Home > SUNWEST Bank of Raton > Income and Expense
SUNWEST Bank of Raton, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,471,000 | 4,884 |
| Total interest expense | $2,755,000 | 5,141 |
| Net interest income | $3,716,000 | 4,591 |
| Provision for loan and lease losses | $-120,000 | 11,291 |
| Total noninterest income | $661,000 | 4,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,206 |
| Total noninterest expense | $2,486,000 | 5,029 |
| Salaries and employee benefits | $1,248,000 | 5,028 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $911,000 | 4,711 |
| Pre-tax net operating income | $2,011,000 | 3,408 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $726,000 | 3,096 |
| Income before extraordinary items | $1,285,000 | 3,658 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,285,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,013 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,285,000 | 3,603 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,331,000 | 4,966 |
| Total interest expense | $2,525,000 | 5,522 |
| Net interest income | $3,806,000 | 4,501 |
| Provision for loan and lease losses | $-360,000 | 11,885 |
| Total noninterest income | $544,000 | 4,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $2,660,000 | 4,729 |
| Salaries and employee benefits | $1,221,000 | 5,138 |
| Premises and equipment expense | $323,000 | 5,325 |
| Additional noninterest expense | $1,116,000 | 3,985 |
| Pre-tax net operating income | $2,050,000 | 3,414 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $752,000 | 3,039 |
| Income before extraordinary items | $1,298,000 | 3,694 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,298,000 | 3,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $1,215,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,298,000 | 3,667 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 4,876 |
| Total interest expense | $2,046,000 | 5,505 |
| Net interest income | $3,939,000 | 4,452 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $502,000 | 5,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $2,732,000 | 4,789 |
| Salaries and employee benefits | $1,287,000 | 4,928 |
| Premises and equipment expense | $316,000 | 5,491 |
| Additional noninterest expense | $1,129,000 | 4,273 |
| Pre-tax net operating income | $1,809,000 | 3,725 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $671,000 | 3,191 |
| Income before extraordinary items | $1,138,000 | 4,056 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,138,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 12,091 |
| Cash dividends | $825,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,138,000 | 4,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,915,000 | 5,011 |
| Total interest expense | $2,206,000 | 5,365 |
| Net interest income | $3,709,000 | 4,718 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $2,599,000 | 5,097 |
| Salaries and employee benefits | $1,198,000 | 5,255 |
| Premises and equipment expense | $310,000 | 5,690 |
| Additional noninterest expense | $1,091,000 | 4,567 |
| Pre-tax net operating income | $1,545,000 | 4,204 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $503,000 | 4,162 |
| Income before extraordinary items | $1,042,000 | 4,546 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,042,000 | 4,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-246,000 | 13,153 |
| Cash dividends | $960,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,042,000 | 4,304 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,567,000 | 5,101 |
| Total interest expense | $2,968,000 | 5,211 |
| Net interest income | $3,599,000 | 4,886 |
| Provision for loan and lease losses | $845,000 | 2,079 |
| Total noninterest income | $580,000 | 5,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $2,563,000 | 5,193 |
| Salaries and employee benefits | $1,154,000 | 5,362 |
| Premises and equipment expense | $309,000 | 5,841 |
| Additional noninterest expense | $1,100,000 | 4,691 |
| Pre-tax net operating income | $771,000 | 6,704 |
| Securities gains (losses) | $738,000 | 812 |
| Applicable income taxes | $478,000 | 4,139 |
| Income before extraordinary items | $1,031,000 | 4,365 |
| Extraordinary gains, net | $-100,000 | 13,647 |
| Net income | $931,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 1,899 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $529,160 | 6,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.