Home > Sunset Bank & Savings > Income and Expense
Sunset Bank & Savings, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 3,672 |
| Total interest expense | $184,000 | 2,873 |
| Net interest income | $980,000 | 3,748 |
| Provision for loan and lease losses | $349,000 | 498 |
| Total noninterest income | $738,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $16,000 | 3,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $722,000 | 1,556 |
| Total noninterest expense | $1,449,000 | 2,788 |
| Salaries and employee benefits | $695,000 | 3,052 |
| Premises and equipment expense | $104,000 | 3,346 |
| Additional noninterest expense | $650,000 | 2,143 |
| Pre-tax net operating income | $-80,000 | 4,883 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-53,000 | 4,945 |
| Income before extraordinary items | $-27,000 | 4,828 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-27,000 | 4,828 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-27,000 | 4,828 |
| Net charge-offs | $352,000 | 311 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-27,000 | 4,824 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 3,590 |
| Total interest expense | $1,309,000 | 2,573 |
| Net interest income | $3,708,000 | 3,778 |
| Provision for loan and lease losses | $135,000 | 3,344 |
| Total noninterest income | $1,796,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $77,000 | 3,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,719,000 | 1,950 |
| Total noninterest expense | $4,513,000 | 3,188 |
| Salaries and employee benefits | $2,721,000 | 3,093 |
| Premises and equipment expense | $446,000 | 3,230 |
| Additional noninterest expense | $1,346,000 | 3,217 |
| Pre-tax net operating income | $856,000 | 3,831 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $178,000 | 2,622 |
| Income before extraordinary items | $678,000 | 3,984 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $678,000 | 3,983 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $678,000 | 3,984 |
| Net charge-offs | $13,000 | 2,953 |
| Cash dividends | $335,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $678,000 | 3,925 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 3,636 |
| Total interest expense | $1,050,000 | 2,566 |
| Net interest income | $2,668,000 | 3,845 |
| Provision for loan and lease losses | $90,000 | 3,370 |
| Total noninterest income | $1,160,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $57,000 | 3,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,103,000 | 2,058 |
| Total noninterest expense | $3,200,000 | 3,255 |
| Salaries and employee benefits | $1,914,000 | 3,172 |
| Premises and equipment expense | $301,000 | 3,405 |
| Additional noninterest expense | $985,000 | 3,246 |
| Pre-tax net operating income | $538,000 | 3,997 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $102,000 | 2,796 |
| Income before extraordinary items | $436,000 | 4,114 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $436,000 | 4,114 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $436,000 | 4,114 |
| Net charge-offs | $5,000 | 2,912 |
| Cash dividends | $105,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $436,000 | 4,069 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 3,679 |
| Total interest expense | $747,000 | 2,575 |
| Net interest income | $1,729,000 | 3,921 |
| Provision for loan and lease losses | $60,000 | 3,299 |
| Total noninterest income | $658,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $38,000 | 3,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,156 |
| Total noninterest expense | $2,077,000 | 3,302 |
| Salaries and employee benefits | $1,246,000 | 3,216 |
| Premises and equipment expense | $183,000 | 3,541 |
| Additional noninterest expense | $648,000 | 3,278 |
| Pre-tax net operating income | $250,000 | 4,224 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $37,000 | 3,014 |
| Income before extraordinary items | $213,000 | 4,292 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $213,000 | 4,292 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $213,000 | 4,292 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $213,000 | 4,240 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 3,692 |
| Total interest expense | $402,000 | 2,608 |
| Net interest income | $840,000 | 3,972 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $261,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $23,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,241 |
| Total noninterest expense | $1,021,000 | 3,362 |
| Salaries and employee benefits | $624,000 | 3,241 |
| Premises and equipment expense | $76,000 | 3,837 |
| Additional noninterest expense | $321,000 | 3,330 |
| Pre-tax net operating income | $50,000 | 4,522 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-2,000 | 4,815 |
| Income before extraordinary items | $52,000 | 4,499 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $52,000 | 4,499 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $52,000 | 4,499 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $52,000 | 4,489 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 3,662 |
| Total interest expense | $1,550,000 | 2,705 |
| Net interest income | $3,660,000 | 3,915 |
| Provision for loan and lease losses | $80,000 | 3,087 |
| Total noninterest income | $1,046,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $104,000 | 3,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $942,000 | 2,326 |
| Total noninterest expense | $4,256,000 | 3,311 |
| Salaries and employee benefits | $2,402,000 | 3,304 |
| Premises and equipment expense | $442,000 | 3,303 |
| Additional noninterest expense | $1,412,000 | 3,202 |
| Pre-tax net operating income | $370,000 | 4,569 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $46,000 | 3,327 |
| Income before extraordinary items | $324,000 | 4,599 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $324,000 | 4,601 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $324,000 | 4,601 |
| Net charge-offs | $122,000 | 2,063 |
| Cash dividends | $394,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $324,000 | 4,581 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 3,715 |
| Total interest expense | $1,131,000 | 2,757 |
| Net interest income | $2,764,000 | 3,957 |
| Provision for loan and lease losses | $70,000 | 2,898 |
| Total noninterest income | $610,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $77,000 | 3,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $533,000 | 2,658 |
| Total noninterest expense | $3,001,000 | 3,435 |
| Salaries and employee benefits | $1,712,000 | 3,401 |
| Premises and equipment expense | $332,000 | 3,332 |
| Additional noninterest expense | $957,000 | 3,408 |
| Pre-tax net operating income | $303,000 | 4,629 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $40,000 | 3,335 |
| Income before extraordinary items | $263,000 | 4,665 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $263,000 | 4,664 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $263,000 | 4,664 |
| Net charge-offs | $5,000 | 3,150 |
| Cash dividends | $244,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $263,000 | 4,653 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 3,742 |
| Total interest expense | $724,000 | 2,800 |
| Net interest income | $1,851,000 | 3,982 |
| Provision for loan and lease losses | $50,000 | 2,768 |
| Total noninterest income | $341,000 | 3,274 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $52,000 | 3,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,845 |
| Total noninterest expense | $1,959,000 | 3,501 |
| Salaries and employee benefits | $1,117,000 | 3,471 |
| Premises and equipment expense | $226,000 | 3,303 |
| Additional noninterest expense | $616,000 | 3,494 |
| Pre-tax net operating income | $183,000 | 4,709 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $19,000 | 3,450 |
| Income before extraordinary items | $164,000 | 4,723 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $164,000 | 4,721 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $164,000 | 4,721 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $244,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $164,000 | 4,711 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 3,794 |
| Total interest expense | $341,000 | 2,859 |
| Net interest income | $927,000 | 4,006 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $176,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $27,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 2,756 |
| Total noninterest expense | $973,000 | 3,547 |
| Salaries and employee benefits | $556,000 | 3,521 |
| Premises and equipment expense | $115,000 | 3,314 |
| Additional noninterest expense | $302,000 | 3,537 |
| Pre-tax net operating income | $100,000 | 4,676 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $90,000 | 4,700 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $90,000 | 4,699 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $90,000 | 4,699 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $244,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $90,000 | 4,689 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 3,781 |
| Total interest expense | $938,000 | 3,025 |
| Net interest income | $3,958,000 | 3,920 |
| Provision for loan and lease losses | $110,000 | 2,984 |
| Total noninterest income | $798,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $112,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $686,000 | 2,675 |
| Total noninterest expense | $4,086,000 | 3,445 |
| Salaries and employee benefits | $2,280,000 | 3,449 |
| Premises and equipment expense | $480,000 | 3,228 |
| Additional noninterest expense | $1,326,000 | 3,409 |
| Pre-tax net operating income | $560,000 | 4,566 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $81,000 | 3,193 |
| Income before extraordinary items | $487,000 | 4,560 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $487,000 | 4,559 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $487,000 | 4,559 |
| Net charge-offs | $6,000 | 3,501 |
| Cash dividends | $125,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $480,120 | 4,584 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 3,826 |
| Total interest expense | $660,000 | 3,052 |
| Net interest income | $2,974,000 | 3,939 |
| Provision for loan and lease losses | $80,000 | 2,859 |
| Total noninterest income | $632,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $83,000 | 4,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,634 |
| Total noninterest expense | $3,131,000 | 3,407 |
| Salaries and employee benefits | $1,711,000 | 3,457 |
| Premises and equipment expense | $364,000 | 3,254 |
| Additional noninterest expense | $1,056,000 | 3,302 |
| Pre-tax net operating income | $395,000 | 4,702 |
| Securities gains (losses) | $8,000 | 750 |
| Applicable income taxes | $53,000 | 3,304 |
| Income before extraordinary items | $350,000 | 4,682 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $350,000 | 4,680 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $350,000 | 4,681 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $125,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $343,040 | 4,703 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,859 |
| Total interest expense | $414,000 | 3,066 |
| Net interest income | $1,967,000 | 3,971 |
| Provision for loan and lease losses | $50,000 | 2,796 |
| Total noninterest income | $386,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $53,000 | 4,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 2,770 |
| Total noninterest expense | $2,077,000 | 3,435 |
| Salaries and employee benefits | $1,126,000 | 3,499 |
| Premises and equipment expense | $245,000 | 3,251 |
| Additional noninterest expense | $706,000 | 3,315 |
| Pre-tax net operating income | $226,000 | 4,808 |
| Securities gains (losses) | $-3,000 | 4,784 |
| Applicable income taxes | $20,000 | 3,516 |
| Income before extraordinary items | $203,000 | 4,790 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $203,000 | 4,789 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $203,000 | 4,789 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $125,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $205,730 | 4,790 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 3,915 |
| Total interest expense | $196,000 | 3,110 |
| Net interest income | $964,000 | 4,030 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $177,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 2,832 |
| Total noninterest expense | $1,042,000 | 3,467 |
| Salaries and employee benefits | $567,000 | 3,520 |
| Premises and equipment expense | $124,000 | 3,257 |
| Additional noninterest expense | $351,000 | 3,339 |
| Pre-tax net operating income | $79,000 | 5,015 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $4,000 | 3,713 |
| Income before extraordinary items | $75,000 | 4,976 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $75,000 | 4,975 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $75,000 | 4,976 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $75,000 | 4,980 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 3,831 |
| Total interest expense | $688,000 | 3,153 |
| Net interest income | $4,063,000 | 3,900 |
| Provision for loan and lease losses | $345,000 | 1,843 |
| Total noninterest income | $906,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $799,000 | 2,562 |
| Total noninterest expense | $4,294,000 | 3,423 |
| Salaries and employee benefits | $2,320,000 | 3,467 |
| Premises and equipment expense | $508,000 | 3,234 |
| Additional noninterest expense | $1,466,000 | 3,281 |
| Pre-tax net operating income | $330,000 | 4,993 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $680,000 | 2,183 |
| Income before extraordinary items | $-350,000 | 5,496 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-350,000 | 5,496 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-350,000 | 5,496 |
| Net charge-offs | $106,000 | 2,372 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-350,000 | 5,493 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 3,904 |
| Total interest expense | $508,000 | 3,190 |
| Net interest income | $2,959,000 | 3,997 |
| Provision for loan and lease losses | $110,000 | 2,569 |
| Total noninterest income | $758,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $82,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $676,000 | 2,438 |
| Total noninterest expense | $3,295,000 | 3,379 |
| Salaries and employee benefits | $1,771,000 | 3,446 |
| Premises and equipment expense | $378,000 | 3,294 |
| Additional noninterest expense | $1,146,000 | 3,201 |
| Pre-tax net operating income | $312,000 | 4,939 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-25,000 | 5,616 |
| Income before extraordinary items | $337,000 | 4,799 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $337,000 | 4,799 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $337,000 | 4,799 |
| Net charge-offs | $105,000 | 1,884 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $337,000 | 4,785 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 3,923 |
| Total interest expense | $336,000 | 3,168 |
| Net interest income | $1,958,000 | 4,010 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $559,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $55,000 | 4,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,321 |
| Total noninterest expense | $2,244,000 | 3,352 |
| Salaries and employee benefits | $1,217,000 | 3,411 |
| Premises and equipment expense | $253,000 | 3,273 |
| Additional noninterest expense | $774,000 | 3,181 |
| Pre-tax net operating income | $213,000 | 4,930 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-33,000 | 5,694 |
| Income before extraordinary items | $246,000 | 4,705 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $246,000 | 4,704 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $246,000 | 4,705 |
| Net charge-offs | $7,000 | 3,031 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $246,000 | 4,695 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 3,918 |
| Total interest expense | $168,000 | 3,164 |
| Net interest income | $1,002,000 | 3,994 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $210,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $27,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,687 |
| Total noninterest expense | $1,058,000 | 3,503 |
| Salaries and employee benefits | $556,000 | 3,626 |
| Premises and equipment expense | $129,000 | 3,286 |
| Additional noninterest expense | $373,000 | 3,251 |
| Pre-tax net operating income | $124,000 | 4,807 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $15,000 | 3,466 |
| Income before extraordinary items | $109,000 | 4,794 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $109,000 | 4,794 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $109,000 | 4,794 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $109,000 | 4,782 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 4,033 |
| Total interest expense | $673,000 | 3,117 |
| Net interest income | $3,727,000 | 4,115 |
| Provision for loan and lease losses | $60,000 | 3,507 |
| Total noninterest income | $1,193,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $122,000 | 4,284 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,071,000 | 2,319 |
| Total noninterest expense | $4,375,000 | 3,472 |
| Salaries and employee benefits | $2,365,000 | 3,516 |
| Premises and equipment expense | $533,000 | 3,244 |
| Additional noninterest expense | $1,477,000 | 3,377 |
| Pre-tax net operating income | $485,000 | 4,849 |
| Securities gains (losses) | $32,000 | 2,123 |
| Applicable income taxes | $94,000 | 3,337 |
| Income before extraordinary items | $423,000 | 4,881 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $423,000 | 4,880 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $423,000 | 4,880 |
| Net charge-offs | $252,000 | 1,705 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $396,760 | 4,881 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 4,090 |
| Total interest expense | $495,000 | 3,150 |
| Net interest income | $2,764,000 | 4,171 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $901,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $92,000 | 4,296 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $809,000 | 2,309 |
| Total noninterest expense | $3,283,000 | 3,465 |
| Salaries and employee benefits | $1,773,000 | 3,508 |
| Premises and equipment expense | $405,000 | 3,238 |
| Additional noninterest expense | $1,105,000 | 3,401 |
| Pre-tax net operating income | $352,000 | 4,949 |
| Securities gains (losses) | $32,000 | 2,062 |
| Applicable income taxes | $72,000 | 3,399 |
| Income before extraordinary items | $312,000 | 4,954 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $312,000 | 4,954 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $312,000 | 4,954 |
| Net charge-offs | $195,000 | 1,475 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $286,080 | 4,963 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 4,112 |
| Total interest expense | $324,000 | 3,187 |
| Net interest income | $1,857,000 | 4,183 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $585,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $60,000 | 4,336 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $525,000 | 2,313 |
| Total noninterest expense | $2,194,000 | 3,481 |
| Salaries and employee benefits | $1,183,000 | 3,533 |
| Premises and equipment expense | $280,000 | 3,185 |
| Additional noninterest expense | $731,000 | 3,442 |
| Pre-tax net operating income | $248,000 | 4,932 |
| Securities gains (losses) | $32,000 | 1,714 |
| Applicable income taxes | $45,000 | 3,449 |
| Income before extraordinary items | $235,000 | 4,872 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 4,872 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $235,000 | 4,872 |
| Net charge-offs | $192,000 | 1,151 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $208,120 | 4,925 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 4,125 |
| Total interest expense | $159,000 | 3,240 |
| Net interest income | $935,000 | 4,198 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $273,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $244,000 | 2,369 |
| Total noninterest expense | $1,084,000 | 3,524 |
| Salaries and employee benefits | $583,000 | 3,588 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $351,000 | 3,536 |
| Pre-tax net operating income | $124,000 | 4,899 |
| Securities gains (losses) | $32,000 | 1,025 |
| Applicable income taxes | $25,000 | 3,370 |
| Income before extraordinary items | $131,000 | 4,752 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $131,000 | 4,751 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $131,000 | 4,752 |
| Net charge-offs | $191,000 | 682 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $104,120 | 4,914 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 4,078 |
| Total interest expense | $611,000 | 3,357 |
| Net interest income | $3,889,000 | 4,127 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $933,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $138,000 | 4,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $795,000 | 2,663 |
| Total noninterest expense | $4,249,000 | 3,579 |
| Salaries and employee benefits | $2,219,000 | 3,687 |
| Premises and equipment expense | $550,000 | 3,287 |
| Additional noninterest expense | $1,480,000 | 3,426 |
| Pre-tax net operating income | $543,000 | 4,849 |
| Securities gains (losses) | $54,000 | 1,596 |
| Applicable income taxes | $83,000 | 3,419 |
| Income before extraordinary items | $514,000 | 4,787 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $514,000 | 4,788 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $514,000 | 4,788 |
| Net charge-offs | $8,000 | 4,089 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $467,560 | 4,833 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 4,126 |
| Total interest expense | $452,000 | 3,428 |
| Net interest income | $2,928,000 | 4,159 |
| Provision for loan and lease losses | $30,000 | 3,604 |
| Total noninterest income | $717,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $610,000 | 2,649 |
| Total noninterest expense | $3,131,000 | 3,646 |
| Salaries and employee benefits | $1,659,000 | 3,707 |
| Premises and equipment expense | $408,000 | 3,356 |
| Additional noninterest expense | $1,064,000 | 3,538 |
| Pre-tax net operating income | $484,000 | 4,776 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $77,000 | 3,421 |
| Income before extraordinary items | $407,000 | 4,833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 4,835 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $407,000 | 4,837 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $407,000 | 4,777 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 4,132 |
| Total interest expense | $297,000 | 3,481 |
| Net interest income | $1,967,000 | 4,168 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $511,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $71,000 | 4,257 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $440,000 | 2,562 |
| Total noninterest expense | $2,077,000 | 3,685 |
| Salaries and employee benefits | $1,109,000 | 3,736 |
| Premises and equipment expense | $276,000 | 3,331 |
| Additional noninterest expense | $692,000 | 3,613 |
| Pre-tax net operating income | $371,000 | 4,570 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $70,000 | 3,255 |
| Income before extraordinary items | $301,000 | 4,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $301,000 | 4,696 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $301,000 | 4,697 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $301,000 | 4,628 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 4,139 |
| Total interest expense | $147,000 | 3,524 |
| Net interest income | $988,000 | 4,174 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $263,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $231,000 | 2,449 |
| Total noninterest expense | $1,035,000 | 3,714 |
| Salaries and employee benefits | $552,000 | 3,782 |
| Premises and equipment expense | $142,000 | 3,316 |
| Additional noninterest expense | $341,000 | 3,654 |
| Pre-tax net operating income | $186,000 | 4,538 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $35,000 | 3,243 |
| Income before extraordinary items | $151,000 | 4,676 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $151,000 | 4,678 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $151,000 | 4,680 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $151,000 | 4,605 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 4,085 |
| Total interest expense | $593,000 | 3,661 |
| Net interest income | $4,140,000 | 4,109 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $841,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $139,000 | 4,507 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $702,000 | 2,818 |
| Total noninterest expense | $4,160,000 | 3,744 |
| Salaries and employee benefits | $2,179,000 | 3,812 |
| Premises and equipment expense | $545,000 | 3,445 |
| Additional noninterest expense | $1,436,000 | 3,639 |
| Pre-tax net operating income | $711,000 | 4,636 |
| Securities gains (losses) | $73,000 | 1,471 |
| Applicable income taxes | $152,000 | 3,153 |
| Income before extraordinary items | $632,000 | 4,623 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $632,000 | 4,624 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $632,000 | 4,624 |
| Net charge-offs | $208,000 | 2,412 |
| Cash dividends | $210,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $572,870 | 4,708 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 4,113 |
| Total interest expense | $441,000 | 3,736 |
| Net interest income | $3,132,000 | 4,120 |
| Provision for loan and lease losses | $106,000 | 2,725 |
| Total noninterest income | $650,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $103,000 | 4,588 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $547,000 | 2,784 |
| Total noninterest expense | $3,114,000 | 3,759 |
| Salaries and employee benefits | $1,632,000 | 3,833 |
| Premises and equipment expense | $416,000 | 3,452 |
| Additional noninterest expense | $1,066,000 | 3,690 |
| Pre-tax net operating income | $562,000 | 4,656 |
| Securities gains (losses) | $73,000 | 1,210 |
| Applicable income taxes | $133,000 | 3,120 |
| Income before extraordinary items | $502,000 | 4,599 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $502,000 | 4,599 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $502,000 | 4,600 |
| Net charge-offs | $109,000 | 2,602 |
| Cash dividends | $210,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $444,330 | 4,736 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 4,125 |
| Total interest expense | $287,000 | 3,827 |
| Net interest income | $2,095,000 | 4,115 |
| Provision for loan and lease losses | $85,000 | 2,530 |
| Total noninterest income | $410,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $66,000 | 4,637 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $344,000 | 2,847 |
| Total noninterest expense | $2,103,000 | 3,745 |
| Salaries and employee benefits | $1,097,000 | 3,824 |
| Premises and equipment expense | $284,000 | 3,422 |
| Additional noninterest expense | $722,000 | 3,665 |
| Pre-tax net operating income | $317,000 | 4,835 |
| Securities gains (losses) | $71,000 | 970 |
| Applicable income taxes | $74,000 | 3,230 |
| Income before extraordinary items | $314,000 | 4,661 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $314,000 | 4,663 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $314,000 | 4,664 |
| Net charge-offs | $38,000 | 3,009 |
| Cash dividends | $210,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $256,490 | 4,889 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 4,190 |
| Total interest expense | $142,000 | 3,903 |
| Net interest income | $1,029,000 | 4,183 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $173,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $141,000 | 3,060 |
| Total noninterest expense | $1,055,000 | 3,767 |
| Salaries and employee benefits | $547,000 | 3,874 |
| Premises and equipment expense | $145,000 | 3,429 |
| Additional noninterest expense | $363,000 | 3,631 |
| Pre-tax net operating income | $102,000 | 5,259 |
| Securities gains (losses) | $77,000 | 516 |
| Applicable income taxes | $30,000 | 3,289 |
| Income before extraordinary items | $149,000 | 4,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $149,000 | 4,702 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $149,000 | 4,701 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $210,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $85,090 | 5,280 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 4,291 |
| Total interest expense | $724,000 | 3,669 |
| Net interest income | $3,898,000 | 4,337 |
| Provision for loan and lease losses | $312,000 | 2,394 |
| Total noninterest income | $1,164,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $138,000 | 4,725 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,026,000 | 2,348 |
| Total noninterest expense | $4,545,000 | 3,625 |
| Salaries and employee benefits | $2,557,000 | 3,488 |
| Premises and equipment expense | $548,000 | 3,519 |
| Additional noninterest expense | $1,440,000 | 3,752 |
| Pre-tax net operating income | $205,000 | 5,710 |
| Securities gains (losses) | $498,000 | 454 |
| Applicable income taxes | $128,000 | 3,265 |
| Income before extraordinary items | $575,000 | 4,716 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $575,000 | 4,720 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $575,000 | 4,720 |
| Net charge-offs | $300,000 | 2,583 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $166,640 | 5,742 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 4,333 |
| Total interest expense | $565,000 | 3,668 |
| Net interest income | $2,902,000 | 4,388 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $966,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $104,000 | 4,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $862,000 | 2,252 |
| Total noninterest expense | $3,456,000 | 3,617 |
| Salaries and employee benefits | $1,944,000 | 3,475 |
| Premises and equipment expense | $401,000 | 3,612 |
| Additional noninterest expense | $1,111,000 | 3,689 |
| Pre-tax net operating income | $137,000 | 5,872 |
| Securities gains (losses) | $401,000 | 496 |
| Applicable income taxes | $102,000 | 3,304 |
| Income before extraordinary items | $436,000 | 4,803 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $436,000 | 4,804 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $436,000 | 4,805 |
| Net charge-offs | $164,000 | 2,771 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $111,190 | 5,918 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 4,311 |
| Total interest expense | $378,000 | 3,714 |
| Net interest income | $1,964,000 | 4,366 |
| Provision for loan and lease losses | $185,000 | 2,203 |
| Total noninterest income | $665,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $598,000 | 2,241 |
| Total noninterest expense | $2,346,000 | 3,593 |
| Salaries and employee benefits | $1,341,000 | 3,398 |
| Premises and equipment expense | $269,000 | 3,604 |
| Additional noninterest expense | $736,000 | 3,702 |
| Pre-tax net operating income | $98,000 | 5,833 |
| Securities gains (losses) | $399,000 | 446 |
| Applicable income taxes | $119,000 | 2,887 |
| Income before extraordinary items | $378,000 | 4,416 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $378,000 | 4,418 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $378,000 | 4,419 |
| Net charge-offs | $139,000 | 2,446 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $74,760 | 5,914 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 4,312 |
| Total interest expense | $190,000 | 3,787 |
| Net interest income | $987,000 | 4,374 |
| Provision for loan and lease losses | $95,000 | 2,137 |
| Total noninterest income | $418,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $387,000 | 1,900 |
| Total noninterest expense | $1,174,000 | 3,621 |
| Salaries and employee benefits | $688,000 | 3,359 |
| Premises and equipment expense | $135,000 | 3,623 |
| Additional noninterest expense | $351,000 | 3,834 |
| Pre-tax net operating income | $136,000 | 4,971 |
| Securities gains (losses) | $49,000 | 931 |
| Applicable income taxes | $31,000 | 3,338 |
| Income before extraordinary items | $154,000 | 4,687 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $154,000 | 4,688 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $154,000 | 4,689 |
| Net charge-offs | $20,000 | 3,086 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $113,330 | 4,989 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 4,225 |
| Total interest expense | $1,067,000 | 3,476 |
| Net interest income | $4,097,000 | 4,346 |
| Provision for loan and lease losses | $692,000 | 2,282 |
| Total noninterest income | $1,554,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $172,000 | 4,533 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,382,000 | 1,949 |
| Total noninterest expense | $4,565,000 | 3,704 |
| Salaries and employee benefits | $2,536,000 | 3,543 |
| Premises and equipment expense | $534,000 | 3,656 |
| Additional noninterest expense | $1,495,000 | 3,796 |
| Pre-tax net operating income | $394,000 | 5,169 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-6,000 | 6,518 |
| Income before extraordinary items | $400,000 | 5,207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $400,000 | 5,205 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $400,000 | 5,206 |
| Net charge-offs | $1,185,000 | 1,644 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $400,000 | 4,998 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 4,256 |
| Total interest expense | $849,000 | 3,437 |
| Net interest income | $3,103,000 | 4,383 |
| Provision for loan and lease losses | $300,000 | 2,961 |
| Total noninterest income | $1,136,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $129,000 | 4,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,007,000 | 1,994 |
| Total noninterest expense | $3,351,000 | 3,782 |
| Salaries and employee benefits | $1,888,000 | 3,568 |
| Premises and equipment expense | $397,000 | 3,723 |
| Additional noninterest expense | $1,066,000 | 3,939 |
| Pre-tax net operating income | $588,000 | 4,487 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $112,000 | 3,290 |
| Income before extraordinary items | $476,000 | 4,713 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $476,000 | 4,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $476,000 | 4,713 |
| Net charge-offs | $508,000 | 2,166 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $476,000 | 4,529 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 4,231 |
| Total interest expense | $600,000 | 3,402 |
| Net interest income | $2,087,000 | 4,374 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $658,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $574,000 | 2,156 |
| Total noninterest expense | $2,209,000 | 3,833 |
| Salaries and employee benefits | $1,238,000 | 3,628 |
| Premises and equipment expense | $266,000 | 3,714 |
| Additional noninterest expense | $705,000 | 3,967 |
| Pre-tax net operating income | $356,000 | 4,614 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $61,000 | 3,419 |
| Income before extraordinary items | $295,000 | 4,842 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $295,000 | 4,845 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $295,000 | 4,845 |
| Net charge-offs | $208,000 | 2,712 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $295,000 | 4,648 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 4,265 |
| Total interest expense | $325,000 | 3,334 |
| Net interest income | $1,023,000 | 4,449 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $362,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $319,000 | 2,036 |
| Total noninterest expense | $1,099,000 | 3,846 |
| Salaries and employee benefits | $631,000 | 3,611 |
| Premises and equipment expense | $133,000 | 3,747 |
| Additional noninterest expense | $335,000 | 4,100 |
| Pre-tax net operating income | $196,000 | 4,547 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $37,000 | 3,289 |
| Income before extraordinary items | $159,000 | 4,750 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $159,000 | 4,753 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $159,000 | 4,754 |
| Net charge-offs | $132,000 | 2,210 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $159,000 | 4,615 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 4,171 |
| Total interest expense | $1,522,000 | 3,408 |
| Net interest income | $4,280,000 | 4,354 |
| Provision for loan and lease losses | $531,000 | 3,371 |
| Total noninterest income | $1,199,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $165,000 | 4,722 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,034,000 | 2,085 |
| Total noninterest expense | $4,511,000 | 3,800 |
| Salaries and employee benefits | $2,436,000 | 3,630 |
| Premises and equipment expense | $531,000 | 3,874 |
| Additional noninterest expense | $1,544,000 | 3,784 |
| Pre-tax net operating income | $437,000 | 4,881 |
| Securities gains (losses) | $224,000 | 1,366 |
| Applicable income taxes | $109,000 | 3,327 |
| Income before extraordinary items | $552,000 | 4,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,517 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $552,000 | 4,516 |
| Net charge-offs | $550,000 | 3,064 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $363,840 | 4,923 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 4,161 |
| Total interest expense | $1,174,000 | 3,459 |
| Net interest income | $3,252,000 | 4,344 |
| Provision for loan and lease losses | $425,000 | 3,131 |
| Total noninterest income | $773,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $123,000 | 4,750 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $650,000 | 2,314 |
| Total noninterest expense | $3,242,000 | 3,917 |
| Salaries and employee benefits | $1,768,000 | 3,736 |
| Premises and equipment expense | $395,000 | 3,945 |
| Additional noninterest expense | $1,079,000 | 3,957 |
| Pre-tax net operating income | $358,000 | 4,898 |
| Securities gains (losses) | $224,000 | 1,129 |
| Applicable income taxes | $117,000 | 3,094 |
| Income before extraordinary items | $465,000 | 4,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $465,000 | 4,443 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $465,000 | 4,443 |
| Net charge-offs | $478,000 | 2,717 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $285,800 | 4,999 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 4,306 |
| Total interest expense | $805,000 | 3,496 |
| Net interest income | $2,045,000 | 4,526 |
| Provision for loan and lease losses | $310,000 | 2,904 |
| Total noninterest income | $586,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $510,000 | 2,063 |
| Total noninterest expense | $2,142,000 | 3,992 |
| Salaries and employee benefits | $1,196,000 | 3,711 |
| Premises and equipment expense | $258,000 | 4,033 |
| Additional noninterest expense | $688,000 | 4,163 |
| Pre-tax net operating income | $179,000 | 5,241 |
| Securities gains (losses) | $152,000 | 874 |
| Applicable income taxes | $56,000 | 3,295 |
| Income before extraordinary items | $275,000 | 4,573 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $275,000 | 4,571 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $275,000 | 4,573 |
| Net charge-offs | $224,000 | 2,993 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $148,840 | 5,278 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 4,399 |
| Total interest expense | $416,000 | 3,506 |
| Net interest income | $969,000 | 4,657 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $393,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $358,000 | 1,704 |
| Total noninterest expense | $1,117,000 | 3,894 |
| Salaries and employee benefits | $645,000 | 3,521 |
| Premises and equipment expense | $131,000 | 4,040 |
| Additional noninterest expense | $341,000 | 4,165 |
| Pre-tax net operating income | $125,000 | 4,878 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $111,000 | 4,868 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $111,000 | 4,866 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $111,000 | 4,868 |
| Net charge-offs | $181,000 | 2,199 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $111,000 | 4,807 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,182,000 | 4,235 |
| Total interest expense | $2,063,000 | 3,476 |
| Net interest income | $4,119,000 | 4,500 |
| Provision for loan and lease losses | $762,000 | 3,458 |
| Total noninterest income | $1,735,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $218,000 | 4,254 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,517,000 | 1,691 |
| Total noninterest expense | $4,751,000 | 3,758 |
| Salaries and employee benefits | $2,622,000 | 3,463 |
| Premises and equipment expense | $501,000 | 4,178 |
| Additional noninterest expense | $1,628,000 | 3,782 |
| Pre-tax net operating income | $341,000 | 4,789 |
| Securities gains (losses) | $25,000 | 3,011 |
| Applicable income taxes | $10,000 | 4,219 |
| Income before extraordinary items | $356,000 | 4,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $356,000 | 4,764 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $356,000 | 4,764 |
| Net charge-offs | $939,000 | 2,777 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $331,750 | 4,691 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 4,295 |
| Total interest expense | $1,595,000 | 3,538 |
| Net interest income | $3,073,000 | 4,571 |
| Provision for loan and lease losses | $363,000 | 4,053 |
| Total noninterest income | $1,177,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $173,000 | 4,224 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,004,000 | 1,798 |
| Total noninterest expense | $3,402,000 | 3,877 |
| Salaries and employee benefits | $1,884,000 | 3,610 |
| Premises and equipment expense | $371,000 | 4,265 |
| Additional noninterest expense | $1,147,000 | 3,933 |
| Pre-tax net operating income | $485,000 | 4,254 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $96,000 | 3,154 |
| Income before extraordinary items | $393,000 | 4,498 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $393,000 | 4,501 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $393,000 | 4,501 |
| Net charge-offs | $536,000 | 2,980 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $389,800 | 4,325 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 4,287 |
| Total interest expense | $1,078,000 | 3,598 |
| Net interest income | $2,081,000 | 4,518 |
| Provision for loan and lease losses | $273,000 | 3,771 |
| Total noninterest income | $684,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $564,000 | 1,946 |
| Total noninterest expense | $2,211,000 | 3,954 |
| Salaries and employee benefits | $1,224,000 | 3,705 |
| Premises and equipment expense | $242,000 | 4,351 |
| Additional noninterest expense | $745,000 | 3,977 |
| Pre-tax net operating income | $281,000 | 4,506 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $52,000 | 3,248 |
| Income before extraordinary items | $233,000 | 4,670 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $233,000 | 4,670 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $233,000 | 4,670 |
| Net charge-offs | $138,000 | 3,915 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $229,720 | 4,558 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 4,298 |
| Total interest expense | $558,000 | 3,630 |
| Net interest income | $1,058,000 | 4,503 |
| Provision for loan and lease losses | $114,000 | 3,807 |
| Total noninterest income | $359,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $66,000 | 3,954 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $293,000 | 1,865 |
| Total noninterest expense | $1,146,000 | 3,884 |
| Salaries and employee benefits | $624,000 | 3,703 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $382,000 | 3,919 |
| Pre-tax net operating income | $157,000 | 4,485 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $36,000 | 3,040 |
| Income before extraordinary items | $125,000 | 4,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 4,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $125,000 | 4,665 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $121,880 | 4,605 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,280,000 | 4,074 |
| Total interest expense | $3,094,000 | 3,336 |
| Net interest income | $4,186,000 | 4,442 |
| Provision for loan and lease losses | $3,148,000 | 1,919 |
| Total noninterest income | $1,622,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $271,000 | 4,072 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,351,000 | 1,773 |
| Total noninterest expense | $5,005,000 | 3,685 |
| Salaries and employee benefits | $2,683,000 | 3,503 |
| Premises and equipment expense | $680,000 | 3,550 |
| Additional noninterest expense | $1,642,000 | 3,846 |
| Pre-tax net operating income | $-2,345,000 | 6,728 |
| Securities gains (losses) | $358,000 | 1,088 |
| Applicable income taxes | $-788,000 | 7,203 |
| Income before extraordinary items | $-1,199,000 | 6,447 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,199,000 | 6,447 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,199,000 | 6,447 |
| Net charge-offs | $4,532,000 | 1,235 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,428,120 | 6,545 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,565,000 | 4,077 |
| Total interest expense | $2,411,000 | 3,373 |
| Net interest income | $3,154,000 | 4,440 |
| Provision for loan and lease losses | $3,123,000 | 1,447 |
| Total noninterest income | $1,283,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $206,000 | 4,075 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,077,000 | 1,733 |
| Total noninterest expense | $3,698,000 | 3,737 |
| Salaries and employee benefits | $2,046,000 | 3,478 |
| Premises and equipment expense | $532,000 | 3,464 |
| Additional noninterest expense | $1,120,000 | 4,066 |
| Pre-tax net operating income | $-2,384,000 | 7,157 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-943,000 | 7,543 |
| Income before extraordinary items | $-1,441,000 | 6,979 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,441,000 | 6,979 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,441,000 | 6,980 |
| Net charge-offs | $4,615,000 | 866 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,441,000 | 6,958 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 4,069 |
| Total interest expense | $1,637,000 | 3,445 |
| Net interest income | $2,137,000 | 4,380 |
| Provision for loan and lease losses | $149,000 | 4,812 |
| Total noninterest income | $965,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $142,000 | 3,986 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $823,000 | 1,612 |
| Total noninterest expense | $2,532,000 | 3,687 |
| Salaries and employee benefits | $1,401,000 | 3,437 |
| Premises and equipment expense | $373,000 | 3,365 |
| Additional noninterest expense | $758,000 | 4,030 |
| Pre-tax net operating income | $421,000 | 3,599 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $157,000 | 2,219 |
| Income before extraordinary items | $264,000 | 4,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,163 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $264,000 | 4,163 |
| Net charge-offs | $755,000 | 1,900 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $264,000 | 4,057 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 4,064 |
| Total interest expense | $832,000 | 3,523 |
| Net interest income | $1,089,000 | 4,317 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $412,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $341,000 | 1,791 |
| Total noninterest expense | $1,194,000 | 3,776 |
| Salaries and employee benefits | $675,000 | 3,581 |
| Premises and equipment expense | $187,000 | 3,412 |
| Additional noninterest expense | $332,000 | 4,098 |
| Pre-tax net operating income | $232,000 | 3,789 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $82,000 | 2,381 |
| Income before extraordinary items | $150,000 | 4,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 4,356 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $150,000 | 4,356 |
| Net charge-offs | $705,000 | 1,148 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $150,000 | 4,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 3,959 |
| Total interest expense | $4,010,000 | 3,504 |
| Net interest income | $4,500,000 | 4,230 |
| Provision for loan and lease losses | $2,059,000 | 1,757 |
| Total noninterest income | $1,350,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $279,000 | 4,146 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,071,000 | 2,032 |
| Total noninterest expense | $4,956,000 | 3,588 |
| Salaries and employee benefits | $2,894,000 | 3,350 |
| Premises and equipment expense | $723,000 | 3,424 |
| Additional noninterest expense | $1,339,000 | 3,938 |
| Pre-tax net operating income | $-1,165,000 | 7,086 |
| Securities gains (losses) | $102,000 | 1,116 |
| Applicable income taxes | $-535,000 | 7,522 |
| Income before extraordinary items | $-528,000 | 6,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-528,000 | 6,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,108,000 | 1,852 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-593,280 | 6,902 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 3,992 |
| Total interest expense | $3,101,000 | 3,547 |
| Net interest income | $3,343,000 | 4,277 |
| Provision for loan and lease losses | $200,000 | 4,198 |
| Total noninterest income | $1,027,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $201,000 | 4,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $826,000 | 2,076 |
| Total noninterest expense | $3,700,000 | 3,595 |
| Salaries and employee benefits | $2,175,000 | 3,396 |
| Premises and equipment expense | $542,000 | 3,454 |
| Additional noninterest expense | $983,000 | 3,917 |
| Pre-tax net operating income | $470,000 | 5,027 |
| Securities gains (losses) | $102,000 | 956 |
| Applicable income taxes | $170,000 | 3,083 |
| Income before extraordinary items | $402,000 | 4,783 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $402,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,072,000 | 1,247 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $330,600 | 5,248 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 3,996 |
| Total interest expense | $2,196,000 | 3,508 |
| Net interest income | $2,181,000 | 4,339 |
| Provision for loan and lease losses | $142,000 | 3,753 |
| Total noninterest income | $765,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $130,000 | 4,315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $635,000 | 1,927 |
| Total noninterest expense | $2,583,000 | 3,471 |
| Salaries and employee benefits | $1,576,000 | 3,188 |
| Premises and equipment expense | $360,000 | 3,485 |
| Additional noninterest expense | $647,000 | 3,943 |
| Pre-tax net operating income | $221,000 | 5,680 |
| Securities gains (losses) | $102,000 | 954 |
| Applicable income taxes | $90,000 | 3,560 |
| Income before extraordinary items | $233,000 | 5,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,068,000 | 826 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $159,560 | 5,849 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 3,934 |
| Total interest expense | $1,211,000 | 3,422 |
| Net interest income | $1,100,000 | 4,323 |
| Provision for loan and lease losses | $88,000 | 2,951 |
| Total noninterest income | $399,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $336,000 | 1,831 |
| Total noninterest expense | $1,262,000 | 3,558 |
| Salaries and employee benefits | $763,000 | 3,301 |
| Premises and equipment expense | $177,000 | 3,535 |
| Additional noninterest expense | $322,000 | 3,907 |
| Pre-tax net operating income | $149,000 | 5,451 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $107,000 | 5,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,317 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $107,000 | 5,657 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,463,000 | 3,912 |
| Total interest expense | $5,042,000 | 3,447 |
| Net interest income | $4,421,000 | 4,339 |
| Provision for loan and lease losses | $1,280,000 | 1,193 |
| Total noninterest income | $1,278,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $248,000 | 4,471 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,030,000 | 2,187 |
| Total noninterest expense | $4,966,000 | 3,452 |
| Salaries and employee benefits | $2,960,000 | 3,256 |
| Premises and equipment expense | $714,000 | 3,391 |
| Additional noninterest expense | $1,292,000 | 3,865 |
| Pre-tax net operating income | $-547,000 | 7,838 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-246,000 | 8,162 |
| Income before extraordinary items | $-301,000 | 7,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-301,000 | 7,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,104 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-301,000 | 7,759 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 3,952 |
| Total interest expense | $3,744,000 | 3,466 |
| Net interest income | $3,290,000 | 4,387 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $969,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 4,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $786,000 | 2,146 |
| Total noninterest expense | $3,692,000 | 3,464 |
| Salaries and employee benefits | $2,244,000 | 3,215 |
| Premises and equipment expense | $530,000 | 3,395 |
| Additional noninterest expense | $918,000 | 3,957 |
| Pre-tax net operating income | $432,000 | 6,036 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $140,000 | 4,113 |
| Income before extraordinary items | $292,000 | 6,357 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $292,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $292,000 | 6,350 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 4,008 |
| Total interest expense | $2,463,000 | 3,495 |
| Net interest income | $2,151,000 | 4,472 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $643,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $108,000 | 4,782 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $535,000 | 2,151 |
| Total noninterest expense | $2,456,000 | 3,488 |
| Salaries and employee benefits | $1,498,000 | 3,244 |
| Premises and equipment expense | $352,000 | 3,426 |
| Additional noninterest expense | $606,000 | 3,984 |
| Pre-tax net operating income | $248,000 | 6,368 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $170,000 | 6,590 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $170,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $170,000 | 6,583 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 4,034 |
| Total interest expense | $1,209,000 | 3,516 |
| Net interest income | $1,072,000 | 4,493 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $303,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $254,000 | 2,197 |
| Total noninterest expense | $1,191,000 | 3,591 |
| Salaries and employee benefits | $722,000 | 3,367 |
| Premises and equipment expense | $174,000 | 3,473 |
| Additional noninterest expense | $295,000 | 4,028 |
| Pre-tax net operating income | $139,000 | 6,180 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $45,000 | 4,231 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $94,000 | 6,470 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,877,000 | 3,909 |
| Total interest expense | $4,336,000 | 3,389 |
| Net interest income | $4,541,000 | 4,310 |
| Provision for loan and lease losses | $207,000 | 3,467 |
| Total noninterest income | $1,096,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $149,000 | 5,542 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $947,000 | 2,314 |
| Total noninterest expense | $4,616,000 | 3,567 |
| Salaries and employee benefits | $2,763,000 | 3,352 |
| Premises and equipment expense | $677,000 | 3,419 |
| Additional noninterest expense | $1,176,000 | 3,995 |
| Pre-tax net operating income | $814,000 | 5,619 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $296,000 | 3,827 |
| Income before extraordinary items | $518,000 | 6,080 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $518,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $518,000 | 6,078 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,612,000 | 3,895 |
| Total interest expense | $3,185,000 | 3,336 |
| Net interest income | $3,427,000 | 4,316 |
| Provision for loan and lease losses | $207,000 | 2,816 |
| Total noninterest income | $799,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $114,000 | 5,569 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $685,000 | 2,349 |
| Total noninterest expense | $3,434,000 | 3,589 |
| Salaries and employee benefits | $2,038,000 | 3,391 |
| Premises and equipment expense | $514,000 | 3,398 |
| Additional noninterest expense | $882,000 | 3,976 |
| Pre-tax net operating income | $585,000 | 5,916 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $212,000 | 4,067 |
| Income before extraordinary items | $373,000 | 6,369 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $373,000 | 6,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $373,000 | 6,372 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 3,916 |
| Total interest expense | $2,062,000 | 3,297 |
| Net interest income | $2,239,000 | 4,387 |
| Provision for loan and lease losses | $138,000 | 2,788 |
| Total noninterest income | $499,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 5,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 2,466 |
| Total noninterest expense | $2,228,000 | 3,667 |
| Salaries and employee benefits | $1,293,000 | 3,543 |
| Premises and equipment expense | $343,000 | 3,385 |
| Additional noninterest expense | $592,000 | 3,956 |
| Pre-tax net operating income | $372,000 | 6,033 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $137,000 | 4,127 |
| Income before extraordinary items | $235,000 | 6,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $235,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $235,000 | 6,477 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 3,922 |
| Total interest expense | $999,000 | 3,263 |
| Net interest income | $1,102,000 | 4,422 |
| Provision for loan and lease losses | $69,000 | 2,655 |
| Total noninterest income | $237,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $202,000 | 2,477 |
| Total noninterest expense | $1,038,000 | 3,907 |
| Salaries and employee benefits | $568,000 | 3,910 |
| Premises and equipment expense | $169,000 | 3,439 |
| Additional noninterest expense | $301,000 | 3,880 |
| Pre-tax net operating income | $232,000 | 5,524 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $142,000 | 6,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $142,000 | 6,075 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,330,000 | 4,012 |
| Total interest expense | $2,900,000 | 3,432 |
| Net interest income | $4,430,000 | 4,308 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,079,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $118,000 | 6,025 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $961,000 | 2,269 |
| Total noninterest expense | $4,442,000 | 3,572 |
| Salaries and employee benefits | $2,683,000 | 3,281 |
| Premises and equipment expense | $631,000 | 3,503 |
| Additional noninterest expense | $1,128,000 | 4,049 |
| Pre-tax net operating income | $827,000 | 5,803 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $313,000 | 4,078 |
| Income before extraordinary items | $514,000 | 6,313 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $514,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,355 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $514,000 | 6,283 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,280,000 | 4,076 |
| Total interest expense | $2,034,000 | 3,465 |
| Net interest income | $3,246,000 | 4,397 |
| Provision for loan and lease losses | $171,000 | 3,290 |
| Total noninterest income | $847,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $762,000 | 2,191 |
| Total noninterest expense | $3,286,000 | 3,583 |
| Salaries and employee benefits | $1,958,000 | 3,332 |
| Premises and equipment expense | $475,000 | 3,484 |
| Additional noninterest expense | $853,000 | 3,984 |
| Pre-tax net operating income | $636,000 | 5,853 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $242,000 | 4,140 |
| Income before extraordinary items | $394,000 | 6,407 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $394,000 | 6,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 1,945 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $394,000 | 6,370 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 4,117 |
| Total interest expense | $1,289,000 | 3,453 |
| Net interest income | $2,115,000 | 4,440 |
| Provision for loan and lease losses | $102,000 | 3,319 |
| Total noninterest income | $599,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $545,000 | 2,062 |
| Total noninterest expense | $2,170,000 | 3,588 |
| Salaries and employee benefits | $1,290,000 | 3,361 |
| Premises and equipment expense | $312,000 | 3,512 |
| Additional noninterest expense | $568,000 | 3,967 |
| Pre-tax net operating income | $442,000 | 5,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $167,000 | 4,090 |
| Income before extraordinary items | $275,000 | 6,306 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $275,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,386 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $275,000 | 6,258 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 4,195 |
| Total interest expense | $616,000 | 3,442 |
| Net interest income | $1,027,000 | 4,530 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $313,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $286,000 | 1,946 |
| Total noninterest expense | $1,099,000 | 3,566 |
| Salaries and employee benefits | $643,000 | 3,353 |
| Premises and equipment expense | $159,000 | 3,485 |
| Additional noninterest expense | $297,000 | 3,831 |
| Pre-tax net operating income | $194,000 | 6,029 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $73,000 | 4,232 |
| Income before extraordinary items | $121,000 | 6,554 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $121,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,244 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $121,000 | 6,511 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 4,318 |
| Total interest expense | $1,781,000 | 4,000 |
| Net interest income | $4,104,000 | 4,400 |
| Provision for loan and lease losses | $140,000 | 4,374 |
| Total noninterest income | $999,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $108,000 | 6,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $891,000 | 2,310 |
| Total noninterest expense | $4,136,000 | 3,639 |
| Salaries and employee benefits | $2,567,000 | 3,272 |
| Premises and equipment expense | $562,000 | 3,734 |
| Additional noninterest expense | $1,007,000 | 4,320 |
| Pre-tax net operating income | $827,000 | 5,712 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $326,000 | 4,057 |
| Income before extraordinary items | $501,000 | 6,361 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $501,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $501,000 | 6,285 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 4,418 |
| Total interest expense | $1,259,000 | 4,129 |
| Net interest income | $2,989,000 | 4,488 |
| Provision for loan and lease losses | $117,000 | 4,021 |
| Total noninterest income | $779,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $83,000 | 6,357 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $696,000 | 2,277 |
| Total noninterest expense | $3,005,000 | 3,709 |
| Salaries and employee benefits | $1,917,000 | 3,258 |
| Premises and equipment expense | $409,000 | 3,807 |
| Additional noninterest expense | $679,000 | 4,637 |
| Pre-tax net operating income | $646,000 | 5,710 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $235,000 | 4,190 |
| Income before extraordinary items | $411,000 | 6,257 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $411,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $411,000 | 6,187 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 4,561 |
| Total interest expense | $788,000 | 4,326 |
| Net interest income | $1,931,000 | 4,578 |
| Provision for loan and lease losses | $82,000 | 3,884 |
| Total noninterest income | $579,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $524,000 | 2,116 |
| Total noninterest expense | $2,034,000 | 3,683 |
| Salaries and employee benefits | $1,322,000 | 3,173 |
| Premises and equipment expense | $269,000 | 3,850 |
| Additional noninterest expense | $443,000 | 4,730 |
| Pre-tax net operating income | $394,000 | 5,893 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $156,000 | 4,181 |
| Income before extraordinary items | $238,000 | 6,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $238,000 | 6,466 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 4,732 |
| Total interest expense | $374,000 | 4,513 |
| Net interest income | $921,000 | 4,747 |
| Provision for loan and lease losses | $59,000 | 3,120 |
| Total noninterest income | $202,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $177,000 | 2,669 |
| Total noninterest expense | $960,000 | 3,882 |
| Salaries and employee benefits | $611,000 | 3,402 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $216,000 | 4,804 |
| Pre-tax net operating income | $104,000 | 7,094 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $41,000 | 5,084 |
| Income before extraordinary items | $63,000 | 7,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $63,000 | 7,449 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 4,986 |
| Total interest expense | $1,488,000 | 4,891 |
| Net interest income | $3,382,000 | 4,911 |
| Provision for loan and lease losses | $135,000 | 4,750 |
| Total noninterest income | $1,361,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $77,000 | 6,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,284,000 | 2,025 |
| Total noninterest expense | $3,705,000 | 3,924 |
| Salaries and employee benefits | $2,387,000 | 3,389 |
| Premises and equipment expense | $393,000 | 4,781 |
| Additional noninterest expense | $925,000 | 4,531 |
| Pre-tax net operating income | $903,000 | 5,412 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $383,000 | 3,872 |
| Income before extraordinary items | $539,000 | 6,186 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $539,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,991 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $526,840 | 6,075 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 5,068 |
| Total interest expense | $1,131,000 | 4,981 |
| Net interest income | $2,490,000 | 4,981 |
| Provision for loan and lease losses | $141,000 | 4,009 |
| Total noninterest income | $1,184,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,130,000 | 1,885 |
| Total noninterest expense | $2,657,000 | 4,053 |
| Salaries and employee benefits | $1,736,000 | 3,474 |
| Premises and equipment expense | $278,000 | 4,976 |
| Additional noninterest expense | $643,000 | 4,765 |
| Pre-tax net operating income | $876,000 | 4,906 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $363,000 | 3,579 |
| Income before extraordinary items | $532,000 | 5,686 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $532,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,624 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $519,840 | 5,583 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 5,118 |
| Total interest expense | $753,000 | 5,119 |
| Net interest income | $1,657,000 | 4,976 |
| Provision for loan and lease losses | $94,000 | 3,984 |
| Total noninterest income | $808,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $34,000 | 7,172 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $774,000 | 1,830 |
| Total noninterest expense | $1,762,000 | 4,066 |
| Salaries and employee benefits | $1,155,000 | 3,475 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $429,000 | 4,760 |
| Pre-tax net operating income | $609,000 | 4,790 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $251,000 | 3,548 |
| Income before extraordinary items | $377,000 | 5,567 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $377,000 | 5,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $364,840 | 5,425 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 5,112 |
| Total interest expense | $365,000 | 5,315 |
| Net interest income | $848,000 | 4,879 |
| Provision for loan and lease losses | $47,000 | 3,775 |
| Total noninterest income | $402,000 | 2,664 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $386,000 | 1,784 |
| Total noninterest expense | $866,000 | 4,118 |
| Salaries and employee benefits | $549,000 | 3,611 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $337,000 | 4,480 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $213,000 | 5,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $200,840 | 5,142 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 5,639 |
| Total interest expense | $1,517,000 | 5,685 |
| Net interest income | $2,837,000 | 5,473 |
| Provision for loan and lease losses | $226,000 | 4,095 |
| Total noninterest income | $1,118,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,061,000 | 2,098 |
| Total noninterest expense | $2,965,000 | 4,496 |
| Salaries and employee benefits | $1,926,000 | 3,861 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $741,000 | 5,199 |
| Pre-tax net operating income | $764,000 | 5,879 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $311,000 | 4,379 |
| Income before extraordinary items | $453,000 | 6,600 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $453,000 | 6,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,395,000 | 343 |
| Net operating income | $453,000 | 6,473 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 6,857 |
| Total interest expense | $1,762,000 | 6,487 |
| Net interest income | $1,627,000 | 7,102 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $994,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $950,000 | 2,118 |
| Total noninterest expense | $2,444,000 | 5,036 |
| Salaries and employee benefits | $1,611,000 | 4,288 |
| Premises and equipment expense | $250,000 | 6,089 |
| Additional noninterest expense | $583,000 | 5,948 |
| Pre-tax net operating income | $117,000 | 8,255 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $59,000 | 8,564 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $59,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $58,360 | 8,472 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 8,321 |
| Total interest expense | $1,232,000 | 7,740 |
| Net interest income | $848,000 | 8,795 |
| Provision for loan and lease losses | $399,000 | 2,288 |
| Total noninterest income | $91,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $1,600,000 | 6,484 |
| Salaries and employee benefits | $959,000 | 6,092 |
| Premises and equipment expense | $204,000 | 6,706 |
| Additional noninterest expense | $437,000 | 6,868 |
| Pre-tax net operating income | $-1,060,000 | 9,737 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-753,000 | 9,823 |
| Income before extraordinary items | $-307,000 | 9,447 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-307,000 | 9,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-307,000 | 9,448 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 10,081 |
| Total interest expense | $185,000 | 9,950 |
| Net interest income | $108,000 | 10,145 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $16,000 | 10,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $955,000 | 8,251 |
| Salaries and employee benefits | $320,000 | 9,355 |
| Premises and equipment expense | $57,000 | 9,499 |
| Additional noninterest expense | $578,000 | 5,961 |
| Pre-tax net operating income | $-856,000 | 10,024 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-856,000 | 10,048 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-856,000 | 10,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,209,000 | 187 |
| Net operating income | $-856,000 | 10,037 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.