Home > SUNWEST Bank of Gallup > Income and Expense
SUNWEST Bank of Gallup, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,709,000 | 2,819 |
| Total interest expense | $5,131,000 | 2,930 |
| Net interest income | $6,578,000 | 2,694 |
| Provision for loan and lease losses | $-635,000 | 11,397 |
| Total noninterest income | $2,376,000 | 1,608 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,852,000 | 722 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $524,000 | 2,827 |
| Total noninterest expense | $5,573,000 | 2,466 |
| Salaries and employee benefits | $2,470,000 | 2,731 |
| Premises and equipment expense | $812,000 | 2,417 |
| Additional noninterest expense | $2,291,000 | 2,184 |
| Pre-tax net operating income | $4,016,000 | 1,793 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,452,000 | 1,649 |
| Income before extraordinary items | $2,564,000 | 1,932 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,564,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-339,000 | 11,393 |
| Cash dividends | $2,190,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,564,000 | 1,892 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,006,000 | 2,783 |
| Total interest expense | $5,516,000 | 2,776 |
| Net interest income | $6,490,000 | 2,746 |
| Provision for loan and lease losses | $330,000 | 2,136 |
| Total noninterest income | $2,190,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,823,000 | 735 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $367,000 | 3,500 |
| Total noninterest expense | $5,751,000 | 2,368 |
| Salaries and employee benefits | $2,644,000 | 2,526 |
| Premises and equipment expense | $831,000 | 2,406 |
| Additional noninterest expense | $2,276,000 | 2,167 |
| Pre-tax net operating income | $2,599,000 | 2,739 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $902,000 | 2,593 |
| Income before extraordinary items | $1,697,000 | 2,901 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,697,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 11,737 |
| Cash dividends | $1,210,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,697,000 | 2,864 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 2,731 |
| Total interest expense | $4,023,000 | 3,038 |
| Net interest income | $7,113,000 | 2,540 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $2,548,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,142,000 | 643 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $406,000 | 3,372 |
| Total noninterest expense | $6,695,000 | 2,124 |
| Salaries and employee benefits | $3,010,000 | 2,210 |
| Premises and equipment expense | $741,000 | 2,697 |
| Additional noninterest expense | $2,944,000 | 1,838 |
| Pre-tax net operating income | $2,786,000 | 2,540 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $991,000 | 2,262 |
| Income before extraordinary items | $1,795,000 | 2,700 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,795,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,545 |
| Cash dividends | $1,390,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,795,000 | 2,713 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,773,000 | 2,621 |
| Total interest expense | $4,216,000 | 3,010 |
| Net interest income | $7,557,000 | 2,369 |
| Provision for loan and lease losses | $480,000 | 2,158 |
| Total noninterest income | $2,376,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,970,000 | 694 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $406,000 | 3,715 |
| Total noninterest expense | $6,187,000 | 2,326 |
| Salaries and employee benefits | $2,881,000 | 2,314 |
| Premises and equipment expense | $697,000 | 2,890 |
| Additional noninterest expense | $2,609,000 | 2,141 |
| Pre-tax net operating income | $3,266,000 | 2,086 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $1,090,000 | 2,086 |
| Income before extraordinary items | $2,170,000 | 2,305 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,170,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,908 |
| Cash dividends | $940,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,174,020 | 2,164 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,217,000 | 2,670 |
| Total interest expense | $5,338,000 | 3,101 |
| Net interest income | $7,879,000 | 2,304 |
| Provision for loan and lease losses | $3,058,000 | 824 |
| Total noninterest income | $1,882,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,593,000 | 821 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $289,000 | 4,526 |
| Total noninterest expense | $5,716,000 | 2,530 |
| Salaries and employee benefits | $2,674,000 | 2,418 |
| Premises and equipment expense | $691,000 | 2,954 |
| Additional noninterest expense | $2,351,000 | 2,440 |
| Pre-tax net operating income | $987,000 | 5,682 |
| Securities gains (losses) | $1,235,000 | 558 |
| Applicable income taxes | $621,000 | 3,334 |
| Income before extraordinary items | $1,601,000 | 2,875 |
| Extraordinary gains, net | $-263,000 | 13,767 |
| Net income | $1,338,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,614,000 | 807 |
| Cash dividends | $1,150,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $711,800 | 5,514 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.