Home > SunTrust BankCard > Income and Expense
SunTrust BankCard, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,506 |
| Total interest expense | $1,212,000 | 1,952 |
| Net interest income | $1,876,000 | 2,805 |
| Provision for loan and lease losses | $1,196,000 | 228 |
| Total noninterest income | $11,083,000 | 236 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,083,000 | 182 |
| Total noninterest expense | $7,773,000 | 563 |
| Salaries and employee benefits | $1,809,000 | 1,277 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $5,871,000 | 293 |
| Pre-tax net operating income | $3,990,000 | 622 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,444,000 | 572 |
| Income before extraordinary items | $2,546,000 | 701 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,546,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $916,000 | 236 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,546,000 | 680 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,463,000 | 2,705 |
| Total interest expense | $2,660,000 | 2,904 |
| Net interest income | $7,803,000 | 2,591 |
| Provision for loan and lease losses | $1,910,000 | 575 |
| Total noninterest income | $41,270,000 | 248 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,270,000 | 190 |
| Total noninterest expense | $39,053,000 | 461 |
| Salaries and employee benefits | $6,625,000 | 1,329 |
| Premises and equipment expense | $413,000 | 4,652 |
| Additional noninterest expense | $32,015,000 | 250 |
| Pre-tax net operating income | $8,110,000 | 1,085 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,871,000 | 934 |
| Income before extraordinary items | $5,239,000 | 1,245 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,239,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,145,000 | 440 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,239,000 | 1,213 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 2,771 |
| Total interest expense | $1,608,000 | 3,401 |
| Net interest income | $5,980,000 | 2,530 |
| Provision for loan and lease losses | $742,000 | 1,027 |
| Total noninterest income | $24,269,000 | 281 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,269,000 | 225 |
| Total noninterest expense | $24,294,000 | 531 |
| Salaries and employee benefits | $4,917,000 | 1,341 |
| Premises and equipment expense | $357,000 | 4,230 |
| Additional noninterest expense | $19,020,000 | 283 |
| Pre-tax net operating income | $5,213,000 | 1,258 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,880,000 | 1,067 |
| Income before extraordinary items | $3,333,000 | 1,479 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,333,000 | 1,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,539,000 | 418 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,333,000 | 1,434 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 2,854 |
| Total interest expense | $943,000 | 3,785 |
| Net interest income | $3,926,000 | 2,530 |
| Provision for loan and lease losses | $-291,000 | 9,014 |
| Total noninterest income | $15,548,000 | 287 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,548,000 | 231 |
| Total noninterest expense | $15,422,000 | 552 |
| Salaries and employee benefits | $3,258,000 | 1,341 |
| Premises and equipment expense | $280,000 | 3,753 |
| Additional noninterest expense | $11,884,000 | 289 |
| Pre-tax net operating income | $4,343,000 | 1,007 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,570,000 | 890 |
| Income before extraordinary items | $2,773,000 | 1,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,773,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $811,000 | 503 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,773,000 | 1,136 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 2,918 |
| Total interest expense | $448,000 | 3,989 |
| Net interest income | $1,943,000 | 2,549 |
| Provision for loan and lease losses | $-573,000 | 9,082 |
| Total noninterest income | $7,629,000 | 290 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,629,000 | 230 |
| Total noninterest expense | $7,873,000 | 546 |
| Salaries and employee benefits | $1,705,000 | 1,299 |
| Premises and equipment expense | $195,000 | 2,887 |
| Additional noninterest expense | $5,973,000 | 278 |
| Pre-tax net operating income | $2,272,000 | 953 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $820,000 | 878 |
| Income before extraordinary items | $1,452,000 | 1,131 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,452,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 513 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,452,000 | 1,068 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,057,000 | 3,092 |
| Total interest expense | $1,798,000 | 4,355 |
| Net interest income | $7,259,000 | 2,662 |
| Provision for loan and lease losses | $1,926,000 | 671 |
| Total noninterest income | $24,081,000 | 355 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,081,000 | 267 |
| Total noninterest expense | $26,834,000 | 631 |
| Salaries and employee benefits | $7,124,000 | 1,201 |
| Premises and equipment expense | $505,000 | 4,022 |
| Additional noninterest expense | $19,205,000 | 345 |
| Pre-tax net operating income | $2,580,000 | 2,821 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $914,000 | 2,302 |
| Income before extraordinary items | $1,666,000 | 3,288 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,666,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,086,000 | 534 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,666,000 | 3,142 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 3,175 |
| Total interest expense | $1,336,000 | 4,504 |
| Net interest income | $5,356,000 | 2,717 |
| Provision for loan and lease losses | $1,607,000 | 619 |
| Total noninterest income | $17,165,000 | 382 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,165,000 | 291 |
| Total noninterest expense | $19,017,000 | 676 |
| Salaries and employee benefits | $5,001,000 | 1,309 |
| Premises and equipment expense | $418,000 | 3,732 |
| Additional noninterest expense | $13,598,000 | 369 |
| Pre-tax net operating income | $1,897,000 | 2,951 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $671,000 | 2,455 |
| Income before extraordinary items | $1,226,000 | 3,437 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,226,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,605,000 | 518 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,226,000 | 3,273 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 3,239 |
| Total interest expense | $897,000 | 4,589 |
| Net interest income | $3,484,000 | 2,778 |
| Provision for loan and lease losses | $1,022,000 | 630 |
| Total noninterest income | $10,302,000 | 406 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,302,000 | 308 |
| Total noninterest expense | $10,635,000 | 774 |
| Salaries and employee benefits | $3,350,000 | 1,293 |
| Premises and equipment expense | $384,000 | 2,872 |
| Additional noninterest expense | $6,901,000 | 447 |
| Pre-tax net operating income | $2,129,000 | 1,929 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $764,000 | 1,687 |
| Income before extraordinary items | $1,365,000 | 2,290 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,365,000 | 2,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,028,000 | 516 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,365,000 | 2,167 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 3,233 |
| Total interest expense | $420,000 | 4,889 |
| Net interest income | $1,790,000 | 2,699 |
| Provision for loan and lease losses | $478,000 | 642 |
| Total noninterest income | $5,015,000 | 421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,015,000 | 313 |
| Total noninterest expense | $6,327,000 | 667 |
| Salaries and employee benefits | $1,684,000 | 1,291 |
| Premises and equipment expense | $224,000 | 2,493 |
| Additional noninterest expense | $4,419,000 | 380 |
| Pre-tax net operating income | $0 | 8,688 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-6,000 | 9,038 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 496 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 3,810 |
| Total interest expense | $1,939,000 | 4,891 |
| Net interest income | $5,648,000 | 3,300 |
| Provision for loan and lease losses | $-2,878,000 | 9,353 |
| Total noninterest income | $13,517,000 | 522 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,517,000 | 365 |
| Total noninterest expense | $17,843,000 | 880 |
| Salaries and employee benefits | $6,798,000 | 1,185 |
| Premises and equipment expense | $895,000 | 2,424 |
| Additional noninterest expense | $10,150,000 | 553 |
| Pre-tax net operating income | $4,200,000 | 1,905 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,505,000 | 1,649 |
| Income before extraordinary items | $2,695,000 | 2,214 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,695,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 1,136 |
| Cash dividends | $7,000,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,695,000 | 2,140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,971,000 | 4,450 |
| Total interest expense | $2,875,000 | 4,884 |
| Net interest income | $4,096,000 | 4,054 |
| Provision for loan and lease losses | $185,000 | 4,295 |
| Total noninterest income | $17,183,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,183,000 | 317 |
| Total noninterest expense | $19,093,000 | 790 |
| Salaries and employee benefits | $6,610,000 | 1,123 |
| Premises and equipment expense | $757,000 | 2,769 |
| Additional noninterest expense | $11,726,000 | 506 |
| Pre-tax net operating income | $2,001,000 | 3,169 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $787,000 | 2,457 |
| Income before extraordinary items | $1,214,000 | 3,774 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,214,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 900 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,214,000 | 3,657 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 4,104 |
| Total interest expense | $4,456,000 | 3,652 |
| Net interest income | $3,606,000 | 4,507 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $35,302,000 | 268 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $35,302,000 | 205 |
| Total noninterest expense | $33,296,000 | 486 |
| Salaries and employee benefits | $10,012,000 | 708 |
| Premises and equipment expense | $1,471,000 | 1,407 |
| Additional noninterest expense | $21,813,000 | 326 |
| Pre-tax net operating income | $5,612,000 | 1,317 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,232,000 | 1,056 |
| Income before extraordinary items | $3,380,000 | 1,568 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,380,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,060,000 | 470 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,380,000 | 1,559 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $130,819,000 | 331 |
| Total interest expense | $67,930,000 | 307 |
| Net interest income | $62,889,000 | 354 |
| Provision for loan and lease losses | $4,143,000 | 340 |
| Total noninterest income | $37,148,000 | 268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $37,148,000 | 208 |
| Total noninterest expense | $55,034,000 | 335 |
| Salaries and employee benefits | $16,167,000 | 474 |
| Premises and equipment expense | $2,404,000 | 835 |
| Additional noninterest expense | $36,463,000 | 248 |
| Pre-tax net operating income | $40,860,000 | 284 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $15,016,000 | 286 |
| Income before extraordinary items | $25,844,000 | 302 |
| Extraordinary gains, net | $136,224,000 | 1 |
| Net income | $162,068,000 | 81 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,256,000 | 69 |
| Cash dividends | $229,000,000 | 49 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $25,844,000 | 294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $150,473,000 | 275 |
| Total interest expense | $74,830,000 | 273 |
| Net interest income | $75,643,000 | 277 |
| Provision for loan and lease losses | $56,532,000 | 72 |
| Total noninterest income | $29,916,000 | 286 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $29,916,000 | 230 |
| Total noninterest expense | $50,155,000 | 346 |
| Salaries and employee benefits | $14,383,000 | 510 |
| Premises and equipment expense | $3,058,000 | 683 |
| Additional noninterest expense | $32,714,000 | 267 |
| Pre-tax net operating income | $-1,128,000 | 10,362 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-1,128,000 | 10,428 |
| Income before extraordinary items | $0 | 9,834 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $0 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,525,000 | 66 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $0 | 9,788 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $140,613,000 | 303 |
| Total interest expense | $68,928,000 | 303 |
| Net interest income | $71,685,000 | 298 |
| Provision for loan and lease losses | $57,972,000 | 72 |
| Total noninterest income | $29,787,000 | 280 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $29,787,000 | 216 |
| Total noninterest expense | $59,514,000 | 293 |
| Salaries and employee benefits | $12,846,000 | 526 |
| Premises and equipment expense | $2,509,000 | 808 |
| Additional noninterest expense | $44,159,000 | 221 |
| Pre-tax net operating income | $-16,014,000 | 10,937 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-6,802,000 | 10,914 |
| Income before extraordinary items | $-9,212,000 | 10,910 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-9,212,000 | 10,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,972,000 | 79 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-9,212,000 | 10,907 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $117,001,000 | 387 |
| Total interest expense | $56,567,000 | 390 |
| Net interest income | $60,434,000 | 379 |
| Provision for loan and lease losses | $49,853,000 | 70 |
| Total noninterest income | $26,338,000 | 325 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $26,338,000 | 241 |
| Total noninterest expense | $52,747,000 | 378 |
| Salaries and employee benefits | $11,508,000 | 607 |
| Premises and equipment expense | $2,275,000 | 947 |
| Additional noninterest expense | $38,964,000 | 282 |
| Pre-tax net operating income | $-15,828,000 | 11,469 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-6,501,000 | 11,437 |
| Income before extraordinary items | $-9,327,000 | 11,439 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-9,327,000 | 11,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,853,000 | 97 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $77,000,000 | 9 |
| Net operating income | $-9,327,000 | 11,440 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 8,539 |
| Total interest expense | $1,783,000 | 6,942 |
| Net interest income | $984,000 | 9,984 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $39,588,000 | 270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,588,000 | 183 |
| Total noninterest expense | $39,901,000 | 469 |
| Salaries and employee benefits | $9,569,000 | 734 |
| Premises and equipment expense | $1,981,000 | 1,068 |
| Additional noninterest expense | $28,351,000 | 341 |
| Pre-tax net operating income | $671,000 | 7,467 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $405,000 | 8,020 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $405,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $405,000 | 7,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 10,016 |
| Total interest expense | $1,318,000 | 7,493 |
| Net interest income | $568,000 | 11,807 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $30,326,000 | 304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,326,000 | 218 |
| Total noninterest expense | $30,110,000 | 586 |
| Salaries and employee benefits | $8,104,000 | 845 |
| Premises and equipment expense | $1,641,000 | 1,273 |
| Additional noninterest expense | $20,365,000 | 436 |
| Pre-tax net operating income | $784,000 | 6,955 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $294,000 | 5,955 |
| Income before extraordinary items | $490,000 | 7,387 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $490,000 | 7,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $490,000 | 7,423 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 13,249 |
| Total interest expense | $214,000 | 12,948 |
| Net interest income | $-101,000 | 13,248 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $11,545,000 | 549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,545,000 | 401 |
| Total noninterest expense | $11,501,000 | 1,337 |
| Salaries and employee benefits | $1,695,000 | 3,832 |
| Premises and equipment expense | $441,000 | 4,332 |
| Additional noninterest expense | $9,365,000 | 798 |
| Pre-tax net operating income | $-57,000 | 12,548 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-22,000 | 12,829 |
| Income before extraordinary items | $-35,000 | 12,595 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-35,000 | 12,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,300,000 | 329 |
| Net operating income | $-35,000 | 12,481 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.