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Superior Bank FSB, Assets and Liabilities

2000-12-31Rank
# of Employees:1,836129
Assets and Liabilities
Total Assets:$2,071,906,000307
Cash and due from depository institutions$100,223,000129
Interest-bearing balances$60,528,00087
Securities$313,702,000394
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$558,760,000598
Loan loss allowance$8,820,000518
Trading account assets$0175
Bank premises and fixed assets$78,514,000120
Other real estate owned$3,328,000129
Goodwill and other intangibles$43,499,000170
All other assets$973,880,00056
Life insurance assets$01
Total liabilities and capital$2,071,906,000307
Total liabilities$2,033,971,000292
Total deposits$1,530,505,000287
Interest-bearing deposits$1,455,632,000270
Deposits held in domestic offices$1,530,505,000283
% insured0.00%1
Federal funds purchased & repurchase agreements$414,235,000153
Trading liabilities$077
Other borrowed funds$50,000,000730
Subordinated debt$0239
All other liabilities$39,231,000273
Total equity capital$37,935,0001,221
Total bank equity capital$37,935,0001,221
Perpetual preferred stock$0178
Common stock$44,500,00079
Surplus$09,124
Undivided profits$-6,565,0009,866
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$34,593,000148
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$20,923,000179
Earning assets$932,990,000527
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$2,180,128,600287
Average Assets, quarterly$2,095,965,500305
Volatile liabilities$865,708,000231
Insider loans$08,879
FHLB advances$50,000,000212
Loans and leases held for sale$01,442
Unused loan commitments$1,724,466,000152
Tier 1 (core) risk-based capital$43,187,0001,017
Tier 2 risk-based capital$8,820,000503
Total risk weighted assets$3,108,296,000180
Total unused commitments$1,724,466,000153
Derivatives$0481
1999-12-31Rank
# of Employees:1,888124
Assets and Liabilities
Total Assets:$2,161,443,000294
Cash and due from depository institutions$117,781,000124
Interest-bearing balances$81,182,00067
Securities$975,266,000180
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$793,258,000457
Loan loss allowance$128,519,00075
Trading account assets$0165
Bank premises and fixed assets$57,595,000148
Other real estate owned$2,024,000124
Goodwill and other intangibles$36,772,000178
All other assets$178,747,000143
Life insurance assets$01
Total liabilities and capital$2,161,443,000294
Total liabilities$1,863,846,000309
Total deposits$1,594,635,000272
Interest-bearing deposits$1,530,993,000247
Deposits held in domestic offices$1,594,635,000268
% insured0.00%1
Federal funds purchased & repurchase agreements$94,639,000355
Trading liabilities$065
Other borrowed funds$130,000,000425
Subordinated debt$0242
All other liabilities$44,572,000250
Total equity capital$297,597,000210
Total bank equity capital$297,597,000210
Perpetual preferred stock$0193
Common stock$44,500,00085
Surplus$09,427
Undivided profits$253,097,000127
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$58,922,00095
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$12,259,000230
Earning assets$1,849,706,000308
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$1,920,313,200312
Average Assets, quarterly$2,067,594,500303
Volatile liabilities$825,587,000233
Insider loans$09,133
FHLB advances$130,000,000112
Loans and leases held for sale$01,487
Unused loan commitments$1,954,569,000149
Tier 1 (core) risk-based capital$281,681,000203
Tier 2 risk-based capital$43,311,000178
Total risk weighted assets$3,012,512,000174
Total unused commitments$1,954,569,000149
Derivatives$0488
1998-12-31Rank
# of Employees:1,481152
Assets and Liabilities
Total Assets:$1,801,705,000329
Cash and due from depository institutions$68,105,000152
Interest-bearing balances$50,351,000106
Securities$702,033,000217
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$543,885,000576
Loan loss allowance$95,008,000101
Trading account assets$0197
Bank premises and fixed assets$55,086,000159
Other real estate owned$3,113,000152
Goodwill and other intangibles$29,562,000206
All other assets$399,921,00085
Life insurance assets$01
Total liabilities and capital$1,801,705,000329
Total liabilities$1,583,477,000339
Total deposits$1,214,030,000337
Interest-bearing deposits$1,145,464,000313
Deposits held in domestic offices$1,214,030,000332
% insured0.00%1
Federal funds purchased & repurchase agreements$171,485,000221
Trading liabilities$069
Other borrowed funds$160,000,000311
Subordinated debt$0255
All other liabilities$37,962,000273
Total equity capital$218,228,000257
Total bank equity capital$218,228,000257
Perpetual preferred stock$0199
Common stock$44,500,00094
Surplus$09,669
Undivided profits$173,728,000173
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,916,000216
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$9,603,000271
Earning assets$1,296,269,000401
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$1,480,506,200364
Average Assets, quarterly$1,679,754,500340
Volatile liabilities$655,767,000229
Insider loans$09,309
FHLB advances$160,000,00094
Loans and leases held for sale$01,681
Unused loan commitments$1,605,382,000156
Tier 1 (core) risk-based capital$215,756,000241
Tier 2 risk-based capital$30,749,000217
Total risk weighted assets$2,459,913,000192
Total unused commitments$1,605,382,000157
Derivatives$0527
1997-12-31Rank
# of Employees:891220
Assets and Liabilities
Total Assets:$1,300,832,000422
Cash and due from depository institutions$31,261,000220
Interest-bearing balances$16,892,000235
Securities$568,136,000254
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$411,037,000747
Loan loss allowance$46,479,000172
Trading account assets$0203
Bank premises and fixed assets$30,675,000244
Other real estate owned$494,000220
Goodwill and other intangibles$12,838,000325
All other assets$246,391,000103
Life insurance assets$01
Total liabilities and capital$1,300,835,000422
Total liabilities$1,136,566,000432
Total deposits$708,724,000557
Interest-bearing deposits$648,987,000509
Deposits held in domestic offices$708,724,000552
% insured0.00%1
Federal funds purchased & repurchase agreements$176,181,000240
Trading liabilities$080
Other borrowed funds$218,627,000244
Subordinated debt$0260
All other liabilities$33,034,000299
Total equity capital$164,269,000306
Total bank equity capital$164,269,000306
Perpetual preferred stock$0223
Common stock$44,500,000100
Surplus$010,084
Undivided profits$119,769,000226
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,151,000288
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$9,401,000289
Earning assets$996,065,000494
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$1,147,939,200452
Average Assets, quarterly$1,242,592,000434
Volatile liabilities$488,983,000302
Insider loans$09,792
FHLB advances$217,500,00068
Loans and leases held for sale$01,579
Unused loan commitments$854,707,000211
Tier 1 (core) risk-based capital$162,540,000291
Tier 2 risk-based capital$22,304,000252
Total risk weighted assets$1,784,524,000236
Total unused commitments$854,707,000211
Derivatives$0533
1996-12-31Rank
# of Employees:715302
Assets and Liabilities
Total Assets:$1,077,163,000532
Cash and due from depository institutions$47,713,000302
Interest-bearing balances$21,249,000194
Securities$442,107,000336
Federal funds sold & reverse repurchase agreements$200,0008,062
Net loans & leases$369,444,000846
Loan loss allowance$27,737,000268
Trading account assets$0240
Bank premises and fixed assets$21,235,000367
Other real estate owned$253,000302
Goodwill and other intangibles$7,134,000452
All other assets$189,077,000131
Life insurance assets$01
Total liabilities and capital$1,077,163,000532
Total liabilities$950,247,000548
Total deposits$566,036,000710
Interest-bearing deposits$566,036,000623
Deposits held in domestic offices$566,036,000702
% insured0.00%1
Federal funds purchased & repurchase agreements$88,960,000388
Trading liabilities$097
Other borrowed funds$236,625,000233
Subordinated debt$0298
All other liabilities$58,626,000209
Total equity capital$126,916,000416
Total bank equity capital$126,916,000416
Perpetual preferred stock$0250
Common stock$42,500,000106
Surplus$2,000,0005,450
Undivided profits$82,416,000332
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,608,000473
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$5,163,000487
Earning assets$833,000,000597
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$1,043,692,400527
Average Assets, quarterly$1,078,387,000525
Volatile liabilities$394,980,000362
Insider loans$010,271
FHLB advances$235,202,00067
Loans and leases held for sale$01,560
Unused loan commitments$563,163,000272
Tier 1 (core) risk-based capital$114,700,000419
Tier 2 risk-based capital$16,121,000337
Total risk weighted assets$1,289,719,000333
Total unused commitments$563,163,000273
Derivatives$0549
1995-12-31Rank
# of Employees:607357
Assets and Liabilities
Total Assets:$1,062,834,000556
Cash and due from depository institutions$46,466,000357
Interest-bearing balances$27,086,000178
Securities$436,809,000358
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$488,455,000694
Loan loss allowance$11,537,000506
Trading account assets$0261
Bank premises and fixed assets$15,225,000501
Other real estate owned$647,000357
Goodwill and other intangibles$5,762,000482
All other assets$69,470,000260
Life insurance assets$01
Total liabilities and capital$1,062,833,000556
Total liabilities$980,471,000550
Total deposits$587,507,000705
Interest-bearing deposits$587,507,000617
Deposits held in domestic offices$587,507,000694
% insured0.00%1
Federal funds purchased & repurchase agreements$150,617,000307
Trading liabilities$0110
Other borrowed funds$220,811,000245
Subordinated debt$0337
All other liabilities$21,536,000430
Total equity capital$82,362,000618
Total bank equity capital$82,362,000618
Perpetual preferred stock$0288
Common stock$42,500,000110
Surplus$2,000,0005,494
Undivided profits$37,862,000699
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,190,000533
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$4,640,000555
Earning assets$952,350,000573
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$962,435,600575
Average Assets, quarterly$1,018,096,500566
Volatile liabilities$431,012,000330
Insider loans$010,773
FHLB advances$200,536,00071
Loans and leases held for sale$01,606
Unused loan commitments$363,196,000339
Tier 1 (core) risk-based capital$76,520,000619
Tier 2 risk-based capital$10,900,000441
Total risk weighted assets$871,973,000447
Total unused commitments$363,196,000342
Derivatives$0628
1994-12-31Rank
# of Employees:477444
Assets and Liabilities
Total Assets:$954,166,000581
Cash and due from depository institutions$45,413,000444
Interest-bearing balances$34,043,000134
Securities$276,622,000539
Federal funds sold & reverse repurchase agreements$10,000,000933
Net loans & leases$498,623,000661
Loan loss allowance$4,674,000955
Trading account assets$0286
Bank premises and fixed assets$10,679,000674
Other real estate owned$617,000444
Goodwill and other intangibles$8,104,000357
All other assets$104,108,000207
Life insurance assets$01
Total liabilities and capital$954,166,000581
Total liabilities$888,860,000579
Total deposits$557,392,000726
Interest-bearing deposits$528,226,000660
Deposits held in domestic offices$557,392,000714
% insured0.00%1
Federal funds purchased & repurchase agreements$70,755,000484
Trading liabilities$087
Other borrowed funds$246,979,000222
Subordinated debt$0372
All other liabilities$13,734,000503
Total equity capital$65,306,000683
Total bank equity capital$65,306,000683
Perpetual preferred stock$0310
Common stock$1,00011,259
Surplus$44,499,000473
Undivided profits$20,806,0001,140
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,479,000734
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$4,701,000484
Earning assets$819,288,000608
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$948,661,800570
Average Assets, quarterly$916,158,500598
Volatile liabilities$357,931,000375
Insider loans$247,0007,675
FHLB advances$200,847,00077
Loans and leases held for sale$01,430
Unused loan commitments$12,256,0002,718
Tier 1 (core) risk-based capital$60,762,000726
Tier 2 risk-based capital$4,614,000768
Total risk weighted assets$664,193,000521
Total unused commitments$12,256,0002,729
Derivatives$0687
1993-12-31Rank
# of Employees:489457
Assets and Liabilities
Total Assets:$1,053,371,000544
Cash and due from depository institutions$74,977,000457
Interest-bearing balances$29,020,000216
Securities$314,941,000498
Federal funds sold & reverse repurchase agreements$5,000,0002,777
Net loans & leases$496,346,000646
Loan loss allowance$1,866,0002,180
Trading account assets$0330
Bank premises and fixed assets$11,336,000630
Other real estate owned$1,515,000457
Goodwill and other intangibles$10,445,000274
All other assets$138,811,000155
Life insurance assets$01
Total liabilities and capital$1,053,371,000544
Total liabilities$993,063,000530
Total deposits$698,701,000620
Interest-bearing deposits$698,701,000548
Deposits held in domestic offices$698,701,000610
% insured0.00%1
Federal funds purchased & repurchase agreements$15,266,000858
Trading liabilities$01
Other borrowed funds$196,066,000239
Subordinated debt$0413
All other liabilities$83,030,000165
Total equity capital$60,308,000715
Total bank equity capital$60,308,000715
Perpetual preferred stock$0343
Common stock$1,00011,788
Surplus$44,499,000446
Undivided profits$15,808,0001,495
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,941,000978
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,973,000880
Earning assets$845,307,000598
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,005,819,400543
Average Assets, quarterly$1,050,499,000535
Volatile liabilities$289,845,000397
Insider loans$250,0007,765
FHLB advances$177,149,00080
Loans and leases held for sale$01,681
Unused loan commitments$260,072,000380
Tier 1 (core) risk-based capital$57,680,000723
Tier 2 risk-based capital$1,809,0001,726
Total risk weighted assets$460,336,000698
Total unused commitments$260,298,000385
Derivatives$0714
1992-12-31Rank
# of Employees:495463
Assets and Liabilities
Total Assets:$981,079,000586
Cash and due from depository institutions$46,803,000463
Interest-bearing balances$29,053,000274
Securities$200,613,000687
Federal funds sold & reverse repurchase agreements$53,000,000400
Net loans & leases$519,832,000625
Loan loss allowance$2,041,0002,083
Trading account assets$0344
Bank premises and fixed assets$11,062,000663
Other real estate owned$19,490,000463
Goodwill and other intangibles$12,787,000240
All other assets$117,492,000175
Life insurance assets$01
Total liabilities and capital$981,079,000586
Total liabilities$921,670,000580
Total deposits$774,887,000591
Interest-bearing deposits$758,838,000543
Deposits held in domestic offices$774,887,000585
% insured0.00%1
Federal funds purchased & repurchase agreements$17,890,000748
Trading liabilities$01
Other borrowed funds$77,382,000339
Subordinated debt$0482
All other liabilities$51,511,000217
Total equity capital$59,409,000687
Total bank equity capital$59,409,000687
Perpetual preferred stock$0346
Common stock$1,00012,319
Surplus$44,499,000431
Undivided profits$14,909,0001,455
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,029,0001,332
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$2,247,000881
Earning assets$802,498,000619
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,051,438,200560
Average Assets, quarterly$978,655,500582
Volatile liabilities$164,859,000550
Insider loans$09,493
FHLB advances$66,152,000144
Loans and leases held for sale$01,207
Unused loan commitments$48,776,000963
Tier 1 (core) risk-based capital$56,305,000692
Tier 2 risk-based capital$013,680
Total risk weighted assets$308,831,000976
Total unused commitments$49,468,000974
Derivatives$0651