Surety Federal Savings and Loan Association, F.A., Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$5,798,000	5,649
Total interest expense	$4,339,000	3,782
Net interest income	$1,459,000	9,414
Provision for loan and lease losses	$-194,000	13,812
Total noninterest income	$2,001,000	1,930
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$2,001,000	1,239
Total noninterest expense	$5,535,000	2,610
Salaries and employee benefits	$1,468,000	4,313
Premises and equipment expense	$1,192,000	1,769
Additional noninterest expense	$2,875,000	2,065
Pre-tax net operating income	$-1,881,000	13,623
Securities gains (losses)	$273,000	1,622
Applicable income taxes	$-21,000	13,427
Income before extraordinary items	$-1,587,000	13,628
Extraordinary gains, net	$-21,000	13,513
Net income	$-1,608,000	13,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-128,000	13,783
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-1,857,270	13,606

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.