Home > SUNWEST Bank of Rio Arriba > Income and Expense
SUNWEST Bank of Rio Arriba, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 4,394 |
| Total interest expense | $2,484,000 | 5,547 |
| Net interest income | $4,838,000 | 3,648 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $1,203,000 | 2,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $871,000 | 1,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,825 |
| Total noninterest expense | $3,059,000 | 4,245 |
| Salaries and employee benefits | $1,242,000 | 5,056 |
| Premises and equipment expense | $455,000 | 4,071 |
| Additional noninterest expense | $1,362,000 | 3,393 |
| Pre-tax net operating income | $2,777,000 | 2,530 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $1,025,000 | 2,305 |
| Income before extraordinary items | $1,758,000 | 2,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,758,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,824 |
| Cash dividends | $1,760,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,754,160 | 2,725 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,353,000 | 4,358 |
| Total interest expense | $2,411,000 | 5,720 |
| Net interest income | $4,942,000 | 3,582 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $1,057,000 | 2,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $827,000 | 1,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $3,035,000 | 4,245 |
| Salaries and employee benefits | $1,299,000 | 4,864 |
| Premises and equipment expense | $452,000 | 4,098 |
| Additional noninterest expense | $1,284,000 | 3,535 |
| Pre-tax net operating income | $2,784,000 | 2,593 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,032,000 | 2,310 |
| Income before extraordinary items | $1,752,000 | 2,811 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,752,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $1,350,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,752,000 | 2,777 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 4,688 |
| Total interest expense | $1,938,000 | 5,747 |
| Net interest income | $4,314,000 | 4,076 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $1,207,000 | 2,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $838,000 | 1,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,583 |
| Total noninterest expense | $3,130,000 | 4,251 |
| Salaries and employee benefits | $1,312,000 | 4,835 |
| Premises and equipment expense | $425,000 | 4,362 |
| Additional noninterest expense | $1,393,000 | 3,550 |
| Pre-tax net operating income | $2,291,000 | 3,057 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $860,000 | 2,600 |
| Income before extraordinary items | $1,431,000 | 3,297 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,431,000 | 3,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,413 |
| Cash dividends | $1,330,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,431,000 | 3,327 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,626,000 | 4,542 |
| Total interest expense | $2,159,000 | 5,478 |
| Net interest income | $4,467,000 | 3,972 |
| Provision for loan and lease losses | $110,000 | 5,504 |
| Total noninterest income | $952,000 | 3,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $778,000 | 1,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,088 |
| Total noninterest expense | $2,899,000 | 4,653 |
| Salaries and employee benefits | $1,298,000 | 4,890 |
| Premises and equipment expense | $386,000 | 4,858 |
| Additional noninterest expense | $1,215,000 | 4,150 |
| Pre-tax net operating income | $2,410,000 | 2,802 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $857,000 | 2,610 |
| Income before extraordinary items | $1,553,000 | 3,141 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,553,000 | 3,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $1,480,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,553,000 | 2,961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,476,000 | 4,565 |
| Total interest expense | $2,961,000 | 5,221 |
| Net interest income | $4,515,000 | 3,995 |
| Provision for loan and lease losses | $221,000 | 4,952 |
| Total noninterest income | $802,000 | 3,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $610,000 | 2,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,803 |
| Total noninterest expense | $2,609,000 | 5,108 |
| Salaries and employee benefits | $1,221,000 | 5,083 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $1,017,000 | 4,991 |
| Pre-tax net operating income | $2,487,000 | 2,508 |
| Securities gains (losses) | $848,000 | 738 |
| Applicable income taxes | $1,118,000 | 1,901 |
| Income before extraordinary items | $2,217,000 | 2,073 |
| Extraordinary gains, net | $-101,000 | 13,649 |
| Net income | $2,116,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 3,114 |
| Cash dividends | $1,480,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,657,320 | 2,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.