
Cash dividends	$26,375,000	62
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$40,837,000	81
2013-12-31 (YTD Data)		Rank
Total interest income	$685,140,000	71
Total interest expense	$89,146,000	67
Net interest income	$595,994,000	73
Provision for loan and lease losses	$31,000,000	74
Total noninterest income	$126,093,000	108
Gross Fiduciary activities income	$10,700,000	114
Service charges on deposit accounts	$36,989,000	64
Trading account gains and fees	$7,222,000	44
Additional Noninterest Income	$71,182,000	115
Total noninterest expense	$432,969,000	72
Salaries and employee benefits	$165,936,000	77
Premises and equipment expense	$55,245,000	60
Additional noninterest expense	$211,788,000	68
Pre-tax net operating income	$258,118,000	76
Securities gains (losses)	$-1,372,000	6,752
Applicable income taxes	$70,939,000	91
Income before extraordinary items	$185,807,000	77
Extraordinary gains, net	$0	29
Net income	$185,807,000	77
Minority interest net income	$0	90
Net income of bank and minority interests.	$185,807,000	77
Net charge-offs	$57,412,000	57
Cash dividends	$180,500,000	50
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$186,794,840	76
2013-09-30 (YTD Data)		Rank
Total interest income	$518,186,000	70
Total interest expense	$67,620,000	68
Net interest income	$450,566,000	71
Provision for loan and lease losses	$29,000,000	66
Total noninterest income	$89,427,000	111
Gross Fiduciary activities income	$8,014,000	112
Service charges on deposit accounts	$27,533,000	63
Trading account gains and fees	$4,263,000	51
Additional Noninterest Income	$49,617,000	122
Total noninterest expense	$314,766,000	72
Salaries and employee benefits	$122,250,000	76
Premises and equipment expense	$36,134,000	68
Additional noninterest expense	$156,382,000	68
Pre-tax net operating income	$196,227,000	77
Securities gains (losses)	$-53,000	6,662
Applicable income taxes	$52,960,000	91
Income before extraordinary items	$143,214,000	74
Extraordinary gains, net	$0	25
Net income	$143,214,000	74
Minority interest net income	$0	84
Net income of bank and minority interests.	$143,214,000	74
Net charge-offs	$46,280,000	56
Cash dividends	$79,125,000	63
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$143,252,690	74
2013-06-30 (YTD Data)		Rank
Total interest income	$348,128,000	70
Total interest expense	$45,836,000	67
Net interest income	$302,292,000	71
Provision for loan and lease losses	$24,000,000	60
Total noninterest income	$61,867,000	112
Gross Fiduciary activities income	$5,371,000	111
Service charges on deposit accounts	$18,019,000	63
Trading account gains and fees	$0	157
Additional Noninterest Income	$38,477,000	114
Total noninterest expense	$207,381,000	74
Salaries and employee benefits	$80,726,000	80
Premises and equipment expense	$24,005,000	70
Additional noninterest expense	$102,650,000	70
Pre-tax net operating income	$132,778,000	80
Securities gains (losses)	$-53,000	6,802
Applicable income taxes	$36,055,000	92
Income before extraordinary items	$96,670,000	75
Extraordinary gains, net	$0	22
Net income	$96,670,000	75
Minority interest net income	$0	82
Net income of bank and minority interests.	$96,670,000	75
Net charge-offs	$29,427,000	60
Cash dividends	$52,750,000	59
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$96,708,690	76
2013-03-31 (YTD Data)		Rank
Total interest income	$174,470,000	66
Total interest expense	$22,841,000	66
Net interest income	$151,629,000	67
Provision for loan and lease losses	$12,000,000	62
Total noninterest income	$27,746,000	119
Gross Fiduciary activities income	$2,693,000	111
Service charges on deposit accounts	$8,672,000	65
Trading account gains and fees	$0	148
Additional Noninterest Income	$16,381,000	129
Total noninterest expense	$104,718,000	72
Salaries and employee benefits	$39,754,000	82
Premises and equipment expense	$12,005,000	71
Additional noninterest expense	$52,959,000	67
Pre-tax net operating income	$62,657,000	82
Securities gains (losses)	$19,000	1,284
Applicable income taxes	$17,844,000	91
Income before extraordinary items	$44,832,000	78
Extraordinary gains, net	$0	10
Net income	$44,832,000	78
Minority interest net income	$0	76
Net income of bank and minority interests.	$44,832,000	78
Net charge-offs	$19,643,000	55
Cash dividends	$26,375,000	49
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$44,818,320	78
2012-12-31 (YTD Data)		Rank
Total interest income	$707,153,000	65
Total interest expense	$95,588,000	75
Net interest income	$611,565,000	66
Provision for loan and lease losses	$64,291,000	66
Total noninterest income	$112,267,000	119
Gross Fiduciary activities income	$10,628,000	104
Service charges on deposit accounts	$34,428,000	65
Trading account gains and fees	$0	166
Additional Noninterest Income	$67,211,000	131
Total noninterest expense	$412,457,000	73
Salaries and employee benefits	$159,617,000	75
Premises and equipment expense	$52,696,000	62
Additional noninterest expense	$200,144,000	73
Pre-tax net operating income	$247,084,000	78
Securities gains (losses)	$1,559,000	342
Applicable income taxes	$60,537,000	97
Income before extraordinary items	$188,106,000	80
Extraordinary gains, net	$0	29
Net income	$188,106,000	80
Minority interest net income	$0	93
Net income of bank and minority interests.	$188,106,000	80
Net charge-offs	$68,080,000	70
Cash dividends	$185,500,000	45
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$186,921,160	77
2012-09-30 (YTD Data)		Rank
Total interest income	$528,304,000	66
Total interest expense	$71,974,000	76
Net interest income	$456,330,000	66
Provision for loan and lease losses	$51,292,000	62
Total noninterest income	$82,779,000	120
Gross Fiduciary activities income	$7,910,000	104
Service charges on deposit accounts	$25,270,000	65
Trading account gains and fees	$0	157
Additional Noninterest Income	$49,599,000	131
Total noninterest expense	$306,924,000	74
Salaries and employee benefits	$118,137,000	77
Premises and equipment expense	$40,438,000	60
Additional noninterest expense	$148,349,000	75
Pre-tax net operating income	$180,893,000	82
Securities gains (losses)	$1,759,000	231
Applicable income taxes	$43,689,000	98
Income before extraordinary items	$138,963,000	78
Extraordinary gains, net	$0	20
Net income	$138,963,000	78
Minority interest net income	$0	86
Net income of bank and minority interests.	$138,963,000	78
Net charge-offs	$52,203,000	72
Cash dividends	$164,125,000	35
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$137,626,160	76
2012-06-30 (YTD Data)		Rank
Total interest income	$348,188,000	67
Total interest expense	$47,999,000	76
Net interest income	$300,189,000	67
Provision for loan and lease losses	$35,000,000	62
Total noninterest income	$51,610,000	122
Gross Fiduciary activities income	$5,330,000	104
Service charges on deposit accounts	$16,257,000	67
Trading account gains and fees	$0	153
Additional Noninterest Income	$30,023,000	137
Total noninterest expense	$202,323,000	74
Salaries and employee benefits	$76,196,000	80
Premises and equipment expense	$27,941,000	59
Additional noninterest expense	$98,186,000	75
Pre-tax net operating income	$114,476,000	85
Securities gains (losses)	$1,728,000	156
Applicable income taxes	$26,530,000	101
Income before extraordinary items	$89,674,000	79
Extraordinary gains, net	$0	19
Net income	$89,674,000	79
Minority interest net income	$0	84
Net income of bank and minority interests.	$89,674,000	79
Net charge-offs	$32,516,000	77
Cash dividends	$42,750,000	60
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$88,343,440	79
2012-03-31 (YTD Data)		Rank
Total interest income	$165,231,000	72
Total interest expense	$24,283,000	77
Net interest income	$140,948,000	69
Provision for loan and lease losses	$19,000,000	59
Total noninterest income	$25,668,000	119
Gross Fiduciary activities income	$2,703,000	103
Service charges on deposit accounts	$7,674,000	71
Trading account gains and fees	$0	148
Additional Noninterest Income	$15,291,000	128
Total noninterest expense	$100,012,000	74
Salaries and employee benefits	$36,304,000	86
Premises and equipment expense	$14,651,000	57
Additional noninterest expense	$49,057,000	76
Pre-tax net operating income	$47,604,000	97
Securities gains (losses)	$385,000	349
Applicable income taxes	$11,475,000	112
Income before extraordinary items	$36,514,000	89
Extraordinary gains, net	$0	19
Net income	$36,514,000	90
Minority interest net income	$0	78
Net income of bank and minority interests.	$36,514,000	90
Net charge-offs	$12,393,000	96
Cash dividends	$21,375,000	57
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$36,221,400	89
2011-12-31 (YTD Data)		Rank
Total interest income	$591,842,000	84
Total interest expense	$131,132,000	69
Net interest income	$460,710,000	81
Provision for loan and lease losses	$110,000,000	59
Total noninterest income	$135,444,000	97
Gross Fiduciary activities income	$7,636,000	115
Service charges on deposit accounts	$31,727,000	72
Trading account gains and fees	$0	146
Additional Noninterest Income	$96,081,000	93
Total noninterest expense	$392,646,000	76
Salaries and employee benefits	$130,741,000	88
Premises and equipment expense	$40,818,000	76
Additional noninterest expense	$221,087,000	70
Pre-tax net operating income	$93,508,000	131
Securities gains (losses)	$1,342,000	327
Applicable income taxes	$-4,781,000	7,303
Income before extraordinary items	$99,631,000	103
Extraordinary gains, net	$0	29
Net income	$99,631,000	104
Minority interest net income	$0	96
Net income of bank and minority interests.	$99,631,000	104
Net charge-offs	$113,821,000	73
Cash dividends	$5,500,000	392
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$98,289,000	100
2011-09-30 (YTD Data)		Rank
Total interest income	$439,823,000	83
Total interest expense	$100,863,000	69
Net interest income	$338,960,000	81
Provision for loan and lease losses	$88,000,000	60
Total noninterest income	$74,396,000	121
Gross Fiduciary activities income	$5,731,000	116
Service charges on deposit accounts	$24,038,000	71
Trading account gains and fees	$0	145
Additional Noninterest Income	$44,627,000	127
Total noninterest expense	$249,765,000	82
Salaries and employee benefits	$95,863,000	89
Premises and equipment expense	$29,127,000	79
Additional noninterest expense	$124,775,000	79
Pre-tax net operating income	$75,591,000	124
Securities gains (losses)	$1,828,000	201
Applicable income taxes	$10,244,000	213
Income before extraordinary items	$67,175,000	110
Extraordinary gains, net	$0	21
Net income	$67,175,000	111
Minority interest net income	$0	87
Net income of bank and minority interests.	$67,175,000	111
Net charge-offs	$88,926,000	74
Cash dividends	$1,375,000	903
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$65,584,640	112
2011-06-30 (YTD Data)		Rank
Total interest income	$293,338,000	85
Total interest expense	$67,796,000	74
Net interest income	$225,542,000	85
Provision for loan and lease losses	$63,000,000	62
Total noninterest income	$49,722,000	124
Gross Fiduciary activities income	$3,836,000	117
Service charges on deposit accounts	$15,833,000	72
Trading account gains and fees	$0	153
Additional Noninterest Income	$30,053,000	132
Total noninterest expense	$165,358,000	86
Salaries and employee benefits	$63,360,000	90
Premises and equipment expense	$19,636,000	81
Additional noninterest expense	$82,362,000	84
Pre-tax net operating income	$46,906,000	131
Securities gains (losses)	$113,000	1,053
Applicable income taxes	$5,320,000	244
Income before extraordinary items	$41,699,000	117
Extraordinary gains, net	$0	15
Net income	$41,699,000	117
Minority interest net income	$0	89
Net income of bank and minority interests.	$41,699,000	117
Net charge-offs	$65,573,000	73
Cash dividends	$1,375,000	616
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$41,598,430	115
2011-03-31 (YTD Data)		Rank
Total interest income	$146,694,000	84
Total interest expense	$34,382,000	73
Net interest income	$112,312,000	86
Provision for loan and lease losses	$35,000,000	63
Total noninterest income	$25,131,000	125
Gross Fiduciary activities income	$1,909,000	114
Service charges on deposit accounts	$7,756,000	74
Trading account gains and fees	$0	158
Additional Noninterest Income	$15,466,000	129
Total noninterest expense	$80,277,000	88
Salaries and employee benefits	$31,226,000	94
Premises and equipment expense	$10,211,000	79
Additional noninterest expense	$38,840,000	84
Pre-tax net operating income	$22,166,000	134
Securities gains (losses)	$-334,000	7,503
Applicable income taxes	$1,840,000	296
Income before extraordinary items	$19,992,000	119
Extraordinary gains, net	$0	9
Net income	$19,992,000	119
Minority interest net income	$0	86
Net income of bank and minority interests.	$19,992,000	119
Net charge-offs	$33,619,000	76
Cash dividends	$1,375,000	298
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$20,299,280	114
2010-12-31 (YTD Data)		Rank
Total interest income	$611,172,000	80
Total interest expense	$164,004,000	70
Net interest income	$447,168,000	85
Provision for loan and lease losses	$163,000,000	76
Total noninterest income	$96,096,000	127
Gross Fiduciary activities income	$7,543,000	111
Service charges on deposit accounts	$34,467,000	68
Trading account gains and fees	$0	175
Additional Noninterest Income	$54,086,000	148
Total noninterest expense	$320,975,000	92
Salaries and employee benefits	$121,402,000	92
Premises and equipment expense	$38,931,000	80
Additional noninterest expense	$160,642,000	89
Pre-tax net operating income	$59,289,000	154
Securities gains (losses)	$10,864,000	59
Applicable income taxes	$3,801,000	445
Income before extraordinary items	$66,352,000	116
Extraordinary gains, net	$0	29
Net income	$66,352,000	117
Minority interest net income	$0	111
Net income of bank and minority interests.	$66,352,000	117
Net charge-offs	$143,609,000	82
Cash dividends	$4,125,000	400
Sale, conversion, retirement of capital stock, net	$50,000,000	27
Net operating income	$56,031,200	128
2010-09-30 (YTD Data)		Rank
Total interest income	$459,698,000	79
Total interest expense	$125,446,000	70
Net interest income	$334,252,000	83
Provision for loan and lease losses	$128,000,000	78
Total noninterest income	$70,617,000	130
Gross Fiduciary activities income	$5,585,000	111
Service charges on deposit accounts	$25,878,000	68
Trading account gains and fees	$0	165
Additional Noninterest Income	$39,154,000	144
Total noninterest expense	$242,348,000	89
Salaries and employee benefits	$90,953,000	89
Premises and equipment expense	$29,195,000	80
Additional noninterest expense	$122,200,000	87
Pre-tax net operating income	$34,521,000	171
Securities gains (losses)	$9,027,000	61
Applicable income taxes	$1,424,000	769
Income before extraordinary items	$42,124,000	132
Extraordinary gains, net	$0	23
Net income	$42,124,000	132
Minority interest net income	$0	110
Net income of bank and minority interests.	$42,124,000	132
Net charge-offs	$109,308,000	84
Cash dividends	$1,375,000	806
Sale, conversion, retirement of capital stock, net	$50,000,000	26
Net operating income	$33,367,810	146
2010-06-30 (YTD Data)		Rank
Total interest income	$307,861,000	79
Total interest expense	$85,083,000	70
Net interest income	$222,778,000	84
Provision for loan and lease losses	$88,000,000	80
Total noninterest income	$45,574,000	134
Gross Fiduciary activities income	$3,730,000	110
Service charges on deposit accounts	$16,955,000	70
Trading account gains and fees	$0	152
Additional Noninterest Income	$24,889,000	147
Total noninterest expense	$161,168,000	88
Salaries and employee benefits	$60,272,000	92
Premises and equipment expense	$19,976,000	80
Additional noninterest expense	$80,920,000	88
Pre-tax net operating income	$19,184,000	178
Securities gains (losses)	$8,715,000	41
Applicable income taxes	$-110,000	7,214
Income before extraordinary items	$28,009,000	127
Extraordinary gains, net	$0	19
Net income	$28,009,000	127
Minority interest net income	$0	105
Net income of bank and minority interests.	$28,009,000	127
Net charge-offs	$74,634,000	85
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$50,000,000	16
Net operating income	$19,294,000	149
2010-03-31 (YTD Data)		Rank
Total interest income	$154,398,000	76
Total interest expense	$43,463,000	70
Net interest income	$110,935,000	81
Provision for loan and lease losses	$45,000,000	92
Total noninterest income	$20,836,000	137
Gross Fiduciary activities income	$1,875,000	110
Service charges on deposit accounts	$8,069,000	70
Trading account gains and fees	$0	175
Additional Noninterest Income	$10,892,000	169
Total noninterest expense	$80,254,000	87
Salaries and employee benefits	$29,709,000	91
Premises and equipment expense	$10,698,000	75
Additional noninterest expense	$39,847,000	81
Pre-tax net operating income	$6,517,000	234
Securities gains (losses)	$6,068,000	38
Applicable income taxes	$197,000	1,441
Income before extraordinary items	$12,388,000	128
Extraordinary gains, net	$0	16
Net income	$12,388,000	128
Minority interest net income	$0	91
Net income of bank and minority interests.	$12,388,000	129
Net charge-offs	$38,580,000	87
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$50,000,000	14
Net operating income	$6,441,360	182
2009-12-31 (YTD Data)		Rank
Total interest income	$640,862,000	74
Total interest expense	$222,082,000	74
Net interest income	$418,780,000	81
Provision for loan and lease losses	$188,010,000	102
Total noninterest income	$108,585,000	127
Gross Fiduciary activities income	$7,374,000	108
Service charges on deposit accounts	$37,288,000	66
Trading account gains and fees	$0	211
Additional Noninterest Income	$63,923,000	136
Total noninterest expense	$324,038,000	94
Salaries and employee benefits	$121,713,000	88
Premises and equipment expense	$38,809,000	78
Additional noninterest expense	$163,516,000	90
Pre-tax net operating income	$15,317,000	280
Securities gains (losses)	$10,888,000	69
Applicable income taxes	$-8,136,000	7,845
Income before extraordinary items	$34,341,000	127
Extraordinary gains, net	$0	34
Net income	$34,341,000	125
Minority interest net income	$0	115
Net income of bank and minority interests.	$34,341,000	126
Net charge-offs	$129,263,000	101
Cash dividends	$41,000,000	60
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$23,453,000	162
2009-09-30 (YTD Data)		Rank
Total interest income	$482,071,000	79
Total interest expense	$174,193,000	76
Net interest income	$307,878,000	84
Provision for loan and lease losses	$133,010,000	102
Total noninterest income	$81,140,000	125
Gross Fiduciary activities income	$5,431,000	108
Service charges on deposit accounts	$28,277,000	67
Trading account gains and fees	$0	212
Additional Noninterest Income	$47,432,000	137
Total noninterest expense	$245,659,000	96
Salaries and employee benefits	$92,189,000	93
Premises and equipment expense	$29,395,000	81
Additional noninterest expense	$124,075,000	91
Pre-tax net operating income	$10,349,000	317
Securities gains (losses)	$4,378,000	117
Applicable income taxes	$-3,530,000	7,842
Income before extraordinary items	$18,257,000	167
Extraordinary gains, net	$0	27
Net income	$18,257,000	167
Minority interest net income	$0	118
Net income of bank and minority interests.	$18,257,000	167
Net charge-offs	$78,102,000	121
Cash dividends	$41,000,000	44
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$13,879,000	203
2009-06-30 (YTD Data)		Rank
Total interest income	$321,867,000	83
Total interest expense	$120,688,000	78
Net interest income	$201,179,000	87
Provision for loan and lease losses	$85,010,000	107
Total noninterest income	$55,573,000	122
Gross Fiduciary activities income	$3,574,000	111
Service charges on deposit accounts	$18,952,000	67
Trading account gains and fees	$0	193
Additional Noninterest Income	$33,047,000	130
Total noninterest expense	$169,391,000	96
Salaries and employee benefits	$62,202,000	94
Premises and equipment expense	$20,923,000	81
Additional noninterest expense	$86,266,000	98
Pre-tax net operating income	$2,351,000	970
Securities gains (losses)	$-585,000	7,942
Applicable income taxes	$-5,878,000	8,055
Income before extraordinary items	$7,644,000	237
Extraordinary gains, net	$0	21
Net income	$7,644,000	236
Minority interest net income	$0	112
Net income of bank and minority interests.	$7,644,000	236
Net charge-offs	$41,168,000	140
Cash dividends	$41,000,000	26
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$8,229,000	212
2009-03-31 (YTD Data)		Rank
Total interest income	$160,855,000	85
Total interest expense	$62,697,000	83
Net interest income	$98,158,000	86
Provision for loan and lease losses	$35,000,000	130
Total noninterest income	$31,337,000	111
Gross Fiduciary activities income	$1,780,000	109
Service charges on deposit accounts	$9,549,000	68
Trading account gains and fees	$0	171
Additional Noninterest Income	$20,008,000	117
Total noninterest expense	$80,722,000	98
Salaries and employee benefits	$30,503,000	97
Premises and equipment expense	$10,465,000	84
Additional noninterest expense	$39,754,000	98
Pre-tax net operating income	$13,773,000	121
Securities gains (losses)	$24,000	1,606
Applicable income taxes	$2,661,000	168
Income before extraordinary items	$11,136,000	121
Extraordinary gains, net	$0	15
Net income	$11,136,000	120
Minority interest net income	$0	102
Net income of bank and minority interests.	$11,136,000	121
Net charge-offs	$16,587,000	142
Cash dividends	$30,000,000	20
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$11,116,560	119
2008-12-31 (YTD Data)		Rank
Total interest income	$692,424,000	88
Total interest expense	$271,977,000	92
Net interest income	$420,447,000	82
Provision for loan and lease losses	$63,959,000	157
Total noninterest income	$112,923,000	111
Gross Fiduciary activities income	$8,492,000	109
Service charges on deposit accounts	$46,294,000	56
Trading account gains and fees	$0	154
Additional Noninterest Income	$58,137,000	131
Total noninterest expense	$307,945,000	100
Salaries and employee benefits	$118,981,000	97
Premises and equipment expense	$40,703,000	81
Additional noninterest expense	$148,261,000	101
Pre-tax net operating income	$161,466,000	58
Securities gains (losses)	$-17,414,000	8,219
Applicable income taxes	$25,676,000	94
Income before extraordinary items	$118,376,000	56
Extraordinary gains, net	$0	39
Net income	$118,376,000	56
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,630,000	165
Cash dividends	$104,000,000	51
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$132,655,480	50
2008-09-30 (YTD Data)		Rank
Total interest income	$255,303,000	152
Total interest expense	$102,335,000	156
Net interest income	$152,968,000	152
Provision for loan and lease losses	$8,758,000	445
Total noninterest income	$55,935,000	146
Gross Fiduciary activities income	$6,657,000	109
Service charges on deposit accounts	$18,548,000	93
Trading account gains and fees	$0	148
Additional Noninterest Income	$30,730,000	167
Total noninterest expense	$122,468,000	163
Salaries and employee benefits	$46,182,000	170
Premises and equipment expense	$14,680,000	156
Additional noninterest expense	$61,606,000	149
Pre-tax net operating income	$77,677,000	103
Securities gains (losses)	$-8,681,000	8,271
Applicable income taxes	$13,717,000	144
Income before extraordinary items	$55,279,000	102
Extraordinary gains, net	$0	31
Net income	$55,279,000	101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,539,000	409
Cash dividends	$36,000,000	90
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$62,223,800	96
2008-06-30 (YTD Data)		Rank
Total interest income	$169,180,000	154
Total interest expense	$69,260,000	163
Net interest income	$99,920,000	151
Provision for loan and lease losses	$4,508,000	467
Total noninterest income	$39,684,000	149
Gross Fiduciary activities income	$4,628,000	110
Service charges on deposit accounts	$12,162,000	94
Trading account gains and fees	$0	149
Additional Noninterest Income	$22,894,000	162
Total noninterest expense	$82,581,000	160
Salaries and employee benefits	$30,308,000	176
Premises and equipment expense	$10,025,000	155
Additional noninterest expense	$42,248,000	140
Pre-tax net operating income	$52,515,000	109
Securities gains (losses)	$94,000	1,021
Applicable income taxes	$10,395,000	150
Income before extraordinary items	$42,214,000	102
Extraordinary gains, net	$0	21
Net income	$42,214,000	102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,746,000	451
Cash dividends	$24,000,000	106
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$42,138,800	102
2008-03-31 (YTD Data)		Rank
Total interest income	$86,561,000	157
Total interest expense	$36,780,000	165
Net interest income	$49,781,000	150
Provision for loan and lease losses	$1,384,000	511
Total noninterest income	$20,352,000	152
Gross Fiduciary activities income	$2,346,000	108
Service charges on deposit accounts	$5,969,000	93
Trading account gains and fees	$0	158
Additional Noninterest Income	$12,037,000	165
Total noninterest expense	$43,068,000	154
Salaries and employee benefits	$14,832,000	178
Premises and equipment expense	$5,226,000	153
Additional noninterest expense	$23,010,000	124
Pre-tax net operating income	$25,681,000	118
Securities gains (losses)	$77,000	851
Applicable income taxes	$5,739,000	153
Income before extraordinary items	$20,019,000	112
Extraordinary gains, net	$0	15
Net income	$20,019,000	112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,030,000	455
Cash dividends	$12,000,000	93
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$19,958,940	112
2007-12-31 (YTD Data)		Rank
Total interest income	$165,178,000	295
Total interest expense	$81,355,000	274
Net interest income	$83,823,000	307
Provision for loan and lease losses	$11,957,000	218
Total noninterest income	$41,019,000	226
Gross Fiduciary activities income	$7,687,000	120
Service charges on deposit accounts	$12,250,000	158
Trading account gains and fees	$0	178
Additional Noninterest Income	$21,082,000	253
Total noninterest expense	$79,229,000	266
Salaries and employee benefits	$31,221,000	315
Premises and equipment expense	$8,320,000	340
Additional noninterest expense	$39,688,000	216
Pre-tax net operating income	$33,656,000	321
Securities gains (losses)	$-2,812,000	8,473
Applicable income taxes	$3,806,000	667
Income before extraordinary items	$27,038,000	287
Extraordinary gains, net	$0	39
Net income	$27,038,000	284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,285,000	349
Cash dividends	$24,000,000	216
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$29,512,560	266
2007-09-30 (YTD Data)		Rank
Total interest income	$102,052,000	344
Total interest expense	$51,743,000	315
Net interest income	$50,309,000	369
Provision for loan and lease losses	$649,000	1,272
Total noninterest income	$26,566,000	247
Gross Fiduciary activities income	$5,092,000	128
Service charges on deposit accounts	$7,309,000	196
Trading account gains and fees	$0	184
Additional Noninterest Income	$14,165,000	274
Total noninterest expense	$51,691,000	293
Salaries and employee benefits	$19,880,000	380
Premises and equipment expense	$5,271,000	388
Additional noninterest expense	$26,540,000	218
Pre-tax net operating income	$24,535,000	350
Securities gains (losses)	$-2,927,000	8,523
Applicable income taxes	$2,775,000	743
Income before extraordinary items	$18,833,000	323
Extraordinary gains, net	$0	33
Net income	$18,833,000	321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,051,000	292
Cash dividends	$18,000,000	216
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$21,379,490	296
2007-06-30 (YTD Data)		Rank
Total interest income	$65,842,000	361
Total interest expense	$33,247,000	327
Net interest income	$32,595,000	382
Provision for loan and lease losses	$124,000	2,932
Total noninterest income	$18,653,000	258
Gross Fiduciary activities income	$3,446,000	134
Service charges on deposit accounts	$4,754,000	203
Trading account gains and fees	$0	168
Additional Noninterest Income	$10,453,000	272
Total noninterest expense	$34,432,000	300
Salaries and employee benefits	$13,219,000	392
Premises and equipment expense	$3,628,000	392
Additional noninterest expense	$17,585,000	225
Pre-tax net operating income	$16,692,000	368
Securities gains (losses)	$-2,927,000	8,587
Applicable income taxes	$2,220,000	673
Income before extraordinary items	$11,545,000	376
Extraordinary gains, net	$0	29
Net income	$11,545,000	375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,590
Cash dividends	$12,000,000	228
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$14,003,680	320
2007-03-31 (YTD Data)		Rank
Total interest income	$32,468,000	370
Total interest expense	$16,330,000	330
Net interest income	$16,138,000	387
Provision for loan and lease losses	$0	5,779
Total noninterest income	$10,439,000	236
Gross Fiduciary activities income	$1,640,000	136
Service charges on deposit accounts	$2,316,000	197
Trading account gains and fees	$0	195
Additional Noninterest Income	$6,483,000	232
Total noninterest expense	$17,119,000	303
Salaries and employee benefits	$6,505,000	403
Premises and equipment expense	$1,855,000	385
Additional noninterest expense	$8,759,000	224
Pre-tax net operating income	$9,458,000	335
Securities gains (losses)	$29,000	486
Applicable income taxes	$1,622,000	513
Income before extraordinary items	$7,865,000	297
Extraordinary gains, net	$0	22
Net income	$7,865,000	296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	962
Cash dividends	$6,000,000	209
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$7,840,930	294
2006-12-31 (YTD Data)		Rank
Total interest income	$130,267,000	336
Total interest expense	$57,257,000	323
Net interest income	$73,010,000	335
Provision for loan and lease losses	$5,364,000	230
Total noninterest income	$38,427,000	238
Gross Fiduciary activities income	$6,355,000	131
Service charges on deposit accounts	$9,896,000	186
Trading account gains and fees	$0	130
Additional Noninterest Income	$22,176,000	252
Total noninterest expense	$61,695,000	318
Salaries and employee benefits	$24,296,000	403
Premises and equipment expense	$6,354,000	407
Additional noninterest expense	$31,045,000	237
Pre-tax net operating income	$44,378,000	303
Securities gains (losses)	$-231,000	8,405
Applicable income taxes	$9,037,000	419
Income before extraordinary items	$35,110,000	271
Extraordinary gains, net	$0	51
Net income	$35,110,000	269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-453,000	8,643
Cash dividends	$24,000,000	206
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$35,294,800	269
2006-09-30 (YTD Data)		Rank
Total interest income	$98,279,000	338
Total interest expense	$42,357,000	332
Net interest income	$55,922,000	345
Provision for loan and lease losses	$4,065,000	219
Total noninterest income	$28,952,000	252
Gross Fiduciary activities income	$4,715,000	138
Service charges on deposit accounts	$7,292,000	195
Trading account gains and fees	$0	126
Additional Noninterest Income	$16,945,000	264
Total noninterest expense	$45,610,000	334
Salaries and employee benefits	$18,062,000	418
Premises and equipment expense	$4,781,000	419
Additional noninterest expense	$22,767,000	248
Pre-tax net operating income	$35,199,000	312
Securities gains (losses)	$45,000	583
Applicable income taxes	$6,696,000	452
Income before extraordinary items	$28,548,000	267
Extraordinary gains, net	$0	45
Net income	$28,548,000	267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-380,000	8,689
Cash dividends	$18,000,000	199
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$28,511,550	264
2006-06-30 (YTD Data)		Rank
Total interest income	$63,906,000	345
Total interest expense	$26,530,000	338
Net interest income	$37,376,000	346
Provision for loan and lease losses	$3,199,000	192
Total noninterest income	$17,614,000	263
Gross Fiduciary activities income	$3,124,000	145
Service charges on deposit accounts	$4,490,000	206
Trading account gains and fees	$0	126
Additional Noninterest Income	$10,000,000	285
Total noninterest expense	$33,294,000	316
Salaries and employee benefits	$11,942,000	428
Premises and equipment expense	$3,230,000	412
Additional noninterest expense	$18,122,000	234
Pre-tax net operating income	$18,497,000	355
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,388,000	536
Income before extraordinary items	$15,109,000	330
Extraordinary gains, net	$0	39
Net income	$15,109,000	329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$793,000	401
Cash dividends	$12,000,000	189
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$15,109,000	323
2006-03-31 (YTD Data)		Rank
Total interest income	$31,666,000	340
Total interest expense	$12,902,000	329
Net interest income	$18,764,000	342
Provision for loan and lease losses	$2,100,000	156
Total noninterest income	$8,634,000	269
Gross Fiduciary activities income	$1,547,000	142
Service charges on deposit accounts	$2,030,000	217
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,057,000	284
Total noninterest expense	$16,348,000	321
Salaries and employee benefits	$6,068,000	422
Premises and equipment expense	$1,659,000	397
Additional noninterest expense	$8,621,000	238
Pre-tax net operating income	$8,950,000	363
Securities gains (losses)	$0	955
Applicable income taxes	$1,904,000	487
Income before extraordinary items	$7,046,000	339
Extraordinary gains, net	$0	21
Net income	$7,046,000	337
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$397,000	387
Cash dividends	$6,000,000	175
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$7,046,000	333
2005-12-31 (YTD Data)		Rank
Total interest income	$122,487,000	319
Total interest expense	$43,192,000	316
Net interest income	$79,295,000	320
Provision for loan and lease losses	$8,100,000	170
Total noninterest income	$34,102,000	267
Gross Fiduciary activities income	$6,084,000	140
Service charges on deposit accounts	$8,663,000	207
Trading account gains and fees	$0	138
Additional Noninterest Income	$19,355,000	294
Total noninterest expense	$63,345,000	316
Salaries and employee benefits	$22,051,000	434
Premises and equipment expense	$6,218,000	406
Additional noninterest expense	$35,076,000	242
Pre-tax net operating income	$41,952,000	310
Securities gains (losses)	$-10,000	7,535
Applicable income taxes	$6,860,000	506
Income before extraordinary items	$35,082,000	270
Extraordinary gains, net	$0	46
Net income	$35,082,000	271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,784,000	146
Cash dividends	$19,000,000	252
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$35,090,400	267
2005-09-30 (YTD Data)		Rank
Total interest income	$90,732,000	315
Total interest expense	$30,995,000	309
Net interest income	$59,737,000	315
Provision for loan and lease losses	$4,400,000	211
Total noninterest income	$23,180,000	290
Gross Fiduciary activities income	$4,570,000	138
Service charges on deposit accounts	$6,422,000	204
Trading account gains and fees	$0	126
Additional Noninterest Income	$12,188,000	323
Total noninterest expense	$47,446,000	315
Salaries and employee benefits	$16,362,000	431
Premises and equipment expense	$4,664,000	402
Additional noninterest expense	$26,420,000	241
Pre-tax net operating income	$31,071,000	318
Securities gains (losses)	$-10,000	7,915
Applicable income taxes	$8,306,000	372
Income before extraordinary items	$22,755,000	308
Extraordinary gains, net	$0	35
Net income	$22,755,000	309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,243,000	150
Cash dividends	$14,000,000	235
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$22,762,300	302
2005-06-30 (YTD Data)		Rank
Total interest income	$59,574,000	309
Total interest expense	$19,784,000	302
Net interest income	$39,790,000	311
Provision for loan and lease losses	$2,300,000	241
Total noninterest income	$15,631,000	283
Gross Fiduciary activities income	$3,032,000	140
Service charges on deposit accounts	$4,149,000	205
Trading account gains and fees	$0	116
Additional Noninterest Income	$8,450,000	313
Total noninterest expense	$31,990,000	307
Salaries and employee benefits	$11,056,000	425
Premises and equipment expense	$3,200,000	388
Additional noninterest expense	$17,734,000	238
Pre-tax net operating income	$21,131,000	314
Securities gains (losses)	$-10,000	8,138
Applicable income taxes	$5,407,000	378
Income before extraordinary items	$15,714,000	291
Extraordinary gains, net	$0	30
Net income	$15,714,000	291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,947,000	178
Cash dividends	$9,000,000	217
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$15,721,400	287
2005-03-31 (YTD Data)		Rank
Total interest income	$29,383,000	308
Total interest expense	$9,639,000	296
Net interest income	$19,744,000	310
Provision for loan and lease losses	$900,000	282
Total noninterest income	$7,892,000	272
Gross Fiduciary activities income	$1,524,000	142
Service charges on deposit accounts	$2,009,000	203
Trading account gains and fees	$0	115
Additional Noninterest Income	$4,359,000	303
Total noninterest expense	$16,623,000	299
Salaries and employee benefits	$6,085,000	374
Premises and equipment expense	$1,701,000	368
Additional noninterest expense	$8,837,000	234
Pre-tax net operating income	$10,113,000	319
Securities gains (losses)	$-91,000	8,831
Applicable income taxes	$2,752,000	368
Income before extraordinary items	$7,270,000	301
Extraordinary gains, net	$0	24
Net income	$7,270,000	301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,439,000	133
Cash dividends	$5,000,000	174
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$7,336,430	294
2004-12-31 (YTD Data)		Rank
Total interest income	$75,488,000	396
Total interest expense	$24,228,000	359
Net interest income	$51,260,000	421
Provision for loan and lease losses	$2,700,000	423
Total noninterest income	$23,291,000	349
Gross Fiduciary activities income	$6,319,000	131
Service charges on deposit accounts	$6,068,000	283
Trading account gains and fees	$0	138
Additional Noninterest Income	$10,904,000	390
Total noninterest expense	$43,322,000	417
Salaries and employee benefits	$17,118,000	516
Premises and equipment expense	$3,882,000	591
Additional noninterest expense	$22,322,000	313
Pre-tax net operating income	$28,529,000	385
Securities gains (losses)	$223,000	776
Applicable income taxes	$6,937,000	471
Income before extraordinary items	$21,815,000	361
Extraordinary gains, net	$0	34
Net income	$21,815,000	363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,866,000	357
Cash dividends	$28,000,000	177
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$21,645,520	352
2004-09-30 (YTD Data)		Rank
Total interest income	$55,637,000	396
Total interest expense	$17,811,000	359
Net interest income	$37,826,000	424
Provision for loan and lease losses	$2,025,000	410
Total noninterest income	$16,779,000	372
Gross Fiduciary activities income	$4,308,000	136
Service charges on deposit accounts	$4,564,000	288
Trading account gains and fees	$0	134
Additional Noninterest Income	$7,907,000	402
Total noninterest expense	$32,334,000	423
Salaries and employee benefits	$12,688,000	521
Premises and equipment expense	$2,926,000	584
Additional noninterest expense	$16,720,000	308
Pre-tax net operating income	$20,246,000	395
Securities gains (losses)	$27,000	2,115
Applicable income taxes	$4,926,000	490
Income before extraordinary items	$15,347,000	380
Extraordinary gains, net	$0	26
Net income	$15,347,000	381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,335,000	313
Cash dividends	$12,000,000	239
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$15,326,480	369
2004-06-30 (YTD Data)		Rank
Total interest income	$36,828,000	396
Total interest expense	$11,865,000	360
Net interest income	$24,963,000	418
Provision for loan and lease losses	$1,350,000	417
Total noninterest income	$11,375,000	358
Gross Fiduciary activities income	$2,847,000	143
Service charges on deposit accounts	$3,012,000	285
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,516,000	391
Total noninterest expense	$21,556,000	422
Salaries and employee benefits	$8,316,000	531
Premises and equipment expense	$1,974,000	580
Additional noninterest expense	$11,266,000	302
Pre-tax net operating income	$13,432,000	399
Securities gains (losses)	$28,000	1,835
Applicable income taxes	$3,290,000	495
Income before extraordinary items	$10,170,000	380
Extraordinary gains, net	$0	21
Net income	$10,170,000	379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,216,000	367
Cash dividends	$8,000,000	226
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$10,148,720	367
2004-03-31 (YTD Data)		Rank
Total interest income	$18,380,000	409
Total interest expense	$5,894,000	367
Net interest income	$12,486,000	424
Provision for loan and lease losses	$675,000	411
Total noninterest income	$5,609,000	358
Gross Fiduciary activities income	$1,479,000	138
Service charges on deposit accounts	$1,464,000	289
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,666,000	395
Total noninterest expense	$10,883,000	422
Salaries and employee benefits	$4,086,000	546
Premises and equipment expense	$1,024,000	570
Additional noninterest expense	$5,773,000	287
Pre-tax net operating income	$6,537,000	401
Securities gains (losses)	$28,000	1,532
Applicable income taxes	$1,674,000	492
Income before extraordinary items	$4,891,000	398
Extraordinary gains, net	$0	16
Net income	$4,891,000	397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	812
Cash dividends	$4,000,000	207
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$4,870,000	377
2003-12-31 (YTD Data)		Rank
Total interest income	$78,097,000	386
Total interest expense	$25,231,000	375
Net interest income	$52,866,000	401
Provision for loan and lease losses	$2,950,000	485
Total noninterest income	$20,469,000	385
Gross Fiduciary activities income	$5,851,000	138
Service charges on deposit accounts	$5,892,000	288
Trading account gains and fees	$0	160
Additional Noninterest Income	$8,726,000	499
Total noninterest expense	$40,262,000	452
Salaries and employee benefits	$15,453,000	568
Premises and equipment expense	$3,642,000	623
Additional noninterest expense	$21,167,000	324
Pre-tax net operating income	$30,123,000	349
Securities gains (losses)	$362,000	938
Applicable income taxes	$7,650,000	450
Income before extraordinary items	$22,835,000	343
Extraordinary gains, net	$0	54
Net income	$22,835,000	344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,489,000	477
Cash dividends	$4,000,000	778
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$22,563,500	322
2003-09-30 (YTD Data)		Rank
Total interest income	$59,215,000	402
Total interest expense	$19,419,000	382
Net interest income	$39,796,000	406
Provision for loan and lease losses	$2,100,000	516
Total noninterest income	$15,323,000	407
Gross Fiduciary activities income	$4,422,000	146
Service charges on deposit accounts	$4,346,000	306
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,555,000	525
Total noninterest expense	$29,912,000	467
Salaries and employee benefits	$11,603,000	577
Premises and equipment expense	$2,680,000	646
Additional noninterest expense	$15,629,000	335
Pre-tax net operating income	$23,107,000	355
Securities gains (losses)	$362,000	850
Applicable income taxes	$5,953,000	443
Income before extraordinary items	$17,516,000	356
Extraordinary gains, net	$0	40
Net income	$17,516,000	357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,180,000	414
Cash dividends	$4,000,000	571
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$17,244,500	330
2003-06-30 (YTD Data)		Rank
Total interest income	$40,535,000	396
Total interest expense	$13,410,000	384
Net interest income	$27,125,000	402
Provision for loan and lease losses	$1,200,000	559
Total noninterest income	$9,921,000	418
Gross Fiduciary activities income	$2,970,000	148
Service charges on deposit accounts	$2,769,000	315
Trading account gains and fees	$0	150
Additional Noninterest Income	$4,182,000	533
Total noninterest expense	$19,575,000	470
Salaries and employee benefits	$7,540,000	592
Premises and equipment expense	$1,854,000	630
Additional noninterest expense	$10,181,000	334
Pre-tax net operating income	$16,271,000	343
Securities gains (losses)	$113,000	1,411
Applicable income taxes	$4,232,000	430
Income before extraordinary items	$12,152,000	346
Extraordinary gains, net	$0	30
Net income	$12,152,000	347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,337,000	432
Cash dividends	$4,000,000	418
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$12,068,380	322
2003-03-31 (YTD Data)		Rank
Total interest income	$20,610,000	393
Total interest expense	$6,885,000	387
Net interest income	$13,725,000	398
Provision for loan and lease losses	$600,000	538
Total noninterest income	$4,758,000	436
Gross Fiduciary activities income	$1,532,000	149
Service charges on deposit accounts	$1,353,000	318
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,873,000	566
Total noninterest expense	$9,652,000	474
Salaries and employee benefits	$3,707,000	594
Premises and equipment expense	$970,000	602
Additional noninterest expense	$4,975,000	337
Pre-tax net operating income	$8,231,000	331
Securities gains (losses)	$41,000	1,496
Applicable income taxes	$2,170,000	438
Income before extraordinary items	$6,102,000	333
Extraordinary gains, net	$0	21
Net income	$6,102,000	334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$442,000	540
Cash dividends	$4,000,000	223
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$6,071,660	312
2002-12-31 (YTD Data)		Rank
Total interest income	$82,522,000	409
Total interest expense	$30,382,000	406
Net interest income	$52,140,000	409
Provision for loan and lease losses	$2,200,000	689
Total noninterest income	$18,482,000	419
Gross Fiduciary activities income	$4,887,000	169
Service charges on deposit accounts	$5,718,000	299
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,877,000	507
Total noninterest expense	$38,906,000	452
Salaries and employee benefits	$13,872,000	592
Premises and equipment expense	$3,626,000	615
Additional noninterest expense	$21,408,000	332
Pre-tax net operating income	$29,516,000	352
Securities gains (losses)	$434,000	721
Applicable income taxes	$7,774,000	428
Income before extraordinary items	$22,176,000	343
Extraordinary gains, net	$0	70
Net income	$22,176,000	343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,751,000	462
Cash dividends	$8,500,000	406
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$21,854,840	327
2001-12-31 (YTD Data)		Rank
Total interest income	$89,620,000	426
Total interest expense	$39,625,000	453
Net interest income	$49,995,000	404
Provision for loan and lease losses	$2,075,000	680
Total noninterest income	$16,233,000	443
Gross Fiduciary activities income	$5,084,000	164
Service charges on deposit accounts	$5,016,000	318
Trading account gains and fees	$0	177
Additional Noninterest Income	$6,133,000	568
Total noninterest expense	$37,069,000	466
Salaries and employee benefits	$12,359,000	622
Premises and equipment expense	$3,473,000	632
Additional noninterest expense	$21,237,000	339
Pre-tax net operating income	$27,084,000	342
Securities gains (losses)	$109,000	1,681
Applicable income taxes	$6,848,000	443
Income before extraordinary items	$20,345,000	321
Extraordinary gains, net	$0	105
Net income	$20,345,000	321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,987,000	575
Cash dividends	$35,105,000	166
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$20,263,250	309
2000-12-31 (YTD Data)		Rank
Total interest income	$89,629,000	449
Total interest expense	$41,616,000	486
Net interest income	$48,013,000	416
Provision for loan and lease losses	$1,875,000	646
Total noninterest income	$13,210,000	489
Gross Fiduciary activities income	$2,380,000	266
Service charges on deposit accounts	$4,285,000	335
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,545,000	540
Total noninterest expense	$32,899,000	491
Salaries and employee benefits	$11,470,000	626
Premises and equipment expense	$3,198,000	663
Additional noninterest expense	$18,231,000	377
Pre-tax net operating income	$26,449,000	360
Securities gains (losses)	$-16,000	8,617
Applicable income taxes	$6,675,000	451
Income before extraordinary items	$19,758,000	340
Extraordinary gains, net	$0	38
Net income	$19,758,000	340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,643,000	333
Cash dividends	$14,811,000	290
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$19,770,000	336
1999-12-31 (YTD Data)		Rank
Total interest income	$72,314,000	515
Total interest expense	$29,340,000	570
Net interest income	$42,974,000	469
Provision for loan and lease losses	$1,200,000	831
Total noninterest income	$10,483,000	601
Gross Fiduciary activities income	$1,518,000	372
Service charges on deposit accounts	$3,623,000	385
Trading account gains and fees	$0	173
Additional Noninterest Income	$5,342,000	624
Total noninterest expense	$27,554,000	581
Salaries and employee benefits	$11,116,000	643
Premises and equipment expense	$3,979,000	561
Additional noninterest expense	$12,459,000	511
Pre-tax net operating income	$24,703,000	411
Securities gains (losses)	$26,000	1,258
Applicable income taxes	$6,085,000	526
Income before extraordinary items	$18,644,000	383
Extraordinary gains, net	$0	35
Net income	$18,644,000	383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,688,000	505
Cash dividends	$7,575,000	498
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$18,624,500	379
1998-12-31 (YTD Data)		Rank
Total interest income	$72,525,000	520
Total interest expense	$29,867,000	575
Net interest income	$42,658,000	455
Provision for loan and lease losses	$1,000,000	970
Total noninterest income	$8,979,000	642
Gross Fiduciary activities income	$1,376,000	390
Service charges on deposit accounts	$3,056,000	433
Trading account gains and fees	$0	224
Additional Noninterest Income	$4,547,000	698
Total noninterest expense	$25,006,000	624
Salaries and employee benefits	$12,538,000	569
Premises and equipment expense	$3,490,000	620
Additional noninterest expense	$8,978,000	632
Pre-tax net operating income	$25,631,000	362
Securities gains (losses)	$36,000	1,984
Applicable income taxes	$6,261,000	479
Income before extraordinary items	$19,406,000	343
Extraordinary gains, net	$0	32
Net income	$19,406,000	343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,468,000	571
Cash dividends	$32,132,000	194
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$19,378,640	327
1997-12-31 (YTD Data)		Rank
Total interest income	$67,744,000	547
Total interest expense	$26,224,000	641
Net interest income	$41,520,000	466
Provision for loan and lease losses	$1,400,000	767
Total noninterest income	$8,190,000	651
Gross Fiduciary activities income	$1,268,000	410
Service charges on deposit accounts	$2,563,000	517
Trading account gains and fees	$0	239
Additional Noninterest Income	$4,359,000	674
Total noninterest expense	$26,343,000	574
Salaries and employee benefits	$14,924,000	464
Premises and equipment expense	$3,352,000	617
Additional noninterest expense	$8,067,000	687
Pre-tax net operating income	$21,967,000	422
Securities gains (losses)	$5,000	2,787
Applicable income taxes	$5,634,000	567
Income before extraordinary items	$16,338,000	403
Extraordinary gains, net	$0	44
Net income	$16,338,000	403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,334,000	654
Cash dividends	$7,791,000	447
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$16,334,300	386
1996-12-31 (YTD Data)		Rank
Total interest income	$62,841,000	615
Total interest expense	$23,895,000	731
Net interest income	$38,946,000	523
Provision for loan and lease losses	$2,325,000	549
Total noninterest income	$6,450,000	802
Gross Fiduciary activities income	$1,222,000	458
Service charges on deposit accounts	$2,320,000	592
Trading account gains and fees	$0	262
Additional Noninterest Income	$2,908,000	896
Total noninterest expense	$26,320,000	628
Salaries and employee benefits	$14,438,000	500
Premises and equipment expense	$3,914,000	577
Additional noninterest expense	$7,968,000	807
Pre-tax net operating income	$16,751,000	519
Securities gains (losses)	$58,000	1,248
Applicable income taxes	$4,043,000	690
Income before extraordinary items	$12,766,000	475
Extraordinary gains, net	$0	53
Net income	$12,766,000	476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,217,000	535
Cash dividends	$7,856,000	511
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$12,721,920	469
1995-12-31 (YTD Data)		Rank
Total interest income	$57,713,000	681
Total interest expense	$22,435,000	801
Net interest income	$35,278,000	583
Provision for loan and lease losses	$2,400,000	516
Total noninterest income	$5,905,000	854
Gross Fiduciary activities income	$1,202,000	492
Service charges on deposit accounts	$2,057,000	664
Trading account gains and fees	$0	522
Additional Noninterest Income	$2,646,000	956
Total noninterest expense	$24,107,000	680
Salaries and employee benefits	$13,266,000	539
Premises and equipment expense	$3,291,000	694
Additional noninterest expense	$7,550,000	828
Pre-tax net operating income	$14,676,000	609
Securities gains (losses)	$-72,000	11,356
Applicable income taxes	$3,152,000	885
Income before extraordinary items	$11,452,000	536
Extraordinary gains, net	$0	65
Net income	$11,452,000	536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,538,000	671
Cash dividends	$6,642,000	514
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$11,508,160	531
1994-12-31 (YTD Data)		Rank
Total interest income	$52,382,000	676
Total interest expense	$17,524,000	800
Net interest income	$34,858,000	589
Provision for loan and lease losses	$2,400,000	500
Total noninterest income	$5,425,000	876
Gross Fiduciary activities income	$1,056,000	515
Service charges on deposit accounts	$2,148,000	640
Trading account gains and fees	$0	475
Additional Noninterest Income	$2,221,000	1,055
Total noninterest expense	$23,895,000	701
Salaries and employee benefits	$12,777,000	572
Premises and equipment expense	$3,156,000	727
Additional noninterest expense	$7,962,000	825
Pre-tax net operating income	$13,988,000	609
Securities gains (losses)	$650,000	224
Applicable income taxes	$3,208,000	822
Income before extraordinary items	$11,430,000	505
Extraordinary gains, net	$0	249
Net income	$11,430,000	503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$562,000	1,274
Cash dividends	$9,453,000	367
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$10,923,000	525
1993-12-31 (YTD Data)		Rank
Total interest income	$50,385,000	692
Total interest expense	$17,104,000	820
Net interest income	$33,281,000	610
Provision for loan and lease losses	$3,295,000	573
Total noninterest income	$5,592,000	904
Gross Fiduciary activities income	$1,041,000	534
Service charges on deposit accounts	$2,162,000	638
Trading account gains and fees	$0	532
Additional Noninterest Income	$2,389,000	1,124
Total noninterest expense	$22,429,000	756
Salaries and employee benefits	$12,146,000	600
Premises and equipment expense	$3,055,000	756
Additional noninterest expense	$7,228,000	960
Pre-tax net operating income	$13,149,000	554
Securities gains (losses)	$85,000	2,724
Applicable income taxes	$3,190,000	811
Income before extraordinary items	$10,044,000	536
Extraordinary gains, net	$-81,000	12,867
Net income	$9,963,000	552
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$924,000	1,214
Cash dividends	$12,713,000	240
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$9,979,400	507
1992-12-31 (YTD Data)		Rank
Total interest income	$52,852,000	745
Total interest expense	$21,389,000	866
Net interest income	$31,463,000	649
Provision for loan and lease losses	$2,475,000	981
Total noninterest income	$4,672,000	1,034
Gross Fiduciary activities income	$1,088,000	532
Service charges on deposit accounts	$2,110,000	651
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,474,000	1,543
Total noninterest expense	$21,647,000	794
Salaries and employee benefits	$11,555,000	628
Premises and equipment expense	$3,063,000	785
Additional noninterest expense	$7,029,000	1,009
Pre-tax net operating income	$12,013,000	533
Securities gains (losses)	$677,000	864
Applicable income taxes	$2,424,000	961
Income before extraordinary items	$10,266,000	481
Extraordinary gains, net	$0	1,422
Net income	$10,266,000	485
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,800,000	1,034
Cash dividends	$5,691,000	338
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$9,717,630	455

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.