Home > Superior Bank > Income and Expense
Superior Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $612,000 | 6,821 |
| Total interest expense | $164,000 | 6,077 |
| Net interest income | $448,000 | 6,902 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $39,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,454 |
| Total noninterest expense | $538,000 | 6,630 |
| Salaries and employee benefits | $326,000 | 6,475 |
| Premises and equipment expense | $37,000 | 6,855 |
| Additional noninterest expense | $175,000 | 6,604 |
| Pre-tax net operating income | $-51,000 | 6,447 |
| Securities gains (losses) | $55,000 | 2,000 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $4,000 | 6,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,000 | 6,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,000 | 6,445 |
| Net charge-offs | $-40,000 | 6,940 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-51,000 | 6,465 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 6,848 |
| Total interest expense | $73,000 | 6,324 |
| Net interest income | $245,000 | 6,902 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $21,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $287,000 | 6,625 |
| Salaries and employee benefits | $184,000 | 6,347 |
| Premises and equipment expense | $9,000 | 7,152 |
| Additional noninterest expense | $94,000 | 6,572 |
| Pre-tax net operating income | $-21,000 | 6,537 |
| Securities gains (losses) | $29,000 | 1,450 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $8,000 | 6,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,000 | 6,456 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,000 | 6,456 |
| Net charge-offs | $-40,000 | 7,035 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-21,000 | 6,542 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,872 |
| Total interest expense | $276,000 | 6,638 |
| Net interest income | $1,070,000 | 6,883 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $75,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $55,000 | 6,246 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $1,110,000 | 6,720 |
| Salaries and employee benefits | $654,000 | 6,578 |
| Premises and equipment expense | $79,000 | 6,973 |
| Additional noninterest expense | $377,000 | 6,617 |
| Pre-tax net operating income | $35,000 | 5,928 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $35,000 | 6,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $35,000 | 6,068 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $35,000 | 6,068 |
| Net charge-offs | $55,000 | 5,423 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $35,000 | 5,948 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 6,923 |
| Total interest expense | $207,000 | 6,735 |
| Net interest income | $816,000 | 6,935 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $57,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $17,000 | 6,460 |
| Total noninterest expense | $756,000 | 6,867 |
| Salaries and employee benefits | $457,000 | 6,708 |
| Premises and equipment expense | $56,000 | 7,066 |
| Additional noninterest expense | $243,000 | 6,828 |
| Pre-tax net operating income | $117,000 | 5,745 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $117,000 | 5,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 5,833 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $117,000 | 5,833 |
| Net charge-offs | $-7,000 | 6,949 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $117,000 | 5,699 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $679,000 | 6,986 |
| Total interest expense | $134,000 | 6,853 |
| Net interest income | $545,000 | 6,985 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $37,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $500,000 | 6,950 |
| Salaries and employee benefits | $301,000 | 6,784 |
| Premises and equipment expense | $38,000 | 7,121 |
| Additional noninterest expense | $161,000 | 6,914 |
| Pre-tax net operating income | $82,000 | 5,779 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $82,000 | 5,814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 5,813 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $82,000 | 5,814 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $82,000 | 5,734 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 7,019 |
| Total interest expense | $80,000 | 6,773 |
| Net interest income | $269,000 | 7,027 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $19,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $224,000 | 7,101 |
| Salaries and employee benefits | $146,000 | 6,876 |
| Premises and equipment expense | $9,000 | 7,426 |
| Additional noninterest expense | $69,000 | 7,092 |
| Pre-tax net operating income | $64,000 | 5,564 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $64,000 | 5,497 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $64,000 | 5,495 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $64,000 | 5,496 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $64,000 | 5,448 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 7,048 |
| Total interest expense | $341,000 | 6,945 |
| Net interest income | $1,165,000 | 7,005 |
| Provision for loan and lease losses | $75,000 | 6,223 |
| Total noninterest income | $466,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 6,202 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $414,000 | 3,458 |
| Total noninterest expense | $1,184,000 | 6,879 |
| Salaries and employee benefits | $698,000 | 6,687 |
| Premises and equipment expense | $41,000 | 7,503 |
| Additional noninterest expense | $445,000 | 6,675 |
| Pre-tax net operating income | $372,000 | 4,700 |
| Securities gains (losses) | $-120,000 | 7,244 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $252,000 | 5,108 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $252,000 | 5,112 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $252,000 | 5,112 |
| Net charge-offs | $172,000 | 4,908 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $372,000 | 4,561 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 7,132 |
| Total interest expense | $267,000 | 7,035 |
| Net interest income | $886,000 | 7,101 |
| Provision for loan and lease losses | $75,000 | 5,956 |
| Total noninterest income | $72,000 | 6,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $38,000 | 6,304 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $34,000 | 6,327 |
| Total noninterest expense | $770,000 | 7,117 |
| Salaries and employee benefits | $495,000 | 6,832 |
| Premises and equipment expense | $15,000 | 7,700 |
| Additional noninterest expense | $260,000 | 7,026 |
| Pre-tax net operating income | $113,000 | 5,576 |
| Securities gains (losses) | $-118,000 | 7,419 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-5,000 | 6,143 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,000 | 6,144 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,000 | 6,144 |
| Net charge-offs | $174,000 | 4,366 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $113,000 | 5,520 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,185 |
| Total interest expense | $178,000 | 7,127 |
| Net interest income | $595,000 | 7,139 |
| Provision for loan and lease losses | $55,000 | 5,779 |
| Total noninterest income | $64,000 | 6,615 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $537,000 | 7,126 |
| Salaries and employee benefits | $333,000 | 6,872 |
| Premises and equipment expense | $12,000 | 7,752 |
| Additional noninterest expense | $192,000 | 6,962 |
| Pre-tax net operating income | $67,000 | 5,706 |
| Securities gains (losses) | $-88,000 | 7,497 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-21,000 | 6,233 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-21,000 | 6,234 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-21,000 | 6,233 |
| Net charge-offs | $191,000 | 3,599 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $67,000 | 5,651 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 7,272 |
| Total interest expense | $100,000 | 7,137 |
| Net interest income | $292,000 | 7,237 |
| Provision for loan and lease losses | $52,000 | 4,810 |
| Total noninterest income | $32,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $280,000 | 7,163 |
| Salaries and employee benefits | $170,000 | 6,925 |
| Premises and equipment expense | $14,000 | 7,650 |
| Additional noninterest expense | $96,000 | 7,048 |
| Pre-tax net operating income | $-8,000 | 6,317 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-8,000 | 6,433 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,000 | 6,435 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-8,000 | 6,434 |
| Net charge-offs | $192,000 | 2,479 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-8,000 | 6,340 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 7,056 |
| Total interest expense | $551,000 | 7,018 |
| Net interest income | $1,448,000 | 6,961 |
| Provision for loan and lease losses | $453,000 | 4,690 |
| Total noninterest income | $60,000 | 7,317 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $47,000 | 6,516 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,000 | 7,117 |
| Total noninterest expense | $1,252,000 | 7,087 |
| Salaries and employee benefits | $714,000 | 6,939 |
| Premises and equipment expense | $42,000 | 7,839 |
| Additional noninterest expense | $496,000 | 6,799 |
| Pre-tax net operating income | $-197,000 | 5,704 |
| Securities gains (losses) | $258,000 | 1,356 |
| Applicable income taxes | $38,000 | 3,392 |
| Income before extraordinary items | $23,000 | 5,448 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $23,000 | 5,447 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $23,000 | 5,447 |
| Net charge-offs | $155,000 | 5,294 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-142,120 | 5,737 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 7,050 |
| Total interest expense | $462,000 | 6,995 |
| Net interest income | $1,133,000 | 6,935 |
| Provision for loan and lease losses | $409,000 | 4,146 |
| Total noninterest income | $49,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $36,000 | 6,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $13,000 | 7,183 |
| Total noninterest expense | $964,000 | 7,084 |
| Salaries and employee benefits | $522,000 | 7,011 |
| Premises and equipment expense | $46,000 | 7,783 |
| Additional noninterest expense | $396,000 | 6,711 |
| Pre-tax net operating income | $-191,000 | 6,011 |
| Securities gains (losses) | $239,000 | 1,169 |
| Applicable income taxes | $38,000 | 3,481 |
| Income before extraordinary items | $10,000 | 5,736 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $10,000 | 5,736 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $10,000 | 5,736 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-142,960 | 6,012 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 7,035 |
| Total interest expense | $323,000 | 7,041 |
| Net interest income | $797,000 | 6,848 |
| Provision for loan and lease losses | $63,000 | 5,798 |
| Total noninterest income | $30,000 | 7,513 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $573,000 | 7,325 |
| Salaries and employee benefits | $350,000 | 7,071 |
| Premises and equipment expense | $41,000 | 7,675 |
| Additional noninterest expense | $182,000 | 7,300 |
| Pre-tax net operating income | $191,000 | 4,703 |
| Securities gains (losses) | $-94,000 | 7,676 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $97,000 | 5,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 5,232 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $97,000 | 5,232 |
| Net charge-offs | $94,000 | 4,310 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $191,000 | 4,498 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,010 |
| Total interest expense | $169,000 | 7,057 |
| Net interest income | $415,000 | 6,810 |
| Provision for loan and lease losses | $43,000 | 5,118 |
| Total noninterest income | $14,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $303,000 | 7,253 |
| Salaries and employee benefits | $187,000 | 6,984 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $81,000 | 7,370 |
| Pre-tax net operating income | $83,000 | 5,211 |
| Securities gains (losses) | $-94,000 | 7,980 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-11,000 | 6,464 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,000 | 6,464 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-11,000 | 6,465 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $83,000 | 5,010 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 7,223 |
| Total interest expense | $717,000 | 7,288 |
| Net interest income | $1,436,000 | 7,093 |
| Provision for loan and lease losses | $63,000 | 6,409 |
| Total noninterest income | $103,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 6,662 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $55,000 | 6,671 |
| Total noninterest expense | $1,032,000 | 7,505 |
| Salaries and employee benefits | $632,000 | 7,331 |
| Premises and equipment expense | $55,000 | 8,006 |
| Additional noninterest expense | $345,000 | 7,255 |
| Pre-tax net operating income | $444,000 | 5,027 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $464,000 | 4,573 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $464,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,667 |
| Cash dividends | $395,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $444,000 | 4,791 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 7,352 |
| Total interest expense | $578,000 | 7,303 |
| Net interest income | $987,000 | 7,287 |
| Provision for loan and lease losses | $63,000 | 5,653 |
| Total noninterest income | $55,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $35,000 | 6,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $747,000 | 7,576 |
| Salaries and employee benefits | $463,000 | 7,385 |
| Premises and equipment expense | $39,000 | 8,094 |
| Additional noninterest expense | $245,000 | 7,351 |
| Pre-tax net operating income | $232,000 | 5,923 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $252,000 | 5,436 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $252,000 | 5,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,708 |
| Cash dividends | $220,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $232,000 | 5,722 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 7,379 |
| Total interest expense | $433,000 | 7,234 |
| Net interest income | $640,000 | 7,370 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $23,000 | 6,769 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $521,000 | 7,561 |
| Salaries and employee benefits | $296,000 | 7,532 |
| Premises and equipment expense | $37,000 | 7,956 |
| Additional noninterest expense | $188,000 | 7,165 |
| Pre-tax net operating income | $160,000 | 6,056 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $180,000 | 5,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $170,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $160,000 | 5,842 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 7,346 |
| Total interest expense | $225,000 | 7,302 |
| Net interest income | $350,000 | 7,248 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $262,000 | 7,578 |
| Salaries and employee benefits | $153,000 | 7,517 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $80,000 | 7,424 |
| Pre-tax net operating income | $100,000 | 6,003 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $120,000 | 5,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 5,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $100,000 | 5,753 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 7,380 |
| Total interest expense | $789,000 | 7,519 |
| Net interest income | $1,455,000 | 7,171 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $70,000 | 7,849 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $53,000 | 6,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $17,000 | 7,873 |
| Total noninterest expense | $1,014,000 | 7,637 |
| Salaries and employee benefits | $603,000 | 7,534 |
| Premises and equipment expense | $79,000 | 7,973 |
| Additional noninterest expense | $332,000 | 7,387 |
| Pre-tax net operating income | $511,000 | 5,955 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $506,000 | 5,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $506,000 | 5,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $420,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $511,000 | 5,624 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 7,427 |
| Total interest expense | $596,000 | 7,557 |
| Net interest income | $1,076,000 | 7,258 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $50,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $748,000 | 7,636 |
| Salaries and employee benefits | $421,000 | 7,623 |
| Premises and equipment expense | $60,000 | 7,945 |
| Additional noninterest expense | $267,000 | 7,258 |
| Pre-tax net operating income | $378,000 | 6,250 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $373,000 | 5,961 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $373,000 | 5,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $320,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $378,000 | 5,921 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 7,480 |
| Total interest expense | $343,000 | 7,755 |
| Net interest income | $771,000 | 7,166 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $34,000 | 7,979 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $27,000 | 6,756 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $506,000 | 7,672 |
| Salaries and employee benefits | $283,000 | 7,665 |
| Premises and equipment expense | $50,000 | 7,774 |
| Additional noninterest expense | $173,000 | 7,328 |
| Pre-tax net operating income | $299,000 | 6,045 |
| Securities gains (losses) | $-10,000 | 7,993 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $289,000 | 5,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $289,000 | 5,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $245,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $299,000 | 5,648 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,675 |
| Total interest expense | $163,000 | 7,846 |
| Net interest income | $341,000 | 7,438 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $238,000 | 7,788 |
| Salaries and employee benefits | $146,000 | 7,647 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $76,000 | 7,570 |
| Pre-tax net operating income | $119,000 | 6,437 |
| Securities gains (losses) | $-5,000 | 8,170 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $114,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $114,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $110,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $119,000 | 6,081 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 7,671 |
| Total interest expense | $603,000 | 7,704 |
| Net interest income | $1,232,000 | 7,545 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $95,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,694 |
| Total noninterest expense | $870,000 | 7,912 |
| Salaries and employee benefits | $565,000 | 7,694 |
| Premises and equipment expense | $52,000 | 8,338 |
| Additional noninterest expense | $253,000 | 7,836 |
| Pre-tax net operating income | $457,000 | 6,622 |
| Securities gains (losses) | $-149,000 | 8,314 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $308,000 | 6,880 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $308,000 | 6,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $457,000 | 6,312 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 7,766 |
| Total interest expense | $430,000 | 7,784 |
| Net interest income | $906,000 | 7,637 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $76,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $643,000 | 7,935 |
| Salaries and employee benefits | $400,000 | 7,774 |
| Premises and equipment expense | $48,000 | 8,250 |
| Additional noninterest expense | $195,000 | 7,827 |
| Pre-tax net operating income | $339,000 | 6,829 |
| Securities gains (losses) | $-149,000 | 8,493 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $190,000 | 7,270 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $190,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $339,000 | 6,513 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,796 |
| Total interest expense | $270,000 | 7,840 |
| Net interest income | $609,000 | 7,668 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $41,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $443,000 | 7,921 |
| Salaries and employee benefits | $270,000 | 7,791 |
| Premises and equipment expense | $33,000 | 8,242 |
| Additional noninterest expense | $140,000 | 7,722 |
| Pre-tax net operating income | $207,000 | 7,046 |
| Securities gains (losses) | $-95,000 | 8,528 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $112,000 | 7,450 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $112,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $95,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $207,000 | 6,712 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,834 |
| Total interest expense | $126,000 | 7,884 |
| Net interest income | $307,000 | 7,675 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $222,000 | 7,934 |
| Salaries and employee benefits | $132,000 | 7,840 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $105,000 | 6,994 |
| Securities gains (losses) | $-47,000 | 8,558 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $58,000 | 7,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $45,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $105,000 | 6,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 7,727 |
| Total interest expense | $460,000 | 7,742 |
| Net interest income | $1,234,000 | 7,641 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $109,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,428 |
| Total noninterest expense | $886,000 | 7,937 |
| Salaries and employee benefits | $523,000 | 7,823 |
| Premises and equipment expense | $63,000 | 8,304 |
| Additional noninterest expense | $300,000 | 7,656 |
| Pre-tax net operating income | $457,000 | 6,873 |
| Securities gains (losses) | $-42,000 | 8,113 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $415,000 | 6,722 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $415,000 | 6,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $353,000 | 4,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $457,000 | 6,525 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 7,749 |
| Total interest expense | $335,000 | 7,756 |
| Net interest income | $932,000 | 7,677 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $88,000 | 7,807 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,245 |
| Total noninterest expense | $642,000 | 7,980 |
| Salaries and employee benefits | $371,000 | 7,892 |
| Premises and equipment expense | $45,000 | 8,353 |
| Additional noninterest expense | $226,000 | 7,643 |
| Pre-tax net operating income | $378,000 | 6,892 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $364,000 | 6,576 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $364,000 | 6,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $303,000 | 3,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $378,000 | 6,459 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 7,728 |
| Total interest expense | $208,000 | 7,783 |
| Net interest income | $647,000 | 7,628 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $70,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $444,000 | 7,932 |
| Salaries and employee benefits | $246,000 | 7,910 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $157,000 | 7,535 |
| Pre-tax net operating income | $273,000 | 6,752 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $273,000 | 6,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $273,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $210,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $273,000 | 6,273 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,679 |
| Total interest expense | $102,000 | 7,805 |
| Net interest income | $352,000 | 7,519 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $25,000 | 7,991 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $237,000 | 7,901 |
| Salaries and employee benefits | $123,000 | 7,984 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $140,000 | 6,689 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $110,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 7,829 |
| Total interest expense | $381,000 | 7,766 |
| Net interest income | $1,176,000 | 7,774 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $177,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $78,000 | 6,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,449 |
| Total noninterest expense | $975,000 | 7,868 |
| Salaries and employee benefits | $576,000 | 7,747 |
| Premises and equipment expense | $65,000 | 8,418 |
| Additional noninterest expense | $334,000 | 7,501 |
| Pre-tax net operating income | $378,000 | 7,169 |
| Securities gains (losses) | $-29,000 | 8,478 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $349,000 | 7,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $349,000 | 7,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $260,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $378,000 | 6,829 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 7,850 |
| Total interest expense | $289,000 | 7,766 |
| Net interest income | $881,000 | 7,814 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $143,000 | 7,277 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 6,269 |
| Total noninterest expense | $751,000 | 7,780 |
| Salaries and employee benefits | $427,000 | 7,722 |
| Premises and equipment expense | $53,000 | 8,354 |
| Additional noninterest expense | $271,000 | 7,323 |
| Pre-tax net operating income | $273,000 | 7,356 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $273,000 | 7,073 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $273,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,073 |
| Cash dividends | $210,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $273,000 | 7,003 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 7,901 |
| Total interest expense | $193,000 | 7,823 |
| Net interest income | $587,000 | 7,855 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $123,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $41,000 | 6,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $511,000 | 7,777 |
| Salaries and employee benefits | $285,000 | 7,778 |
| Premises and equipment expense | $34,000 | 8,425 |
| Additional noninterest expense | $192,000 | 7,223 |
| Pre-tax net operating income | $199,000 | 7,194 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $199,000 | 6,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $135,000 | 3,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $199,000 | 6,828 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,932 |
| Total interest expense | $97,000 | 7,890 |
| Net interest income | $296,000 | 7,876 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $239,000 | 7,963 |
| Salaries and employee benefits | $139,000 | 7,860 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $81,000 | 7,457 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $79,000 | 7,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $79,000 | 7,166 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 7,900 |
| Total interest expense | $454,000 | 7,925 |
| Net interest income | $1,208,000 | 7,802 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $133,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $98,000 | 6,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $979,000 | 7,934 |
| Salaries and employee benefits | $650,000 | 7,503 |
| Premises and equipment expense | $33,000 | 8,976 |
| Additional noninterest expense | $296,000 | 7,786 |
| Pre-tax net operating income | $350,000 | 7,235 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $401,000 | 6,811 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $401,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $225,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $346,550 | 6,910 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 7,978 |
| Total interest expense | $350,000 | 8,020 |
| Net interest income | $915,000 | 7,851 |
| Provision for loan and lease losses | $12,000 | 7,043 |
| Total noninterest income | $98,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $72,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $728,000 | 7,938 |
| Salaries and employee benefits | $461,000 | 7,605 |
| Premises and equipment expense | $27,000 | 8,976 |
| Additional noninterest expense | $240,000 | 7,654 |
| Pre-tax net operating income | $273,000 | 7,317 |
| Securities gains (losses) | $57,000 | 2,204 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $326,000 | 6,795 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $326,000 | 6,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $269,570 | 6,957 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,992 |
| Total interest expense | $240,000 | 8,077 |
| Net interest income | $626,000 | 7,809 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $62,000 | 8,111 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $499,000 | 7,892 |
| Salaries and employee benefits | $309,000 | 7,616 |
| Premises and equipment expense | $25,000 | 8,820 |
| Additional noninterest expense | $165,000 | 7,569 |
| Pre-tax net operating income | $183,000 | 7,355 |
| Securities gains (losses) | $41,000 | 2,157 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $220,000 | 6,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $220,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $179,820 | 6,992 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,969 |
| Total interest expense | $123,000 | 8,135 |
| Net interest income | $325,000 | 7,765 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $28,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $247,000 | 7,958 |
| Salaries and employee benefits | $162,000 | 7,520 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $106,000 | 7,094 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $103,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $103,000 | 6,674 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 7,764 |
| Total interest expense | $644,000 | 7,977 |
| Net interest income | $1,431,000 | 7,544 |
| Provision for loan and lease losses | $26,000 | 7,304 |
| Total noninterest income | $123,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $911,000 | 8,124 |
| Salaries and employee benefits | $609,000 | 7,669 |
| Premises and equipment expense | $21,000 | 9,232 |
| Additional noninterest expense | $281,000 | 7,940 |
| Pre-tax net operating income | $617,000 | 6,365 |
| Securities gains (losses) | $35,000 | 2,707 |
| Applicable income taxes | $20,000 | 7,048 |
| Income before extraordinary items | $632,000 | 5,837 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $632,000 | 5,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $785,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $598,050 | 5,831 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 7,999 |
| Total interest expense | $935,000 | 8,146 |
| Net interest income | $1,306,000 | 7,685 |
| Provision for loan and lease losses | $56,000 | 6,538 |
| Total noninterest income | $135,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $96,000 | 6,650 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $1,004,000 | 7,951 |
| Salaries and employee benefits | $642,000 | 7,465 |
| Premises and equipment expense | $83,000 | 8,575 |
| Additional noninterest expense | $279,000 | 8,009 |
| Pre-tax net operating income | $381,000 | 7,067 |
| Securities gains (losses) | $49,000 | 2,369 |
| Applicable income taxes | $7,000 | 7,684 |
| Income before extraordinary items | $423,000 | 6,442 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $423,000 | 6,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $335,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $374,980 | 6,584 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 8,231 |
| Total interest expense | $1,040,000 | 8,143 |
| Net interest income | $1,158,000 | 8,163 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,695 |
| Total noninterest expense | $938,000 | 8,198 |
| Salaries and employee benefits | $610,000 | 7,647 |
| Premises and equipment expense | $81,000 | 8,764 |
| Additional noninterest expense | $247,000 | 8,365 |
| Pre-tax net operating income | $349,000 | 7,702 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $7,000 | 8,144 |
| Income before extraordinary items | $350,000 | 7,150 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $350,000 | 7,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $295,000 | 4,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $342,160 | 7,197 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 8,585 |
| Total interest expense | $829,000 | 8,617 |
| Net interest income | $1,096,000 | 8,412 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $95,000 | 8,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,178 |
| Total noninterest expense | $883,000 | 8,480 |
| Salaries and employee benefits | $612,000 | 7,685 |
| Premises and equipment expense | $64,000 | 9,355 |
| Additional noninterest expense | $207,000 | 8,953 |
| Pre-tax net operating income | $298,000 | 8,104 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $39,000 | 7,833 |
| Income before extraordinary items | $259,000 | 7,873 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $259,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $189,000 | 5,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $259,000 | 7,843 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 8,717 |
| Total interest expense | $919,000 | 8,638 |
| Net interest income | $1,057,000 | 8,666 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $121,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,161 |
| Total noninterest expense | $919,000 | 8,374 |
| Salaries and employee benefits | $622,000 | 7,631 |
| Premises and equipment expense | $105,000 | 8,597 |
| Additional noninterest expense | $192,000 | 9,205 |
| Pre-tax net operating income | $259,000 | 8,617 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $48,000 | 8,366 |
| Income before extraordinary items | $211,000 | 8,541 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $211,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $130,000 | 5,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $211,000 | 8,460 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 9,114 |
| Total interest expense | $967,000 | 8,780 |
| Net interest income | $949,000 | 9,308 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $860,000 | 8,821 |
| Salaries and employee benefits | $518,000 | 8,475 |
| Premises and equipment expense | $80,000 | 9,436 |
| Additional noninterest expense | $262,000 | 8,709 |
| Pre-tax net operating income | $184,000 | 9,658 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $19,000 | 9,739 |
| Income before extraordinary items | $165,000 | 9,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $165,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 10,281 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $165,000 | 9,405 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 9,760 |
| Total interest expense | $806,000 | 9,622 |
| Net interest income | $929,000 | 9,762 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $85,000 | 10,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $835,000 | 9,297 |
| Salaries and employee benefits | $544,000 | 8,540 |
| Premises and equipment expense | $-1,000 | 11,447 |
| Additional noninterest expense | $292,000 | 8,962 |
| Pre-tax net operating income | $179,000 | 9,917 |
| Securities gains (losses) | $39,000 | 1,512 |
| Applicable income taxes | $45,000 | 9,783 |
| Income before extraordinary items | $173,000 | 9,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $173,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $142,190 | 9,808 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 10,289 |
| Total interest expense | $745,000 | 10,138 |
| Net interest income | $889,000 | 10,284 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $737,000 | 10,045 |
| Salaries and employee benefits | $516,000 | 8,969 |
| Premises and equipment expense | $-8,000 | 11,968 |
| Additional noninterest expense | $229,000 | 10,080 |
| Pre-tax net operating income | $232,000 | 10,246 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $22,000 | 10,722 |
| Income before extraordinary items | $193,000 | 10,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $193,000 | 10,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $208,300 | 9,817 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 10,927 |
| Total interest expense | $616,000 | 10,525 |
| Net interest income | $787,000 | 11,093 |
| Provision for loan and lease losses | $-16,000 | 11,813 |
| Total noninterest income | $92,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $646,000 | 10,921 |
| Salaries and employee benefits | $475,000 | 9,617 |
| Premises and equipment expense | $-25,000 | 12,603 |
| Additional noninterest expense | $196,000 | 11,198 |
| Pre-tax net operating income | $249,000 | 10,497 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $194,000 | 10,341 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $194,000 | 10,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $194,000 | 10,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 11,351 |
| Total interest expense | $654,000 | 10,852 |
| Net interest income | $792,000 | 11,534 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $665,000 | 11,327 |
| Salaries and employee benefits | $500,000 | 9,671 |
| Premises and equipment expense | $-19,000 | 13,283 |
| Additional noninterest expense | $184,000 | 11,957 |
| Pre-tax net operating income | $226,000 | 10,819 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $57,000 | 10,777 |
| Income before extraordinary items | $176,000 | 10,919 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $176,000 | 11,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 12,272 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $170,680 | 10,776 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 11,946 |
| Total interest expense | $704,000 | 11,788 |
| Net interest income | $806,000 | 11,890 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $80,000 | 12,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $639,000 | 11,828 |
| Salaries and employee benefits | $483,000 | 9,938 |
| Premises and equipment expense | $-19,000 | 13,932 |
| Additional noninterest expense | $175,000 | 12,598 |
| Pre-tax net operating income | $247,000 | 10,639 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $189,000 | 10,749 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $189,000 | 10,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $190,540 | 10,401 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.