Home > SunTrust Bank, Augusta > Net charge- offs to loans
SunTrust Bank, Augusta, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 4,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1743% | 1,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2942% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2087% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0497% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0740% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3312% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.1205% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1996% | 1,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0544% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0622% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2778% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3638% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.2418% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2215% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2801% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4034% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2111% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1767% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6497% | 278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6743% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1073% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1653% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1476% | 1,339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2054% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9085% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3323% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0389% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3150% | 1,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5438% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7680% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1388% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 6,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0348% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2027% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2527% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2446% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7416% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1701% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4787% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3455% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5844% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8018% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2902% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |