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Superior Bank, Assets and Liabilities

2011-03-31		Rank
# of Employees:	772	182
Assets and Liabilities
Total Assets:	$2,977,290,000	239
Cash and due from depository institutions	$348,008,000	182
Interest-bearing balances	$252,680,000	179
Securities	$251,188,000	592
Federal funds sold & reverse repurchase agreements	$2,694,000	2,266
Net loans & leases	$2,094,413,000	226
Loan loss allowance	$75,004,000	153
Trading account assets	$0	208
Bank premises and fixed assets	$99,807,000	100
Other real estate owned	$76,314,000	182
Goodwill and other intangibles	$11,932,000	455
All other assets	$92,934,000	297
Life insurance assets	$51,706,000	130
Total liabilities and capital	$2,977,290,000	239
Total liabilities	$2,992,721,000	228
Total deposits	$2,736,201,000	215
Interest-bearing deposits	$2,445,936,000	203
Deposits held in domestic offices	$2,736,201,000	214
% insured	91.73%	3,491
Federal funds purchased & repurchase agreements	$0	2,341
Trading liabilities	$0	108
Other borrowed funds	$231,107,000	172
Subordinated debt	$7,809,000	116
All other liabilities	$17,604,000	380
Total equity capital	$-15,431,000	7,583
Total bank equity capital	$-15,431,000	7,583
Perpetual preferred stock	$0	224
Common stock	$127,000	5,488
Surplus	$413,253,000	161
Undivided profits	$-428,811,000	7,558
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$302,101,000	93
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$12,752,000	206
Earning assets	$2,600,975,000	247
Long-term assets (5+ years)	$0	6,809
Average Assets, year-to-date	$2,993,658,500	238
Average Assets, quarterly	$2,993,658,500	238
Volatile liabilities	$451,701,000	184
Insider loans	$45,639,000	82
FHLB advances	$188,326,000	151
Loans and leases held for sale	$0	1,676
Unused loan commitments	$158,639,000	505
Tier 1 (core) risk-based capital	$-22,604,000	7,583
Tier 2 risk-based capital	$0	7,496
Total risk weighted assets	$2,250,727,000	226
Total unused commitments	$185,252,000	448
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	824	168
Assets and Liabilities
Total Assets:	$3,040,742,000	238
Cash and due from depository institutions	$274,197,000	168
Interest-bearing balances	$204,294,000	200
Securities	$230,399,000	606
Federal funds sold & reverse repurchase agreements	$2,916,000	2,102
Net loans & leases	$2,237,237,000	216
Loan loss allowance	$59,959,000	189
Trading account assets	$0	207
Bank premises and fixed assets	$102,177,000	101
Other real estate owned	$77,813,000	168
Goodwill and other intangibles	$12,798,000	440
All other assets	$103,205,000	280
Life insurance assets	$51,584,000	131
Total liabilities and capital	$3,040,742,000	238
Total liabilities	$2,991,506,000	228
Total deposits	$2,707,409,000	215
Interest-bearing deposits	$2,438,111,000	201
Deposits held in domestic offices	$2,707,409,000	214
% insured	90.08%	4,026
Federal funds purchased & repurchase agreements	$0	2,549
Trading liabilities	$0	108
Other borrowed funds	$256,017,000	170
Subordinated debt	$7,768,000	118
All other liabilities	$20,312,000	354
Total equity capital	$49,236,000	1,356
Total bank equity capital	$49,236,000	1,356
Perpetual preferred stock	$0	224
Common stock	$127,000	5,561
Surplus	$413,253,000	156
Undivided profits	$-364,144,000	7,641
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$266,199,000	104
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$13,049,000	209
Earning assets	$2,674,846,000	242
Long-term assets (5+ years)	$0	6,888
Average Assets, year-to-date	$3,224,314,000	235
Average Assets, quarterly	$3,101,834,000	240
Volatile liabilities	$1,014,206,000	160
Insider loans	$46,047,000	87
FHLB advances	$213,325,000	149
Loans and leases held for sale	$0	1,952
Unused loan commitments	$180,956,000	460
Tier 1 (core) risk-based capital	$42,735,000	1,492
Tier 2 risk-based capital	$40,115,000	175
Total risk weighted assets	$2,375,279,000	215
Total unused commitments	$266,084,000	345
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	833	163
Assets and Liabilities
Total Assets:	$3,194,124,000	236
Cash and due from depository institutions	$268,593,000	163
Interest-bearing balances	$198,456,000	215
Securities	$261,002,000	511
Federal funds sold & reverse repurchase agreements	$1,947,000	2,623
Net loans & leases	$2,350,333,000	210
Loan loss allowance	$47,973,000	219
Trading account assets	$0	210
Bank premises and fixed assets	$103,312,000	100
Other real estate owned	$60,130,000	163
Goodwill and other intangibles	$13,772,000	420
All other assets	$135,035,000	229
Life insurance assets	$51,277,000	127
Total liabilities and capital	$3,194,124,000	236
Total liabilities	$3,067,780,000	221
Total deposits	$2,778,901,000	208
Interest-bearing deposits	$2,502,431,000	197
Deposits held in domestic offices	$2,778,901,000	207
% insured	83.53%	5,440
Federal funds purchased & repurchase agreements	$726,000	2,176
Trading liabilities	$0	103
Other borrowed funds	$258,927,000	177
Subordinated debt	$7,728,000	127
All other liabilities	$21,498,000	348
Total equity capital	$126,344,000	549
Total bank equity capital	$126,344,000	549
Perpetual preferred stock	$0	229
Common stock	$127,000	5,650
Surplus	$413,253,000	154
Undivided profits	$-287,036,000	7,741
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$277,454,000	114
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$13,640,000	205
Earning assets	$2,811,738,000	231
Long-term assets (5+ years)	$0	6,979
Average Assets, year-to-date	$3,278,006,500	227
Average Assets, quarterly	$3,275,111,500	230
Volatile liabilities	$1,031,890,000	165
Insider loans	$46,518,000	86
FHLB advances	$216,325,000	159
Loans and leases held for sale	$0	1,963
Unused loan commitments	$288,431,000	326
Tier 1 (core) risk-based capital	$87,162,000	715
Tier 2 risk-based capital	$40,994,000	174
Total risk weighted assets	$2,462,537,000	207
Total unused commitments	$333,752,000	301
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	830	164
Assets and Liabilities
Total Assets:	$3,356,099,000	227
Cash and due from depository institutions	$306,273,000	164
Interest-bearing balances	$248,425,000	174
Securities	$269,944,000	486
Federal funds sold & reverse repurchase agreements	$1,328,000	3,076
Net loans & leases	$2,476,780,000	206
Loan loss allowance	$32,225,000	303
Trading account assets	$0	210
Bank premises and fixed assets	$103,981,000	98
Other real estate owned	$44,316,000	164
Goodwill and other intangibles	$14,746,000	405
All other assets	$138,731,000	224
Life insurance assets	$50,792,000	127
Total liabilities and capital	$3,356,099,000	227
Total liabilities	$3,129,519,000	219
Total deposits	$2,842,509,000	205
Interest-bearing deposits	$2,566,746,000	192
Deposits held in domestic offices	$2,842,509,000	204
% insured	80.89%	6,071
Federal funds purchased & repurchase agreements	$762,000	2,207
Trading liabilities	$0	104
Other borrowed funds	$258,839,000	191
Subordinated debt	$7,690,000	135
All other liabilities	$19,719,000	356
Total equity capital	$226,580,000	314
Total bank equity capital	$226,580,000	313
Perpetual preferred stock	$0	222
Common stock	$127,000	5,702
Surplus	$413,253,000	151
Undivided profits	$-186,800,000	7,803
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$231,438,000	121
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$15,142,000	189
Earning assets	$2,996,477,000	225
Long-term assets (5+ years)	$0	7,034
Average Assets, year-to-date	$3,305,967,330	229
Average Assets, quarterly	$3,348,582,500	227
Volatile liabilities	$852,069,000	182
Insider loans	$48,474,000	81
FHLB advances	$216,324,000	172
Loans and leases held for sale	$0	1,852
Unused loan commitments	$281,751,000	331
Tier 1 (core) risk-based capital	$187,184,000	339
Tier 2 risk-based capital	$42,225,000	173
Total risk weighted assets	$2,592,467,000	203
Total unused commitments	$321,057,000	298
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	831	166
Assets and Liabilities
Total Assets:	$3,341,066,000	232
Cash and due from depository institutions	$170,501,000	166
Interest-bearing balances	$116,772,000	342
Securities	$324,824,000	412
Federal funds sold & reverse repurchase agreements	$2,129,000	2,884
Net loans & leases	$2,532,473,000	206
Loan loss allowance	$22,003,000	423
Trading account assets	$0	227
Bank premises and fixed assets	$103,694,000	97
Other real estate owned	$46,079,000	166
Goodwill and other intangibles	$15,720,000	387
All other assets	$145,646,000	218
Life insurance assets	$50,616,000	127
Total liabilities and capital	$3,341,066,000	232
Total liabilities	$3,072,235,000	231
Total deposits	$2,754,818,000	212
Interest-bearing deposits	$2,490,715,000	205
Deposits held in domestic offices	$2,754,818,000	210
% insured	80.97%	6,104
Federal funds purchased & repurchase agreements	$1,201,000	2,022
Trading liabilities	$0	108
Other borrowed funds	$260,749,000	200
Subordinated debt	$7,653,000	138
All other liabilities	$47,814,000	205
Total equity capital	$268,831,000	281
Total bank equity capital	$268,831,000	278
Perpetual preferred stock	$0	220
Common stock	$127,000	5,784
Surplus	$406,853,000	157
Undivided profits	$-138,149,000	7,892
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$177,967,000	148
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$15,174,000	193
Earning assets	$2,976,198,000	230
Long-term assets (5+ years)	$0	7,124
Average Assets, year-to-date	$3,280,901,500	236
Average Assets, quarterly	$3,280,901,500	236
Volatile liabilities	$828,820,000	194
Insider loans	$54,055,000	74
FHLB advances	$218,323,000	178
Loans and leases held for sale	$0	1,823
Unused loan commitments	$280,047,000	343
Tier 1 (core) risk-based capital	$237,763,000	283
Tier 2 risk-based capital	$32,003,000	224
Total risk weighted assets	$2,667,296,000	208
Total unused commitments	$309,835,000	320
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	824	167
Assets and Liabilities
Total Assets:	$3,220,737,000	240
Cash and due from depository institutions	$104,175,000	167
Interest-bearing balances	$26,954,000	1,071
Securities	$286,311,000	452
Federal funds sold & reverse repurchase agreements	$2,036,000	2,823
Net loans & leases	$2,522,104,000	208
Loan loss allowance	$27,495,000	356
Trading account assets	$0	224
Bank premises and fixed assets	$105,224,000	96
Other real estate owned	$41,201,000	167
Goodwill and other intangibles	$16,694,000	371
All other assets	$142,992,000	219
Life insurance assets	$50,142,000	127
Total liabilities and capital	$3,220,737,000	240
Total liabilities	$2,948,197,000	239
Total deposits	$2,658,868,000	218
Interest-bearing deposits	$2,400,776,000	212
Deposits held in domestic offices	$2,658,868,000	215
% insured	66.94%	7,459
Federal funds purchased & repurchase agreements	$841,000	2,279
Trading liabilities	$0	104
Other borrowed funds	$260,662,000	221
Subordinated debt	$7,618,000	146
All other liabilities	$20,208,000	354
Total equity capital	$272,540,000	278
Total bank equity capital	$272,540,000	274
Perpetual preferred stock	$0	219
Common stock	$127,000	5,842
Surplus	$406,853,000	155
Undivided profits	$-134,440,000	7,969
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$159,555,000	157
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$15,432,000	201
Earning assets	$2,837,405,000	242
Long-term assets (5+ years)	$0	7,189
Average Assets, year-to-date	$3,154,337,400	236
Average Assets, quarterly	$3,213,799,500	240
Volatile liabilities	$785,523,000	209
Insider loans	$54,505,000	78
FHLB advances	$218,322,000	202
Loans and leases held for sale	$0	1,814
Unused loan commitments	$274,322,000	358
Tier 1 (core) risk-based capital	$249,253,000	277
Tier 2 risk-based capital	$37,495,000	196
Total risk weighted assets	$2,681,459,000	212
Total unused commitments	$274,322,000	358
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	797	179
Assets and Liabilities
Total Assets:	$3,206,862,000	250
Cash and due from depository institutions	$137,779,000	179
Interest-bearing balances	$77,215,000	375
Securities	$296,881,000	445
Federal funds sold & reverse repurchase agreements	$990,000	3,669
Net loans & leases	$2,483,602,000	222
Loan loss allowance	$23,263,000	409
Trading account assets	$0	238
Bank premises and fixed assets	$105,955,000	99
Other real estate owned	$42,160,000	179
Goodwill and other intangibles	$17,784,000	371
All other assets	$121,711,000	241
Life insurance assets	$49,655,000	132
Total liabilities and capital	$3,206,862,000	250
Total liabilities	$2,922,221,000	248
Total deposits	$2,622,681,000	226
Interest-bearing deposits	$2,367,298,000	219
Deposits held in domestic offices	$2,622,681,000	224
% insured	67.74%	7,525
Federal funds purchased & repurchase agreements	$1,652,000	2,055
Trading liabilities	$0	103
Other borrowed funds	$260,576,000	240
Subordinated debt	$7,583,000	154
All other liabilities	$29,729,000	295
Total equity capital	$284,641,000	274
Total bank equity capital	$284,641,000	271
Perpetual preferred stock	$0	212
Common stock	$127,000	5,910
Surplus	$406,853,000	157
Undivided profits	$-122,339,000	8,061
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$152,610,000	179
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$15,533,000	211
Earning assets	$2,858,688,000	248
Long-term assets (5+ years)	$0	7,262
Average Assets, year-to-date	$3,137,737,500	249
Average Assets, quarterly	$3,200,252,500	249
Volatile liabilities	$779,175,000	223
Insider loans	$64,234,000	63
FHLB advances	$218,321,000	217
Loans and leases held for sale	$0	1,823
Unused loan commitments	$333,144,000	323
Tier 1 (core) risk-based capital	$265,445,000	267
Tier 2 risk-based capital	$33,263,000	226
Total risk weighted assets	$2,650,299,000	227
Total unused commitments	$344,114,000	321
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	804	184
Assets and Liabilities
Total Assets:	$3,193,643,000	253
Cash and due from depository institutions	$106,927,000	184
Interest-bearing balances	$23,105,000	932
Securities	$315,550,000	415
Federal funds sold & reverse repurchase agreements	$2,426,000	2,994
Net loans & leases	$2,491,208,000	231
Loan loss allowance	$22,660,000	401
Trading account assets	$0	240
Bank premises and fixed assets	$106,527,000	104
Other real estate owned	$34,722,000	184
Goodwill and other intangibles	$18,873,000	384
All other assets	$117,410,000	249
Life insurance assets	$49,174,000	136
Total liabilities and capital	$3,193,643,000	253
Total liabilities	$2,906,325,000	254
Total deposits	$2,605,452,000	231
Interest-bearing deposits	$2,358,506,000	222
Deposits held in domestic offices	$2,605,452,000	229
% insured	68.30%	6,334
Federal funds purchased & repurchase agreements	$2,164,000	1,970
Trading liabilities	$0	100
Other borrowed funds	$270,490,000	240
Subordinated debt	$7,550,000	161
All other liabilities	$20,669,000	384
Total equity capital	$287,318,000	274
Total bank equity capital	$287,318,000	273
Perpetual preferred stock	$0	213
Common stock	$127,000	5,984
Surplus	$406,853,000	162
Undivided profits	$-119,662,000	8,159
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$117,730,000	205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$16,183,000	211
Earning assets	$2,832,289,000	252
Long-term assets (5+ years)	$0	7,339
Average Assets, year-to-date	$3,114,696,000	257
Average Assets, quarterly	$3,154,870,500	257
Volatile liabilities	$773,533,000	227
Insider loans	$62,493,000	68
FHLB advances	$228,320,000	218
Loans and leases held for sale	$0	1,961
Unused loan commitments	$328,407,000	348
Tier 1 (core) risk-based capital	$265,402,000	265
Tier 2 risk-based capital	$32,660,000	233
Total risk weighted assets	$2,670,099,000	232
Total unused commitments	$328,407,000	348
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	812	180
Assets and Liabilities
Total Assets:	$3,116,098,000	261
Cash and due from depository institutions	$123,243,000	180
Interest-bearing balances	$42,545,000	468
Securities	$338,590,000	395
Federal funds sold & reverse repurchase agreements	$2,455,000	3,486
Net loans & leases	$2,388,861,000	238
Loan loss allowance	$21,864,000	395
Trading account assets	$0	234
Bank premises and fixed assets	$106,698,000	102
Other real estate owned	$25,356,000	180
Goodwill and other intangibles	$19,963,000	384
All other assets	$110,932,000	256
Life insurance assets	$48,718,000	137
Total liabilities and capital	$3,116,098,000	261
Total liabilities	$2,822,224,000	261
Total deposits	$2,508,793,000	238
Interest-bearing deposits	$2,255,324,000	230
Deposits held in domestic offices	$2,508,793,000	236
% insured	51.49%	7,725
Federal funds purchased & repurchase agreements	$1,737,000	2,100
Trading liabilities	$0	92
Other borrowed funds	$285,407,000	250
Subordinated debt	$7,518,000	162
All other liabilities	$18,769,000	417
Total equity capital	$293,874,000	273
Total bank equity capital	$293,874,000	272
Perpetual preferred stock	$0	193
Common stock	$127,000	6,020
Surplus	$406,853,000	164
Undivided profits	$-113,106,000	8,213
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$74,233,000	267
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$15,101,000	224
Earning assets	$2,772,451,000	260
Long-term assets (5+ years)	$0	7,384
Average Assets, year-to-date	$3,075,222,500	261
Average Assets, quarterly	$3,075,222,500	261
Volatile liabilities	$774,828,000	239
Insider loans	$55,524,000	86
FHLB advances	$243,322,000	222
Loans and leases held for sale	$0	1,892
Unused loan commitments	$356,456,000	350
Tier 1 (core) risk-based capital	$272,228,000	266
Tier 2 risk-based capital	$31,864,000	236
Total risk weighted assets	$2,558,316,000	242
Total unused commitments	$356,456,000	350
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	828	182
Assets and Liabilities
Total Assets:	$3,034,347,000	264
Cash and due from depository institutions	$90,714,000	182
Interest-bearing balances	$13,244,000	862
Securities	$347,141,000	374
Federal funds sold & reverse repurchase agreements	$5,169,000	1,819
Net loans & leases	$2,331,896,000	246
Loan loss allowance	$23,745,000	356
Trading account assets	$0	236
Bank premises and fixed assets	$105,253,000	100
Other real estate owned	$19,863,000	182
Goodwill and other intangibles	$21,052,000	380
All other assets	$113,259,000	255
Life insurance assets	$48,291,000	138
Total liabilities and capital	$3,034,347,000	264
Total liabilities	$2,740,527,000	261
Total deposits	$2,344,118,000	251
Interest-bearing deposits	$2,132,265,000	240
Deposits held in domestic offices	$2,344,118,000	248
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,563,000	1,925
Trading liabilities	$0	88
Other borrowed funds	$364,896,000	220
Subordinated debt	$7,487,000	168
All other liabilities	$20,463,000	393
Total equity capital	$293,820,000	265
Total bank equity capital	$293,820,000	265
Perpetual preferred stock	$0	141
Common stock	$127,000	6,058
Surplus	$406,853,000	160
Undivided profits	$-113,160,000	8,271
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$62,749,000	260
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$14,766,000	239
Earning assets	$2,697,450,000	266
Long-term assets (5+ years)	$0	7,429
Average Assets, year-to-date	$2,988,482,200	258
Average Assets, quarterly	$3,059,424,500	258
Volatile liabilities	$801,495,000	240
Insider loans	$65,306,000	70
FHLB advances	$361,324,000	179
Loans and leases held for sale	$0	1,663
Unused loan commitments	$357,112,000	363
Tier 1 (core) risk-based capital	$271,146,000	259
Tier 2 risk-based capital	$33,745,000	229
Total risk weighted assets	$2,509,509,000	243
Total unused commitments	$357,112,000	363
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	801	193
Assets and Liabilities
Total Assets:	$3,084,502,000	260
Cash and due from depository institutions	$100,376,000	193
Interest-bearing balances	$9,111,000	814
Securities	$334,502,000	373
Federal funds sold & reverse repurchase agreements	$3,038,000	3,099
Net loans & leases	$2,225,539,000	262
Loan loss allowance	$23,790,000	325
Trading account assets	$0	251
Bank premises and fixed assets	$105,169,000	101
Other real estate owned	$24,526,000	193
Goodwill and other intangibles	$184,228,000	119
All other assets	$107,124,000	256
Life insurance assets	$47,789,000	144
Total liabilities and capital	$3,084,502,000	260
Total liabilities	$2,695,768,000	266
Total deposits	$2,226,059,000	251
Interest-bearing deposits	$2,006,121,000	243
Deposits held in domestic offices	$2,226,059,000	247
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,989,000	1,631
Trading liabilities	$0	91
Other borrowed funds	$443,949,000	198
Subordinated debt	$7,456,000	174
All other liabilities	$12,315,000	559
Total equity capital	$388,734,000	226
Total bank equity capital	$388,734,000	226
Perpetual preferred stock	$0	110
Common stock	$128,000	6,107
Surplus	$341,303,000	167
Undivided profits	$47,303,000	728
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$59,719,000	236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$15,182,000	238
Earning assets	$2,572,190,000	278
Long-term assets (5+ years)	$0	7,485
Average Assets, year-to-date	$2,977,016,000	260
Average Assets, quarterly	$3,052,153,000	259
Volatile liabilities	$868,927,000	225
Insider loans	$31,087,000	177
FHLB advances	$440,327,000	166
Loans and leases held for sale	$0	1,623
Unused loan commitments	$358,315,000	376
Tier 1 (core) risk-based capital	$209,352,000	322
Tier 2 risk-based capital	$33,790,000	232
Total risk weighted assets	$2,407,078,000	260
Total unused commitments	$358,315,000	376
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	803	194
Assets and Liabilities
Total Assets:	$3,019,804,000	263
Cash and due from depository institutions	$80,587,000	194
Interest-bearing balances	$5,405,000	1,164
Securities	$356,409,000	355
Federal funds sold & reverse repurchase agreements	$3,366,000	2,957
Net loans & leases	$2,175,637,000	266
Loan loss allowance	$24,405,000	305
Trading account assets	$0	267
Bank premises and fixed assets	$104,730,000	103
Other real estate owned	$12,245,000	194
Goodwill and other intangibles	$185,229,000	122
All other assets	$101,601,000	260
Life insurance assets	$47,290,000	145
Total liabilities and capital	$3,019,804,000	263
Total liabilities	$2,624,946,000	273
Total deposits	$2,194,720,000	253
Interest-bearing deposits	$1,972,948,000	246
Deposits held in domestic offices	$2,194,720,000	251
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$7,218,000	1,541
Trading liabilities	$0	94
Other borrowed funds	$409,498,000	204
Subordinated debt	$0	257
All other liabilities	$13,510,000	526
Total equity capital	$394,858,000	235
Total bank equity capital	$394,858,000	235
Perpetual preferred stock	$0	107
Common stock	$128,000	6,159
Surplus	$338,749,000	175
Undivided profits	$55,981,000	637
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$38,971,000	272
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$15,829,000	227
Earning assets	$2,540,817,000	280
Long-term assets (5+ years)	$0	7,536
Average Assets, year-to-date	$2,941,187,330	264
Average Assets, quarterly	$2,981,789,500	264
Volatile liabilities	$855,908,000	235
Insider loans	$24,880,000	242
FHLB advances	$405,830,000	169
Loans and leases held for sale	$0	1,725
Unused loan commitments	$373,951,000	375
Tier 1 (core) risk-based capital	$211,905,000	323
Tier 2 risk-based capital	$24,405,000	297
Total risk weighted assets	$2,311,175,000	273
Total unused commitments	$373,951,000	375
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	804	196
Assets and Liabilities
Total Assets:	$2,943,775,000	266
Cash and due from depository institutions	$77,174,000	196
Interest-bearing balances	$6,892,000	1,088
Securities	$367,975,000	361
Federal funds sold & reverse repurchase agreements	$10,647,000	1,652
Net loans & leases	$2,096,794,000	268
Loan loss allowance	$21,934,000	314
Trading account assets	$0	252
Bank premises and fixed assets	$105,899,000	103
Other real estate owned	$6,505,000	196
Goodwill and other intangibles	$186,305,000	123
All other assets	$92,476,000	271
Life insurance assets	$45,731,000	145
Total liabilities and capital	$2,943,775,000	266
Total liabilities	$2,543,902,000	274
Total deposits	$2,166,243,000	252
Interest-bearing deposits	$1,939,141,000	244
Deposits held in domestic offices	$2,166,243,000	250
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,619,000	1,502
Trading liabilities	$0	86
Other borrowed funds	$316,542,000	238
Subordinated debt	$0	251
All other liabilities	$54,498,000	213
Total equity capital	$399,873,000	233
Total bank equity capital	$399,873,000	233
Perpetual preferred stock	$0	108
Common stock	$128,000	6,184
Surplus	$338,749,000	170
Undivided profits	$60,996,000	612
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$30,792,000	280
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$15,558,000	243
Earning assets	$2,482,308,000	285
Long-term assets (5+ years)	$0	7,572
Average Assets, year-to-date	$2,901,879,000	267
Average Assets, quarterly	$2,901,879,000	267
Volatile liabilities	$800,078,000	241
Insider loans	$27,819,000	202
FHLB advances	$312,832,000	204
Loans and leases held for sale	$0	1,797
Unused loan commitments	$386,264,000	378
Tier 1 (core) risk-based capital	$212,103,000	327
Tier 2 risk-based capital	$21,934,000	320
Total risk weighted assets	$2,243,685,000	281
Total unused commitments	$425,435,000	356
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	798	203
Assets and Liabilities
Total Assets:	$2,859,983,000	271
Cash and due from depository institutions	$67,952,000	203
Interest-bearing balances	$11,769,000	509
Securities	$361,172,000	367
Federal funds sold & reverse repurchase agreements	$3,452,000	3,226
Net loans & leases	$2,043,144,000	266
Loan loss allowance	$21,457,000	302
Trading account assets	$0	237
Bank premises and fixed assets	$102,509,000	104
Other real estate owned	$4,217,000	203
Goodwill and other intangibles	$187,306,000	119
All other assets	$90,231,000	274
Life insurance assets	$45,277,000	149
Total liabilities and capital	$2,859,983,000	271
Total liabilities	$2,467,640,000	282
Total deposits	$2,201,501,000	251
Interest-bearing deposits	$1,991,543,000	239
Deposits held in domestic offices	$2,201,501,000	247
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$17,075,000	958
Trading liabilities	$0	78
Other borrowed funds	$226,567,000	300
Subordinated debt	$0	248
All other liabilities	$22,497,000	393
Total equity capital	$392,343,000	239
Total bank equity capital	$392,343,000	239
Perpetual preferred stock	$0	111
Common stock	$128,000	6,223
Surplus	$332,189,000	170
Undivided profits	$60,026,000	629
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$24,651,000	280
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$16,504,000	253
Earning assets	$2,419,537,000	288
Long-term assets (5+ years)	$0	7,609
Average Assets, year-to-date	$2,602,886,400	281
Average Assets, quarterly	$2,868,428,500	272
Volatile liabilities	$701,357,000	265
Insider loans	$24,381,000	236
FHLB advances	$222,828,000	263
Loans and leases held for sale	$0	1,738
Unused loan commitments	$376,118,000	390
Tier 1 (core) risk-based capital	$204,145,000	337
Tier 2 risk-based capital	$21,457,000	313
Total risk weighted assets	$2,164,828,000	280
Total unused commitments	$376,118,000	390
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	761	211
Assets and Liabilities
Total Assets:	$2,876,874,000	273
Cash and due from depository institutions	$68,477,000	211
Interest-bearing balances	$11,878,000	471
Securities	$381,473,000	352
Federal funds sold & reverse repurchase agreements	$7,536,000	1,880
Net loans & leases	$2,043,587,000	264
Loan loss allowance	$21,579,000	283
Trading account assets	$0	244
Bank premises and fixed assets	$91,745,000	113
Other real estate owned	$1,600,000	211
Goodwill and other intangibles	$187,075,000	115
All other assets	$95,381,000	259
Life insurance assets	$45,219,000	147
Total liabilities and capital	$2,876,874,000	273
Total liabilities	$2,487,406,000	273
Total deposits	$2,150,887,000	255
Interest-bearing deposits	$1,943,169,000	242
Deposits held in domestic offices	$2,150,887,000	253
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$21,990,000	794
Trading liabilities	$0	78
Other borrowed funds	$291,553,000	229
Subordinated debt	$0	244
All other liabilities	$22,976,000	382
Total equity capital	$389,468,000	234
Total bank equity capital	$389,468,000	234
Perpetual preferred stock	$0	113
Common stock	$128,000	6,233
Surplus	$331,260,000	167
Undivided profits	$58,080,000	651
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$23,025,000	246
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$17,430,000	253
Earning assets	$2,444,474,000	288
Long-term assets (5+ years)	$0	7,622
Average Assets, year-to-date	$2,538,612,250	287
Average Assets, quarterly	$2,660,151,000	280
Volatile liabilities	$767,923,000	245
Insider loans	$23,816,000	238
FHLB advances	$287,795,000	195
Loans and leases held for sale	$0	1,751
Unused loan commitments	$373,324,000	397
Tier 1 (core) risk-based capital	$203,232,000	333
Tier 2 risk-based capital	$21,579,000	305
Total risk weighted assets	$2,167,211,000	274
Total unused commitments	$373,324,000	397
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	688	238
Assets and Liabilities
Total Assets:	$2,443,428,000	314
Cash and due from depository institutions	$62,315,000	238
Interest-bearing balances	$9,451,000	605
Securities	$341,196,000	382
Federal funds sold & reverse repurchase agreements	$12,843,000	1,233
Net loans & leases	$1,723,874,000	310
Loan loss allowance	$17,737,000	333
Trading account assets	$0	245
Bank premises and fixed assets	$89,575,000	120
Other real estate owned	$1,011,000	238
Goodwill and other intangibles	$128,762,000	159
All other assets	$83,852,000	288
Life insurance assets	$41,273,000	166
Total liabilities and capital	$2,443,428,000	314
Total liabilities	$2,135,509,000	318
Total deposits	$1,886,884,000	292
Interest-bearing deposits	$1,703,852,000	274
Deposits held in domestic offices	$1,886,884,000	289
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$20,586,000	821
Trading liabilities	$0	87
Other borrowed funds	$191,612,000	304
Subordinated debt	$0	258
All other liabilities	$36,427,000	294
Total equity capital	$307,919,000	281
Total bank equity capital	$307,919,000	281
Perpetual preferred stock	$0	111
Common stock	$128,000	6,273
Surplus	$252,818,000	208
Undivided profits	$54,973,000	678
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,417,000	381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$14,357,000	281
Earning assets	$2,087,364,000	325
Long-term assets (5+ years)	$0	7,662
Average Assets, year-to-date	$2,425,858,330	307
Average Assets, quarterly	$2,433,942,000	309
Volatile liabilities	$608,785,000	291
Insider loans	$12,009,000	589
FHLB advances	$187,840,000	264
Loans and leases held for sale	$0	1,802
Unused loan commitments	$387,924,000	396
Tier 1 (core) risk-based capital	$181,960,000	373
Tier 2 risk-based capital	$17,737,000	363
Total risk weighted assets	$1,834,095,000	324
Total unused commitments	$387,924,000	396
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	673	239
Assets and Liabilities
Total Assets:	$2,424,456,000	309
Cash and due from depository institutions	$67,392,000	239
Interest-bearing balances	$16,853,000	394
Securities	$355,024,000	375
Federal funds sold & reverse repurchase agreements	$14,889,000	1,347
Net loans & leases	$1,686,636,000	312
Loan loss allowance	$18,428,000	318
Trading account assets	$0	267
Bank premises and fixed assets	$89,305,000	117
Other real estate owned	$1,176,000	239
Goodwill and other intangibles	$128,529,000	154
All other assets	$81,505,000	285
Life insurance assets	$40,895,000	161
Total liabilities and capital	$2,424,455,000	309
Total liabilities	$2,116,490,000	315
Total deposits	$1,861,082,000	291
Interest-bearing deposits	$1,670,842,000	277
Deposits held in domestic offices	$1,861,082,000	289
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$23,022,000	732
Trading liabilities	$0	89
Other borrowed funds	$204,298,000	283
Subordinated debt	$0	262
All other liabilities	$28,088,000	348
Total equity capital	$307,965,000	279
Total bank equity capital	$307,965,000	279
Perpetual preferred stock	$0	113
Common stock	$128,000	6,295
Surplus	$252,672,000	204
Undivided profits	$55,165,000	685
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,325,000	452
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$13,426,000	298
Earning assets	$2,073,402,000	323
Long-term assets (5+ years)	$0	7,689
Average Assets, year-to-date	$2,417,073,500	308
Average Assets, quarterly	$2,417,073,500	308
Volatile liabilities	$587,706,000	298
Insider loans	$12,127,000	564
FHLB advances	$200,840,000	241
Loans and leases held for sale	$0	1,800
Unused loan commitments	$342,962,000	422
Tier 1 (core) risk-based capital	$180,493,000	372
Tier 2 risk-based capital	$18,428,000	349
Total risk weighted assets	$1,816,300,000	325
Total unused commitments	$342,962,000	422
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	707	232
Assets and Liabilities
Total Assets:	$2,409,691,000	309
Cash and due from depository institutions	$58,426,000	232
Interest-bearing balances	$10,728,000	546
Securities	$371,030,000	364
Federal funds sold & reverse repurchase agreements	$25,185,000	619
Net loans & leases	$1,644,892,000	311
Loan loss allowance	$18,175,000	311
Trading account assets	$0	156
Bank premises and fixed assets	$87,904,000	115
Other real estate owned	$1,820,000	232
Goodwill and other intangibles	$129,306,000	148
All other assets	$91,128,000	268
Life insurance assets	$40,598,000	154
Total liabilities and capital	$2,409,691,000	309
Total liabilities	$2,103,386,000	314
Total deposits	$1,870,030,000	287
Interest-bearing deposits	$1,678,255,000	271
Deposits held in domestic offices	$1,870,030,000	286
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$23,415,000	741
Trading liabilities	$0	77
Other borrowed funds	$191,748,000	307
Subordinated debt	$0	264
All other liabilities	$18,193,000	449
Total equity capital	$306,305,000	273
Total bank equity capital	$306,305,000	273
Perpetual preferred stock	$0	112
Common stock	$128,000	6,326
Surplus	$252,672,000	198
Undivided profits	$53,505,000	688
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,285,000	400
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$14,340,000	282
Earning assets	$2,051,835,000	320
Long-term assets (5+ years)	$0	7,714
Average Assets, year-to-date	$1,711,702,800	408
Average Assets, quarterly	$2,114,976,000	337
Volatile liabilities	$1,107,297,000	217
Insider loans	$13,213,000	497
FHLB advances	$187,840,000	267
Loans and leases held for sale	$0	1,760
Unused loan commitments	$345,455,000	415
Tier 1 (core) risk-based capital	$174,084,000	376
Tier 2 risk-based capital	$18,175,000	347
Total risk weighted assets	$1,798,184,000	321
Total unused commitments	$345,455,000	415
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	429	380
Assets and Liabilities
Total Assets:	$1,820,261,000	408
Cash and due from depository institutions	$40,027,000	380
Interest-bearing balances	$7,063,000	728
Securities	$313,593,000	426
Federal funds sold & reverse repurchase agreements	$1,973,000	3,909
Net loans & leases	$1,262,951,000	388
Loan loss allowance	$12,581,000	438
Trading account assets	$0	154
Bank premises and fixed assets	$59,683,000	162
Other real estate owned	$1,301,000	380
Goodwill and other intangibles	$60,079,000	220
All other assets	$80,654,000	304
Life insurance assets	$40,228,000	151
Total liabilities and capital	$1,820,261,000	408
Total liabilities	$1,619,148,000	404
Total deposits	$1,426,368,000	373
Interest-bearing deposits	$1,307,009,000	346
Deposits held in domestic offices	$1,426,368,000	371
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$32,463,000	607
Trading liabilities	$0	74
Other borrowed funds	$146,100,000	393
Subordinated debt	$0	269
All other liabilities	$14,217,000	522
Total equity capital	$201,113,000	384
Total bank equity capital	$201,113,000	384
Perpetual preferred stock	$0	118
Common stock	$128,000	6,377
Surplus	$152,337,000	279
Undivided profits	$48,648,000	753
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,096,000	754
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$9,789,000	394
Earning assets	$1,585,580,000	411
Long-term assets (5+ years)	$0	7,763
Average Assets, year-to-date	$1,537,205,750	449
Average Assets, quarterly	$1,667,489,000	427
Volatile liabilities	$940,567,000	254
Insider loans	$13,213,000	490
FHLB advances	$146,090,000	343
Loans and leases held for sale	$0	1,773
Unused loan commitments	$343,622,000	429
Tier 1 (core) risk-based capital	$140,518,000	452
Tier 2 risk-based capital	$12,581,000	472
Total risk weighted assets	$1,432,774,000	387
Total unused commitments	$343,622,000	429
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	373	435
Assets and Liabilities
Total Assets:	$1,514,717,000	463
Cash and due from depository institutions	$27,903,000	435
Interest-bearing balances	$5,191,000	963
Securities	$239,608,000	545
Federal funds sold & reverse repurchase agreements	$9,055,000	1,400
Net loans & leases	$1,091,543,000	449
Loan loss allowance	$11,319,000	458
Trading account assets	$0	157
Bank premises and fixed assets	$52,160,000	180
Other real estate owned	$866,000	435
Goodwill and other intangibles	$11,784,000	566
All other assets	$81,798,000	300
Life insurance assets	$39,841,000	154
Total liabilities and capital	$1,514,717,000	463
Total liabilities	$1,388,086,000	449
Total deposits	$1,143,461,000	451
Interest-bearing deposits	$1,037,989,000	424
Deposits held in domestic offices	$1,143,461,000	450
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$30,975,000	638
Trading liabilities	$0	73
Other borrowed funds	$201,090,000	326
Subordinated debt	$0	265
All other liabilities	$12,560,000	543
Total equity capital	$126,631,000	530
Total bank equity capital	$126,631,000	530
Perpetual preferred stock	$0	119
Common stock	$128,000	6,397
Surplus	$80,864,000	413
Undivided profits	$45,639,000	766
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,566,000	597
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$7,560,000	473
Earning assets	$1,345,397,000	468
Long-term assets (5+ years)	$0	7,786
Average Assets, year-to-date	$1,442,854,000	471
Average Assets, quarterly	$1,464,966,500	471
Volatile liabilities	$895,723,000	262
Insider loans	$10,042,000	678
FHLB advances	$201,090,000	272
Loans and leases held for sale	$0	1,763
Unused loan commitments	$416,621,000	387
Tier 1 (core) risk-based capital	$115,464,000	529
Tier 2 risk-based capital	$11,319,000	496
Total risk weighted assets	$1,249,840,000	421
Total unused commitments	$416,621,000	387
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	343	462
Assets and Liabilities
Total Assets:	$1,415,216,000	474
Cash and due from depository institutions	$37,867,000	462
Interest-bearing balances	$8,455,000	705
Securities	$239,033,000	558
Federal funds sold & reverse repurchase agreements	$4,905,000	2,685
Net loans & leases	$995,286,000	471
Loan loss allowance	$10,612,000	481
Trading account assets	$0	154
Bank premises and fixed assets	$48,797,000	189
Other real estate owned	$1,436,000	462
Goodwill and other intangibles	$11,804,000	541
All other assets	$76,088,000	307
Life insurance assets	$39,535,000	152
Total liabilities and capital	$1,415,216,000	474
Total liabilities	$1,288,518,000	467
Total deposits	$1,080,180,000	466
Interest-bearing deposits	$1,025,228,000	422
Deposits held in domestic offices	$1,080,180,000	465
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$31,006,000	616
Trading liabilities	$0	77
Other borrowed funds	$166,090,000	348
Subordinated debt	$0	259
All other liabilities	$11,242,000	585
Total equity capital	$126,698,000	520
Total bank equity capital	$126,698,000	520
Perpetual preferred stock	$0	120
Common stock	$128,000	6,410
Surplus	$80,864,000	397
Undivided profits	$45,706,000	766
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,128,000	654
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$6,516,000	510
Earning assets	$1,247,679,000	482
Long-term assets (5+ years)	$0	7,792
Average Assets, year-to-date	$1,406,922,500	475
Average Assets, quarterly	$1,406,922,500	475
Volatile liabilities	$805,879,000	273
Insider loans	$6,229,000	1,077
FHLB advances	$166,090,000	299
Loans and leases held for sale	$0	1,721
Unused loan commitments	$387,809,000	391
Tier 1 (core) risk-based capital	$113,475,000	525
Tier 2 risk-based capital	$10,612,000	507
Total risk weighted assets	$1,143,877,000	443
Total unused commitments	$387,809,000	391
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	348	454
Assets and Liabilities
Total Assets:	$1,398,629,000	477
Cash and due from depository institutions	$44,715,000	454
Interest-bearing balances	$9,772,000	595
Securities	$242,594,000	554
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$972,591,000	474
Loan loss allowance	$10,592,000	478
Trading account assets	$0	155
Bank premises and fixed assets	$48,247,000	184
Other real estate owned	$1,842,000	454
Goodwill and other intangibles	$11,876,000	528
All other assets	$76,764,000	310
Life insurance assets	$39,169,000	17
Total liabilities and capital	$1,398,629,000	477
Total liabilities	$1,272,600,000	470
Total deposits	$1,045,899,000	469
Interest-bearing deposits	$953,423,000	443
Deposits held in domestic offices	$1,045,899,000	468
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$33,406,000	582
Trading liabilities	$0	72
Other borrowed funds	$181,090,000	345
Subordinated debt	$0	258
All other liabilities	$12,205,000	538
Total equity capital	$126,029,000	519
Total bank equity capital	$126,029,000	519
Perpetual preferred stock	$0	122
Common stock	$128,000	6,434
Surplus	$80,864,000	388
Undivided profits	$45,037,000	775
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,599,000	577
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$7,048,000	475
Earning assets	$1,224,957,000	487
Long-term assets (5+ years)	$0	7,839
Average Assets, year-to-date	$1,387,731,600	456
Average Assets, quarterly	$1,378,957,500	478
Volatile liabilities	$803,565,000	270
Insider loans	$6,895,000	949
FHLB advances	$181,090,000	297
Loans and leases held for sale	$0	1,743
Unused loan commitments	$316,384,000	432
Tier 1 (core) risk-based capital	$110,929,000	523
Tier 2 risk-based capital	$10,592,000	501
Total risk weighted assets	$1,129,575,000	444
Total unused commitments	$316,384,000	432
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	334	464
Assets and Liabilities
Total Assets:	$1,359,286,000	475
Cash and due from depository institutions	$29,683,000	464
Interest-bearing balances	$7,340,000	776
Securities	$257,080,000	521
Federal funds sold & reverse repurchase agreements	$25,565,000	527
Net loans & leases	$908,821,000	487
Loan loss allowance	$12,024,000	424
Trading account assets	$0	146
Bank premises and fixed assets	$48,113,000	181
Other real estate owned	$2,156,000	464
Goodwill and other intangibles	$11,947,000	501
All other assets	$75,921,000	304
Life insurance assets	$0	341
Total liabilities and capital	$1,359,286,000	475
Total liabilities	$1,233,852,000	474
Total deposits	$1,056,824,000	447
Interest-bearing deposits	$963,905,000	423
Deposits held in domestic offices	$1,056,824,000	446
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$20,861,000	753
Trading liabilities	$0	63
Other borrowed funds	$146,091,000	406
Subordinated debt	$0	251
All other liabilities	$10,076,000	590
Total equity capital	$125,434,000	507
Total bank equity capital	$125,434,000	507
Perpetual preferred stock	$0	120
Common stock	$128,000	6,461
Surplus	$80,864,000	372
Undivided profits	$44,442,000	783
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,417,000	440
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$252,000	497
Income earned, not collected on loans	$6,226,000	494
Earning assets	$1,198,806,000	486
Long-term assets (5+ years)	$183,084,000	556
Average Assets, year-to-date	$1,385,007,250	450
Average Assets, quarterly	$1,361,791,500	473
Volatile liabilities	$418,921,000	410
Insider loans	$4,815,000	1,341
FHLB advances	$146,090,000	353
Loans and leases held for sale	$17,447,000	203
Unused loan commitments	$166,991,000	681
Tier 1 (core) risk-based capital	$112,249,000	513
Tier 2 risk-based capital	$12,024,000	449
Total risk weighted assets	$1,055,402,000	452
Total unused commitments	$166,991,000	682
Derivatives	$61,500,000	244
2005-06-30		Rank
# of Employees:	342	454
Assets and Liabilities
Total Assets:	$1,364,297,000	466
Cash and due from depository institutions	$34,520,000	454
Interest-bearing balances	$4,769,000	1,108
Securities	$264,178,000	517
Federal funds sold & reverse repurchase agreements	$7,595,000	1,514
Net loans & leases	$921,015,000	474
Loan loss allowance	$12,263,000	420
Trading account assets	$0	148
Bank premises and fixed assets	$47,882,000	176
Other real estate owned	$1,484,000	454
Goodwill and other intangibles	$12,019,000	494
All other assets	$75,604,000	297
Life insurance assets	$0	339
Total liabilities and capital	$1,364,297,000	466
Total liabilities	$1,239,210,000	462
Total deposits	$1,042,485,000	443
Interest-bearing deposits	$946,287,000	414
Deposits held in domestic offices	$1,042,485,000	441
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$38,157,000	527
Trading liabilities	$0	65
Other borrowed funds	$146,094,000	411
Subordinated debt	$0	251
All other liabilities	$12,474,000	496
Total equity capital	$125,087,000	489
Total bank equity capital	$125,087,000	489
Perpetual preferred stock	$0	118
Common stock	$128,000	6,461
Surplus	$80,864,000	363
Undivided profits	$44,095,000	775
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,196,000	454
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$372,000	396
Income earned, not collected on loans	$6,054,000	475
Earning assets	$1,197,557,000	476
Long-term assets (5+ years)	$195,565,000	526
Average Assets, year-to-date	$1,393,581,000	441
Average Assets, quarterly	$1,386,140,000	449
Volatile liabilities	$436,207,000	386
Insider loans	$5,942,000	1,058
FHLB advances	$146,090,000	358
Loans and leases held for sale	$29,822,000	155
Unused loan commitments	$169,818,000	652
Tier 1 (core) risk-based capital	$110,410,000	504
Tier 2 risk-based capital	$12,263,000	439
Total risk weighted assets	$1,051,146,000	449
Total unused commitments	$169,818,000	652
Derivatives	$46,500,000	260
2005-03-31		Rank
# of Employees:	352	435
Assets and Liabilities
Total Assets:	$1,407,983,000	436
Cash and due from depository institutions	$33,704,000	435
Interest-bearing balances	$8,580,000	669
Securities	$264,559,000	520
Federal funds sold & reverse repurchase agreements	$7,000,000	1,745
Net loans & leases	$951,426,000	446
Loan loss allowance	$12,957,000	390
Trading account assets	$0	148
Bank premises and fixed assets	$49,487,000	173
Other real estate owned	$2,971,000	435
Goodwill and other intangibles	$12,090,000	477
All other assets	$86,746,000	267
Life insurance assets	$0	333
Total liabilities and capital	$1,407,983,000	436
Total liabilities	$1,285,527,000	434
Total deposits	$1,081,057,000	423
Interest-bearing deposits	$986,897,000	388
Deposits held in domestic offices	$1,081,057,000	422
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$47,813,000	464
Trading liabilities	$0	65
Other borrowed funds	$146,097,000	409
Subordinated debt	$0	265
All other liabilities	$10,560,000	541
Total equity capital	$122,456,000	488
Total bank equity capital	$122,456,000	488
Perpetual preferred stock	$0	120
Common stock	$128,000	6,511
Surplus	$80,864,000	359
Undivided profits	$41,464,000	792
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,043,000	394
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$243,000	524
Income earned, not collected on loans	$6,662,000	408
Earning assets	$1,231,565,000	453
Long-term assets (5+ years)	$224,662,000	490
Average Assets, year-to-date	$1,408,223,000	436
Average Assets, quarterly	$1,408,223,000	436
Volatile liabilities	$450,929,000	368
Insider loans	$16,267,000	297
FHLB advances	$146,090,000	351
Loans and leases held for sale	$21,993,000	163
Unused loan commitments	$137,484,000	751
Tier 1 (core) risk-based capital	$111,239,000	494
Tier 2 risk-based capital	$12,957,000	417
Total risk weighted assets	$1,090,558,000	424
Total unused commitments	$137,484,000	751
Derivatives	$46,500,000	245
2004-12-31		Rank
# of Employees:	331	468
Assets and Liabilities
Total Assets:	$1,408,463,000	443
Cash and due from depository institutions	$34,909,000	468
Interest-bearing balances	$11,411,000	495
Securities	$288,308,000	489
Federal funds sold & reverse repurchase agreements	$11,000,000	1,070
Net loans & leases	$930,420,000	450
Loan loss allowance	$12,543,000	404
Trading account assets	$0	153
Bank premises and fixed assets	$52,383,000	165
Other real estate owned	$4,906,000	468
Goodwill and other intangibles	$12,162,000	472
All other assets	$74,375,000	291
Life insurance assets	$0	334
Total liabilities and capital	$1,408,463,000	443
Total liabilities	$1,282,644,000	441
Total deposits	$1,067,532,000	422
Interest-bearing deposits	$977,954,000	390
Deposits held in domestic offices	$1,067,532,000	421
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$49,456,000	457
Trading liabilities	$0	66
Other borrowed funds	$156,099,000	389
Subordinated debt	$0	272
All other liabilities	$9,557,000	580
Total equity capital	$125,819,000	481
Total bank equity capital	$125,819,000	481
Perpetual preferred stock	$0	118
Common stock	$128,000	6,538
Surplus	$80,864,000	360
Undivided profits	$44,827,000	753
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,775,000	414
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$36,000	994
Income earned, not collected on loans	$6,209,000	434
Earning assets	$1,241,139,000	453
Long-term assets (5+ years)	$246,984,000	450
Average Assets, year-to-date	$1,291,179,000	459
Average Assets, quarterly	$1,388,029,500	443
Volatile liabilities	$476,275,000	355
Insider loans	$16,820,000	290
FHLB advances	$156,090,000	334
Loans and leases held for sale	$8,094,000	286
Unused loan commitments	$158,342,000	662
Tier 1 (core) risk-based capital	$110,531,000	495
Tier 2 risk-based capital	$12,543,000	427
Total risk weighted assets	$1,082,681,000	426
Total unused commitments	$158,342,000	662
Derivatives	$36,500,000	256
2004-09-30		Rank
# of Employees:	347	445
Assets and Liabilities
Total Assets:	$1,367,596,000	450
Cash and due from depository institutions	$53,959,000	445
Interest-bearing balances	$21,346,000	267
Securities	$225,036,000	603
Federal funds sold & reverse repurchase agreements	$33,000,000	346
Net loans & leases	$912,798,000	454
Loan loss allowance	$12,808,000	404
Trading account assets	$0	149
Bank premises and fixed assets	$52,163,000	168
Other real estate owned	$5,108,000	445
Goodwill and other intangibles	$12,234,000	458
All other assets	$73,298,000	294
Life insurance assets	$0	330
Total liabilities and capital	$1,367,596,000	450
Total liabilities	$1,241,511,000	446
Total deposits	$1,032,338,000	431
Interest-bearing deposits	$942,886,000	399
Deposits held in domestic offices	$1,032,338,000	429
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$43,802,000	480
Trading liabilities	$0	68
Other borrowed funds	$156,102,000	386
Subordinated debt	$0	276
All other liabilities	$9,269,000	589
Total equity capital	$126,085,000	477
Total bank equity capital	$126,085,000	477
Perpetual preferred stock	$0	124
Common stock	$128,000	6,579
Surplus	$80,864,000	359
Undivided profits	$45,093,000	742
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,880,000	390
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$68,000	915
Income earned, not collected on loans	$5,678,000	472
Earning assets	$1,192,180,000	471
Long-term assets (5+ years)	$232,655,000	484
Average Assets, year-to-date	$1,261,858,000	467
Average Assets, quarterly	$1,322,106,500	463
Volatile liabilities	$444,852,000	367
Insider loans	$14,888,000	339
FHLB advances	$156,090,000	326
Loans and leases held for sale	$2,139,000	584
Unused loan commitments	$157,855,000	643
Tier 1 (core) risk-based capital	$114,014,000	477
Tier 2 risk-based capital	$12,808,000	412
Total risk weighted assets	$1,029,066,000	435
Total unused commitments	$157,855,000	643
Derivatives	$36,500,000	268
2004-06-30		Rank
# of Employees:	332	462
Assets and Liabilities
Total Assets:	$1,276,617,000	474
Cash and due from depository institutions	$42,997,000	462
Interest-bearing balances	$16,954,000	363
Securities	$200,357,000	665
Federal funds sold & reverse repurchase agreements	$18,000,000	581
Net loans & leases	$872,801,000	460
Loan loss allowance	$20,180,000	283
Trading account assets	$0	153
Bank premises and fixed assets	$52,667,000	166
Other real estate owned	$5,866,000	462
Goodwill and other intangibles	$12,305,000	450
All other assets	$71,624,000	308
Life insurance assets	$0	323
Total liabilities and capital	$1,276,617,000	474
Total liabilities	$1,151,874,000	470
Total deposits	$965,734,000	452
Interest-bearing deposits	$875,772,000	419
Deposits held in domestic offices	$965,734,000	450
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$15,155,000	901
Trading liabilities	$0	69
Other borrowed funds	$156,105,000	383
Subordinated debt	$0	288
All other liabilities	$14,880,000	440
Total equity capital	$124,743,000	459
Total bank equity capital	$124,743,000	459
Perpetual preferred stock	$0	126
Common stock	$128,000	6,624
Surplus	$81,165,000	347
Undivided profits	$43,450,000	733
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$23,316,000	174
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$456,000	367
Income earned, not collected on loans	$5,428,000	474
Earning assets	$1,108,112,000	492
Long-term assets (5+ years)	$249,694,000	470
Average Assets, year-to-date	$1,226,612,000	475
Average Assets, quarterly	$1,259,031,500	474
Volatile liabilities	$331,502,000	431
Insider loans	$13,762,000	362
FHLB advances	$156,090,000	329
Loans and leases held for sale	$3,610,000	441
Unused loan commitments	$135,390,000	714
Tier 1 (core) risk-based capital	$114,387,000	463
Tier 2 risk-based capital	$12,199,000	433
Total risk weighted assets	$967,900,000	452
Total unused commitments	$135,390,000	714
Derivatives	$16,000,000	349
2004-03-31		Rank
# of Employees:	294	531
Assets and Liabilities
Total Assets:	$1,241,446,000	483
Cash and due from depository institutions	$89,516,000	531
Interest-bearing balances	$48,608,000	131
Securities	$170,334,000	774
Federal funds sold & reverse repurchase agreements	$9,000,000	1,639
Net loans & leases	$827,426,000	465
Loan loss allowance	$22,611,000	260
Trading account assets	$0	144
Bank premises and fixed assets	$52,665,000	166
Other real estate owned	$7,681,000	531
Goodwill and other intangibles	$12,376,000	431
All other assets	$72,448,000	296
Life insurance assets	$0	322
Total liabilities and capital	$1,241,446,000	483
Total liabilities	$1,112,828,000	480
Total deposits	$934,050,000	462
Interest-bearing deposits	$847,019,000	430
Deposits held in domestic offices	$934,050,000	460
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,971,000	853
Trading liabilities	$0	70
Other borrowed funds	$156,107,000	376
Subordinated debt	$0	287
All other liabilities	$7,700,000	690
Total equity capital	$128,618,000	460
Total bank equity capital	$128,618,000	460
Perpetual preferred stock	$0	129
Common stock	$128,000	6,642
Surplus	$81,165,000	340
Undivided profits	$47,325,000	704
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$24,034,000	185
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$877,000	215
Income earned, not collected on loans	$5,151,000	501
Earning assets	$1,055,368,000	502
Long-term assets (5+ years)	$221,948,000	503
Average Assets, year-to-date	$1,201,609,500	486
Average Assets, quarterly	$1,201,609,500	486
Volatile liabilities	$338,323,000	430
Insider loans	$14,869,000	316
FHLB advances	$156,090,000	322
Loans and leases held for sale	$5,289,000	390
Unused loan commitments	$118,794,000	769
Tier 1 (core) risk-based capital	$115,893,000	452
Tier 2 risk-based capital	$11,836,000	436
Total risk weighted assets	$935,552,000	455
Total unused commitments	$118,794,000	769
Derivatives	$16,000,000	361
2003-12-31		Rank
# of Employees:	297	530
Assets and Liabilities
Total Assets:	$1,161,773,000	507
Cash and due from depository institutions	$43,866,000	530
Interest-bearing balances	$11,872,000	547
Securities	$141,600,000	948
Federal funds sold & reverse repurchase agreements	$0	6,359
Net loans & leases	$838,175,000	452
Loan loss allowance	$25,174,000	253
Trading account assets	$0	168
Bank premises and fixed assets	$52,161,000	172
Other real estate owned	$5,806,000	530
Goodwill and other intangibles	$12,448,000	430
All other assets	$67,717,000	315
Life insurance assets	$0	1
Total liabilities and capital	$1,161,773,000	507
Total liabilities	$1,035,548,000	505
Total deposits	$892,143,000	483
Interest-bearing deposits	$806,116,000	462
Deposits held in domestic offices	$892,143,000	482
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,829,000	1,072
Trading liabilities	$0	72
Other borrowed funds	$121,110,000	467
Subordinated debt	$0	293
All other liabilities	$11,466,000	525
Total equity capital	$126,225,000	469
Total bank equity capital	$126,225,000	469
Perpetual preferred stock	$0	131
Common stock	$128,000	6,694
Surplus	$81,165,000	350
Undivided profits	$44,932,000	709
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$30,894,000	161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$645,000	272
Income earned, not collected on loans	$5,015,000	516
Earning assets	$991,647,000	534
Long-term assets (5+ years)	$180,355,000	607
Average Assets, year-to-date	$1,331,155,800	435
Average Assets, quarterly	$1,197,369,000	484
Volatile liabilities	$323,387,000	441
Insider loans	$15,871,000	283
FHLB advances	$121,090,000	397
Loans and leases held for sale	$6,408,000	328
Unused loan commitments	$120,401,000	736
Tier 1 (core) risk-based capital	$113,715,000	458
Tier 2 risk-based capital	$11,599,000	452
Total risk weighted assets	$914,382,000	457
Total unused commitments	$120,401,000	736
Derivatives	$11,000,000	378
2003-09-30		Rank
# of Employees:	349	463
Assets and Liabilities
Total Assets:	$1,232,965,000	496
Cash and due from depository institutions	$78,233,000	463
Interest-bearing balances	$45,115,000	161
Securities	$116,238,000	1,148
Federal funds sold & reverse repurchase agreements	$27,000,000	531
Net loans & leases	$880,418,000	429
Loan loss allowance	$23,714,000	274
Trading account assets	$0	165
Bank premises and fixed assets	$49,545,000	182
Other real estate owned	$6,223,000	463
Goodwill and other intangibles	$12,519,000	431
All other assets	$62,789,000	336
Life insurance assets	$0	1
Total liabilities and capital	$1,232,965,000	496
Total liabilities	$1,099,549,000	491
Total deposits	$912,059,000	481
Interest-bearing deposits	$820,421,000	462
Deposits held in domestic offices	$912,059,000	480
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,005,000	2,559
Trading liabilities	$0	72
Other borrowed funds	$173,372,000	340
Subordinated debt	$0	293
All other liabilities	$13,113,000	513
Total equity capital	$133,416,000	469
Total bank equity capital	$133,416,000	469
Perpetual preferred stock	$0	137
Common stock	$128,000	6,737
Surplus	$81,165,000	359
Undivided profits	$52,123,000	615
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$34,235,000	156
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$712,000	268
Income earned, not collected on loans	$5,125,000	522
Earning assets	$1,068,771,000	509
Long-term assets (5+ years)	$155,074,000	711
Average Assets, year-to-date	$1,373,501,500	435
Average Assets, quarterly	$1,331,549,500	460
Volatile liabilities	$349,251,000	429
Insider loans	$14,629,000	315
FHLB advances	$173,350,000	282
Loans and leases held for sale	$16,743,000	251
Unused loan commitments	$125,977,000	727
Tier 1 (core) risk-based capital	$120,974,000	444
Tier 2 risk-based capital	$11,934,000	438
Total risk weighted assets	$942,916,000	443
Total unused commitments	$125,977,000	728
Derivatives	$11,000,000	379
2003-06-30		Rank
# of Employees:	409	416
Assets and Liabilities
Total Assets:	$1,430,134,000	430
Cash and due from depository institutions	$52,321,000	416
Interest-bearing balances	$10,348,000	811
Securities	$95,615,000	1,356
Federal funds sold & reverse repurchase agreements	$25,000,000	622
Net loans & leases	$1,113,487,000	357
Loan loss allowance	$22,555,000	277
Trading account assets	$0	170
Bank premises and fixed assets	$54,853,000	163
Other real estate owned	$4,192,000	416
Goodwill and other intangibles	$12,591,000	407
All other assets	$72,075,000	306
Life insurance assets	$0	1
Total liabilities and capital	$1,430,134,000	430
Total liabilities	$1,319,020,000	422
Total deposits	$1,137,454,000	402
Interest-bearing deposits	$1,012,649,000	378
Deposits held in domestic offices	$1,137,454,000	400
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,157,000	2,408
Trading liabilities	$0	74
Other borrowed funds	$173,575,000	340
Subordinated debt	$0	266
All other liabilities	$6,834,000	805
Total equity capital	$111,114,000	516
Total bank equity capital	$111,114,000	516
Perpetual preferred stock	$0	140
Common stock	$128,000	6,758
Surplus	$81,344,000	348
Undivided profits	$29,642,000	1,104
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$35,152,000	155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$716,000	283
Income earned, not collected on loans	$5,553,000	479
Earning assets	$1,244,450,000	442
Long-term assets (5+ years)	$161,957,000	654
Average Assets, year-to-date	$1,420,347,000	422
Average Assets, quarterly	$1,433,502,500	425
Volatile liabilities	$403,948,000	372
Insider loans	$15,095,000	299
FHLB advances	$173,550,000	286
Loans and leases held for sale	$31,187,000	213
Unused loan commitments	$142,535,000	662
Tier 1 (core) risk-based capital	$94,645,000	539
Tier 2 risk-based capital	$14,514,000	365
Total risk weighted assets	$1,143,223,000	375
Total unused commitments	$142,535,000	665
Derivatives	$13,000,000	376
2003-03-31		Rank
# of Employees:	425	391
Assets and Liabilities
Total Assets:	$1,436,871,000	426
Cash and due from depository institutions	$66,536,000	391
Interest-bearing balances	$23,947,000	326
Securities	$69,107,000	1,769
Federal funds sold & reverse repurchase agreements	$36,000,000	442
Net loans & leases	$1,122,701,000	355
Loan loss allowance	$28,679,000	232
Trading account assets	$0	169
Bank premises and fixed assets	$54,931,000	161
Other real estate owned	$3,239,000	391
Goodwill and other intangibles	$12,662,000	394
All other assets	$71,695,000	308
Life insurance assets	$0	1
Total liabilities and capital	$1,436,871,000	426
Total liabilities	$1,333,950,000	415
Total deposits	$1,151,564,000	388
Interest-bearing deposits	$1,039,137,000	367
Deposits held in domestic offices	$1,151,564,000	386
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,089,000	2,304
Trading liabilities	$0	79
Other borrowed funds	$173,578,000	330
Subordinated debt	$0	265
All other liabilities	$7,719,000	749
Total equity capital	$102,921,000	543
Total bank equity capital	$102,921,000	543
Perpetual preferred stock	$0	141
Common stock	$128,000	6,790
Surplus	$76,344,000	364
Undivided profits	$26,449,000	1,192
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$33,200,000	171
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$802,000	267
Income earned, not collected on loans	$6,273,000	442
Earning assets	$1,251,755,000	433
Long-term assets (5+ years)	$120,960,000	838
Average Assets, year-to-date	$1,415,453,500	428
Average Assets, quarterly	$1,415,453,500	428
Volatile liabilities	$412,726,000	367
Insider loans	$13,123,000	346
FHLB advances	$173,550,000	275
Loans and leases held for sale	$15,459,000	301
Unused loan commitments	$143,874,000	638
Tier 1 (core) risk-based capital	$85,284,000	584
Tier 2 risk-based capital	$14,561,000	358
Total risk weighted assets	$1,148,761,000	369
Total unused commitments	$143,874,000	640
Derivatives	$13,000,000	350
2002-12-31		Rank
# of Employees:	425	393
Assets and Liabilities
Total Assets:	$1,394,036,000	434
Cash and due from depository institutions	$55,616,000	393
Interest-bearing balances	$10,375,000	756
Securities	$72,059,000	1,701
Federal funds sold & reverse repurchase agreements	$11,000,000	1,312
Net loans & leases	$1,111,535,000	350
Loan loss allowance	$27,766,000	232
Trading account assets	$0	170
Bank premises and fixed assets	$53,172,000	170
Other real estate owned	$2,360,000	393
Goodwill and other intangibles	$13,070,000	379
All other assets	$75,224,000	296
Life insurance assets	$0	1
Total liabilities and capital	$1,394,036,000	434
Total liabilities	$1,297,270,000	423
Total deposits	$1,108,351,000	394
Interest-bearing deposits	$989,549,000	383
Deposits held in domestic offices	$1,108,351,000	391
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,172,000	2,373
Trading liabilities	$0	75
Other borrowed funds	$173,782,000	335
Subordinated debt	$0	258
All other liabilities	$13,965,000	507
Total equity capital	$96,766,000	566
Total bank equity capital	$96,766,000	566
Perpetual preferred stock	$0	142
Common stock	$128,000	6,816
Surplus	$73,711,000	363
Undivided profits	$22,927,000	1,368
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$26,444,000	191
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$898,000	225
Income earned, not collected on loans	$6,858,000	422
Earning assets	$1,204,969,000	447
Long-term assets (5+ years)	$90,350,000	1,058
Average Assets, year-to-date	$1,334,714,800	430
Average Assets, quarterly	$1,396,222,000	433
Volatile liabilities	$363,141,000	401
Insider loans	$13,895,000	318
FHLB advances	$173,750,000	275
Loans and leases held for sale	$764,000	1,434
Unused loan commitments	$158,493,000	568
Tier 1 (core) risk-based capital	$77,883,000	625
Tier 2 risk-based capital	$14,449,000	362
Total risk weighted assets	$1,142,455,000	367
Total unused commitments	$158,493,000	569
Derivatives	$10,000,000	351
2001-12-31		Rank
# of Employees:	364	448
Assets and Liabilities
Total Assets:	$1,197,305,000	469
Cash and due from depository institutions	$31,234,000	448
Interest-bearing balances	$507,000	3,658
Securities	$67,998,000	1,645
Federal funds sold & reverse repurchase agreements	$20,000,000	691
Net loans & leases	$987,541,000	386
Loan loss allowance	$12,546,000	387
Trading account assets	$0	182
Bank premises and fixed assets	$41,405,000	206
Other real estate owned	$3,609,000	448
Goodwill and other intangibles	$5,872,000	560
All other assets	$39,646,000	434
Life insurance assets	$0	1
Total liabilities and capital	$1,197,305,000	469
Total liabilities	$1,100,683,000	468
Total deposits	$955,472,000	426
Interest-bearing deposits	$861,562,000	417
Deposits held in domestic offices	$955,472,000	425
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$813,000	2,731
Trading liabilities	$0	69
Other borrowed funds	$136,246,000	397
Subordinated debt	$0	241
All other liabilities	$8,152,000	704
Total equity capital	$96,622,000	532
Total bank equity capital	$96,622,000	532
Perpetual preferred stock	$0	158
Common stock	$128,000	6,987
Surplus	$58,688,000	421
Undivided profits	$37,806,000	754
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$12,423,000	317
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,867,000	111
Income earned, not collected on loans	$7,561,000	408
Earning assets	$1,076,046,000	467
Long-term assets (5+ years)	$71,475,000	1,305
Average Assets, year-to-date	$1,138,084,400	469
Average Assets, quarterly	$1,194,518,000	466
Volatile liabilities	$259,916,000	484
Insider loans	$23,049,000	164
FHLB advances	$135,900,000	323
Loans and leases held for sale	$1,131,000	1,131
Unused loan commitments	$134,768,000	612
Tier 1 (core) risk-based capital	$91,072,000	512
Tier 2 risk-based capital	$12,449,000	393
Total risk weighted assets	$995,849,000	406
Total unused commitments	$134,768,000	612
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	368	432
Assets and Liabilities
Total Assets:	$1,020,917,000	532
Cash and due from depository institutions	$37,106,000	432
Interest-bearing balances	$2,427,000	1,501
Securities	$102,627,000	1,081
Federal funds sold & reverse repurchase agreements	$3,120,000	3,316
Net loans & leases	$803,712,000	454
Loan loss allowance	$8,957,000	509
Trading account assets	$0	175
Bank premises and fixed assets	$37,441,000	212
Other real estate owned	$2,705,000	432
Goodwill and other intangibles	$6,403,000	511
All other assets	$27,803,000	467
Life insurance assets	$0	1
Total liabilities and capital	$1,020,917,000	532
Total liabilities	$940,339,000	527
Total deposits	$828,729,000	482
Interest-bearing deposits	$780,045,000	446
Deposits held in domestic offices	$828,729,000	479
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$180,000	3,540
Trading liabilities	$0	77
Other borrowed funds	$104,608,000	456
Subordinated debt	$0	239
All other liabilities	$6,822,000	792
Total equity capital	$80,578,000	612
Total bank equity capital	$80,578,000	612
Perpetual preferred stock	$0	178
Common stock	$118,000	7,352
Surplus	$47,698,000	464
Undivided profits	$32,762,000	811
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,674,000	338
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,404,000	127
Income earned, not collected on loans	$7,471,000	363
Earning assets	$911,886,000	546
Long-term assets (5+ years)	$113,565,000	796
Average Assets, year-to-date	$909,328,400	559
Average Assets, quarterly	$984,128,500	542
Volatile liabilities	$236,827,000	523
Insider loans	$32,890,000	105
FHLB advances	$0	771
Loans and leases held for sale	$4,324,000	365
Unused loan commitments	$109,872,000	667
Tier 1 (core) risk-based capital	$74,500,000	610
Tier 2 risk-based capital	$8,957,000	498
Total risk weighted assets	$816,274,400	471
Total unused commitments	$109,872,000	667
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	271	624
Assets and Liabilities
Total Assets:	$587,625,000	849
Cash and due from depository institutions	$22,465,000	624
Interest-bearing balances	$2,037,000	1,702
Securities	$61,411,000	1,860
Federal funds sold & reverse repurchase agreements	$1,980,000	3,719
Net loans & leases	$442,114,000	734
Loan loss allowance	$5,988,000	711
Trading account assets	$0	165
Bank premises and fixed assets	$30,852,000	257
Other real estate owned	$1,831,000	624
Goodwill and other intangibles	$6,944,000	498
All other assets	$20,028,000	592
Life insurance assets	$0	1
Total liabilities and capital	$587,625,000	849
Total liabilities	$534,450,000	843
Total deposits	$474,954,000	783
Interest-bearing deposits	$447,521,000	725
Deposits held in domestic offices	$474,954,000	778
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$295,000	3,714
Trading liabilities	$0	65
Other borrowed funds	$55,000,000	703
Subordinated debt	$0	242
All other liabilities	$4,201,000	1,062
Total equity capital	$53,175,000	850
Total bank equity capital	$53,175,000	850
Perpetual preferred stock	$0	193
Common stock	$16,000	8,969
Surplus	$35,619,000	582
Undivided profits	$17,540,000	1,458
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,438,000	699
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$423,000	326
Income earned, not collected on loans	$4,078,000	540
Earning assets	$507,542,000	892
Long-term assets (5+ years)	$80,105,000	1,171
Average Assets, year-to-date	$488,878,400	948
Average Assets, quarterly	$568,927,500	860
Volatile liabilities	$115,790,000	876
Insider loans	$28,240,000	147
FHLB advances	$0	802
Loans and leases held for sale	$706,000	819
Unused loan commitments	$46,013,000	1,273
Tier 1 (core) risk-based capital	$47,086,000	931
Tier 2 risk-based capital	$5,988,000	683
Total risk weighted assets	$503,631,200	675
Total unused commitments	$46,013,000	1,276
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	211	798
Assets and Liabilities
Total Assets:	$424,938,000	1,094
Cash and due from depository institutions	$21,206,000	798
Interest-bearing balances	$100,000	4,829
Securities	$71,435,000	1,655
Federal funds sold & reverse repurchase agreements	$14,435,000	1,138
Net loans & leases	$296,435,000	968
Loan loss allowance	$3,859,000	990
Trading account assets	$0	197
Bank premises and fixed assets	$11,401,000	640
Other real estate owned	$274,000	798
Goodwill and other intangibles	$423,000	1,952
All other assets	$9,329,000	927
Life insurance assets	$0	1
Total liabilities and capital	$424,938,000	1,094
Total liabilities	$389,826,000	1,082
Total deposits	$368,443,000	991
Interest-bearing deposits	$307,650,000	1,038
Deposits held in domestic offices	$368,443,000	988
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$490,000	2,750
Trading liabilities	$0	69
Other borrowed funds	$18,660,000	1,100
Subordinated debt	$0	255
All other liabilities	$2,233,000	1,809
Total equity capital	$35,112,000	1,281
Total bank equity capital	$35,112,000	1,281
Perpetual preferred stock	$0	199
Common stock	$16,000	9,180
Surplus	$17,067,000	1,005
Undivided profits	$18,029,000	1,458
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,845,000	1,388
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$2,461,000	836
Earning assets	$382,405,000	1,115
Long-term assets (5+ years)	$99,375,000	899
Average Assets, year-to-date	$342,210,400	1,275
Average Assets, quarterly	$388,948,500	1,168
Volatile liabilities	$50,703,000	1,370
Insider loans	$17,456,000	209
FHLB advances	$0	740
Loans and leases held for sale	$1,320,000	954
Unused loan commitments	$35,828,000	1,453
Tier 1 (core) risk-based capital	$34,626,000	1,221
Tier 2 risk-based capital	$3,859,000	915
Total risk weighted assets	$323,226,400	914
Total unused commitments	$35,828,000	1,458
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	32	5,269
Assets and Liabilities
Total Assets:	$78,470,000	5,258
Cash and due from depository institutions	$3,761,000	5,269
Interest-bearing balances	$0	6,604
Securities	$24,018,000	4,326
Federal funds sold & reverse repurchase agreements	$17,000,000	773
Net loans & leases	$31,521,000	6,678
Loan loss allowance	$651,000	4,774
Trading account assets	$0	203
Bank premises and fixed assets	$1,088,000	5,716
Other real estate owned	$0	5,269
Goodwill and other intangibles	$0	3,571
All other assets	$1,082,000	5,716
Life insurance assets	$0	1
Total liabilities and capital	$78,470,000	5,258
Total liabilities	$70,816,000	5,237
Total deposits	$70,626,000	5,012
Interest-bearing deposits	$58,341,000	5,161
Deposits held in domestic offices	$70,626,000	5,007
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$0	5,103
Subordinated debt	$0	260
All other liabilities	$190,000	9,109
Total equity capital	$7,654,000	5,376
Total bank equity capital	$7,654,000	5,376
Perpetual preferred stock	$0	223
Common stock	$16,000	9,576
Surplus	$1,384,000	6,571
Undivided profits	$6,254,000	3,776
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$619,000	3,518
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$585,000	4,062
Earning assets	$72,539,000	5,230
Long-term assets (5+ years)	$7,753,000	4,960
Average Assets, year-to-date	$70,296,200	5,518
Average Assets, quarterly	$73,981,000	5,437
Volatile liabilities	$2,482,000	8,884
Insider loans	$2,144,000	1,940
FHLB advances	$0	780
Loans and leases held for sale	$0	1,579
Unused loan commitments	$5,293,000	5,038
Tier 1 (core) risk-based capital	$7,654,000	5,232
Tier 2 risk-based capital	$505,490	5,121
Total risk weighted assets	$40,255,790	5,905
Total unused commitments	$5,293,000	5,042
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	32	5,523
Assets and Liabilities
Total Assets:	$66,256,000	6,111
Cash and due from depository institutions	$3,388,000	5,523
Interest-bearing balances	$0	6,640
Securities	$20,947,000	5,149
Federal funds sold & reverse repurchase agreements	$9,250,000	1,399
Net loans & leases	$30,395,000	6,908
Loan loss allowance	$634,000	5,005
Trading account assets	$0	240
Bank premises and fixed assets	$1,153,000	5,525
Other real estate owned	$158,000	5,523
Goodwill and other intangibles	$0	3,437
All other assets	$965,000	6,381
Life insurance assets	$0	1
Total liabilities and capital	$66,256,000	6,111
Total liabilities	$59,391,000	6,115
Total deposits	$59,173,000	5,902
Interest-bearing deposits	$48,873,000	6,060
Deposits held in domestic offices	$59,173,000	5,895
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$0	5,299
Subordinated debt	$0	298
All other liabilities	$218,000	9,009
Total equity capital	$6,865,000	5,882
Total bank equity capital	$6,865,000	5,882
Perpetual preferred stock	$0	250
Common stock	$16,000	10,038
Surplus	$1,384,000	6,757
Undivided profits	$5,465,000	4,163
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$795,000	3,180
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$46,000	1,300
Income earned, not collected on loans	$457,000	5,067
Earning assets	$60,592,000	6,111
Long-term assets (5+ years)	$2,086,000	7,740
Average Assets, year-to-date	$66,536,600	5,915
Average Assets, quarterly	$67,215,000	6,000
Volatile liabilities	$1,924,000	9,551
Insider loans	$514,000	5,451
FHLB advances	$0	882
Loans and leases held for sale	$0	1,560
Unused loan commitments	$2,985,000	6,445
Tier 1 (core) risk-based capital	$6,865,000	5,773
Tier 2 risk-based capital	$466,030	5,544
Total risk weighted assets	$37,073,030	6,304
Total unused commitments	$2,985,000	6,460
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	31	5,851
Assets and Liabilities
Total Assets:	$65,802,000	6,208
Cash and due from depository institutions	$3,237,000	5,851
Interest-bearing balances	$0	6,853
Securities	$18,738,000	5,810
Federal funds sold & reverse repurchase agreements	$8,600,000	1,692
Net loans & leases	$32,532,000	6,663
Loan loss allowance	$660,000	4,932
Trading account assets	$0	261
Bank premises and fixed assets	$1,212,000	5,384
Other real estate owned	$250,000	5,851
Goodwill and other intangibles	$0	3,181
All other assets	$1,233,000	5,482
Life insurance assets	$0	1
Total liabilities and capital	$65,802,000	6,208
Total liabilities	$59,629,000	6,172
Total deposits	$59,372,000	5,982
Interest-bearing deposits	$48,084,000	6,248
Deposits held in domestic offices	$59,372,000	5,973
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$0	5,136
Subordinated debt	$0	337
All other liabilities	$257,000	8,875
Total equity capital	$6,173,000	6,419
Total bank equity capital	$6,173,000	6,419
Perpetual preferred stock	$0	288
Common stock	$16,000	10,505
Surplus	$1,384,000	6,856
Undivided profits	$4,773,000	4,664
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$45,000	9,443
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$421,000	5,526
Earning assets	$59,870,000	6,236
Long-term assets (5+ years)	$2,011,000	7,892
Average Assets, year-to-date	$62,305,800	6,259
Average Assets, quarterly	$64,548,000	6,251
Volatile liabilities	$895,000	10,984
Insider loans	$818,000	4,245
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$1,862,000	7,598
Tier 1 (core) risk-based capital	$6,173,000	6,295
Tier 2 risk-based capital	$478,240	5,456
Total risk weighted assets	$38,026,540	6,191
Total unused commitments	$1,862,000	7,612
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	29	6,346
Assets and Liabilities
Total Assets:	$59,506,000	6,682
Cash and due from depository institutions	$3,485,000	6,346
Interest-bearing balances	$0	7,034
Securities	$18,991,000	6,105
Federal funds sold & reverse repurchase agreements	$4,800,000	1,896
Net loans & leases	$30,227,000	6,987
Loan loss allowance	$627,000	5,227
Trading account assets	$0	286
Bank premises and fixed assets	$1,175,000	5,491
Other real estate owned	$0	6,346
Goodwill and other intangibles	$0	3,133
All other assets	$828,000	7,563
Life insurance assets	$0	1
Total liabilities and capital	$59,506,000	6,682
Total liabilities	$54,109,000	6,662
Total deposits	$53,917,000	6,444
Interest-bearing deposits	$44,389,000	6,632
Deposits held in domestic offices	$53,917,000	6,438
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,788
Trading liabilities	$0	87
Other borrowed funds	$0	5,375
Subordinated debt	$0	372
All other liabilities	$192,000	9,174
Total equity capital	$5,397,000	6,759
Total bank equity capital	$5,397,000	6,759
Perpetual preferred stock	$0	310
Common stock	$16,000	11,082
Surplus	$1,384,000	6,969
Undivided profits	$3,997,000	4,922
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$69,000	9,106
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$390,000	5,304
Earning assets	$54,018,000	6,717
Long-term assets (5+ years)	$3,463,000	7,032
Average Assets, year-to-date	$59,296,600	6,602
Average Assets, quarterly	$60,269,000	6,591
Volatile liabilities	$1,034,000	11,048
Insider loans	$370,000	6,568
FHLB advances	$0	993
Loans and leases held for sale	$0	1,430
Unused loan commitments	$1,150,000	8,826
Tier 1 (core) risk-based capital	$5,397,000	6,865
Tier 2 risk-based capital	$429,150	5,927
Total risk weighted assets	$34,020,750	6,642
Total unused commitments	$1,150,000	8,836
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	27	6,938
Assets and Liabilities
Total Assets:	$57,105,000	7,090
Cash and due from depository institutions	$3,277,000	6,938
Interest-bearing balances	$100,000	6,134
Securities	$17,537,000	6,700
Federal funds sold & reverse repurchase agreements	$5,400,000	2,574
Net loans & leases	$28,538,000	7,236
Loan loss allowance	$580,000	5,731
Trading account assets	$0	330
Bank premises and fixed assets	$1,143,000	5,646
Other real estate owned	$0	6,938
Goodwill and other intangibles	$0	3,091
All other assets	$1,210,000	5,290
Life insurance assets	$0	1
Total liabilities and capital	$57,105,000	7,090
Total liabilities	$52,308,000	7,037
Total deposits	$52,107,000	6,854
Interest-bearing deposits	$43,900,000	6,930
Deposits held in domestic offices	$52,107,000	6,847
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$0	5,027
Subordinated debt	$0	413
All other liabilities	$201,000	9,265
Total equity capital	$4,797,000	7,482
Total bank equity capital	$4,797,000	7,482
Perpetual preferred stock	$0	343
Common stock	$16,000	11,619
Surplus	$1,384,000	7,001
Undivided profits	$3,397,000	5,693
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$326,000	6,141
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$287,000	6,308
Earning assets	$51,575,000	7,142
Long-term assets (5+ years)	$4,908,000	6,471
Average Assets, year-to-date	$56,339,000	6,984
Average Assets, quarterly	$58,263,500	6,926
Volatile liabilities	$1,235,000	10,926
Insider loans	$345,000	6,859
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$0	12,206
Tier 1 (core) risk-based capital	$4,797,000	7,409
Tier 2 risk-based capital	$399,050	6,294
Total risk weighted assets	$31,670,150	6,998
Total unused commitments	$0	12,208
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	26	7,249
Assets and Liabilities
Total Assets:	$53,721,000	7,501
Cash and due from depository institutions	$3,768,000	7,249
Interest-bearing balances	$100,000	6,673
Securities	$17,518,000	6,652
Federal funds sold & reverse repurchase agreements	$4,000,000	3,970
Net loans & leases	$26,161,000	7,679
Loan loss allowance	$428,000	7,184
Trading account assets	$0	344
Bank premises and fixed assets	$1,081,000	5,906
Other real estate owned	$0	7,249
Goodwill and other intangibles	$0	3,106
All other assets	$1,193,000	5,512
Life insurance assets	$0	1
Total liabilities and capital	$53,721,000	7,501
Total liabilities	$49,455,000	7,455
Total deposits	$49,199,000	7,288
Interest-bearing deposits	$41,851,000	7,390
Deposits held in domestic offices	$49,199,000	7,281
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$0	482
All other liabilities	$256,000	8,933
Total equity capital	$4,266,000	7,940
Total bank equity capital	$4,266,000	7,940
Perpetual preferred stock	$0	346
Common stock	$16,000	12,161
Surplus	$1,384,000	6,952
Undivided profits	$2,866,000	6,122
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$355,000	6,720
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$274,000	7,012
Earning assets	$47,779,000	7,608
Long-term assets (5+ years)	$7,312,000	5,279
Average Assets, year-to-date	$52,610,600	7,451
Average Assets, quarterly	$53,337,500	7,487
Volatile liabilities	$1,464,000	10,884
Insider loans	$380,000	2,383
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$0	12,570
Tier 1 (core) risk-based capital	$4,266,000	7,884
Tier 2 risk-based capital	$372,720	6,584
Total risk weighted assets	$29,662,320	7,381
Total unused commitments	$0	12,572
Derivatives	$0	651