Home > Superior Savings of New England > Assets and Liabilities
Superior Savings of New England, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 22 | 5,819 |
| Assets and Liabilities | ||
| Total Assets: | $942,928,000 | 715 |
| Cash and due from depository institutions | $120,441,000 | 5,819 |
| Interest-bearing balances | $151,000 | 4,260 |
| Securities | $222,435,000 | 559 |
| Federal funds sold & reverse repurchase agreements | $102,586,000 | 170 |
| Net loans & leases | $460,255,000 | 1,024 |
| Loan loss allowance | $7,634,000 | 747 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,519,000 | 4,079 |
| Other real estate owned | $0 | 5,819 |
| Goodwill and other intangibles | $6,673,000 | 808 |
| All other assets | $28,019,000 | 718 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $942,928,000 | 715 |
| Total liabilities | $878,742,000 | 683 |
| Total deposits | $762,229,000 | 665 |
| Interest-bearing deposits | $579,630,000 | 769 |
| Deposits held in domestic offices | $762,229,000 | 663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $116,513,000 | 137 |
| Total equity capital | $64,186,000 | 1,070 |
| Total bank equity capital | $64,186,000 | 1,070 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,388 |
| Surplus | $58,640,000 | 571 |
| Undivided profits | $5,446,000 | 4,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,552,000 | 1,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,846,000 | 564 |
| Earning assets | $785,427,000 | 786 |
| Long-term assets (5+ years) | $70,508,000 | 1,528 |
| Average Assets, year-to-date | $947,971,000 | 684 |
| Average Assets, quarterly | $905,761,500 | 740 |
| Volatile liabilities | $58,455,000 | 2,288 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $90,128,000 | 1,112 |
| Tier 1 (core) risk-based capital | $57,027,000 | 1,108 |
| Tier 2 risk-based capital | $4,767,000 | 1,121 |
| Total risk weighted assets | $378,505,000 | 1,347 |
| Total unused commitments | $90,128,000 | 1,112 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 22 | 5,835 |
| Assets and Liabilities | ||
| Total Assets: | $868,595,000 | 764 |
| Cash and due from depository institutions | $4,081,000 | 5,835 |
| Interest-bearing balances | $150,000 | 4,140 |
| Securities | $115,033,000 | 1,038 |
| Federal funds sold & reverse repurchase agreements | $339,868,000 | 82 |
| Net loans & leases | $386,626,000 | 1,208 |
| Loan loss allowance | $5,940,000 | 897 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,548,000 | 4,016 |
| Other real estate owned | $0 | 5,835 |
| Goodwill and other intangibles | $6,798,000 | 767 |
| All other assets | $13,641,000 | 1,359 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $868,595,000 | 764 |
| Total liabilities | $806,449,000 | 732 |
| Total deposits | $802,666,000 | 620 |
| Interest-bearing deposits | $659,801,000 | 666 |
| Deposits held in domestic offices | $802,666,000 | 618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,783,000 | 1,468 |
| Total equity capital | $62,146,000 | 1,097 |
| Total bank equity capital | $62,146,000 | 1,097 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,398 |
| Surplus | $58,640,000 | 558 |
| Undivided profits | $3,406,000 | 5,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,603,000 | 1,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,327,000 | 1,296 |
| Earning assets | $841,677,000 | 717 |
| Long-term assets (5+ years) | $13,269,000 | 4,335 |
| Average Assets, year-to-date | $949,231,750 | 677 |
| Average Assets, quarterly | $922,219,500 | 707 |
| Volatile liabilities | $47,017,000 | 2,712 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $91,215,000 | 1,126 |
| Tier 1 (core) risk-based capital | $55,164,000 | 1,149 |
| Tier 2 risk-based capital | $4,594,000 | 1,133 |
| Total risk weighted assets | $366,206,000 | 1,370 |
| Total unused commitments | $91,215,000 | 1,127 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 23 | 5,742 |
| Assets and Liabilities | ||
| Total Assets: | $975,844,000 | 682 |
| Cash and due from depository institutions | $7,026,000 | 5,742 |
| Interest-bearing balances | $150,000 | 4,255 |
| Securities | $120,917,000 | 992 |
| Federal funds sold & reverse repurchase agreements | $565,640,000 | 66 |
| Net loans & leases | $263,940,000 | 1,768 |
| Loan loss allowance | $1,231,000 | 3,640 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,577,000 | 3,975 |
| Other real estate owned | $0 | 5,742 |
| Goodwill and other intangibles | $6,857,000 | 771 |
| All other assets | $8,887,000 | 1,961 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $975,844,000 | 682 |
| Total liabilities | $913,637,000 | 646 |
| Total deposits | $910,661,000 | 565 |
| Interest-bearing deposits | $785,676,000 | 570 |
| Deposits held in domestic offices | $910,661,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,976,000 | 1,732 |
| Total equity capital | $62,207,000 | 1,097 |
| Total bank equity capital | $62,207,000 | 1,097 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,440 |
| Surplus | $58,640,000 | 572 |
| Undivided profits | $3,467,000 | 5,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,616,000 | 1,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,649,000 | 2,560 |
| Earning assets | $950,647,000 | 636 |
| Long-term assets (5+ years) | $120,430,000 | 946 |
| Average Assets, year-to-date | $976,110,670 | 670 |
| Average Assets, quarterly | $1,023,011,500 | 646 |
| Volatile liabilities | $138,331,000 | 1,020 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $98,575,000 | 1,071 |
| Tier 1 (core) risk-based capital | $55,850,000 | 1,135 |
| Tier 2 risk-based capital | $1,231,000 | 3,493 |
| Total risk weighted assets | $400,166,000 | 1,237 |
| Total unused commitments | $98,575,000 | 1,071 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 23 | 5,739 |
| Assets and Liabilities | ||
| Total Assets: | $1,070,179,000 | 614 |
| Cash and due from depository institutions | $4,946,000 | 5,739 |
| Interest-bearing balances | $177,000 | 4,155 |
| Securities | $129,109,000 | 929 |
| Federal funds sold & reverse repurchase agreements | $622,225,000 | 60 |
| Net loans & leases | $293,195,000 | 1,595 |
| Loan loss allowance | $1,320,000 | 3,455 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,552,000 | 3,952 |
| Other real estate owned | $0 | 5,739 |
| Goodwill and other intangibles | $6,917,000 | 759 |
| All other assets | $11,235,000 | 1,550 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,070,179,000 | 614 |
| Total liabilities | $1,009,140,000 | 591 |
| Total deposits | $1,005,890,000 | 509 |
| Interest-bearing deposits | $909,868,000 | 499 |
| Deposits held in domestic offices | $1,005,890,000 | 507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,250,000 | 1,666 |
| Total equity capital | $61,039,000 | 1,096 |
| Total bank equity capital | $61,039,000 | 1,096 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,461 |
| Surplus | $58,640,000 | 551 |
| Undivided profits | $2,299,000 | 6,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,531,000 | 2,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,874,000 | 1,355 |
| Earning assets | $1,044,706,000 | 589 |
| Long-term assets (5+ years) | $13,475,000 | 4,191 |
| Average Assets, year-to-date | $976,244,000 | 672 |
| Average Assets, quarterly | $976,244,000 | 672 |
| Volatile liabilities | $144,227,000 | 959 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $101,422,000 | 1,042 |
| Tier 1 (core) risk-based capital | $54,067,000 | 1,149 |
| Tier 2 risk-based capital | $1,320,000 | 3,307 |
| Total risk weighted assets | $440,682,000 | 1,107 |
| Total unused commitments | $101,422,000 | 1,042 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $882,309,000 | 740 |
| Cash and due from depository institutions | $7,932,000 | 5,863 |
| Interest-bearing balances | $151,000 | 4,306 |
| Securities | $134,168,000 | 908 |
| Federal funds sold & reverse repurchase agreements | $403,951,000 | 76 |
| Net loans & leases | $317,988,000 | 1,444 |
| Loan loss allowance | $1,306,000 | 3,475 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,579,000 | 3,901 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $7,594,000 | 719 |
| All other assets | $8,097,000 | 2,058 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $882,309,000 | 740 |
| Total liabilities | $823,550,000 | 705 |
| Total deposits | $819,486,000 | 607 |
| Interest-bearing deposits | $745,611,000 | 583 |
| Deposits held in domestic offices | $819,486,000 | 606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,064,000 | 1,367 |
| Total equity capital | $58,759,000 | 1,113 |
| Total bank equity capital | $58,759,000 | 1,113 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $58,640,000 | 533 |
| Undivided profits | $19,000 | 7,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,071,000 | 1,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,974,000 | 1,344 |
| Earning assets | $856,258,000 | 688 |
| Long-term assets (5+ years) | $13,293,000 | 4,169 |
| Average Assets, year-to-date | $854,235,800 | 730 |
| Average Assets, quarterly | $875,983,500 | 735 |
| Volatile liabilities | $83,428,000 | 1,758 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $107,261,000 | 965 |
| Tier 1 (core) risk-based capital | $51,571,000 | 1,187 |
| Tier 2 risk-based capital | $1,306,000 | 3,328 |
| Total risk weighted assets | $419,810,000 | 1,134 |
| Total unused commitments | $107,261,000 | 965 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $869,658,000 | 746 |
| Cash and due from depository institutions | $5,893,000 | 5,657 |
| Interest-bearing balances | $515,000 | 3,053 |
| Securities | $141,195,000 | 884 |
| Federal funds sold & reverse repurchase agreements | $359,300,000 | 82 |
| Net loans & leases | $351,714,000 | 1,294 |
| Loan loss allowance | $1,293,000 | 3,515 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $775,000 | 6,348 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,781,000 | 1,621 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $869,658,000 | 746 |
| Total liabilities | $813,620,000 | 708 |
| Total deposits | $810,542,000 | 611 |
| Interest-bearing deposits | $676,865,000 | 629 |
| Deposits held in domestic offices | $810,542,000 | 609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,078,000 | 1,678 |
| Total equity capital | $56,038,000 | 1,172 |
| Total bank equity capital | $56,038,000 | 1,172 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $48,685,000 | 645 |
| Undivided profits | $7,253,000 | 3,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 4,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,071,000 | 1,279 |
| Earning assets | $852,724,000 | 691 |
| Long-term assets (5+ years) | $15,777,000 | 3,809 |
| Average Assets, year-to-date | $847,217,500 | 746 |
| Average Assets, quarterly | $898,377,000 | 710 |
| Volatile liabilities | $51,703,000 | 2,551 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $111,987,000 | 947 |
| Tier 1 (core) risk-based capital | $57,397,000 | 1,063 |
| Tier 2 risk-based capital | $1,296,000 | 3,339 |
| Total risk weighted assets | $442,472,000 | 1,057 |
| Total unused commitments | $111,987,000 | 948 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 26 | 5,434 |
| Assets and Liabilities | ||
| Total Assets: | $927,096,000 | 690 |
| Cash and due from depository institutions | $4,879,000 | 5,434 |
| Interest-bearing balances | $465,000 | 3,185 |
| Securities | $148,489,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $371,900,000 | 72 |
| Net loans & leases | $389,843,000 | 1,135 |
| Loan loss allowance | $1,277,000 | 3,528 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $765,000 | 6,373 |
| Other real estate owned | $0 | 5,434 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $11,220,000 | 1,575 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $927,096,000 | 690 |
| Total liabilities | $874,385,000 | 660 |
| Total deposits | $871,078,000 | 564 |
| Interest-bearing deposits | $758,534,000 | 562 |
| Deposits held in domestic offices | $871,078,000 | 563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,307,000 | 1,453 |
| Total equity capital | $52,711,000 | 1,188 |
| Total bank equity capital | $52,711,000 | 1,188 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $48,685,000 | 636 |
| Undivided profits | $3,926,000 | 5,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 4,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,175,000 | 1,106 |
| Earning assets | $910,697,000 | 644 |
| Long-term assets (5+ years) | $81,000,000 | 1,257 |
| Average Assets, year-to-date | $839,737,330 | 747 |
| Average Assets, quarterly | $903,929,000 | 698 |
| Volatile liabilities | $29,045,000 | 3,748 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $111,754,000 | 957 |
| Tier 1 (core) risk-based capital | $55,197,000 | 1,076 |
| Tier 2 risk-based capital | $1,277,000 | 3,360 |
| Total risk weighted assets | $480,385,000 | 960 |
| Total unused commitments | $111,754,000 | 957 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 25 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $880,762,000 | 711 |
| Cash and due from depository institutions | $21,332,000 | 5,516 |
| Interest-bearing balances | $108,000 | 4,778 |
| Securities | $160,472,000 | 785 |
| Federal funds sold & reverse repurchase agreements | $505,400,000 | 61 |
| Net loans & leases | $183,454,000 | 2,314 |
| Loan loss allowance | $1,254,000 | 3,550 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $777,000 | 6,348 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,327,000 | 1,774 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $880,762,000 | 711 |
| Total liabilities | $829,624,000 | 672 |
| Total deposits | $826,183,000 | 583 |
| Interest-bearing deposits | $732,821,000 | 572 |
| Deposits held in domestic offices | $826,183,000 | 581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,441,000 | 1,414 |
| Total equity capital | $51,138,000 | 1,211 |
| Total bank equity capital | $51,138,000 | 1,211 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $48,685,000 | 612 |
| Undivided profits | $2,353,000 | 6,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 4,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,042,000 | 1,098 |
| Earning assets | $849,434,000 | 675 |
| Long-term assets (5+ years) | $110,648,000 | 943 |
| Average Assets, year-to-date | $796,058,000 | 780 |
| Average Assets, quarterly | $796,058,000 | 780 |
| Volatile liabilities | $37,654,000 | 3,027 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $0 | 8,561 |
| Tier 1 (core) risk-based capital | $53,327,000 | 1,103 |
| Tier 2 risk-based capital | $1,255,000 | 3,356 |
| Total risk weighted assets | $242,505,000 | 1,858 |
| Total unused commitments | $0 | 8,561 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $711,354,000 | 894 |
| Cash and due from depository institutions | $13,122,000 | 5,797 |
| Interest-bearing balances | $86,000 | 5,255 |
| Securities | $170,856,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $322,500,000 | 69 |
| Net loans & leases | $196,282,000 | 2,137 |
| Loan loss allowance | $1,220,000 | 3,590 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $792,000 | 6,304 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,802,000 | 2,065 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $711,354,000 | 894 |
| Total liabilities | $672,729,000 | 830 |
| Total deposits | $669,430,000 | 701 |
| Interest-bearing deposits | $631,361,000 | 639 |
| Deposits held in domestic offices | $669,430,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,299,000 | 1,446 |
| Total equity capital | $38,625,000 | 1,597 |
| Total bank equity capital | $38,625,000 | 1,597 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $36,685,000 | 744 |
| Undivided profits | $1,840,000 | 6,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,942,000 | 1,807 |
| Earning assets | $689,724,000 | 820 |
| Long-term assets (5+ years) | $118,474,000 | 873 |
| Average Assets, year-to-date | $549,938,600 | 1,076 |
| Average Assets, quarterly | $601,749,000 | 1,025 |
| Volatile liabilities | $40,741,000 | 2,851 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $0 | 8,594 |
| Tier 1 (core) risk-based capital | $40,247,000 | 1,440 |
| Tier 2 risk-based capital | $1,223,000 | 3,382 |
| Total risk weighted assets | $212,973,000 | 2,061 |
| Total unused commitments | $0 | 8,596 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 21 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $492,144,000 | 1,243 |
| Cash and due from depository institutions | $3,451,000 | 6,075 |
| Interest-bearing balances | $67,000 | 5,448 |
| Securities | $184,864,000 | 693 |
| Federal funds sold & reverse repurchase agreements | $81,700,000 | 180 |
| Net loans & leases | $214,559,000 | 1,945 |
| Loan loss allowance | $1,248,000 | 3,495 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $732,000 | 6,459 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,838,000 | 2,211 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $492,144,000 | 1,243 |
| Total liabilities | $454,192,000 | 1,205 |
| Total deposits | $451,763,000 | 1,039 |
| Interest-bearing deposits | $399,880,000 | 990 |
| Deposits held in domestic offices | $451,763,000 | 1,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,429,000 | 1,784 |
| Total equity capital | $37,952,000 | 1,607 |
| Total bank equity capital | $37,952,000 | 1,607 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $36,685,000 | 718 |
| Undivided profits | $1,167,000 | 7,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 5,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,655,000 | 2,071 |
| Earning assets | $481,190,000 | 1,157 |
| Long-term assets (5+ years) | $129,060,000 | 789 |
| Average Assets, year-to-date | $509,584,750 | 1,156 |
| Average Assets, quarterly | $494,110,500 | 1,221 |
| Volatile liabilities | $37,581,000 | 2,915 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $0 | 8,613 |
| Tier 1 (core) risk-based capital | $39,462,000 | 1,447 |
| Tier 2 risk-based capital | $1,252,000 | 3,291 |
| Total risk weighted assets | $175,212,000 | 2,394 |
| Total unused commitments | $0 | 8,613 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 23 | 5,816 |
| Assets and Liabilities | ||
| Total Assets: | $496,077,000 | 1,203 |
| Cash and due from depository institutions | $13,165,000 | 5,816 |
| Interest-bearing balances | $48,000 | 5,715 |
| Securities | $204,248,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $38,900,000 | 316 |
| Net loans & leases | $233,201,000 | 1,761 |
| Loan loss allowance | $1,241,000 | 3,453 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $714,000 | 6,474 |
| Other real estate owned | $0 | 5,816 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,849,000 | 2,416 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $496,077,000 | 1,203 |
| Total liabilities | $457,813,000 | 1,175 |
| Total deposits | $448,443,000 | 1,017 |
| Interest-bearing deposits | $397,095,000 | 967 |
| Deposits held in domestic offices | $448,443,000 | 1,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,370,000 | 592 |
| Total equity capital | $38,264,000 | 1,550 |
| Total bank equity capital | $38,264,000 | 1,550 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $36,685,000 | 699 |
| Undivided profits | $1,479,000 | 6,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $825,000 | 2,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,706,000 | 1,811 |
| Earning assets | $476,397,000 | 1,140 |
| Long-term assets (5+ years) | $137,076,000 | 741 |
| Average Assets, year-to-date | $515,398,330 | 1,123 |
| Average Assets, quarterly | $511,464,000 | 1,151 |
| Volatile liabilities | $27,764,000 | 3,487 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $0 | 8,653 |
| Tier 1 (core) risk-based capital | $38,514,000 | 1,436 |
| Tier 2 risk-based capital | $1,247,000 | 3,244 |
| Total risk weighted assets | $183,430,000 | 2,251 |
| Total unused commitments | $0 | 8,654 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 24 | 5,700 |
| Assets and Liabilities | ||
| Total Assets: | $526,851,000 | 1,105 |
| Cash and due from depository institutions | $9,130,000 | 5,700 |
| Interest-bearing balances | $180,000 | 4,490 |
| Securities | $87,354,000 | 1,438 |
| Federal funds sold & reverse repurchase agreements | $153,200,000 | 110 |
| Net loans & leases | $270,572,000 | 1,471 |
| Loan loss allowance | $1,319,000 | 3,303 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $702,000 | 6,536 |
| Other real estate owned | $0 | 5,700 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,893,000 | 2,381 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $526,851,000 | 1,105 |
| Total liabilities | $490,070,000 | 1,078 |
| Total deposits | $486,646,000 | 906 |
| Interest-bearing deposits | $437,195,000 | 855 |
| Deposits held in domestic offices | $486,646,000 | 903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,424,000 | 1,281 |
| Total equity capital | $36,781,000 | 1,566 |
| Total bank equity capital | $36,781,000 | 1,566 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $36,685,000 | 684 |
| Undivided profits | $-4,000 | 8,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,463,000 | 2,077 |
| Earning assets | $511,306,000 | 1,043 |
| Long-term assets (5+ years) | $15,070,000 | 3,972 |
| Average Assets, year-to-date | $525,059,000 | 1,095 |
| Average Assets, quarterly | $525,059,000 | 1,095 |
| Volatile liabilities | $33,744,000 | 2,954 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $0 | 8,695 |
| Tier 1 (core) risk-based capital | $37,356,000 | 1,454 |
| Tier 2 risk-based capital | $1,323,000 | 3,073 |
| Total risk weighted assets | $203,602,000 | 2,007 |
| Total unused commitments | $0 | 8,695 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 22 | 6,007 |
| Assets and Liabilities | ||
| Total Assets: | $523,267,000 | 1,108 |
| Cash and due from depository institutions | $7,614,000 | 6,007 |
| Interest-bearing balances | $164,000 | 4,565 |
| Securities | $93,127,000 | 1,364 |
| Federal funds sold & reverse repurchase agreements | $127,900,000 | 143 |
| Net loans & leases | $288,339,000 | 1,370 |
| Loan loss allowance | $1,304,000 | 3,299 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $721,000 | 6,490 |
| Other real estate owned | $0 | 6,007 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,566,000 | 2,447 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $523,267,000 | 1,108 |
| Total liabilities | $486,874,000 | 1,070 |
| Total deposits | $484,174,000 | 907 |
| Interest-bearing deposits | $434,119,000 | 858 |
| Deposits held in domestic offices | $484,174,000 | 906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,700,000 | 1,502 |
| Total equity capital | $36,393,000 | 1,574 |
| Total bank equity capital | $36,393,000 | 1,574 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $36,685,000 | 683 |
| Undivided profits | $-392,000 | 8,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 6,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,479,000 | 2,014 |
| Earning assets | $509,530,000 | 1,036 |
| Long-term assets (5+ years) | $30,311,000 | 2,692 |
| Average Assets, year-to-date | $479,321,800 | 1,147 |
| Average Assets, quarterly | $500,329,500 | 1,142 |
| Volatile liabilities | $28,081,000 | 3,280 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $0 | 8,728 |
| Tier 1 (core) risk-based capital | $36,441,000 | 1,470 |
| Tier 2 risk-based capital | $1,309,000 | 3,098 |
| Total risk weighted assets | $211,163,000 | 1,924 |
| Total unused commitments | $0 | 8,728 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $477,392,000 | 1,197 |
| Cash and due from depository institutions | $11,756,000 | 6,572 |
| Interest-bearing balances | $151,000 | 4,732 |
| Securities | $100,314,000 | 1,270 |
| Federal funds sold & reverse repurchase agreements | $52,280,000 | 233 |
| Net loans & leases | $306,455,000 | 1,246 |
| Loan loss allowance | $1,285,000 | 3,341 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $740,000 | 6,433 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,847,000 | 2,323 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $477,392,000 | 1,197 |
| Total liabilities | $441,861,000 | 1,164 |
| Total deposits | $438,959,000 | 980 |
| Interest-bearing deposits | $387,282,000 | 952 |
| Deposits held in domestic offices | $438,959,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,902,000 | 1,428 |
| Total equity capital | $35,531,000 | 1,603 |
| Total bank equity capital | $35,531,000 | 1,603 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $36,685,000 | 667 |
| Undivided profits | $-1,254,000 | 8,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,702,000 | 1,772 |
| Earning assets | $459,200,000 | 1,145 |
| Long-term assets (5+ years) | $49,986,000 | 1,885 |
| Average Assets, year-to-date | $468,335,500 | 1,169 |
| Average Assets, quarterly | $462,084,000 | 1,222 |
| Volatile liabilities | $37,647,000 | 2,609 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $0 | 8,783 |
| Tier 1 (core) risk-based capital | $35,527,000 | 1,490 |
| Tier 2 risk-based capital | $1,291,000 | 3,106 |
| Total risk weighted assets | $210,761,000 | 1,890 |
| Total unused commitments | $0 | 8,783 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 21 | 6,203 |
| Assets and Liabilities | ||
| Total Assets: | $446,776,000 | 1,257 |
| Cash and due from depository institutions | $16,500,000 | 6,203 |
| Interest-bearing balances | $253,000 | 4,277 |
| Securities | $103,875,000 | 1,251 |
| Federal funds sold & reverse repurchase agreements | $83,227,000 | 168 |
| Net loans & leases | $236,643,000 | 1,584 |
| Loan loss allowance | $1,243,000 | 3,410 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $759,000 | 6,406 |
| Other real estate owned | $0 | 6,203 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,772,000 | 2,329 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $446,776,000 | 1,257 |
| Total liabilities | $412,822,000 | 1,234 |
| Total deposits | $409,874,000 | 1,038 |
| Interest-bearing deposits | $354,501,000 | 1,029 |
| Deposits held in domestic offices | $409,874,000 | 1,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,948,000 | 1,313 |
| Total equity capital | $33,954,000 | 1,603 |
| Total bank equity capital | $33,954,000 | 1,603 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $36,685,000 | 658 |
| Undivided profits | $-2,831,000 | 8,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,345,000 | 2,158 |
| Earning assets | $423,998,000 | 1,216 |
| Long-term assets (5+ years) | $49,303,000 | 1,942 |
| Average Assets, year-to-date | $465,316,670 | 1,171 |
| Average Assets, quarterly | $454,627,500 | 1,218 |
| Volatile liabilities | $55,615,000 | 1,870 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $0 | 8,844 |
| Tier 1 (core) risk-based capital | $34,470,000 | 1,498 |
| Tier 2 risk-based capital | $1,247,000 | 3,139 |
| Total risk weighted assets | $188,464,000 | 2,053 |
| Total unused commitments | $0 | 8,845 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 20 | 6,352 |
| Assets and Liabilities | ||
| Total Assets: | $462,479,000 | 1,199 |
| Cash and due from depository institutions | $14,666,000 | 6,352 |
| Interest-bearing balances | $243,000 | 4,458 |
| Securities | $120,269,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $54,606,000 | 273 |
| Net loans & leases | $266,585,000 | 1,378 |
| Loan loss allowance | $1,177,000 | 3,521 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $760,000 | 6,394 |
| Other real estate owned | $0 | 6,352 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,593,000 | 2,286 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $462,479,000 | 1,199 |
| Total liabilities | $428,203,000 | 1,165 |
| Total deposits | $423,896,000 | 999 |
| Interest-bearing deposits | $367,112,000 | 981 |
| Deposits held in domestic offices | $423,896,000 | 996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,307,000 | 1,084 |
| Total equity capital | $34,276,000 | 1,625 |
| Total bank equity capital | $34,276,000 | 1,625 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $36,685,000 | 642 |
| Undivided profits | $-2,509,000 | 8,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,576,000 | 1,770 |
| Earning assets | $441,703,000 | 1,150 |
| Long-term assets (5+ years) | $56,850,000 | 1,727 |
| Average Assets, year-to-date | $474,587,000 | 1,148 |
| Average Assets, quarterly | $474,587,000 | 1,148 |
| Volatile liabilities | $73,692,000 | 1,417 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $0 | 8,875 |
| Tier 1 (core) risk-based capital | $33,510,000 | 1,527 |
| Tier 2 risk-based capital | $1,184,000 | 3,245 |
| Total risk weighted assets | $205,212,000 | 1,859 |
| Total unused commitments | $0 | 8,876 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 21 | 6,226 |
| Assets and Liabilities | ||
| Total Assets: | $486,695,000 | 1,137 |
| Cash and due from depository institutions | $11,374,000 | 6,226 |
| Interest-bearing balances | $231,000 | 4,422 |
| Securities | $125,209,000 | 1,073 |
| Federal funds sold & reverse repurchase agreements | $57,300,000 | 227 |
| Net loans & leases | $286,500,000 | 1,248 |
| Loan loss allowance | $1,204,000 | 3,440 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $781,000 | 6,363 |
| Other real estate owned | $0 | 6,226 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,531,000 | 2,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $486,695,000 | 1,137 |
| Total liabilities | $454,467,000 | 1,097 |
| Total deposits | $451,257,000 | 948 |
| Interest-bearing deposits | $384,569,000 | 948 |
| Deposits held in domestic offices | $451,257,000 | 946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,210,000 | 1,295 |
| Total equity capital | $32,228,000 | 1,693 |
| Total bank equity capital | $32,228,000 | 1,693 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $36,685,000 | 638 |
| Undivided profits | $-4,557,000 | 9,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 7,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,578,000 | 1,849 |
| Earning assets | $469,240,000 | 1,079 |
| Long-term assets (5+ years) | $60,371,000 | 1,651 |
| Average Assets, year-to-date | $457,361,600 | 1,170 |
| Average Assets, quarterly | $497,816,500 | 1,106 |
| Volatile liabilities | $76,495,000 | 1,381 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $0 | 8,941 |
| Tier 1 (core) risk-based capital | $32,258,000 | 1,579 |
| Tier 2 risk-based capital | $1,209,000 | 3,179 |
| Total risk weighted assets | $220,464,000 | 1,731 |
| Total unused commitments | $0 | 8,941 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $508,938,000 | 1,101 |
| Cash and due from depository institutions | $12,513,000 | 6,112 |
| Interest-bearing balances | $217,000 | 4,591 |
| Securities | $135,666,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $44,299,000 | 348 |
| Net loans & leases | $309,835,000 | 1,147 |
| Loan loss allowance | $1,074,000 | 3,749 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $775,000 | 6,412 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,850,000 | 2,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $508,938,000 | 1,101 |
| Total liabilities | $477,624,000 | 1,058 |
| Total deposits | $474,509,000 | 914 |
| Interest-bearing deposits | $406,637,000 | 916 |
| Deposits held in domestic offices | $474,509,000 | 910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,115,000 | 1,401 |
| Total equity capital | $31,314,000 | 1,754 |
| Total bank equity capital | $31,314,000 | 1,754 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $36,685,000 | 646 |
| Undivided profits | $-5,471,000 | 9,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,825,000 | 1,660 |
| Earning assets | $490,017,000 | 1,039 |
| Long-term assets (5+ years) | $71,520,000 | 1,457 |
| Average Assets, year-to-date | $450,028,250 | 1,200 |
| Average Assets, quarterly | $506,415,000 | 1,101 |
| Volatile liabilities | $79,533,000 | 1,297 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $0 | 8,996 |
| Tier 1 (core) risk-based capital | $30,993,000 | 1,656 |
| Tier 2 risk-based capital | $1,082,000 | 3,447 |
| Total risk weighted assets | $237,290,000 | 1,612 |
| Total unused commitments | $0 | 8,996 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $503,892,000 | 1,104 |
| Cash and due from depository institutions | $26,973,000 | 6,386 |
| Interest-bearing balances | $203,000 | 4,736 |
| Securities | $154,722,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $160,100,000 | 132 |
| Net loans & leases | $156,213,000 | 2,219 |
| Loan loss allowance | $895,000 | 4,238 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $797,000 | 6,359 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,087,000 | 2,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $503,892,000 | 1,104 |
| Total liabilities | $472,852,000 | 1,060 |
| Total deposits | $469,305,000 | 909 |
| Interest-bearing deposits | $403,999,000 | 916 |
| Deposits held in domestic offices | $469,305,000 | 905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,547,000 | 1,298 |
| Total equity capital | $31,040,000 | 1,761 |
| Total bank equity capital | $31,040,000 | 1,761 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $36,684,000 | 633 |
| Undivided profits | $-5,744,000 | 9,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,208,000 | 2,510 |
| Earning assets | $471,238,000 | 1,075 |
| Long-term assets (5+ years) | $112,011,000 | 933 |
| Average Assets, year-to-date | $430,391,670 | 1,249 |
| Average Assets, quarterly | $467,234,500 | 1,172 |
| Volatile liabilities | $80,188,000 | 1,272 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $0 | 9,038 |
| Tier 1 (core) risk-based capital | $30,215,000 | 1,664 |
| Tier 2 risk-based capital | $904,000 | 3,910 |
| Total risk weighted assets | $195,102,000 | 1,893 |
| Total unused commitments | $0 | 9,038 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $430,577,000 | 1,254 |
| Cash and due from depository institutions | $14,663,000 | 6,250 |
| Interest-bearing balances | $189,000 | 4,770 |
| Securities | $143,982,000 | 899 |
| Federal funds sold & reverse repurchase agreements | $88,700,000 | 206 |
| Net loans & leases | $177,089,000 | 1,939 |
| Loan loss allowance | $838,000 | 4,407 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $813,000 | 6,307 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,330,000 | 2,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,577,000 | 1,254 |
| Total liabilities | $400,239,000 | 1,226 |
| Total deposits | $396,108,000 | 1,070 |
| Interest-bearing deposits | $321,269,000 | 1,151 |
| Deposits held in domestic offices | $396,108,000 | 1,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,131,000 | 1,171 |
| Total equity capital | $30,338,000 | 1,758 |
| Total bank equity capital | $30,338,000 | 1,758 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $36,684,000 | 632 |
| Undivided profits | $-6,446,000 | 9,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 7,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,348,000 | 2,266 |
| Earning assets | $409,960,000 | 1,212 |
| Long-term assets (5+ years) | $100,540,000 | 979 |
| Average Assets, year-to-date | $393,641,500 | 1,366 |
| Average Assets, quarterly | $393,641,500 | 1,366 |
| Volatile liabilities | $39,786,000 | 2,225 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $29,369,000 | 1,680 |
| Tier 2 risk-based capital | $846,000 | 4,075 |
| Total risk weighted assets | $192,765,000 | 1,872 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $356,706,000 | 1,501 |
| Cash and due from depository institutions | $9,755,000 | 6,243 |
| Interest-bearing balances | $173,000 | 4,741 |
| Securities | $62,526,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $90,600,000 | 180 |
| Net loans & leases | $188,044,000 | 1,814 |
| Loan loss allowance | $630,000 | 5,232 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $806,000 | 6,329 |
| Other real estate owned | $0 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,975,000 | 2,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $356,706,000 | 1,501 |
| Total liabilities | $327,642,000 | 1,482 |
| Total deposits | $324,122,000 | 1,298 |
| Interest-bearing deposits | $282,592,000 | 1,294 |
| Deposits held in domestic offices | $324,122,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,520,000 | 1,316 |
| Total equity capital | $29,064,000 | 1,798 |
| Total bank equity capital | $29,064,000 | 1,798 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $36,684,000 | 613 |
| Undivided profits | $-7,720,000 | 9,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 7,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,168,000 | 2,752 |
| Earning assets | $341,343,000 | 1,442 |
| Long-term assets (5+ years) | $54,178,000 | 1,618 |
| Average Assets, year-to-date | $404,987,000 | 1,255 |
| Average Assets, quarterly | $351,934,000 | 1,507 |
| Volatile liabilities | $15,580,000 | 4,401 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $0 | 9,110 |
| Tier 1 (core) risk-based capital | $28,617,000 | 1,687 |
| Tier 2 risk-based capital | $637,000 | 4,876 |
| Total risk weighted assets | $173,235,000 | 2,036 |
| Total unused commitments | $0 | 9,111 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $402,648,000 | 1,266 |
| Cash and due from depository institutions | $18,000,000 | 5,961 |
| Interest-bearing balances | $62,000 | 5,578 |
| Securities | $71,026,000 | 1,579 |
| Federal funds sold & reverse repurchase agreements | $170,000,000 | 124 |
| Net loans & leases | $138,904,000 | 2,329 |
| Loan loss allowance | $437,000 | 6,263 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $920,000 | 6,091 |
| Other real estate owned | $0 | 5,961 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,798,000 | 2,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,648,000 | 1,266 |
| Total liabilities | $382,017,000 | 1,213 |
| Total deposits | $378,392,000 | 1,043 |
| Interest-bearing deposits | $231,292,000 | 1,514 |
| Deposits held in domestic offices | $378,392,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,625,000 | 1,256 |
| Total equity capital | $20,631,000 | 2,385 |
| Total bank equity capital | $20,631,000 | 2,385 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $32,685,000 | 658 |
| Undivided profits | $-12,154,000 | 9,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,263,000 | 2,742 |
| Earning assets | $379,992,000 | 1,237 |
| Long-term assets (5+ years) | $75,995,000 | 1,228 |
| Average Assets, year-to-date | $310,276,200 | 1,545 |
| Average Assets, quarterly | $348,100,500 | 1,449 |
| Volatile liabilities | $16,478,000 | 4,221 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $20,480,000 | 2,284 |
| Tier 2 risk-based capital | $437,000 | 5,931 |
| Total risk weighted assets | $121,477,000 | 2,735 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $261,433,000 | 1,846 |
| Cash and due from depository institutions | $10,973,000 | 6,049 |
| Interest-bearing balances | $1,008,000 | 2,378 |
| Securities | $104,616,000 | 1,063 |
| Federal funds sold & reverse repurchase agreements | $67,500,000 | 213 |
| Net loans & leases | $75,811,000 | 3,858 |
| Loan loss allowance | $288,000 | 7,443 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,026,000 | 5,890 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,507,000 | 4,825 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,433,000 | 1,846 |
| Total liabilities | $243,738,000 | 1,783 |
| Total deposits | $237,643,000 | 1,613 |
| Interest-bearing deposits | $186,230,000 | 1,804 |
| Deposits held in domestic offices | $237,643,000 | 1,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,095,000 | 866 |
| Total equity capital | $17,695,000 | 2,652 |
| Total bank equity capital | $17,695,000 | 2,652 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $32,685,000 | 612 |
| Undivided profits | $-15,090,000 | 9,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 7,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $517,000 | 4,998 |
| Earning assets | $248,935,000 | 1,786 |
| Long-term assets (5+ years) | $108,786,000 | 833 |
| Average Assets, year-to-date | $197,477,800 | 2,352 |
| Average Assets, quarterly | $237,187,500 | 2,024 |
| Volatile liabilities | $24,025,000 | 3,196 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $18,760,000 | 2,398 |
| Tier 2 risk-based capital | $288,000 | 7,161 |
| Total risk weighted assets | $74,658,300 | 3,978 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $177,404,000 | 2,661 |
| Cash and due from depository institutions | $8,014,000 | 6,562 |
| Interest-bearing balances | $381,000 | 3,419 |
| Securities | $118,213,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $26,500,000 | 415 |
| Net loans & leases | $21,101,000 | 7,824 |
| Loan loss allowance | $259,000 | 7,800 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $794,000 | 6,644 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,782,000 | 3,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,404,000 | 2,661 |
| Total liabilities | $153,470,000 | 2,762 |
| Total deposits | $152,287,000 | 2,524 |
| Interest-bearing deposits | $110,898,000 | 2,941 |
| Deposits held in domestic offices | $152,287,000 | 2,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,183,000 | 2,845 |
| Total equity capital | $23,934,000 | 1,849 |
| Total bank equity capital | $23,934,000 | 1,849 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $32,785,000 | 619 |
| Undivided profits | $-8,851,000 | 10,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $123,000 | 8,837 |
| Earning assets | $166,195,000 | 2,611 |
| Long-term assets (5+ years) | $95,020,000 | 1,003 |
| Average Assets, year-to-date | $370,366,600 | 1,222 |
| Average Assets, quarterly | $288,650,500 | 1,615 |
| Volatile liabilities | $2,985,000 | 8,403 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $0 | 9,887 |
| Tier 1 (core) risk-based capital | $26,803,000 | 1,625 |
| Tier 2 risk-based capital | $259,000 | 7,503 |
| Total risk weighted assets | $41,161,800 | 5,880 |
| Total unused commitments | $0 | 9,888 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $422,996,000 | 1,099 |
| Cash and due from depository institutions | $3,690,000 | 6,706 |
| Interest-bearing balances | $111,000 | 4,735 |
| Securities | $143,423,000 | 823 |
| Federal funds sold & reverse repurchase agreements | $249,000,000 | 91 |
| Net loans & leases | $22,757,000 | 7,575 |
| Loan loss allowance | $170,000 | 8,881 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $858,000 | 6,401 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,268,000 | 2,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $422,996,000 | 1,099 |
| Total liabilities | $398,215,000 | 1,057 |
| Total deposits | $346,061,000 | 1,071 |
| Interest-bearing deposits | $341,940,000 | 932 |
| Deposits held in domestic offices | $346,061,000 | 1,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,000,000 | 481 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,154,000 | 1,116 |
| Total equity capital | $24,781,000 | 1,800 |
| Total bank equity capital | $24,781,000 | 1,800 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,557,000 | 2,282 |
| Surplus | $31,228,000 | 606 |
| Undivided profits | $-8,004,000 | 10,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $134,000 | 8,889 |
| Earning assets | $415,291,000 | 1,032 |
| Long-term assets (5+ years) | $107,549,000 | 841 |
| Average Assets, year-to-date | $227,946,800 | 1,925 |
| Average Assets, quarterly | $301,834,000 | 1,490 |
| Volatile liabilities | $305,029,000 | 402 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $315,000 | 9,614 |
| Tier 1 (core) risk-based capital | $25,084,000 | 1,667 |
| Tier 2 risk-based capital | $170,000 | 8,612 |
| Total risk weighted assets | $86,990,000 | 3,201 |
| Total unused commitments | $315,000 | 9,616 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $179,117,000 | 2,511 |
| Cash and due from depository institutions | $4,184,000 | 3,222 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $3,059,000 | 9,949 |
| Federal funds sold & reverse repurchase agreements | $54,970,000 | 276 |
| Net loans & leases | $111,284,000 | 2,496 |
| Loan loss allowance | $2,494,000 | 1,477 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,662,000 | 4,391 |
| Other real estate owned | $70,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,888,000 | 1,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,117,000 | 2,511 |
| Total liabilities | $162,629,000 | 2,479 |
| Total deposits | $159,568,000 | 2,343 |
| Interest-bearing deposits | $148,256,000 | 2,180 |
| Deposits held in domestic offices | $159,568,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,061,000 | 1,965 |
| Total equity capital | $16,488,000 | 2,696 |
| Total bank equity capital | $16,488,000 | 2,696 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,557,000 | 2,312 |
| Surplus | $31,227,000 | 607 |
| Undivided profits | $-16,296,000 | 10,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 2,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $735,000 | 3,191 |
| Earning assets | $169,316,000 | 2,443 |
| Long-term assets (5+ years) | $23,324,000 | 2,509 |
| Average Assets, year-to-date | $181,894,400 | 2,359 |
| Average Assets, quarterly | $180,994,500 | 2,440 |
| Volatile liabilities | $7,373,000 | 5,977 |
| Insider loans | $651,000 | 4,695 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,729,000 | 4,857 |
| Tier 1 (core) risk-based capital | $16,488,000 | 2,588 |
| Tier 2 risk-based capital | $1,362,160 | 2,197 |
| Total risk weighted assets | $107,840,760 | 2,587 |
| Total unused commitments | $5,729,000 | 4,862 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $183,506,000 | 2,526 |
| Cash and due from depository institutions | $4,994,000 | 2,622 |
| Interest-bearing balances | $4,000 | 6,444 |
| Securities | $43,511,000 | 2,767 |
| Federal funds sold & reverse repurchase agreements | $8,125,000 | 1,584 |
| Net loans & leases | $122,650,000 | 2,303 |
| Loan loss allowance | $3,895,000 | 1,078 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,983,000 | 3,808 |
| Other real estate owned | $684,000 | 2,622 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,559,000 | 4,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,506,000 | 2,526 |
| Total liabilities | $167,028,000 | 2,500 |
| Total deposits | $160,993,000 | 2,396 |
| Interest-bearing deposits | $149,561,000 | 2,226 |
| Deposits held in domestic offices | $160,993,000 | 2,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,035,000 | 3,429 |
| Total equity capital | $16,478,000 | 2,713 |
| Total bank equity capital | $16,478,000 | 2,713 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,557,000 | 2,453 |
| Surplus | $31,227,000 | 637 |
| Undivided profits | $-16,306,000 | 11,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,833,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $869,000 | 2,606 |
| Earning assets | $174,290,000 | 2,448 |
| Long-term assets (5+ years) | $30,455,000 | 1,947 |
| Average Assets, year-to-date | $177,186,000 | 2,510 |
| Average Assets, quarterly | $179,744,500 | 2,542 |
| Volatile liabilities | $10,388,000 | 4,749 |
| Insider loans | $1,784,000 | 2,343 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,824,000 | 3,661 |
| Tier 1 (core) risk-based capital | $16,488,000 | 2,642 |
| Tier 2 risk-based capital | $1,457,210 | 2,096 |
| Total risk weighted assets | $114,138,610 | 2,459 |
| Total unused commitments | $8,824,000 | 3,676 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $173,938,000 | 2,661 |
| Cash and due from depository institutions | $4,464,000 | 2,746 |
| Interest-bearing balances | $2,000 | 6,747 |
| Securities | $28,311,000 | 4,261 |
| Federal funds sold & reverse repurchase agreements | $11,205,000 | 1,254 |
| Net loans & leases | $125,774,000 | 2,210 |
| Loan loss allowance | $3,628,000 | 1,184 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,089,000 | 3,561 |
| Other real estate owned | $621,000 | 2,746 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,474,000 | 4,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,938,000 | 2,661 |
| Total liabilities | $159,139,000 | 2,630 |
| Total deposits | $155,384,000 | 2,504 |
| Interest-bearing deposits | $144,715,000 | 2,348 |
| Deposits held in domestic offices | $155,384,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,000,000 | 2,044 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $755,000 | 4,589 |
| Total equity capital | $14,799,000 | 3,006 |
| Total bank equity capital | $14,799,000 | 3,006 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,557,000 | 2,518 |
| Surplus | $31,227,000 | 641 |
| Undivided profits | $-17,985,000 | 11,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,463,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $931,000 | 2,486 |
| Earning assets | $165,292,000 | 2,583 |
| Long-term assets (5+ years) | $24,946,000 | 2,117 |
| Average Assets, year-to-date | $172,036,400 | 2,584 |
| Average Assets, quarterly | $173,578,500 | 2,634 |
| Volatile liabilities | $7,980,000 | 5,309 |
| Insider loans | $804,000 | 4,301 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,689,000 | 4,212 |
| Tier 1 (core) risk-based capital | $14,778,000 | 2,913 |
| Tier 2 risk-based capital | $1,472,130 | 2,057 |
| Total risk weighted assets | $115,614,530 | 2,352 |
| Total unused commitments | $6,689,000 | 4,225 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $170,472,000 | 2,694 |
| Cash and due from depository institutions | $3,970,000 | 2,740 |
| Interest-bearing balances | $2,000 | 6,947 |
| Securities | $16,112,000 | 6,797 |
| Federal funds sold & reverse repurchase agreements | $9,560,000 | 978 |
| Net loans & leases | $135,723,000 | 2,045 |
| Loan loss allowance | $3,419,000 | 1,238 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,289,000 | 3,225 |
| Other real estate owned | $1,154,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,664,000 | 4,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,472,000 | 2,694 |
| Total liabilities | $156,848,000 | 2,656 |
| Total deposits | $153,326,000 | 2,514 |
| Interest-bearing deposits | $143,432,000 | 2,327 |
| Deposits held in domestic offices | $153,326,000 | 2,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 2,155 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $522,000 | 5,059 |
| Total equity capital | $13,624,000 | 2,993 |
| Total bank equity capital | $13,624,000 | 2,993 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,557,000 | 2,605 |
| Surplus | $31,227,000 | 600 |
| Undivided profits | $-19,160,000 | 12,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,078,000 | 605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,021,000 | 1,935 |
| Earning assets | $161,397,000 | 2,590 |
| Long-term assets (5+ years) | $19,184,000 | 2,638 |
| Average Assets, year-to-date | $169,218,400 | 2,629 |
| Average Assets, quarterly | $167,279,500 | 2,710 |
| Volatile liabilities | $4,344,000 | 7,245 |
| Insider loans | $822,000 | 4,227 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,194,000 | 3,600 |
| Tier 1 (core) risk-based capital | $13,624,000 | 3,042 |
| Tier 2 risk-based capital | $1,464,030 | 2,071 |
| Total risk weighted assets | $115,167,030 | 2,316 |
| Total unused commitments | $8,194,000 | 3,607 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $172,821,000 | 2,673 |
| Cash and due from depository institutions | $2,176,000 | 2,723 |
| Interest-bearing balances | $3,000 | 7,568 |
| Securities | $1,432,000 | 12,770 |
| Federal funds sold & reverse repurchase agreements | $10,755,000 | 1,250 |
| Net loans & leases | $148,976,000 | 1,835 |
| Loan loss allowance | $3,458,000 | 1,312 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,563,000 | 2,850 |
| Other real estate owned | $5,448,000 | 2,723 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,471,000 | 4,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,821,000 | 2,673 |
| Total liabilities | $168,689,000 | 2,510 |
| Total deposits | $161,314,000 | 2,463 |
| Interest-bearing deposits | $152,035,000 | 2,256 |
| Deposits held in domestic offices | $161,314,000 | 2,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,864,000 | 1,300 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $511,000 | 5,249 |
| Total equity capital | $4,132,000 | 8,225 |
| Total bank equity capital | $4,132,000 | 8,225 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,557,000 | 2,661 |
| Surplus | $20,882,000 | 790 |
| Undivided profits | $-18,307,000 | 13,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,408,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $999,000 | 1,743 |
| Earning assets | $161,166,000 | 2,620 |
| Long-term assets (5+ years) | $20,617,000 | 2,594 |
| Average Assets, year-to-date | $188,336,400 | 2,396 |
| Average Assets, quarterly | $176,235,000 | 2,591 |
| Volatile liabilities | $11,474,000 | 3,718 |
| Insider loans | $832,000 | 4,234 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,845,000 | 3,143 |
| Tier 1 (core) risk-based capital | $4,132,000 | 8,140 |
| Tier 2 risk-based capital | $1,674,280 | 1,834 |
| Total risk weighted assets | $132,158,280 | 2,030 |
| Total unused commitments | $9,845,000 | 3,160 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 84 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $206,505,000 | 2,294 |
| Cash and due from depository institutions | $6,357,000 | 2,581 |
| Interest-bearing balances | $4,000 | 7,977 |
| Securities | $8,309,000 | 9,875 |
| Federal funds sold & reverse repurchase agreements | $4,570,000 | 3,549 |
| Net loans & leases | $166,974,000 | 1,686 |
| Loan loss allowance | $5,201,000 | 973 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,909,000 | 2,533 |
| Other real estate owned | $15,571,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,815,000 | 3,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,505,000 | 2,294 |
| Total liabilities | $199,265,000 | 2,174 |
| Total deposits | $185,822,000 | 2,220 |
| Interest-bearing deposits | $173,352,000 | 2,076 |
| Deposits held in domestic offices | $185,822,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,299,000 | 863 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,144,000 | 2,953 |
| Total equity capital | $7,240,000 | 5,232 |
| Total bank equity capital | $7,240,000 | 5,232 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,557,000 | 2,761 |
| Surplus | $20,608,000 | 770 |
| Undivided profits | $-14,925,000 | 13,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,360,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,218,000 | 1,582 |
| Earning assets | $179,857,000 | 2,392 |
| Long-term assets (5+ years) | $28,276,000 | 1,963 |
| Average Assets, year-to-date | $220,261,800 | 2,107 |
| Average Assets, quarterly | $208,629,000 | 2,254 |
| Volatile liabilities | $17,579,000 | 2,631 |
| Insider loans | $439,000 | 2,091 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,371,000 | 2,891 |
| Tier 1 (core) risk-based capital | $7,240,000 | 5,176 |
| Tier 2 risk-based capital | $2,016,010 | 1,578 |
| Total risk weighted assets | $157,940,910 | 1,788 |
| Total unused commitments | $10,371,000 | 2,905 |
| Derivatives | $0 | 651 |