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SunTrust Bank, Chattanooga, Assets and Liabilities

1999-12-31Rank
# of Employees:522341
Assets and Liabilities
Total Assets:$1,515,234,000390
Cash and due from depository institutions$60,020,000341
Interest-bearing balances$862,0002,593
Securities$352,307,000386
Federal funds sold & reverse repurchase agreements$100,0006,563
Net loans & leases$1,062,820,000348
Loan loss allowance$19,159,000298
Trading account assets$0165
Bank premises and fixed assets$14,051,000544
Other real estate owned$572,000341
Goodwill and other intangibles$03,276
All other assets$25,364,000500
Life insurance assets$01
Total liabilities and capital$1,515,234,000390
Total liabilities$1,386,881,000389
Total deposits$1,183,260,000351
Interest-bearing deposits$986,848,000358
Deposits held in domestic offices$1,183,260,000346
% insured0.00%1
Federal funds purchased & repurchase agreements$124,274,000305
Trading liabilities$065
Other borrowed funds$50,000,000741
Subordinated debt$0242
All other liabilities$29,347,000311
Total equity capital$128,353,000413
Total bank equity capital$128,353,000413
Perpetual preferred stock$0193
Common stock$5,200,000692
Surplus$21,945,000868
Undivided profits$101,208,000251
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,385,000706
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$5,297,000429
Earning assets$1,416,089,000382
Long-term assets (5+ years)$317,219,000367
Average Assets, year-to-date$1,572,789,600362
Average Assets, quarterly$1,542,524,000386
Volatile liabilities$288,703,000474
Insider loans$130,554,00038
FHLB advances$0802
Loans and leases held for sale$898,000727
Unused loan commitments$584,701,000251
Tier 1 (core) risk-based capital$130,847,000383
Tier 2 risk-based capital$17,732,860314
Total risk weighted assets$1,417,202,960309
Total unused commitments$584,701,000253
Derivatives$8,870,000372
1998-12-31Rank
# of Employees:564315
Assets and Liabilities
Total Assets:$1,606,665,000359
Cash and due from depository institutions$67,386,000315
Interest-bearing balances$861,0003,011
Securities$390,011,000353
Federal funds sold & reverse repurchase agreements$8,000,0002,154
Net loans & leases$1,106,786,000326
Loan loss allowance$18,231,000304
Trading account assets$0197
Bank premises and fixed assets$14,766,000497
Other real estate owned$563,000315
Goodwill and other intangibles$03,445
All other assets$19,153,000554
Life insurance assets$01
Total liabilities and capital$1,606,665,000359
Total liabilities$1,480,346,000355
Total deposits$1,211,759,000340
Interest-bearing deposits$981,318,000361
Deposits held in domestic offices$1,211,759,000335
% insured0.00%1
Federal funds purchased & repurchase agreements$196,339,000204
Trading liabilities$069
Other borrowed funds$57,435,000547
Subordinated debt$0255
All other liabilities$14,813,000496
Total equity capital$126,319,000418
Total bank equity capital$126,319,000418
Perpetual preferred stock$0199
Common stock$5,200,000673
Surplus$21,945,000813
Undivided profits$99,174,000258
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,083,0001,240
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$3,966,000549
Earning assets$1,505,658,000354
Long-term assets (5+ years)$240,365,000407
Average Assets, year-to-date$1,537,261,800348
Average Assets, quarterly$1,572,769,500357
Volatile liabilities$370,586,000358
Insider loans$127,721,00036
FHLB advances$0740
Loans and leases held for sale$8,456,000380
Unused loan commitments$571,221,000259
Tier 1 (core) risk-based capital$124,900,000381
Tier 2 risk-based capital$15,983,840325
Total risk weighted assets$1,276,459,740307
Total unused commitments$571,221,000259
Derivatives$28,089,000302
1997-12-31Rank
# of Employees:580312
Assets and Liabilities
Total Assets:$1,478,747,000379
Cash and due from depository institutions$74,268,000312
Interest-bearing balances$851,0002,642
Securities$327,964,000417
Federal funds sold & reverse repurchase agreements$8,663,0001,594
Net loans & leases$1,029,470,000353
Loan loss allowance$20,029,000290
Trading account assets$0203
Bank premises and fixed assets$15,912,000465
Other real estate owned$1,024,000312
Goodwill and other intangibles$03,571
All other assets$21,446,000493
Life insurance assets$01
Total liabilities and capital$1,478,747,000379
Total liabilities$1,353,862,000374
Total deposits$1,167,464,000346
Interest-bearing deposits$959,650,000367
Deposits held in domestic offices$1,167,464,000341
% insured0.00%1
Federal funds purchased & repurchase agreements$158,341,000255
Trading liabilities$080
Other borrowed funds$11,866,0001,259
Subordinated debt$0260
All other liabilities$16,191,000473
Total equity capital$124,885,000413
Total bank equity capital$124,885,000413
Perpetual preferred stock$0223
Common stock$5,200,000680
Surplus$21,945,000809
Undivided profits$97,740,000273
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,006,000947
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$5,760,000419
Earning assets$1,366,948,000384
Long-term assets (5+ years)$169,412,000474
Average Assets, year-to-date$1,452,182,600368
Average Assets, quarterly$1,465,965,500381
Volatile liabilities$340,137,000383
Insider loans$91,822,00059
FHLB advances$0780
Loans and leases held for sale$480,0001,066
Unused loan commitments$605,202,000245
Tier 1 (core) risk-based capital$123,052,000377
Tier 2 risk-based capital$14,890,320330
Total risk weighted assets$1,185,837,120319
Total unused commitments$605,202,000246
Derivatives$28,275,000301
1996-12-31Rank
# of Employees:580343
Assets and Liabilities
Total Assets:$1,414,094,000420
Cash and due from depository institutions$85,649,000343
Interest-bearing balances$851,0002,552
Securities$362,192,000397
Federal funds sold & reverse repurchase agreements$5,000,0002,570
Net loans & leases$922,250,000418
Loan loss allowance$22,976,000304
Trading account assets$0240
Bank premises and fixed assets$16,297,000469
Other real estate owned$1,088,000343
Goodwill and other intangibles$03,437
All other assets$21,618,000515
Life insurance assets$01
Total liabilities and capital$1,414,094,000420
Total liabilities$1,294,466,000416
Total deposits$1,152,341,000379
Interest-bearing deposits$933,754,000404
Deposits held in domestic offices$1,152,341,000373
% insured0.00%1
Federal funds purchased & repurchase agreements$117,735,000338
Trading liabilities$097
Other borrowed funds$11,740,0001,219
Subordinated debt$0298
All other liabilities$12,650,000543
Total equity capital$119,628,000436
Total bank equity capital$119,628,000436
Perpetual preferred stock$0250
Common stock$5,200,000728
Surplus$21,945,000856
Undivided profits$92,483,000293
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,464,0001,972
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$142,000786
Income earned, not collected on loans$5,299,000475
Earning assets$1,290,293,000422
Long-term assets (5+ years)$168,834,000473
Average Assets, year-to-date$1,400,801,800412
Average Assets, quarterly$1,425,908,000417
Volatile liabilities$265,329,000464
Insider loans$94,591,00071
FHLB advances$0882
Loans and leases held for sale$362,0001,066
Unused loan commitments$514,521,000283
Tier 1 (core) risk-based capital$117,672,000409
Tier 2 risk-based capital$13,668,570374
Total risk weighted assets$1,082,865,270373
Total unused commitments$514,521,000284
Derivatives$0549
1995-12-31Rank
# of Employees:553390
Assets and Liabilities
Total Assets:$1,371,370,000456
Cash and due from depository institutions$77,241,000390
Interest-bearing balances$851,0002,744
Securities$406,237,000386
Federal funds sold & reverse repurchase agreements$1,000,0007,267
Net loans & leases$843,124,000458
Loan loss allowance$24,108,000307
Trading account assets$0261
Bank premises and fixed assets$16,087,000479
Other real estate owned$1,169,000390
Goodwill and other intangibles$03,181
All other assets$26,512,000485
Life insurance assets$01
Total liabilities and capital$1,371,370,000456
Total liabilities$1,251,209,000452
Total deposits$1,085,561,000423
Interest-bearing deposits$884,580,000452
Deposits held in domestic offices$1,085,561,000420
% insured0.00%1
Federal funds purchased & repurchase agreements$141,364,000319
Trading liabilities$0110
Other borrowed funds$9,116,0001,243
Subordinated debt$0337
All other liabilities$15,168,000527
Total equity capital$120,161,000450
Total bank equity capital$120,161,000450
Perpetual preferred stock$0288
Common stock$5,200,000729
Surplus$21,945,000854
Undivided profits$93,016,000313
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,553,0001,278
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$16,0001,469
Income earned, not collected on loans$5,352,000495
Earning assets$1,251,212,000456
Long-term assets (5+ years)$165,195,000443
Average Assets, year-to-date$1,412,331,200432
Average Assets, quarterly$1,389,800,500445
Volatile liabilities$294,978,000429
Insider loans$78,720,00089
FHLB advances$0855
Loans and leases held for sale$1,450,000702
Unused loan commitments$702,989,000254
Tier 1 (core) risk-based capital$117,504,000429
Tier 2 risk-based capital$12,879,590399
Total risk weighted assets$1,018,138,790402
Total unused commitments$702,989,000256
Derivatives$0628
1994-12-31Rank
# of Employees:558392
Assets and Liabilities
Total Assets:$1,418,859,000431
Cash and due from depository institutions$76,688,000392
Interest-bearing balances$851,0002,638
Securities$470,769,000351
Federal funds sold & reverse repurchase agreements$5,400,0001,689
Net loans & leases$815,618,000444
Loan loss allowance$23,357,000318
Trading account assets$0286
Bank premises and fixed assets$13,874,000539
Other real estate owned$1,036,000392
Goodwill and other intangibles$03,133
All other assets$35,474,000417
Life insurance assets$01
Total liabilities and capital$1,418,859,000431
Total liabilities$1,321,591,000427
Total deposits$1,122,091,000401
Interest-bearing deposits$933,831,000420
Deposits held in domestic offices$1,122,091,000396
% insured0.00%1
Federal funds purchased & repurchase agreements$183,602,000302
Trading liabilities$087
Other borrowed funds$7,000,0001,488
Subordinated debt$0372
All other liabilities$8,898,000655
Total equity capital$97,268,000483
Total bank equity capital$97,268,000483
Perpetual preferred stock$0310
Common stock$5,200,000722
Surplus$21,945,000800
Undivided profits$70,123,000343
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,289,0001,099
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$5,383,000435
Earning assets$1,292,638,000430
Long-term assets (5+ years)$192,536,000397
Average Assets, year-to-date$1,405,479,400424
Average Assets, quarterly$1,422,457,000429
Volatile liabilities$376,177,000355
Insider loans$80,891,00078
FHLB advances$0993
Loans and leases held for sale$379,000891
Unused loan commitments$519,759,000272
Tier 1 (core) risk-based capital$112,055,000437
Tier 2 risk-based capital$12,732,620385
Total risk weighted assets$1,006,985,020385
Total unused commitments$519,759,000276
Derivatives$0687
1993-12-31Rank
# of Employees:601376
Assets and Liabilities
Total Assets:$1,366,252,000438
Cash and due from depository institutions$55,401,000376
Interest-bearing balances$880,0003,607
Securities$529,173,000327
Federal funds sold & reverse repurchase agreements$1,000,0007,708
Net loans & leases$736,518,000464
Loan loss allowance$21,475,000350
Trading account assets$0330
Bank premises and fixed assets$14,138,000525
Other real estate owned$4,152,000376
Goodwill and other intangibles$03,091
All other assets$25,870,000499
Life insurance assets$01
Total liabilities and capital$1,366,252,000438
Total liabilities$1,254,765,000442
Total deposits$1,089,541,000428
Interest-bearing deposits$904,302,000440
Deposits held in domestic offices$1,089,541,000422
% insured0.00%1
Federal funds purchased & repurchase agreements$150,612,000274
Trading liabilities$01
Other borrowed funds$7,000,0001,273
Subordinated debt$0413
All other liabilities$7,612,000735
Total equity capital$111,487,000429
Total bank equity capital$111,487,000429
Perpetual preferred stock$0343
Common stock$5,200,000711
Surplus$21,945,000757
Undivided profits$84,342,000298
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,768,0001,202
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$104,000887
Income earned, not collected on loans$4,157,000479
Earning assets$1,267,571,000430
Long-term assets (5+ years)$125,771,000553
Average Assets, year-to-date$1,327,806,400438
Average Assets, quarterly$1,375,760,500434
Volatile liabilities$298,366,000391
Insider loans$83,209,00069
FHLB advances$0821
Loans and leases held for sale$2,681,000691
Unused loan commitments$476,095,000270
Tier 1 (core) risk-based capital$107,248,000425
Tier 2 risk-based capital$10,920,790422
Total risk weighted assets$863,108,990432
Total unused commitments$476,095,000274
Derivatives$23,000,000432
1992-12-31Rank
# of Employees:604387
Assets and Liabilities
Total Assets:$1,299,782,000465
Cash and due from depository institutions$120,134,000387
Interest-bearing balances$25,000,000327
Securities$457,839,000357
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$679,440,000509
Loan loss allowance$17,832,000419
Trading account assets$0344
Bank premises and fixed assets$14,288,000531
Other real estate owned$4,866,000387
Goodwill and other intangibles$03,106
All other assets$23,215,000567
Life insurance assets$01
Total liabilities and capital$1,299,782,000465
Total liabilities$1,197,699,000469
Total deposits$1,042,421,000465
Interest-bearing deposits$823,373,000510
Deposits held in domestic offices$1,042,421,000458
% insured0.00%1
Federal funds purchased & repurchase agreements$141,945,000251
Trading liabilities$01
Other borrowed funds$6,534,0001,163
Subordinated debt$0482
All other liabilities$6,799,000783
Total equity capital$102,083,000437
Total bank equity capital$102,083,000437
Perpetual preferred stock$0346
Common stock$5,200,000707
Surplus$21,945,000735
Undivided profits$74,938,000292
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,489,000785
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$5,317,000446
Earning assets$1,162,279,000469
Long-term assets (5+ years)$292,690,000279
Average Assets, year-to-date$1,266,598,200460
Average Assets, quarterly$1,260,338,500477
Volatile liabilities$220,573,000454
Insider loans$605,0001,485
FHLB advances$0832
Loans and leases held for sale$886,000757
Unused loan commitments$448,332,000261
Tier 1 (core) risk-based capital$102,083,000420
Tier 2 risk-based capital$10,522,490437
Total risk weighted assets$833,064,490443
Total unused commitments$448,332,000262
Derivatives$0651