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Superior National Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$11,886,000	1,117
Total interest expense	$3,855,000	1,204
Net interest income	$8,031,000	1,067
Provision for loan and lease losses	$50,000	1,896
Total noninterest income	$2,170,000	824
Gross Fiduciary activities income	$528,000	448
Service charges on deposit accounts	$306,000	864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,336,000	805
Total noninterest expense	$8,134,000	875
Salaries and employee benefits	$5,013,000	802
Premises and equipment expense	$612,000	1,069
Additional noninterest expense	$1,336,000	805
Pre-tax net operating income	$2,017,000	1,443
Securities gains (losses)	$0	665
Applicable income taxes	$363,000	1,217
Income before extraordinary items	$1,654,000	1,480
Extraordinary gains, net	$0	47
Net income	$1,654,000	1,498
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,654,000	1,480
Net charge-offs	$68,000	918
Cash dividends	$1,085,000	862
Sale, conversion, retirement of capital stock, net	$29,000	393
Net operating income	$1,654,000	1,488
2024-12-31 (YTD Data)		Rank
Total interest income	$49,184,000	1,066
Total interest expense	$17,465,000	1,148
Net interest income	$31,719,000	1,027
Provision for loan and lease losses	$-109,000	4,245
Total noninterest income	$9,386,000	801
Gross Fiduciary activities income	$2,256,000	427
Service charges on deposit accounts	$1,182,000	901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,948,000	777
Total noninterest expense	$31,824,000	876
Salaries and employee benefits	$19,126,000	816
Premises and equipment expense	$2,353,000	1,068
Additional noninterest expense	$5,948,000	777
Pre-tax net operating income	$9,390,000	1,206
Securities gains (losses)	$0	940
Applicable income taxes	$1,323,000	1,204
Income before extraordinary items	$8,067,000	1,201
Extraordinary gains, net	$0	53
Net income	$8,067,000	1,212
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,067,000	1,201
Net charge-offs	$1,000	3,012
Cash dividends	$3,900,000	1,064
Sale, conversion, retirement of capital stock, net	$4,000	553
Net operating income	$8,067,000	1,220
2024-09-30 (YTD Data)		Rank
Total interest income	$36,662,000	1,059
Total interest expense	$13,326,000	1,130
Net interest income	$23,336,000	1,035
Provision for loan and lease losses	$-70,000	4,274
Total noninterest income	$6,806,000	816
Gross Fiduciary activities income	$1,714,000	423
Service charges on deposit accounts	$863,000	913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,229,000	800
Total noninterest expense	$23,379,000	874
Salaries and employee benefits	$14,424,000	803
Premises and equipment expense	$1,851,000	1,032
Additional noninterest expense	$4,229,000	800
Pre-tax net operating income	$6,833,000	1,222
Securities gains (losses)	$0	930
Applicable income taxes	$1,034,000	1,192
Income before extraordinary items	$5,799,000	1,222
Extraordinary gains, net	$0	51
Net income	$5,799,000	1,237
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,799,000	1,224
Net charge-offs	$22,000	2,072
Cash dividends	$2,760,000	963
Sale, conversion, retirement of capital stock, net	$4,000	516
Net operating income	$5,799,000	1,224
2024-06-30 (YTD Data)		Rank
Total interest income	$23,892,000	1,067
Total interest expense	$8,778,000	1,128
Net interest income	$15,114,000	1,057
Provision for loan and lease losses	$-146,000	4,387
Total noninterest income	$4,318,000	834
Gross Fiduciary activities income	$1,134,000	423
Service charges on deposit accounts	$557,000	926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,627,000	831
Total noninterest expense	$15,629,000	869
Salaries and employee benefits	$9,733,000	803
Premises and equipment expense	$1,246,000	1,023
Additional noninterest expense	$2,627,000	831
Pre-tax net operating income	$3,949,000	1,335
Securities gains (losses)	$0	628
Applicable income taxes	$560,000	1,332
Income before extraordinary items	$3,389,000	1,333
Extraordinary gains, net	$0	52
Net income	$3,389,000	1,355
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,389,000	1,336
Net charge-offs	$7,000	2,151
Cash dividends	$1,920,000	955
Sale, conversion, retirement of capital stock, net	$4,000	488
Net operating income	$3,389,000	1,338
2024-03-31 (YTD Data)		Rank
Total interest income	$11,742,000	1,076
Total interest expense	$4,344,000	1,112
Net interest income	$7,398,000	1,069
Provision for loan and lease losses	$-4,000	4,134
Total noninterest income	$1,981,000	872
Gross Fiduciary activities income	$534,000	413
Service charges on deposit accounts	$278,000	924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,169,000	901
Total noninterest expense	$7,709,000	895
Salaries and employee benefits	$4,838,000	809
Premises and equipment expense	$614,000	1,050
Additional noninterest expense	$1,169,000	901
Pre-tax net operating income	$1,674,000	1,462
Securities gains (losses)	$0	689
Applicable income taxes	$215,000	1,462
Income before extraordinary items	$1,459,000	1,443
Extraordinary gains, net	$0	51
Net income	$1,459,000	1,456
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,459,000	1,442
Net charge-offs	$14,000	1,421
Cash dividends	$810,000	952
Sale, conversion, retirement of capital stock, net	$4,000	396
Net operating income	$1,459,000	1,444
2023-12-31 (YTD Data)		Rank
Total interest income	$45,749,000	1,006
Total interest expense	$13,145,000	1,077
Net interest income	$32,604,000	966
Provision for loan and lease losses	$23,000	3,047
Total noninterest income	$8,723,000	817
Gross Fiduciary activities income	$1,950,000	407
Service charges on deposit accounts	$1,091,000	932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,682,000	809
Total noninterest expense	$32,112,000	845
Salaries and employee benefits	$20,062,000	759
Premises and equipment expense	$2,788,000	931
Additional noninterest expense	$5,682,000	809
Pre-tax net operating income	$9,192,000	1,236
Securities gains (losses)	$0	988
Applicable income taxes	$1,653,000	1,111
Income before extraordinary items	$7,539,000	1,267
Extraordinary gains, net	$0	54
Net income	$7,539,000	1,282
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,539,000	1,270
Net charge-offs	$459,000	790
Cash dividends	$4,288,000	904
Sale, conversion, retirement of capital stock, net	$211,000	362
Net operating income	$7,539,000	1,285
2023-09-30 (YTD Data)		Rank
Total interest income	$33,895,000	992
Total interest expense	$9,056,000	1,063
Net interest income	$24,839,000	958
Provision for loan and lease losses	$117,000	2,044
Total noninterest income	$6,787,000	801
Gross Fiduciary activities income	$1,464,000	405
Service charges on deposit accounts	$806,000	941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,517,000	795
Total noninterest expense	$24,463,000	827
Salaries and employee benefits	$15,732,000	730
Premises and equipment expense	$2,001,000	965
Additional noninterest expense	$4,517,000	795
Pre-tax net operating income	$7,046,000	1,272
Securities gains (losses)	$0	849
Applicable income taxes	$1,454,000	1,031
Income before extraordinary items	$5,592,000	1,318
Extraordinary gains, net	$0	52
Net income	$5,592,000	1,328
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,592,000	1,318
Net charge-offs	$168,000	956
Cash dividends	$3,078,000	867
Sale, conversion, retirement of capital stock, net	$211,000	318
Net operating income	$5,592,000	1,339
2023-06-30 (YTD Data)		Rank
Total interest income	$21,911,000	988
Total interest expense	$5,237,000	1,086
Net interest income	$16,674,000	959
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$4,444,000	793
Gross Fiduciary activities income	$970,000	403
Service charges on deposit accounts	$513,000	963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,961,000	755
Total noninterest expense	$16,527,000	801
Salaries and employee benefits	$10,747,000	708
Premises and equipment expense	$1,343,000	949
Additional noninterest expense	$2,961,000	755
Pre-tax net operating income	$4,531,000	1,294
Securities gains (losses)	$0	938
Applicable income taxes	$935,000	1,060
Income before extraordinary items	$3,596,000	1,352
Extraordinary gains, net	$0	51
Net income	$3,596,000	1,367
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,596,000	1,352
Net charge-offs	$73,000	1,048
Cash dividends	$2,168,000	824
Sale, conversion, retirement of capital stock, net	$109,000	339
Net operating income	$3,596,000	1,367
2023-03-31 (YTD Data)		Rank
Total interest income	$10,814,000	992
Total interest expense	$2,508,000	1,009
Net interest income	$8,306,000	965
Provision for loan and lease losses	$26,000	2,035
Total noninterest income	$2,168,000	788
Gross Fiduciary activities income	$481,000	415
Service charges on deposit accounts	$238,000	1,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,449,000	753
Total noninterest expense	$8,360,000	808
Salaries and employee benefits	$5,524,000	707
Premises and equipment expense	$643,000	1,007
Additional noninterest expense	$1,449,000	753
Pre-tax net operating income	$2,088,000	1,428
Securities gains (losses)	$0	950
Applicable income taxes	$433,000	1,126
Income before extraordinary items	$1,655,000	1,493
Extraordinary gains, net	$0	4
Net income	$1,655,000	1,493
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,655,000	1,493
Net charge-offs	$39,000	889
Cash dividends	$828,000	932
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,655,000	1,505
2022-12-31 (YTD Data)		Rank
Total interest income	$38,492,000	922
Total interest expense	$3,621,000	1,008
Net interest income	$34,871,000	899
Provision for loan and lease losses	$0	3,012
Total noninterest income	$10,751,000	727
Gross Fiduciary activities income	$2,007,000	417
Service charges on deposit accounts	$925,000	1,073
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,819,000	661
Total noninterest expense	$32,481,000	808
Salaries and employee benefits	$21,543,000	695
Premises and equipment expense	$2,587,000	982
Additional noninterest expense	$7,819,000	661
Pre-tax net operating income	$13,141,000	1,049
Securities gains (losses)	$49,000	238
Applicable income taxes	$2,100,000	1,049
Income before extraordinary items	$11,090,000	1,020
Extraordinary gains, net	$0	5
Net income	$11,090,000	1,020
Minority interest net income	$0	63
Net income of bank and minority interests.	$11,090,000	1,020
Net charge-offs	$551,000	560
Cash dividends	$4,320,000	880
Sale, conversion, retirement of capital stock, net	$54,000	500
Net operating income	$11,048,840	1,049
2022-09-30 (YTD Data)		Rank
Total interest income	$27,947,000	907
Total interest expense	$2,064,000	995
Net interest income	$25,883,000	894
Provision for loan and lease losses	$570,000	902
Total noninterest income	$8,640,000	712
Gross Fiduciary activities income	$1,541,000	412
Service charges on deposit accounts	$677,000	1,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,422,000	637
Total noninterest expense	$24,902,000	790
Salaries and employee benefits	$16,801,000	670
Premises and equipment expense	$1,922,000	979
Additional noninterest expense	$6,422,000	637
Pre-tax net operating income	$9,051,000	1,107
Securities gains (losses)	$49,000	239
Applicable income taxes	$1,573,000	1,032
Income before extraordinary items	$7,527,000	1,092
Extraordinary gains, net	$0	4
Net income	$7,527,000	1,091
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,527,000	1,092
Net charge-offs	$337,000	544
Cash dividends	$2,905,000	879
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,486,330	1,120
2022-06-30 (YTD Data)		Rank
Total interest income	$18,077,000	897
Total interest expense	$1,206,000	959
Net interest income	$16,871,000	894
Provision for loan and lease losses	$490,000	707
Total noninterest income	$6,108,000	676
Gross Fiduciary activities income	$1,047,000	367
Service charges on deposit accounts	$434,000	1,126
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,627,000	625
Total noninterest expense	$16,940,000	760
Salaries and employee benefits	$11,487,000	649
Premises and equipment expense	$1,257,000	992
Additional noninterest expense	$4,196,000	896
Pre-tax net operating income	$5,549,000	1,117
Securities gains (losses)	$2,000	556
Applicable income taxes	$841,000	1,126
Income before extraordinary items	$4,710,000	1,091
Extraordinary gains, net	$0	4
Net income	$4,710,000	1,090
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,710,000	1,091
Net charge-offs	$11,000	1,552
Cash dividends	$1,890,000	883
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,708,300	1,115
2022-03-31 (YTD Data)		Rank
Total interest income	$9,025,000	886
Total interest expense	$629,000	872
Net interest income	$8,396,000	882
Provision for loan and lease losses	$240,000	594
Total noninterest income	$3,579,000	614
Gross Fiduciary activities income	$502,000	374
Service charges on deposit accounts	$208,000	1,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,869,000	549
Total noninterest expense	$8,653,000	748
Salaries and employee benefits	$5,954,000	631
Premises and equipment expense	$644,000	983
Additional noninterest expense	$2,055,000	898
Pre-tax net operating income	$3,082,000	991
Securities gains (losses)	$2,000	526
Applicable income taxes	$515,000	955
Income before extraordinary items	$2,569,000	996
Extraordinary gains, net	$0	4
Net income	$2,569,000	995
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,569,000	996
Net charge-offs	$20,000	954
Cash dividends	$795,000	891
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,567,340	1,009
2021-12-31 (YTD Data)		Rank
Total interest income	$38,184,000	870
Total interest expense	$3,609,000	757
Net interest income	$34,575,000	873
Provision for loan and lease losses	$922,000	649
Total noninterest income	$23,278,000	471
Gross Fiduciary activities income	$2,096,000	364
Service charges on deposit accounts	$819,000	1,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,363,000	415
Total noninterest expense	$39,021,000	667
Salaries and employee benefits	$26,285,000	563
Premises and equipment expense	$2,718,000	937
Additional noninterest expense	$10,018,000	776
Pre-tax net operating income	$17,910,000	810
Securities gains (losses)	$2,000	1,964
Applicable income taxes	$3,525,000	779
Income before extraordinary items	$14,387,000	848
Extraordinary gains, net	$0	10
Net income	$14,387,000	849
Minority interest net income	$0	74
Net income of bank and minority interests.	$14,387,000	849
Net charge-offs	$297,000	838
Cash dividends	$4,500,000	857
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$14,385,400	835
2021-09-30 (YTD Data)		Rank
Total interest income	$28,865,000	873
Total interest expense	$2,879,000	754
Net interest income	$25,986,000	885
Provision for loan and lease losses	$652,000	654
Total noninterest income	$18,519,000	460
Gross Fiduciary activities income	$1,533,000	367
Service charges on deposit accounts	$589,000	1,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,397,000	404
Total noninterest expense	$29,428,000	668
Salaries and employee benefits	$19,868,000	556
Premises and equipment expense	$1,992,000	968
Additional noninterest expense	$7,568,000	762
Pre-tax net operating income	$14,425,000	800
Securities gains (losses)	$1,000	1,947
Applicable income taxes	$3,014,000	753
Income before extraordinary items	$11,412,000	845
Extraordinary gains, net	$0	8
Net income	$11,412,000	844
Minority interest net income	$0	69
Net income of bank and minority interests.	$11,412,000	845
Net charge-offs	$-91,000	4,433
Cash dividends	$3,725,000	730
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$11,411,210	824
2021-06-30 (YTD Data)		Rank
Total interest income	$19,217,000	869
Total interest expense	$1,998,000	753
Net interest income	$17,219,000	878
Provision for loan and lease losses	$412,000	712
Total noninterest income	$13,325,000	431
Gross Fiduciary activities income	$988,000	370
Service charges on deposit accounts	$372,000	1,166
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,965,000	385
Total noninterest expense	$20,249,000	650
Salaries and employee benefits	$13,649,000	538
Premises and equipment expense	$1,301,000	980
Additional noninterest expense	$5,299,000	728
Pre-tax net operating income	$9,883,000	773
Securities gains (losses)	$1,000	1,754
Applicable income taxes	$2,076,000	731
Income before extraordinary items	$7,808,000	810
Extraordinary gains, net	$0	6
Net income	$7,808,000	810
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,808,000	810
Net charge-offs	$-126,000	4,647
Cash dividends	$2,950,000	641
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,807,210	790
2021-03-31 (YTD Data)		Rank
Total interest income	$9,586,000	864
Total interest expense	$1,079,000	740
Net interest income	$8,507,000	879
Provision for loan and lease losses	$240,000	703
Total noninterest income	$7,552,000	405
Gross Fiduciary activities income	$480,000	371
Service charges on deposit accounts	$178,000	1,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,894,000	357
Total noninterest expense	$10,756,000	605
Salaries and employee benefits	$7,240,000	512
Premises and equipment expense	$630,000	999
Additional noninterest expense	$2,886,000	657
Pre-tax net operating income	$5,063,000	757
Securities gains (losses)	$1,000	1,331
Applicable income taxes	$1,053,000	720
Income before extraordinary items	$4,011,000	805
Extraordinary gains, net	$0	3
Net income	$4,011,000	805
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,011,000	805
Net charge-offs	$-10,000	4,067
Cash dividends	$1,915,000	484
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,010,210	785
2020-12-31 (YTD Data)		Rank
Total interest income	$22,491,000	1,342
Total interest expense	$2,931,000	1,513
Net interest income	$19,560,000	1,312
Provision for loan and lease losses	$495,000	2,262
Total noninterest income	$4,972,000	1,267
Gross Fiduciary activities income	$1,894,000	361
Service charges on deposit accounts	$522,000	1,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,556,000	1,569
Total noninterest expense	$16,141,000	1,323
Salaries and employee benefits	$10,285,000	1,225
Premises and equipment expense	$1,276,000	1,718
Additional noninterest expense	$4,580,000	1,375
Pre-tax net operating income	$7,896,000	1,267
Securities gains (losses)	$27,000	1,983
Applicable income taxes	$1,500,000	1,136
Income before extraordinary items	$6,423,000	1,350
Extraordinary gains, net	$0	4
Net income	$6,423,000	1,351
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,423,000	1,351
Net charge-offs	$122,000	1,871
Cash dividends	$2,265,000	1,392
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,401,130	1,316
2020-09-30 (YTD Data)		Rank
Total interest income	$16,861,000	1,349
Total interest expense	$2,259,000	1,562
Net interest income	$14,602,000	1,307
Provision for loan and lease losses	$375,000	2,212
Total noninterest income	$3,534,000	1,278
Gross Fiduciary activities income	$1,398,000	361
Service charges on deposit accounts	$376,000	1,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,760,000	1,603
Total noninterest expense	$12,073,000	1,312
Salaries and employee benefits	$7,520,000	1,242
Premises and equipment expense	$912,000	1,779
Additional noninterest expense	$3,641,000	1,294
Pre-tax net operating income	$5,688,000	1,270
Securities gains (losses)	$27,000	1,806
Applicable income taxes	$1,217,000	1,033
Income before extraordinary items	$4,498,000	1,372
Extraordinary gains, net	$0	4
Net income	$4,498,000	1,373
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,498,000	1,373
Net charge-offs	$84,000	1,770
Cash dividends	$1,634,000	1,274
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,476,670	1,333
2020-06-30 (YTD Data)		Rank
Total interest income	$11,414,000	1,352
Total interest expense	$1,524,000	1,631
Net interest income	$9,890,000	1,285
Provision for loan and lease losses	$195,000	2,436
Total noninterest income	$2,309,000	1,242
Gross Fiduciary activities income	$903,000	364
Service charges on deposit accounts	$258,000	1,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,148,000	1,533
Total noninterest expense	$8,003,000	1,309
Salaries and employee benefits	$5,005,000	1,232
Premises and equipment expense	$615,000	1,760
Additional noninterest expense	$2,383,000	1,300
Pre-tax net operating income	$4,001,000	1,166
Securities gains (losses)	$27,000	1,568
Applicable income taxes	$864,000	936
Income before extraordinary items	$3,164,000	1,254
Extraordinary gains, net	$0	4
Net income	$3,164,000	1,254
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,164,000	1,254
Net charge-offs	$65,000	1,580
Cash dividends	$1,024,000	1,293
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,142,670	1,227
2020-03-31 (YTD Data)		Rank
Total interest income	$5,920,000	1,309
Total interest expense	$782,000	1,711
Net interest income	$5,138,000	1,217
Provision for loan and lease losses	$15,000	3,204
Total noninterest income	$1,169,000	1,161
Gross Fiduciary activities income	$454,000	366
Service charges on deposit accounts	$170,000	1,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$545,000	1,431
Total noninterest expense	$4,108,000	1,292
Salaries and employee benefits	$2,555,000	1,219
Premises and equipment expense	$324,000	1,722
Additional noninterest expense	$1,229,000	1,288
Pre-tax net operating income	$2,184,000	973
Securities gains (losses)	$0	1,705
Applicable income taxes	$480,000	763
Income before extraordinary items	$1,704,000	1,068
Extraordinary gains, net	$0	4
Net income	$1,704,000	1,066
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,704,000	1,068
Net charge-offs	$5,000	2,107
Cash dividends	$440,000	1,388
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,704,000	1,053
2019-12-31 (YTD Data)		Rank
Total interest income	$23,444,000	1,328
Total interest expense	$3,158,000	1,745
Net interest income	$20,286,000	1,242
Provision for loan and lease losses	$78,000	3,108
Total noninterest income	$4,094,000	1,293
Gross Fiduciary activities income	$1,666,000	378
Service charges on deposit accounts	$718,000	1,459
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,710,000	1,684
Total noninterest expense	$15,909,000	1,290
Salaries and employee benefits	$9,783,000	1,224
Premises and equipment expense	$1,356,000	1,636
Additional noninterest expense	$4,770,000	1,305
Pre-tax net operating income	$8,393,000	1,197
Securities gains (losses)	$-10,000	4,800
Applicable income taxes	$1,375,000	1,175
Income before extraordinary items	$7,008,000	1,245
Extraordinary gains, net	$0	11
Net income	$7,008,000	1,246
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,008,000	1,247
Net charge-offs	$-195,000	4,989
Cash dividends	$1,870,000	1,651
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,016,400	1,210
2019-09-30 (YTD Data)		Rank
Total interest income	$17,537,000	1,338
Total interest expense	$2,339,000	1,762
Net interest income	$15,198,000	1,255
Provision for loan and lease losses	$78,000	2,826
Total noninterest income	$2,898,000	1,332
Gross Fiduciary activities income	$1,221,000	383
Service charges on deposit accounts	$536,000	1,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,141,000	1,777
Total noninterest expense	$11,536,000	1,331
Salaries and employee benefits	$7,126,000	1,258
Premises and equipment expense	$1,049,000	1,603
Additional noninterest expense	$3,361,000	1,375
Pre-tax net operating income	$6,482,000	1,194
Securities gains (losses)	$-24,000	5,018
Applicable income taxes	$1,221,000	1,082
Income before extraordinary items	$5,237,000	1,264
Extraordinary gains, net	$0	11
Net income	$5,237,000	1,264
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,237,000	1,266
Net charge-offs	$-268,000	5,109
Cash dividends	$1,320,000	1,550
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,256,440	1,235
2019-06-30 (YTD Data)		Rank
Total interest income	$11,529,000	1,350
Total interest expense	$1,536,000	1,758
Net interest income	$9,993,000	1,274
Provision for loan and lease losses	$78,000	2,414
Total noninterest income	$1,815,000	1,367
Gross Fiduciary activities income	$783,000	385
Service charges on deposit accounts	$337,000	1,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$695,000	1,848
Total noninterest expense	$7,615,000	1,343
Salaries and employee benefits	$4,710,000	1,266
Premises and equipment expense	$679,000	1,653
Additional noninterest expense	$2,226,000	1,401
Pre-tax net operating income	$4,115,000	1,205
Securities gains (losses)	$-24,000	5,073
Applicable income taxes	$762,000	1,096
Income before extraordinary items	$3,329,000	1,284
Extraordinary gains, net	$0	11
Net income	$3,329,000	1,284
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,329,000	1,284
Net charge-offs	$-435,000	5,246
Cash dividends	$880,000	1,558
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,348,440	1,258
2019-03-31 (YTD Data)		Rank
Total interest income	$5,689,000	1,362
Total interest expense	$755,000	1,740
Net interest income	$4,934,000	1,287
Provision for loan and lease losses	$78,000	1,662
Total noninterest income	$808,000	1,428
Gross Fiduciary activities income	$359,000	396
Service charges on deposit accounts	$159,000	1,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	1,998
Total noninterest expense	$3,859,000	1,347
Salaries and employee benefits	$2,412,000	1,247
Premises and equipment expense	$326,000	1,732
Additional noninterest expense	$1,121,000	1,378
Pre-tax net operating income	$1,805,000	1,310
Securities gains (losses)	$6,000	809
Applicable income taxes	$318,000	1,224
Income before extraordinary items	$1,493,000	1,364
Extraordinary gains, net	$0	5
Net income	$1,493,000	1,363
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,493,000	1,363
Net charge-offs	$26,000	1,572
Cash dividends	$440,000	1,440
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,488,080	1,338
2018-12-31 (YTD Data)		Rank
Total interest income	$22,621,000	1,295
Total interest expense	$2,713,000	1,540
Net interest income	$19,908,000	1,245
Provision for loan and lease losses	$30,000	3,682
Total noninterest income	$3,604,000	1,357
Gross Fiduciary activities income	$1,545,000	395
Service charges on deposit accounts	$808,000	1,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,251,000	2,000
Total noninterest expense	$14,852,000	1,365
Salaries and employee benefits	$8,859,000	1,308
Premises and equipment expense	$1,338,000	1,663
Additional noninterest expense	$4,655,000	1,319
Pre-tax net operating income	$8,630,000	1,163
Securities gains (losses)	$-365,000	5,228
Applicable income taxes	$1,374,000	1,114
Income before extraordinary items	$6,891,000	1,232
Extraordinary gains, net	$0	6
Net income	$6,891,000	1,231
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,891,000	1,231
Net charge-offs	$-899,000	5,355
Cash dividends	$10,170,000	411
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,193,950	1,185
2018-09-30 (YTD Data)		Rank
Total interest income	$16,819,000	1,300
Total interest expense	$1,978,000	1,498
Net interest income	$14,841,000	1,253
Provision for loan and lease losses	$27,000	3,502
Total noninterest income	$2,716,000	1,368
Gross Fiduciary activities income	$1,160,000	392
Service charges on deposit accounts	$607,000	1,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$949,000	1,996
Total noninterest expense	$10,915,000	1,391
Salaries and employee benefits	$6,667,000	1,296
Premises and equipment expense	$858,000	1,875
Additional noninterest expense	$3,390,000	1,359
Pre-tax net operating income	$6,615,000	1,141
Securities gains (losses)	$-284,000	5,346
Applicable income taxes	$1,226,000	1,022
Income before extraordinary items	$5,105,000	1,250
Extraordinary gains, net	$0	5
Net income	$5,105,000	1,248
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,105,000	1,249
Net charge-offs	$-1,024,000	5,438
Cash dividends	$8,575,000	359
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,335,040	1,190
2018-06-30 (YTD Data)		Rank
Total interest income	$11,110,000	1,299
Total interest expense	$1,267,000	1,484
Net interest income	$9,843,000	1,256
Provision for loan and lease losses	$18,000	3,390
Total noninterest income	$1,805,000	1,374
Gross Fiduciary activities income	$772,000	394
Service charges on deposit accounts	$410,000	1,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$623,000	2,016
Total noninterest expense	$7,166,000	1,416
Salaries and employee benefits	$4,332,000	1,334
Premises and equipment expense	$659,000	1,711
Additional noninterest expense	$2,175,000	1,409
Pre-tax net operating income	$4,464,000	1,122
Securities gains (losses)	$-162,000	5,403
Applicable income taxes	$833,000	988
Income before extraordinary items	$3,469,000	1,195
Extraordinary gains, net	$0	6
Net income	$3,469,000	1,194
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,469,000	1,194
Net charge-offs	$-1,056,000	5,514
Cash dividends	$2,625,000	619
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,600,220	1,155
2018-03-31 (YTD Data)		Rank
Total interest income	$5,498,000	1,293
Total interest expense	$615,000	1,457
Net interest income	$4,883,000	1,261
Provision for loan and lease losses	$9,000	3,174
Total noninterest income	$923,000	1,338
Gross Fiduciary activities income	$393,000	394
Service charges on deposit accounts	$203,000	1,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$327,000	1,922
Total noninterest expense	$3,631,000	1,405
Salaries and employee benefits	$2,213,000	1,321
Premises and equipment expense	$286,000	1,922
Additional noninterest expense	$1,132,000	1,348
Pre-tax net operating income	$2,166,000	1,124
Securities gains (losses)	$1,000	666
Applicable income taxes	$422,000	976
Income before extraordinary items	$1,745,000	1,164
Extraordinary gains, net	$0	7
Net income	$1,745,000	1,163
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,745,000	1,164
Net charge-offs	$-1,072,000	5,584
Cash dividends	$1,425,000	558
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,744,190	1,155
2017-12-31 (YTD Data)		Rank
Total interest income	$21,769,000	1,261
Total interest expense	$2,508,000	1,288
Net interest income	$19,261,000	1,256
Provision for loan and lease losses	$768,000	1,078
Total noninterest income	$3,660,000	1,365
Gross Fiduciary activities income	$1,421,000	402
Service charges on deposit accounts	$900,000	1,288
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,339,000	1,947
Total noninterest expense	$14,096,000	1,419
Salaries and employee benefits	$8,359,000	1,352
Premises and equipment expense	$1,341,000	1,679
Additional noninterest expense	$4,396,000	1,394
Pre-tax net operating income	$8,057,000	1,176
Securities gains (losses)	$23,000	1,271
Applicable income taxes	$3,099,000	937
Income before extraordinary items	$4,981,000	1,347
Extraordinary gains, net	$0	9
Net income	$4,981,000	1,347
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,981,000	1,347
Net charge-offs	$1,496,000	513
Cash dividends	$1,820,000	1,524
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,966,280	1,335
2017-09-30 (YTD Data)		Rank
Total interest income	$16,242,000	1,266
Total interest expense	$1,868,000	1,267
Net interest income	$14,374,000	1,268
Provision for loan and lease losses	$459,000	1,218
Total noninterest income	$2,664,000	1,408
Gross Fiduciary activities income	$1,056,000	404
Service charges on deposit accounts	$679,000	1,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$929,000	2,063
Total noninterest expense	$10,355,000	1,453
Salaries and employee benefits	$6,211,000	1,366
Premises and equipment expense	$997,000	1,702
Additional noninterest expense	$3,147,000	1,448
Pre-tax net operating income	$6,224,000	1,172
Securities gains (losses)	$26,000	1,206
Applicable income taxes	$1,845,000	971
Income before extraordinary items	$4,405,000	1,271
Extraordinary gains, net	$0	9
Net income	$4,405,000	1,271
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,405,000	1,271
Net charge-offs	$722,000	614
Cash dividends	$1,275,000	1,466
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,386,800	1,255
2017-06-30 (YTD Data)		Rank
Total interest income	$10,793,000	1,260
Total interest expense	$1,232,000	1,240
Net interest income	$9,561,000	1,262
Provision for loan and lease losses	$450,000	912
Total noninterest income	$1,721,000	1,449
Gross Fiduciary activities income	$708,000	398
Service charges on deposit accounts	$446,000	1,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$567,000	2,172
Total noninterest expense	$6,911,000	1,456
Salaries and employee benefits	$4,076,000	1,389
Premises and equipment expense	$678,000	1,679
Additional noninterest expense	$2,157,000	1,410
Pre-tax net operating income	$3,921,000	1,212
Securities gains (losses)	$14,000	1,120
Applicable income taxes	$1,162,000	999
Income before extraordinary items	$2,773,000	1,323
Extraordinary gains, net	$0	11
Net income	$2,773,000	1,322
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,773,000	1,323
Net charge-offs	$471,000	592
Cash dividends	$850,000	1,478
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,763,200	1,310
2017-03-31 (YTD Data)		Rank
Total interest income	$5,282,000	1,269
Total interest expense	$618,000	1,197
Net interest income	$4,664,000	1,275
Provision for loan and lease losses	$225,000	857
Total noninterest income	$890,000	1,402
Gross Fiduciary activities income	$352,000	404
Service charges on deposit accounts	$210,000	1,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$328,000	1,981
Total noninterest expense	$3,423,000	1,467
Salaries and employee benefits	$1,973,000	1,448
Premises and equipment expense	$352,000	1,630
Additional noninterest expense	$1,098,000	1,379
Pre-tax net operating income	$1,906,000	1,221
Securities gains (losses)	$2,000	951
Applicable income taxes	$566,000	989
Income before extraordinary items	$1,342,000	1,336
Extraordinary gains, net	$0	8
Net income	$1,342,000	1,335
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,342,000	1,336
Net charge-offs	$170,000	667
Cash dividends	$425,000	1,345
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,340,600	1,317
2016-12-31 (YTD Data)		Rank
Total interest income	$21,638,000	1,208
Total interest expense	$2,668,000	1,074
Net interest income	$18,970,000	1,229
Provision for loan and lease losses	$1,213,000	773
Total noninterest income	$3,634,000	1,441
Gross Fiduciary activities income	$1,389,000	403
Service charges on deposit accounts	$930,000	1,293
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,315,000	2,060
Total noninterest expense	$14,094,000	1,385
Salaries and employee benefits	$7,865,000	1,387
Premises and equipment expense	$1,364,000	1,658
Additional noninterest expense	$4,865,000	1,286
Pre-tax net operating income	$7,297,000	1,195
Securities gains (losses)	$18,000	2,427
Applicable income taxes	$1,781,000	1,137
Income before extraordinary items	$5,534,000	1,274
Extraordinary gains, net	$0	5
Net income	$5,534,000	1,273
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,534,000	1,273
Net charge-offs	$1,104,000	610
Cash dividends	$3,900,000	838
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,520,320	1,254
2016-09-30 (YTD Data)		Rank
Total interest income	$16,271,000	1,215
Total interest expense	$2,014,000	1,071
Net interest income	$14,257,000	1,233
Provision for loan and lease losses	$650,000	956
Total noninterest income	$2,793,000	1,406
Gross Fiduciary activities income	$1,057,000	400
Service charges on deposit accounts	$693,000	1,291
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,043,000	1,992
Total noninterest expense	$10,583,000	1,376
Salaries and employee benefits	$5,910,000	1,384
Premises and equipment expense	$995,000	1,707
Additional noninterest expense	$3,678,000	1,284
Pre-tax net operating income	$5,817,000	1,146
Securities gains (losses)	$15,000	2,436
Applicable income taxes	$1,723,000	972
Income before extraordinary items	$4,109,000	1,306
Extraordinary gains, net	$0	5
Net income	$4,109,000	1,305
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,109,000	1,306
Net charge-offs	$951,000	496
Cash dividends	$3,325,000	699
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,098,500	1,270
2016-06-30 (YTD Data)		Rank
Total interest income	$10,767,000	1,224
Total interest expense	$1,338,000	1,078
Net interest income	$9,429,000	1,242
Provision for loan and lease losses	$552,000	784
Total noninterest income	$1,860,000	1,392
Gross Fiduciary activities income	$686,000	406
Service charges on deposit accounts	$452,000	1,304
Trading account gains and fees	$0	157
Additional Noninterest Income	$722,000	1,915
Total noninterest expense	$6,856,000	1,439
Salaries and employee benefits	$3,849,000	1,414
Premises and equipment expense	$647,000	1,735
Additional noninterest expense	$2,360,000	1,331
Pre-tax net operating income	$3,881,000	1,137
Securities gains (losses)	$15,000	2,089
Applicable income taxes	$1,150,000	969
Income before extraordinary items	$2,746,000	1,303
Extraordinary gains, net	$0	16
Net income	$2,746,000	1,303
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,746,000	1,304
Net charge-offs	$800,000	422
Cash dividends	$850,000	1,456
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,735,500	1,258
2016-03-31 (YTD Data)		Rank
Total interest income	$5,295,000	1,237
Total interest expense	$673,000	1,064
Net interest income	$4,622,000	1,254
Provision for loan and lease losses	$278,000	741
Total noninterest income	$935,000	1,367
Gross Fiduciary activities income	$327,000	414
Service charges on deposit accounts	$213,000	1,358
Trading account gains and fees	$0	142
Additional Noninterest Income	$395,000	1,758
Total noninterest expense	$3,389,000	1,446
Salaries and employee benefits	$1,872,000	1,461
Premises and equipment expense	$335,000	1,703
Additional noninterest expense	$1,182,000	1,325
Pre-tax net operating income	$1,890,000	1,137
Securities gains (losses)	$-1,000	5,825
Applicable income taxes	$558,000	974
Income before extraordinary items	$1,331,000	1,297
Extraordinary gains, net	$0	12
Net income	$1,331,000	1,298
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,331,000	1,298
Net charge-offs	$46,000	1,485
Cash dividends	$425,000	1,330
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,331,700	1,262
2015-12-31 (YTD Data)		Rank
Total interest income	$21,626,000	1,181
Total interest expense	$2,953,000	955
Net interest income	$18,673,000	1,225
Provision for loan and lease losses	$1,414,000	603
Total noninterest income	$3,852,000	1,337
Gross Fiduciary activities income	$1,362,000	409
Service charges on deposit accounts	$1,010,000	1,209
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,480,000	1,869
Total noninterest expense	$16,418,000	1,217
Salaries and employee benefits	$10,033,000	1,122
Premises and equipment expense	$1,352,000	1,682
Additional noninterest expense	$5,033,000	1,260
Pre-tax net operating income	$4,693,000	1,657
Securities gains (losses)	$122,000	1,049
Applicable income taxes	$1,021,000	1,574
Income before extraordinary items	$3,794,000	1,670
Extraordinary gains, net	$0	23
Net income	$3,794,000	1,671
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,794,000	1,672
Net charge-offs	$1,368,000	538
Cash dividends	$1,930,000	1,402
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,697,620	1,677
2015-09-30 (YTD Data)		Rank
Total interest income	$16,195,000	1,186
Total interest expense	$2,253,000	936
Net interest income	$13,942,000	1,234
Provision for loan and lease losses	$1,058,000	562
Total noninterest income	$2,807,000	1,383
Gross Fiduciary activities income	$968,000	421
Service charges on deposit accounts	$765,000	1,209
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,074,000	1,929
Total noninterest expense	$9,837,000	1,494
Salaries and employee benefits	$5,446,000	1,470
Premises and equipment expense	$1,019,000	1,695
Additional noninterest expense	$3,372,000	1,386
Pre-tax net operating income	$5,854,000	1,111
Securities gains (losses)	$122,000	914
Applicable income taxes	$1,766,000	920
Income before extraordinary items	$4,210,000	1,251
Extraordinary gains, net	$0	21
Net income	$4,210,000	1,251
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,210,000	1,251
Net charge-offs	$702,000	678
Cash dividends	$1,325,000	1,323
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,124,600	1,231
2015-06-30 (YTD Data)		Rank
Total interest income	$10,742,000	1,192
Total interest expense	$1,516,000	936
Net interest income	$9,226,000	1,236
Provision for loan and lease losses	$703,000	570
Total noninterest income	$1,888,000	1,372
Gross Fiduciary activities income	$645,000	426
Service charges on deposit accounts	$502,000	1,201
Trading account gains and fees	$0	157
Additional Noninterest Income	$741,000	1,900
Total noninterest expense	$6,402,000	1,531
Salaries and employee benefits	$3,632,000	1,476
Premises and equipment expense	$644,000	1,800
Additional noninterest expense	$2,126,000	1,458
Pre-tax net operating income	$4,009,000	1,084
Securities gains (losses)	$122,000	741
Applicable income taxes	$1,223,000	891
Income before extraordinary items	$2,908,000	1,201
Extraordinary gains, net	$0	22
Net income	$2,908,000	1,202
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,908,000	1,202
Net charge-offs	$823,000	405
Cash dividends	$950,000	1,295
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,822,600	1,203
2015-03-31 (YTD Data)		Rank
Total interest income	$5,302,000	1,202
Total interest expense	$775,000	927
Net interest income	$4,527,000	1,252
Provision for loan and lease losses	$354,000	555
Total noninterest income	$962,000	1,334
Gross Fiduciary activities income	$316,000	432
Service charges on deposit accounts	$223,000	1,317
Trading account gains and fees	$0	152
Additional Noninterest Income	$423,000	1,695
Total noninterest expense	$3,143,000	1,544
Salaries and employee benefits	$1,826,000	1,477
Premises and equipment expense	$327,000	1,798
Additional noninterest expense	$990,000	1,541
Pre-tax net operating income	$1,992,000	1,065
Securities gains (losses)	$121,000	517
Applicable income taxes	$628,000	866
Income before extraordinary items	$1,485,000	1,145
Extraordinary gains, net	$0	13
Net income	$1,485,000	1,146
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,485,000	1,146
Net charge-offs	$524,000	340
Cash dividends	$375,000	1,357
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,400,300	1,166
2014-12-31 (YTD Data)		Rank
Total interest income	$21,888,000	1,173
Total interest expense	$3,639,000	809
Net interest income	$18,249,000	1,231
Provision for loan and lease losses	$1,427,000	651
Total noninterest income	$3,392,000	1,430
Gross Fiduciary activities income	$1,223,000	429
Service charges on deposit accounts	$1,066,000	1,219
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,103,000	2,190
Total noninterest expense	$12,859,000	1,480
Salaries and employee benefits	$6,800,000	1,539
Premises and equipment expense	$1,407,000	1,668
Additional noninterest expense	$4,652,000	1,380
Pre-tax net operating income	$7,355,000	1,102
Securities gains (losses)	$101,000	1,248
Applicable income taxes	$1,710,000	1,099
Income before extraordinary items	$5,746,000	1,143
Extraordinary gains, net	$0	17
Net income	$5,746,000	1,140
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,746,000	1,142
Net charge-offs	$2,707,000	383
Cash dividends	$1,615,000	1,492
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,668,230	1,137
2014-09-30 (YTD Data)		Rank
Total interest income	$16,418,000	1,183
Total interest expense	$2,805,000	796
Net interest income	$13,613,000	1,236
Provision for loan and lease losses	$1,078,000	624
Total noninterest income	$2,521,000	1,448
Gross Fiduciary activities income	$908,000	430
Service charges on deposit accounts	$796,000	1,231
Trading account gains and fees	$0	174
Additional Noninterest Income	$817,000	2,230
Total noninterest expense	$9,259,000	1,551
Salaries and employee benefits	$5,011,000	1,559
Premises and equipment expense	$1,048,000	1,694
Additional noninterest expense	$3,200,000	1,490
Pre-tax net operating income	$5,797,000	1,073
Securities gains (losses)	$100,000	1,000
Applicable income taxes	$1,743,000	895
Income before extraordinary items	$4,154,000	1,191
Extraordinary gains, net	$0	15
Net income	$4,154,000	1,189
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,154,000	1,190
Net charge-offs	$2,341,000	332
Cash dividends	$1,150,000	1,406
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,084,000	1,185
2014-06-30 (YTD Data)		Rank
Total interest income	$10,920,000	1,174
Total interest expense	$1,897,000	789
Net interest income	$9,023,000	1,235
Provision for loan and lease losses	$701,000	640
Total noninterest income	$1,786,000	1,374
Gross Fiduciary activities income	$595,000	433
Service charges on deposit accounts	$534,000	1,212
Trading account gains and fees	$0	172
Additional Noninterest Income	$657,000	1,930
Total noninterest expense	$6,145,000	1,553
Salaries and employee benefits	$3,268,000	1,586
Premises and equipment expense	$720,000	1,640
Additional noninterest expense	$2,157,000	1,464
Pre-tax net operating income	$3,963,000	1,034
Securities gains (losses)	$-29,000	6,424
Applicable income taxes	$1,162,000	865
Income before extraordinary items	$2,772,000	1,154
Extraordinary gains, net	$0	20
Net income	$2,772,000	1,154
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,772,000	1,155
Net charge-offs	$2,096,000	277
Cash dividends	$775,000	1,406
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,792,300	1,121
2014-03-31 (YTD Data)		Rank
Total interest income	$5,406,000	1,184
Total interest expense	$957,000	794
Net interest income	$4,449,000	1,257
Provision for loan and lease losses	$352,000	612
Total noninterest income	$875,000	1,371
Gross Fiduciary activities income	$298,000	437
Service charges on deposit accounts	$271,000	1,184
Trading account gains and fees	$0	147
Additional Noninterest Income	$306,000	1,979
Total noninterest expense	$3,061,000	1,573
Salaries and employee benefits	$1,601,000	1,627
Premises and equipment expense	$386,000	1,566
Additional noninterest expense	$1,074,000	1,459
Pre-tax net operating income	$1,911,000	1,023
Securities gains (losses)	$0	1,715
Applicable income taxes	$566,000	844
Income before extraordinary items	$1,345,000	1,148
Extraordinary gains, net	$0	16
Net income	$1,345,000	1,149
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,345,000	1,149
Net charge-offs	$148,000	1,129
Cash dividends	$400,000	1,206
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,345,000	1,130
2013-12-31 (YTD Data)		Rank
Total interest income	$21,856,000	1,171
Total interest expense	$4,862,000	693
Net interest income	$16,994,000	1,291
Provision for loan and lease losses	$2,350,000	546
Total noninterest income	$3,262,000	1,529
Gross Fiduciary activities income	$1,090,000	443
Service charges on deposit accounts	$1,006,000	1,350
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,166,000	2,175
Total noninterest expense	$11,393,000	1,689
Salaries and employee benefits	$6,360,000	1,625
Premises and equipment expense	$1,423,000	1,653
Additional noninterest expense	$3,610,000	1,757
Pre-tax net operating income	$6,513,000	1,136
Securities gains (losses)	$-2,000	6,101
Applicable income taxes	$843,000	1,634
Income before extraordinary items	$5,668,000	1,092
Extraordinary gains, net	$0	29
Net income	$5,668,000	1,094
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,668,000	1,094
Net charge-offs	$1,725,000	845
Cash dividends	$1,690,000	1,367
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,669,740	1,067
2013-09-30 (YTD Data)		Rank
Total interest income	$16,288,000	1,183
Total interest expense	$3,832,000	672
Net interest income	$12,456,000	1,310
Provision for loan and lease losses	$1,051,000	840
Total noninterest income	$2,470,000	1,537
Gross Fiduciary activities income	$809,000	444
Service charges on deposit accounts	$726,000	1,418
Trading account gains and fees	$0	180
Additional Noninterest Income	$935,000	2,141
Total noninterest expense	$8,593,000	1,693
Salaries and employee benefits	$4,845,000	1,613
Premises and equipment expense	$1,073,000	1,654
Additional noninterest expense	$2,675,000	1,770
Pre-tax net operating income	$5,282,000	1,087
Securities gains (losses)	$-2,000	6,351
Applicable income taxes	$1,455,000	952
Income before extraordinary items	$3,825,000	1,211
Extraordinary gains, net	$0	25
Net income	$3,825,000	1,211
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,825,000	1,213
Net charge-offs	$1,148,000	911
Cash dividends	$1,225,000	1,245
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,826,440	1,177
2013-06-30 (YTD Data)		Rank
Total interest income	$10,824,000	1,176
Total interest expense	$2,588,000	684
Net interest income	$8,236,000	1,306
Provision for loan and lease losses	$701,000	875
Total noninterest income	$1,659,000	1,542
Gross Fiduciary activities income	$541,000	441
Service charges on deposit accounts	$456,000	1,468
Trading account gains and fees	$0	157
Additional Noninterest Income	$662,000	2,097
Total noninterest expense	$5,669,000	1,702
Salaries and employee benefits	$3,245,000	1,605
Premises and equipment expense	$707,000	1,674
Additional noninterest expense	$1,717,000	1,840
Pre-tax net operating income	$3,525,000	1,068
Securities gains (losses)	$2,000	2,612
Applicable income taxes	$1,066,000	890
Income before extraordinary items	$2,461,000	1,233
Extraordinary gains, net	$0	22
Net income	$2,461,000	1,235
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,461,000	1,236
Net charge-offs	$464,000	1,311
Cash dividends	$850,000	1,227
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,459,600	1,183
2013-03-31 (YTD Data)		Rank
Total interest income	$5,341,000	1,203
Total interest expense	$1,321,000	698
Net interest income	$4,020,000	1,342
Provision for loan and lease losses	$352,000	882
Total noninterest income	$854,000	1,500
Gross Fiduciary activities income	$271,000	447
Service charges on deposit accounts	$221,000	1,488
Trading account gains and fees	$0	148
Additional Noninterest Income	$362,000	1,965
Total noninterest expense	$2,856,000	1,702
Salaries and employee benefits	$1,596,000	1,648
Premises and equipment expense	$365,000	1,655
Additional noninterest expense	$895,000	1,778
Pre-tax net operating income	$1,666,000	1,103
Securities gains (losses)	$0	1,966
Applicable income taxes	$505,000	905
Income before extraordinary items	$1,161,000	1,286
Extraordinary gains, net	$0	10
Net income	$1,161,000	1,288
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,161,000	1,288
Net charge-offs	$193,000	1,387
Cash dividends	$450,000	1,014
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,161,000	1,229
2012-12-31 (YTD Data)		Rank
Total interest income	$22,406,000	1,194
Total interest expense	$6,037,000	718
Net interest income	$16,369,000	1,336
Provision for loan and lease losses	$1,897,000	1,118
Total noninterest income	$3,378,000	1,511
Gross Fiduciary activities income	$1,061,000	438
Service charges on deposit accounts	$984,000	1,430
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,333,000	1,994
Total noninterest expense	$10,927,000	1,758
Salaries and employee benefits	$6,253,000	1,619
Premises and equipment expense	$1,392,000	1,689
Additional noninterest expense	$3,282,000	1,995
Pre-tax net operating income	$6,923,000	1,028
Securities gains (losses)	$907,000	588
Applicable income taxes	$2,270,000	789
Income before extraordinary items	$5,560,000	1,068
Extraordinary gains, net	$0	29
Net income	$5,560,000	1,068
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,560,000	1,068
Net charge-offs	$1,029,000	1,789
Cash dividends	$1,690,000	1,370
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,916,030	1,139
2012-09-30 (YTD Data)		Rank
Total interest income	$16,981,000	1,203
Total interest expense	$4,637,000	740
Net interest income	$12,344,000	1,341
Provision for loan and lease losses	$922,000	1,527
Total noninterest income	$2,488,000	1,527
Gross Fiduciary activities income	$788,000	438
Service charges on deposit accounts	$719,000	1,481
Trading account gains and fees	$0	157
Additional Noninterest Income	$981,000	2,015
Total noninterest expense	$8,342,000	1,727
Salaries and employee benefits	$4,768,000	1,588
Premises and equipment expense	$1,041,000	1,705
Additional noninterest expense	$2,533,000	1,950
Pre-tax net operating income	$5,568,000	975
Securities gains (losses)	$599,000	660
Applicable income taxes	$1,862,000	754
Income before extraordinary items	$4,305,000	1,061
Extraordinary gains, net	$0	20
Net income	$4,305,000	1,061
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,305,000	1,061
Net charge-offs	$512,000	2,150
Cash dividends	$1,225,000	1,155
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,885,700	1,092
2012-06-30 (YTD Data)		Rank
Total interest income	$11,360,000	1,205
Total interest expense	$3,095,000	768
Net interest income	$8,265,000	1,336
Provision for loan and lease losses	$642,000	1,499
Total noninterest income	$1,649,000	1,516
Gross Fiduciary activities income	$528,000	432
Service charges on deposit accounts	$461,000	1,517
Trading account gains and fees	$0	153
Additional Noninterest Income	$660,000	1,986
Total noninterest expense	$5,632,000	1,722
Salaries and employee benefits	$3,202,000	1,579
Premises and equipment expense	$698,000	1,695
Additional noninterest expense	$1,732,000	1,912
Pre-tax net operating income	$3,640,000	980
Securities gains (losses)	$516,000	528
Applicable income taxes	$1,257,000	738
Income before extraordinary items	$2,899,000	1,043
Extraordinary gains, net	$0	19
Net income	$2,899,000	1,043
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,899,000	1,043
Net charge-offs	$293,000	2,347
Cash dividends	$850,000	1,113
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,537,800	1,112
2012-03-31 (YTD Data)		Rank
Total interest income	$5,629,000	1,222
Total interest expense	$1,550,000	807
Net interest income	$4,079,000	1,356
Provision for loan and lease losses	$312,000	1,465
Total noninterest income	$838,000	1,480
Gross Fiduciary activities income	$259,000	438
Service charges on deposit accounts	$220,000	1,571
Trading account gains and fees	$0	148
Additional Noninterest Income	$359,000	1,887
Total noninterest expense	$2,761,000	1,750
Salaries and employee benefits	$1,578,000	1,602
Premises and equipment expense	$366,000	1,630
Additional noninterest expense	$817,000	1,994
Pre-tax net operating income	$1,844,000	963
Securities gains (losses)	$235,000	540
Applicable income taxes	$632,000	729
Income before extraordinary items	$1,447,000	1,031
Extraordinary gains, net	$0	19
Net income	$1,447,000	1,033
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,447,000	1,032
Net charge-offs	$173,000	1,972
Cash dividends	$450,000	954
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,282,500	1,088
2011-12-31 (YTD Data)		Rank
Total interest income	$22,496,000	1,273
Total interest expense	$6,498,000	935
Net interest income	$15,998,000	1,390
Provision for loan and lease losses	$1,340,000	2,026
Total noninterest income	$3,145,000	1,449
Gross Fiduciary activities income	$972,000	407
Service charges on deposit accounts	$1,019,000	1,459
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,154,000	1,956
Total noninterest expense	$10,970,000	1,763
Salaries and employee benefits	$6,215,000	1,574
Premises and equipment expense	$1,389,000	1,786
Additional noninterest expense	$3,366,000	1,990
Pre-tax net operating income	$6,833,000	891
Securities gains (losses)	$901,000	482
Applicable income taxes	$2,250,000	715
Income before extraordinary items	$5,484,000	918
Extraordinary gains, net	$0	29
Net income	$5,484,000	916
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,484,000	918
Net charge-offs	$1,135,000	2,209
Cash dividends	$1,675,000	1,120
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,844,290	988
2011-09-30 (YTD Data)		Rank
Total interest income	$16,776,000	1,291
Total interest expense	$4,894,000	973
Net interest income	$11,882,000	1,412
Provision for loan and lease losses	$1,125,000	1,825
Total noninterest income	$2,316,000	1,449
Gross Fiduciary activities income	$723,000	402
Service charges on deposit accounts	$770,000	1,451
Trading account gains and fees	$0	145
Additional Noninterest Income	$823,000	1,994
Total noninterest expense	$8,211,000	1,770
Salaries and employee benefits	$4,641,000	1,589
Premises and equipment expense	$1,043,000	1,801
Additional noninterest expense	$2,527,000	2,003
Pre-tax net operating income	$4,862,000	956
Securities gains (losses)	$796,000	428
Applicable income taxes	$1,695,000	714
Income before extraordinary items	$3,963,000	973
Extraordinary gains, net	$0	21
Net income	$3,963,000	970
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,963,000	973
Net charge-offs	$1,080,000	1,821
Cash dividends	$1,190,000	1,019
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,405,800	1,072
2011-06-30 (YTD Data)		Rank
Total interest income	$11,041,000	1,319
Total interest expense	$3,273,000	1,012
Net interest income	$7,768,000	1,442
Provision for loan and lease losses	$540,000	2,218
Total noninterest income	$1,479,000	1,490
Gross Fiduciary activities income	$469,000	415
Service charges on deposit accounts	$502,000	1,463
Trading account gains and fees	$0	153
Additional Noninterest Income	$508,000	2,070
Total noninterest expense	$5,431,000	1,797
Salaries and employee benefits	$3,091,000	1,601
Premises and equipment expense	$689,000	1,838
Additional noninterest expense	$1,651,000	2,061
Pre-tax net operating income	$3,276,000	928
Securities gains (losses)	$419,000	418
Applicable income taxes	$1,106,000	702
Income before extraordinary items	$2,589,000	959
Extraordinary gains, net	$0	15
Net income	$2,589,000	956
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,589,000	959
Net charge-offs	$709,000	1,785
Cash dividends	$840,000	938
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,295,700	1,041
2011-03-31 (YTD Data)		Rank
Total interest income	$5,478,000	1,341
Total interest expense	$1,615,000	1,057
Net interest income	$3,863,000	1,442
Provision for loan and lease losses	$195,000	2,476
Total noninterest income	$748,000	1,489
Gross Fiduciary activities income	$233,000	418
Service charges on deposit accounts	$226,000	1,568
Trading account gains and fees	$0	158
Additional Noninterest Income	$289,000	1,958
Total noninterest expense	$2,746,000	1,793
Salaries and employee benefits	$1,540,000	1,620
Premises and equipment expense	$363,000	1,779
Additional noninterest expense	$843,000	2,009
Pre-tax net operating income	$1,670,000	906
Securities gains (losses)	$33,000	917
Applicable income taxes	$510,000	742
Income before extraordinary items	$1,193,000	1,020
Extraordinary gains, net	$0	9
Net income	$1,193,000	1,021
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,193,000	1,020
Net charge-offs	$294,000	1,777
Cash dividends	$440,000	826
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,169,900	1,008
2010-12-31 (YTD Data)		Rank
Total interest income	$22,166,000	1,385
Total interest expense	$6,546,000	1,263
Net interest income	$15,620,000	1,433
Provision for loan and lease losses	$1,723,000	2,275
Total noninterest income	$2,953,000	1,567
Gross Fiduciary activities income	$911,000	416
Service charges on deposit accounts	$1,038,000	1,466
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,004,000	2,178
Total noninterest expense	$10,526,000	1,863
Salaries and employee benefits	$5,890,000	1,652
Premises and equipment expense	$1,402,000	1,834
Additional noninterest expense	$3,234,000	2,151
Pre-tax net operating income	$6,324,000	838
Securities gains (losses)	$591,000	773
Applicable income taxes	$1,936,000	754
Income before extraordinary items	$4,979,000	888
Extraordinary gains, net	$0	29
Net income	$4,979,000	889
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,979,000	890
Net charge-offs	$1,627,000	2,087
Cash dividends	$1,625,000	992
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,553,480	925
2010-09-30 (YTD Data)		Rank
Total interest income	$16,550,000	1,415
Total interest expense	$4,896,000	1,321
Net interest income	$11,654,000	1,460
Provision for loan and lease losses	$960,000	2,565
Total noninterest income	$2,208,000	1,564
Gross Fiduciary activities income	$667,000	420
Service charges on deposit accounts	$782,000	1,507
Trading account gains and fees	$0	165
Additional Noninterest Income	$759,000	2,139
Total noninterest expense	$7,817,000	1,877
Salaries and employee benefits	$4,441,000	1,645
Premises and equipment expense	$1,032,000	1,890
Additional noninterest expense	$2,344,000	2,190
Pre-tax net operating income	$5,085,000	828
Securities gains (losses)	$297,000	1,090
Applicable income taxes	$1,627,000	701
Income before extraordinary items	$3,755,000	924
Extraordinary gains, net	$0	23
Net income	$3,755,000	926
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,755,000	926
Net charge-offs	$1,490,000	1,788
Cash dividends	$1,150,000	929
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,547,100	936
2010-06-30 (YTD Data)		Rank
Total interest income	$10,931,000	1,450
Total interest expense	$3,207,000	1,399
Net interest income	$7,724,000	1,474
Provision for loan and lease losses	$430,000	3,089
Total noninterest income	$1,504,000	1,506
Gross Fiduciary activities income	$450,000	416
Service charges on deposit accounts	$527,000	1,496
Trading account gains and fees	$0	152
Additional Noninterest Income	$527,000	2,019
Total noninterest expense	$5,181,000	1,895
Salaries and employee benefits	$2,934,000	1,687
Premises and equipment expense	$682,000	1,910
Additional noninterest expense	$1,565,000	2,179
Pre-tax net operating income	$3,617,000	759
Securities gains (losses)	$83,000	1,548
Applicable income taxes	$1,150,000	642
Income before extraordinary items	$2,550,000	874
Extraordinary gains, net	$0	19
Net income	$2,550,000	874
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,550,000	875
Net charge-offs	$1,331,000	1,473
Cash dividends	$750,000	928
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,492,730	865
2010-03-31 (YTD Data)		Rank
Total interest income	$5,386,000	1,510
Total interest expense	$1,606,000	1,468
Net interest income	$3,780,000	1,524
Provision for loan and lease losses	$165,000	3,229
Total noninterest income	$780,000	1,476
Gross Fiduciary activities income	$223,000	430
Service charges on deposit accounts	$254,000	1,536
Trading account gains and fees	$0	175
Additional Noninterest Income	$303,000	1,833
Total noninterest expense	$2,594,000	1,911
Salaries and employee benefits	$1,469,000	1,708
Premises and equipment expense	$354,000	1,903
Additional noninterest expense	$771,000	2,204
Pre-tax net operating income	$1,801,000	751
Securities gains (losses)	$0	2,284
Applicable income taxes	$545,000	664
Income before extraordinary items	$1,256,000	870
Extraordinary gains, net	$0	16
Net income	$1,256,000	874
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,256,000	874
Net charge-offs	$84,000	3,262
Cash dividends	$350,000	951
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,256,000	840
2009-12-31 (YTD Data)		Rank
Total interest income	$21,928,000	1,565
Total interest expense	$7,226,000	1,640
Net interest income	$14,702,000	1,533
Provision for loan and lease losses	$862,000	3,738
Total noninterest income	$2,835,000	1,688
Gross Fiduciary activities income	$760,000	454
Service charges on deposit accounts	$1,091,000	1,551
Trading account gains and fees	$0	211
Additional Noninterest Income	$984,000	2,159
Total noninterest expense	$10,198,000	1,985
Salaries and employee benefits	$5,825,000	1,702
Premises and equipment expense	$1,405,000	1,913
Additional noninterest expense	$2,968,000	2,371
Pre-tax net operating income	$6,477,000	662
Securities gains (losses)	$207,000	1,528
Applicable income taxes	$1,872,000	596
Income before extraordinary items	$4,812,000	715
Extraordinary gains, net	$0	34
Net income	$4,812,000	714
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,812,000	715
Net charge-offs	$667,000	3,415
Cash dividends	$1,520,000	1,177
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,662,960	726
2009-09-30 (YTD Data)		Rank
Total interest income	$16,325,000	1,596
Total interest expense	$5,539,000	1,676
Net interest income	$10,786,000	1,561
Provision for loan and lease losses	$452,000	3,960
Total noninterest income	$2,207,000	1,660
Gross Fiduciary activities income	$555,000	456
Service charges on deposit accounts	$798,000	1,588
Trading account gains and fees	$0	212
Additional Noninterest Income	$854,000	2,040
Total noninterest expense	$7,953,000	1,902
Salaries and employee benefits	$4,448,000	1,698
Premises and equipment expense	$1,071,000	1,902
Additional noninterest expense	$2,434,000	2,157
Pre-tax net operating income	$4,588,000	746
Securities gains (losses)	$151,000	1,503
Applicable income taxes	$1,439,000	622
Income before extraordinary items	$3,300,000	823
Extraordinary gains, net	$0	27
Net income	$3,300,000	824
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,300,000	824
Net charge-offs	$499,000	3,048
Cash dividends	$985,000	1,287
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,194,300	842
2009-06-30 (YTD Data)		Rank
Total interest income	$10,760,000	1,650
Total interest expense	$3,738,000	1,735
Net interest income	$7,022,000	1,600
Provision for loan and lease losses	$313,000	3,630
Total noninterest income	$1,478,000	1,676
Gross Fiduciary activities income	$368,000	458
Service charges on deposit accounts	$506,000	1,641
Trading account gains and fees	$0	193
Additional Noninterest Income	$604,000	1,984
Total noninterest expense	$5,262,000	1,937
Salaries and employee benefits	$2,965,000	1,723
Premises and equipment expense	$737,000	1,880
Additional noninterest expense	$1,560,000	2,258
Pre-tax net operating income	$2,925,000	800
Securities gains (losses)	$147,000	1,217
Applicable income taxes	$927,000	662
Income before extraordinary items	$2,145,000	881
Extraordinary gains, net	$0	21
Net income	$2,145,000	881
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,145,000	881
Net charge-offs	$354,000	2,746
Cash dividends	$635,000	1,360
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,042,100	901
2009-03-31 (YTD Data)		Rank
Total interest income	$5,291,000	1,692
Total interest expense	$1,930,000	1,753
Net interest income	$3,361,000	1,663
Provision for loan and lease losses	$160,000	3,128
Total noninterest income	$744,000	1,631
Gross Fiduciary activities income	$185,000	464
Service charges on deposit accounts	$245,000	1,646
Trading account gains and fees	$0	171
Additional Noninterest Income	$314,000	1,892
Total noninterest expense	$2,532,000	1,963
Salaries and employee benefits	$1,509,000	1,714
Premises and equipment expense	$389,000	1,819
Additional noninterest expense	$634,000	2,443
Pre-tax net operating income	$1,413,000	901
Securities gains (losses)	$147,000	807
Applicable income taxes	$473,000	721
Income before extraordinary items	$1,087,000	990
Extraordinary gains, net	$0	15
Net income	$1,087,000	990
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,087,000	992
Net charge-offs	$172,000	2,282
Cash dividends	$310,000	1,318
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$984,100	1,028
2008-12-31 (YTD Data)		Rank
Total interest income	$19,442,000	1,965
Total interest expense	$7,390,000	2,105
Net interest income	$12,052,000	1,851
Provision for loan and lease losses	$470,000	3,905
Total noninterest income	$2,421,000	1,850
Gross Fiduciary activities income	$802,000	459
Service charges on deposit accounts	$928,000	1,865
Trading account gains and fees	$0	154
Additional Noninterest Income	$691,000	2,679
Total noninterest expense	$8,034,000	2,366
Salaries and employee benefits	$4,905,000	2,073
Premises and equipment expense	$1,208,000	2,228
Additional noninterest expense	$1,921,000	2,960
Pre-tax net operating income	$5,969,000	939
Securities gains (losses)	$29,000	1,954
Applicable income taxes	$1,839,000	727
Income before extraordinary items	$4,159,000	990
Extraordinary gains, net	$0	39
Net income	$4,159,000	990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	3,837
Cash dividends	$1,235,000	1,995
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,138,990	1,065
2008-09-30 (YTD Data)		Rank
Total interest income	$14,703,000	1,988
Total interest expense	$5,639,000	2,150
Net interest income	$9,064,000	1,866
Provision for loan and lease losses	$340,000	3,340
Total noninterest income	$1,845,000	1,878
Gross Fiduciary activities income	$607,000	460
Service charges on deposit accounts	$685,000	1,899
Trading account gains and fees	$0	148
Additional Noninterest Income	$553,000	2,653
Total noninterest expense	$6,000,000	2,373
Salaries and employee benefits	$3,662,000	2,097
Premises and equipment expense	$924,000	2,191
Additional noninterest expense	$1,414,000	2,931
Pre-tax net operating income	$4,569,000	1,108
Securities gains (losses)	$26,000	1,844
Applicable income taxes	$1,413,000	889
Income before extraordinary items	$3,182,000	1,158
Extraordinary gains, net	$0	31
Net income	$3,182,000	1,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	3,106
Cash dividends	$665,000	2,347
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,164,060	1,237
2008-06-30 (YTD Data)		Rank
Total interest income	$9,878,000	2,006
Total interest expense	$3,915,000	2,155
Net interest income	$5,963,000	1,882
Provision for loan and lease losses	$240,000	2,857
Total noninterest income	$1,287,000	1,834
Gross Fiduciary activities income	$412,000	469
Service charges on deposit accounts	$438,000	1,945
Trading account gains and fees	$0	149
Additional Noninterest Income	$437,000	2,446
Total noninterest expense	$3,982,000	2,383
Salaries and employee benefits	$2,449,000	2,114
Premises and equipment expense	$634,000	2,134
Additional noninterest expense	$899,000	3,016
Pre-tax net operating income	$3,028,000	1,178
Securities gains (losses)	$17,000	2,146
Applicable income taxes	$914,000	1,007
Income before extraordinary items	$2,131,000	1,296
Extraordinary gains, net	$0	21
Net income	$2,131,000	1,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	2,515
Cash dividends	$430,000	2,482
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,119,100	1,274
2008-03-31 (YTD Data)		Rank
Total interest income	$5,009,000	2,036
Total interest expense	$2,052,000	2,198
Net interest income	$2,957,000	1,889
Provision for loan and lease losses	$120,000	2,457
Total noninterest income	$644,000	1,848
Gross Fiduciary activities income	$211,000	468
Service charges on deposit accounts	$211,000	1,982
Trading account gains and fees	$0	158
Additional Noninterest Income	$222,000	2,418
Total noninterest expense	$2,008,000	2,360
Salaries and employee benefits	$1,247,000	2,104
Premises and equipment expense	$325,000	2,083
Additional noninterest expense	$436,000	3,055
Pre-tax net operating income	$1,473,000	1,282
Securities gains (losses)	$16,000	1,726
Applicable income taxes	$449,000	1,103
Income before extraordinary items	$1,040,000	1,442
Extraordinary gains, net	$0	15
Net income	$1,040,000	1,445
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	1,834
Cash dividends	$215,000	2,241
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,028,800	1,407
2007-12-31 (YTD Data)		Rank
Total interest income	$20,182,000	2,080
Total interest expense	$8,519,000	2,207
Net interest income	$11,663,000	1,953
Provision for loan and lease losses	$520,000	2,271
Total noninterest income	$2,508,000	1,885
Gross Fiduciary activities income	$792,000	478
Service charges on deposit accounts	$988,000	1,782
Trading account gains and fees	$0	178
Additional Noninterest Income	$728,000	2,699
Total noninterest expense	$7,785,000	2,345
Salaries and employee benefits	$4,745,000	2,130
Premises and equipment expense	$1,159,000	2,234
Additional noninterest expense	$1,881,000	2,817
Pre-tax net operating income	$5,866,000	1,424
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$1,855,000	1,197
Income before extraordinary items	$4,013,000	1,585
Extraordinary gains, net	$0	39
Net income	$4,013,000	1,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$360,000	2,054
Cash dividends	$1,235,000	2,295
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,011,640	1,575
2007-09-30 (YTD Data)		Rank
Total interest income	$15,006,000	2,094
Total interest expense	$6,331,000	2,228
Net interest income	$8,675,000	1,979
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$1,898,000	1,862
Gross Fiduciary activities income	$593,000	478
Service charges on deposit accounts	$745,000	1,754
Trading account gains and fees	$0	184
Additional Noninterest Income	$560,000	2,668
Total noninterest expense	$5,819,000	2,335
Salaries and employee benefits	$3,523,000	2,143
Premises and equipment expense	$884,000	2,181
Additional noninterest expense	$1,412,000	2,752
Pre-tax net operating income	$4,394,000	1,538
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,406,000	1,292
Income before extraordinary items	$2,988,000	1,704
Extraordinary gains, net	$0	33
Net income	$2,988,000	1,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	1,779
Cash dividends	$680,000	2,516
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,988,000	1,685
2007-06-30 (YTD Data)		Rank
Total interest income	$9,781,000	2,146
Total interest expense	$4,112,000	2,276
Net interest income	$5,669,000	2,043
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$1,233,000	1,919
Gross Fiduciary activities income	$395,000	487
Service charges on deposit accounts	$496,000	1,757
Trading account gains and fees	$0	168
Additional Noninterest Income	$342,000	2,813
Total noninterest expense	$3,908,000	2,338
Salaries and employee benefits	$2,357,000	2,174
Premises and equipment expense	$595,000	2,172
Additional noninterest expense	$956,000	2,733
Pre-tax net operating income	$2,754,000	1,671
Securities gains (losses)	$0	1,444
Applicable income taxes	$880,000	1,400
Income before extraordinary items	$1,874,000	1,855
Extraordinary gains, net	$0	29
Net income	$1,874,000	1,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	1,537
Cash dividends	$420,000	2,690
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,874,000	1,833
2007-03-31 (YTD Data)		Rank
Total interest income	$4,775,000	2,184
Total interest expense	$2,020,000	2,298
Net interest income	$2,755,000	2,106
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$677,000	1,782
Gross Fiduciary activities income	$200,000	480
Service charges on deposit accounts	$240,000	1,767
Trading account gains and fees	$0	195
Additional Noninterest Income	$237,000	2,294
Total noninterest expense	$2,000,000	2,290
Salaries and employee benefits	$1,188,000	2,159
Premises and equipment expense	$310,000	2,104
Additional noninterest expense	$502,000	2,609
Pre-tax net operating income	$1,312,000	1,737
Securities gains (losses)	$0	1,187
Applicable income taxes	$426,000	1,461
Income before extraordinary items	$886,000	1,899
Extraordinary gains, net	$0	22
Net income	$886,000	1,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,588
Cash dividends	$210,000	2,351
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$886,000	1,890
2006-12-31 (YTD Data)		Rank
Total interest income	$18,530,000	2,130
Total interest expense	$7,595,000	2,135
Net interest income	$10,935,000	2,119
Provision for loan and lease losses	$396,000	2,297
Total noninterest income	$2,409,000	1,935
Gross Fiduciary activities income	$824,000	462
Service charges on deposit accounts	$878,000	1,962
Trading account gains and fees	$0	130
Additional Noninterest Income	$707,000	2,750
Total noninterest expense	$7,585,000	2,336
Salaries and employee benefits	$4,532,000	2,158
Premises and equipment expense	$1,270,000	1,978
Additional noninterest expense	$1,783,000	2,841
Pre-tax net operating income	$5,363,000	1,776
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$1,635,000	1,541
Income before extraordinary items	$3,731,000	1,903
Extraordinary gains, net	$0	51
Net income	$3,731,000	1,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,267
Cash dividends	$795,000	2,989
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,728,900	1,889
2006-09-30 (YTD Data)		Rank
Total interest income	$13,672,000	2,144
Total interest expense	$5,590,000	2,116
Net interest income	$8,082,000	2,163
Provision for loan and lease losses	$396,000	1,719
Total noninterest income	$1,791,000	1,959
Gross Fiduciary activities income	$604,000	462
Service charges on deposit accounts	$648,000	1,979
Trading account gains and fees	$0	126
Additional Noninterest Income	$539,000	2,745
Total noninterest expense	$5,726,000	2,303
Salaries and employee benefits	$3,447,000	2,130
Premises and equipment expense	$947,000	1,992
Additional noninterest expense	$1,332,000	2,842
Pre-tax net operating income	$3,751,000	1,938
Securities gains (losses)	$4,000	1,079
Applicable income taxes	$1,149,000	1,696
Income before extraordinary items	$2,606,000	2,085
Extraordinary gains, net	$0	45
Net income	$2,606,000	2,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	1,676
Cash dividends	$610,000	2,627
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,603,240	2,075
2006-06-30 (YTD Data)		Rank
Total interest income	$8,824,000	2,174
Total interest expense	$3,560,000	2,098
Net interest income	$5,264,000	2,220
Provision for loan and lease losses	$264,000	1,687
Total noninterest income	$1,152,000	2,013
Gross Fiduciary activities income	$403,000	468
Service charges on deposit accounts	$418,000	2,021
Trading account gains and fees	$0	126
Additional Noninterest Income	$331,000	2,836
Total noninterest expense	$3,821,000	2,318
Salaries and employee benefits	$2,306,000	2,129
Premises and equipment expense	$636,000	1,986
Additional noninterest expense	$879,000	2,880
Pre-tax net operating income	$2,331,000	2,067
Securities gains (losses)	$4,000	883
Applicable income taxes	$717,000	1,826
Income before extraordinary items	$1,618,000	2,199
Extraordinary gains, net	$0	39
Net income	$1,618,000	2,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	2,057
Cash dividends	$350,000	2,888
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,615,240	2,190
2006-03-31 (YTD Data)		Rank
Total interest income	$4,278,000	2,194
Total interest expense	$1,693,000	2,104
Net interest income	$2,585,000	2,250
Provision for loan and lease losses	$132,000	1,626
Total noninterest income	$575,000	1,994
Gross Fiduciary activities income	$204,000	471
Service charges on deposit accounts	$206,000	1,997
Trading account gains and fees	$0	115
Additional Noninterest Income	$165,000	2,797
Total noninterest expense	$1,954,000	2,272
Salaries and employee benefits	$1,169,000	2,108
Premises and equipment expense	$330,000	1,923
Additional noninterest expense	$455,000	2,778
Pre-tax net operating income	$1,074,000	2,155
Securities gains (losses)	$3,000	752
Applicable income taxes	$330,000	1,895
Income before extraordinary items	$747,000	2,338
Extraordinary gains, net	$0	21
Net income	$747,000	2,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,100
Cash dividends	$175,000	2,559
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$744,930	2,316
2005-12-31 (YTD Data)		Rank
Total interest income	$16,607,000	2,015
Total interest expense	$5,700,000	1,973
Net interest income	$10,907,000	2,032
Provision for loan and lease losses	$440,000	2,107
Total noninterest income	$2,216,000	2,055
Gross Fiduciary activities income	$837,000	435
Service charges on deposit accounts	$785,000	2,142
Trading account gains and fees	$0	138
Additional Noninterest Income	$594,000	3,074
Total noninterest expense	$7,537,000	2,223
Salaries and employee benefits	$4,555,000	2,018
Premises and equipment expense	$1,222,000	1,965
Additional noninterest expense	$1,760,000	2,810
Pre-tax net operating income	$5,146,000	1,817
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$1,473,000	1,717
Income before extraordinary items	$3,678,000	1,867
Extraordinary gains, net	$0	46
Net income	$3,678,000	1,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	2,881
Cash dividends	$825,000	2,783
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,674,450	1,852
2005-09-30 (YTD Data)		Rank
Total interest income	$12,235,000	1,992
Total interest expense	$4,100,000	1,945
Net interest income	$8,135,000	2,027
Provision for loan and lease losses	$360,000	1,866
Total noninterest income	$1,679,000	2,026
Gross Fiduciary activities income	$630,000	430
Service charges on deposit accounts	$564,000	2,221
Trading account gains and fees	$0	126
Additional Noninterest Income	$485,000	2,943
Total noninterest expense	$5,660,000	2,185
Salaries and employee benefits	$3,425,000	1,990
Premises and equipment expense	$914,000	1,964
Additional noninterest expense	$1,321,000	2,787
Pre-tax net operating income	$3,794,000	1,843
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$1,075,000	1,784
Income before extraordinary items	$2,721,000	1,927
Extraordinary gains, net	$0	35
Net income	$2,721,000	1,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,717
Cash dividends	$525,000	2,716
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,719,560	1,892
2005-06-30 (YTD Data)		Rank
Total interest income	$7,950,000	1,992
Total interest expense	$2,600,000	1,921
Net interest income	$5,350,000	2,035
Provision for loan and lease losses	$240,000	1,839
Total noninterest income	$1,102,000	2,039
Gross Fiduciary activities income	$422,000	428
Service charges on deposit accounts	$357,000	2,267
Trading account gains and fees	$0	116
Additional Noninterest Income	$323,000	2,934
Total noninterest expense	$3,752,000	2,182
Salaries and employee benefits	$2,258,000	1,997
Premises and equipment expense	$613,000	1,943
Additional noninterest expense	$881,000	2,771
Pre-tax net operating income	$2,460,000	1,874
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$692,000	1,801
Income before extraordinary items	$1,770,000	1,926
Extraordinary gains, net	$0	30
Net income	$1,770,000	1,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,223
Cash dividends	$350,000	2,694
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,768,560	1,891
2005-03-31 (YTD Data)		Rank
Total interest income	$3,847,000	2,022
Total interest expense	$1,256,000	1,891
Net interest income	$2,591,000	2,085
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$574,000	1,936
Gross Fiduciary activities income	$219,000	422
Service charges on deposit accounts	$172,000	2,285
Trading account gains and fees	$0	115
Additional Noninterest Income	$183,000	2,627
Total noninterest expense	$1,897,000	2,180
Salaries and employee benefits	$1,117,000	2,046
Premises and equipment expense	$307,000	1,956
Additional noninterest expense	$473,000	2,569
Pre-tax net operating income	$1,148,000	1,942
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$317,000	1,903
Income before extraordinary items	$832,000	2,022
Extraordinary gains, net	$0	24
Net income	$832,000	2,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$175,000	2,369
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$831,280	1,988
2004-12-31 (YTD Data)		Rank
Total interest income	$15,447,000	1,850
Total interest expense	$4,892,000	1,673
Net interest income	$10,555,000	1,923
Provision for loan and lease losses	$440,000	2,189
Total noninterest income	$1,970,000	2,221
Gross Fiduciary activities income	$860,000	412
Service charges on deposit accounts	$697,000	2,371
Trading account gains and fees	$0	138
Additional Noninterest Income	$413,000	3,652
Total noninterest expense	$7,068,000	2,258
Salaries and employee benefits	$4,266,000	2,039
Premises and equipment expense	$1,187,000	1,935
Additional noninterest expense	$1,615,000	2,953
Pre-tax net operating income	$5,017,000	1,694
Securities gains (losses)	$73,000	1,468
Applicable income taxes	$1,431,000	1,661
Income before extraordinary items	$3,659,000	1,743
Extraordinary gains, net	$0	34
Net income	$3,659,000	1,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,607
Cash dividends	$585,000	3,286
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,606,440	1,716
2004-09-30 (YTD Data)		Rank
Total interest income	$11,480,000	1,849
Total interest expense	$3,645,000	1,657
Net interest income	$7,835,000	1,916
Provision for loan and lease losses	$309,000	2,227
Total noninterest income	$1,494,000	2,216
Gross Fiduciary activities income	$649,000	412
Service charges on deposit accounts	$517,000	2,428
Trading account gains and fees	$0	134
Additional Noninterest Income	$328,000	3,568
Total noninterest expense	$5,233,000	2,272
Salaries and employee benefits	$3,177,000	2,059
Premises and equipment expense	$840,000	2,059
Additional noninterest expense	$1,216,000	2,894
Pre-tax net operating income	$3,787,000	1,697
Securities gains (losses)	$71,000	1,409
Applicable income taxes	$1,070,000	1,678
Income before extraordinary items	$2,788,000	1,738
Extraordinary gains, net	$0	26
Net income	$2,788,000	1,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	2,226
Cash dividends	$425,000	2,953
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,736,880	1,716
2004-06-30 (YTD Data)		Rank
Total interest income	$7,555,000	1,853
Total interest expense	$2,431,000	1,636
Net interest income	$5,124,000	1,944
Provision for loan and lease losses	$216,000	2,067
Total noninterest income	$1,010,000	2,184
Gross Fiduciary activities income	$440,000	411
Service charges on deposit accounts	$337,000	2,472
Trading account gains and fees	$0	130
Additional Noninterest Income	$233,000	3,446
Total noninterest expense	$3,478,000	2,279
Salaries and employee benefits	$2,103,000	2,081
Premises and equipment expense	$563,000	2,043
Additional noninterest expense	$812,000	2,901
Pre-tax net operating income	$2,440,000	1,729
Securities gains (losses)	$67,000	1,274
Applicable income taxes	$696,000	1,717
Income before extraordinary items	$1,811,000	1,755
Extraordinary gains, net	$0	21
Net income	$1,811,000	1,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	2,017
Cash dividends	$290,000	2,957
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,762,760	1,743
2004-03-31 (YTD Data)		Rank
Total interest income	$3,719,000	1,892
Total interest expense	$1,231,000	1,634
Net interest income	$2,488,000	1,999
Provision for loan and lease losses	$108,000	1,991
Total noninterest income	$526,000	2,077
Gross Fiduciary activities income	$219,000	409
Service charges on deposit accounts	$159,000	2,549
Trading account gains and fees	$0	121
Additional Noninterest Income	$148,000	2,972
Total noninterest expense	$1,744,000	2,282
Salaries and employee benefits	$1,057,000	2,083
Premises and equipment expense	$347,000	1,687
Additional noninterest expense	$340,000	3,380
Pre-tax net operating income	$1,162,000	1,773
Securities gains (losses)	$30,000	1,495
Applicable income taxes	$334,000	1,786
Income before extraordinary items	$858,000	1,825
Extraordinary gains, net	$0	16
Net income	$858,000	1,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	1,919
Cash dividends	$160,000	2,404
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$836,400	1,785
2003-12-31 (YTD Data)		Rank
Total interest income	$15,271,000	1,856
Total interest expense	$5,909,000	1,502
Net interest income	$9,362,000	2,088
Provision for loan and lease losses	$400,000	2,580
Total noninterest income	$2,012,000	2,311
Gross Fiduciary activities income	$888,000	404
Service charges on deposit accounts	$761,000	2,206
Trading account gains and fees	$0	160
Additional Noninterest Income	$363,000	4,151
Total noninterest expense	$6,562,000	2,393
Salaries and employee benefits	$4,070,000	2,085
Premises and equipment expense	$1,232,000	1,858
Additional noninterest expense	$1,260,000	3,590
Pre-tax net operating income	$4,412,000	1,825
Securities gains (losses)	$100,000	1,901
Applicable income taxes	$1,242,000	1,891
Income before extraordinary items	$3,270,000	1,892
Extraordinary gains, net	$0	54
Net income	$3,270,000	1,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,648
Cash dividends	$700,000	2,934
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,198,000	1,847
2003-09-30 (YTD Data)		Rank
Total interest income	$11,392,000	1,899
Total interest expense	$4,504,000	1,549
Net interest income	$6,888,000	2,135
Provision for loan and lease losses	$298,000	2,538
Total noninterest income	$1,504,000	2,356
Gross Fiduciary activities income	$675,000	406
Service charges on deposit accounts	$566,000	2,232
Trading account gains and fees	$0	153
Additional Noninterest Income	$263,000	4,284
Total noninterest expense	$4,871,000	2,423
Salaries and employee benefits	$3,025,000	2,116
Premises and equipment expense	$913,000	1,874
Additional noninterest expense	$933,000	3,607
Pre-tax net operating income	$3,223,000	1,931
Securities gains (losses)	$3,000	3,777
Applicable income taxes	$864,000	2,085
Income before extraordinary items	$2,362,000	2,026
Extraordinary gains, net	$0	40
Net income	$2,362,000	2,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	2,593
Cash dividends	$420,000	2,951
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,359,810	1,922
2003-06-30 (YTD Data)		Rank
Total interest income	$7,424,000	1,959
Total interest expense	$3,061,000	1,573
Net interest income	$4,363,000	2,232
Provision for loan and lease losses	$204,000	2,482
Total noninterest income	$1,015,000	2,336
Gross Fiduciary activities income	$455,000	413
Service charges on deposit accounts	$372,000	2,228
Trading account gains and fees	$0	150
Additional Noninterest Income	$188,000	4,146
Total noninterest expense	$3,244,000	2,412
Salaries and employee benefits	$2,000,000	2,118
Premises and equipment expense	$598,000	1,911
Additional noninterest expense	$646,000	3,474
Pre-tax net operating income	$1,930,000	2,102
Securities gains (losses)	$3,000	3,367
Applicable income taxes	$500,000	2,315
Income before extraordinary items	$1,433,000	2,193
Extraordinary gains, net	$0	30
Net income	$1,433,000	2,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,590
Cash dividends	$280,000	2,986
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,430,780	2,079
2003-03-31 (YTD Data)		Rank
Total interest income	$3,623,000	2,026
Total interest expense	$1,510,000	1,639
Net interest income	$2,113,000	2,303
Provision for loan and lease losses	$102,000	2,339
Total noninterest income	$532,000	2,184
Gross Fiduciary activities income	$254,000	396
Service charges on deposit accounts	$166,000	2,386
Trading account gains and fees	$0	134
Additional Noninterest Income	$112,000	3,730
Total noninterest expense	$1,634,000	2,377
Salaries and employee benefits	$1,004,000	2,105
Premises and equipment expense	$302,000	1,896
Additional noninterest expense	$328,000	3,375
Pre-tax net operating income	$909,000	2,221
Securities gains (losses)	$3,000	2,514
Applicable income taxes	$252,000	2,311
Income before extraordinary items	$660,000	2,320
Extraordinary gains, net	$0	21
Net income	$660,000	2,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$140,000	2,616
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$657,840	2,201
2002-12-31 (YTD Data)		Rank
Total interest income	$14,585,000	2,103
Total interest expense	$5,614,000	2,010
Net interest income	$8,971,000	2,159
Provision for loan and lease losses	$370,000	2,992
Total noninterest income	$1,560,000	2,556
Gross Fiduciary activities income	$724,000	467
Service charges on deposit accounts	$434,000	3,337
Trading account gains and fees	$0	153
Additional Noninterest Income	$402,000	3,689
Total noninterest expense	$6,073,000	2,431
Salaries and employee benefits	$3,814,000	2,090
Premises and equipment expense	$1,080,000	2,029
Additional noninterest expense	$1,179,000	3,655
Pre-tax net operating income	$4,088,000	1,953
Securities gains (losses)	$13,000	3,457
Applicable income taxes	$1,170,000	1,972
Income before extraordinary items	$2,931,000	2,046
Extraordinary gains, net	$0	70
Net income	$2,931,000	2,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,668
Cash dividends	$630,000	3,069
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,921,770	1,986
2001-12-31 (YTD Data)		Rank
Total interest income	$14,117,000	2,431
Total interest expense	$6,137,000	2,603
Net interest income	$7,980,000	2,248
Provision for loan and lease losses	$325,000	3,038
Total noninterest income	$2,052,000	1,975
Gross Fiduciary activities income	$693,000	500
Service charges on deposit accounts	$388,000	3,486
Trading account gains and fees	$0	177
Additional Noninterest Income	$971,000	2,083
Total noninterest expense	$5,889,000	2,417
Salaries and employee benefits	$3,680,000	2,048
Premises and equipment expense	$1,053,000	2,020
Additional noninterest expense	$1,156,000	3,618
Pre-tax net operating income	$3,818,000	1,847
Securities gains (losses)	$16,000	3,318
Applicable income taxes	$1,173,000	1,850
Income before extraordinary items	$2,661,000	1,973
Extraordinary gains, net	$0	105
Net income	$2,661,000	1,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,490
Cash dividends	$650,000	2,984
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,649,960	1,899
2000-12-31 (YTD Data)		Rank
Total interest income	$12,545,000	2,786
Total interest expense	$5,587,000	2,972
Net interest income	$6,958,000	2,561
Provision for loan and lease losses	$300,000	2,819
Total noninterest income	$1,494,000	2,352
Gross Fiduciary activities income	$837,000	459
Service charges on deposit accounts	$305,000	4,011
Trading account gains and fees	$0	180
Additional Noninterest Income	$352,000	3,611
Total noninterest expense	$5,246,000	2,590
Salaries and employee benefits	$3,303,000	2,163
Premises and equipment expense	$793,000	2,593
Additional noninterest expense	$1,150,000	3,577
Pre-tax net operating income	$2,906,000	2,451
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$865,000	2,380
Income before extraordinary items	$2,042,000	2,515
Extraordinary gains, net	$0	38
Net income	$2,042,000	2,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,034
Cash dividends	$647,000	3,075
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,041,300	2,516
1999-12-31 (YTD Data)		Rank
Total interest income	$11,062,000	2,920
Total interest expense	$4,565,000	3,182
Net interest income	$6,497,000	2,710
Provision for loan and lease losses	$175,000	3,893
Total noninterest income	$1,287,000	2,564
Gross Fiduciary activities income	$687,000	547
Service charges on deposit accounts	$285,000	4,124
Trading account gains and fees	$0	173
Additional Noninterest Income	$315,000	3,916
Total noninterest expense	$6,013,000	2,269
Salaries and employee benefits	$3,015,000	2,333
Premises and equipment expense	$778,000	2,602
Additional noninterest expense	$2,220,000	1,965
Pre-tax net operating income	$1,596,000	3,932
Securities gains (losses)	$0	3,155
Applicable income taxes	$416,000	4,054
Income before extraordinary items	$1,180,000	3,924
Extraordinary gains, net	$0	35
Net income	$1,180,000	3,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,193
Cash dividends	$673,000	2,968
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,180,000	3,893
1998-12-31 (YTD Data)		Rank
Total interest income	$10,792,000	2,996
Total interest expense	$4,643,000	3,206
Net interest income	$6,149,000	2,793
Provision for loan and lease losses	$152,000	4,118
Total noninterest income	$1,117,000	2,848
Gross Fiduciary activities income	$593,000	584
Service charges on deposit accounts	$249,000	4,506
Trading account gains and fees	$0	224
Additional Noninterest Income	$275,000	4,203
Total noninterest expense	$4,601,000	2,815
Salaries and employee benefits	$2,871,000	2,350
Premises and equipment expense	$721,000	2,697
Additional noninterest expense	$1,009,000	3,931
Pre-tax net operating income	$2,513,000	2,772
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$672,000	3,126
Income before extraordinary items	$1,845,000	2,741
Extraordinary gains, net	$0	32
Net income	$1,845,000	2,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	1,872
Cash dividends	$805,000	2,571
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,842,080	2,675
1997-12-31 (YTD Data)		Rank
Total interest income	$10,571,000	3,069
Total interest expense	$4,672,000	3,183
Net interest income	$5,899,000	2,956
Provision for loan and lease losses	$121,000	4,616
Total noninterest income	$1,029,000	2,977
Gross Fiduciary activities income	$530,000	633
Service charges on deposit accounts	$250,000	4,664
Trading account gains and fees	$0	239
Additional Noninterest Income	$249,000	4,374
Total noninterest expense	$4,447,000	2,862
Salaries and employee benefits	$2,780,000	2,389
Premises and equipment expense	$722,000	2,661
Additional noninterest expense	$945,000	4,116
Pre-tax net operating income	$2,360,000	3,060
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$679,000	3,315
Income before extraordinary items	$1,684,000	3,012
Extraordinary gains, net	$0	44
Net income	$1,684,000	3,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,485
Cash dividends	$723,000	2,729
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,681,870	2,959
1996-12-31 (YTD Data)		Rank
Total interest income	$9,940,000	3,293
Total interest expense	$4,269,000	3,491
Net interest income	$5,671,000	3,123
Provision for loan and lease losses	$121,000	4,559
Total noninterest income	$956,000	3,246
Gross Fiduciary activities income	$491,000	715
Service charges on deposit accounts	$242,000	4,935
Trading account gains and fees	$0	262
Additional Noninterest Income	$223,000	4,881
Total noninterest expense	$4,191,000	3,207
Salaries and employee benefits	$2,657,000	2,510
Premises and equipment expense	$711,000	2,745
Additional noninterest expense	$823,000	5,100
Pre-tax net operating income	$2,315,000	3,021
Securities gains (losses)	$6,000	2,865
Applicable income taxes	$671,000	3,273
Income before extraordinary items	$1,650,000	2,923
Extraordinary gains, net	$0	53
Net income	$1,650,000	2,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,676
Cash dividends	$800,000	2,476
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,645,740	2,895
1995-12-31 (YTD Data)		Rank
Total interest income	$9,002,000	3,620
Total interest expense	$3,956,000	3,712
Net interest income	$5,046,000	3,502
Provision for loan and lease losses	$61,000	5,684
Total noninterest income	$913,000	3,327
Gross Fiduciary activities income	$454,000	771
Service charges on deposit accounts	$231,000	5,179
Trading account gains and fees	$0	522
Additional Noninterest Income	$228,000	4,745
Total noninterest expense	$3,932,000	3,381
Salaries and employee benefits	$2,345,000	2,843
Premises and equipment expense	$563,000	3,390
Additional noninterest expense	$1,024,000	4,268
Pre-tax net operating income	$1,966,000	3,550
Securities gains (losses)	$0	3,831
Applicable income taxes	$541,000	3,956
Income before extraordinary items	$1,425,000	3,401
Extraordinary gains, net	$0	65
Net income	$1,425,000	3,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,320
Cash dividends	$540,000	3,153
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,425,000	3,376
1994-12-31 (YTD Data)		Rank
Total interest income	$8,099,000	3,702
Total interest expense	$2,932,000	4,048
Net interest income	$5,167,000	3,455
Provision for loan and lease losses	$178,000	3,284
Total noninterest income	$821,000	3,640
Gross Fiduciary activities income	$434,000	783
Service charges on deposit accounts	$229,000	5,365
Trading account gains and fees	$0	475
Additional Noninterest Income	$158,000	6,060
Total noninterest expense	$3,779,000	3,596
Salaries and employee benefits	$2,196,000	3,017
Premises and equipment expense	$467,000	4,036
Additional noninterest expense	$1,116,000	4,311
Pre-tax net operating income	$2,031,000	3,380
Securities gains (losses)	$2,000	3,070
Applicable income taxes	$564,000	3,689
Income before extraordinary items	$1,469,000	3,232
Extraordinary gains, net	$0	249
Net income	$1,469,000	3,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,873
Cash dividends	$2,394,000	959
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,467,560	3,269
1993-12-31 (YTD Data)		Rank
Total interest income	$8,212,000	3,721
Total interest expense	$3,425,000	3,673
Net interest income	$4,787,000	3,712
Provision for loan and lease losses	$150,000	4,621
Total noninterest income	$756,000	4,184
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$208,000	5,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$548,000	3,064
Total noninterest expense	$3,579,000	3,838
Salaries and employee benefits	$2,018,000	3,258
Premises and equipment expense	$429,000	4,433
Additional noninterest expense	$1,132,000	4,424
Pre-tax net operating income	$1,814,000	3,651
Securities gains (losses)	$7,000	5,826
Applicable income taxes	$499,000	4,204
Income before extraordinary items	$1,322,000	3,654
Extraordinary gains, net	$0	3,149
Net income	$1,322,000	3,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	7,435
Cash dividends	$307,000	4,315
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,316,890	3,477
1992-12-31 (YTD Data)		Rank
Total interest income	$8,202,000	4,210
Total interest expense	$3,857,000	4,200
Net interest income	$4,345,000	4,136
Provision for loan and lease losses	$181,000	5,488
Total noninterest income	$738,000	4,230
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$178,000	6,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$560,000	2,968
Total noninterest expense	$3,286,000	4,171
Salaries and employee benefits	$1,890,000	3,379
Premises and equipment expense	$404,000	4,758
Additional noninterest expense	$992,000	5,080
Pre-tax net operating income	$1,616,000	3,772
Securities gains (losses)	$28,000	5,098
Applicable income taxes	$485,000	4,094
Income before extraordinary items	$1,159,000	3,920
Extraordinary gains, net	$0	1,422
Net income	$1,159,000	3,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$447,000	3,079
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,139,400	3,708

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.