Home > Sunrise Bank of Arizona > Income and Expense
Sunrise Bank of Arizona, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 4,619 |
| Total interest expense | $2,087,000 | 3,754 |
| Net interest income | $2,486,000 | 5,112 |
| Provision for loan and lease losses | $4,480,000 | 1,133 |
| Total noninterest income | $650,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $74,000 | 5,821 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $576,000 | 2,577 |
| Total noninterest expense | $3,594,000 | 3,820 |
| Salaries and employee benefits | $1,920,000 | 3,663 |
| Premises and equipment expense | $558,000 | 3,354 |
| Additional noninterest expense | $1,116,000 | 4,078 |
| Pre-tax net operating income | $-4,938,000 | 7,502 |
| Securities gains (losses) | $-135,000 | 7,521 |
| Applicable income taxes | $406,000 | 1,616 |
| Income before extraordinary items | $-5,479,000 | 7,614 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,479,000 | 7,614 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,479,000 | 7,614 |
| Net charge-offs | $3,963,000 | 979 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,344,000 | 7,614 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 4,435 |
| Total interest expense | $1,570,000 | 3,561 |
| Net interest income | $1,728,000 | 5,000 |
| Provision for loan and lease losses | $3,865,000 | 913 |
| Total noninterest income | $110,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $45,000 | 5,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $65,000 | 5,467 |
| Total noninterest expense | $2,378,000 | 3,880 |
| Salaries and employee benefits | $1,189,000 | 3,926 |
| Premises and equipment expense | $403,000 | 3,163 |
| Additional noninterest expense | $786,000 | 3,922 |
| Pre-tax net operating income | $-4,405,000 | 7,702 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,700,000 | 7,864 |
| Income before extraordinary items | $-2,705,000 | 7,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,705,000 | 7,598 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,705,000 | 7,598 |
| Net charge-offs | $2,800,000 | 904 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,705,000 | 7,606 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 4,420 |
| Total interest expense | $809,000 | 3,587 |
| Net interest income | $873,000 | 4,970 |
| Provision for loan and lease losses | $1,190,000 | 1,064 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $1,084,000 | 4,067 |
| Salaries and employee benefits | $542,000 | 4,202 |
| Premises and equipment expense | $199,000 | 3,234 |
| Additional noninterest expense | $343,000 | 4,018 |
| Pre-tax net operating income | $-1,351,000 | 7,725 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-521,000 | 7,891 |
| Income before extraordinary items | $-830,000 | 7,644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-830,000 | 7,644 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-830,000 | 7,645 |
| Net charge-offs | $857,000 | 1,042 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-830,000 | 7,642 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,862,000 | 4,178 |
| Total interest expense | $3,564,000 | 3,804 |
| Net interest income | $4,298,000 | 4,351 |
| Provision for loan and lease losses | $358,000 | 4,321 |
| Total noninterest income | $192,000 | 6,535 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 6,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $104,000 | 5,867 |
| Total noninterest expense | $4,833,000 | 3,660 |
| Salaries and employee benefits | $2,481,000 | 3,799 |
| Premises and equipment expense | $913,000 | 2,840 |
| Additional noninterest expense | $1,439,000 | 3,735 |
| Pre-tax net operating income | $-701,000 | 6,879 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-266,000 | 7,295 |
| Income before extraordinary items | $-435,000 | 6,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-435,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 3,427 |
| Cash dividends | $624,000 | 3,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-435,000 | 6,806 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,186 |
| Total interest expense | $2,723,000 | 3,863 |
| Net interest income | $3,298,000 | 4,316 |
| Provision for loan and lease losses | $240,000 | 3,905 |
| Total noninterest income | $180,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $72,000 | 5,984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 5,502 |
| Total noninterest expense | $3,754,000 | 3,547 |
| Salaries and employee benefits | $1,962,000 | 3,672 |
| Premises and equipment expense | $702,000 | 2,794 |
| Additional noninterest expense | $1,090,000 | 3,637 |
| Pre-tax net operating income | $-516,000 | 7,279 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-194,000 | 7,653 |
| Income before extraordinary items | $-322,000 | 7,047 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-322,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,600 |
| Cash dividends | $124,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-322,000 | 7,191 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 4,203 |
| Total interest expense | $1,839,000 | 3,949 |
| Net interest income | $2,230,000 | 4,280 |
| Provision for loan and lease losses | $71,000 | 4,746 |
| Total noninterest income | $108,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $57,000 | 5,938 |
| Total noninterest expense | $2,554,000 | 3,505 |
| Salaries and employee benefits | $1,344,000 | 3,623 |
| Premises and equipment expense | $467,000 | 2,804 |
| Additional noninterest expense | $743,000 | 3,552 |
| Pre-tax net operating income | $-287,000 | 7,424 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-107,000 | 7,868 |
| Income before extraordinary items | $-180,000 | 7,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-180,000 | 7,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,593 |
| Cash dividends | $124,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-180,000 | 7,359 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 4,170 |
| Total interest expense | $961,000 | 4,000 |
| Net interest income | $1,151,000 | 4,211 |
| Provision for loan and lease losses | $-10,000 | 8,377 |
| Total noninterest income | $58,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $1,209,000 | 3,675 |
| Salaries and employee benefits | $640,000 | 3,786 |
| Premises and equipment expense | $208,000 | 3,122 |
| Additional noninterest expense | $361,000 | 3,575 |
| Pre-tax net operating income | $10,000 | 7,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $3,000 | 7,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $124,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,000 | 7,149 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,918,000 | 4,061 |
| Total interest expense | $3,794,000 | 4,145 |
| Net interest income | $5,124,000 | 3,917 |
| Provision for loan and lease losses | $-22,000 | 8,259 |
| Total noninterest income | $418,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $76,000 | 6,358 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $342,000 | 4,012 |
| Total noninterest expense | $4,884,000 | 3,502 |
| Salaries and employee benefits | $2,532,000 | 3,683 |
| Premises and equipment expense | $747,000 | 3,267 |
| Additional noninterest expense | $1,605,000 | 3,234 |
| Pre-tax net operating income | $680,000 | 5,494 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $271,000 | 3,506 |
| Income before extraordinary items | $409,000 | 6,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $409,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,125 |
| Cash dividends | $1,300,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $409,000 | 6,010 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 4,063 |
| Total interest expense | $2,785,000 | 4,205 |
| Net interest income | $3,944,000 | 3,861 |
| Provision for loan and lease losses | $-59,000 | 8,385 |
| Total noninterest income | $382,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $54,000 | 6,449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $328,000 | 3,575 |
| Total noninterest expense | $3,654,000 | 3,490 |
| Salaries and employee benefits | $1,904,000 | 3,664 |
| Premises and equipment expense | $561,000 | 3,243 |
| Additional noninterest expense | $1,189,000 | 3,219 |
| Pre-tax net operating income | $731,000 | 5,041 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $287,000 | 3,260 |
| Income before extraordinary items | $444,000 | 5,607 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $444,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,928 |
| Cash dividends | $1,300,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $444,000 | 5,590 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 4,050 |
| Total interest expense | $1,853,000 | 4,215 |
| Net interest income | $2,688,000 | 3,833 |
| Provision for loan and lease losses | $-57,000 | 8,440 |
| Total noninterest income | $304,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $267,000 | 3,209 |
| Total noninterest expense | $2,432,000 | 3,523 |
| Salaries and employee benefits | $1,234,000 | 3,789 |
| Premises and equipment expense | $366,000 | 3,322 |
| Additional noninterest expense | $832,000 | 3,093 |
| Pre-tax net operating income | $617,000 | 4,585 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $243,000 | 3,007 |
| Income before extraordinary items | $374,000 | 5,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,846 |
| Cash dividends | $1,300,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $374,000 | 5,208 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 4,015 |
| Total interest expense | $936,000 | 4,170 |
| Net interest income | $1,362,000 | 3,794 |
| Provision for loan and lease losses | $-12,000 | 8,436 |
| Total noninterest income | $97,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $1,234,000 | 3,490 |
| Salaries and employee benefits | $646,000 | 3,684 |
| Premises and equipment expense | $189,000 | 3,254 |
| Additional noninterest expense | $399,000 | 3,180 |
| Pre-tax net operating income | $237,000 | 5,161 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $95,000 | 3,333 |
| Income before extraordinary items | $142,000 | 5,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $142,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $1,300,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $142,000 | 5,740 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,566,000 | 3,699 |
| Total interest expense | $3,189,000 | 4,157 |
| Net interest income | $6,377,000 | 3,361 |
| Provision for loan and lease losses | $-34,000 | 8,369 |
| Total noninterest income | $780,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $78,000 | 6,470 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $702,000 | 2,763 |
| Total noninterest expense | $5,042,000 | 3,335 |
| Salaries and employee benefits | $2,697,000 | 3,417 |
| Premises and equipment expense | $725,000 | 3,248 |
| Additional noninterest expense | $1,620,000 | 3,087 |
| Pre-tax net operating income | $2,149,000 | 3,490 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $777,000 | 2,518 |
| Income before extraordinary items | $1,372,000 | 3,971 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,372,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $1,300,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,372,000 | 3,950 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 3,685 |
| Total interest expense | $2,275,000 | 4,196 |
| Net interest income | $4,869,000 | 3,337 |
| Provision for loan and lease losses | $-74,000 | 8,550 |
| Total noninterest income | $637,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $574,000 | 2,656 |
| Total noninterest expense | $3,831,000 | 3,276 |
| Salaries and employee benefits | $2,078,000 | 3,337 |
| Premises and equipment expense | $547,000 | 3,235 |
| Additional noninterest expense | $1,206,000 | 3,119 |
| Pre-tax net operating income | $1,749,000 | 3,422 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $673,000 | 2,428 |
| Income before extraordinary items | $1,076,000 | 3,989 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,076,000 | 3,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,628 |
| Cash dividends | $1,300,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,076,000 | 3,980 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 3,653 |
| Total interest expense | $1,344,000 | 4,387 |
| Net interest income | $3,379,000 | 3,236 |
| Provision for loan and lease losses | $-73,000 | 8,608 |
| Total noninterest income | $453,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $44,000 | 6,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $409,000 | 2,528 |
| Total noninterest expense | $2,523,000 | 3,325 |
| Salaries and employee benefits | $1,362,000 | 3,397 |
| Premises and equipment expense | $363,000 | 3,231 |
| Additional noninterest expense | $798,000 | 3,142 |
| Pre-tax net operating income | $1,382,000 | 3,055 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $529,000 | 2,227 |
| Income before extraordinary items | $853,000 | 3,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $853,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,969 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $853,000 | 3,569 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 3,652 |
| Total interest expense | $620,000 | 4,487 |
| Net interest income | $1,690,000 | 3,212 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $198,000 | 2,508 |
| Total noninterest expense | $1,241,000 | 3,372 |
| Salaries and employee benefits | $672,000 | 3,448 |
| Premises and equipment expense | $177,000 | 3,309 |
| Additional noninterest expense | $392,000 | 3,183 |
| Pre-tax net operating income | $669,000 | 3,066 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $256,000 | 2,231 |
| Income before extraordinary items | $413,000 | 3,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $413,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $413,000 | 3,598 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 3,463 |
| Total interest expense | $2,118,000 | 4,264 |
| Net interest income | $6,763,000 | 3,126 |
| Provision for loan and lease losses | $-151,000 | 8,668 |
| Total noninterest income | $1,749,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $127,000 | 5,913 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,622,000 | 1,570 |
| Total noninterest expense | $5,036,000 | 3,222 |
| Salaries and employee benefits | $2,629,000 | 3,339 |
| Premises and equipment expense | $748,000 | 3,074 |
| Additional noninterest expense | $1,659,000 | 2,986 |
| Pre-tax net operating income | $3,627,000 | 2,395 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,412,000 | 1,779 |
| Income before extraordinary items | $2,215,000 | 2,831 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,215,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $2,550,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,215,000 | 2,797 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 3,378 |
| Total interest expense | $1,571,000 | 4,166 |
| Net interest income | $5,149,000 | 3,074 |
| Provision for loan and lease losses | $-153,000 | 8,733 |
| Total noninterest income | $998,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 5,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $900,000 | 1,950 |
| Total noninterest expense | $3,822,000 | 3,161 |
| Salaries and employee benefits | $1,930,000 | 3,383 |
| Premises and equipment expense | $574,000 | 2,996 |
| Additional noninterest expense | $1,318,000 | 2,791 |
| Pre-tax net operating income | $2,478,000 | 2,584 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $963,000 | 1,934 |
| Income before extraordinary items | $1,515,000 | 3,101 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,515,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $2,550,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,515,000 | 3,063 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 3,341 |
| Total interest expense | $1,018,000 | 4,074 |
| Net interest income | $3,435,000 | 3,044 |
| Provision for loan and lease losses | $-199,000 | 8,762 |
| Total noninterest income | $618,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $553,000 | 2,043 |
| Total noninterest expense | $2,421,000 | 3,277 |
| Salaries and employee benefits | $1,219,000 | 3,521 |
| Premises and equipment expense | $387,000 | 2,941 |
| Additional noninterest expense | $815,000 | 2,973 |
| Pre-tax net operating income | $1,831,000 | 2,343 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $710,000 | 1,764 |
| Income before extraordinary items | $1,121,000 | 2,821 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,121,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $2,300,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,121,000 | 2,779 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 3,297 |
| Total interest expense | $477,000 | 4,154 |
| Net interest income | $1,758,000 | 2,982 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $294,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $259,000 | 2,098 |
| Total noninterest expense | $1,198,000 | 3,314 |
| Salaries and employee benefits | $609,000 | 3,521 |
| Premises and equipment expense | $202,000 | 2,861 |
| Additional noninterest expense | $387,000 | 3,106 |
| Pre-tax net operating income | $853,000 | 2,438 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $334,000 | 1,839 |
| Income before extraordinary items | $519,000 | 2,966 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $519,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $519,000 | 2,919 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 3,102 |
| Total interest expense | $1,606,000 | 4,320 |
| Net interest income | $7,378,000 | 2,747 |
| Provision for loan and lease losses | $115,000 | 4,787 |
| Total noninterest income | $2,692,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $192,000 | 5,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,500,000 | 1,129 |
| Total noninterest expense | $5,619,000 | 2,814 |
| Salaries and employee benefits | $3,090,000 | 2,772 |
| Premises and equipment expense | $816,000 | 2,739 |
| Additional noninterest expense | $1,713,000 | 2,788 |
| Pre-tax net operating income | $4,336,000 | 1,911 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,662,000 | 1,488 |
| Income before extraordinary items | $2,674,000 | 2,285 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,674,000 | 2,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,674,000 | 2,233 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 3,123 |
| Total interest expense | $1,139,000 | 4,446 |
| Net interest income | $5,499,000 | 2,732 |
| Provision for loan and lease losses | $295,000 | 2,304 |
| Total noninterest income | $2,118,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $151,000 | 5,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,967,000 | 1,099 |
| Total noninterest expense | $4,309,000 | 2,724 |
| Salaries and employee benefits | $2,436,000 | 2,626 |
| Premises and equipment expense | $615,000 | 2,724 |
| Additional noninterest expense | $1,258,000 | 2,804 |
| Pre-tax net operating income | $3,013,000 | 2,063 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,166,000 | 1,573 |
| Income before extraordinary items | $1,847,000 | 2,502 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,847,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,770 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,847,000 | 2,434 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 3,179 |
| Total interest expense | $693,000 | 4,701 |
| Net interest income | $3,616,000 | 2,760 |
| Provision for loan and lease losses | $205,000 | 2,159 |
| Total noninterest income | $1,466,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $105,000 | 5,166 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,361,000 | 1,059 |
| Total noninterest expense | $3,020,000 | 2,594 |
| Salaries and employee benefits | $1,713,000 | 2,505 |
| Premises and equipment expense | $421,000 | 2,668 |
| Additional noninterest expense | $886,000 | 2,660 |
| Pre-tax net operating income | $1,857,000 | 2,183 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $737,000 | 1,631 |
| Income before extraordinary items | $1,120,000 | 2,672 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,120,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,120,000 | 2,603 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 3,239 |
| Total interest expense | $336,000 | 4,826 |
| Net interest income | $1,776,000 | 2,807 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $654,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $604,000 | 1,135 |
| Total noninterest expense | $1,653,000 | 2,418 |
| Salaries and employee benefits | $985,000 | 2,228 |
| Premises and equipment expense | $215,000 | 2,628 |
| Additional noninterest expense | $453,000 | 2,592 |
| Pre-tax net operating income | $697,000 | 2,719 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $285,000 | 2,001 |
| Income before extraordinary items | $412,000 | 3,425 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $412,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $412,000 | 3,313 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 3,895 |
| Total interest expense | $1,218,000 | 5,513 |
| Net interest income | $5,625,000 | 3,361 |
| Provision for loan and lease losses | $455,000 | 2,330 |
| Total noninterest income | $3,762,000 | 1,416 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,599,000 | 965 |
| Total noninterest expense | $7,012,000 | 2,252 |
| Salaries and employee benefits | $4,314,000 | 1,987 |
| Premises and equipment expense | $855,000 | 2,595 |
| Additional noninterest expense | $1,843,000 | 2,584 |
| Pre-tax net operating income | $1,920,000 | 3,484 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $782,000 | 2,578 |
| Income before extraordinary items | $1,138,000 | 4,272 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,138,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,138,000 | 4,107 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 4,164 |
| Total interest expense | $893,000 | 5,741 |
| Net interest income | $3,886,000 | 3,615 |
| Provision for loan and lease losses | $175,000 | 3,642 |
| Total noninterest income | $2,619,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,497,000 | 1,057 |
| Total noninterest expense | $5,321,000 | 2,215 |
| Salaries and employee benefits | $3,260,000 | 1,976 |
| Premises and equipment expense | $648,000 | 2,586 |
| Additional noninterest expense | $1,413,000 | 2,530 |
| Pre-tax net operating income | $1,009,000 | 4,527 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $402,000 | 3,409 |
| Income before extraordinary items | $607,000 | 5,362 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $607,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $607,000 | 5,182 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 4,349 |
| Total interest expense | $599,000 | 5,846 |
| Net interest income | $2,443,000 | 3,775 |
| Provision for loan and lease losses | $49,000 | 5,190 |
| Total noninterest income | $1,611,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $78,000 | 5,817 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,533,000 | 1,120 |
| Total noninterest expense | $3,516,000 | 2,233 |
| Salaries and employee benefits | $2,183,000 | 1,952 |
| Premises and equipment expense | $432,000 | 2,574 |
| Additional noninterest expense | $901,000 | 2,615 |
| Pre-tax net operating income | $489,000 | 5,361 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $197,000 | 4,002 |
| Income before extraordinary items | $292,000 | 6,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $292,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $292,000 | 5,959 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 4,474 |
| Total interest expense | $301,000 | 5,928 |
| Net interest income | $1,170,000 | 3,903 |
| Provision for loan and lease losses | $49,000 | 3,737 |
| Total noninterest income | $841,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $807,000 | 1,041 |
| Total noninterest expense | $1,813,000 | 2,162 |
| Salaries and employee benefits | $1,107,000 | 1,922 |
| Premises and equipment expense | $224,000 | 2,493 |
| Additional noninterest expense | $482,000 | 2,411 |
| Pre-tax net operating income | $149,000 | 6,475 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $58,000 | 4,885 |
| Income before extraordinary items | $91,000 | 7,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,000 | 6,913 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 5,226 |
| Total interest expense | $1,250,000 | 6,312 |
| Net interest income | $3,682,000 | 4,596 |
| Provision for loan and lease losses | $338,000 | 3,204 |
| Total noninterest income | $1,594,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,489,000 | 1,653 |
| Total noninterest expense | $5,192,000 | 2,835 |
| Salaries and employee benefits | $3,158,000 | 2,504 |
| Premises and equipment expense | $486,000 | 4,022 |
| Additional noninterest expense | $1,548,000 | 2,890 |
| Pre-tax net operating income | $-254,000 | 8,855 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-60,000 | 9,011 |
| Income before extraordinary items | $-194,000 | 8,903 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-194,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,935 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-194,000 | 8,849 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 5,164 |
| Total interest expense | $2,605,000 | 5,267 |
| Net interest income | $3,092,000 | 4,952 |
| Provision for loan and lease losses | $138,000 | 4,959 |
| Total noninterest income | $769,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $66,000 | 7,268 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $703,000 | 2,571 |
| Total noninterest expense | $2,455,000 | 5,013 |
| Salaries and employee benefits | $1,313,000 | 4,992 |
| Premises and equipment expense | $266,000 | 5,897 |
| Additional noninterest expense | $876,000 | 4,485 |
| Pre-tax net operating income | $1,268,000 | 4,291 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $438,000 | 3,559 |
| Income before extraordinary items | $830,000 | 4,785 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $830,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,628 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $830,000 | 4,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 5,817 |
| Total interest expense | $2,285,000 | 5,850 |
| Net interest income | $2,606,000 | 5,654 |
| Provision for loan and lease losses | $461,000 | 2,017 |
| Total noninterest income | $560,000 | 4,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,894 |
| Total noninterest expense | $2,379,000 | 5,031 |
| Salaries and employee benefits | $1,289,000 | 4,932 |
| Premises and equipment expense | $240,000 | 6,194 |
| Additional noninterest expense | $850,000 | 4,533 |
| Pre-tax net operating income | $326,000 | 7,791 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $326,000 | 7,310 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $326,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,432 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $675,000 | 504 |
| Net operating income | $326,000 | 7,311 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 9,172 |
| Total interest expense | $478,000 | 9,485 |
| Net interest income | $942,000 | 8,755 |
| Provision for loan and lease losses | $232,000 | 3,249 |
| Total noninterest income | $137,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $1,540,000 | 6,670 |
| Salaries and employee benefits | $839,000 | 6,580 |
| Premises and equipment expense | $152,000 | 7,631 |
| Additional noninterest expense | $549,000 | 6,159 |
| Pre-tax net operating income | $-693,000 | 9,965 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-693,000 | 9,998 |
| Extraordinary gains, net | $-10,000 | 10,148 |
| Net income | $-703,000 | 9,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $683,000 | 569 |
| Net operating income | $-693,000 | 9,986 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,000 | 10,454 |
| Total interest expense | $0 | 10,441 |
| Net interest income | $14,000 | 10,448 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $322,000 | 10,217 |
| Salaries and employee benefits | $226,000 | 9,984 |
| Premises and equipment expense | $29,000 | 10,190 |
| Additional noninterest expense | $67,000 | 10,322 |
| Pre-tax net operating income | $-326,000 | 10,091 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-326,000 | 10,138 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-326,000 | 10,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,200,000 | 267 |
| Net operating income | $-326,000 | 10,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.