Home > Sunstate Bank > Income and Expense
Sunstate Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 3,206 |
| Total interest expense | $749,000 | 4,778 |
| Net interest income | $2,343,000 | 2,416 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $290,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $214,000 | 1,950 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $2,043,000 | 2,255 |
| Salaries and employee benefits | $1,081,000 | 2,375 |
| Premises and equipment expense | $291,000 | 2,250 |
| Additional noninterest expense | $671,000 | 1,969 |
| Pre-tax net operating income | $590,000 | 3,163 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $590,000 | 2,664 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $590,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,965 |
| Cash dividends | $15,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $590,000 | 2,650 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,456,000 | 2,988 |
| Total interest expense | $2,633,000 | 4,687 |
| Net interest income | $9,823,000 | 2,320 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $869,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $713,000 | 2,334 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 5,549 |
| Total noninterest expense | $7,519,000 | 2,356 |
| Salaries and employee benefits | $4,076,000 | 2,406 |
| Premises and equipment expense | $1,075,000 | 2,305 |
| Additional noninterest expense | $2,368,000 | 2,206 |
| Pre-tax net operating income | $3,173,000 | 2,678 |
| Securities gains (losses) | $-139,000 | 8,299 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,034,000 | 2,261 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,034,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,779 |
| Cash dividends | $1,535,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,173,000 | 2,170 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 2,975 |
| Total interest expense | $1,877,000 | 4,732 |
| Net interest income | $7,449,000 | 2,323 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $615,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $507,000 | 2,456 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $5,601,000 | 2,372 |
| Salaries and employee benefits | $3,065,000 | 2,398 |
| Premises and equipment expense | $739,000 | 2,509 |
| Additional noninterest expense | $1,797,000 | 2,172 |
| Pre-tax net operating income | $2,263,000 | 2,860 |
| Securities gains (losses) | $-166,000 | 8,513 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,097,000 | 2,472 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,097,000 | 2,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 1,930 |
| Cash dividends | $1,166,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,263,000 | 2,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,072,000 | 2,993 |
| Total interest expense | $1,096,000 | 4,980 |
| Net interest income | $4,976,000 | 2,336 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $380,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $325,000 | 2,501 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $3,662,000 | 2,414 |
| Salaries and employee benefits | $2,027,000 | 2,414 |
| Premises and equipment expense | $445,000 | 2,744 |
| Additional noninterest expense | $1,190,000 | 2,193 |
| Pre-tax net operating income | $1,544,000 | 2,831 |
| Securities gains (losses) | $-151,000 | 8,606 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,393,000 | 2,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,393,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,348 |
| Cash dividends | $691,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,544,000 | 2,271 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 3,039 |
| Total interest expense | $507,000 | 5,083 |
| Net interest income | $2,415,000 | 2,391 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $186,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $162,000 | 2,421 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $1,797,000 | 2,469 |
| Salaries and employee benefits | $989,000 | 2,471 |
| Premises and equipment expense | $211,000 | 2,882 |
| Additional noninterest expense | $597,000 | 2,164 |
| Pre-tax net operating income | $729,000 | 2,897 |
| Securities gains (losses) | $-151,000 | 8,696 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $578,000 | 2,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $578,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,032 |
| Cash dividends | $417,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $729,000 | 2,354 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,052,000 | 3,410 |
| Total interest expense | $1,177,000 | 5,855 |
| Net interest income | $7,875,000 | 2,745 |
| Provision for loan and lease losses | $156,000 | 4,056 |
| Total noninterest income | $959,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $827,000 | 2,055 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $132,000 | 5,948 |
| Total noninterest expense | $6,173,000 | 2,676 |
| Salaries and employee benefits | $3,326,000 | 2,718 |
| Premises and equipment expense | $678,000 | 3,323 |
| Additional noninterest expense | $2,169,000 | 2,307 |
| Pre-tax net operating income | $2,505,000 | 3,155 |
| Securities gains (losses) | $-46,000 | 8,149 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,459,000 | 2,634 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,459,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $1,616,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,505,000 | 2,570 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 3,490 |
| Total interest expense | $774,000 | 6,099 |
| Net interest income | $5,677,000 | 2,814 |
| Provision for loan and lease losses | $156,000 | 3,414 |
| Total noninterest income | $728,000 | 3,648 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $641,000 | 1,993 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,169 |
| Total noninterest expense | $4,485,000 | 2,738 |
| Salaries and employee benefits | $2,382,000 | 2,784 |
| Premises and equipment expense | $501,000 | 3,354 |
| Additional noninterest expense | $1,602,000 | 2,302 |
| Pre-tax net operating income | $1,764,000 | 3,342 |
| Securities gains (losses) | $-46,000 | 8,452 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,718,000 | 2,797 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,718,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $1,615,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,764,000 | 2,706 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 3,540 |
| Total interest expense | $464,000 | 6,230 |
| Net interest income | $3,653,000 | 2,886 |
| Provision for loan and lease losses | $130,000 | 2,894 |
| Total noninterest income | $503,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $442,000 | 1,900 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $61,000 | 6,101 |
| Total noninterest expense | $2,907,000 | 2,786 |
| Salaries and employee benefits | $1,527,000 | 2,883 |
| Premises and equipment expense | $328,000 | 3,373 |
| Additional noninterest expense | $1,052,000 | 2,314 |
| Pre-tax net operating income | $1,119,000 | 3,421 |
| Securities gains (losses) | $-46,000 | 8,575 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,073,000 | 2,931 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,073,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $1,232,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,119,000 | 2,787 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 3,579 |
| Total interest expense | $233,000 | 6,150 |
| Net interest income | $1,775,000 | 2,949 |
| Provision for loan and lease losses | $78,000 | 2,437 |
| Total noninterest income | $254,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $222,000 | 1,826 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $1,382,000 | 2,916 |
| Salaries and employee benefits | $739,000 | 2,967 |
| Premises and equipment expense | $165,000 | 3,381 |
| Additional noninterest expense | $478,000 | 2,541 |
| Pre-tax net operating income | $569,000 | 3,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $569,000 | 2,727 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $569,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $541,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $569,000 | 2,678 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 3,787 |
| Total interest expense | $705,000 | 6,576 |
| Net interest income | $6,339,000 | 3,144 |
| Provision for loan and lease losses | $275,000 | 3,079 |
| Total noninterest income | $1,095,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $973,000 | 1,807 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $122,000 | 6,074 |
| Total noninterest expense | $5,014,000 | 3,113 |
| Salaries and employee benefits | $2,745,000 | 3,089 |
| Premises and equipment expense | $623,000 | 3,424 |
| Additional noninterest expense | $1,646,000 | 2,897 |
| Pre-tax net operating income | $2,145,000 | 3,352 |
| Securities gains (losses) | $26,000 | 2,233 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,171,000 | 2,723 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,171,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,502 |
| Cash dividends | $1,491,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,145,000 | 2,687 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 3,871 |
| Total interest expense | $492,000 | 6,741 |
| Net interest income | $4,614,000 | 3,222 |
| Provision for loan and lease losses | $200,000 | 2,980 |
| Total noninterest income | $826,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $737,000 | 1,799 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 6,140 |
| Total noninterest expense | $3,563,000 | 3,250 |
| Salaries and employee benefits | $1,985,000 | 3,152 |
| Premises and equipment expense | $429,000 | 3,684 |
| Additional noninterest expense | $1,149,000 | 3,061 |
| Pre-tax net operating income | $1,677,000 | 3,328 |
| Securities gains (losses) | $26,000 | 2,136 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,703,000 | 2,668 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,703,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,598 |
| Cash dividends | $1,066,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,677,000 | 2,643 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 3,975 |
| Total interest expense | $314,000 | 6,880 |
| Net interest income | $2,975,000 | 3,294 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $564,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $504,000 | 1,734 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $2,318,000 | 3,334 |
| Salaries and employee benefits | $1,302,000 | 3,214 |
| Premises and equipment expense | $285,000 | 3,696 |
| Additional noninterest expense | $731,000 | 3,185 |
| Pre-tax net operating income | $1,096,000 | 3,322 |
| Securities gains (losses) | $34,000 | 1,708 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,130,000 | 2,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,130,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,589 |
| Cash dividends | $651,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,096,000 | 2,648 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 4,059 |
| Total interest expense | $161,000 | 6,883 |
| Net interest income | $1,440,000 | 3,368 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $276,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $246,000 | 1,726 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $1,129,000 | 3,412 |
| Salaries and employee benefits | $611,000 | 3,402 |
| Premises and equipment expense | $153,000 | 3,536 |
| Additional noninterest expense | $365,000 | 3,172 |
| Pre-tax net operating income | $537,000 | 3,344 |
| Securities gains (losses) | $36,000 | 1,385 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $573,000 | 2,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $573,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $315,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $537,000 | 2,673 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 4,154 |
| Total interest expense | $633,000 | 7,287 |
| Net interest income | $5,686,000 | 3,323 |
| Provision for loan and lease losses | $1,443,000 | 850 |
| Total noninterest income | $1,284,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $964,000 | 1,792 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $320,000 | 4,378 |
| Total noninterest expense | $4,577,000 | 3,310 |
| Salaries and employee benefits | $2,517,000 | 3,258 |
| Premises and equipment expense | $561,000 | 3,706 |
| Additional noninterest expense | $1,499,000 | 3,085 |
| Pre-tax net operating income | $950,000 | 5,303 |
| Securities gains (losses) | $284,000 | 1,083 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,234,000 | 4,065 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,234,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,431,000 | 703 |
| Cash dividends | $1,624,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $950,000 | 4,620 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 4,089 |
| Total interest expense | $488,000 | 7,373 |
| Net interest income | $4,394,000 | 3,265 |
| Provision for loan and lease losses | $308,000 | 2,473 |
| Total noninterest income | $812,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $716,000 | 1,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,163 |
| Total noninterest expense | $3,411,000 | 3,313 |
| Salaries and employee benefits | $1,914,000 | 3,219 |
| Premises and equipment expense | $414,000 | 3,757 |
| Additional noninterest expense | $1,083,000 | 3,175 |
| Pre-tax net operating income | $1,487,000 | 3,536 |
| Securities gains (losses) | $245,000 | 1,098 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,732,000 | 2,644 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,732,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,593 |
| Cash dividends | $1,319,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,487,000 | 2,838 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 4,126 |
| Total interest expense | $339,000 | 7,400 |
| Net interest income | $2,928,000 | 3,260 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $526,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $464,000 | 1,821 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $2,201,000 | 3,398 |
| Salaries and employee benefits | $1,240,000 | 3,290 |
| Premises and equipment expense | $278,000 | 3,714 |
| Additional noninterest expense | $683,000 | 3,304 |
| Pre-tax net operating income | $1,133,000 | 3,220 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,133,000 | 2,702 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,133,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $903,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,133,000 | 2,546 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 4,238 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $1,430,000 | 3,303 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $249,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $223,000 | 1,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $1,085,000 | 3,429 |
| Salaries and employee benefits | $600,000 | 3,368 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $344,000 | 3,243 |
| Pre-tax net operating income | $534,000 | 3,349 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $534,000 | 2,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $437,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $534,000 | 2,660 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 4,457 |
| Total interest expense | $684,000 | 7,860 |
| Net interest income | $5,513,000 | 3,374 |
| Provision for loan and lease losses | $216,000 | 4,206 |
| Total noninterest income | $714,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $644,000 | 2,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $4,086,000 | 3,514 |
| Salaries and employee benefits | $2,154,000 | 3,511 |
| Premises and equipment expense | $538,000 | 3,732 |
| Additional noninterest expense | $1,394,000 | 3,143 |
| Pre-tax net operating income | $1,925,000 | 3,522 |
| Securities gains (losses) | $57,000 | 2,288 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,982,000 | 2,818 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,982,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $1,273,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,925,000 | 2,798 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 4,987 |
| Total interest expense | $1,251,000 | 7,513 |
| Net interest income | $4,710,000 | 3,613 |
| Provision for loan and lease losses | $178,000 | 4,433 |
| Total noninterest income | $733,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $568,000 | 2,549 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $165,000 | 5,332 |
| Total noninterest expense | $3,496,000 | 3,829 |
| Salaries and employee benefits | $1,751,000 | 3,997 |
| Premises and equipment expense | $503,000 | 3,847 |
| Additional noninterest expense | $1,242,000 | 3,395 |
| Pre-tax net operating income | $1,769,000 | 3,475 |
| Securities gains (losses) | $24,000 | 3,012 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,793,000 | 2,797 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,793,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,214 |
| Cash dividends | $1,044,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,769,000 | 2,756 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 5,430 |
| Total interest expense | $1,184,000 | 7,835 |
| Net interest income | $4,259,000 | 3,966 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $573,000 | 4,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $2,881,000 | 4,366 |
| Salaries and employee benefits | $1,420,000 | 4,562 |
| Premises and equipment expense | $459,000 | 4,064 |
| Additional noninterest expense | $1,002,000 | 3,992 |
| Pre-tax net operating income | $1,855,000 | 3,500 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $706,000 | 2,758 |
| Income before extraordinary items | $1,149,000 | 3,979 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,149,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $826,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,149,000 | 3,967 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 5,945 |
| Total interest expense | $1,032,000 | 8,101 |
| Net interest income | $3,458,000 | 4,685 |
| Provision for loan and lease losses | $66,000 | 6,005 |
| Total noninterest income | $532,000 | 4,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $2,600,000 | 4,732 |
| Salaries and employee benefits | $1,211,000 | 5,131 |
| Premises and equipment expense | $454,000 | 4,092 |
| Additional noninterest expense | $935,000 | 4,241 |
| Pre-tax net operating income | $1,324,000 | 4,463 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $515,000 | 3,573 |
| Income before extraordinary items | $809,000 | 5,062 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $809,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $212,000 | 5,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $809,000 | 5,023 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 6,958 |
| Total interest expense | $796,000 | 8,956 |
| Net interest income | $2,700,000 | 5,550 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $334,000 | 6,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $2,026,000 | 5,546 |
| Salaries and employee benefits | $984,000 | 5,844 |
| Premises and equipment expense | $312,000 | 5,267 |
| Additional noninterest expense | $730,000 | 4,989 |
| Pre-tax net operating income | $954,000 | 5,560 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $364,000 | 4,673 |
| Income before extraordinary items | $590,000 | 6,103 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $590,000 | 6,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $92,000 | 6,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $590,000 | 5,997 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 8,135 |
| Total interest expense | $610,000 | 9,796 |
| Net interest income | $2,081,000 | 6,756 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $254,000 | 7,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $1,475,000 | 6,852 |
| Salaries and employee benefits | $730,000 | 7,142 |
| Premises and equipment expense | $197,000 | 6,903 |
| Additional noninterest expense | $548,000 | 6,134 |
| Pre-tax net operating income | $860,000 | 6,284 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $312,000 | 5,615 |
| Income before extraordinary items | $548,000 | 6,681 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $548,000 | 6,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $184,000 | 5,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $548,000 | 6,621 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 8,982 |
| Total interest expense | $525,000 | 10,515 |
| Net interest income | $1,774,000 | 7,610 |
| Provision for loan and lease losses | $-32,000 | 11,162 |
| Total noninterest income | $253,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $1,193,000 | 8,006 |
| Salaries and employee benefits | $589,000 | 8,208 |
| Premises and equipment expense | $169,000 | 7,642 |
| Additional noninterest expense | $435,000 | 7,595 |
| Pre-tax net operating income | $866,000 | 6,219 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $360,000 | 5,235 |
| Income before extraordinary items | $506,000 | 6,862 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $506,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $138,000 | 6,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $506,000 | 6,802 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 9,614 |
| Total interest expense | $474,000 | 11,115 |
| Net interest income | $1,587,000 | 8,284 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $210,000 | 8,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $1,063,000 | 8,710 |
| Salaries and employee benefits | $507,000 | 9,051 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $405,000 | 8,137 |
| Pre-tax net operating income | $784,000 | 6,900 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $25,000 | 10,670 |
| Income before extraordinary items | $759,000 | 5,659 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $759,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 11,598 |
| Cash dividends | $254,000 | 4,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $759,000 | 5,639 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 10,476 |
| Total interest expense | $383,000 | 11,676 |
| Net interest income | $1,247,000 | 9,630 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $198,000 | 8,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $935,000 | 9,611 |
| Salaries and employee benefits | $429,000 | 10,009 |
| Premises and equipment expense | $133,000 | 9,004 |
| Additional noninterest expense | $373,000 | 9,100 |
| Pre-tax net operating income | $510,000 | 8,589 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,000 | 11,509 |
| Income before extraordinary items | $506,000 | 7,260 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $506,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $166,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $506,000 | 7,296 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 11,344 |
| Total interest expense | $384,000 | 12,297 |
| Net interest income | $1,065,000 | 10,548 |
| Provision for loan and lease losses | $-75,000 | 12,836 |
| Total noninterest income | $212,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $1,024,000 | 9,628 |
| Salaries and employee benefits | $474,000 | 9,914 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $415,000 | 9,099 |
| Pre-tax net operating income | $328,000 | 9,998 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $51,000 | 10,921 |
| Income before extraordinary items | $308,000 | 9,383 |
| Extraordinary gains, net | $210,000 | 979 |
| Net income | $518,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 12,527 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $281,340 | 9,415 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 12,101 |
| Total interest expense | $562,000 | 12,475 |
| Net interest income | $879,000 | 11,599 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $203,000 | 9,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $954,000 | 10,189 |
| Salaries and employee benefits | $418,000 | 10,655 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $402,000 | 9,542 |
| Pre-tax net operating income | $228,000 | 10,812 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $156,000 | 11,195 |
| Extraordinary gains, net | $72,000 | 877 |
| Net income | $228,000 | 10,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 5,229 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $156,000 | 10,845 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.