Home > Sunshine State Community Bank > Income and Expense
Sunshine State Community Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 4,299 |
| Total interest expense | $1,919,000 | 3,679 |
| Net interest income | $4,136,000 | 4,485 |
| Provision for loan and lease losses | $5,122,000 | 1,127 |
| Total noninterest income | $225,000 | 5,802 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $478,000 | 2,725 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-253,000 | 7,310 |
| Total noninterest expense | $5,699,000 | 3,241 |
| Salaries and employee benefits | $2,260,000 | 3,882 |
| Premises and equipment expense | $636,000 | 3,564 |
| Additional noninterest expense | $2,803,000 | 2,418 |
| Pre-tax net operating income | $-6,460,000 | 7,204 |
| Securities gains (losses) | $372,000 | 1,092 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-6,088,000 | 7,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,088,000 | 7,244 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,088,000 | 7,244 |
| Net charge-offs | $5,050,000 | 1,004 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,137 |
| Net operating income | $-6,460,000 | 7,236 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 4,282 |
| Total interest expense | $1,493,000 | 3,714 |
| Net interest income | $3,194,000 | 4,446 |
| Provision for loan and lease losses | $5,041,000 | 871 |
| Total noninterest income | $320,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-53,000 | 7,326 |
| Total noninterest expense | $4,295,000 | 3,231 |
| Salaries and employee benefits | $1,714,000 | 3,884 |
| Premises and equipment expense | $508,000 | 3,445 |
| Additional noninterest expense | $2,073,000 | 2,409 |
| Pre-tax net operating income | $-5,822,000 | 7,411 |
| Securities gains (losses) | $372,000 | 931 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-5,450,000 | 7,445 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,450,000 | 7,445 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,450,000 | 7,445 |
| Net charge-offs | $4,163,000 | 893 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,035 |
| Net operating income | $-5,822,000 | 7,441 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 4,232 |
| Total interest expense | $1,000,000 | 3,808 |
| Net interest income | $2,215,000 | 4,346 |
| Provision for loan and lease losses | $2,548,000 | 1,066 |
| Total noninterest income | $406,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $246,000 | 2,745 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $160,000 | 3,879 |
| Total noninterest expense | $2,960,000 | 3,154 |
| Salaries and employee benefits | $1,183,000 | 3,806 |
| Premises and equipment expense | $344,000 | 3,432 |
| Additional noninterest expense | $1,433,000 | 2,347 |
| Pre-tax net operating income | $-2,887,000 | 7,391 |
| Securities gains (losses) | $161,000 | 1,083 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,726,000 | 7,421 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,726,000 | 7,421 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,726,000 | 7,421 |
| Net charge-offs | $2,407,000 | 980 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 925 |
| Net operating income | $-2,887,000 | 7,428 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 4,183 |
| Total interest expense | $490,000 | 3,990 |
| Net interest income | $1,197,000 | 4,170 |
| Provision for loan and lease losses | $2,302,000 | 667 |
| Total noninterest income | $245,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $125,000 | 2,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 3,194 |
| Total noninterest expense | $1,465,000 | 3,212 |
| Salaries and employee benefits | $603,000 | 3,804 |
| Premises and equipment expense | $174,000 | 3,469 |
| Additional noninterest expense | $688,000 | 2,417 |
| Pre-tax net operating income | $-2,325,000 | 7,638 |
| Securities gains (losses) | $72,000 | 947 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,253,000 | 7,670 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,253,000 | 7,671 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,253,000 | 7,671 |
| Net charge-offs | $2,018,000 | 640 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 755 |
| Net operating income | $-2,325,000 | 7,671 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,242,000 | 3,739 |
| Total interest expense | $2,918,000 | 3,479 |
| Net interest income | $5,324,000 | 3,787 |
| Provision for loan and lease losses | $7,035,000 | 1,122 |
| Total noninterest income | $771,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $658,000 | 2,365 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $113,000 | 5,494 |
| Total noninterest expense | $6,637,000 | 2,930 |
| Salaries and employee benefits | $2,921,000 | 3,262 |
| Premises and equipment expense | $742,000 | 3,312 |
| Additional noninterest expense | $2,974,000 | 2,362 |
| Pre-tax net operating income | $-7,577,000 | 7,388 |
| Securities gains (losses) | $756,000 | 639 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,821,000 | 7,417 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,821,000 | 7,416 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,821,000 | 7,416 |
| Net charge-offs | $4,944,000 | 1,155 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,504,000 | 372 |
| Net operating income | $-7,577,000 | 7,474 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 3,675 |
| Total interest expense | $2,317,000 | 3,467 |
| Net interest income | $4,146,000 | 3,699 |
| Provision for loan and lease losses | $5,540,000 | 977 |
| Total noninterest income | $496,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $493,000 | 2,385 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $4,744,000 | 3,060 |
| Salaries and employee benefits | $2,307,000 | 3,133 |
| Premises and equipment expense | $581,000 | 3,242 |
| Additional noninterest expense | $1,856,000 | 2,725 |
| Pre-tax net operating income | $-5,642,000 | 7,545 |
| Securities gains (losses) | $570,000 | 632 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,072,000 | 7,579 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,072,000 | 7,579 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,072,000 | 7,579 |
| Net charge-offs | $3,437,000 | 1,087 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,504,000 | 304 |
| Net operating income | $-5,642,000 | 7,634 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 3,595 |
| Total interest expense | $1,659,000 | 3,414 |
| Net interest income | $2,827,000 | 3,625 |
| Provision for loan and lease losses | $3,669,000 | 944 |
| Total noninterest income | $360,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $326,000 | 2,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $3,154,000 | 3,090 |
| Salaries and employee benefits | $1,537,000 | 3,175 |
| Premises and equipment expense | $387,000 | 3,271 |
| Additional noninterest expense | $1,230,000 | 2,756 |
| Pre-tax net operating income | $-3,636,000 | 7,630 |
| Securities gains (losses) | $274,000 | 816 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,362,000 | 7,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,362,000 | 7,662 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,362,000 | 7,662 |
| Net charge-offs | $3,076,000 | 843 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,369,000 | 255 |
| Net operating income | $-3,636,000 | 7,698 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 3,568 |
| Total interest expense | $855,000 | 3,445 |
| Net interest income | $1,441,000 | 3,572 |
| Provision for loan and lease losses | $950,000 | 1,229 |
| Total noninterest income | $206,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $150,000 | 2,472 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $1,591,000 | 2,980 |
| Salaries and employee benefits | $766,000 | 3,220 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $627,000 | 2,469 |
| Pre-tax net operating income | $-894,000 | 7,592 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-894,000 | 7,668 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-894,000 | 7,669 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-894,000 | 7,669 |
| Net charge-offs | $1,062,000 | 924 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 158 |
| Net operating income | $-894,000 | 7,667 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,936,000 | 3,540 |
| Total interest expense | $3,880,000 | 3,592 |
| Net interest income | $6,056,000 | 3,456 |
| Provision for loan and lease losses | $2,411,000 | 1,595 |
| Total noninterest income | $1,077,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $793,000 | 2,140 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $284,000 | 4,201 |
| Total noninterest expense | $6,052,000 | 3,050 |
| Salaries and employee benefits | $3,651,000 | 2,721 |
| Premises and equipment expense | $806,000 | 3,166 |
| Additional noninterest expense | $1,595,000 | 3,465 |
| Pre-tax net operating income | $-1,330,000 | 7,153 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,324,000 | 7,139 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,324,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,495,000 | 1,568 |
| Cash dividends | $599,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,293 |
| Net operating income | $-1,330,000 | 7,255 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 3,528 |
| Total interest expense | $2,967,000 | 3,654 |
| Net interest income | $4,698,000 | 3,374 |
| Provision for loan and lease losses | $1,347,000 | 1,533 |
| Total noninterest income | $844,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $611,000 | 2,110 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $233,000 | 4,148 |
| Total noninterest expense | $4,500,000 | 3,053 |
| Salaries and employee benefits | $2,652,000 | 2,815 |
| Premises and equipment expense | $609,000 | 3,157 |
| Additional noninterest expense | $1,239,000 | 3,290 |
| Pre-tax net operating income | $-305,000 | 7,118 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-305,000 | 7,027 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-305,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,532 |
| Cash dividends | $549,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-305,000 | 7,176 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 3,588 |
| Total interest expense | $2,071,000 | 3,656 |
| Net interest income | $3,042,000 | 3,458 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $577,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $394,000 | 2,150 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $183,000 | 3,932 |
| Total noninterest expense | $3,060,000 | 3,005 |
| Salaries and employee benefits | $1,846,000 | 2,750 |
| Premises and equipment expense | $390,000 | 3,278 |
| Additional noninterest expense | $824,000 | 3,277 |
| Pre-tax net operating income | $449,000 | 4,564 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $449,000 | 4,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 4,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,229 |
| Cash dividends | $449,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $449,000 | 4,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 3,589 |
| Total interest expense | $1,120,000 | 3,623 |
| Net interest income | $1,509,000 | 3,468 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $303,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $188,000 | 2,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,517 |
| Total noninterest expense | $1,496,000 | 3,073 |
| Salaries and employee benefits | $905,000 | 2,814 |
| Premises and equipment expense | $185,000 | 3,427 |
| Additional noninterest expense | $406,000 | 3,274 |
| Pre-tax net operating income | $311,000 | 4,066 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $311,000 | 3,721 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,590 |
| Cash dividends | $198,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $311,000 | 3,635 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,278,000 | 3,458 |
| Total interest expense | $4,649,000 | 3,636 |
| Net interest income | $6,629,000 | 3,239 |
| Provision for loan and lease losses | $168,000 | 4,171 |
| Total noninterest income | $1,068,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $672,000 | 2,444 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $396,000 | 3,754 |
| Total noninterest expense | $5,682,000 | 3,113 |
| Salaries and employee benefits | $3,504,000 | 2,799 |
| Premises and equipment expense | $685,000 | 3,493 |
| Additional noninterest expense | $1,493,000 | 3,430 |
| Pre-tax net operating income | $1,847,000 | 3,487 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,847,000 | 2,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,847,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,742 |
| Cash dividends | $2,267,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,847,000 | 2,994 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,582,000 | 3,428 |
| Total interest expense | $3,467,000 | 3,666 |
| Net interest income | $5,115,000 | 3,172 |
| Provision for loan and lease losses | $162,000 | 3,365 |
| Total noninterest income | $789,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $470,000 | 2,573 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $319,000 | 3,628 |
| Total noninterest expense | $4,182,000 | 3,123 |
| Salaries and employee benefits | $2,767,000 | 2,670 |
| Premises and equipment expense | $510,000 | 3,502 |
| Additional noninterest expense | $905,000 | 3,990 |
| Pre-tax net operating income | $1,560,000 | 3,385 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,560,000 | 2,893 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,560,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,379 |
| Cash dividends | $1,999,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,560,000 | 2,879 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 3,424 |
| Total interest expense | $2,318,000 | 3,657 |
| Net interest income | $3,417,000 | 3,191 |
| Provision for loan and lease losses | $105,000 | 3,205 |
| Total noninterest income | $519,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $291,000 | 2,715 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $228,000 | 3,536 |
| Total noninterest expense | $2,698,000 | 3,246 |
| Salaries and employee benefits | $1,773,000 | 2,802 |
| Premises and equipment expense | $328,000 | 3,615 |
| Additional noninterest expense | $597,000 | 4,027 |
| Pre-tax net operating income | $1,133,000 | 3,237 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,133,000 | 2,768 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,133,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,875 |
| Cash dividends | $1,649,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,133,000 | 2,751 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 3,472 |
| Total interest expense | $1,150,000 | 3,649 |
| Net interest income | $1,645,000 | 3,289 |
| Provision for loan and lease losses | $52,000 | 3,040 |
| Total noninterest income | $251,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $142,000 | 2,708 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $109,000 | 3,600 |
| Total noninterest expense | $1,289,000 | 3,372 |
| Salaries and employee benefits | $841,000 | 2,949 |
| Premises and equipment expense | $150,000 | 3,863 |
| Additional noninterest expense | $298,000 | 3,993 |
| Pre-tax net operating income | $555,000 | 3,288 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $555,000 | 2,797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $555,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $1,205,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $555,000 | 2,790 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 3,532 |
| Total interest expense | $3,202,000 | 4,144 |
| Net interest income | $6,946,000 | 3,124 |
| Provision for loan and lease losses | $222,000 | 3,337 |
| Total noninterest income | $1,185,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $593,000 | 2,705 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $592,000 | 3,042 |
| Total noninterest expense | $4,652,000 | 3,543 |
| Salaries and employee benefits | $3,155,000 | 2,992 |
| Premises and equipment expense | $507,000 | 4,227 |
| Additional noninterest expense | $990,000 | 4,545 |
| Pre-tax net operating income | $3,257,000 | 2,631 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,257,000 | 2,131 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,257,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $2,428,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,257,000 | 2,117 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,443,000 | 3,568 |
| Total interest expense | $2,167,000 | 4,328 |
| Net interest income | $5,276,000 | 3,121 |
| Provision for loan and lease losses | $159,000 | 3,319 |
| Total noninterest income | $895,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $442,000 | 2,734 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $453,000 | 3,007 |
| Total noninterest expense | $3,351,000 | 3,653 |
| Salaries and employee benefits | $2,292,000 | 3,065 |
| Premises and equipment expense | $376,000 | 4,275 |
| Additional noninterest expense | $683,000 | 4,799 |
| Pre-tax net operating income | $2,661,000 | 2,533 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,661,000 | 2,035 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,661,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $2,051,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,661,000 | 2,031 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 3,599 |
| Total interest expense | $1,326,000 | 4,423 |
| Net interest income | $3,487,000 | 3,146 |
| Provision for loan and lease losses | $108,000 | 3,218 |
| Total noninterest income | $608,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $282,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 2,863 |
| Total noninterest expense | $2,210,000 | 3,689 |
| Salaries and employee benefits | $1,512,000 | 3,096 |
| Premises and equipment expense | $237,000 | 4,421 |
| Additional noninterest expense | $461,000 | 4,748 |
| Pre-tax net operating income | $1,777,000 | 2,537 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,777,000 | 2,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,777,000 | 2,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $1,750,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,777,000 | 2,021 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 3,703 |
| Total interest expense | $595,000 | 4,600 |
| Net interest income | $1,685,000 | 3,226 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $272,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $152,000 | 2,950 |
| Total noninterest expense | $1,057,000 | 3,836 |
| Salaries and employee benefits | $731,000 | 3,217 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $217,000 | 4,927 |
| Pre-tax net operating income | $847,000 | 2,599 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $847,000 | 2,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $1,402,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $847,000 | 2,069 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 4,116 |
| Total interest expense | $1,574,000 | 5,112 |
| Net interest income | $5,502,000 | 3,682 |
| Provision for loan and lease losses | $159,000 | 4,034 |
| Total noninterest income | $1,193,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $459,000 | 3,236 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $734,000 | 2,688 |
| Total noninterest expense | $3,650,000 | 4,154 |
| Salaries and employee benefits | $2,578,000 | 3,393 |
| Premises and equipment expense | $386,000 | 4,967 |
| Additional noninterest expense | $686,000 | 5,642 |
| Pre-tax net operating income | $2,886,000 | 2,843 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,886,000 | 2,328 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,886,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $548,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,886,000 | 2,294 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 4,244 |
| Total interest expense | $1,090,000 | 5,203 |
| Net interest income | $3,910,000 | 3,834 |
| Provision for loan and lease losses | $114,000 | 3,981 |
| Total noninterest income | $865,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $329,000 | 3,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $536,000 | 2,750 |
| Total noninterest expense | $2,622,000 | 4,258 |
| Salaries and employee benefits | $1,849,000 | 3,490 |
| Premises and equipment expense | $286,000 | 4,996 |
| Additional noninterest expense | $487,000 | 5,783 |
| Pre-tax net operating income | $2,039,000 | 3,012 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,039,000 | 2,448 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,039,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $352,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,039,000 | 2,419 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 4,415 |
| Total interest expense | $673,000 | 5,264 |
| Net interest income | $2,425,000 | 4,026 |
| Provision for loan and lease losses | $69,000 | 3,974 |
| Total noninterest income | $511,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $199,000 | 3,528 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $312,000 | 2,991 |
| Total noninterest expense | $1,654,000 | 4,432 |
| Salaries and employee benefits | $1,183,000 | 3,597 |
| Premises and equipment expense | $173,000 | 5,308 |
| Additional noninterest expense | $298,000 | 6,019 |
| Pre-tax net operating income | $1,213,000 | 3,222 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,213,000 | 2,626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,213,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $161,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,213,000 | 2,586 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 4,585 |
| Total interest expense | $324,000 | 5,275 |
| Net interest income | $1,127,000 | 4,249 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $228,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $817,000 | 4,496 |
| Salaries and employee benefits | $577,000 | 3,682 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $508,000 | 3,631 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $508,000 | 3,011 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $508,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $508,000 | 2,971 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 5,121 |
| Total interest expense | $920,000 | 5,890 |
| Net interest income | $3,657,000 | 4,773 |
| Provision for loan and lease losses | $118,000 | 4,767 |
| Total noninterest income | $641,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $322,000 | 4,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $2,894,000 | 4,777 |
| Salaries and employee benefits | $1,978,000 | 4,031 |
| Premises and equipment expense | $302,000 | 5,661 |
| Additional noninterest expense | $614,000 | 5,903 |
| Pre-tax net operating income | $1,286,000 | 4,614 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,286,000 | 4,022 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,286,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $1,179,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 580 |
| Net operating income | $1,286,000 | 3,962 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 5,282 |
| Total interest expense | $659,000 | 5,995 |
| Net interest income | $2,586,000 | 4,936 |
| Provision for loan and lease losses | $88,000 | 4,627 |
| Total noninterest income | $424,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $224,000 | 4,368 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 4,502 |
| Total noninterest expense | $2,092,000 | 4,865 |
| Salaries and employee benefits | $1,448,000 | 4,072 |
| Premises and equipment expense | $205,000 | 5,910 |
| Additional noninterest expense | $439,000 | 6,012 |
| Pre-tax net operating income | $830,000 | 5,089 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $830,000 | 4,513 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $830,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $540,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 512 |
| Net operating income | $830,000 | 4,434 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 5,478 |
| Total interest expense | $427,000 | 6,103 |
| Net interest income | $1,621,000 | 5,158 |
| Provision for loan and lease losses | $59,000 | 4,536 |
| Total noninterest income | $260,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 4,862 |
| Total noninterest expense | $1,341,000 | 5,032 |
| Salaries and employee benefits | $940,000 | 4,168 |
| Premises and equipment expense | $128,000 | 6,144 |
| Additional noninterest expense | $273,000 | 6,271 |
| Pre-tax net operating income | $481,000 | 5,403 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $481,000 | 4,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $481,000 | 4,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $540,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 427 |
| Net operating income | $481,000 | 4,743 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 5,584 |
| Total interest expense | $208,000 | 6,240 |
| Net interest income | $789,000 | 5,259 |
| Provision for loan and lease losses | $29,000 | 4,417 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $644,000 | 5,200 |
| Salaries and employee benefits | $448,000 | 4,367 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $135,000 | 6,311 |
| Pre-tax net operating income | $216,000 | 5,640 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $216,000 | 5,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $540,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 270 |
| Net operating income | $216,000 | 5,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 6,095 |
| Total interest expense | $808,000 | 6,689 |
| Net interest income | $2,627,000 | 5,743 |
| Provision for loan and lease losses | $99,000 | 5,369 |
| Total noninterest income | $388,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $247,000 | 4,779 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $141,000 | 5,934 |
| Total noninterest expense | $1,850,000 | 6,255 |
| Salaries and employee benefits | $1,249,000 | 5,496 |
| Premises and equipment expense | $181,000 | 7,014 |
| Additional noninterest expense | $420,000 | 7,039 |
| Pre-tax net operating income | $1,066,000 | 4,999 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,066,000 | 4,457 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,066,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $330,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 709 |
| Net operating income | $1,066,000 | 4,288 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 6,247 |
| Total interest expense | $617,000 | 6,781 |
| Net interest income | $1,888,000 | 5,908 |
| Provision for loan and lease losses | $63,000 | 5,456 |
| Total noninterest income | $278,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $172,000 | 4,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 5,966 |
| Total noninterest expense | $1,322,000 | 6,391 |
| Salaries and employee benefits | $883,000 | 5,670 |
| Premises and equipment expense | $123,000 | 7,226 |
| Additional noninterest expense | $316,000 | 6,999 |
| Pre-tax net operating income | $781,000 | 5,198 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $781,000 | 4,667 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $781,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $330,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 585 |
| Net operating income | $781,000 | 4,486 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 6,304 |
| Total interest expense | $434,000 | 6,776 |
| Net interest income | $1,228,000 | 5,994 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $175,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $105,000 | 5,161 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $850,000 | 6,526 |
| Salaries and employee benefits | $566,000 | 5,808 |
| Premises and equipment expense | $77,000 | 7,361 |
| Additional noninterest expense | $207,000 | 7,051 |
| Pre-tax net operating income | $490,000 | 5,356 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $490,000 | 4,855 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $490,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $330,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $490,000 | 4,638 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 6,437 |
| Total interest expense | $215,000 | 6,875 |
| Net interest income | $590,000 | 6,101 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 5,348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $408,000 | 6,652 |
| Salaries and employee benefits | $270,000 | 5,979 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $101,000 | 7,129 |
| Pre-tax net operating income | $221,000 | 5,599 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $221,000 | 5,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $330,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $221,000 | 4,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 7,053 |
| Total interest expense | $831,000 | 7,422 |
| Net interest income | $1,964,000 | 6,680 |
| Provision for loan and lease losses | $88,000 | 5,953 |
| Total noninterest income | $193,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $168,000 | 5,621 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $1,408,000 | 7,044 |
| Salaries and employee benefits | $883,000 | 6,573 |
| Premises and equipment expense | $139,000 | 7,603 |
| Additional noninterest expense | $386,000 | 7,248 |
| Pre-tax net operating income | $661,000 | 6,217 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $661,000 | 5,706 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $661,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 633 |
| Net operating income | $661,000 | 5,559 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 8,513 |
| Total interest expense | $555,000 | 8,910 |
| Net interest income | $1,159,000 | 7,966 |
| Provision for loan and lease losses | $187,000 | 4,282 |
| Total noninterest income | $143,000 | 7,935 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $131,000 | 6,066 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $984,000 | 8,006 |
| Salaries and employee benefits | $643,000 | 7,460 |
| Premises and equipment expense | $117,000 | 8,047 |
| Additional noninterest expense | $224,000 | 8,466 |
| Pre-tax net operating income | $131,000 | 8,184 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $131,000 | 8,151 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $131,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 733 |
| Net operating income | $131,000 | 8,043 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 9,686 |
| Total interest expense | $94,000 | 9,751 |
| Net interest income | $426,000 | 9,554 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $23,000 | 9,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 9,680 |
| Total noninterest expense | $781,000 | 8,621 |
| Salaries and employee benefits | $441,000 | 8,542 |
| Premises and equipment expense | $59,000 | 9,200 |
| Additional noninterest expense | $281,000 | 8,096 |
| Pre-tax net operating income | $-452,000 | 9,506 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-452,000 | 9,542 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-452,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,568,000 | 183 |
| Net operating income | $-452,000 | 9,541 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.