Home > Sunrise Bank of Atlanta > Income and Expense

Sunrise Bank of Atlanta, Income and Expense

2010-06-30 (YTD Data)		Rank
Total interest income	$1,199,000	6,592
Total interest expense	$542,000	5,288
Net interest income	$657,000	7,016
Provision for loan and lease losses	$2,065,000	1,249
Total noninterest income	$-725,000	7,771
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$66,000	5,208
Trading account gains and fees	$0	152
Additional Noninterest Income	$-791,000	7,746
Total noninterest expense	$1,395,000	5,260
Salaries and employee benefits	$591,000	5,772
Premises and equipment expense	$132,000	5,782
Additional noninterest expense	$672,000	4,277
Pre-tax net operating income	$-3,528,000	7,445
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-3,528,000	7,490
Extraordinary gains, net	$0	19
Net income	$-3,528,000	7,489
Minority interest net income	$0	105
Net income of bank and minority interests.	$-3,528,000	7,490
Net charge-offs	$1,978,000	1,128
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-3,528,000	7,483
2010-03-31 (YTD Data)		Rank
Total interest income	$621,000	6,622
Total interest expense	$286,000	5,296
Net interest income	$335,000	7,069
Provision for loan and lease losses	$120,000	3,696
Total noninterest income	$-636,000	7,896
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$34,000	5,147
Trading account gains and fees	$0	175
Additional Noninterest Income	$-670,000	7,886
Total noninterest expense	$676,000	5,409
Salaries and employee benefits	$315,000	5,682
Premises and equipment expense	$67,000	5,829
Additional noninterest expense	$294,000	4,641
Pre-tax net operating income	$-1,097,000	7,442
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-1,097,000	7,489
Extraordinary gains, net	$0	16
Net income	$-1,097,000	7,490
Minority interest net income	$0	91
Net income of bank and minority interests.	$-1,097,000	7,490
Net charge-offs	$679,000	1,358
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-1,097,000	7,482
2009-12-31 (YTD Data)		Rank
Total interest income	$3,001,000	6,339
Total interest expense	$1,401,000	5,304
Net interest income	$1,600,000	6,775
Provision for loan and lease losses	$2,414,000	2,241
Total noninterest income	$369,000	5,269
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$173,000	4,891
Trading account gains and fees	$0	211
Additional Noninterest Income	$196,000	4,675
Total noninterest expense	$2,739,000	5,431
Salaries and employee benefits	$1,131,000	5,982
Premises and equipment expense	$272,000	5,866
Additional noninterest expense	$1,336,000	4,425
Pre-tax net operating income	$-3,184,000	6,929
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,055,000	925
Income before extraordinary items	$-4,239,000	7,186
Extraordinary gains, net	$0	34
Net income	$-4,239,000	7,185
Minority interest net income	$0	115
Net income of bank and minority interests.	$-4,239,000	7,185
Net charge-offs	$866,000	3,060
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-4,239,000	7,186
2009-09-30 (YTD Data)		Rank
Total interest income	$2,348,000	6,340
Total interest expense	$1,106,000	5,329
Net interest income	$1,242,000	6,765
Provision for loan and lease losses	$643,000	3,423
Total noninterest income	$298,000	5,208
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$137,000	4,844
Trading account gains and fees	$0	212
Additional Noninterest Income	$161,000	4,640
Total noninterest expense	$1,969,000	5,556
Salaries and employee benefits	$858,000	5,976
Premises and equipment expense	$205,000	5,919
Additional noninterest expense	$906,000	4,700
Pre-tax net operating income	$-1,072,000	6,689
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,055,000	810
Income before extraordinary items	$-2,127,000	7,208
Extraordinary gains, net	$0	27
Net income	$-2,127,000	7,208
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,127,000	7,207
Net charge-offs	$241,000	4,018
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,127,000	7,197
2009-06-30 (YTD Data)		Rank
Total interest income	$1,590,000	6,354
Total interest expense	$803,000	5,270
Net interest income	$787,000	6,876
Provision for loan and lease losses	$161,000	4,640
Total noninterest income	$298,000	4,445
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$101,000	4,644
Trading account gains and fees	$0	193
Additional Noninterest Income	$197,000	3,673
Total noninterest expense	$1,280,000	5,679
Salaries and employee benefits	$579,000	6,013
Premises and equipment expense	$140,000	5,912
Additional noninterest expense	$561,000	4,925
Pre-tax net operating income	$-356,000	6,494
Securities gains (losses)	$0	3,136
Applicable income taxes	$-141,000	7,229
Income before extraordinary items	$-215,000	6,401
Extraordinary gains, net	$0	21
Net income	$-215,000	6,400
Minority interest net income	$0	112
Net income of bank and minority interests.	$-215,000	6,400
Net charge-offs	$154,000	3,741
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-215,000	6,390
2009-03-31 (YTD Data)		Rank
Total interest income	$775,000	6,449
Total interest expense	$429,000	5,217
Net interest income	$346,000	7,137
Provision for loan and lease losses	$55,000	4,803
Total noninterest income	$119,000	4,894
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$52,000	4,522
Trading account gains and fees	$0	171
Additional Noninterest Income	$67,000	4,324
Total noninterest expense	$646,000	5,609
Salaries and employee benefits	$305,000	5,935
Premises and equipment expense	$72,000	5,887
Additional noninterest expense	$269,000	4,742
Pre-tax net operating income	$-236,000	6,953
Securities gains (losses)	$0	2,434
Applicable income taxes	$-88,000	7,529
Income before extraordinary items	$-148,000	6,928
Extraordinary gains, net	$0	15
Net income	$-148,000	6,929
Minority interest net income	$0	102
Net income of bank and minority interests.	$-148,000	6,929
Net charge-offs	$150,000	2,414
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-148,000	6,850
2008-12-31 (YTD Data)		Rank
Total interest income	$4,020,000	5,996
Total interest expense	$1,964,000	5,350
Net interest income	$2,056,000	6,360
Provision for loan and lease losses	$799,000	3,055
Total noninterest income	$414,000	5,207
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$162,000	5,171
Trading account gains and fees	$0	154
Additional Noninterest Income	$252,000	4,422
Total noninterest expense	$2,573,000	5,575
Salaries and employee benefits	$1,359,000	5,621
Premises and equipment expense	$287,000	5,911
Additional noninterest expense	$927,000	5,062
Pre-tax net operating income	$-902,000	6,970
Securities gains (losses)	$0	3,220
Applicable income taxes	$-348,000	7,370
Income before extraordinary items	$-554,000	6,742
Extraordinary gains, net	$0	39
Net income	$-554,000	6,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$496,000	2,808
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-554,000	6,881
2008-09-30 (YTD Data)		Rank
Total interest income	$2,978,000	6,097
Total interest expense	$1,467,000	5,484
Net interest income	$1,511,000	6,450
Provision for loan and lease losses	$578,000	2,532
Total noninterest income	$483,000	4,402
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$108,000	5,433
Trading account gains and fees	$0	148
Additional Noninterest Income	$375,000	3,290
Total noninterest expense	$1,924,000	5,575
Salaries and employee benefits	$1,036,000	5,583
Premises and equipment expense	$215,000	5,922
Additional noninterest expense	$673,000	5,082
Pre-tax net operating income	$-508,000	7,271
Securities gains (losses)	$0	3,106
Applicable income taxes	$-198,000	7,659
Income before extraordinary items	$-310,000	7,033
Extraordinary gains, net	$0	31
Net income	$-310,000	7,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	2,483
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-310,000	7,181
2008-06-30 (YTD Data)		Rank
Total interest income	$1,973,000	6,173
Total interest expense	$961,000	5,680
Net interest income	$1,012,000	6,454
Provision for loan and lease losses	$427,000	2,079
Total noninterest income	$332,000	4,405
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$62,000	5,653
Trading account gains and fees	$0	149
Additional Noninterest Income	$270,000	3,208
Total noninterest expense	$1,243,000	5,698
Salaries and employee benefits	$674,000	5,704
Premises and equipment expense	$144,000	5,936
Additional noninterest expense	$425,000	5,233
Pre-tax net operating income	$-326,000	7,459
Securities gains (losses)	$0	3,233
Applicable income taxes	$-126,000	7,900
Income before extraordinary items	$-200,000	7,406
Extraordinary gains, net	$0	21
Net income	$-200,000	7,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	1,702
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-200,000	7,385
2008-03-31 (YTD Data)		Rank
Total interest income	$987,000	6,246
Total interest expense	$473,000	5,896
Net interest income	$514,000	6,449
Provision for loan and lease losses	$265,000	1,526
Total noninterest income	$139,000	4,779
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$26,000	5,880
Trading account gains and fees	$0	158
Additional Noninterest Income	$113,000	3,556
Total noninterest expense	$583,000	5,891
Salaries and employee benefits	$329,000	5,829
Premises and equipment expense	$69,000	6,080
Additional noninterest expense	$185,000	5,586
Pre-tax net operating income	$-195,000	7,753
Securities gains (losses)	$0	2,688
Applicable income taxes	$-76,000	8,086
Income before extraordinary items	$-119,000	7,706
Extraordinary gains, net	$0	15
Net income	$-119,000	7,705
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-119,000	7,663
2007-12-31 (YTD Data)		Rank
Total interest income	$3,373,000	6,600
Total interest expense	$1,297,000	6,726
Net interest income	$2,076,000	6,409
Provision for loan and lease losses	$585,000	2,094
Total noninterest income	$549,000	4,819
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$57,000	6,638
Trading account gains and fees	$0	178
Additional Noninterest Income	$492,000	3,341
Total noninterest expense	$2,609,000	5,470
Salaries and employee benefits	$1,565,000	5,175
Premises and equipment expense	$262,000	6,129
Additional noninterest expense	$782,000	5,426
Pre-tax net operating income	$-569,000	7,847
Securities gains (losses)	$0	2,146
Applicable income taxes	$-231,000	8,147
Income before extraordinary items	$-338,000	7,803
Extraordinary gains, net	$0	39
Net income	$-338,000	7,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,903
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-338,000	7,785
2007-09-30 (YTD Data)		Rank
Total interest income	$2,309,000	6,828
Total interest expense	$844,000	7,010
Net interest income	$1,465,000	6,592
Provision for loan and lease losses	$406,000	1,830
Total noninterest income	$448,000	4,654
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$37,000	6,798
Trading account gains and fees	$0	184
Additional Noninterest Income	$411,000	3,156
Total noninterest expense	$1,948,000	5,451
Salaries and employee benefits	$1,174,000	5,166
Premises and equipment expense	$196,000	6,123
Additional noninterest expense	$578,000	5,417
Pre-tax net operating income	$-441,000	8,045
Securities gains (losses)	$0	1,655
Applicable income taxes	$-181,000	8,305
Income before extraordinary items	$-260,000	7,979
Extraordinary gains, net	$0	33
Net income	$-260,000	7,975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,913
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-260,000	7,960
2007-06-30 (YTD Data)		Rank
Total interest income	$1,455,000	6,988
Total interest expense	$444,000	7,397
Net interest income	$1,011,000	6,555
Provision for loan and lease losses	$237,000	1,928
Total noninterest income	$331,000	4,452
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$20,000	6,976
Trading account gains and fees	$0	168
Additional Noninterest Income	$311,000	2,953
Total noninterest expense	$1,273,000	5,540
Salaries and employee benefits	$757,000	5,304
Premises and equipment expense	$130,000	6,176
Additional noninterest expense	$386,000	5,411
Pre-tax net operating income	$-168,000	8,058
Securities gains (losses)	$0	1,444
Applicable income taxes	$-58,000	8,308
Income before extraordinary items	$-110,000	8,019
Extraordinary gains, net	$0	29
Net income	$-110,000	8,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-110,000	8,013
2007-03-31 (YTD Data)		Rank
Total interest income	$577,000	7,464
Total interest expense	$166,000	7,825
Net interest income	$411,000	7,041
Provision for loan and lease losses	$112,000	1,873
Total noninterest income	$198,000	4,045
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$7,000	7,153
Trading account gains and fees	$0	195
Additional Noninterest Income	$191,000	2,612
Total noninterest expense	$596,000	5,771
Salaries and employee benefits	$344,000	5,642
Premises and equipment expense	$65,000	6,217
Additional noninterest expense	$187,000	5,487
Pre-tax net operating income	$-99,000	8,149
Securities gains (losses)	$0	1,187
Applicable income taxes	$-35,000	8,374
Income before extraordinary items	$-64,000	8,093
Extraordinary gains, net	$0	22
Net income	$-64,000	8,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-64,000	8,082
2006-12-31 (YTD Data)		Rank
Total interest income	$630,000	8,488
Total interest expense	$124,000	8,513
Net interest income	$506,000	8,401
Provision for loan and lease losses	$215,000	3,400
Total noninterest income	$300,000	6,181
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$9,000	7,440
Trading account gains and fees	$0	130
Additional Noninterest Income	$291,000	4,363
Total noninterest expense	$1,887,000	6,317
Salaries and employee benefits	$912,000	6,625
Premises and equipment expense	$224,000	6,477
Additional noninterest expense	$751,000	5,427
Pre-tax net operating income	$-1,296,000	8,495
Securities gains (losses)	$0	1,687
Applicable income taxes	$-476,000	8,563
Income before extraordinary items	$-820,000	8,415
Extraordinary gains, net	$0	51
Net income	$-820,000	8,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$8,000,000	250
Net operating income	$-820,000	8,401
2006-09-30 (YTD Data)		Rank
Total interest income	$256,000	8,658
Total interest expense	$30,000	8,651
Net interest income	$226,000	8,626
Provision for loan and lease losses	$126,000	3,745
Total noninterest income	$97,000	7,553
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$3,000	7,593
Trading account gains and fees	$0	126
Additional Noninterest Income	$94,000	5,957
Total noninterest expense	$1,306,000	6,526
Salaries and employee benefits	$564,000	7,104
Premises and equipment expense	$164,000	6,553
Additional noninterest expense	$578,000	5,327
Pre-tax net operating income	$-1,109,000	8,610
Securities gains (losses)	$0	1,388
Applicable income taxes	$-376,000	8,677
Income before extraordinary items	$-733,000	8,544
Extraordinary gains, net	$0	45
Net income	$-733,000	8,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$8,000,000	189
Net operating income	$-733,000	8,539
2006-06-30 (YTD Data)		Rank
Total interest income	$15,000	8,773
Total interest expense	$0	8,755
Net interest income	$15,000	8,768
Provision for loan and lease losses	$36,000	4,837
Total noninterest income	$59,000	7,700
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$0	7,707
Trading account gains and fees	$0	126
Additional Noninterest Income	$59,000	6,112
Total noninterest expense	$1,097,000	5,902
Salaries and employee benefits	$588,000	5,970
Premises and equipment expense	$103,000	6,692
Additional noninterest expense	$406,000	5,154
Pre-tax net operating income	$-1,059,000	8,698
Securities gains (losses)	$0	1,185
Applicable income taxes	$-360,000	8,725
Income before extraordinary items	$-699,000	8,646
Extraordinary gains, net	$0	39
Net income	$-699,000	8,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$8,000,000	131
Net operating income	$-699,000	8,637

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.