Home > SUNWEST Bank of Roswell > Income and Expense

SUNWEST Bank of Roswell, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$11,708,0002,820
Total interest expense$5,029,0002,986
Net interest income$6,679,0002,645
Provision for loan and lease losses$-480,00011,388
Total noninterest income$1,167,0002,746
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$925,0001,456
Trading account gains and fees$0262
Additional Noninterest Income$242,0004,626
Total noninterest expense$4,112,0003,266
Salaries and employee benefits$2,050,0003,264
Premises and equipment expense$437,0004,224
Additional noninterest expense$1,625,0002,926
Pre-tax net operating income$4,214,0001,708
Securities gains (losses)$04,148
Applicable income taxes$1,528,0001,573
Income before extraordinary items$2,686,0001,838
Extraordinary gains, net$053
Net income$2,686,0001,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,393
Cash dividends$2,100,0001,230
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,686,0001,805
1995-12-31 (YTD Data)Rank
Total interest income$11,461,0002,906
Total interest expense$4,763,0003,154
Net interest income$6,698,0002,663
Provision for loan and lease losses$-340,00011,876
Total noninterest income$1,206,0002,714
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$902,0001,517
Trading account gains and fees$0522
Additional Noninterest Income$304,0003,963
Total noninterest expense$4,637,0002,905
Salaries and employee benefits$2,174,0003,064
Premises and equipment expense$801,0002,471
Additional noninterest expense$1,662,0002,800
Pre-tax net operating income$3,607,0002,045
Securities gains (losses)$03,831
Applicable income taxes$1,300,0001,870
Income before extraordinary items$2,307,0002,193
Extraordinary gains, net$065
Net income$2,307,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$1,971,0001,262
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,307,0002,165
1994-12-31 (YTD Data)Rank
Total interest income$10,488,0002,901
Total interest expense$3,981,0003,073
Net interest income$6,507,0002,788
Provision for loan and lease losses$-325,00012,408
Total noninterest income$1,367,0002,473
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$953,0001,412
Trading account gains and fees$30,000311
Additional Noninterest Income$384,0003,496
Total noninterest expense$5,022,0002,772
Salaries and employee benefits$2,284,0002,899
Premises and equipment expense$885,0002,279
Additional noninterest expense$1,853,0002,751
Pre-tax net operating income$3,177,0002,233
Securities gains (losses)$03,600
Applicable income taxes$1,170,0001,925
Income before extraordinary items$2,007,0002,428
Extraordinary gains, net$0249
Net income$2,007,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,0001,472
Cash dividends$1,680,0001,286
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,007,0002,439
1993-12-31 (YTD Data)Rank
Total interest income$11,211,0002,769
Total interest expense$4,125,0003,082
Net interest income$7,086,0002,535
Provision for loan and lease losses$380,0002,540
Total noninterest income$1,080,0003,145
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$908,0001,496
Trading account gains and fees$0532
Additional Noninterest Income$172,0006,134
Total noninterest expense$5,223,0002,738
Salaries and employee benefits$2,446,0002,703
Premises and equipment expense$958,0002,145
Additional noninterest expense$1,819,0002,964
Pre-tax net operating income$2,563,0002,653
Securities gains (losses)$07,477
Applicable income taxes$718,0003,046
Income before extraordinary items$1,845,0002,712
Extraordinary gains, net$03,149
Net income$1,845,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-331,00013,184
Cash dividends$500,0003,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,845,0002,559
1992-12-31 (YTD Data)Rank
Total interest income$13,106,0002,691
Total interest expense$5,721,0002,913
Net interest income$7,385,0002,454
Provision for loan and lease losses$4,385,000642
Total noninterest income$996,0003,336
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$860,0001,576
Trading account gains and fees$0504
Additional Noninterest Income$136,0006,990
Total noninterest expense$6,093,0002,387
Salaries and employee benefits$2,661,0002,427
Premises and equipment expense$1,066,0001,985
Additional noninterest expense$2,366,0002,427
Pre-tax net operating income$-2,097,00013,644
Securities gains (losses)$784,000776
Applicable income taxes$-318,00013,713
Income before extraordinary items$-995,00013,549
Extraordinary gains, net$-40,00013,568
Net income$-1,035,00013,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,811,000766
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,590,84013,573

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.