Home > SunTrust Bank, Northwest Georgia > Assets and Liabilities
SunTrust Bank, Northwest Georgia, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 186 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $395,865,000 | 1,202 |
| Cash and due from depository institutions | $28,485,000 | 898 |
| Interest-bearing balances | $332,000 | 3,507 |
| Securities | $75,489,000 | 1,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $279,575,000 | 1,100 |
| Loan loss allowance | $6,856,000 | 640 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,657,000 | 1,504 |
| Other real estate owned | $58,000 | 898 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,601,000 | 1,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,865,000 | 1,202 |
| Total liabilities | $366,537,000 | 1,176 |
| Total deposits | $293,614,000 | 1,266 |
| Interest-bearing deposits | $234,172,000 | 1,389 |
| Deposits held in domestic offices | $293,614,000 | 1,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,284,000 | 419 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,639,000 | 1,506 |
| Total equity capital | $29,328,000 | 1,507 |
| Total bank equity capital | $29,328,000 | 1,507 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $11,000,000 | 1,499 |
| Undivided profits | $15,828,000 | 1,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,005,000 | 1,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,508,000 | 1,422 |
| Earning assets | $355,396,000 | 1,220 |
| Long-term assets (5+ years) | $78,343,000 | 1,196 |
| Average Assets, year-to-date | $371,148,800 | 1,219 |
| Average Assets, quarterly | $380,568,500 | 1,232 |
| Volatile liabilities | $82,687,000 | 1,105 |
| Insider loans | $11,044,000 | 370 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,481,000 | 587 |
| Unused loan commitments | $132,473,000 | 606 |
| Tier 1 (core) risk-based capital | $30,157,000 | 1,431 |
| Tier 2 risk-based capital | $4,165,610 | 899 |
| Total risk weighted assets | $330,558,310 | 962 |
| Total unused commitments | $132,473,000 | 607 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 192 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $372,267,000 | 1,230 |
| Cash and due from depository institutions | $14,044,000 | 870 |
| Interest-bearing balances | $228,000 | 4,177 |
| Securities | $51,502,000 | 2,244 |
| Federal funds sold & reverse repurchase agreements | $35,525,000 | 449 |
| Net loans & leases | $261,630,000 | 1,094 |
| Loan loss allowance | $5,168,000 | 776 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,913,000 | 1,623 |
| Other real estate owned | $165,000 | 870 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,488,000 | 1,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $372,267,000 | 1,230 |
| Total liabilities | $340,010,000 | 1,216 |
| Total deposits | $305,943,000 | 1,198 |
| Interest-bearing deposits | $249,534,000 | 1,282 |
| Deposits held in domestic offices | $305,943,000 | 1,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,057,000 | 577 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,010,000 | 1,985 |
| Total equity capital | $32,257,000 | 1,396 |
| Total bank equity capital | $32,257,000 | 1,396 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $11,000,000 | 1,414 |
| Undivided profits | $18,757,000 | 1,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,440,000 | 1,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,396,000 | 1,525 |
| Earning assets | $348,885,000 | 1,211 |
| Long-term assets (5+ years) | $38,403,000 | 1,982 |
| Average Assets, year-to-date | $364,270,600 | 1,195 |
| Average Assets, quarterly | $362,123,500 | 1,240 |
| Volatile liabilities | $47,180,000 | 1,463 |
| Insider loans | $7,893,000 | 515 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,647,000 | 722 |
| Unused loan commitments | $104,039,000 | 691 |
| Tier 1 (core) risk-based capital | $32,151,000 | 1,319 |
| Tier 2 risk-based capital | $3,548,810 | 976 |
| Total risk weighted assets | $282,285,510 | 1,050 |
| Total unused commitments | $104,039,000 | 695 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 158 | 1,097 |
| Assets and Liabilities | ||
| Total Assets: | $373,521,000 | 1,244 |
| Cash and due from depository institutions | $14,235,000 | 1,097 |
| Interest-bearing balances | $130,000 | 4,308 |
| Securities | $49,863,000 | 2,288 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,472 |
| Net loans & leases | $294,139,000 | 1,009 |
| Loan loss allowance | $5,159,000 | 811 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,264,000 | 1,491 |
| Other real estate owned | $1,607,000 | 1,097 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,813,000 | 1,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,521,000 | 1,244 |
| Total liabilities | $341,296,000 | 1,229 |
| Total deposits | $305,641,000 | 1,217 |
| Interest-bearing deposits | $247,031,000 | 1,309 |
| Deposits held in domestic offices | $305,641,000 | 1,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,801,000 | 583 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,854,000 | 2,167 |
| Total equity capital | $32,225,000 | 1,396 |
| Total bank equity capital | $32,225,000 | 1,396 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $11,000,000 | 1,420 |
| Undivided profits | $18,725,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,054,000 | 1,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,716,000 | 1,256 |
| Earning assets | $347,732,000 | 1,234 |
| Long-term assets (5+ years) | $26,216,000 | 2,310 |
| Average Assets, year-to-date | $375,874,400 | 1,175 |
| Average Assets, quarterly | $372,562,000 | 1,225 |
| Volatile liabilities | $47,915,000 | 1,467 |
| Insider loans | $9,831,000 | 393 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $902,000 | 855 |
| Unused loan commitments | $101,285,000 | 647 |
| Tier 1 (core) risk-based capital | $32,036,000 | 1,325 |
| Tier 2 risk-based capital | $3,856,670 | 874 |
| Total risk weighted assets | $307,230,870 | 964 |
| Total unused commitments | $101,285,000 | 652 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 179 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $377,916,000 | 1,266 |
| Cash and due from depository institutions | $19,326,000 | 1,035 |
| Interest-bearing balances | $126,000 | 4,370 |
| Securities | $53,553,000 | 2,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $293,402,000 | 1,042 |
| Loan loss allowance | $5,260,000 | 841 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,601,000 | 1,412 |
| Other real estate owned | $1,186,000 | 1,035 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,848,000 | 1,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,916,000 | 1,266 |
| Total liabilities | $348,153,000 | 1,250 |
| Total deposits | $301,695,000 | 1,269 |
| Interest-bearing deposits | $248,413,000 | 1,356 |
| Deposits held in domestic offices | $301,695,000 | 1,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,049,000 | 555 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,409,000 | 1,743 |
| Total equity capital | $29,763,000 | 1,520 |
| Total bank equity capital | $29,763,000 | 1,520 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $11,000,000 | 1,473 |
| Undivided profits | $16,263,000 | 1,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,098,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,930,000 | 1,133 |
| Earning assets | $347,081,000 | 1,261 |
| Long-term assets (5+ years) | $33,788,000 | 1,795 |
| Average Assets, year-to-date | $336,371,800 | 1,348 |
| Average Assets, quarterly | $372,078,500 | 1,261 |
| Volatile liabilities | $56,145,000 | 1,286 |
| Insider loans | $11,021,000 | 393 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $111,355,000 | 616 |
| Tier 1 (core) risk-based capital | $29,631,000 | 1,446 |
| Tier 2 risk-based capital | $3,753,990 | 930 |
| Total risk weighted assets | $298,812,990 | 1,007 |
| Total unused commitments | $111,355,000 | 620 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 143 | 1,336 |
| Assets and Liabilities | ||
| Total Assets: | $285,261,000 | 1,655 |
| Cash and due from depository institutions | $9,305,000 | 1,336 |
| Interest-bearing balances | $126,000 | 4,636 |
| Securities | $31,611,000 | 3,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $230,084,000 | 1,279 |
| Loan loss allowance | $5,171,000 | 883 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,577,000 | 1,680 |
| Other real estate owned | $744,000 | 1,336 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,940,000 | 1,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,261,000 | 1,655 |
| Total liabilities | $263,310,000 | 1,633 |
| Total deposits | $242,268,000 | 1,608 |
| Interest-bearing deposits | $199,672,000 | 1,699 |
| Deposits held in domestic offices | $242,268,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,539,000 | 837 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $189,000 | 4,059 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,314,000 | 1,869 |
| Total equity capital | $21,951,000 | 2,042 |
| Total bank equity capital | $21,951,000 | 2,042 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $6,000,000 | 2,447 |
| Undivided profits | $13,451,000 | 1,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,569,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,574,000 | 1,416 |
| Earning assets | $261,821,000 | 1,652 |
| Long-term assets (5+ years) | $17,979,000 | 2,698 |
| Average Assets, year-to-date | $268,826,000 | 1,686 |
| Average Assets, quarterly | $277,847,500 | 1,678 |
| Volatile liabilities | $32,502,000 | 1,762 |
| Insider loans | $12,006,000 | 391 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $96,196,000 | 699 |
| Tier 1 (core) risk-based capital | $21,772,000 | 1,970 |
| Tier 2 risk-based capital | $3,091,840 | 1,109 |
| Total risk weighted assets | $245,267,940 | 1,201 |
| Total unused commitments | $96,196,000 | 703 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 135 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $262,309,000 | 1,756 |
| Cash and due from depository institutions | $11,470,000 | 1,456 |
| Interest-bearing balances | $125,000 | 4,910 |
| Securities | $32,069,000 | 4,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $208,694,000 | 1,342 |
| Loan loss allowance | $4,934,000 | 926 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,690,000 | 1,586 |
| Other real estate owned | $615,000 | 1,456 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,771,000 | 1,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,309,000 | 1,756 |
| Total liabilities | $242,601,000 | 1,730 |
| Total deposits | $228,282,000 | 1,662 |
| Interest-bearing deposits | $186,071,000 | 1,784 |
| Deposits held in domestic offices | $228,282,000 | 1,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,824,000 | 1,125 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,495,000 | 2,248 |
| Total equity capital | $19,708,000 | 2,079 |
| Total bank equity capital | $19,708,000 | 2,079 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $6,000,000 | 2,368 |
| Undivided profits | $11,208,000 | 2,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,122,000 | 1,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,283,000 | 1,521 |
| Earning assets | $240,888,000 | 1,745 |
| Long-term assets (5+ years) | $22,988,000 | 2,283 |
| Average Assets, year-to-date | $253,694,000 | 1,757 |
| Average Assets, quarterly | $257,315,000 | 1,778 |
| Volatile liabilities | $20,744,000 | 2,471 |
| Insider loans | $16,818,000 | 286 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $72,028,000 | 782 |
| Tier 1 (core) risk-based capital | $20,695,000 | 2,006 |
| Tier 2 risk-based capital | $2,877,070 | 1,152 |
| Total risk weighted assets | $228,108,570 | 1,245 |
| Total unused commitments | $72,028,000 | 790 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 139 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $250,758,000 | 1,849 |
| Cash and due from depository institutions | $5,388,000 | 1,513 |
| Interest-bearing balances | $130,000 | 6,003 |
| Securities | $45,020,000 | 3,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $190,395,000 | 1,454 |
| Loan loss allowance | $3,788,000 | 1,218 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,030,000 | 1,454 |
| Other real estate owned | $1,243,000 | 1,513 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,682,000 | 2,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,758,000 | 1,849 |
| Total liabilities | $229,729,000 | 1,843 |
| Total deposits | $215,962,000 | 1,831 |
| Interest-bearing deposits | $178,588,000 | 1,919 |
| Deposits held in domestic offices | $215,962,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,477,000 | 946 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,290,000 | 2,585 |
| Total equity capital | $21,029,000 | 1,951 |
| Total bank equity capital | $21,029,000 | 1,951 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $6,000,000 | 2,271 |
| Undivided profits | $12,529,000 | 1,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,557,000 | 2,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,114,000 | 1,551 |
| Earning assets | $235,545,000 | 1,808 |
| Long-term assets (5+ years) | $17,311,000 | 2,973 |
| Average Assets, year-to-date | $243,798,600 | 1,847 |
| Average Assets, quarterly | $246,238,000 | 1,868 |
| Volatile liabilities | $16,616,000 | 2,783 |
| Insider loans | $15,407,000 | 293 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $52,633,000 | 949 |
| Tier 1 (core) risk-based capital | $20,492,000 | 1,941 |
| Tier 2 risk-based capital | $2,647,650 | 1,227 |
| Total risk weighted assets | $210,671,350 | 1,327 |
| Total unused commitments | $52,633,000 | 969 |
| Derivatives | $500,000 | 669 |
| 1992-12-31 | Rank | |
| # of Employees: | 142 | 1,535 |
| Assets and Liabilities | ||
| Total Assets: | $244,280,000 | 1,945 |
| Cash and due from depository institutions | $5,372,000 | 1,535 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $52,940,000 | 2,564 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 9,418 |
| Net loans & leases | $174,981,000 | 1,600 |
| Loan loss allowance | $2,736,000 | 1,647 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,736,000 | 1,547 |
| Other real estate owned | $1,325,000 | 1,535 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,176,000 | 1,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,280,000 | 1,945 |
| Total liabilities | $223,955,000 | 1,956 |
| Total deposits | $220,334,000 | 1,872 |
| Interest-bearing deposits | $185,662,000 | 1,938 |
| Deposits held in domestic offices | $220,334,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,410,000 | 1,894 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,211,000 | 2,823 |
| Total equity capital | $20,325,000 | 1,916 |
| Total bank equity capital | $20,325,000 | 1,916 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $6,000,000 | 2,191 |
| Undivided profits | $11,825,000 | 1,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,001,000 | 2,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,179,000 | 1,644 |
| Earning assets | $228,671,000 | 1,899 |
| Long-term assets (5+ years) | $26,915,000 | 2,051 |
| Average Assets, year-to-date | $248,275,400 | 1,876 |
| Average Assets, quarterly | $243,611,500 | 1,932 |
| Volatile liabilities | $7,579,000 | 4,983 |
| Insider loans | $1,000 | 9,424 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $54,363,000 | 908 |
| Tier 1 (core) risk-based capital | $20,325,000 | 1,869 |
| Tier 2 risk-based capital | $2,470,850 | 1,328 |
| Total risk weighted assets | $197,402,850 | 1,463 |
| Total unused commitments | $54,363,000 | 925 |
| Derivatives | $0 | 651 |