Home > SunTrust Bank, Chattanooga > Loan Charge- Offs and Recoveries

SunTrust Bank, Chattanooga, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$1,848,000577
Loans secured by real estate, total$382,000469
To non-U.S. addressees$08
Real estate loans in domestic offices$382,000467
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$338,000317
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$44,000679
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$437,000761
Loans to individuals$883,000487
Credit card loan charge offs$123,000493
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$760,000423
Loans to foreign governments and official institutions$010
Other loans$146,000118
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,776,000268
Loans secured by real estate, total$405,000223
To non-U.S. addressees$09
Real estate loans in domestic offices$405,000223
Construction and land development$73,00088
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$173,000201
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$159,000224
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$888,000154
Loans to individuals$439,000347
Credit card loan recoveries$61,000320
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$378,000294
Loans to foreign governments and official institutions$011
Other loans$44,000118
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$72,0004,165
Loans secured by real estate, total$-23,0009,673
To non-U.S. addressees$07
Real estate loans in domestic offices$-23,0009,691
Construction and land development$-73,00010,158
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$165,000444
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$-115,00010,062
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$-451,00010,192
To non-U.S. addressees$035
Loans to individuals$444,000615
Credit card loan net charge offs$62,000606
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$382,000541
Loans to foreign governments and official institutions$09
Other loans$102,000109
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$3,864,000400
Loans secured by real estate, total$175,000896
To non-U.S. addressees$013
Real estate loans in domestic offices$175,000894
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$172,000550
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$3,0001,424
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$2,209,000183
Loans to individuals$1,286,000432
Credit card loan charge offs$133,000528
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,153,000339
Loans to foreign governments and official institutions$011
Other loans$194,00099
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,070,000383
Loans secured by real estate, total$377,000250
To non-U.S. addressees$010
Real estate loans in domestic offices$377,000249
Construction and land development$165,00079
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$44,000569
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$168,000234
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$209,000476
Loans to individuals$455,000346
Credit card loan recoveries$41,000391
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$414,000278
Loans to foreign governments and official institutions$014
Other loans$29,000134
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,794,000393
Loans secured by real estate, total$-202,00010,350
To non-U.S. addressees$012
Real estate loans in domestic offices$-202,00010,369
Construction and land development$-165,00010,413
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$128,000564
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-165,00010,332
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$2,000,000148
To non-U.S. addressees$036
Loans to individuals$831,000475
Credit card loan net charge offs$92,000577
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$739,000368
Loans to foreign governments and official institutions$010
Other loans$165,00085
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$2,917,000484
Loans secured by real estate, total$1,033,000292
To non-U.S. addressees$011
Real estate loans in domestic offices$1,033,000292
Construction and land development$731,00040
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$118,000817
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$184,000406
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$287,0001,079
Loans to individuals$1,413,000466
Credit card loan charge offs$166,000516
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,247,000356
Loans to foreign governments and official institutions$07
Other loans$184,00094
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,474,000318
Loans secured by real estate, total$741,000193
To non-U.S. addressees$012
Real estate loans in domestic offices$741,000193
Construction and land development$634,00036
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$60,000523
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$47,000562
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$245,000432
Loans to individuals$454,000367
Credit card loan recoveries$34,000443
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$420,000299
Loans to foreign governments and official institutions$027
Other loans$34,000128
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,443,000623
Loans secured by real estate, total$292,000542
To non-U.S. addressees$010
Real estate loans in domestic offices$292,000539
Construction and land development$97,000165
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$58,0001,076
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$137,000354
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$42,0002,872
To non-U.S. addressees$021
Loans to individuals$959,000502
Credit card loan net charge offs$132,000534
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$827,000375
Loans to foreign governments and official institutions$07
Other loans$150,00075
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,001,000713
Loans secured by real estate, total$217,0001,012
To non-U.S. addressees$010
Real estate loans in domestic offices$217,0001,012
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$137,000809
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$80,000815
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$232,0001,310
Loans to individuals$1,367,000513
Credit card loan charge offs$176,000554
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,191,000406
Loans to foreign governments and official institutions$011
Other loans$185,000114
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,224,000433
Loans secured by real estate, total$249,000458
To non-U.S. addressees$08
Real estate loans in domestic offices$249,000458
Construction and land development$174,000101
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$44,000707
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$31,000815
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$386,000372
Loans to individuals$542,000373
Credit card loan recoveries$32,000499
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$510,000294
Loans to foreign governments and official institutions$032
Other loans$47,000147
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$777,0001,039
Loans secured by real estate, total$-32,00010,874
To non-U.S. addressees$07
Real estate loans in domestic offices$-32,00010,899
Construction and land development$-174,00011,396
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$93,000867
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$49,000768
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$-154,00011,250
To non-U.S. addressees$022
Loans to individuals$825,000552
Credit card loan net charge offs$144,000558
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$681,000450
Loans to foreign governments and official institutions$05
Other loans$138,00093
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$3,173,000552
Loans secured by real estate, total$275,000975
To non-U.S. addressees$015
Real estate loans in domestic offices$275,000974
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$114,0001,004
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$161,000717
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$213,0001,334
Loans to individuals$2,626,000335
Credit card loan charge offs$1,282,000259
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,344,000319
Loans to foreign governments and official institutions$015
Other loans$59,000190
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,924,000341
Loans secured by real estate, total$234,000510
To non-U.S. addressees$013
Real estate loans in domestic offices$234,000509
Construction and land development$108,000158
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$61,000570
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$65,000640
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$629,000280
Loans to individuals$696,000335
Credit card loan recoveries$312,000216
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$384,000369
Loans to foreign governments and official institutions$030
Other loans$365,00050
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,249,000762
Loans secured by real estate, total$41,0002,130
To non-U.S. addressees$012
Real estate loans in domestic offices$41,0002,128
Construction and land development$-108,00011,880
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$53,0001,306
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$96,000741
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-416,00011,853
To non-U.S. addressees$022
Loans to individuals$1,930,000322
Credit card loan net charge offs$970,000263
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$960,000297
Loans to foreign governments and official institutions$011
Other loans$-306,0001,210
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$2,613,000629
Loans secured by real estate, total$233,0001,255
To non-U.S. addressees$013
Real estate loans in domestic offices$233,0001,255
Construction and land development$68,000459
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$87,0001,247
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$78,0001,124
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$293,0001,069
Loans to individuals$2,068,000333
Credit card loan charge offs$1,190,000246
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$878,000370
Loans to foreign governments and official institutions$015
Other loans$14,000266
Lease financing receivables$5,000267
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,735,000385
Loans secured by real estate, total$632,000291
To non-U.S. addressees$012
Real estate loans in domestic offices$632,000290
Construction and land development$454,00085
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$23,0001,281
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$155,000412
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$228,000712
Loans to individuals$654,000354
Credit card loan recoveries$299,000223
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$355,000390
Loans to foreign governments and official institutions$034
Other loans$221,00072
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$878,000944
Loans secured by real estate, total$-399,00012,523
To non-U.S. addressees$09
Real estate loans in domestic offices$-399,00012,561
Construction and land development$-386,00012,565
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$64,0001,264
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-77,00012,343
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$65,0002,220
To non-U.S. addressees$026
Loans to individuals$1,414,000313
Credit card loan net charge offs$891,000249
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$523,000352
Loans to foreign governments and official institutions$09
Other loans$-207,0001,156
Lease financing receivables$5,000206
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$4,378,000535
Loans secured by real estate, total$234,0001,550
To non-U.S. addressees$019
Real estate loans in domestic offices$234,0001,549
Construction and land development$19,000946
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$95,0001,442
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$120,0001,183
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$1,192,000479
Loans to individuals$2,502,000321
Credit card loan charge offs$1,171,000259
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,331,000294
Loans to foreign governments and official institutions$034
Other loans$450,00091
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,421,000448
Loans secured by real estate, total$51,0001,573
To non-U.S. addressees$016
Real estate loans in domestic offices$51,0001,573
Construction and land development$15,000502
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$35,000992
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$1,0002,379
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$330,000556
Loans to individuals$807,000323
Credit card loan recoveries$305,000213
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$502,000314
Loans to foreign governments and official institutions$038
Other loans$230,00077
Lease financing receivables$3,000297
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,957,000568
Loans secured by real estate, total$183,0001,529
To non-U.S. addressees$018
Real estate loans in domestic offices$183,0001,527
Construction and land development$4,0001,026
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$60,0001,607
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$119,0001,054
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$862,000486
To non-U.S. addressees$036
Loans to individuals$1,695,000303
Credit card loan net charge offs$866,000268
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$829,000285
Loans to foreign governments and official institutions$028
Other loans$220,00097
Lease financing receivables$-3,00011,442
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$6,993,000474
Loans secured by real estate, total$1,614,000640
To non-U.S. addressees$017
Real estate loans in domestic offices$1,614,000640
Construction and land development$124,000745
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$381,000667
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$1,109,000438
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,702,000523
Loans to individuals$3,677,000300
Credit card loan charge offs$1,417,000275
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,260,000265
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,240,000320
Loans secured by real estate, total$203,000603
To non-U.S. addressees$07
Real estate loans in domestic offices$203,000602
Construction and land development$7,000698
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$8,0002,377
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$188,000321
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$604,000349
Loans to individuals$1,230,000249
Credit card loan recoveries$305,000220
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$925,000217
Loans to foreign governments and official institutions$047
Other loans$186,00076
Lease financing receivables$17,000211
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,753,000543
Loans secured by real estate, total$1,411,000626
To non-U.S. addressees$017
Real estate loans in domestic offices$1,411,000626
Construction and land development$117,000726
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$373,000592
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$921,000460
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$1,098,000629
To non-U.S. addressees$050
Loans to individuals$2,447,000314
Credit card loan net charge offs$1,112,000273
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,335,000280
Loans to foreign governments and official institutions$037
Other loans$-186,0001,172
Lease financing receivables$-17,00011,949
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.