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Superior Bank, Net charge- offs to loans

2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6613%412
Percentage Net Loans Charged-off: Total real estate loans2.7463%378
Percentage Net Loans Charged-off:Construction & development-0.5823%6,655
Percentage Net Loans Charged-off: Commercial real estate4.4832%186
Percentage Net Loans Charged-off: Multi-family residential21.0558%50
Percentage Net Loans Charged-off: 1-4 family residential1.2441%809
Percentage Net Loans Charged-off: Home equity loans2.2786%312
All other 1-4 family - Percent of loans charged-off, net1.0768%865
Percentage Net Loans Charged-off: Commercial and industrial1.0168%1,244
Percentage Net Loans Charged-off: Loans to individuals4.6234%298
Percentage Net Loans Charged-off: Credit card loans10.1266%105
Percentage Net Loans Charged-off: Other loans to individual3.8239%276
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.6318%43
Percentage Net Loans Charged-off: Total real estate loans8.0957%31
Percentage Net Loans Charged-off:Construction & development16.2776%244
Percentage Net Loans Charged-off: Commercial real estate5.5026%119
Percentage Net Loans Charged-off: Multi-family residential15.6539%95
Percentage Net Loans Charged-off: 1-4 family residential2.8214%388
Percentage Net Loans Charged-off: Home equity loans1.0163%861
All other 1-4 family - Percent of loans charged-off, net3.0929%389
Percentage Net Loans Charged-off: Commercial and industrial2.8361%1,209
Percentage Net Loans Charged-off: Loans to individuals5.6633%263
Percentage Net Loans Charged-off: Credit card loans5.8043%258
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans7.5006%51
Percentage Net Loans Charged-off: Total real estate loans7.8985%46
Percentage Net Loans Charged-off:Construction & development16.7668%220
Percentage Net Loans Charged-off: Commercial real estate4.1308%194
Percentage Net Loans Charged-off: Multi-family residential15.5321%88
Percentage Net Loans Charged-off: 1-4 family residential2.8736%354
Percentage Net Loans Charged-off: Home equity loans0.6869%972
All other 1-4 family - Percent of loans charged-off, net3.1990%327
Percentage Net Loans Charged-off: Commercial and industrial3.5402%864
Percentage Net Loans Charged-off: Loans to individuals5.5109%255
Percentage Net Loans Charged-off: Credit card loans7.5835%174
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.3157%282
Percentage Net Loans Charged-off: Total real estate loans4.3556%245
Percentage Net Loans Charged-off:Construction & development9.4757%526
Percentage Net Loans Charged-off: Commercial real estate2.5084%430
Percentage Net Loans Charged-off: Multi-family residential-0.0188%5,910
Percentage Net Loans Charged-off: 1-4 family residential2.3086%493
Percentage Net Loans Charged-off: Home equity loans0.5176%954
All other 1-4 family - Percent of loans charged-off, net2.5746%449
Percentage Net Loans Charged-off: Commercial and industrial3.7632%772
Percentage Net Loans Charged-off: Loans to individuals4.7210%357
Percentage Net Loans Charged-off: Credit card loans11.1850%103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2913%737
Percentage Net Loans Charged-off: Total real estate loans2.4150%607
Percentage Net Loans Charged-off:Construction & development5.3232%749
Percentage Net Loans Charged-off: Commercial real estate1.4200%595
Percentage Net Loans Charged-off: Multi-family residential-0.0344%5,969
Percentage Net Loans Charged-off: 1-4 family residential1.1575%919
Percentage Net Loans Charged-off: Home equity loans0.0363%953
All other 1-4 family - Percent of loans charged-off, net1.3232%807
Percentage Net Loans Charged-off: Commercial and industrial0.4214%2,062
Percentage Net Loans Charged-off: Loans to individuals4.3136%448
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0052%2,403
Percentage Net Loans Charged-off: Total real estate loans0.8708%2,094
Percentage Net Loans Charged-off:Construction & development1.4833%2,316
Percentage Net Loans Charged-off: Commercial real estate0.2512%2,277
Percentage Net Loans Charged-off: Multi-family residential-0.0509%6,137
Percentage Net Loans Charged-off: 1-4 family residential1.0223%1,286
Percentage Net Loans Charged-off: Home equity loans0.4451%1,294
All other 1-4 family - Percent of loans charged-off, net1.1042%1,154
Percentage Net Loans Charged-off: Commercial and industrial1.0919%2,738
Percentage Net Loans Charged-off: Loans to individuals5.4112%342
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8220%2,319
Percentage Net Loans Charged-off: Total real estate loans0.6976%1,995
Percentage Net Loans Charged-off:Construction & development1.2717%2,033
Percentage Net Loans Charged-off: Commercial real estate0.1094%2,272
Percentage Net Loans Charged-off: Multi-family residential0.1139%635
Percentage Net Loans Charged-off: 1-4 family residential0.8194%1,275
Percentage Net Loans Charged-off: Home equity loans0.4118%1,120
All other 1-4 family - Percent of loans charged-off, net0.8766%1,150
Percentage Net Loans Charged-off: Commercial and industrial0.8152%2,602
Percentage Net Loans Charged-off: Loans to individuals5.0664%365
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8668%1,959
Percentage Net Loans Charged-off: Total real estate loans0.8098%1,589
Percentage Net Loans Charged-off:Construction & development1.4592%1,617
Percentage Net Loans Charged-off: Commercial real estate0.1321%1,728
Percentage Net Loans Charged-off: Multi-family residential0.2517%426
Percentage Net Loans Charged-off: 1-4 family residential0.9488%1,013
Percentage Net Loans Charged-off: Home equity loans0.1862%1,105
All other 1-4 family - Percent of loans charged-off, net1.0551%900
Percentage Net Loans Charged-off: Commercial and industrial0.2623%3,137
Percentage Net Loans Charged-off: Loans to individuals4.6284%428
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8951%1,466
Percentage Net Loans Charged-off: Total real estate loans0.8565%1,142
Percentage Net Loans Charged-off:Construction & development1.0203%1,232
Percentage Net Loans Charged-off: Commercial real estate0.2481%894
Percentage Net Loans Charged-off: Multi-family residential1.0360%188
Percentage Net Loans Charged-off: 1-4 family residential1.3361%586
Percentage Net Loans Charged-off: Home equity loans0.0926%773
All other 1-4 family - Percent of loans charged-off, net1.5110%509
Percentage Net Loans Charged-off: Commercial and industrial0.2424%2,195
Percentage Net Loans Charged-off: Loans to individuals4.1434%456
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4927%2,389
Percentage Net Loans Charged-off: Total real estate loans0.4447%1,820
Percentage Net Loans Charged-off:Construction & development0.4361%2,073
Percentage Net Loans Charged-off: Commercial real estate0.3027%1,183
Percentage Net Loans Charged-off: Multi-family residential-0.3738%6,261
Percentage Net Loans Charged-off: 1-4 family residential0.6247%991
Percentage Net Loans Charged-off: Home equity loans0.8868%506
All other 1-4 family - Percent of loans charged-off, net0.5889%1,001
Percentage Net Loans Charged-off: Commercial and industrial-0.0493%7,352
Percentage Net Loans Charged-off: Loans to individuals3.9289%396
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4827%1,744
Percentage Net Loans Charged-off: Total real estate loans0.4479%1,276
Percentage Net Loans Charged-off:Construction & development0.6289%1,332
Percentage Net Loans Charged-off: Commercial real estate0.1494%1,079
Percentage Net Loans Charged-off: Multi-family residential-0.1518%6,232
Percentage Net Loans Charged-off: 1-4 family residential0.5630%827
Percentage Net Loans Charged-off: Home equity loans1.4618%269
All other 1-4 family - Percent of loans charged-off, net0.4405%945
Percentage Net Loans Charged-off: Commercial and industrial-0.0972%7,402
Percentage Net Loans Charged-off: Loans to individuals3.6987%359
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4599%1,491
Percentage Net Loans Charged-off: Total real estate loans0.4270%1,047
Percentage Net Loans Charged-off:Construction & development0.5473%981
Percentage Net Loans Charged-off: Commercial real estate0.2027%735
Percentage Net Loans Charged-off: Multi-family residential-0.1533%6,194
Percentage Net Loans Charged-off: 1-4 family residential0.5186%754
Percentage Net Loans Charged-off: Home equity loans2.1625%168
All other 1-4 family - Percent of loans charged-off, net0.2924%1,068
Percentage Net Loans Charged-off: Commercial and industrial-0.1253%7,446
Percentage Net Loans Charged-off: Loans to individuals3.5558%360
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2672%1,792
Percentage Net Loans Charged-off: Total real estate loans0.2129%1,201
Percentage Net Loans Charged-off:Construction & development0.0684%994
Percentage Net Loans Charged-off: Commercial real estate0.2466%423
Percentage Net Loans Charged-off: Multi-family residential-0.1758%6,127
Percentage Net Loans Charged-off: 1-4 family residential0.3651%768
Percentage Net Loans Charged-off: Home equity loans1.3863%177
All other 1-4 family - Percent of loans charged-off, net0.2191%924
Percentage Net Loans Charged-off: Commercial and industrial0.0671%1,964
Percentage Net Loans Charged-off: Loans to individuals2.6353%542
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2691%2,035
Percentage Net Loans Charged-off: Total real estate loans0.1408%1,742
Percentage Net Loans Charged-off:Construction & development0.0961%1,198
Percentage Net Loans Charged-off: Commercial real estate0.1848%827
Percentage Net Loans Charged-off: Multi-family residential-0.1946%6,257
Percentage Net Loans Charged-off: 1-4 family residential0.1705%1,380
Percentage Net Loans Charged-off: Home equity loans0.3607%402
All other 1-4 family - Percent of loans charged-off, net0.1466%1,484
Percentage Net Loans Charged-off: Commercial and industrial0.4688%1,950
Percentage Net Loans Charged-off: Loans to individuals3.2830%260
Percentage Net Loans Charged-off: Credit card loans0.1974%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2376%1,682
Percentage Net Loans Charged-off: Total real estate loans0.1288%1,251
Percentage Net Loans Charged-off:Construction & development0.0461%883
Percentage Net Loans Charged-off: Commercial real estate0.2323%475
Percentage Net Loans Charged-off: Multi-family residential-0.1825%6,205
Percentage Net Loans Charged-off: 1-4 family residential0.1528%1,105
Percentage Net Loans Charged-off: Home equity loans0.2556%359
All other 1-4 family - Percent of loans charged-off, net0.1403%1,106
Percentage Net Loans Charged-off: Commercial and industrial0.3568%1,763
Percentage Net Loans Charged-off: Loans to individuals2.8488%317
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2515%1,417
Percentage Net Loans Charged-off: Total real estate loans0.1514%918
Percentage Net Loans Charged-off:Construction & development0.1265%488
Percentage Net Loans Charged-off: Commercial real estate0.2082%394
Percentage Net Loans Charged-off: Multi-family residential-0.1880%6,186
Percentage Net Loans Charged-off: 1-4 family residential0.1496%952
Percentage Net Loans Charged-off: Home equity loans0.4183%224
All other 1-4 family - Percent of loans charged-off, net0.1182%1,013
Percentage Net Loans Charged-off: Commercial and industrial0.3263%1,543
Percentage Net Loans Charged-off: Loans to individuals2.6686%339
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1074%2,118
Percentage Net Loans Charged-off: Total real estate loans0.0566%1,155
Percentage Net Loans Charged-off:Construction & development-0.0049%7,595
Percentage Net Loans Charged-off: Commercial real estate-0.0071%7,952
Percentage Net Loans Charged-off: Multi-family residential-0.1842%6,133
Percentage Net Loans Charged-off: 1-4 family residential0.1909%641
Percentage Net Loans Charged-off: Home equity loans0.8201%102
All other 1-4 family - Percent of loans charged-off, net0.1172%772
Percentage Net Loans Charged-off: Commercial and industrial-0.1551%7,529
Percentage Net Loans Charged-off: Loans to individuals2.2923%472
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1338%2,705
Percentage Net Loans Charged-off: Total real estate loans0.0539%1,899
Percentage Net Loans Charged-off:Construction & development0.0740%540
Percentage Net Loans Charged-off: Commercial real estate0.0122%1,213
Percentage Net Loans Charged-off: Multi-family residential-1.2139%6,295
Percentage Net Loans Charged-off: 1-4 family residential0.1418%1,102
Percentage Net Loans Charged-off: Home equity loans0.0523%560
All other 1-4 family - Percent of loans charged-off, net0.1535%1,018
Percentage Net Loans Charged-off: Commercial and industrial0.3601%1,948
Percentage Net Loans Charged-off: Loans to individuals2.4240%412
Percentage Net Loans Charged-off: Credit card loans7.7356%79
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1072%2,585
Percentage Net Loans Charged-off: Total real estate loans0.0405%1,777
Percentage Net Loans Charged-off:Construction & development-0.0267%7,750
Percentage Net Loans Charged-off: Commercial real estate0.0095%947
Percentage Net Loans Charged-off: Multi-family residential-0.3128%6,268
Percentage Net Loans Charged-off: 1-4 family residential0.1809%752
Percentage Net Loans Charged-off: Home equity loans0.0834%385
All other 1-4 family - Percent of loans charged-off, net0.1942%700
Percentage Net Loans Charged-off: Commercial and industrial0.2689%1,769
Percentage Net Loans Charged-off: Loans to individuals2.6459%332
Percentage Net Loans Charged-off: Credit card loans10.6991%54
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1112%2,337
Percentage Net Loans Charged-off: Total real estate loans0.0626%1,274
Percentage Net Loans Charged-off:Construction & development-0.0422%7,747
Percentage Net Loans Charged-off: Commercial real estate0.0490%612
Percentage Net Loans Charged-off: Multi-family residential-0.3825%6,245
Percentage Net Loans Charged-off: 1-4 family residential0.2422%554
Percentage Net Loans Charged-off: Home equity loans0.1351%259
All other 1-4 family - Percent of loans charged-off, net0.2571%518
Percentage Net Loans Charged-off: Commercial and industrial0.0243%2,501
Percentage Net Loans Charged-off: Loans to individuals3.0832%261
Percentage Net Loans Charged-off: Credit card loans16.2963%37
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2333%1,165
Percentage Net Loans Charged-off: Total real estate loans0.0980%736
Percentage Net Loans Charged-off:Construction & development0.0502%188
Percentage Net Loans Charged-off: Commercial real estate0.0140%453
Percentage Net Loans Charged-off: Multi-family residential-0.5868%6,188
Percentage Net Loans Charged-off: 1-4 family residential0.2798%407
Percentage Net Loans Charged-off: Home equity loans0.3241%129
All other 1-4 family - Percent of loans charged-off, net0.2735%406
Percentage Net Loans Charged-off: Commercial and industrial0.7275%705
Percentage Net Loans Charged-off: Loans to individuals3.1400%303
Percentage Net Loans Charged-off: Credit card loans36.1416%19
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4320%1,026
Percentage Net Loans Charged-off: Total real estate loans0.2144%641
Percentage Net Loans Charged-off:Construction & development0.1179%375
Percentage Net Loans Charged-off: Commercial real estate0.3834%385
Percentage Net Loans Charged-off: Multi-family residential-0.3266%6,384
Percentage Net Loans Charged-off: 1-4 family residential0.2144%802
Percentage Net Loans Charged-off: Home equity loans0.1029%419
All other 1-4 family - Percent of loans charged-off, net0.2295%760
Percentage Net Loans Charged-off: Commercial and industrial1.1640%994
Percentage Net Loans Charged-off: Loans to individuals3.1712%284
Percentage Net Loans Charged-off: Credit card loans49.8528%12
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6092%236
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4635%815
Percentage Net Loans Charged-off: Total real estate loans0.2576%457
Percentage Net Loans Charged-off:Construction & development0.1630%256
Percentage Net Loans Charged-off: Commercial real estate0.5552%237
Percentage Net Loans Charged-off: Multi-family residential-0.3608%6,353
Percentage Net Loans Charged-off: 1-4 family residential0.1404%978
Percentage Net Loans Charged-off: Home equity loans0.1438%283
All other 1-4 family - Percent of loans charged-off, net0.1400%978
Percentage Net Loans Charged-off: Commercial and industrial1.2183%836
Percentage Net Loans Charged-off: Loans to individuals2.3736%457
Percentage Net Loans Charged-off: Credit card loans54.5105%7
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6464%270
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5344%688
Percentage Net Loans Charged-off: Total real estate loans0.2749%454
Percentage Net Loans Charged-off:Construction & development0.0423%330
Percentage Net Loans Charged-off: Commercial real estate0.7190%191
Percentage Net Loans Charged-off: Multi-family residential-0.4362%6,297
Percentage Net Loans Charged-off: 1-4 family residential0.1622%822
Percentage Net Loans Charged-off: Home equity loans0.2302%197
All other 1-4 family - Percent of loans charged-off, net0.1532%851
Percentage Net Loans Charged-off: Commercial and industrial1.5271%667
Percentage Net Loans Charged-off: Loans to individuals2.2822%508
Percentage Net Loans Charged-off: Credit card loans42.4817%12
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.1051%170
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1409%2,021
Percentage Net Loans Charged-off: Total real estate loans0.1259%724
Percentage Net Loans Charged-off:Construction & development-0.0046%7,718
Percentage Net Loans Charged-off: Commercial real estate0.3408%213
Percentage Net Loans Charged-off: Multi-family residential-0.2113%6,252
Percentage Net Loans Charged-off: 1-4 family residential0.0813%964
Percentage Net Loans Charged-off: Home equity loans0.3452%124
All other 1-4 family - Percent of loans charged-off, net0.0461%1,063
Percentage Net Loans Charged-off: Commercial and industrial-0.1257%7,564
Percentage Net Loans Charged-off: Loans to individuals1.1640%1,284
Percentage Net Loans Charged-off: Credit card loans37.3984%20
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9570%265
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5202%251
Percentage Net Loans Charged-off: Total real estate loans0.8926%149
Percentage Net Loans Charged-off:Construction & development0.4046%260
Percentage Net Loans Charged-off: Commercial real estate2.0475%119
Percentage Net Loans Charged-off: Multi-family residential0.0681%151
Percentage Net Loans Charged-off: 1-4 family residential0.2172%897
Percentage Net Loans Charged-off: Home equity loans0.6798%110
All other 1-4 family - Percent of loans charged-off, net0.1630%1,134
Percentage Net Loans Charged-off: Commercial and industrial4.7017%251
Percentage Net Loans Charged-off: Loans to individuals3.5654%285
Percentage Net Loans Charged-off: Credit card loans38.8848%30
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.6501%7,833
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8672%169
Percentage Net Loans Charged-off: Total real estate loans1.1099%87
Percentage Net Loans Charged-off:Construction & development0.5014%195
Percentage Net Loans Charged-off: Commercial real estate2.5637%70
Percentage Net Loans Charged-off: Multi-family residential0.1079%110
Percentage Net Loans Charged-off: 1-4 family residential0.2012%815
Percentage Net Loans Charged-off: Home equity loans0.0957%344
All other 1-4 family - Percent of loans charged-off, net0.2131%783
Percentage Net Loans Charged-off: Commercial and industrial5.7776%163
Percentage Net Loans Charged-off: Loans to individuals3.7280%250
Percentage Net Loans Charged-off: Credit card loans35.1669%27
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.6210%7,843
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1496%353
Percentage Net Loans Charged-off: Total real estate loans0.8271%152
Percentage Net Loans Charged-off:Construction & development0.3098%218
Percentage Net Loans Charged-off: Commercial real estate2.0903%105
Percentage Net Loans Charged-off: Multi-family residential0.1941%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0411%8,432
Percentage Net Loans Charged-off: Home equity loans0.1523%245
All other 1-4 family - Percent of loans charged-off, net-0.0620%8,513
Percentage Net Loans Charged-off: Commercial and industrial2.5016%461
Percentage Net Loans Charged-off: Loans to individuals3.9940%250
Percentage Net Loans Charged-off: Credit card loans35.7188%27
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-5.5998%7,854
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1967%357
Percentage Net Loans Charged-off: Total real estate loans1.1195%117
Percentage Net Loans Charged-off:Construction & development0.1355%199
Percentage Net Loans Charged-off: Commercial real estate2.8186%60
Percentage Net Loans Charged-off: Multi-family residential0.5939%36
Percentage Net Loans Charged-off: 1-4 family residential0.0589%1,170
Percentage Net Loans Charged-off: Home equity loans-0.0699%5,940
All other 1-4 family - Percent of loans charged-off, net0.0726%1,030
Percentage Net Loans Charged-off: Commercial and industrial2.2126%480
Percentage Net Loans Charged-off: Loans to individuals2.4496%653
Percentage Net Loans Charged-off: Credit card loans36.0106%24
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-9.7762%7,835
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2588%171
Percentage Net Loans Charged-off: Total real estate loans1.2489%115
Percentage Net Loans Charged-off:Construction & development0.3250%394
Percentage Net Loans Charged-off: Commercial real estate2.2165%109
Percentage Net Loans Charged-off: Multi-family residential2.5492%44
Percentage Net Loans Charged-off: 1-4 family residential0.5552%393
Percentage Net Loans Charged-off: Home equity loans0.2027%297
All other 1-4 family - Percent of loans charged-off, net0.5887%398
Percentage Net Loans Charged-off: Commercial and industrial6.0324%238
Percentage Net Loans Charged-off: Loans to individuals4.4597%223
Percentage Net Loans Charged-off: Credit card loans77.6786%16
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2456%300
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8626%207
Percentage Net Loans Charged-off: Total real estate loans1.0461%128
Percentage Net Loans Charged-off:Construction & development0.2233%366
Percentage Net Loans Charged-off: Commercial real estate1.9050%109
Percentage Net Loans Charged-off: Multi-family residential1.2810%46
Percentage Net Loans Charged-off: 1-4 family residential0.6776%258
Percentage Net Loans Charged-off: Home equity loans0.1373%300
All other 1-4 family - Percent of loans charged-off, net0.7277%260
Percentage Net Loans Charged-off: Commercial and industrial5.1237%250
Percentage Net Loans Charged-off: Loans to individuals3.3506%334
Percentage Net Loans Charged-off: Credit card loans65.1556%18
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0627%611
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2334%405
Percentage Net Loans Charged-off: Total real estate loans0.8164%179
Percentage Net Loans Charged-off:Construction & development0.0634%421
Percentage Net Loans Charged-off: Commercial real estate1.9643%115
Percentage Net Loans Charged-off: Multi-family residential1.5093%34
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,027
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0223%1,924
Percentage Net Loans Charged-off: Commercial and industrial2.8794%515
Percentage Net Loans Charged-off: Loans to individuals1.8919%882
Percentage Net Loans Charged-off: Credit card loans22.6171%46
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5868%442
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0681%3,836
Percentage Net Loans Charged-off: Total real estate loans-0.0028%8,110
Percentage Net Loans Charged-off:Construction & development-0.0055%7,888
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential-0.1080%6,369
Percentage Net Loans Charged-off: 1-4 family residential0.0058%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0063%1,490
Percentage Net Loans Charged-off: Commercial and industrial0.1959%1,893
Percentage Net Loans Charged-off: Loans to individuals0.5676%2,986
Percentage Net Loans Charged-off: Credit card loans48.5666%21
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3996%113
Percentage Net Loans Charged-off: Total real estate loans1.3908%110
Percentage Net Loans Charged-off:Construction & development0.7994%265
Percentage Net Loans Charged-off: Commercial real estate2.4937%111
Percentage Net Loans Charged-off: Multi-family residential0.6234%88
Percentage Net Loans Charged-off: 1-4 family residential0.9575%175
Percentage Net Loans Charged-off: Home equity loans5.4503%23
All other 1-4 family - Percent of loans charged-off, net0.5927%348
Percentage Net Loans Charged-off: Commercial and industrial9.4074%146
Percentage Net Loans Charged-off: Loans to individuals3.5102%351
Percentage Net Loans Charged-off: Credit card loans5.1400%477
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6959%267
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4230%1,932
Percentage Net Loans Charged-off: Total real estate loans0.0488%2,391
Percentage Net Loans Charged-off:Construction & development-0.0111%8,179
Percentage Net Loans Charged-off: Commercial real estate0.0761%1,026
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0755%1,790
Percentage Net Loans Charged-off: Home equity loans0.0684%460
All other 1-4 family - Percent of loans charged-off, net0.0761%1,713
Percentage Net Loans Charged-off: Commercial and industrial0.9289%1,903
Percentage Net Loans Charged-off: Loans to individuals1.3864%1,437
Percentage Net Loans Charged-off: Credit card loans0.9189%1,762
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1363%1,469
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5668%1,122
Percentage Net Loans Charged-off: Total real estate loans0.1665%157
Percentage Net Loans Charged-off:Construction & development0.6323%47
Percentage Net Loans Charged-off: Commercial real estate0.0042%402
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0857%288
Percentage Net Loans Charged-off: Home equity loans0.7997%35
All other 1-4 family - Percent of loans charged-off, net0.0297%521
Percentage Net Loans Charged-off: Commercial and industrial0.9508%257
Percentage Net Loans Charged-off: Loans to individuals0.5814%704
Percentage Net Loans Charged-off: Credit card loans1.1791%721
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.8226%21
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2487%415
Percentage Net Loans Charged-off: Total real estate loans0.0526%437
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0895%1,380
Percentage Net Loans Charged-off: Multi-family residential-0.7107%1,419
Percentage Net Loans Charged-off: 1-4 family residential0.1903%152
Percentage Net Loans Charged-off: Home equity loans-0.1043%1,346
All other 1-4 family - Percent of loans charged-off, net0.2188%130
Percentage Net Loans Charged-off: Commercial and industrial0.9992%219
Percentage Net Loans Charged-off: Loans to individuals0.8710%521
Percentage Net Loans Charged-off: Credit card loans0.7920%840
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease25.8226%5
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7762%845
Percentage Net Loans Charged-off: Total real estate loans0.2023%135
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.3313%70
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.3616%64
Percentage Net Loans Charged-off: Commercial and industrial0.9617%180
Percentage Net Loans Charged-off: Loans to individuals1.5975%271
Percentage Net Loans Charged-off: Credit card loans-14.1787%1,304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9674%619
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5136%1,712
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2716%3,078
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%6,255
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1682%5,851
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9254%2,304
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA