Home > SunTrust Bank, Middle Georgia > Net charge- offs to loans
SunTrust Bank, Middle Georgia, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 1,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0478% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0933% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6866% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3932% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5838% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3112% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2498% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2853% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4890% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5044% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 6,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0131% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1471% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2229% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2171% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0771% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.9934% | 1,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0891% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4329% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1811% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5046% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5968% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2076% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.5853% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3281% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2974% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0987% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8948% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0287% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7620% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6233% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | -0.2474% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4179% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0555% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | -1.6661% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8659% | 59 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7192% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9184% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0066% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5355% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8646% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 29.1710% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4379% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7045% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2351% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9829% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0415% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0220% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3005% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0086% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 7.6355% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3467% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2232% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3000% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1768% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6436% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0443% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |