Home > Superior Bank > Income and Expense
Superior Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $33,569,000 | 234 |
| Total interest expense | $10,921,000 | 155 |
| Net interest income | $22,648,000 | 269 |
| Provision for loan and lease losses | $26,493,000 | 74 |
| Total noninterest income | $1,176,000 | 1,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $-11,000 | 7,541 |
| Additional Noninterest Income | $1,187,000 | 730 |
| Total noninterest expense | $32,166,000 | 185 |
| Salaries and employee benefits | $13,097,000 | 187 |
| Premises and equipment expense | $4,456,000 | 167 |
| Additional noninterest expense | $14,613,000 | 173 |
| Pre-tax net operating income | $-34,835,000 | 7,571 |
| Securities gains (losses) | $-602,000 | 7,527 |
| Applicable income taxes | $-89,000 | 7,275 |
| Income before extraordinary items | $-35,348,000 | 7,563 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-35,348,000 | 7,563 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-35,348,000 | 7,563 |
| Net charge-offs | $14,804,000 | 123 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-34,746,000 | 7,563 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $152,450,000 | 221 |
| Total interest expense | $54,035,000 | 156 |
| Net interest income | $98,415,000 | 247 |
| Provision for loan and lease losses | $223,413,000 | 64 |
| Total noninterest income | $8,563,000 | 705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-39,000 | 7,603 |
| Additional Noninterest Income | $8,602,000 | 510 |
| Total noninterest expense | $114,984,000 | 207 |
| Salaries and employee benefits | $56,227,000 | 169 |
| Premises and equipment expense | $18,722,000 | 153 |
| Additional noninterest expense | $40,035,000 | 235 |
| Pre-tax net operating income | $-231,419,000 | 7,650 |
| Securities gains (losses) | $576,000 | 789 |
| Applicable income taxes | $32,065,000 | 109 |
| Income before extraordinary items | $-262,908,000 | 7,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-262,908,000 | 7,646 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-262,908,000 | 7,646 |
| Net charge-offs | $187,595,000 | 70 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-263,484,000 | 7,645 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $116,597,000 | 216 |
| Total interest expense | $41,989,000 | 154 |
| Net interest income | $74,608,000 | 244 |
| Provision for loan and lease losses | $161,597,000 | 67 |
| Total noninterest income | $10,118,000 | 509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-13,000 | 7,698 |
| Additional Noninterest Income | $10,131,000 | 362 |
| Total noninterest expense | $83,343,000 | 205 |
| Salaries and employee benefits | $42,100,000 | 167 |
| Premises and equipment expense | $14,484,000 | 147 |
| Additional noninterest expense | $26,759,000 | 251 |
| Pre-tax net operating income | $-160,214,000 | 7,753 |
| Securities gains (losses) | $852,000 | 468 |
| Applicable income taxes | $28,923,000 | 96 |
| Income before extraordinary items | $-188,285,000 | 7,751 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-188,285,000 | 7,751 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-188,285,000 | 7,751 |
| Net charge-offs | $140,776,000 | 72 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-189,137,000 | 7,750 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $79,400,000 | 216 |
| Total interest expense | $28,438,000 | 157 |
| Net interest income | $50,962,000 | 243 |
| Provision for loan and lease losses | $59,490,000 | 108 |
| Total noninterest income | $7,231,000 | 477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-29,000 | 7,769 |
| Additional Noninterest Income | $7,260,000 | 331 |
| Total noninterest expense | $54,138,000 | 207 |
| Salaries and employee benefits | $27,972,000 | 166 |
| Premises and equipment expense | $9,511,000 | 149 |
| Additional noninterest expense | $16,655,000 | 265 |
| Pre-tax net operating income | $-55,435,000 | 7,800 |
| Securities gains (losses) | $1,158,000 | 227 |
| Applicable income taxes | $865,000 | 812 |
| Income before extraordinary items | $-55,142,000 | 7,798 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-55,142,000 | 7,798 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-55,142,000 | 7,798 |
| Net charge-offs | $54,759,000 | 103 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-56,300,000 | 7,798 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $39,908,000 | 224 |
| Total interest expense | $14,250,000 | 166 |
| Net interest income | $25,658,000 | 246 |
| Provision for loan and lease losses | $9,127,000 | 242 |
| Total noninterest income | $3,792,000 | 448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $210,000 | 83 |
| Additional Noninterest Income | $3,582,000 | 330 |
| Total noninterest expense | $26,509,000 | 211 |
| Salaries and employee benefits | $14,134,000 | 167 |
| Premises and equipment expense | $4,749,000 | 151 |
| Additional noninterest expense | $7,626,000 | 278 |
| Pre-tax net operating income | $-6,186,000 | 7,798 |
| Securities gains (losses) | $-198,000 | 7,759 |
| Applicable income taxes | $-1,579,000 | 7,840 |
| Income before extraordinary items | $-4,805,000 | 7,786 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,805,000 | 7,787 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,805,000 | 7,787 |
| Net charge-offs | $14,619,000 | 159 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,656,500 | 7,771 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $161,975,000 | 222 |
| Total interest expense | $65,251,000 | 187 |
| Net interest income | $96,724,000 | 247 |
| Provision for loan and lease losses | $28,551,000 | 387 |
| Total noninterest income | $13,043,000 | 530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-827,000 | 7,995 |
| Additional Noninterest Income | $13,870,000 | 359 |
| Total noninterest expense | $99,337,000 | 241 |
| Salaries and employee benefits | $49,013,000 | 184 |
| Premises and equipment expense | $18,172,000 | 159 |
| Additional noninterest expense | $32,152,000 | 304 |
| Pre-tax net operating income | $-18,121,000 | 7,683 |
| Securities gains (losses) | $-8,411,000 | 7,932 |
| Applicable income taxes | $-11,259,000 | 7,878 |
| Income before extraordinary items | $-15,273,000 | 7,679 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,273,000 | 7,678 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-15,273,000 | 7,678 |
| Net charge-offs | $24,801,000 | 342 |
| Cash dividends | $6,000,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,889,960 | 7,558 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $121,359,000 | 233 |
| Total interest expense | $50,428,000 | 197 |
| Net interest income | $70,931,000 | 257 |
| Provision for loan and lease losses | $14,603,000 | 472 |
| Total noninterest income | $13,006,000 | 435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $169,000 | 132 |
| Additional Noninterest Income | $12,837,000 | 311 |
| Total noninterest expense | $72,060,000 | 247 |
| Salaries and employee benefits | $36,265,000 | 193 |
| Premises and equipment expense | $13,448,000 | 163 |
| Additional noninterest expense | $22,347,000 | 319 |
| Pre-tax net operating income | $-2,726,000 | 7,225 |
| Securities gains (losses) | $-7,815,000 | 8,032 |
| Applicable income taxes | $-5,504,000 | 7,913 |
| Income before extraordinary items | $-5,037,000 | 7,578 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,037,000 | 7,578 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,037,000 | 7,578 |
| Net charge-offs | $15,085,000 | 381 |
| Cash dividends | $4,500,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-35,400 | 5,801 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $80,542,000 | 242 |
| Total interest expense | $34,331,000 | 201 |
| Net interest income | $46,211,000 | 266 |
| Provision for loan and lease losses | $9,434,000 | 464 |
| Total noninterest income | $8,062,000 | 455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-266,000 | 8,174 |
| Additional Noninterest Income | $8,328,000 | 317 |
| Total noninterest expense | $48,348,000 | 250 |
| Salaries and employee benefits | $24,228,000 | 198 |
| Premises and equipment expense | $8,952,000 | 168 |
| Additional noninterest expense | $15,168,000 | 324 |
| Pre-tax net operating income | $-3,509,000 | 7,619 |
| Securities gains (losses) | $-2,710,000 | 8,081 |
| Applicable income taxes | $-1,720,000 | 7,867 |
| Income before extraordinary items | $-4,499,000 | 7,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,499,000 | 7,768 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,499,000 | 7,768 |
| Net charge-offs | $10,518,000 | 363 |
| Cash dividends | $3,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,547,800 | 7,593 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $39,767,000 | 248 |
| Total interest expense | $17,425,000 | 204 |
| Net interest income | $22,342,000 | 272 |
| Provision for loan and lease losses | $3,452,000 | 509 |
| Total noninterest income | $3,258,000 | 514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-199,000 | 8,211 |
| Additional Noninterest Income | $3,457,000 | 337 |
| Total noninterest expense | $22,944,000 | 253 |
| Salaries and employee benefits | $12,086,000 | 202 |
| Premises and equipment expense | $4,448,000 | 174 |
| Additional noninterest expense | $6,410,000 | 320 |
| Pre-tax net operating income | $-796,000 | 7,539 |
| Securities gains (losses) | $1,367,000 | 152 |
| Applicable income taxes | $158,000 | 1,697 |
| Income before extraordinary items | $413,000 | 2,510 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $413,000 | 2,510 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $413,000 | 2,512 |
| Net charge-offs | $5,333,000 | 306 |
| Cash dividends | $1,500,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-571,240 | 7,481 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $167,495,000 | 249 |
| Total interest expense | $80,371,000 | 217 |
| Net interest income | $87,124,000 | 285 |
| Provision for loan and lease losses | $23,056,000 | 335 |
| Total noninterest income | $17,253,000 | 394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $608,000 | 78 |
| Additional Noninterest Income | $16,645,000 | 269 |
| Total noninterest expense | $251,190,000 | 114 |
| Salaries and employee benefits | $48,782,000 | 200 |
| Premises and equipment expense | $17,260,000 | 172 |
| Additional noninterest expense | $185,148,000 | 84 |
| Pre-tax net operating income | $-169,869,000 | 8,263 |
| Securities gains (losses) | $5,462,000 | 69 |
| Applicable income taxes | $-2,659,000 | 7,992 |
| Income before extraordinary items | $-161,748,000 | 8,256 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-161,748,000 | 8,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,827,000 | 382 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-167,100,760 | 8,258 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $126,126,000 | 265 |
| Total interest expense | $61,786,000 | 229 |
| Net interest income | $64,340,000 | 299 |
| Provision for loan and lease losses | $18,691,000 | 251 |
| Total noninterest income | $12,785,000 | 416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $141,000 | 100 |
| Additional Noninterest Income | $12,644,000 | 284 |
| Total noninterest expense | $67,030,000 | 255 |
| Salaries and employee benefits | $35,851,000 | 212 |
| Premises and equipment expense | $12,650,000 | 182 |
| Additional noninterest expense | $18,529,000 | 318 |
| Pre-tax net operating income | $-8,596,000 | 8,210 |
| Securities gains (losses) | $4,593,000 | 70 |
| Applicable income taxes | $-1,061,000 | 8,063 |
| Income before extraordinary items | $-2,942,000 | 8,004 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,942,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,813,000 | 324 |
| Cash dividends | $3,166,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,294,890 | 8,192 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $84,279,000 | 271 |
| Total interest expense | $42,554,000 | 232 |
| Net interest income | $41,725,000 | 309 |
| Provision for loan and lease losses | $7,839,000 | 325 |
| Total noninterest income | $8,539,000 | 428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,539,000 | 293 |
| Total noninterest expense | $43,953,000 | 256 |
| Salaries and employee benefits | $23,635,000 | 219 |
| Premises and equipment expense | $8,173,000 | 189 |
| Additional noninterest expense | $12,145,000 | 316 |
| Pre-tax net operating income | $-1,528,000 | 8,087 |
| Securities gains (losses) | $3,767,000 | 82 |
| Applicable income taxes | $639,000 | 1,327 |
| Income before extraordinary items | $1,600,000 | 1,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,600,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,893,000 | 308 |
| Cash dividends | $2,333,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,074,570 | 8,007 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $42,280,000 | 278 |
| Total interest expense | $22,917,000 | 230 |
| Net interest income | $19,363,000 | 321 |
| Provision for loan and lease losses | $1,872,000 | 421 |
| Total noninterest income | $4,866,000 | 403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,866,000 | 282 |
| Total noninterest expense | $21,642,000 | 256 |
| Salaries and employee benefits | $11,807,000 | 222 |
| Premises and equipment expense | $4,043,000 | 193 |
| Additional noninterest expense | $5,792,000 | 315 |
| Pre-tax net operating income | $715,000 | 2,372 |
| Securities gains (losses) | $1,668,000 | 99 |
| Applicable income taxes | $706,000 | 772 |
| Income before extraordinary items | $1,677,000 | 896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,677,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,397,000 | 366 |
| Cash dividends | $1,500,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $509,400 | 2,575 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $170,673,000 | 288 |
| Total interest expense | $92,411,000 | 250 |
| Net interest income | $78,262,000 | 321 |
| Provision for loan and lease losses | $4,541,000 | 442 |
| Total noninterest income | $15,813,000 | 448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,813,000 | 301 |
| Total noninterest expense | $73,565,000 | 283 |
| Salaries and employee benefits | $41,640,000 | 241 |
| Premises and equipment expense | $13,362,000 | 200 |
| Additional noninterest expense | $18,563,000 | 367 |
| Pre-tax net operating income | $15,969,000 | 558 |
| Securities gains (losses) | $4,135,000 | 66 |
| Applicable income taxes | $7,631,000 | 404 |
| Income before extraordinary items | $12,473,000 | 525 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,473,000 | 522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,973,000 | 318 |
| Cash dividends | $7,000,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,826,600 | 654 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $124,546,000 | 296 |
| Total interest expense | $66,987,000 | 261 |
| Net interest income | $57,559,000 | 323 |
| Provision for loan and lease losses | $2,884,000 | 394 |
| Total noninterest income | $10,994,000 | 473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,994,000 | 319 |
| Total noninterest expense | $53,498,000 | 283 |
| Salaries and employee benefits | $30,520,000 | 247 |
| Premises and equipment expense | $9,665,000 | 207 |
| Additional noninterest expense | $13,313,000 | 363 |
| Pre-tax net operating income | $12,171,000 | 586 |
| Securities gains (losses) | $3,261,000 | 73 |
| Applicable income taxes | $5,288,000 | 455 |
| Income before extraordinary items | $10,144,000 | 531 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $10,144,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,196,000 | 284 |
| Cash dividends | $5,500,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,991,740 | 643 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $78,960,000 | 314 |
| Total interest expense | $42,074,000 | 277 |
| Net interest income | $36,886,000 | 342 |
| Provision for loan and lease losses | $1,705,000 | 369 |
| Total noninterest income | $6,847,000 | 517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,847,000 | 353 |
| Total noninterest expense | $34,675,000 | 298 |
| Salaries and employee benefits | $20,117,000 | 261 |
| Premises and equipment expense | $6,164,000 | 226 |
| Additional noninterest expense | $8,394,000 | 389 |
| Pre-tax net operating income | $7,353,000 | 672 |
| Securities gains (losses) | $2,325,000 | 71 |
| Applicable income taxes | $3,234,000 | 512 |
| Income before extraordinary items | $6,444,000 | 580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,444,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,142,000 | 266 |
| Cash dividends | $3,000,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,886,250 | 737 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $39,352,000 | 315 |
| Total interest expense | $20,596,000 | 280 |
| Net interest income | $18,756,000 | 340 |
| Provision for loan and lease losses | $705,000 | 388 |
| Total noninterest income | $3,091,000 | 539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,091,000 | 372 |
| Total noninterest expense | $17,449,000 | 297 |
| Salaries and employee benefits | $10,053,000 | 264 |
| Premises and equipment expense | $3,204,000 | 220 |
| Additional noninterest expense | $4,192,000 | 382 |
| Pre-tax net operating income | $3,693,000 | 667 |
| Securities gains (losses) | $1,193,000 | 61 |
| Applicable income taxes | $1,602,000 | 518 |
| Income before extraordinary items | $3,284,000 | 571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,284,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 431 |
| Cash dividends | $1,500,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,484,690 | 716 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $107,007,000 | 396 |
| Total interest expense | $57,931,000 | 321 |
| Net interest income | $49,076,000 | 468 |
| Provision for loan and lease losses | $2,500,000 | 461 |
| Total noninterest income | $9,961,000 | 614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,961,000 | 416 |
| Total noninterest expense | $46,971,000 | 413 |
| Salaries and employee benefits | $27,267,000 | 360 |
| Premises and equipment expense | $7,704,000 | 343 |
| Additional noninterest expense | $12,000,000 | 482 |
| Pre-tax net operating income | $9,566,000 | 1,019 |
| Securities gains (losses) | $2,997,000 | 80 |
| Applicable income taxes | $3,979,000 | 761 |
| Income before extraordinary items | $8,584,000 | 874 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,584,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,614,000 | 466 |
| Cash dividends | $1,750,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,546,040 | 1,116 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $71,718,000 | 443 |
| Total interest expense | $38,950,000 | 350 |
| Net interest income | $32,768,000 | 533 |
| Provision for loan and lease losses | $1,850,000 | 428 |
| Total noninterest income | $6,420,000 | 710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,420,000 | 480 |
| Total noninterest expense | $31,685,000 | 473 |
| Salaries and employee benefits | $18,282,000 | 413 |
| Premises and equipment expense | $5,249,000 | 382 |
| Additional noninterest expense | $8,154,000 | 526 |
| Pre-tax net operating income | $5,653,000 | 1,352 |
| Securities gains (losses) | $2,158,000 | 87 |
| Applicable income taxes | $2,540,000 | 894 |
| Income before extraordinary items | $5,271,000 | 1,096 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,271,000 | 1,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $878,000 | 515 |
| Cash dividends | $1,750,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,825,140 | 1,449 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $44,664,000 | 457 |
| Total interest expense | $23,159,000 | 376 |
| Net interest income | $21,505,000 | 548 |
| Provision for loan and lease losses | $1,300,000 | 395 |
| Total noninterest income | $4,680,000 | 659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,680,000 | 452 |
| Total noninterest expense | $20,547,000 | 488 |
| Salaries and employee benefits | $11,626,000 | 439 |
| Premises and equipment expense | $3,784,000 | 360 |
| Additional noninterest expense | $5,137,000 | 548 |
| Pre-tax net operating income | $4,338,000 | 1,170 |
| Securities gains (losses) | $1,239,000 | 93 |
| Applicable income taxes | $1,820,000 | 858 |
| Income before extraordinary items | $3,757,000 | 1,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,757,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 513 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,926,870 | 1,265 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $21,371,000 | 466 |
| Total interest expense | $10,821,000 | 382 |
| Net interest income | $10,550,000 | 552 |
| Provision for loan and lease losses | $600,000 | 400 |
| Total noninterest income | $2,280,000 | 663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,280,000 | 452 |
| Total noninterest expense | $10,426,000 | 477 |
| Salaries and employee benefits | $5,861,000 | 433 |
| Premises and equipment expense | $1,959,000 | 350 |
| Additional noninterest expense | $2,606,000 | 537 |
| Pre-tax net operating income | $1,804,000 | 1,357 |
| Securities gains (losses) | $531,000 | 104 |
| Applicable income taxes | $704,000 | 1,046 |
| Income before extraordinary items | $1,631,000 | 1,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,631,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 295 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,259,300 | 1,425 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $76,919,000 | 459 |
| Total interest expense | $35,113,000 | 364 |
| Net interest income | $41,806,000 | 532 |
| Provision for loan and lease losses | $3,500,000 | 316 |
| Total noninterest income | $13,324,000 | 515 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,517,000 | 489 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,807,000 | 434 |
| Total noninterest expense | $45,879,000 | 414 |
| Salaries and employee benefits | $26,316,000 | 367 |
| Premises and equipment expense | $7,547,000 | 338 |
| Additional noninterest expense | $12,016,000 | 476 |
| Pre-tax net operating income | $5,751,000 | 1,632 |
| Securities gains (losses) | $-291,000 | 8,648 |
| Applicable income taxes | $1,300,000 | 1,886 |
| Income before extraordinary items | $4,160,000 | 1,689 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,160,000 | 1,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,099,000 | 242 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,381,160 | 1,584 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $56,504,000 | 455 |
| Total interest expense | $25,354,000 | 357 |
| Net interest income | $31,150,000 | 528 |
| Provision for loan and lease losses | $2,750,000 | 288 |
| Total noninterest income | $11,645,000 | 469 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,517,000 | 366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,128,000 | 415 |
| Total noninterest expense | $35,428,000 | 405 |
| Salaries and employee benefits | $20,560,000 | 350 |
| Premises and equipment expense | $5,733,000 | 333 |
| Additional noninterest expense | $9,135,000 | 471 |
| Pre-tax net operating income | $4,617,000 | 1,549 |
| Securities gains (losses) | $-977,000 | 8,812 |
| Applicable income taxes | $864,000 | 2,096 |
| Income before extraordinary items | $2,776,000 | 1,888 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,776,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,269,000 | 225 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,518,520 | 1,481 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $37,068,000 | 451 |
| Total interest expense | $16,157,000 | 342 |
| Net interest income | $20,911,000 | 517 |
| Provision for loan and lease losses | $2,250,000 | 245 |
| Total noninterest income | $8,978,000 | 429 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,278,000 | 366 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,700,000 | 356 |
| Total noninterest expense | $25,084,000 | 378 |
| Salaries and employee benefits | $14,752,000 | 318 |
| Premises and equipment expense | $4,033,000 | 313 |
| Additional noninterest expense | $6,299,000 | 454 |
| Pre-tax net operating income | $2,555,000 | 1,806 |
| Securities gains (losses) | $-977,000 | 8,835 |
| Applicable income taxes | $256,000 | 3,372 |
| Income before extraordinary items | $1,322,000 | 2,449 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,322,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,530,000 | 196 |
| Cash dividends | $2,500,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,142,680 | 1,582 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $18,149,000 | 447 |
| Total interest expense | $7,827,000 | 335 |
| Net interest income | $10,322,000 | 522 |
| Provision for loan and lease losses | $750,000 | 326 |
| Total noninterest income | $2,076,000 | 689 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,113,000 | 361 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $963,000 | 808 |
| Total noninterest expense | $11,110,000 | 418 |
| Salaries and employee benefits | $6,150,000 | 370 |
| Premises and equipment expense | $1,946,000 | 326 |
| Additional noninterest expense | $3,014,000 | 466 |
| Pre-tax net operating income | $538,000 | 3,488 |
| Securities gains (losses) | $-909,000 | 8,903 |
| Applicable income taxes | $-223,000 | 8,885 |
| Income before extraordinary items | $-148,000 | 8,709 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-148,000 | 8,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 480 |
| Cash dividends | $1,750,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $433,760 | 3,381 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $65,985,000 | 454 |
| Total interest expense | $25,471,000 | 344 |
| Net interest income | $40,514,000 | 506 |
| Provision for loan and lease losses | $975,000 | 1,059 |
| Total noninterest income | $7,876,000 | 728 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,204,000 | 327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,672,000 | 1,065 |
| Total noninterest expense | $43,039,000 | 420 |
| Salaries and employee benefits | $19,702,000 | 459 |
| Premises and equipment expense | $8,025,000 | 298 |
| Additional noninterest expense | $15,312,000 | 391 |
| Pre-tax net operating income | $4,376,000 | 1,895 |
| Securities gains (losses) | $-74,000 | 8,675 |
| Applicable income taxes | $992,000 | 2,171 |
| Income before extraordinary items | $3,310,000 | 1,909 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,310,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,606,000 | 128 |
| Cash dividends | $2,500,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,366,980 | 1,829 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $48,203,000 | 457 |
| Total interest expense | $18,215,000 | 356 |
| Net interest income | $29,988,000 | 510 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $5,714,000 | 766 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,070,000 | 321 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,644,000 | 1,235 |
| Total noninterest expense | $31,918,000 | 427 |
| Salaries and employee benefits | $14,613,000 | 468 |
| Premises and equipment expense | $6,012,000 | 302 |
| Additional noninterest expense | $11,293,000 | 393 |
| Pre-tax net operating income | $3,784,000 | 1,698 |
| Securities gains (losses) | $424,000 | 465 |
| Applicable income taxes | $1,148,000 | 1,595 |
| Income before extraordinary items | $3,060,000 | 1,588 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,060,000 | 1,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,366,000 | 121 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,750,480 | 1,705 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $31,497,000 | 459 |
| Total interest expense | $11,866,000 | 359 |
| Net interest income | $19,631,000 | 517 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $6,009,000 | 549 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,788,000 | 304 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,221,000 | 565 |
| Total noninterest expense | $21,529,000 | 423 |
| Salaries and employee benefits | $9,620,000 | 470 |
| Premises and equipment expense | $4,039,000 | 301 |
| Additional noninterest expense | $7,870,000 | 378 |
| Pre-tax net operating income | $4,111,000 | 1,058 |
| Securities gains (losses) | $428,000 | 389 |
| Applicable income taxes | $1,106,000 | 1,181 |
| Income before extraordinary items | $3,433,000 | 957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,433,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,994,000 | 152 |
| Cash dividends | $2,500,000 | 580 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,107,720 | 1,019 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $15,454,000 | 469 |
| Total interest expense | $5,923,000 | 365 |
| Net interest income | $9,531,000 | 534 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $3,293,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,391,000 | 307 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,902,000 | 499 |
| Total noninterest expense | $10,728,000 | 427 |
| Salaries and employee benefits | $4,651,000 | 488 |
| Premises and equipment expense | $2,116,000 | 301 |
| Additional noninterest expense | $3,961,000 | 373 |
| Pre-tax net operating income | $2,096,000 | 1,033 |
| Securities gains (losses) | $391,000 | 302 |
| Applicable income taxes | $622,000 | 1,089 |
| Income before extraordinary items | $1,865,000 | 879 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,865,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,563,000 | 153 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,571,750 | 987 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $75,946,000 | 398 |
| Total interest expense | $30,887,000 | 316 |
| Net interest income | $45,059,000 | 449 |
| Provision for loan and lease losses | $20,975,000 | 134 |
| Total noninterest income | $60,232,000 | 210 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $5,814,000 | 290 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,418,000 | 177 |
| Total noninterest expense | $50,411,000 | 370 |
| Salaries and employee benefits | $22,156,000 | 407 |
| Premises and equipment expense | $7,875,000 | 317 |
| Additional noninterest expense | $20,380,000 | 331 |
| Pre-tax net operating income | $33,905,000 | 322 |
| Securities gains (losses) | $588,000 | 675 |
| Applicable income taxes | $11,760,000 | 327 |
| Income before extraordinary items | $22,733,000 | 344 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $22,733,000 | 345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,465,000 | 123 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $22,344,920 | 324 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $60,470,000 | 394 |
| Total interest expense | $24,614,000 | 320 |
| Net interest income | $35,856,000 | 440 |
| Provision for loan and lease losses | $11,175,000 | 163 |
| Total noninterest income | $57,884,000 | 184 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,448,000 | 303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,436,000 | 149 |
| Total noninterest expense | $35,120,000 | 403 |
| Salaries and employee benefits | $17,322,000 | 403 |
| Premises and equipment expense | $5,957,000 | 322 |
| Additional noninterest expense | $11,841,000 | 406 |
| Pre-tax net operating income | $47,445,000 | 215 |
| Securities gains (losses) | $758,000 | 528 |
| Applicable income taxes | $18,169,000 | 208 |
| Income before extraordinary items | $30,034,000 | 240 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,034,000 | 241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,125,000 | 133 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $29,548,880 | 226 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $41,661,000 | 381 |
| Total interest expense | $17,284,000 | 311 |
| Net interest income | $24,377,000 | 433 |
| Provision for loan and lease losses | $1,925,000 | 398 |
| Total noninterest income | $8,919,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $3,036,000 | 297 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,883,000 | 418 |
| Total noninterest expense | $22,060,000 | 424 |
| Salaries and employee benefits | $10,975,000 | 417 |
| Premises and equipment expense | $3,835,000 | 338 |
| Additional noninterest expense | $7,250,000 | 430 |
| Pre-tax net operating income | $9,311,000 | 515 |
| Securities gains (losses) | $663,000 | 483 |
| Applicable income taxes | $3,066,000 | 544 |
| Income before extraordinary items | $6,908,000 | 527 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,908,000 | 527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,044,000 | 153 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,450,530 | 518 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $20,909,000 | 386 |
| Total interest expense | $8,927,000 | 316 |
| Net interest income | $11,982,000 | 443 |
| Provision for loan and lease losses | $1,200,000 | 338 |
| Total noninterest income | $5,352,000 | 406 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,515,000 | 295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,837,000 | 365 |
| Total noninterest expense | $10,739,000 | 433 |
| Salaries and employee benefits | $5,487,000 | 420 |
| Premises and equipment expense | $1,913,000 | 346 |
| Additional noninterest expense | $3,339,000 | 450 |
| Pre-tax net operating income | $5,395,000 | 459 |
| Securities gains (losses) | $26,000 | 1,771 |
| Applicable income taxes | $1,736,000 | 504 |
| Income before extraordinary items | $3,685,000 | 490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,685,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 962 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,667,320 | 462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $88,148,000 | 392 |
| Total interest expense | $37,815,000 | 345 |
| Net interest income | $50,333,000 | 424 |
| Provision for loan and lease losses | $51,852,000 | 97 |
| Total noninterest income | $13,381,000 | 528 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,848,000 | 292 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,533,000 | 525 |
| Total noninterest expense | $39,450,000 | 449 |
| Salaries and employee benefits | $19,547,000 | 446 |
| Premises and equipment expense | $7,242,000 | 343 |
| Additional noninterest expense | $12,661,000 | 471 |
| Pre-tax net operating income | $-27,588,000 | 9,350 |
| Securities gains (losses) | $581,000 | 610 |
| Applicable income taxes | $-11,255,000 | 9,345 |
| Income before extraordinary items | $-15,752,000 | 9,343 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-15,752,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,691,000 | 109 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-16,123,840 | 9,334 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $90,230,000 | 423 |
| Total interest expense | $48,312,000 | 385 |
| Net interest income | $41,918,000 | 457 |
| Provision for loan and lease losses | $7,454,000 | 273 |
| Total noninterest income | $6,409,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,102,000 | 371 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,307,000 | 1,131 |
| Total noninterest expense | $35,410,000 | 479 |
| Salaries and employee benefits | $16,961,000 | 473 |
| Premises and equipment expense | $6,723,000 | 356 |
| Additional noninterest expense | $11,726,000 | 506 |
| Pre-tax net operating income | $5,463,000 | 1,344 |
| Securities gains (losses) | $1,382,000 | 328 |
| Applicable income taxes | $1,803,000 | 1,281 |
| Income before extraordinary items | $5,042,000 | 1,086 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,042,000 | 1,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,865,000 | 370 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 120 |
| Net operating income | $4,019,320 | 1,299 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $75,097,000 | 521 |
| Total interest expense | $39,547,000 | 505 |
| Net interest income | $35,550,000 | 530 |
| Provision for loan and lease losses | $4,961,000 | 319 |
| Total noninterest income | $7,408,000 | 703 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,945,000 | 356 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,463,000 | 786 |
| Total noninterest expense | $30,620,000 | 527 |
| Salaries and employee benefits | $14,942,000 | 487 |
| Premises and equipment expense | $5,799,000 | 393 |
| Additional noninterest expense | $9,879,000 | 588 |
| Pre-tax net operating income | $7,377,000 | 1,027 |
| Securities gains (losses) | $131,000 | 505 |
| Applicable income taxes | $2,069,000 | 1,121 |
| Income before extraordinary items | $5,439,000 | 989 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,439,000 | 989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,067,000 | 304 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 398 |
| Net operating income | $5,344,680 | 997 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $37,957,000 | 894 |
| Total interest expense | $18,537,000 | 849 |
| Net interest income | $19,420,000 | 899 |
| Provision for loan and lease losses | $3,186,000 | 397 |
| Total noninterest income | $4,219,000 | 1,050 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,357,000 | 568 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,862,000 | 1,214 |
| Total noninterest expense | $19,299,000 | 780 |
| Salaries and employee benefits | $9,129,000 | 765 |
| Premises and equipment expense | $3,299,000 | 649 |
| Additional noninterest expense | $6,871,000 | 781 |
| Pre-tax net operating income | $1,154,000 | 4,887 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $32,000 | 7,966 |
| Income before extraordinary items | $1,153,000 | 3,995 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,153,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,647,000 | 279 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,122,930 | 4,037 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,133,000 | 1,159 |
| Total interest expense | $13,311,000 | 1,157 |
| Net interest income | $14,822,000 | 1,141 |
| Provision for loan and lease losses | $3,093,000 | 443 |
| Total noninterest income | $2,381,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,980,000 | 618 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $401,000 | 3,439 |
| Total noninterest expense | $14,440,000 | 950 |
| Salaries and employee benefits | $7,059,000 | 927 |
| Premises and equipment expense | $1,957,000 | 991 |
| Additional noninterest expense | $5,424,000 | 901 |
| Pre-tax net operating income | $-330,000 | 10,094 |
| Securities gains (losses) | $238,000 | 834 |
| Applicable income taxes | $266,000 | 5,488 |
| Income before extraordinary items | $-358,000 | 10,163 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-358,000 | 10,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,732,000 | 513 |
| Cash dividends | $2,382,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 799 |
| Net operating income | $-596,000 | 10,244 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,393,000 | 5,491 |
| Total interest expense | $2,313,000 | 5,700 |
| Net interest income | $3,080,000 | 5,195 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $513,000 | 4,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,853 |
| Total noninterest expense | $1,944,000 | 5,764 |
| Salaries and employee benefits | $1,132,000 | 5,344 |
| Premises and equipment expense | $340,000 | 5,014 |
| Additional noninterest expense | $472,000 | 6,733 |
| Pre-tax net operating income | $1,319,000 | 4,912 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $430,000 | 4,663 |
| Income before extraordinary items | $886,000 | 5,104 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $886,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,908 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $888,010 | 5,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 5,876 |
| Total interest expense | $2,247,000 | 5,948 |
| Net interest income | $2,822,000 | 5,696 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $464,000 | 5,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,798,000 | 6,392 |
| Salaries and employee benefits | $1,040,000 | 5,829 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $417,000 | 7,744 |
| Pre-tax net operating income | $1,353,000 | 4,701 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $419,000 | 4,747 |
| Income before extraordinary items | $917,000 | 4,805 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $917,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,041 |
| Cash dividends | $235,000 | 5,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $928,730 | 4,714 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 6,116 |
| Total interest expense | $2,056,000 | 6,347 |
| Net interest income | $2,800,000 | 5,815 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $607,000 | 4,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,639 |
| Total noninterest expense | $1,759,000 | 6,573 |
| Salaries and employee benefits | $987,000 | 6,133 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $473,000 | 7,491 |
| Pre-tax net operating income | $1,528,000 | 4,386 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $503,000 | 4,177 |
| Income before extraordinary items | $990,000 | 4,665 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $990,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $276,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,013,100 | 4,541 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 6,418 |
| Total interest expense | $1,655,000 | 6,457 |
| Net interest income | $2,594,000 | 6,285 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $517,000 | 5,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,933 |
| Total noninterest expense | $1,706,000 | 6,967 |
| Salaries and employee benefits | $898,000 | 6,646 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $510,000 | 7,752 |
| Pre-tax net operating income | $1,335,000 | 4,836 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $427,000 | 4,546 |
| Income before extraordinary items | $900,000 | 4,917 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $900,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $905,440 | 4,949 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 6,617 |
| Total interest expense | $1,683,000 | 6,674 |
| Net interest income | $2,529,000 | 6,483 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $424,000 | 6,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $1,672,000 | 7,283 |
| Salaries and employee benefits | $918,000 | 6,609 |
| Premises and equipment expense | $269,000 | 6,349 |
| Additional noninterest expense | $485,000 | 8,376 |
| Pre-tax net operating income | $1,081,000 | 5,573 |
| Securities gains (losses) | $78,000 | 2,824 |
| Applicable income taxes | $335,000 | 5,672 |
| Income before extraordinary items | $824,000 | 5,442 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $824,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $768,620 | 5,492 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 7,158 |
| Total interest expense | $1,922,000 | 7,295 |
| Net interest income | $2,354,000 | 6,878 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $412,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,565,000 | 7,691 |
| Salaries and employee benefits | $842,000 | 6,984 |
| Premises and equipment expense | $256,000 | 6,669 |
| Additional noninterest expense | $467,000 | 8,788 |
| Pre-tax net operating income | $1,021,000 | 5,541 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $731,000 | 5,735 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $731,000 | 5,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 3,828 |
| Cash dividends | $294,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $742,680 | 5,332 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.