SunTrust Bank, South Central Tennessee, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$25,167,0001,293
Total interest expense$9,740,0001,546
Net interest income$15,427,0001,142
Provision for loan and lease losses$600,0001,498
Total noninterest income$3,518,0001,181
Gross Fiduciary activities income$9,0001,273
Service charges on deposit accounts$2,117,000623
Trading account gains and fees$0173
Additional Noninterest Income$1,392,0001,462
Total noninterest expense$10,751,0001,282
Salaries and employee benefits$4,467,0001,555
Premises and equipment expense$1,317,0001,560
Additional noninterest expense$4,967,000960
Pre-tax net operating income$7,594,0001,024
Securities gains (losses)$-188,00010,034
Applicable income taxes$2,581,000994
Income before extraordinary items$4,825,0001,139
Extraordinary gains, net$035
Net income$4,825,0001,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$877,000776
Cash dividends$5,000,000657
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,947,2001,093
1998-12-31 (YTD Data)Rank
Total interest income$25,903,0001,248
Total interest expense$10,797,0001,427
Net interest income$15,106,0001,117
Provision for loan and lease losses$-33,00010,262
Total noninterest income$3,474,0001,194
Gross Fiduciary activities income$9,0001,297
Service charges on deposit accounts$2,066,000593
Trading account gains and fees$0224
Additional Noninterest Income$1,399,0001,469
Total noninterest expense$10,233,0001,298
Salaries and employee benefits$4,627,0001,421
Premises and equipment expense$1,053,0001,878
Additional noninterest expense$4,553,0001,010
Pre-tax net operating income$8,380,000933
Securities gains (losses)$04,449
Applicable income taxes$2,812,000923
Income before extraordinary items$5,568,000969
Extraordinary gains, net$032
Net income$5,568,000968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,331
Cash dividends$5,000,000633
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,568,000939
1997-12-31 (YTD Data)Rank
Total interest income$25,642,0001,307
Total interest expense$10,830,0001,443
Net interest income$14,812,0001,187
Provision for loan and lease losses$550,0001,649
Total noninterest income$3,045,0001,280
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$1,937,000657
Trading account gains and fees$0239
Additional Noninterest Income$1,105,0001,642
Total noninterest expense$9,707,0001,353
Salaries and employee benefits$4,455,0001,466
Premises and equipment expense$1,194,0001,638
Additional noninterest expense$4,058,0001,115
Pre-tax net operating income$7,600,0001,063
Securities gains (losses)$-37,00010,570
Applicable income taxes$2,506,0001,096
Income before extraordinary items$5,057,0001,094
Extraordinary gains, net$044
Net income$5,057,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,320
Cash dividends$6,000,000536
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,081,7901,059
1996-12-31 (YTD Data)Rank
Total interest income$24,381,0001,403
Total interest expense$10,809,0001,496
Net interest income$13,572,0001,310
Provision for loan and lease losses$550,0001,620
Total noninterest income$3,064,0001,331
Gross Fiduciary activities income$14,0001,378
Service charges on deposit accounts$1,891,000700
Trading account gains and fees$0262
Additional Noninterest Income$1,159,0001,640
Total noninterest expense$8,834,0001,604
Salaries and employee benefits$4,182,0001,602
Premises and equipment expense$1,019,0001,968
Additional noninterest expense$3,633,0001,463
Pre-tax net operating income$7,252,0001,040
Securities gains (losses)$-8,00010,177
Applicable income taxes$2,316,0001,076
Income before extraordinary items$4,928,0001,056
Extraordinary gains, net$053
Net income$4,928,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,0001,516
Cash dividends$3,400,000868
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,933,4401,039
1995-12-31 (YTD Data)Rank
Total interest income$23,943,0001,434
Total interest expense$10,612,0001,521
Net interest income$13,331,0001,342
Provision for loan and lease losses$600,0001,345
Total noninterest income$2,694,0001,457
Gross Fiduciary activities income$1,0001,568
Service charges on deposit accounts$1,827,000732
Trading account gains and fees$81,000294
Additional Noninterest Income$785,0002,135
Total noninterest expense$9,121,0001,560
Salaries and employee benefits$3,818,0001,739
Premises and equipment expense$934,0002,153
Additional noninterest expense$4,369,0001,249
Pre-tax net operating income$6,304,0001,214
Securities gains (losses)$-25,00010,717
Applicable income taxes$1,884,0001,341
Income before extraordinary items$4,395,0001,211
Extraordinary gains, net$065
Net income$4,395,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,416
Cash dividends$4,000,000748
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,412,5001,176
1994-12-31 (YTD Data)Rank
Total interest income$22,126,0001,401
Total interest expense$8,590,0001,504
Net interest income$13,536,0001,335
Provision for loan and lease losses$400,0001,822
Total noninterest income$2,841,0001,425
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,841,000728
Trading account gains and fees$0475
Additional Noninterest Income$1,000,0001,835
Total noninterest expense$8,876,0001,659
Salaries and employee benefits$3,968,0001,691
Premises and equipment expense$868,0002,329
Additional noninterest expense$4,040,0001,403
Pre-tax net operating income$7,101,0001,067
Securities gains (losses)$-12,0009,966
Applicable income taxes$1,894,0001,261
Income before extraordinary items$5,195,000982
Extraordinary gains, net$0249
Net income$5,195,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,215
Cash dividends$3,000,000802
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,203,760995
1993-12-31 (YTD Data)Rank
Total interest income$21,614,0001,457
Total interest expense$8,126,0001,622
Net interest income$13,488,0001,342
Provision for loan and lease losses$660,0001,725
Total noninterest income$2,904,0001,504
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,858,000729
Trading account gains and fees$0532
Additional Noninterest Income$1,046,0001,975
Total noninterest expense$9,642,0001,573
Salaries and employee benefits$3,890,0001,729
Premises and equipment expense$1,086,0001,911
Additional noninterest expense$4,666,0001,345
Pre-tax net operating income$6,090,0001,143
Securities gains (losses)$27,0004,244
Applicable income taxes$1,605,0001,483
Income before extraordinary items$4,512,0001,149
Extraordinary gains, net$03,149
Net income$4,512,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0002,296
Cash dividends$3,000,000716
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,492,0201,071
1992-12-31 (YTD Data)Rank
Total interest income$21,065,0001,682
Total interest expense$8,371,0002,045
Net interest income$12,694,0001,461
Provision for loan and lease losses$1,160,0001,684
Total noninterest income$2,260,0001,785
Gross Fiduciary activities income$1,0001,642
Service charges on deposit accounts$1,532,000852
Trading account gains and fees$0504
Additional Noninterest Income$727,0002,453
Total noninterest expense$8,106,0001,871
Salaries and employee benefits$3,355,0001,954
Premises and equipment expense$827,0002,502
Additional noninterest expense$3,924,0001,613
Pre-tax net operating income$5,688,0001,143
Securities gains (losses)$-31,00013,587
Applicable income taxes$1,357,0001,576
Income before extraordinary items$4,300,0001,097
Extraordinary gains, net$01,422
Net income$4,300,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0003,064
Cash dividends$5,900,000333
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,323,5601,000

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.